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(WFTV Orlando)   1000s of families complain Christian Care Ministry Medi-Share program won't cover their medical bills after paying into its "Biblical stewardship and responsibility" coverage. They did pray for their clients though   (wftv.com) divider line
    More: Florida, Health care, Medi-Share program, medical share program, Health insurance, Money, Medi-Share, Health economics, BBB president Holly Salmons  
•       •       •

1426 clicks; posted to Business » on 04 Dec 2022 at 6:45 AM (8 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook



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2022-12-03 9:23:25 PM  
1st mistake was believing in a fairy tail then thinking an unlicensed and unregulated church run system would actually do what they promised.
 
2022-12-03 10:45:43 PM  
You get what you pay for......


Fark user imageView Full Size


And how the hell is a passenger on an atv outside of "christian" guidelines?  Fsck these grifters, and to a lesser degree the people that signed up for this train wreck
 
2022-12-03 11:10:41 PM  
Might as well wait on god to heal them.
 
2022-12-03 11:32:47 PM  

SpaceMonkey-66: And how the hell is a passenger on an atv outside of "christian" guidelines?  Fsck these grifters, and to a lesser degree the people that signed up for this train wreck


I always assumed the "Christian" but was just to avoid paying for abortion and any other sort of reproductive health care.

Pretty sure that Republican Jesus loves guns and ATVs.
 
2022-12-04 12:09:30 AM  
In my work, I occasionally have a patient who has a healthshare plan. When I contact the plan (about authorizing a procedure), it is almost always Christian faith/ministry based. On the web site and/or phone menu, the plan will emphatically state (as law requires of all such plans) that is not insurance. But, to read the rules and coverage is to be thrown back the ancient days of what was called "major medical insurance". It was like car insurance for your body. Preventive and routine care were not covered, nor were prescriptions or medical equipment. There was a deductible but no co-pays or coinsurance; medical bills were paid on UCR - a Usual, Customary, and Reasonable amount predetermined by the insurance company. Purportedly reflecting rates for medical services in the local area, the data was proprietary to the pricing service and therefore not open to discussion. Payments were, as could be expected, neither usual, customary, nor reasonable, and always way below what your doctor or hospital was charging. The balance was all yours to pay.
Healthshares, as non-insurance, are not required to include preventive and routine coverage that PACA regs require (I have healthshares plans in a N'obama directory). Instead, many of them have the patient submit the medical bills post-service and a review board determines what, if anything, gets paid. Some plans require a wait period, during which the member pays premiums - I mean, donations - based on age, health history, family size, and income level. Pre-existing condition coverage, so crucial to Obamacare, might be available after a wait period (usually a year) or might not be covered, ever.
Some of these plans might be well-meaning and legitimate (there's one that, whenever I call, the phone rep offers to pray with me, which is nice), but so many seem to me like a throwback to the predatory insurance companies of the '60s through the '80s, but with higher premiums. Some reek of "stiggin' it to the libbs", bragging about their contrarity to the intents and regulations of contemporary government-approved full service health plans. There is a detectable level of We Build the Wall charlatanry, sucking money out of the pockets of people who can not afford it and offering nothing of substance in return. Using religion as a sales hook, I hope, buys them a one way ticket (30 pieces of silver, a bargain!) to the ninth circle of Hell.
As can be expected when no routine and preventive care is covered, when pre-existing conditions go untreated, and when even urgent and emergent care is paid in small portions - compounded with costly monthly "donations" - patients end up depending on Medicaid and/or Medicare for their health care.
 
2022-12-04 2:58:27 AM  
Diamond studded gold encrusted chauffeur driven Father Moose out front should have told you.
 
2022-12-04 3:17:56 AM  
Amazing these people can hang around "Christians" all the time and never catch on.
 
2022-12-04 4:33:42 AM  
From TFA: "When you really need it, it's there. Get real insurance," Benedict Sr. said.

Looks like someone finally got hit upside the head with a clue-by-four.
 
2022-12-04 5:02:31 AM  
Every claim payment refusal comes with a smug "Well, I guess Jesus didn't feel you were worthy of healing. Maybe you should donate more to the church next time you sin enough to get cancer."

I forget who said it, and I'm mangling the quote, but it was basically "If a business loudly proclaims how 'Christian' it is, they're going to fark you blind because you're not one of them and they can just ask for forgiveness after it's all over."
 
2022-12-04 6:46:24 AM  
The best way to deal with this type of religious nut is to point out that the rapture has come and gone and they didn't make it.
 
2022-12-04 6:47:45 AM  
"We're gonna have to let Jesus take care of that leprosy. And if he does, remember your deductible."
 
2022-12-04 6:53:09 AM  
Didn't John Oliver rip these plans apart last year?
 
2022-12-04 7:32:31 AM  
Any business venture that openly flaunts its Christianity will always screw you over.  Always.
 
