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(MSN)   Texas cops trash home and refuse to pay for damages. Insurance won't cover damage by cops. Then a little thing called the Fifth Amendment came into play. Tag is for homeowner and creative law firm   (msn.com) divider line
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10753 clicks; posted to Main » on 03 Jul 2022 at 12:24 PM (5 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook



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2022-07-03 10:23:18 AM  
Police took no chances when an armed intruder barricaded himself in the home of an innocent bystander in McKinney, Texas. Following a seven-hour standoff, officers launched a shock-and-awe raid that ended with the suspect's suicide.

I'm guessing if they'd have been white and tweeting their rights as sovereign citizens this would have dragged out for weeks and resulted in about $200 in lost food and $100,000 in surplus dildos for the homeowner.
 
2022-07-03 10:36:29 AM  
This is common everywhere, but I was even less surprised when I this took place in my home state.....sigh
 
2022-07-03 11:35:03 AM  
The cops can still steal all your money and keep it for themselves, of course.
 
2022-07-03 12:28:47 PM  
I'm sure the current SCOTUS will reverse the decision and make the homeowner pay the police.
 
2022-07-03 12:35:25 PM  
"Think what a better world it would be ... if all governments had a basic policy to always put things back where they found them and to clean up their own mess."


What kind of magical government is he referring to? I have three kids and a slob for a wife. I can't even implement that policy around my own home.
 
2022-07-03 12:38:17 PM  
The Institute for Justice are those extremist nuts who fight for the Bill of Rights, school choice, and direct shipping of wine across state lines, and against excessive fines, qualified immunity, and  eminent domain abuse. You know, whackos.
 
2022-07-03 12:40:26 PM  
"stop resisting!" *whack* "stop resisting!" *whack* "stop resisting!" *whack*
 
2022-07-03 12:46:48 PM  

koder: Police took no chances when an armed intruder barricaded himself in the home of an innocent bystander in McKinney, Texas. Following a seven-hour standoff, officers launched a shock-and-awe raid that ended with the suspect's suicide.

I'm guessing if they'd have been white and tweeting their rights as sovereign citizens this would have dragged out for weeks and resulted in about $200 in lost food and $100,000 in surplus dildos for the homeowner.


Sometimes (more rarely, to be sure), the cops kill white people too. In this case, it sounds like he had decided his own fate.

I'm glad the police were held accountable for the damage, even though it looks like they didn't have much of a choice. Ms. Baker certainly had no choice.
 
2022-07-03 12:47:55 PM  
 FTA: Author Robert Fulghum imagines the implications in his classic essay, All I Really Need to Know I Learned in Kindergarten

You know...if you're quoting that book in 2022, you're probably an asshole.

The question I have is why doesn't home insurance cover police damage?
 
2022-07-03 12:48:17 PM  

jjorsett: The Institute for Justice are those extremist nuts who fight for the Bill of Rights, school choice, and direct shipping of wine across state lines, and against excessive fines, qualified immunity, and  eminent domain abuse. You know, whackos.


"school choice" is literally designed to shift public money from poorer neighborhoods to weathier ones, and when you add "vouchers" to the mix, you shift public money to private companies.  aka "corporate handouts".

if you dont understand how that happens, look at the schools are provided federal and state funds.
 
2022-07-03 12:48:21 PM  
At this rate police departments are going to be ruined, expecting them to pay for misconduct settlements and the wreckage they leave behind in the normal course of business.

Well it would have an impact if police departments were expected to pay these, not hide them in general expenditures for the city to avoid scrutiny.
 
2022-07-03 12:53:59 PM  

jjorsett: The Institute for Justice are those extremist nuts who fight for the Bill of Rights, school choice, and direct shipping of wine across state lines, and against excessive fines, qualified immunity, and  eminent domain abuse. You know, whackos.


Donations incoming.
 
2022-07-03 12:55:33 PM  

misanthropicsob: FTA: Author Robert Fulghum imagines the implications in his classic essay, All I Really Need to Know I Learned in Kindergarten

You know...if you're quoting that book in 2022, you're probably an asshole.

The question I have is why doesn't home insurance cover police damage?


