Skip to content
Do you have adblock enabled?
 
If you can read this, either the style sheet didn't load or you have an older browser that doesn't support style sheets. Try clearing your browser cache and refreshing the page.

(NPR)   You might have spent 15 minutes to save 15% on car insurance, but that savings quickly evaporates if you're hurt in an accident and seek medical attention. As in $17005.00 worth of hurt   (npr.org) divider line
    More: Sick, Medicine, Health care, urgent care clinic, Frankie Cook, Health economics, Urgent care, urgent care center, Hospital  
•       •       •

4133 clicks; posted to Main » on 30 Sep 2022 at 12:05 AM (10 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook



56 Comments     (+0 »)
View Voting Results: Smartest and Funniest


Oldest | « | 1 | 2 | » | Newest | Show all

 
2022-09-29 8:49:42 PM  
She's learning an invaluable lesson about our healthcare system at an early age.
 
2022-09-29 10:21:35 PM  
"I would have loved a $200 urgent care visit, but that ship has sailed."

In better countries, you would love to pay zero.

"At the risk of sounding a little too cynical, there are always dollar signs when a health care provider sees a patient come through the door"

In other words, there are people literally waiting for you to get ill or injured so they can make some cash. Surprise!
What a wonderful society we've built.
 
2022-09-29 11:39:25 PM  
I hope that we get to single payer insurance in my lifetime. By the time it happens it won't benefit me much but it'll benefit my kids and grandkids, and everyone else in the country.
 
2022-09-30 12:09:23 AM  
This country is sick.
 
2022-09-30 12:13:59 AM  
Atrium health just updated their personnel policy manual. All front of house employees must get this .

Fark user imageView Full Size
 
2022-09-30 12:14:01 AM  
"Why the five dollars?"

"See? I told you they wouldn't care about the seventeen thousand."
 
2022-09-30 12:14:31 AM  
my old insurance was copay. for basically anything I needed to pay $15. ER visit, routine check up open heart surgery, $15. they discontinued that so I had to switch. now everything is 'free' but the payment I make for it doubled.
 
2022-09-30 12:14:38 AM  
Went to Urgent Care, was told to pay $100 to walk in the door. Because of my "bad" insurance.

Paid it due to abject misery.

My insurance company later said I should have paid zero. They called the urgent care place, who agreed to send me my money - 30 days later.

My insurance, aside from the fact that I have to have it, is not bad, but Mussolini, Jr. at the counter decided to take the last money I had simply because he knew I was too sick to do anything about it.

farking sick.
 
2022-09-30 12:16:33 AM  
Horwitz says urgent care centers - even ones owned by big health systems - often operate on thin margins

Yeah, that's why they're popping up everywhere like mushrooms after a rainstorm.

frontpagemeews.comView Full Size
 
2022-09-30 12:24:19 AM  

scanman61: Horwitz says urgent care centers - even ones owned by big health systems - often operate on thin margins

Yeah, that's why they're popping up everywhere like mushrooms after a rainstorm.

[frontpagemeews.com image 824x550]


Maybe not lying, just not telling the while truth. Like the urgent care center might be paying fees back to the main healthcare center for central services like IT and HR, or for using the brand of the main hospital system. It's all funny money but they might be doing it if the urgent care is a for-profit entity and the main hospital is a not-for-profit so by pulling any excess out of the urgent care they pay no extra taxes. That's just a hypothetical example, but a reasonable one.
 
2022-09-30 12:25:15 AM  
I really enjoy American healthcare roulette. Absolutely hilarious when I got run over by a car while walking through a crosswalk. Someone asked if I wanted them to pray for me and I told them 'please don't tell god he threw a car at me and missed'. I begged them to not take me away in an ambulance but they did. Now I'm getting billed $2,000 for an ambulance Uber ride
 
2022-09-30 12:32:51 AM  
Really, it's because this is tied to an auto accident, and, hence, auto insurance claim, regardless of whether it was the "best auto insurance company or the worst auto insurance company." They don't deal with those; dealing with normal healthcare insurance companies is more up their alley; there's no need to prove that an injury was the result of an auto accident.
 
2022-09-30 12:35:58 AM  
$5K USD for a CT Scan?
I can walk in to a clinic with no referral or insurance and get one for $550NZD
https://www.aucklandxray.co.nz/Home+Links/Price+List.html
Or it would be free at the ED.

