Skip to content
 
If you can read this, either the style sheet didn't load or you have an older browser that doesn't support style sheets. Try clearing your browser cache and refreshing the page.

(MSN)   It's not just the renters who will be out on the street, a tsunami of deferred debt is coming ashore and will hit homeowners no longer protected by the foreclosure moratorium soon   (msn.com) divider line
    More: Followup, Mortgage, Foreclosure, Money, monthly payments, New Orleans, forbearance ends, mortgage servicers, percent equity  
•       •       •

3315 clicks; posted to Main » and Politics » on 01 Aug 2021 at 1:38 PM (11 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook



159 Comments     (+0 »)
View Voting Results: Smartest and Funniest


Oldest | « | 1 | 2 | 3 | 4 | » | Newest | Show all

 
2021-08-01 9:30:19 PM  

frankb00th: Peki: WalkingSedgwick: Peki: Good luck getting renters once this is all over. As it is no one in Los Angeles will rent to some one who can't prove three months income. We're going to have an unhoused crisis the likes of which this country has never seen. And that includes kids. :/

California's homelessness crisis is entirely made in California. It's not mental illness or addiction, it's the deliberate under-construction of housing units in order to gift existing property owners with ever rising property values.

Yup. I'm aware. I've been looking for housing since December but can't find a place because a) I didn't work during the pandemic so I can't provide three month's of paycheck stubs and b) becoming unhoused made me lose track of all my documents (case worker wants my social security card, presumably to prevent accusations that "illegal immigrants" are getting services).

This state, for all that it's billed as progressive, is mean AF to its underclass. The other fun one was trying to get support for domestic violence, only to be told I don't qualify because the assaulter was my uncle instead of an intimate partner.

It breaks my heart to read something like this. I hope things get better for you.


I'll let you know in a few days. May have a job, so going the hotel route for awhile, but at least I'd be out of my car and have some place to stay cool. Thanks for the encouragement.
 
2021-08-01 9:54:58 PM  

Frizbone: My son started working in the trades right after high school. No college debt...makes over 6 figures a year


Um... which trade is this?  Underwater welding?  IIRC, the vast majority of the trades don't pay quite that well.  Entry level trade positions in the 2020s are often ~= $40K/year.  Experienced people get more than that, natch, but I thought you had to be a master electrician or master plumber or master welder with >= 10 years experience to get $100K/year.  (Furrfu, I'm an experienced penguin herder who's seen almost all of the things, and I'm not getting $100K/year.)

[He's] quite the worker and hustler.

Not everyone is like that.  Most people regress towards the mean and/or make bad decisions.
 
2021-08-01 10:06:10 PM  

4seasons85!: My fun surprise this morning paying rent was discovering a charge to pay with debit card. We were just bought out by another company less than five days ago. My previous company either charged us $5 to use the card or nothing if signed up for automatically withdrawal. The new company didn't mention any changes to the rent system. Today to pay my rent, with no other option to pay by check, I had to pay an additional $50 to use the online services. So basically it's going to cost me an additional $50 dollars every month to pay rent. The level of greed with rent and houses right now is insane.


send them $50 in ass-pennies so we can read about you on Fark.
 
2021-08-01 10:08:48 PM  

Barbecue Bob: 4seasons85!: My fun surprise this morning paying rent was discovering a charge to pay with debit card. We were just bought out by another company less than five days ago. My previous company either charged us $5 to use the card or nothing if signed up for automatically withdrawal. The new company didn't mention any changes to the rent system. Today to pay my rent, with no other option to pay by check, I had to pay an additional $50 to use the online services. So basically it's going to cost me an additional $50 dollars every month to pay rent. The level of greed with rent and houses right now is insane.

Pay the fifty in loose pennies.


I should scroll down before commenting
 
2021-08-01 10:17:04 PM  

frankb00th: 4seasons85!: farkmedown: 4seasons85!: My fun surprise this morning paying rent was discovering a charge to pay with debit card. We were just bought out by another company less than five days ago. My previous company either charged us $5 to use the card or nothing if signed up for automatically withdrawal. The new company didn't mention any changes to the rent system. Today to pay my rent, with no other option to pay by check, I had to pay an additional $50 to use the online services. So basically it's going to cost me an additional $50 dollars every month to pay rent. The level of greed with rent and houses right now is insane.

