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(MSN)   Thrifty, frugal, stingy, and cheap. What's the difference between all four in different situations?   (msn.com) divider line
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403 clicks; posted to Discussion » on 30 Jan 2023 at 10:35 AM (8 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook



37 Comments     (+0 »)
View Voting Results: Smartest and Funniest
 
2023-01-30 9:42:47 AM  
Thrifty looks for decent deals. Frugal cuts back on purchases until necessary, and even then, looking for the best deal. Stingy looks for deals when none are offered, and begrudgingly pays and makes pains to know how much you're ripping them off. Cheap...well, folks want to appear like they're living it up, but damn do they hate to pay for it.

Thrifty will get great clothes on the cheap at a local shop, or wait for sales. Frugal will limit their purchases and their lifestyle in order to save money. Frugal will cut that thermostat down and wear a sweater at home, but invest in some insulating slippers for those hard wood floors. Stingy will try to talk down every estimate they're ever given, and see what they can get out of you. Cheap...they'll buy champagne, but it better be domestic, and they'll get cocktails, but they'll be well drinks. And they'll skip out on the bill if they can manage it by heading out early and leave you with the check.
 
2023-01-30 9:56:25 AM  
Thrifty and  frugal, is me.
I make good money. And I don't spend a lot. I hunt for a bargain, but only if I need it.
I like thrift stores for my clothing, and flea markets. I wear high end shoes I buy for a penny on the dollar. I have 2 cars I bought in the early 2000s, and spent less than $13k for both. Each one is kept in running order by a trusted mechanic.

Stingy and cheap is my best friend's brother. He makes a lot more than I ever will. Takes home leftover beer he didn't buy for the party. And never returns that cord of wood he always mooches off his brother in the spring.
He's goofus.
I'm gallant.

The money I have saved allows me to generously contribute to food pantries and the arts.

The money he saves he never spends on his wife or kids. It just waits.
 
2023-01-30 9:58:50 AM  
Based of grocery shopping
Thrifty: Using coupon to buy Jif
Frugal: Buying Peter Pan because it's currently on sale
Stingy: Trying to haggle with a cashier over aying $12 a jar for your preferred brand of organic, natural peanut butter
Cheap: Buying whatever PB has the lowest price, regardless of brand or type

Essentially, the only one I really see a negative connotation to is Stingy. The others are working within the means you have while Stingy is having money but not being willing to use it or demanding to spend less of it than someone who doesn't.
 
2023-01-30 10:02:40 AM  
They are entirely based upon the tight-pursed motherfarker - specifically if you like him (thrifty, frugal), or hate him (stingy, cheap)
 
2023-01-30 10:05:38 AM  
Tea a/o coffee

Thrifty:  Buy when on sale at the grocery store
Frugal:  Buy when the store brand is on sale
Stingy:  Reuse the same bag/grounds all week
Cheap:  Only drink hot water (unless someone else is buying)

Like vudu we try to live thrifty/frugal.  It's funny, after decades of having to stretch most every penny, now that we don't 'have' to, it's hard to go shopping for groceries any other way.  Shrug, whatever.  We have simple tastes & it does give us a little extra money to spread around to those who really could use a small hand up/favorite charities.
 
2023-01-30 10:14:04 AM  
It's all the same to me
 
2023-01-30 10:44:56 AM  
What's the difference between all four


Use 'between' with two items only. (tween = twain = two)

If there are three or more, use 'among'.

And since there will likely be more than one difference among them, ask "What are the differences...?" instead.


Thank you for coming to my TED talk.
 
2023-01-30 10:46:17 AM  

hubiestubert: Thrifty looks for decent deals. Frugal cuts back on purchases until necessary, and even then, looking for the best deal. Stingy looks for deals when none are offered, and begrudgingly pays and makes pains to know how much you're ripping them off. Cheap...well, folks want to appear like they're living it up, but damn do they hate to pay for it.

Thrifty will get great clothes on the cheap at a local shop, or wait for sales. Frugal will limit their purchases and their lifestyle in order to save money. Frugal will cut that thermostat down and wear a sweater at home, but invest in some insulating slippers for those hard wood floors. Stingy will try to talk down every estimate they're ever given, and see what they can get out of you. Cheap...they'll buy champagne, but it better be domestic, and they'll get cocktails, but they'll be well drinks. And they'll skip out on the bill if they can manage it by heading out early and leave you with the check.


I think they all have an output side as well as an input.

Thrifty folks will generally freely share their bounty.
Frugal folks will let you have some when they have extra.
Stingy folks don't share.
Cheap folks will steal yours, often with some intricate mental gymnastics for why it isn't stealing because they deserve it.  If they share, they are actually setting you up for the long con by preemptively justifying when they steal from you later, "I deserve this big thing because I did that token thing for that person yesterday".  Buying well drinks above was the perfect example of this setup.
 