/That's ~315 USD
//Not that they'd take me with out a referral... or maybe they do for people who have odd hobbies
 
2022-09-30 12:37:16 AM  
'Murica.
 
2022-09-30 12:39:13 AM  

deffuse: $5K USD for a CT Scan?
I can walk in to a clinic with no referral or insurance and get one for $550NZD
https://www.aucklandxray.co.nz/Home+Links/Price+List.html
Or it would be free at the ED.

/That's ~315 USD
//Not that they'd take me with out a referral... or maybe they do for people who have odd hobbies


In fact the lady in the article could have got one, as a non NZ citizen, for $780 NZD...
 
2022-09-30 12:40:18 AM  
Myup. America's healthcare system is farked.

Going to the doctor/hospital is ALREADY worrying enough if you're going for more than a routine checkup. If you get into an accident there shouldn't BE any second guessing as to whether you accept an ambulance ride or not. It should be "Oh, yes, I ought to go just in case and make sure I'm okay." rather than "I better not since I can't afford the bill so I'll just wait an hour for someone to come pick me up and drive me and hope I don't have a concussion or anything actually wrong with me in the meantime."

And then you shouldn't have to quiz the doctor in order to make sure that they're not sneaking in an out-of-network specialist that your insurance isn't going to cover. There is SO MUCH wrong with the way our healthcare works, it shouldn't work that way, and it pisses me off constantly that people defend it as "best in the world whargarbl".
 
2022-09-30 12:42:13 AM  

thorpe: I hope that we get to single payer insurance in my lifetime. By the time it happens it won't benefit me much but it'll benefit my kids and grandkids, and everyone else in the country.


I don't think that would have helped here.

On another note, I wonder what would have happened if they agreed to be billed directly  and chased the auto insurance themselves.

Also. Yes the UC would have been cheaper, but if they similarly asked for two scans they were still probably talking at least 6 or 7k
 
2022-09-30 12:42:30 AM  
I'd tell that hospital to go fark themselves. Then when they try to collect, I'd challenge them to tell me exactly what they plan to say to a jury to justify that bill. That's what I did after an orthopedic surgeon charged me $1700 for stopping by my hospital room for 40 seconds. I never heard from them again, and that was 12 years ago.
 
2022-09-30 12:42:50 AM  
"Horwitz says urgent care centers - even ones owned by big health systems - often operate on thin margins and can't wait months and months for an auto insurance company to pay out a claim "


Margins? for health care.  looks like the "Big health system" only wants to treat people it can profit from
 
2022-09-30 12:44:04 AM  
The hospital was a mile own the road and they went to an urgent care after a farking car accident?  Did the dad have a concussion too?  I'm all for bashing the US health care system, but this is all on him.
 
2022-09-30 12:44:25 AM  

TorpedoOrca: I really enjoy American healthcare roulette. Absolutely hilarious when I got run over by a car while walking through a crosswalk. Someone asked if I wanted them to pray for me and I told them 'please don't tell god he threw a car at me and missed'. I begged them to not take me away in an ambulance but they did. Now I'm getting billed $2,000 for an ambulance Uber ride


What's interesting is that ambulances used to be driven by cops, firefighters, and undertakers.  Some people in Pittsburgh decided to give underprivileged youths and Vietnam vets training in "street medicine", and they revolutionized ambulances because the disinterested cop drivers were replaced by medics who could do the basics of emergency medical treatments and stabilization on scene and while driving.  Instead of the old way of tossing a person into the back of the ambulance and driving as fast as possible to the hospital.
 
2022-09-30 12:46:22 AM  

deffuse: $5K USD for a CT Scan?


This.
While visiting the in-laws in China, my wife started having back pain one morning. We walked into a clinic (not an ER) and were seen by a doctor after a short wait. A bit later that day, she had an MRI. No muss, no fuss. Total cost was about $50.
 
2022-09-30 12:47:00 AM  

Watubi: The hospital was a mile own the road and they went to an urgent care after a farking car accident?  Did the dad have a concussion too?  I'm all for bashing the US health care system, but this is all on him.


My ER copay is $120.  My urgent care copay is $35.  I know what I prefer.
 
