Skip to content
 
If you can read this, either the style sheet didn't load or you have an older browser that doesn't support style sheets. Try clearing your browser cache and refreshing the page.

(Roanoke Times)   Q: What's more annoying than getting a text at 1:27 a.m.? A: Getting $55,634.91 stolen from your banking account   (roanoke.com) divider line
    More: Asinine, Telephone number, Telephone, 1, Authentication, bank rep, common ploy, initial Jan., Shannon's phone  
•       •       •

5585 clicks; posted to Main » on 16 Jan 2022 at 5:38 PM (17 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook



76 Comments     (+0 »)
View Voting Results: Smartest and Funniest


Oldest | « | 1 | 2 | » | Newest | Show all

 
2022-01-16 5:28:33 PM  
Yeah. Don't talk to strangers.
And if the bank wants me, they can mail me.
 
2022-01-16 5:45:30 PM  
Made the mistake once of clicking a link when i was opening a text like that about a decade ago.  within a couple hours there was a few thousand dollars spent.

luckily chase cancelled everything and helped sort it out, but yeah.  fark those text messages;  its just too easy to inadvertently click.  I wish there was a way I could figure out how to block any text not from a saved contact.  Anyone know how to on android?
 
2022-01-16 5:46:15 PM  

vudukungfu: Yeah. Don't talk to strangers.
And if the bank wants me, they can mail me.


This.

Also, use the Do-Not-Disturb function on your phone.  Mine is active from 9:00am to 8:00am, and there are only five contacts tagged as VIP that will ring through.  Anyone else calls or texts and my phone won't ring and won't even light up if the screen isn't already on.
 
2022-01-16 5:47:55 PM  
Mind boggling that anyone falls for these scams, I thought the same about 20 years ago when 419's were getting popular, tried to talk a client out of sending about 80 grand to a scammer, client got red faced upset that I was jealous the Nigerian prince chose him.
 
2022-01-16 5:48:10 PM  

phedex: Made the mistake once of clicking a link when i was opening a text like that about a decade ago.  within a couple hours there was a few thousand dollars spent.

luckily chase cancelled everything and helped sort it out, but yeah.  fark those text messages;  its just too easy to inadvertently click.  I wish there was a way I could figure out how to block any text not from a saved contact.  Anyone know how to on android?


Text #662# Should do the trick. I think it only works on android.
 
2022-01-16 5:48:32 PM  
First rule of a cashier's check: immediately cash it at the bank that issued it.

Deposit the cash in another bank.
 
2022-01-16 5:50:59 PM  

TheCableGuy: Mind boggling that anyone falls for these scams, I thought the same about 20 years ago when 419's were getting popular, tried to talk a client out of sending about 80 grand to a scammer, client got red faced upset that I was jealous the Nigerian prince chose him.


One of my former coworkers fell for a scam.  She found a travel camper on craigslist.  For $2000.  Her and her husband thought it was a great deal.  Paid in ebay gift cards.
 
2022-01-16 5:52:40 PM  

phedex: Made the mistake once of clicking a link when i was opening a text like that about a decade ago.  within a couple hours there was a few thousand dollars spent.

luckily chase cancelled everything and helped sort it out, but yeah.  fark those text messages;  its just too easy to inadvertently click.  I wish there was a way I could figure out how to block any text not from a saved contact.  Anyone know how to on android?


The one shining star of sprint was that I could manage my number through google voice and all of their spam/phishing protection came with it.  There was plenty of free cruise & auto warranty crap in the spam folder that I never had to think about.
 
2022-01-16 5:54:38 PM  
I expected them to be older.
 
2022-01-16 5:54:56 PM  
Just give them that f*cking money. It means little to nothing to that bank, and it means everything to them.
 
2022-01-16 5:57:55 PM  
Why can't the phone companies stop people from spoofing phone numbers?
 
2022-01-16 5:59:52 PM  
Sounds a bit above the typical scam. The scammers had some definite knowledge on the bank, I wouldn't be surprised if they were targeted because someone from the bank passed on intel.
 
2022-01-16 6:01:46 PM  
Fool me once, and all that jazz.

I'll leave it to the Fark cynics to decide who the victims and who the scammers are...
 
2022-01-16 6:02:42 PM  
I'd be shocked if I had 56k in a bank account.
 
2022-01-16 6:04:09 PM  

vudukungfu: Yeah. Don't talk to strangers.
And if the bank wants me, they can mail me.