2022-12-04 7:39:58 AM  

Mr. Coffee Nerves: Every claim payment refusal comes with a smug "Well, I guess Jesus didn't feel you were worthy of healing. Maybe you should donate more to the church next time you sin enough to get cancer."

I forget who said it, and I'm mangling the quote, but it was basically "If a business loudly proclaims how 'Christian' it is, they're going to fark you blind because you're not one of them and they can just ask for forgiveness after it's all over."


In my work I deal with a lot of small auto shop business owners and you are correct, I would say 75% of those shops touting their Christian ownership and beliefs are horrible to deal with, their payments to their accounts are always behind, they file a warranty claim on parts/labor but charged their customer to the repair (we cover parts/labor under warranty so they don't have to recharge their customer).  few of the shops offer benefits to their employees under the "we can't afford it" yet they drive around in high-end cars, and kids go to private Christian schools, big houses, and big boats.
 
2022-12-04 7:42:51 AM  
Action 9 reviewed its contracts and websites, and the organization makes it clear it is not traditionally regulated health insurance. Yet some consumers weren't so sure.
"Sounded exactly like insurance. They just used different words," Georgi Dye said.


You @&#%ing sucker. Know what you're paying for. Always.
 
2022-12-04 7:43:37 AM  
They have my thoughts and prayers.
 
2022-12-04 7:46:24 AM  

Pants full of macaroni!!: Any business venture that openly flaunts its Christianity will always screw you over.  Always.


I've run across a few that actually walk the talk. 95% of them are as ruthless as the "Others" they demonize.
 
2022-12-04 7:56:03 AM  
I had neighbors who were on one of these about 8 years ago. Both of their parents were pastors at different Pentecostal churches in town and neither of the couple went to college - he sold windows for a local installer and she was a PT dental hygienist. Their parents bought their house because they didn't make much more than minimum wage when all was said and done.

Since Obama was the devil incarnate, they refused to buy regular insurance, bragged about paying the penalty for not carrying insurance, and got a medi-share plan.

Fast forward about a year from their wedding and moving in and they had a baby about the same time we did. We had a mediocre plan but all said and done were out about $3000 for a baby via cesarean. It casually came up in conversation but they said they owed about $25,000 and were fighting for the medi-share to pay any of their expenses.

Apparently their policy didn't pay out expenses for a cesarean, just for vaginal birth. They ended up having to do a letter-writing campaign, begging for donations from others on the plan and got a few hundred in donations after a few months. Mom and dad stepped in and got donations from their churches to eventually cover their bills.

We since moved away after they had babies  2 through 4, so I'm not sure if they ever got real insurance.
 
2022-12-04 8:14:29 AM  
Fark user imageView Full Size
 
2022-12-04 8:20:22 AM  
This is different from Socialism, . . . Hahaha hahaha hahaha 😝 😆
 
2022-12-04 8:27:05 AM  
Ah. Florida.
 
2022-12-04 8:28:51 AM  

soopey: Didn't John Oliver rip these plans apart last year?


Yep. He even started one, "JohnnyCare," for the lulz.

Health Care Sharing Ministries: Last Week Tonight with John Oliver (HBO)
Youtube oFetFqrVBNc
 
2022-12-04 8:28:59 AM  

soopey: Didn't John Oliver rip these plans apart last year?


He did and before that episode I had never heard of these scammy "insurance" policies. Any person with half a brain could see the scam of them from a mile away but you slap christian on something and the rubes with throw gobs of cash at you.
 
2022-12-04 8:32:43 AM  

Another Government Employee: Pants full of macaroni!!: Any business venture that openly flaunts its Christianity will always screw you over.  Always.

I've run across a few that actually walk the talk. 95% of them are as ruthless as the "Others" they demonize.


I wonder how many of them force their employees to work on Sunday...
 
2022-12-04 8:34:09 AM  
I am shocked, SHOCKED I tell you..
 
2022-12-04 8:37:09 AM  
The grift that keeps on grifting.
 
2022-12-04 8:38:27 AM  

IlGreven: Another Government Employee: Pants full of macaroni!!: Any business venture that openly flaunts its Christianity will always screw you over.  Always.

I've run across a few that actually walk the talk. 95% of them are as ruthless as the "Others" they demonize.

I wonder how many of them force their employees to work on Sunday...


Almost all of the ones I'm aware of (except for trades stuff like plumbers) close up on Sunday. Where most of the screwing happens is dealing with customers and vendors.
 
2022-12-04 8:38:33 AM  

groppet: soopey: Didn't John Oliver rip these plans apart last year?

He did and before that episode I had never heard of these scammy "insurance" policies. Any person with half a brain could see the scam of them from a mile away but you slap christian on something and the rubes with throw gobs of cash at you.