2022-09-30 12:48:48 AM  

NM Volunteer: Watubi: The hospital was a mile own the road and they went to an urgent care after a farking car accident?  Did the dad have a concussion too?  I'm all for bashing the US health care system, but this is all on him.

My ER copay is $120.  My urgent care copay is $35.  I know what I prefer.


That's true if your health insurance. I'd be shocked if your auto insurance had the same distinction. You have your claim deductible either way.
 
DVD
2022-09-30 12:54:39 AM  
It sounds as though the urgent care centers are doing their part in order to convince Americans that a tax-supported, government-run health system is the only sane way to go.
 
2022-09-30 1:13:59 AM  

atomic-age: Went to Urgent Care, was told to pay $100 to walk in the door. Because of my "bad" insurance.

Paid it due to abject misery.

My insurance company later said I should have paid zero. They called the urgent care place, who agreed to send me my money - 30 days later.

My insurance, aside from the fact that I have to have it, is not bad, but Mussolini, Jr. at the counter decided to take the last money I had simply because he knew I was too sick to do anything about it.

farking sick.


But, you got over it...
 
2022-09-30 1:25:28 AM  

NM Volunteer: Watubi: The hospital was a mile own the road and they went to an urgent care after a farking car accident?  Did the dad have a concussion too?  I'm all for bashing the US health care system, but this is all on him.

My ER copay is $120.  My urgent care copay is $35.  I know what I prefer.


Look at this guy who happened to be In Network when an emergency ran them over.
 
2022-09-30 1:29:47 AM  
That 15 minutes will get you at least 2.5 years of snail spam. Your rates and coverage suck, fark off.
 
2022-09-30 1:44:11 AM  

Watubi: The hospital was a mile own the road and they went to an urgent care after a farking car accident?  Did the dad have a concussion too?  I'm all for bashing the US health care system, but this is all on him.


They just wanted to get her checked over for a concussion. The urgent care refused to see her because of his insurance and that this was due to an auto accident. They were the people that told him to go to the hospital instead, so he had to go the E.R. and ended up with the bill for $17,005. He tried to do the right thing by going to urgent care first, that's what any insurance provider will tell you to do.

It's expensive, but it's not as ridiculously farking expensive as going to the E.R. at a hospital. If they would've taken a look at her in urgent care and decided she needed to go to the E.R., then it would've escalated. But nothing was wrong, so the bill should've been well under $1000 if done through urgent care. As it was, a Doctor looked at her for a minute in the E.R., said she was fine, should take some Tylenol if she needs it, oh and here's a bill for a semester college.
 
2022-09-30 1:48:26 AM  

DVD: It sounds as though the urgent care centers are doing their part in order to convince Americans that a tax-supported, government-run health system is the only sane way to go.


But what about all my freedom???

/ won't someone think of the freedom?
 
2022-09-30 1:52:34 AM  

Vern: Watubi: The hospital was a mile own the road and they went to an urgent care after a farking car accident?  Did the dad have a concussion too?  I'm all for bashing the US health care system, but this is all on him.

They just wanted to get her checked over for a concussion. The urgent care refused to see her because of his insurance and that this was due to an auto accident. They were the people that told him to go to the hospital instead, so he had to go the E.R. and ended up with the bill for $17,005. He tried to do the right thing by going to urgent care first, that's what any insurance provider will tell you to do.

It's expensive, but it's not as ridiculously farking expensive as going to the E.R. at a hospital. If they would've taken a look at her in urgent care and decided she needed to go to the E.R., then it would've escalated. But nothing was wrong, so the bill should've been well under $1000 if done through urgent care. As it was, a Doctor looked at her for a minute in the E.R., said she was fine, should take some Tylenol if she needs it, oh and here's a bill for a semester college.


I really don't understand where the bill comes from. He has both the auto and the medical insurance policies that should pay it minus an ER deductible.

Of course that's the point though. Make it so convoluted that someone ends up paying.

/ I love how the article nonchalantly mentioned they took $6000 off because they were "accidentally" double billed for something
// as though that's normal in serious countries
/// we are not a serious country
 
2022-09-30 2:02:19 AM  

robodog: scanman61: Horwitz says urgent care centers - even ones owned by big health systems - often operate on thin margins

Yeah, that's why they're popping up everywhere like mushrooms after a rainstorm.

