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(Yahoo)   Cigna: "Sorry, the hospital wasn't able to save your premature daughter. However, we accidently paid the bill, so you owe us $257,000. Please pay promptly"   (yahoo.com) divider line
    More: Sick, Hospital, Intensive care medicine, Patient, Neonatal intensive care unit, Health insurance, Brittany Giroux Lane, flurry of small medical bills, Neonatal intensive-care unit  
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3268 clicks; posted to Main » on 21 Sep 2021 at 1:25 PM (3 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook



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2021-09-21 11:19:16 AM  
It's like they don't GAF how bad this kind of thing makes them look to the public, because it makes them look like kings to Wall Street.
 
2021-09-21 11:21:20 AM  
Guessing most of the bill is for care of the now dead baby. Cigna need to bill the dead baby estate before probate closed. The US really does have a horrible health care system. Republicans love it and don't ever want patients to have uniform pricing and coverage.
 
2021-09-21 11:29:04 AM  
The US health "care" system is working as intended.
 
2021-09-21 11:34:07 AM  

dionysusaur: It's like they don't GAF how bad this kind of thing makes them look to the public, because it makes them look like kings to Wall Street.


They don't care how they look to the public, what's the point in that?  You're employer is going to provide the cheapest option they can find that covers their employees, I mean *maybe* the marketplace buyer cares, most they are most likely on the lower end of the income scale and therefore looking to get whatever they feel comfortable with that is also in their budget.   So why would they care about public perception?  As long as they line the pockets of the right people, they aren't going away.
 
2021-09-21 11:41:34 AM  
fark you
 
2021-09-21 1:07:24 PM  
Damn, did I have a stroke writing that last post?   Everyone ignore the spelling and grammar on that.   I'll punish myself appropriately.
 
2021-09-21 1:29:24 PM  
"Democracy is the theory that the common people know what they want, and deserve to get it good and hard." - H. L. Mencken

You don't see stories like this in more civilized countries with universal health coverage.  See also: the entire plot of Breaking Bad.
 
2021-09-21 1:29:38 PM  
memegenerator.netView Full Size

"Did you see a sign out in front of my hose that says 'DEAD BABY STORAGE' ??"
 
2021-09-21 1:29:47 PM  
Ahem, "Greatest country in the world."

If you just keep saying it, it has to be true.
 
2021-09-21 1:30:40 PM  
If I owe you $257, that's my problem. If I owe you $257,000, that's your problem.
 
2021-09-21 1:30:46 PM  

dionysusaur: It's like they don't GAF how bad this kind of thing makes them look to the public, because it makes them look like kings to Wall Street.


Captive audience. Waddaya gonna do? Pay 5 times the montly for Cobra? Convince your boss/hr to find another insurer when they already have the lowest premium they felt comfortable buying just for you and your problem?

The only more sleazy organization that already has you by the balls and no amount of pushback will happen would be the cops and the rejects in the U.S. Senate humping their red baseball hats.
 
2021-09-21 1:30:47 PM  
Best care system in the world, according to the people who own it.
 
2021-09-21 1:30:53 PM  

Dr. Nick Riviera: You don't see stories like this in more civilized countries with universal health coverage.


Id rather be up to my neck in dead babies than be like those commies.
 
2021-09-21 1:31:11 PM  
The health care insurance companies have been bleeding American families dry for decades now.  the only thing that can stop them is a federal mandate, functionally painful fines and meaningful oversight.  of course we won't get that so just we have to keep paying a pound of flesh to get a mole removed.
 
2021-09-21 1:31:23 PM  
This is what you get when you allow ideological capitalists to turn a profession into a business.
 
2021-09-21 1:33:22 PM  
Hope you weren't in Texas.
 
2021-09-21 1:34:29 PM  
america is the best country in the world with the best health care system in the world. prove me wrong.

exhibit a): TFA
 
2021-09-21 1:34:32 PM  

Weatherkiss: If I owe you $257, that's my problem. If I owe you $257,000, that's your problem.


How people fight to protect a system where you can be unlucky enough to survive a traumatizing medical event, only to be put into financial ruin by surprise, I'll never know.
 
