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(Seattle Times)   Whitewashing is a great way to increase your home's value   (seattletimes.com) divider line
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4464 clicks; posted to Main » on 19 Aug 2022 at 1:41 AM (5 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook



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2022-08-19 1:46:02 AM  
Tell again racism isn't real!!!!!
 
2022-08-19 1:46:58 AM  
"No no it wasn't because they were african americans, it was because reasons!  <frantically lists reasons>

Fark user imageView Full Size
 
2022-08-19 1:48:13 AM  
Sadly a repeat a few times now over the last 6 months/year/The COVID Times, but I think it needs repeating.

The fact that assessors aren't subject to empirical standards when assessing a facility and the race of the owners is probably a factor in the value shows yet another irrationality of the housing market. Why do we allow these shenanigans to continue?
 
2022-08-19 1:50:46 AM  

ajgeek: Why do we allow these shenanigans to continue?


Because enough people are okay with racism.  And because it's difficult to prove.
 
2022-08-19 1:50:51 AM  
Housing Discrimination: Last Week Tonight with John Oliver (HBO)
Youtube _-0J49_9lwc
 
2022-08-19 1:58:19 AM  
This is just a way to devalue EVERYONE's homes so venture Capitalists can undercut the prices and use the houses for leasing or Air BnB
 
2022-08-19 2:01:57 AM  
House valuation in this country is largely vague bullsh*t and is based on how much the appraiser "feels" the home would be worth.

I imagine there's an entire cottage industry around it.

Which is to say, this sh*t is heinous and needs brutal regulation yesterday.
 
2022-08-19 2:02:02 AM  
Get 'em, prof!
 
2022-08-19 2:03:58 AM  

ajgeek: Sadly a repeat a few times now over the last 6 months/year/The COVID Times, but I think it needs repeating.

The fact that assessors aren't subject to empirical standards when assessing a facility and the race of the owners is probably a factor in the value shows yet another irrationality of the housing market. Why do we allow these shenanigans to continue?


Oh yeah there's stories like this from all over.  Had one just like it in Indianapolis a year or two ago.  Black woman's home gets appraised for far less than any of the other comparable homes in her neighborhood.  Then she has a white friend stand in for an appraisal with a different company and theirs was nearly double the previous one.

And these are just the ones we're hearing about.  You gotta figure for every one we hear about there are at least 2 or 3 that we don't.
 
2022-08-19 2:05:11 AM  
Vultures gonna vultch. They'd happily do it to white/brown/red/yellow/blue/rainbow people if the market allowed.
 
2022-08-19 2:05:22 AM  
I had an investment property appraised by five agencies. Got a wide range of values +/- 40% of what I paid for the property. Didn't change my race for any of them. Of course this doesn't prove racism doesn't exist in US market, I'm in Australia. But... going to have to do robust analysis to account for wide variation that exists before racism is factored and demonstrated. If it is there... stamp it out.
 
2022-08-19 2:20:34 AM  

waxbeans: Tell again racism isn't real!!!!!


I don't think anyone ever in the history of ever has ever said that. Ever.
 
2022-08-19 2:23:27 AM  
The government used (maybe they still do, idk) to send African-American couples around to real estate agents to test if they were steering Black people away from White neighborhoods. My dad was a part time real estate agent who passed such a test. He was irritated because he spent a lot of man hours on the couple and they just ghosted him one day. Turns out he passed the test. He thought that if the government was going to cost him commission, they could have at least given him a certificate of approval. It might have helped him attract more African-American clients.

Anyway, these home appraisal companies should have to pass similar tests. They would be easy to do, just hire them to appraise identical houses in the same neighborhood that have been either "whitewashed" or "blackwashed", and which have been previously appraised by a committee of experts. Just let the companies that pass advertise the fact, as it would help drive the non-compliant out of business.
 