Because almost nobody reads their policies. They compare price and maybe like two or three numbers. They couldn't understand the specifics if they tried...I know I couldn't.

Lots of people just get the cheapest thing their mortgage company will allow. And this is rare enough that mortgage companies don't check for it.
 
2022-07-03 12:55:56 PM  
I lived in D.C. in the same apartment building as Jonathan Pollard, the spy for Israel.  His wife, Anne Henderson, told the FBI that she had hidden microfilm (this was a long time ago) in other apartments in the building. The FBI literally destroyed my place trying to find anything, I think they only did three apartments before they decided she was lying. I was covered for the repairs (the building was going condo at the time and I was in the process of purchasing mine) I believe the reimbursement came from the federal government, the actual check went from the government to their chosen construction crew, I never handled any of it.
Later, Fawn Hall (Ollie North's secretary) was "dating" a navel officer who lived in the building, the FBI visited again but without incident.
 
2022-07-03 12:55:57 PM  

Eat The Placenta: "Think what a better world it would be ... if all governments had a basic policy to always put things back where they found them and to clean up their own mess."


What kind of magical government is he referring to? I have three kids and a slob for a wife. I can't even implement that policy around my own home.


If that "slob of a wife" logs into Fark and see your views...  She might suddenly be husband-less with 3 kids worth of child support and spousal support while you live in a cardboard box next to the bridge you're going to hang yourself from in 2 years once you realize you farked up...
Or its all just for attention and you don't have a wife. Cuz the only people who openly say such things and mean it are men who are not married  or guys who have nothing left to live for and see it as the easy death out.
Married men are too scared to be such shiat talkers about their wives.
 
2022-07-03 12:56:12 PM  

Manfred J. Hattan: koder: Police took no chances when an armed intruder barricaded himself in the home of an innocent bystander in McKinney, Texas. Following a seven-hour standoff, officers launched a shock-and-awe raid that ended with the suspect's suicide.

I'm guessing if they'd have been white and tweeting their rights as sovereign citizens this would have dragged out for weeks and resulted in about $200 in lost food and $100,000 in surplus dildos for the homeowner.

Sometimes (more rarely, to be sure), the cops kill white people too. In this case, it sounds like he had decided his own fate.

I'm glad the police were held accountable for the damage, even though it looks like they didn't have much of a choice. Ms. Baker certainly had no choice.


I'm not sure how this would play out in Canada. In my mind though? It should be about accountability. Did the police HAVE to destroy the home? Maybe(probably debatable)? Since the homeowner had literally zero connection(culpability) in this? I don't see how the police/city cannot be held responsible. Intentional or not.
Had Ms. Baker had ANY role in the events (illegal mind you). Then all bets are off. Sleep in the bed you made.
 
2022-07-03 12:56:58 PM  
6-3 coming soon!
 
2022-07-03 1:00:54 PM  

Fark_Guy_Rob: misanthropicsob: FTA: Author Robert Fulghum imagines the implications in his classic essay, All I Really Need to Know I Learned in Kindergarten

You know...if you're quoting that book in 2022, you're probably an asshole.

The question I have is why doesn't home insurance cover police damage?

Because almost nobody reads their policies. They compare price and maybe like two or three numbers. They couldn't understand the specifics if they tried...I know I couldn't.

Lots of people just get the cheapest thing their mortgage company will allow. And this is rare enough that mortgage companies don't check for it.


It seems like a bizarre enough clause that it should be illegal.
 
2022-07-03 1:01:19 PM  

misanthropicsob: FTA: Author Robert Fulghum imagines the implications in his classic essay, All I Really Need to Know I Learned in Kindergarten

You know...if you're quoting that book in 2022, you're probably an asshole.

The question I have is why doesn't home insurance cover police damage?


Because it's a natural disaster, just like the insurance company said
 
2022-07-03 1:05:30 PM  

Eat The Placenta: "Think what a better world it would be ... if all governments had a basic policy to always put things back where they found them and to clean up their own mess."


What kind of magical government is he referring to? I have three kids and a slob for a wife. I can't even implement that policy around my own home.


these 4 things you brought into your life on your own. enjoy the bed you made.
 