[frontpagemeews.com image 824x550]

Maybe not lying, just not telling the while truth. Like the urgent care center might be paying fees back to the main healthcare center for central services like IT and HR, or for using the brand of the main hospital system. It's all funny money but they might be doing it if the urgent care is a for-profit entity and the main hospital is a not-for-profit so by pulling any excess out of the urgent care they pay no extra taxes. That's just a hypothetical example, but a reasonable one.


Kinda like how Star Wars has never made a profit (and thus never paid the guy who played Vader residuals) because of the money they had to pay the studio... which they owned.
 
2022-09-30 2:15:15 AM  

atomic-age: Went to Urgent Care, was told to pay $100 to walk in the door. Because of my "bad" insurance.

Paid it due to abject misery.

My insurance company later said I should have paid zero. They called the urgent care place, who agreed to send me my money - 30 days later.

My insurance, aside from the fact that I have to have it, is not bad, but Mussolini, Jr. at the counter decided to take the last money I had simply because he knew I was too sick to do anything about it.

farking sick.


Was this recent?  Do you need help?
 
2022-09-30 2:42:28 AM  

cfreak: DVD: It sounds as though the urgent care centers are doing their part in order to convince Americans that a tax-supported, government-run health system is the only sane way to go.

But what about all my freedom???

/ won't someone think of the freedom?


The doctors are free to seek profit, and the injured are free to die. Freedom, is there any problem it can't solve?
 
2022-09-30 2:51:49 AM  

Watubi: The hospital was a mile own the road and they went to an urgent care after a farking car accident?  Did the dad have a concussion too?  I'm all for bashing the US health care system, but this is all on him.


Welcome to being sick or hurt in America, which equals absolute financial ruination if you need real treatment. Or if you need a 30 second CAT scan to tell you you'll be fine.
 
2022-09-30 3:38:56 AM  
17k isn't too bad.

/It's like 2 months worth of gasoline under the current administration.
 
2022-09-30 4:17:12 AM  

danvon: Atrium health just updated their personnel policy manual. All front of house employees must get this .

[Fark user image image 425x515]


Fark pay you me?
 
2022-09-30 6:06:50 AM  
shiat, that $17k is just for the trauma activation in the ER. It costs way more than that if you actually get seriously hurt.
 
2022-09-30 6:13:59 AM  
Don't overlook the duplicate charge of $5000+. People need to read their bills. Most will pay the total amount without questioning it. My wife has had health problems for years. There have been many errors we caught. Luckily no where near $5k at least. But the lesson is there. Errors are not rare.
 
2022-09-30 6:37:05 AM  
They'll do anything they can to get their money, especially when insurance is involved.

Someone I know had to have surgery, but it was far enough out that they did some research on costs.  What he found were people paying half as much out-of-pocket as they would have if they'd used insurance.  It still wasn't cheap, but it was better than "That much could've bought me a car!"

I was lucky mom was a nurse, because she knew the system and its games.  I'd had to have an MRI on my knee and just went where they told me to go.  Then I got the bill.  I called her up and said, "There's no way this is right, is it?"  "They're overcharging you by at least $5,000.  Give me their number."  Ten minutes later, she calls and says, "Okay, it's this much now."  Insurance took a big chunk out of what was left, but with what I was making at the time, my part still hurt.  I wish mom was still around, because she was invaluable when any major health issues arose.
 
2022-09-30 6:58:54 AM  
That's the imaginary first bill. But the time it goes to insurance it will likely be knocked down to under $3000.  The last time I went to the ER the first bill was $8000 and the amount paid was $995.
 
2022-09-30 7:36:59 AM  
FTFA: Fold in the complicated relationship between health and auto insurance companies and you have what Barak Richman, a health care policy professor at Duke University's law school, calls "the wildly complex world that we live in."

A world that is being allowed to operate in this matter. I can hope that this nation will finally stop worshiping that green piece of paper to the exclusion of all else, but I am not holding my breath.

/mainly because it would cost me plenty to do so... even for a bit.
//hell, based on some recent information, it appears that the funeral industry does the same thing
///so, you get farked regardless of whether you live or die...
 
2022-09-30 7:54:54 AM  
FTFA: Horwitz says urgent care centers - even ones owned by big health systems - often operate on thin margins and can't wait months and months for an auto insurance company to pay out a claim.