2022-08-19 2:26:38 AM  
If the loan officer wanted, they could have demanded a review of every aspect of that appraisal & I want all you folks out there who might ever be disappointed in their appraisal to ask for the same. Reviewers will go over the comps used, the features of the home that are known in the appraisal industry to up value, etc. Smart loan officers who aren't racist should have done that. Which I guess is why loanDirect is getting sued as well!
CSB - here in Utah I've seen appraisal photos w/ a wine rack blurred out. Gosh, what's THAT about??
Pets are the best part of appraisal photos b/c most want to follow this stranger around from room to room.
 
2022-08-19 2:26:44 AM  

farkitallletitend: waxbeans: Tell again racism isn't real!!!!!

I don't think anyone ever in the history of ever has ever said that. Ever.


Oh no - people do. On a regular basis.  Not so much around here unless they're trolling, but there are plenty that absolutely believe that and will say it loud and proud.  It's all just isolated incidents, or "that guy was nuts" or whatever the fark they like to lie to themselves and others with.  Almost invariably from people that don't see it because they refuse to look - every incident "isn't really racist" or has some semi-plausible if you're a concussed emu sounding explanation

/yep, they're white people
//because it's about the only group that can do that
///as they are rarely direct targets - easier to rationalize someone else's nightmare away
////people getting it shoved in their face directly every day tend to have rather different opinions
 
2022-08-19 2:31:35 AM  
Ooooh I like their 2nd story balcony!
 
2022-08-19 2:32:08 AM  

farkitallletitend: waxbeans: Tell again racism isn't real!!!!!

I don't think anyone ever in the history of ever has ever said that. Ever.


???? Plenty of people over the years have tried tell me, as much.
Always none minorities.  And Always with excuses, explanations, or justifications, or other trash.

And it's not always directly.


Like I'll say:
It's clear people wasn't lying when they said they was wrongly convicted.

Or it should be clear people didn't lie about being beat by cops.

Cue the b.s.
 
2022-08-19 2:34:44 AM  

farkitallletitend: waxbeans: Tell again racism isn't real!!!!!

I don't think anyone ever in the history of ever has ever said that. Ever.


Right-wing radio host Jesse Lee Peterson appeared on CRTV last weekend to declare that racism has never existed and that picking cotton, as many enslaved African Americans were forced to do before the Civil War, "makes a man out of you."
Peterson joined CRTV host Gavin McInnes on "CRTV Tonight," where he demonstrated his trademark shtick of downplaying racism in America to conservative audiences. McInnes asked Peterson, "It's 2018 in America, does racism exist?"
"Absolutely not and it has never existed," Peterson replied. "It is a made-up word."

https://www.rightwingwatch.org/post/jesse-lee-peterson-racism-was-never-real-and-picking-cotton-makes-a-man-out-of-you/
 
2022-08-19 2:35:50 AM  

Some Junkie Cosmonaut: farkitallletitend: waxbeans: Tell again racism isn't real!!!!!

I don't think anyone ever in the history of ever has ever said that. Ever.

Oh no - people do. On a regular basis.  Not so much around here unless they're trolling, but there are plenty that absolutely believe that and will say it loud and proud.  It's all just isolated incidents, or "that guy was nuts" or whatever the fark they like to lie to themselves and others with.  Almost invariably from people that don't see it because they refuse to look - every incident "isn't really racist" or has some semi-plausible if you're a concussed emu sounding explanation

/yep, they're white people
//because it's about the only group that can do that
///as they are rarely direct targets - easier to rationalize someone else's nightmare away
////people getting it shoved in their face directly every day tend to have rather different opinions


🏆 🏆 🐔 🍽
 
2022-08-19 2:37:05 AM  

HighOnCraic: farkitallletitend: waxbeans: Tell again racism isn't real!!!!!

I don't think anyone ever in the history of ever has ever said that. Ever.