The problem this woman ran into was that she had tried to call the bank's national customer service help line couldn't get a human.  Then, while she was talking to the local branch, she received a call using the bank's national number (presumably spoofed) that she had just tried.  Sure, she's on the hook for replying to that text, but I can sympathize a little since she had tried to call the exact number she thought was calling her back.  That said...

"The man asked for their email address and the last four digits of their taxpayer identification number...That didn't trouble Shannon, because she said Truist had requested the latter number in the past, when Shannon had called the bank. "

The key thing they got her to slip up on was the verification.  Something like social and contact info is something a financial institution will use as challenge information on an inbound call.  I used to do this for work and we defaulted to that. Customers could select more rigorous identity verification but most didn't.  The key thing though is that it was only done on inbound calls at the customer service level, not outbound ones.  If they received an outbound call, it was for us to dispense information (e.g. a follow-up on an issue) not to receive it.  So these guys probably convincingly played the part of the bank with just that tiny but key alteration to the routine she was used to, got her info, and turned around and used it for real.

Anyhow, only cough up info on calls you initiate. If you have to have a follow up call, ask if you can initiate it (or in a situation like this, do it through the bank's physical location).
 
2022-01-16 6:04:44 PM  

Tracianne: TheCableGuy: Mind boggling that anyone falls for these scams, I thought the same about 20 years ago when 419's were getting popular, tried to talk a client out of sending about 80 grand to a scammer, client got red faced upset that I was jealous the Nigerian prince chose him.

One of my former coworkers fell for a scam.  She found a travel camper on craigslist.  For $2000.  Her and her husband thought it was a great deal.  Paid in ebay gift cards.


Ha I found one of those on Craigslist and kicked myself for a week for being dumb enough to bite.   The red flags were there but couldn't help myself to reach out, just in case.  Cost me nothing but pride.  That's what burner email addresses are for.
 
2022-01-16 6:05:03 PM  
Sometimes I just want to backtrack that IP to their Mac address and reroute 20000 volts to their mouse.  I can do that because I'm a l33t hxer but my white hat oath forbids it.
 
2022-01-16 6:06:50 PM  

Harry Freakstorm: I'd be shocked if I had 56k in a bank account.


That's what it says on paper, but it's more like 33.6k when you try to make a withdrawal.
 
2022-01-16 6:08:49 PM  
This isn't exactly the case of insecure SMS text messages, but text messages ARE NOT SECURE regardless:

https://www.howtogeek.com/709373/why-sms-text-messages-arent-private-or-secure/

But nothing is really going to work if you are going to read the codes to the person who called you.

And I would love to say I would never fall for something like that, but that was actually an above average scam right there. Makes me wonder.

/Still, I probably wouldn't have fallen for it.
 
2022-01-16 6:10:34 PM  

vudukungfu: Yeah. Don't talk to strangers.
And if the bank wants me, they can mail me.


That's exactly how the scammer got her with fake callerID.
 
2022-01-16 6:14:06 PM  

TheVirginMarty: Sounds a bit above the typical scam. The scammers had some definite knowledge on the bank, I wouldn't be surprised if they were targeted because someone from the bank passed on intel.


Probably lists bought on the dark web, from those credit bureau breaches a couple years ago. All they need is your name, number and bank name.
 
2022-01-16 6:15:20 PM  

transporter_ii: This isn't exactly the case of insecure SMS text messages, but text messages ARE NOT SECURE regardless:

https://www.howtogeek.com/709373/why-sms-text-messages-arent-private-or-secure/

But nothing is really going to work if you are going to read the codes to the person who called you.

And I would love to say I would never fall for something like that, but that was actually an above average scam right there. Makes me wonder.

/Still, I probably wouldn't have fallen for it.


It's really rare to see a bank that supports proper two factor authentication via a app like Google or Microsoft Authenticator, though. Weak TFA is better than none at all.

Also, one big thing you can do to protect against your SMS being hijacked is to add a security code to your cellular account that is required before the number can be ported. Some carriers require it now, but if you don't have one, add it to prevent someone from pretending to be you and then porting your number to a different carrier or assigning it to a new SIM.
 
2022-01-16 6:16:10 PM  

mrmopar5287: First rule of a cashier's check: immediately cash it at the bank that issued it.

Deposit the cash in another bank.


And don't get stopped for a traffic infraction on the way over.
 