See folks, this is what you get when you run your health care industry for profit.
The bottom line is always more important than your care.
 
2022-09-30 8:02:28 AM  

TheGreatGazoo: That's the imaginary first bill. But the time it goes to insurance it will likely be knocked down to under $3000.  The last time I went to the ER the first bill was $8000 and the amount paid was $995.


I went to a doctor for some services when I didn't have any coverage. Charged me $300 for the visit. Paid out of pocket. About a year later, I went back for the same check-up but had insurance. Guess what he charged my insurance for literally the exact same procedure?  Nearly $800 - after the insurance "adjustments" and "discounts" insurance paid him roughly $300 and canceled out the rest via their "discounts".

It seems to me all the Health Care Insurance industry and the doctors that get paid by it are all in on the great scam of all time... overcharging the system is a feature - and all of them farking LOVE this arraignment.

They are as in bed together as the USDM and Dealer Networks... lobbied the government to get their little scam set up, and now they are so embedded with them they can't break away even if they want too. Like a weight around their own necks. Good jorb, morans.
 
2022-09-30 8:20:41 AM  

HiFiGuy: Really, it's because this is tied to an auto accident, and, hence, auto insurance claim, regardless of whether it was the "best auto insurance company or the worst auto insurance company." They don't deal with those; dealing with normal healthcare insurance companies is more up their alley; there's no need to prove that an injury was the result of an auto accident.


And who was his crappy car insurance that wouldn't pay?  Or did he have a crappy policy?  Didn't see it in the article.
 
2022-09-30 8:22:01 AM  
And now you have what I discovered the other day after my mother fell and broke her arm, urgent care or emergency care centers that don't take *any* insurance at all, nor medicare or medicaid, yet charge equivalently to centers that do.  They run your credit card before they will begin treatment.

US Health care "system" is a farking human rights violation.
 
2022-09-30 8:25:42 AM  
Woo! more medical debt! Wooo!

The best investment every, dont ever change!

Remember, universal healthcare is socialism! be responsible, save up enough money, or simply don't get sick, don't get injured, and don't require any care, it's that simple!
 
2022-09-30 8:30:55 AM  

Mycroft_Holmes_IV: HiFiGuy: Really, it's because this is tied to an auto accident, and, hence, auto insurance claim, regardless of whether it was the "best auto insurance company or the worst auto insurance company." They don't deal with those; dealing with normal healthcare insurance companies is more up their alley; there's no need to prove that an injury was the result of an auto accident.

And who was his crappy car insurance that wouldn't pay?  Or did he have a crappy policy?  Didn't see it in the article.


The quality of his auto policy is irrelevant.  The urgent care basically told him "We don't deal with those people" when they found out it was an auto accident.
 
2022-09-30 8:48:49 AM  
Total bill: $17,005 for an emergency room visit; it was later adjusted to $11,805 after a duplicate charge was removed.

To whoever decides to add duplicate medical charges on purpose in the hopes that many people will just pay it--please travel to a western state, pull down your pants, and sit on a cactus. If you work for a PE firm, please suck on one too. Thanks.
 
2022-09-30 8:56:01 AM  

Watubi: The hospital was a mile own the road and they went to an urgent care after a farking car accident?  Did the dad have a concussion too?  I'm all for bashing the US health care system, but this is all on him.


Did you miss the part where the Hospital owns that particular Urgent Care facility and that assessing a concussion for any reason should be well within their capabilities even if it means after looking they send you on to the Hospital?

It's not like these people just picked some random Urgent care facility, like they chose the wrong car dealership or something. 

My god... that you are injured and have to even consider bullshiat like this should be a crime... people in these situations are going through a trauma, and you think their #1 priority should be making sure they go to the correct care facility to get care and avoid exorbitant bills.

Tell us all you've never had to deal with this without telling us... keep doing whatever you think it is you're doing to "avoid this system" and we'll all laugh, because it's going to eat you too eventually.
 
Displayed 50 of 56 comments


Oldest | « | 1 | 2 | » | Newest | Show all


View Voting Results: Smartest and Funniest

This thread is closed to new comments.

Continue Farking




On Twitter


  1. Links are submitted by members of the Fark community.

  2. When community members submit a link, they also write a custom headline for the story.

  3. Other Farkers comment on the links. This is the number of comments. Click here to read them.

  4. Click here to submit a link.