2021-09-21 1:34:45 PM  
Congress passed a ban on surprise medical bills last year, which will go into effect in 2022

LOL this farking country

Anyone want to bet that this law is watered down or dead by the time it's supposed to be implemented?
 
2021-09-21 1:35:16 PM  
Here's the deal: either get universal healthcare passed or stfu.

Posting stories like this fixes nothing, and neither does whining about it.

If you really want universal healthcare as a right, then make it happen.  Stop voting for Republicans and other politicians who ppl it corporate profits before basic human rights.
 
2021-09-21 1:35:21 PM  
I feel like every story about cannabis only merits one single response: Fark you, STFU and legalize it. That's because the prohibition is so obviously stupid there's absolutely nothing else to say on the subject currently.

So now you'll understand what I mean when I say: Fark you, STFU - single payer health care system now.
 
2021-09-21 1:39:19 PM  

The Official Fark Cajun: Here's the deal: either get universal healthcare passed or stfu.

Posting stories like this fixes nothing, and neither does whining about it.

If you really want universal healthcare as a right, then make it happen.  Stop voting for Republicans and other politicians who ppl it corporate profits before basic human rights.


i just farkin' emigrated.

my kids will go to school for free and i will never be bankrupted by medical bills. because i'm choking on the soshulizms and can barely stand living in this unfree society.
 
2021-09-21 1:39:50 PM  

eurotrader: Republicans love it and don't ever want patients to have uniform pricing and coverage.


Don't kid yourself. The Democrats are on the take too. They just "pretend" they aren't.
 
2021-09-21 1:40:36 PM  

cards fan by association: Weatherkiss: If I owe you $257, that's my problem. If I owe you $257,000, that's your problem.

How people fight to protect a system where you can be unlucky enough to survive a traumatizing medical event, only to be put into financial ruin by surprise, I'll never know.


We had a member of the Democratic Party running for President during the primaries last year say with a straight face that we had to protect the poor, downtrodden insurance companies from universal health care, and was applauded for it.
 
2021-09-21 1:41:06 PM  

Weatherkiss: cards fan by association: Weatherkiss: If I owe you $257, that's my problem. If I owe you $257,000, that's your problem.

How people fight to protect a system where you can be unlucky enough to survive a traumatizing medical event, only to be put into financial ruin by surprise, I'll never know.

We had a member of the Democratic Party running for President during the primaries last year say with a straight face that we had to protect the poor, downtrodden insurance companies from universal health care, and was applauded for it.


Last election cycle, whatever.
 
2021-09-21 1:41:35 PM  

cards fan by association: Weatherkiss: If I owe you $257, that's my problem. If I owe you $257,000, that's your problem.

How people fight to protect a system where you can be unlucky enough to survive a traumatizing medical event, only to be put into financial ruin by surprise, I'll never know.


Fark user imageView Full Size
 
2021-09-21 1:41:45 PM  
In the united states, the only people who could pay a bill like this, would never receive a bill like this.

/Discuss
 
2021-09-21 1:42:59 PM  
Not surprised an insurance company is acting shady, more surprised that they agreed to pay 257k in the first place.

Also at 13 weeks premature and 2 pounds, the baby should have automatically qualified for Medicaid.  A hospital financial services representative should have taken care of that for the parents.
 
2021-09-21 1:43:44 PM  
Honestly surprised there hasn't been any terrorism aimed at the healthcare industry.
 
2021-09-21 1:46:07 PM  

dionysusaur: It's like they don't GAF how bad this kind of thing makes them look to the public, because it makes them look like kings to Wall Street.


They are all f$cking evil.  The customers have no real options.
 
2021-09-21 1:46:33 PM  
Single.
Farking.
Payer.

/Why is this still a problem!?
 
2021-09-21 1:46:41 PM  
So, two pounds for $257,000.... shiat, that's $8000 bucks per ounce of dead baby. I should've become an abortion doctor!


If you want for profit healthcare, cost needs to be tied to value of result, not attempts given. Nobody pays for a half-made hamburger or a car that's busted from the dealership.
 
2021-09-21 1:47:29 PM  
Fark user imageView Full Size
 
2021-09-21 1:47:43 PM  

DoBeDoBeDo: dionysusaur: It's like they don't GAF how bad this kind of thing makes them look to the public, because it makes them look like kings to Wall Street.