Back to paper checks?

There was no notice given about changes to rent payment. They didn't mention any fees. There was no option stated for using checks. So I wouldn't even know where to give it if I had a check. It was literally just a sudden thing. They got a chewing out via voicemail and I am talking to them first thing tomorrow.

There a way too many options to pay nowadays for any commercial entity to be so inflexible as to not only offer just one payment option but a costly one at that. And they wont take your calls on weekends? You should definitely be clear about your insatisfaction with them.


Yeah I am speaking to them tomorrow.  I already left an angry voicemail.  I can't be the only one pissed. Hopefully it's an easy fix and just a glitch with the new system. But I'm still going to ask for a refund of the $50, especially if it was a glitch.
 
2021-08-01 10:24:40 PM  

4seasons85!: frankb00th: 4seasons85!: farkmedown: 4seasons85!: My fun surprise this morning paying rent was discovering a charge to pay with debit card. We were just bought out by another company less than five days ago. My previous company either charged us $5 to use the card or nothing if signed up for automatically withdrawal. The new company didn't mention any changes to the rent system. Today to pay my rent, with no other option to pay by check, I had to pay an additional $50 to use the online services. So basically it's going to cost me an additional $50 dollars every month to pay rent. The level of greed with rent and houses right now is insane.

Back to paper checks?

There was no notice given about changes to rent payment. They didn't mention any fees. There was no option stated for using checks. So I wouldn't even know where to give it if I had a check. It was literally just a sudden thing. They got a chewing out via voicemail and I am talking to them first thing tomorrow.

There a way too many options to pay nowadays for any commercial entity to be so inflexible as to not only offer just one payment option but a costly one at that. And they wont take your calls on weekends? You should definitely be clear about your insatisfaction with them.

Yeah I am speaking to them tomorrow.  I already left an angry voicemail.  I can't be the only one pissed. Hopefully it's an easy fix and just a glitch with the new system. But I'm still going to ask for a refund of the $50, especially if it was a glitch.


Adding a $50 fee that "they say" cannot be gotten around is the same thing as raising the rent by $50 and is in violation of the rental agreement.  After you find out where to pay by reading your agreement, you count that $50 against next the month rent and let them know it and cite the rental agreement.
 
2021-08-02 4:15:56 AM  

Frizbone: HaHa! My house has been PAID OFF for 14 years now...and its resale value really took off!! I never lost work through the plandemic either...in fact, I got 20% bonus "covid" pay. My 401K took off and Im in Fat City now. Also no credit card debt either. Im sitting pretty now. Financially, Im doing very good. Going to retire in a little more than 4 years. Feel really, really bad for you saps hurt by the Commie Cold...but I like being able to sit on ny front porch of my paid for house, drink beer, fart and think about all those saps all depressed wondering how they will survive. It really sucks to be them....or you if youre affected by it.


Yes, it's true.  Those that had significant stock market and real estate investments benefitted from Trump's 6+ trillion dollar infusions of cash into the stock market via the Treasury.  At one point, he was dumping 200 billion dollars into donor holdings every night after trading halted.  Every American has hundreds of thousands of dollars tax liability because of it.  Democrats knew and said nothing of consequence in objection.

Once you know that, it's easy to understand why billionaires fund antimasking efforts--they're addicted to wealth, and there's never been a more effective way to make money then to loot the Treasury.  If they have to kill their countrymen, so be it.  I assure you they have nothing but contempt for the common man.
 
2021-08-02 8:32:28 AM  

danceswithcrows: Avigdore: My 20 year old son signed the paperwork to buy his first house in Hampton Roads on Friday.

Privilege-like typing detected.  Most 20-year olds haven't even graduated college or trade school, so there's no way they could have enough money[0] to buy real estate unless their parents are rich and essentially bought the real estate for them.  Furrfu, when I bought this condo right before the 2008 real estate crash, my parents gave me $2000 to put towards the down payment, and I thought I was lucky to get that.