2022-07-03 1:08:54 PM  

misanthropicsob: FTA: Author Robert Fulghum imagines the implications in his classic essay, All I Really Need to Know I Learned in Kindergarten

You know...if you're quoting that book in 2022, you're probably an asshole.

The question I have is why doesn't home insurance cover police damage?


Because homeowner's insurance covers accidental damage, not intentional damage.
 
2022-07-03 1:10:09 PM  
The important thing is every cop made it home safe that night.
 
2022-07-03 1:13:22 PM  
media.npr.orgView Full Size


Nice verdict you got there.

Shame if something happened to it.
 
2022-07-03 1:13:32 PM  
Fark user imageView Full Size


/got nuffin
 
2022-07-03 1:14:40 PM  
If you can prove negligence, the police should pay for damages.  Otherwise, I don't see how apprehending an armed intruder is their financial responsibility.  However, the real story is how insurance companies can pick and choose what they cover.
 
2022-07-03 1:19:58 PM  

Snapper Carr: [media.npr.org image 850x637]

Nice verdict you got there.

Shame if something happened to it.


"Well, sure the plain language of the 5th Amendment says you get compensation so Textualism falls flat, and sure around a third of the Declaration of Independence and almost all the bill of rights was about reining in abuses inflicted on the population under the guise of law enforcement, so there's no Originalist argument either, and sure our own recent rulings have used the Takings clause to limit unions from having even the most minor property access so this is wildly inconsistent with shiat we've personally ruled on, but we've got Tenure so GFY Plebs."
 
2022-07-03 1:23:03 PM  
Snapper Carr:

Fark user imageView Full Size

Nice verdict you got there.

Shame if something happened to it.


Not sure they won't take the Fiff since it's the favorite of "Gen" Flynn, and every other traitor who tried to end democracy on January 6th.  Unless of course, they could make an exception for people paid to commit crimes.

Fark user imageView Full Size
 
2022-07-03 1:23:55 PM  
Baker had nothing to do with the crime and no connection to the intruder other than hiring him in the past as a handyman.


Ohhhhhhh....cue the Animaniacs "Good Idea, Bad Idea".
/ a no good deed situation, i guess?
 
2022-07-03 1:25:00 PM  
I have a vaguely unspecific erection with this ruling. I hope the ruling sticks.
 
2022-07-03 1:30:38 PM  
The court has made its ruling.  Now let them enforce it.
 
2022-07-03 1:34:42 PM  
You'd think the 4th would also apply, somehow.
 
2022-07-03 1:35:01 PM  
Now apply this to civil forfeitures.
Maybe if the city appeals it could give this Supreme Court to get something right.
But I wouldn't count on it.
 
2022-07-03 1:36:22 PM  

sinko swimo: Eat The Placenta: "Think what a better world it would be ... if all governments had a basic policy to always put things back where they found them and to clean up their own mess."


What kind of magical government is he referring to? I have three kids and a slob for a wife. I can't even implement that policy around my own home.

these 4 things you brought into your life on your own. enjoy the bed you made.


The bed is probably unmade.
 
2022-07-03 1:36:57 PM  

Fark_Guy_Rob: misanthropicsob: FTA: Author Robert Fulghum imagines the implications in his classic essay, All I Really Need to Know I Learned in Kindergarten

You know...if you're quoting that book in 2022, you're probably an asshole.

The question I have is why doesn't home insurance cover police damage?

Because almost nobody reads their policies. They compare price and maybe like two or three numbers. They couldn't understand the specifics if they tried...I know I couldn't.

Lots of people just get the cheapest thing their mortgage company will allow. And this is rare enough that mortgage companies don't check for it.


Mine says it doesn't cover civil unrest (or riots) and acts of war.

It also doesn't cover anything nuclear fallout related, and says  it's not covered even if the nuclear fallout is accidental
 
2022-07-03 1:49:11 PM  
The courts were not so kind to Leo and Alfonsina Lech when an armed shoplifter randomly chose their Colorado home for a police standoff in 2015. A SWAT team left the property uninhabitable. But when the Lechs sued for damages, the 10th U.S. Circuit Court of Appeals invented a special Fifth Amendment exemption for the police, and the U.S. Supreme Court declined to consider the case.

