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(My San Antonio)   HOA is about to foreclose 84 homes in one neighborhood for not paying dues. One home that was about to be foreclosed on had a fine less than $300 dollars   ( mysanantonio.com) divider line
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14639 clicks; posted to Main » on 16 Mar 2009 at 10:19 AM (9 years ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»

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2009-03-16 11:56:27 PM  
I still don't understand what the problem is? If you don't like HOAs then go move somewhere without an HOA. There are plenty of places you can move that don't have HOAs.

If you are too stupid to read the home owner's association contract that you sign, then you deserve to get your home sold. You have no business signing a real estate contract to begin with.

This is a huge freedom issue. I have a right to freely enter into contracts with my neighbors and then use the courts and foreclosure on them when they don't live up to their end of the bargain. That's why we have a nice pretty neighborhood with high property values instead of a collection of purple and yellow and black checkerboard painted homes with upside down cars in the front yard and a salvage yard in the side yard and a 50 foot tall flashing billboard of the American flag on it.

There are people that prefer the freedom of owning property where they don't have to enter into such contracts. Luckily there are plenty of places for them to live. Why do they always seem to insist on being able to sign a contract and then ignore it?
2009-03-17 01:33:38 AM  

40below: Good. People need to learn to live by the rules. Rules are what separate us from animals. And the Irish.

I thought weaseling out of things was what separated us from the animals. Except the weasel.
2009-03-17 01:41:02 AM  

mod3072: I have no experience with HOAs (thankfully), so this may be a stupid question, but why wouldn't the banks get involved? If I were the bank and I had loaned Citizen X $500,000 to buy a house and then some local non-governmental "agency" tried to forclose on it and probably sell it for less than what is owed against it, I would be a little upset about that. Is the HOA responsible for covering the difference? My guess is "no" or they wouldn't be doing it. The whole thing seems very distasteful and, frankly, illegal to me. Yes, I understand that they signed a contract willingly and I can see the HOA suing to get their fees. At least that way the homeowners have their day in court and can explain why they did not feel the need to pay the fees. Kicking someone out of their home and selling it out from under them seems like an unlawful seizure to me, especially when it is probably a several-hundred-thousand dollar asset being sold to pay for a couple of hundred in fees. I can't believe this is legal and, if it is, it shouldn't be.

The fun thing is, if the HOA takes your house, you still owe the bank for your mortgage. Of course, it wouldn't be secured any more, and most people would probably stop paying it. Then you'd take another hit to your credit rating.

After that happens, good luck getting a credit card, renting a place to live or even getting a decent new job.
2009-03-17 05:20:25 PM  
If thats your home kill the president of the HOA.
They get the idea very quickly.
2009-03-19 01:54:13 PM  

lisarenee3505: DFWPhotoGuy: Also...people please stop feeding the troll. Ms sue 3 times and win has reeled you in hook, line and sinker.

10/10 perfection. Subtle but with just enough crazy that people fell for it.

Hehe, FINALLY someone gives me some credit for what was, in my opinion anyway, a pretty good performance. Thanks :)

Terrible and obvious performance to anyone with a brain. Some of us tried to help the dumber among the fark community and fialed. Ah well.
2009-03-19 03:40:30 PM  
That's the problem with our country today...a total lack of common sense and insatiable greed!!
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