Right-wing radio host Jesse Lee Peterson appeared on CRTV last weekend to declare that racism has never existed and that picking cotton, as many enslaved African Americans were forced to do before the Civil War, "makes a man out of you."
Peterson joined CRTV host Gavin McInnes on "CRTV Tonight," where he demonstrated his trademark shtick of downplaying racism in America to conservative audiences. McInnes asked Peterson, "It's 2018 in America, does racism exist?"
"Absolutely not and it has never existed," Peterson replied. "It is a made-up word."

https://www.rightwingwatch.org/post/jesse-lee-peterson-racism-was-never-real-and-picking-cotton-makes-a-man-out-of-you/


Tip of the iceberg.
fark this timeline.
 
2022-08-19 2:38:14 AM  

ajgeek: Sadly a repeat a few times now over the last 6 months/year/The COVID Times, but I think it needs repeating.

The fact that assessors aren't subject to empirical standards when assessing a facility and the race of the owners is probably a factor in the value shows yet another irrationality of the housing market. Why do we allow these shenanigans to continue?


How are "we" supposed to make this stop. "We" depend upon politicians to make changes in policies and procedures that guide society. Politicians don't give a gottdamm about voting taxpayers that are not millionaires and above. Real Estate folks have carefully handled clients into or away from specific neighborhoods for years. Maybe "we" should open a KickStarter fund to address the Real Estate association folks and make them responsible for their actions.
 
2022-08-19 2:38:43 AM  

farkitallletitend: waxbeans: Tell again racism isn't real!!!!!

I don't think anyone ever in the history of ever has ever said that. Ever.


Plessy's lawyers had argued that segregation laws inherently implied that black people were inferior, and therefore stigmatized them with a second-class status that violated the Equal Protection Clause.[28] But the Court rejected this argument.[29]
We consider the underlying fallacy of the plaintiff's argument to consist in the assumption that the enforced separation of the two races stamps the colored race with a badge of inferiority. If this be so, it is not by reason of anything found in the act, but solely because the colored race chooses to put that construction on it.
-Plessy, 163 U.S. at 551.[30]

The Court rejected the notion that the law marked black Americans with "a badge of inferiority", and said that racial prejudice could not be overcome by legislation.[26]
 
2022-08-19 2:39:05 AM  

farkitallletitend: waxbeans: Tell again racism isn't real!!!!!

I don't think anyone ever in the history of ever has ever said that. Ever.


Racist people don't think they are racist. They think they speak the truth and it's you who aren't listening.
 
2022-08-19 2:41:53 AM  
The homeowners aren't thinking this through.  What they have to do is sit on the appraisal, then use it to sue the county government for overtaxing them.  Saving a couple K a year on property taxes will be a better financial deal than what they could improve on with a loan.
 
2022-08-19 2:46:51 AM  

HighOnCraic: farkitallletitend: waxbeans: Tell again racism isn't real!!!!!

I don't think anyone ever in the history of ever has ever said that. Ever.

Plessy's lawyers had argued that segregation laws inherently implied that black people were inferior, and therefore stigmatized them with a second-class status that violated the Equal Protection Clause.[28] But the Court rejected this argument.[29]
We consider the underlying fallacy of the plaintiff's argument to consist in the assumption that the enforced separation of the two races stamps the colored race with a badge of inferiority. If this be so, it is not by reason of anything found in the act, but solely because the colored race chooses to put that construction on it.
-Plessy, 163 U.S. at 551.[30]

The Court rejected the notion that the law marked black Americans with "a badge of inferiority", and said that racial prejudice could not be overcome by legislation.[26]


This. This is exactly the mental gymnastics I run into regularly.  Jfc.
 
2022-08-19 2:50:14 AM  

farkitallletitend: waxbeans: Tell again racism isn't real!!!!!

I don't think anyone ever in the history of ever has ever said that. Ever.


Oh you sweet summer child.
 