They advertise on talk radio.

/the only talk radio I listen to is local sports
 
2022-12-04 8:45:24 AM  
"Christians". The word completely loses its true meaning without the quotation marks.
 
2022-12-04 8:49:56 AM  
They don't need health insurance: they live in DeSantis Heaven.
 
2022-12-04 9:05:54 AM  

FormlessOne: soopey: Didn't John Oliver rip these plans apart last year?

Yep. He even started one, "JohnnyCare," for the lulz.

[iFrame https://www.youtube.com/embed/oFetFqrVBNc?autoplay=1&widget_referrer=https%3A%2F%2Fwww.fark.com&start=0&enablejsapi=1&origin=https%3A%2F%2Fwww.fark.com&widgetid=1]


Hahaha wow, it's a collective of stupid

/he should be on in primetime
 
2022-12-04 9:50:45 AM  

Another Government Employee: IlGreven: Another Government Employee: Pants full of macaroni!!: Any business venture that openly flaunts its Christianity will always screw you over.  Always.

I've run across a few that actually walk the talk. 95% of them are as ruthless as the "Others" they demonize.

I wonder how many of them force their employees to work on Sunday...

Almost all of the ones I'm aware of (except for trades stuff like plumbers) close up on Sunday. Where most of the screwing happens is dealing with customers and vendors.


Yeah, closing on Sundays is a super inexpensive and easy way to virtue signal. Most non-retail businesses don't really work Sundays anyway.
 
2022-12-04 10:08:21 AM  
To all the people who paid money into this and other grifts like it:

Fark user imageView Full Size
 
2022-12-04 10:24:30 AM  
If Jesus loved you he wouldn't have made you sick.
 
2022-12-04 10:32:47 AM  
That's a lot of words to say "affinity fraud".
 
2022-12-04 10:37:48 AM  

SpaceMonkey-66: You get what you pay for......


[Fark user image 425x425] [View Full Size image _x_]

And how the hell is a passenger on an atv outside of "christian" guidelines?  Fsck these grifters, and to a lesser degree the people that signed up for this train wreck


The guy with the tats skipped Leviticus.
 
2022-12-04 10:38:49 AM  

FormlessOne: Ah. Florida.


"Christians" live everywhere.

Unfortunately.
 
2022-12-04 10:49:31 AM  

Man On A Mission: From TFA: "When you really need it, it's there. Get real insurance," Benedict Sr. said.

Looks like someone finally got hit upside the head with a clue-by-four.


wait till he finds out that "real insurance" is only slightly less scammy
 
2022-12-04 11:05:31 AM  
"Never do business with a religious son-of-a-biatch. His word ain't worth a shiat -- not with the Good Lord telling him how to f**k you on the deal." - William S. Burroughs
 
2022-12-04 11:07:25 AM  

togaman2k: They ended up having to do a letter-writing campaign, begging for donations from others on the plan and got a few hundred in donations after a few months. Mom and dad stepped in and got donations from their churches to eventually cover their bills.


This right here is the thing that burns my britches. They'll brag about how bootstrappy and independent they are for not being slaves to the Obummer insurance, then when they have actual medical bills that they cannot pay, they beg for handouts. And get them, usually.
 
2022-12-04 11:12:28 AM  

IAmRight: closing on Sundays is a super inexpensive and easy way to virtue signal


Car dealerships in Illinois are closed on Sunday because state law prohibits vehicle sales on Sunday. Yes, technically even private sales are prohibited - if you hand cash to someone and they sign the title on Sunday, it's against the law.

It's weird. It's been a "blue law" for so long that basically everywhere has abandoned the whole "no alcohol sales on Sunday" or the "no alcohol sales before Noon on Sunday" nonsense. Somehow, cars can't be sold on Sunday, and it's actually a hassle for people who get Sundays off and need to buy a car for whatever reason like an accident that totaled their car.

Technically the dealerships could be open on Sundays and just show people cars, test drive them, yada yada and even make deals on cars to be completed on Monday morning. But they stay closed.

Every once in a while someone proposes allowing car sales on Sundays and the dealerships biatch about increased labor costs if they had to be open 7 days a week. Truth is no one would force them - they could choose to be closed on Sunday, or even close on Monday if they wanted to shift to a different day of closure. But then if they closed on one day they might lose sales to another dealership that is open on whatever day so they don't want that. The just want the whole thing to remain where no one is open on Sunday so they can just keep it that way because reasons.
 
2022-12-04 11:22:50 AM  
FTFA: "'You . . . feel like a fool, because you paid all this money, and they just kept it,' said Anthony Benedict . . ."

That's because you are one, dumbass. You get no sympathy, wallow in your well-earned misery.
 
2022-12-04 11:24:58 AM  

SpaceMonkey-66: And how the hell is a passenger on an atv outside of "christian" guidelines?