They don't care how they look to the public, what's the point in that?  You're employer is going to provide the cheapest option they can find that covers their employees, I mean *maybe* the marketplace buyer cares, most they are most likely on the lower end of the income scale and therefore looking to get whatever they feel comfortable with that is also in their budget.   So why would they care about public perception?  As long as they line the pockets of the right people, they aren't going away.


But, if we had single payer, we wouldn't have any choice in our health care provider. I mean, just look at my household. I'm the only one who has access to (take it or leave it) healthcare, but my employer offers me the choice of Aetna, so, I at least have a choice.

/ Republican thinking detected
 
2021-09-21 1:47:50 PM  
here's one thing i learned my last years in the US before i left for germany (where i have never seen a medical bill in 4 years).

I was a "customer" of Kaiser Permanente.

I had a teenage daughter on my insurance, and my exwife woudl use the ER as a parenting tool, so there were lots of bills.

now that the backstory is over, lets get on to what you can apply in your own miserable american wage slave lives:

I woudl get the montly ER bill, anything from 1500-2600ish. Even by bay area tech weenie salary standards, these were no small thing.

What i woudl do was just... not pay them. And still not pay them. And continue to not pay them until, at about 90 days late, i would get a call from some 20 something in a call center in Ohio and he would say "surrr, if you dont pay this now, it'll effect your credit."

and i would say "ok, what can you do for me?"

and he'd put me on hold, or not, and pause, or not, and say, "well, if you give me a credit card right now, i'll knock 50% off"

so these kids in call centers had the authority to reduce the bills by half.

Americans, dont pay your Medical bills! they are the only bills you will ever get that are negotiable.

There are no fixed prices for medical services. they charge what they can get away with.

Do what i did. Wait until they are about to sell the debt to collectors, and settle by half.
 
2021-09-21 1:48:12 PM  

jso2897: This is what you get when you allow ideological capitalists to turn a profession into a business.


Capitalism and free market works well for things that have an elastic demand.  Stupid as f$ck to apply it to basic life-saving health care.
 
2021-09-21 1:48:16 PM  
When I got sober and started doing financial amends, I worked on fixing my credit and paying off olds debts. Got my credit report and just started calling places and opening all that old mail up. Came across a bill for $75,000 that didn't show up on my credit report and wasn't sure what to do.

Sponsor was like "Call such and such, they are a lawyer and in the rooms"

I still get mail regarding that bill but it's so old they can't legally collect on it or put it on my credit report.

/Progress not perfection right?
 
2021-09-21 1:49:22 PM  

Weatherkiss: If I owe you $257, that's my problem. If I owe you $257,000, that's your problem.


Pro tip

If you request it, they are required to provide you with an itemized statement that shows the cost of each charge, the amount your insurance covered and your portion.  I've asked for such a statement ~a dozen times over the years and have yet to receive a single one.  what does happen though is a get a letter saying the charges were either dramatically discounted (50-80% typically) or the hospital just decides to void the balance.

they have no idea how their billing systems work either and if you call them out on it they cave because they can't be bothered to even try to figure it out and your insurance has already overpaid them for whatever they did.  it also helps to point out to them when they threaten to get a bill collector involved that they will sell the debt to said collector for 10-30 cents/dollar so if they don't want to work with you, you are happen to take your chances with the collector.
 
2021-09-21 1:50:28 PM  

dark brew: Also at 13 weeks premature and 2 pounds, the baby should have automatically qualified for Medicaid.  A hospital financial services representative should have taken care of that for the parents.


I believe the child is covered under the mother for their first 30 days
 
2021-09-21 1:51:21 PM  

ajgeek: Single.
Farking.
Payer.

/Why is this still a problem!?


Surprisingly - racism.  There are enough Americans repelled by the idea that certain other Americans would get free health care, they they would like to pay twice as much as other developed countries and have worse health outcomes that preserves the - "I got mine, f$ck you, system" even if they don't actually even have theirs.
 
2021-09-21 1:53:31 PM  

Alwysadydrmr: cards fan by association: Weatherkiss: If I owe you $257, that's my problem. If I owe you $257,000, that's your problem.