2022-08-19 3:00:18 AM  

ThePea: If the loan officer wanted, they could have demanded a review of every aspect of that appraisal & I want all you folks out there who might ever be disappointed in their appraisal to ask for the same. Reviewers will go over the comps used, the features of the home that are known in the appraisal industry to up value, etc. Smart loan officers who aren't racist should have done that. Which I guess is why loanDirect is getting sued as well!
CSB - here in Utah I've seen appraisal photos w/ a wine rack blurred out. Gosh, what's THAT about??
Pets are the best part of appraisal photos b/c most want to follow this stranger around from room to room.


Utah also. I wish my street was more ethically diverse. Bought in Murray so it's not like we live in White City (no joke, it's on Google maps).

In any case, the block parties would be fantastic.
 
2022-08-19 3:01:28 AM  
'Murica.
 
2022-08-19 3:03:09 AM  
Next up, redlining and zombie Robert Moses. What's old is new again!
 
2022-08-19 3:07:52 AM  

HighOnCraic: farkitallletitend: waxbeans: Tell again racism isn't real!!!!!

I don't think anyone ever in the history of ever has ever said that. Ever.

Right-wing radio host Jesse Lee Peterson appeared on CRTV last weekend to declare that racism has never existed and that picking cotton, as many enslaved African Americans were forced to do before the Civil War, "makes a man out of you."
Peterson joined CRTV host Gavin McInnes on "CRTV Tonight," where he demonstrated his trademark shtick of downplaying racism in America to conservative audiences. McInnes asked Peterson, "It's 2018 in America, does racism exist?"
"Absolutely not and it has never existed," Peterson replied. "It is a made-up word."

https://www.rightwingwatch.org/post/jesse-lee-peterson-racism-was-never-real-and-picking-cotton-makes-a-man-out-of-you/


Whenever some nimrod says that the Civil War was all about states' rights, not about White Supremacy, read them the Vice President of the Confederacy and undead tomb lich, Alexander Stephens, inaugural speech. Known as "The Cornerstone Speech, in it he explains that White Supremacy is the cornerstone of the CSA. It is not only a primary source of American White Supremacy, but in the last quoted paragraph, it also dismisses another argument CSA apologists make, that the CSA would have been content to stay within their borders if not for the "War of Northern Aggression".

qph.cf2.quoracdn.netView Full Size


"But not to be tedious in enumerating the numerous changes for the better, allow me to allude to one other though last, not least. The new constitution has put at rest, forever, all the agitating questions relating to our peculiar institution, African slavery as it exists amongst us - the proper status of the negro in our form of civilization. This was the immediate cause of the late rupture and present revolution. Jefferson in his forecast, had anticipated this, as the "rock upon which the old Union would split." He was right. What was conjecture with him, is now a realized fact. But whether he fully comprehended the great truth upon which that rock stood and stands, may be doubted. The prevailing ideas entertained by him and most of the leading statesmen at the time of the formation of the old constitution, were that the enslavement of the African was in violation of the laws of nature; that it was wrong in principle, socially, morally, and politically. It was an evil they knew not well how to deal with, but the general opinion of the men of that day was that, somehow or other in the order of Providence, the institution would be evanescent and pass away. This idea, though not incorporated in the constitution, was the prevailing idea at that time. The constitution, it is true, secured every essential guarantee to the institution while it should last, and hence no argument can be justly urged against the constitutional guarantees thus secured, because of the common sentiment of the day. Those ideas, however, were fundamentally wrong. They rested upon the assumption of the equality of races. This was an error. It was a sandy foundation, and the government built upon it fell when the "storm came and the wind blew."1
Our new government is founded upon exactly the opposite idea; its foundations are laid, its corner-stone rests, upon the great truth that the negro is not equal to the white man; that slavery subordination to the superior race is his natural and normal condition. This, our new government, is the first, in the history of the world, based upon this great physical, philosophical, and moral truth. This truth has been slow in the process of its development, like all other truths in the various departments of science. It has been so even amongst us. Many who hear me, perhaps, can recollect well, that this truth was not generally admitted, even within their day. The errors of the past generation still clung to many as late as twenty years ago. Those at the North, who still cling to these errors, with a zeal above knowledge, we justly denominate fanatics. All fanaticism springs from an aberration of the mind from a defect in reasoning. It is a species of insanity. One of the most striking characteristics of insanity, in many instances, is forming correct conclusions from fancied or erroneous premises; so with the anti-slavery fanatics. Their conclusions are right if their premises were. They assume that the negro is equal, and hence conclude that he is entitled to equal privileges and rights with the white man. If their premises were correct, their conclusions would be logical and just but their premise being wrong, their whole argument fails. . . .

