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(JSOnline)   "Steamed Customers Rebel." Baked customers say they don't care   (jsonline.com) divider line
    More: Amusing, Occupy movement, consumer complaint, Rancho Mirage, Consumers Union, Dodd-Frank Wall Street Reform and Consumer Protection Act  
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6939 clicks; posted to Main » on 05 Mar 2012 at 5:56 PM (9 years ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook



54 Comments     (+0 »)
 
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2012-03-05 5:50:05 PM  
If you are able to (I realize not everyone can) switch to a credit union and instead stick with your bank, you are a fool.
 
2012-03-05 5:59:20 PM  
Funny headline!!!!!
 
2012-03-05 6:00:25 PM  
No comment from the stewed customers?
 
2012-03-05 6:01:34 PM  
fta: "We're going to be playing bank fee Whack-a-Mole for the foreseeable future," said Fred R. Becker, chief executive of the National Association of Federal Credit Unions. Ultimately, he added, "people are going to switch" to credit unions.

[okaywiththis]

More people should do this.

Also hats. More people should wear hats.

/Funny headline is funny. +1 Subster.
 
2012-03-05 6:02:18 PM  

Ambivalence: No comment from the stewed customers?


Yeah, you'd think they'd have a beef too.
 
2012-03-05 6:02:27 PM  
Wait. What...do I owe you?
 
2012-03-05 6:02:59 PM  
Usually when I'm baked I don't care about much either.
 
2012-03-05 6:05:57 PM  
Fried customers just want a damn beer and their house slippers.
 
2012-03-05 6:10:41 PM  
Poached customers tend to not be very loyal.
 
2012-03-05 6:11:58 PM  
Let me get this straight. You're doing a story about customers who are pissed off at their banks. In 2012. And the best example you can find is a person who's *upset* about the fact that she's earning a higher interest rate than anyone else can get right now, and who also apparently doesn't understand what a CD is for.

I can find 6 people with better reasons to be pissed at their banks without having to leave my office. Whoever wrote this article must have just taken a quote from the first person he saw at a bank that day and figured "Well that lady sounds somewhat disgruntled. I'll go with her."
 
2012-03-05 6:16:13 PM  
Rebel scum
 
2012-03-05 6:16:44 PM  
What about the soldiers who had their homes foreclosed on while they were overseas?

That seems like a better story
 
2012-03-05 6:17:48 PM  

CornDog in 2012: What about the soldiers who had their homes foreclosed on while they were overseas?

That seems like a better story


Oh really? They should have gotten their finances in order before they left, or you know maybe they shouldn't have voluntarily joined to kill people
 
2012-03-05 6:25:29 PM  
 
2012-03-05 6:26:49 PM  
What a bunch of steamed hams.
 
2012-03-05 6:32:10 PM  
a2.ec-images.myspacecdn.comView Full Size
 
2012-03-05 6:33:16 PM  
I pay $5 a month for a prepaid debit/credit card. No overdraft fees. No other fees. They allow direct deposit, and if I spend a certain amount each month, or deposit a certain amount each month, they waive $5 monthly fee.

I haven't used a bank- a regular one, anyway-- in about a decade. I don't miss it at all.
 
2012-03-05 6:38:06 PM  

Ambivalence: No comment from the stewed customers?


nndb.comView Full Size


Give 'em some black coffee; that'll bring 'em around.
 
2012-03-05 6:40:43 PM  

Sanduskyed In The Shower: CornDog in 2012: What about the soldiers who had their homes foreclosed on while they were overseas?

That seems like a better story

Oh really? They should have gotten their finances in order before they left, or you know maybe they shouldn't have voluntarily joined to kill people


i.imgur.comView Full Size
 
2012-03-05 6:41:15 PM  

Nihilist's Guide to Reticent Entropy: I pay $5 a month for a prepaid debit/credit card. No overdraft fees. No other fees. They allow direct deposit, and if I spend a certain amount each month, or deposit a certain amount each month, they waive $5 monthly fee.