2022-01-16 6:17:20 PM  

fuzzybacchus: Tracianne: TheCableGuy: Mind boggling that anyone falls for these scams, I thought the same about 20 years ago when 419's were getting popular, tried to talk a client out of sending about 80 grand to a scammer, client got red faced upset that I was jealous the Nigerian prince chose him.

One of my former coworkers fell for a scam.  She found a travel camper on craigslist.  For $2000.  Her and her husband thought it was a great deal.  Paid in ebay gift cards.

Ha I found one of those on Craigslist and kicked myself for a week for being dumb enough to bite.   The red flags were there but couldn't help myself to reach out, just in case.  Cost me nothing but pride.  That's what burner email addresses are for.


She was on the phone with ebay customer service and just couldn't understand why they couldn't help her.
 
2022-01-16 6:17:39 PM  

Chuck87: Why can't the phone companies stop people from spoofing phone numbers?


Because there's no profit it doing that
 
2022-01-16 6:19:59 PM  
Call the bank or C/C company directly. Ask for the return number, extension and full name of the caller. Don't use the number shown on your phone as verification.  If that won't work it's a scam, call the bank or C/C company and let them know.
 
2022-01-16 6:22:21 PM  
I've wondered about this scam.

You apply for a job through a well known job board - I won't mentioned on names but, indeed, it's one of the big ones.

You get an email from 'Jason American's who is interested in getting you that job.  He just needs to see your resume.  Well, you've already uploaded the resume but HR has it and he's working from home.

So next, he's asking for references and contacts at the last big place you work or PII and now it's dodgy.  If he calls, he sound as Jason American as I do Harry al-shamarmar.

Last one wanted my job history going back to 1975.  And if you knew my job history, ain't no one got time to go through that.

Especially if you have a clearance, they will ask for your social for JPASS
 
2022-01-16 6:24:56 PM  

Chuck87: Why can't the phone companies stop people from spoofing phone numbers?


Wasn't that the goal of that Shaken/Stirred system or whatever that supposedly went into effect?
 
2022-01-16 6:26:35 PM  
A week later they lost another 30k to the scammer because he pretended he was sorry and would send them the money back and he just needed another code to approve the transfer.
 
2022-01-16 6:28:52 PM  
I feel sorry for these people but they screwed up.   It seems like the scammer got them at a lucky time ( whether it  was staged but by shear dumb luck i cannot say)  and their confusion about the earlier texts left them more open to falling for it.

That said once the bank offered restitution and it was accepted a check issued  I do not feel the bank should have been allowed to take it back.
 
2022-01-16 6:31:17 PM  
Fark user imageView Full Size
 
2022-01-16 6:35:43 PM  

Gordon Bennett: [Fark user image 850x874]


and your towel
 
2022-01-16 6:44:40 PM  
This is totally the IRS. Buy me a bunch of gift cards or else.
 
2022-01-16 6:57:29 PM  
I get texts supposedly from lots of places, AT&T, banks, utility companies, etc. I block every number. There's no reason for me to ever click a link I get by text.
 
2022-01-16 7:00:50 PM  
I clicked expecting old people.

It feels strange to type "young enough to know better," but here we are.

Still, this part makes me scratch my head:

BBT (which is merging with SunTrust to form a larger bank, Truist) wrote the couple a cashier's check for $55,634.91 as reimbursement. They deposited that into another bank Jan. 4.
But by Jan. 7, that account was empty, too. BBT/Truist canceled the check and clawed back the money.


So, they got reimbursed, put it into another account, and that one somehow got raided too?  And then the first bank clawed back the money? Makes me wonder if they're "scamming" themselves to scam the bank. The whole thing is bizarre.

And then the bit about selling their house - if they have equity in their house, why not just get a HELOC against it.  if they don't have equity, how would selling help?  Even with equity, it takes some time to sell a house.
 
2022-01-16 7:08:13 PM  
I assume they have the app from the bank that lets them check their bank account via their phone. Why didn't they confirm there was a fraudulent charge by looking at it first?
 
2022-01-16 7:18:08 PM  
Basically, it sounds like they read the password change codes to the scammers over the phone.  You know the ones, the ones that are texted to you saying "we will never ask you for these over the phone."
 
2022-01-16 7:18:37 PM  

WhackingDay: I get texts supposedly from lots of places, AT&T, banks, utility companies, etc. I block every number. There's no reason for me to ever click a link I get by text.