As I have stated, the truth of this principle may be slow in development, as all truths are and ever have been, in the various branches of science. . . . May we not, therefore, look with confidence to the ultimate universal acknowledgment of the truths upon which our system rests? It is the first government ever instituted upon the principles in strict conformity to nature, and the ordination of Providence, in furnishing the materials of human society. Many governments have been founded upon the principle of the subordination and serfdom of certain classes of the same race; such were and are in violation of the laws of nature. Our system commits no such violation of nature's laws. With us, all of the white race, however high or low, rich or poor, are equal in the eye of the law. Not so with the negro. Subordination is his place. He, by nature, or by the curse against Canaan,2 is fitted for that condition which he occupies in our system. The architect, in the construction of buildings, lays the foundation with the proper material - the granite; then comes the brick or the marble. The substratum of our society is made of the material fitted by nature for it, and by experience we know that it is best, not only for the superior, but for the inferior race, that it should be so. It is, indeed, in conformity with the ordinance of the Creator. It is not for us to inquire into the wisdom of His ordinances, or to question them. For His own purposes, He has made one race to differ from another, as He has made "one star to differ from another star in glory."3 The great objects of humanity are best attained when there is conformity to His laws and decrees, in the formation of governments as well as in all things else. Our confederacy is founded upon principles in strict conformity with these laws. This stone which was rejected by the first builders "is become the chief of the corner"4 - the real "corner-stone" in our new edifice. I have been asked, what of the future? It has been apprehended by some that we would have arrayed against us the civilized world. I care not who or how many they may be against us, when we stand upon the eternal principles of truth, if we are true to ourselves and the principles for which we contend, we are obliged to, and must triumph. . . .
But to return to the question of the future. What is to be the result of this revolution? . . .
The process of disintegration in the old Union may be expected to go on with almost absolute certainty if we pursue the right course. We are now the nucleus of a growing power which, if we are true to ourselves, our destiny, and high mission, will become the controlling power on this continent. To what extent accessions will go on in the process of time, or where it will end, the future will determine. So far as it concerns States of the old Union, this process will be upon no such principles of reconstruction as now spoken of, but upon reorganization and new assimilation. Such are some of the glimpses of the future as I catch them. . . ."

https://teachingamericanhistory.org/document/cornerstone-speech/
 
2022-08-19 3:16:30 AM  

Psychopompous: <word-o-rama, but necessary for the purpose word-o-rama in this case>


Well you see 'pomp, it wasn't about slavery at all.  That's just a subset of the real issue - their god-given right to use humans worse than the law (even then) would allow you to use an animal - 'cause said humans are brown
 
2022-08-19 3:19:50 AM  

Psychopompous: Whenever some nimrod says that the Civil War was all about states' rights,


But it totally was.

Specifically, the right of states to permit chattel slavery.
 
2022-08-19 4:04:02 AM  
#nottheonion.
 
2022-08-19 4:19:20 AM  
if anyone wants me to show up as a tall white male with blue eyes and pretend to be the seller when you get the estimate I am here for you. this is serious racist bullshiat.
 
2022-08-19 5:49:04 AM  
Home appraiser tried to shaft friends of mine on their home value because he didn't like the SF/Fantasy bookshelf and some decor. So he knocked the value down for being a townhouse. A townhouse is physically connected to other houses in a row, theirs had a strip of yard between both neighboring houses and no connection more than a fence. Still took a huge effort to get that overturned. Home appraisers suck. Racist home appraisers suck even more.
 