How people fight to protect a system where you can be unlucky enough to survive a traumatizing medical event, only to be put into financial ruin by surprise, I'll never know.

[Fark user image image 425x357]


Same emotion people who support the wall cling to and same mentality of people who live in literal junk yards but own a damn armory because they think that someone might steal their garbage.
 
2021-09-21 1:56:03 PM  
"For them, it's just business, but for us it means constantly going through the trauma of reliving our daughter's death," said Clayton Lane, Alexandra's father and Brittany Lane's husband. "It means facing threats of financial ruin. It's so unjust and infuriating."

The important thing is that no one even suggest single payer, because that would be communism.
 
2021-09-21 1:56:21 PM  

tom baker's scarf: Weatherkiss: If I owe you $257, that's my problem. If I owe you $257,000, that's your problem.

Pro tip

If you request it, they are required to provide you with an itemized statement that shows the cost of each charge, the amount your insurance covered and your portion.  I've asked for such a statement ~a dozen times over the years and have yet to receive a single one.  what does happen though is a get a letter saying the charges were either dramatically discounted (50-80% typically) or the hospital just decides to void the balance.

they have no idea how their billing systems work either and if you call them out on it they cave because they can't be bothered to even try to figure it out and your insurance has already overpaid them for whatever they did.  it also helps to point out to them when they threaten to get a bill collector involved that they will sell the debt to said collector for 10-30 cents/dollar so if they don't want to work with you, you are happen to take your chances with the collector.


That's true, however when I did that I got a bunch of things itemized at a few dollars here and there, then the huge single line item for $400-something for five stitches in my finger. Also, there's the whole not knowing how farked you're going to be once you have the ability to accept the bill.
 
2021-09-21 1:57:13 PM  
Dear Cigna,

I do not have any money so I am sending you this drawing I did of a spider instead. I value the drawing at $257,000.00 so trust that this settles the matter.

Regards, David

Fark user imageView Full Size
 
2021-09-21 1:58:13 PM  

mrshowrules: jso2897: This is what you get when you allow ideological capitalists to turn a profession into a business.

Capitalism and free market works well for things that have an elastic demand.  Stupid as f$ck to apply it to basic life-saving health care.


Put another way - capitalism is a wonderful way of making money - but as a belief system, it quickly becomes pure poison.
 
2021-09-21 2:00:11 PM  

Dr. Nick Riviera: You don't see stories like this in more civilized countries with universal health coverage.  See also: the entire plot of Breaking Bad.


A big part of "Breaking Bad" was Walt being able to pay off the mortgage, build up a nest egg his family could live on for many years, as well as enough to cover Walt Jr. through college. The baby added to those costs.

It's even floated that he work for Grey Matter in order to use their health insurance, which was far better than that provided by the school system, and Elliot had the money to pay for anything insurance didn't cover.

Just saying that medical bills wasn't his SOLE motivation to start making meth.
 
2021-09-21 2:00:56 PM  
To be fair, it seems the hospital was more in the wrong here.

The hospital billed both her new and old insurance for this. Both paid, so the hospital was double-paid. Now they won't refund the insurance they never should have billed to begin with, and the insurer is pressuring the patient to pressure the hospital.

Now not that the insurer isn't acting scummy, but the hospital should have refunded the insurer to begin with.
 
2021-09-21 2:03:22 PM  

Weatherkiss: If I owe you $257, that's my problem. If I owe you $257,000, that's your problem.


When they take your house it then becomes your problem.
 
2021-09-21 2:04:41 PM  

Sum Dum Gai: and the insurer is pressuring the patient to pressure the hospital.


WTF, that's why you pay for insurance so they can duke it out with the other parties.
 
2021-09-21 2:04:59 PM  

xalres: Honestly surprised there hasn't been any terrorism aimed at the healthcare industry.


I work for a health insurance company (in IT - don't yell at me - I have no input to your healthcare), and the most I've seen was a group of about 10 picketers.  They were invited in for coffee and left about an hour later.  With the amount of hate we receive, I'm surprised too.

/I'd like to think it's because people see that 99% of the people employed by health insurers are genuinely trying to help members as much as the 1% of people and hospitals allow them to
//I look forward to the day we go out of business because universal healthcare is implemented
///Not going to happen anytime soon
 
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