And of course Gorusch was on the 10th Circuit at that time. Tell me redhats, how does this fit into your supposed world view of limited government and personal responsibility?
 
2022-07-03 1:57:27 PM  

Snapper Carr: [media.npr.org image 850x637]

Nice verdict you got there.

Shame if something happened to it.


Kavanaugh just looks like a colossal piece of shiat.
The others manage to hide it pretty well, but it's like he doesn't even try.
 
2022-07-03 1:59:05 PM  

The Dog Ate My Homework: The courts were not so kind to Leo and Alfonsina Lech when an armed shoplifter randomly chose their Colorado home for a police standoff in 2015. A SWAT team left the property uninhabitable. But when the Lechs sued for damages, the 10th U.S. Circuit Court of Appeals invented a special Fifth Amendment exemption for the police, and the U.S. Supreme Court declined to consider the case.

And of course Gorusch was on the 10th Circuit at that time. Tell me redhats, how does this fit into your supposed world view of limited government and personal responsibility?


It's almost like they lie about that.
Do you think they would really do that???
 
2022-07-03 1:59:17 PM  

misanthropicsob: FTA: Author Robert Fulghum imagines the implications in his classic essay, All I Really Need to Know I Learned in Kindergarten

You know...if you're quoting that book in 2022, you're probably an asshole.

The question I have is why doesn't home insurance cover police damage?


Because nobody in a position of authority on this matter wants to pit a multi billion dollar corporation against the police. Oligarchy needs the police state to keep everyone they're screwing over in line, and the people who hold the reins of the police state need the oligarchs money to keep getting elected. It's the circle of life.
 
2022-07-03 2:00:22 PM  

misanthropicsob: FTA: Author Robert Fulghum imagines the implications in his classic essay, All I Really Need to Know I Learned in Kindergarten

You know...if you're quoting that book in 2022, you're probably an asshole.

The question I have is why doesn't home insurance cover police damage?


Something wrong with the book?
The author?
 
2022-07-03 2:03:40 PM  

dbaggins: The important thing is every cop made it home safe that night.


So you would prefer someone getting killed over property damage?

What's your position on killing someone that tries and steal your car?
 
2022-07-03 2:05:11 PM  

misanthropicsob: Fark_Guy_Rob: misanthropicsob: FTA: Author Robert Fulghum imagines the implications in his classic essay, All I Really Need to Know I Learned in Kindergarten

You know...if you're quoting that book in 2022, you're probably an asshole.

The question I have is why doesn't home insurance cover police damage?

Because almost nobody reads their policies. They compare price and maybe like two or three numbers. They couldn't understand the specifics if they tried...I know I couldn't.

Lots of people just get the cheapest thing their mortgage company will allow. And this is rare enough that mortgage companies don't check for it.

It seems like a bizarre enough clause that it should be illegal.


Thatssocialism.gif
 
2022-07-03 2:08:54 PM  
My neighbor behind me barricaded himself in his house and began shooting up his floor, in the vain hope the cops would shoot and kill him. All so he could avoid being arrested on a domestic violence warrant.
The cops took down my back fence so they could surround the house. After he fled the house and was chased around the retention pond, he was taken into custody.

Next morning some nice county workers came out and put my fence back up.
I thought that was just how it worked.
 
2022-07-03 2:10:33 PM  

The Dog Ate My Homework: The courts were not so kind to Leo and Alfonsina Lech when an armed shoplifter randomly chose their Colorado home for a police standoff in 2015. A SWAT team left the property uninhabitable. But when the Lechs sued for damages, the 10th U.S. Circuit Court of Appeals invented a special Fifth Amendment exemption for the police, and the U.S. Supreme Court declined to consider the case.

And of course Gorusch was on the 10th Circuit at that time. Tell me redhats, how does this fit into your supposed world view of limited government and personal responsibility?


Came here to post this, leaving happy
 
2022-07-03 2:13:33 PM  

Herr Flick's Revenge: After he fled the house and was chased around the retention pond, he was taken into custody.


I'm sure it was an unfortunate series of events, and I absolutely do not mean to mock someone with a difficult life/mental health issues.

However, while I don't know what a retention pond is, I'm getting a highly amusing benny hill visual here...
 