2022-08-19 6:27:31 AM  
To sum it up, black or any minority are not given the benefit of the doubt.
Less favorable choices
Negative reaction

It's often split second decisions on biases that hurt their chances.
No words necessary
And that's hard to prove or fight against

There's a continuous onus to prove their case.
Show the discrepancy

It's like putting the time, mind and effort to show that tiny line in the devils contract that puts ya in Hell.
 
2022-08-19 7:16:03 AM  

waxbeans: Tell again racism isn't real!!!!!


The difficulty with attributing this to racism is that, even in the extreme case of an intentionally racist and evil person.... There is no way to know whether giving a low, or high, appraisal will benefit someone.

Back when 08 happened, I remember people talking about racist lenders *over appraising* and granting loans higher than they should have been.

If I'm a racist appraiser and my goal is to keep a black family down, I don't know what will hurt them more, an inflated value or a deflated value.
 
2022-08-19 7:17:57 AM  
This is a real thing, but I also once had a terrible appraisal for a refi.  The comps the guy did were for houses in other school districts 5 miles further away from the city.  The entire basis of my property value is the school district and the location.  The house is meh.  If it was just about the dwelling I'd by a mansion out in the exurbs for what I could get for this house.

I did my last refi with Quicken and they didn't even want to do an appraisal.  The said houses have appreciated so much that it's not even necessary.
 
2022-08-19 7:25:01 AM  
Also... fundemental to the claim is that the appraiser doesn't know who owns the house (at least not well enough to know their race), but infers the race from the pictures around the house and the race of whoever opened the door.

Landlords get property appraised all the time for various reasons too. A White landlord absolutely could be renting to a Black family. A racist appraiser wouldn't know, and by giving a lower value could end up benefiting the Black family while hurting the White family.

I mean, I'm not saying it couldn't be racism, but I am saying there is no actual evidence in this particular case and questionable at best motivation.
 
2022-08-19 7:31:09 AM  

Fark_Guy_Rob: questionable at best motivation.


That's the strange thing about institutional racism.  There is no net gain to the participants and they often don't even realize that they're doing it.  They just do it because that's what you do.
 
2022-08-19 7:33:28 AM  
Still wondering how a low ball appraisal would benefit the appraiser...
 
2022-08-19 7:40:39 AM  
Yeah, when I was buying my house the home appraisal was one of the last things we did.  The real estate agent and I were even joking during the closing.  My house was appraised at $10,000 more than I was paying for it.  I said that has to be the easiest job in the world.  An object is worth what somebody is willing to pay for it and what somebody else is willing to sell it for... and the home appraiser knew both going into it.

Now the home inspector kicked ass, he saved me a lot of headaches down the line and made sure a few things got fixed before closing.
 
2022-08-19 7:43:00 AM  

Turbo Cojones: Still wondering how a low ball appraisal would benefit the appraiser...


Racism never actually benefits racists.

It's sort of like how bullying never benefits bullies, how drug addiction doesn't benefit addicts, how rape doesn't benefit rapists, how lying doesn't benefit pathological liars, and how voting Republican doesn't benefit Republican voters. People do things out of a desire for gratification, or out of spite, or because they think it's right to do even when there's no benefit, or just because they can.

Systemic racism is when the latter two are baked into standard operating procedure for an organization.
 
2022-08-19 7:43:38 AM  

Fark_Guy_Rob: waxbeans: Tell again racism isn't real!!!!!

The difficulty with attributing this to racism is that, even in the extreme case of an intentionally racist and evil person.... There is no way to know whether giving a low, or high, appraisal will benefit someone.

Back when 08 happened, I remember people talking about racist lenders *over appraising* and granting loans higher than they should have been.

If I'm a racist appraiser and my goal is to keep a black family down, I don't know what will hurt them more, an inflated value or a deflated value.