Probably some seldom-enforced state law that says ATV riders must be a minimum age, and if the person is under that age they just decided they won't pay.
 
2022-12-04 12:19:52 PM  

mrmopar5287: IAmRight: closing on Sundays is a super inexpensive and easy way to virtue signal

Car dealerships in Illinois are closed on Sunday because state law prohibits vehicle sales on Sunday. Yes, technically even private sales are prohibited - if you hand cash to someone and they sign the title on Sunday, it's against the law.

It's weird. It's been a "blue law" for so long that basically everywhere has abandoned the whole "no alcohol sales on Sunday" or the "no alcohol sales before Noon on Sunday" nonsense. Somehow, cars can't be sold on Sunday, and it's actually a hassle for people who get Sundays off and need to buy a car for whatever reason like an accident that totaled their car.

Technically the dealerships could be open on Sundays and just show people cars, test drive them, yada yada and even make deals on cars to be completed on Monday morning. But they stay closed.

Every once in a while someone proposes allowing car sales on Sundays and the dealerships biatch about increased labor costs if they had to be open 7 days a week. Truth is no one would force them - they could choose to be closed on Sunday, or even close on Monday if they wanted to shift to a different day of closure. But then if they closed on one day they might lose sales to another dealership that is open on whatever day so they don't want that. The just want the whole thing to remain where no one is open on Sunday so they can just keep it that way because reasons.


Banks are closed on Sundays for some unknown reason. In the Bible the money changers worked on the Sabbath.
 
2022-12-04 12:43:58 PM  
Lol.

Morons.
 
2022-12-04 1:20:26 PM  
"They denied the claim based on the fact that the accident wasn't within their Christian guidelines," Dye said.

Fark user imageView Full Size
 
2022-12-04 1:23:18 PM  

HempHead: Banks are closed on Sundays for some unknown reason. In the Bible the money changers worked on the Sabbath.


I hear that worked out great for them.
 
2022-12-04 1:35:59 PM  

felching pen: In my work, I occasionally have a patient who has a healthshare plan. When I contact the plan (about authorizing a procedure), it is almost always Christian faith/ministry based. On the web site and/or phone menu, the plan will emphatically state (as law requires of all such plans) that is not insurance. But, to read the rules and coverage is to be thrown back the ancient days of what was called "major medical insurance". It was like car insurance for your body. Preventive and routine care were not covered, nor were prescriptions or medical equipment. There was a deductible but no co-pays or coinsurance; medical bills were paid on UCR - a Usual, Customary, and Reasonable amount predetermined by the insurance company. Purportedly reflecting rates for medical services in the local area, the data was proprietary to the pricing service and therefore not open to discussion. Payments were, as could be expected, neither usual, customary, nor reasonable, and always way below what your doctor or hospital was charging. The balance was all yours to pay.
Healthshares, as non-insurance, are not required to include preventive and routine coverage that PACA regs require (I have healthshares plans in a N'obama directory). Instead, many of them have the patient submit the medical bills post-service and a review board determines what, if anything, gets paid. Some plans require a wait period, during which the member pays premiums - I mean, donations - based on age, health history, family size, and income level. Pre-existing condition coverage, so crucial to Obamacare, might be available after a wait period (usually a year) or might not be covered, ever.
Some of these plans might be well-meaning and legitimate (there's one that, whenever I call, the phone rep offers to pray with me, which is nice), but so many seem to me like a throwback to the predatory insurance companies of the '60s through the '80s, but with higher premiums. Some reek of "stiggin' it to the libbs", bragging about their contrarity to the intents and regulations of contemporary government-approved full service health plans. There is a detectable level of We Build the Wall charlatanry, sucking money out of the pockets of people who can not afford it and offering nothing of substance in return. Using religion as a sales hook, I hope, buys them a one way ticket (30 pieces of silver, a bargain!) to the ninth circle of Hell.
As can be expected when no routine and preventive care is covered, when pre-existing conditions go untreated, and when even urgent and emergent care is paid in small portions - compounded with costly monthly "donations" - patients end up depending on Medicaid and/or Medicare for their health care.


Tldr: religious people are dumb
 
2022-12-04 1:43:01 PM  
Jesus don't want me for a liability.
 
2022-12-04 1:46:02 PM  

OhioUGrad: FormlessOne: soopey: Didn't John Oliver rip these plans apart last year?

Yep. He even started one, "JohnnyCare," for the lulz.

[iFrame https://www.youtube.com/embed/oFetFqrVBNc?autoplay=1&widget_referrer=https%3A%2F%2Fwww.fark.com&start=0&enablejsapi=1&origin=https%3A%2F%2Fwww.fark.com&widgetid=1]

Hahaha wow, it's a collective of stupid

/he should be on in primetime


He isn't on prime time
 
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