$DIETY willing, I will be able to pay off the mortgage on this condo in the next 30 days.  I do not think most people are able to do that, and I'm probably luckier than average in some ways.  (I think it's like when I was starting this life, I got a dialog box that said, "Your love life will be difficult and annoying.  Your finances will be better than average.  Accept?  (Y/N)" and I said Y.)

[0] There are a few under-20 people who earn lots of money by acting, having popular youtube videos, or singing.  This is not a common or normal thing.


No money from family. Simply the savings he's managed to accrue since he began working at 16 (Waffle House then Walmart). He's in  an apprenticeship program now that provides enough income to manage his bills while maintaining savings. No privilege other than being born in America.
 
2021-08-02 7:50:48 PM  

cryinoutloud: 4seasons85!: Fara Clark: 4seasons85!: thealgorerhythm: 4seasons85!: My fun surprise this morning paying rent was discovering a charge to pay with debit card. We were just bought out by another company less than five days ago. My previous company either charged us $5 to use the card or nothing if signed up for automatically withdrawal. The new company didn't mention any changes to the rent system. Today to pay my rent, with no other option to pay by check, I had to pay an additional $50 to use the online services. So basically it's going to cost me an additional $50 dollars every month to pay rent. The level of greed with rent and houses right now is insane.
Are you capable of paying your rent with money? Serious question, because my suggestion sounds dickish if you can't.
I just have a recurring electronic payment sent from my bank on a monthly basis 10 days before it's due. It's a free service of my bank because it's cheaper to them than processing checks.
I can do this because I have a reliable paycheck and the price doesn't change. YMMV.
Yes I am fortunate that I can afford to pay every month.  My account previously had automatic withdrawal set up through the apartment portal. There was no charge. So it went directly through my bank account.  This new system requires a card (which is possible they aren't fully set up yet since it's a new system) and there's no option to pay direct from my bank account.  I looked into the automatic payment setup and it uses the card and therefore also has a fee. I've never had to set up with my bank, the company would just take it from my account so long as they had my account and routing number. There is no option here for that.
If I remember correctly, when you use a CC, the merchant pays the processing fees. When you use a debt card, your bank (you) pay the transaction fee. But neither of those fees are $50, even when they are a % of the transaction they generally capped at a max amount.
Yeah it's a 3.5%(?) processing fee which with m ...

Because I despise these kinds of conversations, I always remember that it was the well-off that made all this happen. If some money-minded parties weren't always so interested in gouging others, we wouldn't even have stuff like ATMs and credit lines and multiple levels of loans, and we wouldn't have a bunch of people who are always trapped by somebody taking a cut out of their money, so that third parties can take another cut, and then somebody else can take another cut, for your convenience, and before you know, it, everybody on earth is getting fed except you--you lost your little house.

But it wasn't people like me who did this. I don't know a thing about it. I don't even use credit unless I have to. I don't know about farking stocks, or how to roll over funds, or how to buy three houses and pay them all off by renting them out for AirBnbs. I'm not interested in gouging people to get more than my share, or improving my credit score, or finding a loophole so that I can get rich quick.

You know who knows about these things? Farkers. The loving libs who want the best for everyone, but especially for themselves. they know all about mortgage rates, and how to make your 401K produce, and how to flip that house, and how to play with their taxes so that they get to take a lot, but pay not so much for it. They know how to suck money out of the system to benefit themselves, and not pay for it.
They WANTED all this shiat--all the credit, and all the weaselwords, and all the games, and all the rush, of being little kings, while still running their personal lives like Donald Trump. So now we ALL can take advantage of all the things that the wonderful businesspeople put into our lives, whether we wanted it or not.
Somebody wanted it though, and it looked a lot like well-off, educated, snooty first-world posers. It's not even a thing if you're poor. Not if you're smart.
Sounds like a personal problem.


Sing it brother!
 
Displayed 9 of 159 comments


Oldest | « | 1 | 2 | 3 | 4 | » | Newest | Show all


View Voting Results: Smartest and Funniest

This thread is closed to new comments.

Continue Farking




On Twitter


  1. Links are submitted by members of the Fark community.

  2. When community members submit a link, they also write a custom headline for the story.

  3. Other Farkers comment on the links. This is the number of comments. Click here to read them.

  4. Click here to submit a link.