If you were a racist appraiser you would give a low value with a minority seller to and a high value to a minority buyer.
 
2022-08-19 7:57:03 AM  

Fark_Guy_Rob: Also... fundemental to the claim is that the appraiser doesn't know who owns the house (at least not well enough to know their race), but infers the race from the pictures around the house and the race of whoever opened the door.

Landlords get property appraised all the time for various reasons too. A White landlord absolutely could be renting to a Black family. A racist appraiser wouldn't know, and by giving a lower value could end up benefiting the Black family while hurting the White family.

I mean, I'm not saying it couldn't be racism, but I am saying there is no actual evidence in this particular case and questionable at best motivation.


Dealing with racism in the 21st century is a bit like someone going into the office fridge every day and eating part of your lunch when you're not looking. Not all of it, just PART of it; if you brought soup, you notice there's a third less than you put in; if you brought salad, you notice most of the tomatoes are gone or the container is only half full etc. You complain to your boss, and he's going to say "Did you SEE someone eat part of your lunch? Who do you think did it?"

You only get any traction when you catch someone red handed and have the photos to prove it, and half the time it's "Oh, it was an honest mistake, he wasn't trying to steal YOUR lunch, he just thought it looked similar to his."

Bonus points if you just stop leaving your lunch in the office fridge at all and someone claims YOU'RE the real lunch thief because accusing other people of stealing is the real theft.

Double bonus for the coworker who tells you "We never had a lunch theft problem here before YOU started working here."
 
2022-08-19 7:58:45 AM  

Fark_Guy_Rob: Also... fundemental to the claim is that the appraiser doesn't know who owns the house (at least not well enough to know their race), but infers the race from the pictures around the house and the race of whoever opened the door.

Landlords get property appraised all the time for various reasons too. A White landlord absolutely could be renting to a Black family. A racist appraiser wouldn't know, and by giving a lower value could end up benefiting the Black family while hurting the White family.

I mean, I'm not saying it couldn't be racism, but I am saying there is no actual evidence in this particular case and questionable at best motivation.


That's not how it works.  There's probably no conscious thought at all.  They see black people and stay thinking "poor" or "low class" and might not even realize it.

Then every bad thing is a little worse and every good thing is not quite as good.  Comps are found in similar neighborhood, but in this case similar includes "has a lot of people with the same skin color".

No conscious action needed, but the result is that the house is reliably at the bottom of the usual variation.
 
2022-08-19 8:09:53 AM  
Baltimore, MD.  Racism is not on my bingo card.
 
2022-08-19 8:13:23 AM  
I'm not 100% sure this is racism, I can think of another plausible explanation in this scenario.  According to the article they had already refinanced through the first company when interest rates were higher.  Maybe that company didn't want them to refinance again at a lower interest rate and the appraiser knew it so he lowballed the home value because the loan they would have issued him was worth less than what they currently held.

Company 2 didn't already have a contract with him and was only interested in a new customer and might have given a similar valuation even without the whitewashing.

Institutional racism absolutely does exist, and it's something that a lot of people don't even realize they're taking part in, but the color business people ultimately care the most about is green.

All I'm saying is that this is far from scientific standards of evidence.  It would have been better if they got a 3rd appraisal without the whitewashing.
 
2022-08-19 8:20:06 AM  

farkitallletitend: waxbeans: Tell again racism isn't real!!!!!

I don't think anyone ever in the history of ever has ever said that. Ever.


Opponents of teach CRT say this all the time.

I hear this all the time from White people who don't have any minority friends.

I also hear the counter point that attempts to level the playing field are the real racist acts

Hell, go to any right wing cult meeting AKA a Republican Rally, and ask 10 random people there, 9 will tell you that racism doesn't exist, blacks are the real racists, and that white people did everything good in the world.  The 10th won't answer because he couldn't hear you through his hood
 
2022-08-19 8:33:51 AM  
The solution is quite simple

Nationalise the housing stock & distribute according to need
 
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