Sounds like my ex daughter in law. Refuses to pay for medical insurance through her work because "that shiat just cost too much"  She can get single coverage for herself at work for 32 dollars a week. She spends around a 100 a week on vape products etc. So do I feel sorry for her when she is sick and cant afford to go to the dr? NOPE. Her and the grandkids live in a house I own for free and myself and my son provide all the clothing food etc the grands need. But she cant swing 32 bucks? She is currently whining she cant buy a new car because her credit is ruined due to unpaid medical bills. Her fault and Im not helping her get one. She has tried to get my son to put her on his with my grands. Some people are just irresponsible. The dr hospital etc are pirates for sure. And I sympathize with anyone who has a reason to be going into the hospital. But when you look at it the majority just choose to opt out and roll the dice they wont need it so they can put rims on their pick up or buy shiat like cigs beer etc. They roll those dice and they get snake eyes? On them. Not my problem