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(Jalopnik)   The 10 most ridiculous car myths   ( jalopnik.com) divider line
    More: Interesting, tranquility, myths, necessarily true, economy car, crumple zones, Crown Victoria  
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13970 clicks; posted to Geek » on 10 Jan 2013 at 4:27 PM (5 years ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»

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2013-01-11 12:43:50 PM  
1 vote:

CmndrFish: BKITU: CmndrFish: Does this apply to cars where the body style is the only difference? I'm thinking like Accord and Accord Coupe and Altima and Altima Coupe. That a Camaro would have higher insurance than a Malibu would make sense, but those cars are quite a bit different. The first two pairs listed are functionally the same car.

Yes, I was speaking of year/make/model of sedan vs. same year/make/model of coupe. Comparing between different year/make/models, the year/make/model makes a bigger difference than sedan/coupe.

That sort of stuff always blows my mind. Obviously the insurance companies have the numbers and they know which ones cost them more, but it's still whacky to me that there's a difference between sedan and coupe drivers of the same bloody car.

It has nothing to do with the drivers of the car, but rather the expected repair costs if there is damage to the car. The coverages where this applies, Comprehensive and Collision, are the coverages regarding damage to your own vehicle, regardless of fault. Collision covers... well, collisions with other vehicles and human beings. Comprehensive covers basically everything else -- animal strikes, storm damage, theft, vandalism, etc. Since there are significantly different damage repair costs for sedan vs. coupe of a given model, the coverages have different costs.

Liability coverages -- the coverages that pay out to other parties if you are at-fault in an accident -- are significantly more dependent on driver profiles, and the coverage actually changes little between different vehicles. Basically, if you yourself have a 2000 Honda Civic Coupe and only want liability coverage because it's kind of a beater at this point, your rate would be basically identical if you had a 2000 Honda Civic Sedan instead, or a 1993 Ford Taurus station wagon. You're not expected to be a significantly greater risk to others if you're driving Beater A vs. Beater B or Beater C.
2013-01-11 10:52:06 AM  
1 vote:

Uzzah: Nothing To See Here: How about the myth that Electric Cars can pay for themselves.

My Bank says I'm 3 payments down and they want to pull the plug on my loan.

Here's a tip for you: PAY YOUR FARKING BILLS!

Dont lend to poor people!
2013-01-11 10:06:27 AM  
1 vote:

Znuh: Larger tires change the final drive ratio of a vehicle, just as an overdrive reduces revs at a given speed, larger diameter tires alter the rev count as the tire is making less complete revolutions to cover the previous ground crossed by the smaller tire. Or: if a car with normal rims hits 2100 rpm at 60 mph, the larger diameter reduces that. This is why people who alter tire ratio end up having to correct the discrepancy at the speedometer.

That's the last Jalopnik article I'm ever reading.

They lost Murilee Martin to www.thetruthaboutcars.com a while ago. He was the only guy on Jalopnik worth reading.

http://www.thetruthaboutcars.com/2013/01/junkyard-find-1974-mercedes -b enz-450sl/
2013-01-10 07:10:59 PM  
1 vote:

Lionel Mandrake: Next you're going to tell me there's no such thing as blinker fluid or a piston return spring.

If that's true, why does they keep showing up on my bill when I change my oil every 300 miles?

The spring is only needed because you wait so long to change your oil. The friction builds up after about 150 miles, so you need the extra mechanical assist to overcome resistance (as high as 40 ohms in some engines) as the oil degrades. Just change your oil every 150 miles and you'll see that charge disappear. Oh, and the first time you do that they'll need to flush the engine to wash the old oil out of the fallopian tubes. Don't worry-- it's a one-time thing.
2013-01-10 04:58:39 PM  
1 vote:

zarberg: cgraves67: What? No "graphics and rear wing spoilers make my front-wheel drive economy car go faster?"

That's a huge spoiler.

[www.m3post.com image 450x368]

Dude, WTF?  Spoiler alert, please!
2013-01-10 04:48:02 PM  
1 vote:
#100 Sheet metal shaped like a bloated insect is a car.
2013-01-10 04:46:50 PM  
1 vote:
Jet Fuel Makes Cars Go Faster
img.gawkerassets.comView Full Size

Picture/Text association FAIL
/has Crown Vic, author speaks the truth
2013-01-10 04:38:48 PM  
1 vote:

Broktun: How about a set of white wall tires?

Are you gonna cruise the Miracle Mile?
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