2022-07-03 2:17:54 PM  
I'm surprised we haven't seen the obligatory "abolish the police" post yet.
 
2022-07-03 2:18:09 PM  

Lady J: Herr Flick's Revenge: After he fled the house and was chased around the retention pond, he was taken into custody.

I'm sure it was an unfortunate series of events, and I absolutely do not mean to mock someone with a difficult life/mental health issues.

However, while I don't know what a retention pond is, I'm getting a highly amusing benny hill visual here...


It's a big pond that the ditches around houses in neighborhood drain into.

As for the foot chase, fun was had by all. The canine units got to run loose, the deputies got to try out their tasers and the wife/child beater had some exercise and a new experience.
 
2022-07-03 2:19:48 PM  

Herr Flick's Revenge: Lady J: Herr Flick's Revenge: After he fled the house and was chased around the retention pond, he was taken into custody.

I'm sure it was an unfortunate series of events, and I absolutely do not mean to mock someone with a difficult life/mental health issues.

However, while I don't know what a retention pond is, I'm getting a highly amusing benny hill visual here...

It's a big pond that the ditches around houses in neighborhood drain into.

As for the foot chase, fun was had by all. The canine units got to run loose, the deputies got to try out their tasers and the wife/child beater had some exercise and a new experience.


you missed an opportunity there...
It's a big pond that the ditches around houses in neighborhood drain into... but that's not important right now

but I appreciate the info anyway  : )
 
2022-07-03 2:41:11 PM  

the voice of raisin: jjorsett: The Institute for Justice are those extremist nuts who fight for the Bill of Rights, school choice, and direct shipping of wine across state lines, and against excessive fines, qualified immunity, and  eminent domain abuse. You know, whackos.

"school choice" is literally designed to shift public money from poorer neighborhoods to weathier ones, and when you add "vouchers" to the mix, you shift public money to private companies.  aka "corporate handouts".

if you dont understand how that happens, look at the schools are provided federal and state funds.


Well, to be fair, it was private money before it became public, and it eventually becomes private again when teachers, staff, and textbook companies get it.  The only difference is that voucher schools have to sell themselves to parents, where public schools are take it or leave it, and get arrested if you leave it.

/Went to a horrible public school.
 
2022-07-03 2:46:40 PM  
I used the 5th Amendment argument successfully for my mom and our home growing up.  My parents bought a house in the 70s in a shiatty little mountain town close to my dad's work.  This town had no zoning laws, there were areas with nice homes and then suddenly a trailer or a business, there were homes built next to stream beds, homes built and then 20 years later the town builds a road within 4 feet of a home, etc.  Just a patchwork of weirdness.  2 years after the purchase the town council informed my parents that a third of the town's waste was directed to a watershed through a pipeline under the carport and through the back yard and that they needed to enlarge the pipe. The waste pipe was not disclosed in the sale or the title search.  My parents initially resisted but after threats from the town council eventually let the work be done.  The work proceeded with minimal damage to the carport, the workers re-poured the carport slab and left the yard as they found it.  The back yard and a small guest house on the property were not impacted.

The town council came back in 2004, by now my father had passed and my mom was still living in the house.  We had wanted her to move into something smaller but she was comfortable and we knew we would not be able to get a good price once the waste pipe was disclosed. The council wanted to enlarge the pipe to 8 feet diameter and expand the access to 16 feet on either side, which would require removing the carport and the guest house.  I wrote a letter to the town council stating their actions would essentially destroy the home and that they had to buy it for current market value, else I would press charges under the 5th Amendment.  They agreed; we each had an appraiser and reached an agreement that was more than adequate.

The house is still standing and looks terrible. The wall cracked when they removed the carport and it now tilts but it looks like someone is living in it. Still no apparent zoning laws 50 years later.  My mom got a nice little house out of the deal with no hidden bullshiat.
 
2022-07-03 2:50:24 PM  

Professor Horatio Hufnagel: I'm surprised we haven't seen the obligatory "abolish the police" post yet.


Nah, the McKinney police just haven't adjusted from being a orbit city to being a part of the mass. The infill has arrived from Northeast Dallas. Most of Dallas is pretty cool with the police, who mostly show up after.
 
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