2023-01-30 10:50:45 AM  
I'm not sure there's a difference between thrifty and frugal. At least, they go hand-in-hand. Stingy is more about being selfish than spending habits. You can spend a lot of money and still be stingy. Cheap is spending the least amount of money on a thing, with little to no effort made on gauging value. Cheap folks tend to spend a lot more in the long run, mostly on replacing things.
 
2023-01-30 10:55:18 AM  
Thrifty / frugal is being economical on yourself and your needs. Stingy / cheap is applying the same standard to your friends and family.
 
2023-01-30 10:56:27 AM  

Recoil Therapy: It's funny, after decades of having to stretch most every penny, now that we don't 'have' to, it's hard to go shopping for groceries any other way.


When my wife and I were dating and first moved in together, we would try to outdo each other in bargain hunting.  Then, to the self checkout with expired coupons (when they had the old UPC style that didn't contain the date in the bar code).  Clearance pasta? Buy as much as we can store in the studio apartment.  After shopping for the cheapest for years and learning how to cook it, I just can't justify buying something expensive or fancy unless I need it for a specific recipe.
 
2023-01-30 10:57:40 AM  

phalamir: They are entirely based upon the tight-pursed motherfarker - specifically if you like him (thrifty, frugal), or hate him (stingy, cheap)


well put, and the best reply.
 
2023-01-30 11:00:45 AM  
Thrifty reuses dryer sheets. Cheap reuses toilet paper sheets.
 
2023-01-30 11:10:26 AM  
Uh, those are words; they have definitions.
 
2023-01-30 11:12:49 AM  
Thrifty is cunning. Frugal is wise. Stingy is mean. Cheap is careless.
 
2023-01-30 11:13:48 AM  
Thrifty / Frugal / Stingy / Cheap

Hey!  Four for the price of one!
 
2023-01-30 11:34:26 AM  
About $10,000,000 in liquid net worth.
 
2023-01-30 11:35:32 AM  
thrifty: got a great deal on a used bike
frugal: won't buy a new used bike, the old one works fine
stingy: buys new bike, refuses to pay for a seat or handlebars, other jim-crickey
cheap: built own bike from other bikes he found in alleys around town
 
2023-01-30 12:05:51 PM  
At fast food restaurant

Thrifty: Buys a meal deal that has burger/fry/soda
Frugal: Buys a meal deal with a coupon
Stingy: Buys only a burger and asks for water cup
Cheap: Buys the kid meal deal, the goes all "Karen" on the server when they won't give a Senior discount and they are not a Senior
 
2023-01-30 12:16:35 PM  
Stingy, Frugal, Cheap, and Thrifty... oh, I almost forgot Doc, I always forget Doc.

- Snow White and The Four Scottsman

(I understand this joke is based on an outdated stereotype that really has no place in this day and age.  But I'm trying to build up to being able to boldly claim that all my failures are due to Cancel Culture.)
 
2023-01-30 12:19:25 PM  
Thrifty: internet porn
Frugal: adult theater peep shows
Stingy: meth whore
Cheap: subby's mom
 
2023-01-30 12:20:52 PM  
There has to be a meta response to the question regarding scraping a reddit thread to save work and then post it on Fark to get click/ revenue.
 
2023-01-30 12:31:57 PM  

scumm: thrifty: got a great deal on a used bike
frugal: won't buy a new used bike, the old one works fine
stingy: buys new bike, refuses to pay for a seat or handlebars, other jim-crickey
cheap: built own bike from other bikes he found  STOLEin alleys around town

 
2023-01-30 12:34:56 PM  
Thrifty - eats leftovers, makes second dishes with leftovers
Frugal - uses coupons, ships multiple stores for best meals and acts thrifty when cooking
Stingy - everyone is only allowed single servings
Cheap - uses ketchup packets from restaurants as substitute for tomato sauce

Now I'll read the thread and see how I did.
 
2023-01-30 12:39:08 PM  

McGrits: There has to be a meta response to the question regarding scraping a reddit thread to save work and then post it on Fark to get click/ revenue.


I was banned from r/frugal when I told someone that driving a Ford Excursion that they bought for $4000  a few years ago was hardly frugal. I told them STFU and they banned me.

I'm a career auto tech. I tried to help.
 
2023-01-30 12:45:14 PM  

RogermcAllen: hubiestubert: Thrifty looks for decent deals. Frugal cuts back on purchases until necessary, and even then, looking for the best deal. Stingy looks for deals when none are offered, and begrudgingly pays and makes pains to know how much you're ripping them off. Cheap...well, folks want to appear like they're living it up, but damn do they hate to pay for it.