I haven't used a bank- a regular one, anyway-- in about a decade. I don't miss it at all.


They "allow" direct deposit?

ALLOW?

Wow, where did you ever find such a generous and accommodating institution?

So far BoA hasn't f*cked me, but the second they change their policies to anything that affects me negatively, I'll be out of there so fast I'll leave a smoke trail.
 
2012-03-05 6:41:20 PM  
Steamed hams?
 
2012-03-05 6:42:31 PM  
So far Citizen's bank hasn't farked with me. I've avoided BayBanks/Fleet/Bank Of America like the plague.
 
2012-03-05 6:47:37 PM  

fusillade762: Steamed hams?


A fellow Albanian
 
2012-03-05 6:47:42 PM  

macross87: The biscotti is tough and ruthless


And the challah is rough and toothless.
 
2012-03-05 6:52:08 PM  
I switched to a credit union last year in solidarity with #OCCUPY

saving money and no more bullshiat fees.
 
2012-03-05 6:54:17 PM  
2 words: Navy Fed
 
2012-03-05 6:57:01 PM  
FTFA: "Pattie Sullivan, a Rancho Mirage, Calif., retiree living on Social Security, said her bank surprised her in January by raising the annual maintenance fees for her two small retirement accounts from $15 for both to $30 each, or $60."

There is absolute no reason imaginable for a maintenance fee. That's highway robbery.
 
2012-03-05 7:03:07 PM  
fark the banks.

The last straw wasn't Wells Fargo saying they were implementing a once a month fee if you used your debit card. It was the 4% difference in auto loan rates between them and the credit union.

Good god, that switch saved me a few grand on my auto loan all by itself, with the added benefit of keeping more of my cash in the local community for a longer time period rather than sending a check to South Dakota or where ever Wells Fargo's auto loan service center is.

Oh and also fark Wells Fargo on the change front. They would make you roll all your change, THEN break open each roll and count it in their machine. Assholes
 
2012-03-05 7:11:42 PM  
I hope the government is ready to step in and give the banks some free money to make up for all of the customers they are losing. Letting businesses fail because of their bad decisions is not what this great country is about.
 
2012-03-05 7:18:05 PM  

fusillade762: Steamed hams?


It's a regional thing.
 
2012-03-05 7:24:32 PM  
rankopedia.comView Full Size


What a steamed customer may look like.

meat0918: Oh and also fark Wells Fargo on the change front. They would make you roll all your change, THEN break open each roll and count it in their machine. Assholes


I used to belong to a bank that wanted us to put an account number on our rolls of coins, just in case we decided to short-change them. At least they didn't openly doubt us.

Come to think of it, that bank was a credit union. That's the only criticism I can think of about them, though.
 
2012-03-05 7:24:33 PM  
As long as the steamed customers aren't in Cleveland
 
2012-03-05 7:30:38 PM  
I use both. So far my bank doesn't charge for debit cards or teller fees. I'm happy with them thus far though I have no problem shopping for other banks in the meantime. I figure if I shop around for a good deal on food, clothing and cars I should also keep my eye out for a good deal on my bank. I use the bank for paying bills and use the credit union for a second checking and savings account. Hopefully that's a smart move... I'm kinda wingin' it.
 
2012-03-05 7:35:46 PM  
I get free checking with no fees. The retail banks can afford to stick ATMs everywhere. As soon as they charge me for the privilege of taking my money then I will switch to a credit union and deal with the lack of atms.
 
2012-03-05 7:38:52 PM  

hogans: [www.rankopedia.com image 497x312]

What a steamed customer may look like.

meat0918: Oh and also fark Wells Fargo on the change front. They would make you roll all your change, THEN break open each roll and count it in their machine. Assholes

I used to belong to a bank that wanted us to put an account number on our rolls of coins, just in case we decided to short-change them. At least they didn't openly doubt us.