I even block my own bank.  (I think it was a customer relations thing to project the image of a caring, personable financial institution and maybe sell a CD.   However, I worked third shift and why was anyone calling at the ungodly hour of 2 pm?)
 
Ant
2022-01-16 7:20:15 PM  
If the bank calls you, call them back through a known good number.
 
2022-01-16 7:23:28 PM  

Tracianne: Gordon Bennett: [Fark user image 850x874]

and your towel


Friend Computer!  This one appears to be unaware of your magnificent glory, and may in fact be a commie, talking about towels!
 
2022-01-16 7:24:05 PM  

Ant: If the bank calls you, call them back through a known good number.


She did, and the bank told her there was no suspicious purchase, but the scammer kept calling her during that conversation so she cut it short and kindly gave the scammer her 2-factor authentication code when he asked for it.

/All that life story bullshiat was meant to obfuscate the fact that she fell for a scam hook, line, and sinker.
 
2022-01-16 7:30:24 PM  

Tracianne: Gordon Bennett: [Fark user image 850x874]

and your towel


A towel is just about the most massively useful thing an interstellar hitchhiker can carry. Partly because it has great practical value. You can wrap it around you for warmth as you bound across the cold moons of Jaglan Beta; you can lie on it on the brilliant marble-sanded beaches of Santraginus V, inhaling the heady sea vapours; you can sleep under it beneath the stars which shine so redly on the desert world of Kakrafoon; use it to sail a miniraft down the slow heavy River Moth; wet it for use in hand-to-hand combat; wrap it around your head to ward off noxious fumes or avoid the gaze of the Ravenous Bugblatter Beast of Traal (a mind-bogglingly stupid animal, it assumes that if you can't see it, it can't see you - daft as a brush, but very very ravenous); you can wave your towel in emergencies as a distress signal, you can wrap it across your face as a makeshift mask during a respiratory virus pandemic on the mostly harmless planet Earth and of course you can dry yourself off with it if it still seems to be clean enough.
 
2022-01-16 7:31:29 PM  
Don't say anything important when the bank calls you, because it's probably not the bank. So hang up, look up the number yourself, and call the bank.
 
2022-01-16 7:35:52 PM  

vudukungfu: Yeah. Don't talk to strangers.
And if the bank wants me, they can mail me.


DIO don't talk to strangers / hungry for heaven live in Philly 1986
Youtube zriX85KTF1M


Ant: If the bank calls you, call them back through a known good number.


^^^^  word.
"Give me your extension or name, I'll start with the 800 number from your website get you from ."
 
2022-01-16 7:37:26 PM  

TheVirginMarty: Sounds a bit above the typical scam. The scammers had some definite knowledge on the bank, I wouldn't be surprised if they were targeted because someone from the bank passed on intel.


they explained it in tfa.   a little more sophisticated than 'please for 500$ itune card before the nearest time'
 
2022-01-16 7:43:00 PM  
Sometimes it's all so perfect:

Fark user imageView Full Size
 
2022-01-16 7:44:38 PM  
A simple rule that has served me well...

If they are calling me, I don't give out any personal information. Ever. I only do that when I call the listed numbers on a card or form myself.
 
2022-01-16 7:47:41 PM  
I got a call and pressed "1" to accept and they still put me through to someone!
If they call again maybe I'll play along "Yeah, the Gold or Platinum Visa? Anyway, it's fine. It's so little money to me that I don't even notice it."
 
2022-01-16 7:53:05 PM  
I guess people fall for these scams all the time, but I just don't understand it. My wife's mother asks us about twice a year how she could possibly owe Amazon for two years of Audible, Prime, and Music when she didn't even know she'd subscribed. Every time I want to say, "We told you the last time, bro! Amazon won't send you a text asking for prepaid cards from the convenience store!"

Maybe my constant suspicion means I'm shady 🤔
 
2022-01-16 8:02:24 PM  
When I read the warning about my "cancelled" debit card not to call the toll-free number on the card because it may have been "compromised", I laughed and laughed. And didn't even bother with the message after.
 
Displayed 50 of 76 comments


Oldest | « | 1 | 2 | » | Newest | Show all


View Voting Results: Smartest and Funniest

This thread is closed to new comments.

Continue Farking




On Twitter


  1. Links are submitted by members of the Fark community.

  2. When community members submit a link, they also write a custom headline for the story.

  3. Other Farkers comment on the links. This is the number of comments. Click here to read them.

  4. Click here to submit a link.