Thrifty will get great clothes on the cheap at a local shop, or wait for sales. Frugal will limit their purchases and their lifestyle in order to save money. Frugal will cut that thermostat down and wear a sweater at home, but invest in some insulating slippers for those hard wood floors. Stingy will try to talk down every estimate they're ever given, and see what they can get out of you. Cheap...they'll buy champagne, but it better be domestic, and they'll get cocktails, but they'll be well drinks. And they'll skip out on the bill if they can manage it by heading out early and leave you with the check.

I think they all have an output side as well as an input.

Thrifty folks will generally freely share their bounty.
Frugal folks will let you have some when they have extra.
Stingy folks don't share.
Cheap folks will steal yours, often with some intricate mental gymnastics for why it isn't stealing because they deserve it.  If they share, they are actually setting you up for the long con by preemptively justifying when they steal from you later, "I deserve this big thing because I did that token thing for that person yesterday".  Buying well drinks above was the perfect example of this setup.


Absolutely.
 
2023-01-30 2:04:01 PM  
residential remodeler here

thrifty - reusing materials culled from tearout
frugal - display models of appliances with the same factory warranty
stingy - shorting the contractor because he 'could have gotten the same thing across town for cheaper '
cheap - everything is rock bottom dollar/quality, both materials and labor
 
2023-01-30 2:14:56 PM  

phalamir: They are entirely based upon the tight-pursed motherfarker - specifically if you like him (thrifty, frugal), or hate him (stingy, cheap)


Depends. How this motherfarker how his spoon? How does he eat his crackers?
 
2023-01-30 2:51:22 PM  

Fano: phalamir: They are entirely based upon the tight-pursed motherfarker - specifically if you like him (thrifty, frugal), or hate him (stingy, cheap)

Depends. How this motherfarker how his spoon? How does he eat his crackers?


How does he eat his crackers? In the corner like he owns the place. Duh.
 
2023-01-30 2:55:20 PM  
Enough with the adjectives and just call us "Canadians"!
Idiot Yanks droppin' their money like beer farts.
 
2023-01-30 3:23:18 PM  
Dad would buy floor demo models of TV's and stereos and fridges/appliances. They were crap. Always.  Same with the living room and dining room furniture. Crap made to look quality; veneer over particle board kinda stuff.

Mom was what they used to call a "fishwife"; a champion haggler, a coupon clipper never above trying to slip an expired or ineligible coupon thru, or to bluff and bluster her way into getting a discount. After dad died, mom never tired of bringing out the "poor old widow woman" routine to cadge discounts and freebies everywhere from the grocery to the car mechanic and plumber.

My thing was dumpster diving at new construction sites, pulling clean new stuff trimmed or left over. I was able to soundproof an entire audio production room with leftover rockwool and carpeting and ceiling tile cutoffs, all brand new. Sometimes my wife would come along, looking for art materials or free good wood pieces for some project around the house.  We stopped when we got too old and inflexible to work the dumpsters, and by then we had everything we needed anyway.

Nowdays, this dumpster diving has been formalized into a business called the eight dollar store here. They took over an empty Pier One store. Filled it with big, wheeled table,s full of returned goods, loose, broken, b- stock, whatever... every category you can imagine, just higgledy-piggledy. Every item is eight dollars on Friday, and the price goes down by a dollar each day of the week until they close Thursday to re stock with new crap.  It's one of my dughters' favorite shopping activities, more fun and varied than most thrift shops. On the first day of the week, people line up in the cold to get in at opening, because there will be a limited amount of consumer electronics like laptops, projectors, boom boxes and Tv's for eight dollars.  But the place is bedlam: car parts next to women's underwear next to scuba gear next to kids' toys, clothing,... and for some reason, beauty shop wigs, unbagged, strewn throughout, like tribbles, or maybe golf course divots... kinda creepy, those...  Still, I go on the one-dollar day sometimes and bring home about ten bucks worth of finds that I'm pretty happy with.
 
2023-01-30 3:51:10 PM  
I learned this in third grade vocabulary worksheets. Now it's clickbait for adults. I weep for our civishation.
 
2023-01-30 4:00:55 PM  

Mangoose: Thrifty is cunning. Frugal is wise. Stingy is mean. Cheap is careless.


I like that! Going to try to remember this.
 
2023-01-30 4:01:21 PM  
Depends on if i am the giver or receiver of said action.
 
2023-01-30 6:51:07 PM  
Depends on how much you like/hate the cheap bastard.
 
2023-01-30 11:06:44 PM  
They're synonyms, who cares?  Eye of the beholder.

foo monkey: I learned this in third grade vocabulary worksheets. Now it's clickbait for adults. I weep for our civishation.


No kidding.  I used to read thesarusesssess for  fun.  Still do, in fact.
 
2023-01-31 6:35:02 AM  
Thrifty is what the vast majority of humanity was for the vast majority of human history.  Because until the end of WWII and the huge boom in prosperity that followed, most people were dirt poor, even more poor than what we consider it to be today.  Not being thrifty usually meant you died fairly quickly.
 
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