Come to think of it, that bank was a credit union. That's the only criticism I can think of about them, though.


The credit union said the feds don't accept rolled coins anyways, so it was stupid to do anyways.

Not sure how true that is though.
 
2012-03-05 7:40:17 PM  
If you pay ATM fees any time for any reason, you have a shiatty bank and you're a fool for not switching to a credit union.
 
2012-03-05 7:44:34 PM  

lewismarktwo: I get free checking with no fees. The retail banks can afford to stick ATMs everywhere. As soon as they charge me for the privilege of taking my money then I will switch to a credit union and deal with the lack of atms.


Lack of ATMs isn't as big a problem as you might think. If you switch to a credit union that's a member of Credit Union Network, you can use ATMs belonging to any member credit union, with no fees.

Some credit unions will take it a step even further. My credit union, for example, will reimburse me for any ATM fees I incur anywhere.
 
2012-03-05 7:50:56 PM  

Lehk: I switched to a credit union last year in solidarity with #OCCUPY

saving money and no more bullshiat fees.


I switched well before Occupy, but I joined their march when they went as groups to close their accounts.

/wamu
//chase
///better name is 'thief'
 
2012-03-05 7:52:19 PM  
"Steamed Customers Rebel." Baked customers say they don't care, want Cheetos.

FTFY
 
2012-03-05 8:16:36 PM  
myfacewhen.netView Full Size


/hot like a roach burn
 
2012-03-05 8:19:26 PM  
I've been a credit union customer for over 10 years. Best banking decision I've ever made. Their mortgage rates are lower, no fees for checking, but less ATM locations. Wanna' refinance your car, they'll save you money. Biggest drawback is they won't let me take my ex-wife's name off the mortgage without refinancing.
 
2012-03-05 8:30:52 PM  
Can I possibly be the first with the USAA love?

Lovely lovely USAA...
 
2012-03-05 8:47:41 PM  

Sanduskyed In The Shower: CornDog in 2012: What about the soldiers who had their homes foreclosed on while they were overseas?

That seems like a better story

Oh really? They should have gotten their finances in order before they left, or you know maybe they shouldn't have voluntarily joined to kill people


Soldiers and Sailors Relief Act:

http://usmilitary.about.com/cs/sscra/a/sscra.htm

The first sentence in the link: "The very nature of military service often compromises the ability of service members to fulfill their financial obligations and to assert many of their legal rights."
 
2012-03-05 8:57:50 PM  
But they are unions. Socialism isn't supposed to be bad?
 
2012-03-05 9:00:38 PM  
Getting a kick etc. because I just switched to a Credit Union today for ALL of my banking needs!
 
2012-03-05 9:18:23 PM  

SweetSilverBlues: Can I possibly be the first with the USAA love?

Lovely lovely USAA...


This. If you have access to USAA, use it. Best rates on everything.
 
2012-03-05 9:27:42 PM  
Considering I'm a repair technician for Bank of America and need a card to test the card swipe machines, I have my only account with them. It's a paperless free checking account - no mailed statements, and they'll charge me if I go to a teller - but I do everything online and only need ATMs for cash anyways, so it works out.
 
2012-03-05 10:20:27 PM  
They should lower her interest on her retirement account by enough to cover the $30. Then tell her it's free and she will be happy! She will still be pulling in more than the credit union would pay. 2 years will be added to her life because she'll have nothing left to b@tch about.
 
2012-03-05 10:27:01 PM  

SweetSilverBlues: Can I possibly be the first with the USAA love?

Lovely lovely USAA...


Nope, they rock. Absolutely rock
 
2012-03-05 10:45:35 PM  

Eating Old People to Save Social Security: SweetSilverBlues: Can I possibly be the first with the USAA love?

Lovely lovely USAA...

Nope, they rock. Absolutely rock


Unless you work for them. Then they suck, they absolutely suck.
 
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