Skip to content
 
If you can read this, either the style sheet didn't load or you have an older browser that doesn't support style sheets. Try clearing your browser cache and refreshing the page.

(Twitter)   Save money on your federal taxes with this one weird trick   (twitter.com) divider line
    More: Facepalm, shot  
•       •       •

4588 clicks; posted to Politics » on 30 May 2021 at 1:05 AM (2 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook



181 Comments     (+0 »)
View Voting Results: Smartest and Funniest


Oldest | « | 1 | 2 | 3 | 4 | » | Newest | Show all

 
2021-05-29 8:33:10 PM  
Original Tweet:

 
2021-05-29 8:46:22 PM  
Sovereign Citizen?
 
2021-05-29 8:53:16 PM  
She'll be in for a very rude awakening next April.
 
2021-05-29 8:56:05 PM  
Frivolous. A weird she doesn't understand yet.
 
2021-05-29 8:56:28 PM  

Declassify Issue: Frivolous. A weird she doesn't understand yet.


Word.

/Weird.
 
2021-05-29 8:58:20 PM  
boldstrategycotton.jpg
 
2021-05-29 9:02:42 PM  
Yes, you've got everything figured out. Thank you for waking me up.
 
2021-05-29 9:04:29 PM  
Holy shiat, the stump in my backyard is smarter than this idiot.  I doubt SovCit, even SovCit's realize that the W-4 allows you to do what you want, withholding isn't taxes it is how and when you pay for your taxes.  This is straight up too much lead in the water stupid.  You no longer withhold federal income tax. the pay part comes later.

The Sovcit thing fascinates me.  I have clients who built real estate and business empires sitting in federal prisons as I type because they were grifted by this movement.  One is a mid level manager who bought into affordable housing tax credits and is in Atlanta.  The other had a father who fought in WW 2, came home and worked his ass off 15 hours a day then used his GI bill to become an accountant, they had nothing for years.  The old man would wake up at 2 AM, drive a cab til 5, then go to Fulton Market in Chicago to buy fruit veg and meat for 6 restaurants he ran, all greek diner places.  His kid was part of the Chicago stuffed pizza movement, at his peak he had 6 office buildings, 19 restaurants, and felt his father paid more than his fair share.  He went to a seminar offered by some Arizona grifter and was sure income tax was illegal due to Sov cit shiat.  He lost everything, hotels in Miami, condos in Scottsdale, the restaurants, and land all over the midwest because he felt he was double taxed.  This woman is an idiot, my client was a genius too smart for his own good.
 
2021-05-29 9:04:47 PM  
Wait ...

I'm pretty drunk, but don't they just take income taxes? Like, if you have a job, then they take income taxes, and then you file to see if they took too much or not enough? Isn't that how it works?
 
2021-05-29 9:09:14 PM  

enry: She'll be in for a very rude awakening next April.


Enforcement takes 5 years or so. By then you've dug the hole much bigger because you thought the plan was working.
 
2021-05-29 9:14:39 PM  

HawgWild: Wait ...

I'm pretty drunk, but don't they just take income taxes? Like, if you have a job, then they take income taxes, and then you file to see if they took too much or not enough? Isn't that how it works?


Well, kind of.  It's how it works if you tell your job to take your taxes out of your paycheck throughout the year.  They're estimating, based on the amount you put on your W-4.  You can ask to be withheld at a higher rate (no exemption), the estimated rate (however many exemptions you worked out on the worksheet) or more, including telling them to withhold a set amount each pay period.  If I get a refund, I jimmy with my W-4 and see if I can get it even for the next tax year - I don't want those assholes getting a free loan from me.  (The closest I ever got was about 10 years ago, I got it to where I owed about $50/year for a few years.)

What this dipshiat is advocating is marking yourself exempt from taxes, so your employer doesn't withhold them.  In that case, you are on the hook for the entire tax bill in April of next year.  Some people would rather do that and save up their taxes all year themselves rather than having their work pay them in advance.  Totally legal.

It's is NOT, however, totally legal not to pay your f*cking taxes.
 
2021-05-29 9:18:07 PM  

Benevolent Misanthrope: HawgWild: Wait ...

I'm pretty drunk, but don't they just take income taxes? Like, if you have a job, then they take income taxes, and then you file to see if they took too much or not enough? Isn't that how it works?

Well, kind of.  It's how it works if you tell your job to take your taxes out of your paycheck throughout the year.  They're estimating, based on the amount you put on your W-4.  You can ask to be withheld at a higher rate (no exemption), the estimated rate (however many exemptions you worked out on the worksheet) or more, including telling them to withhold a set amount each pay period.  If I get a refund, I jimmy with my W-4 and see if I can get it even for the next tax year - I don't want those assholes getting a free loan from me.  (The closest I ever got was about 10 years ago, I got it to where I owed about $50/year for a few years.)

What this dipshiat is advocating is marking yourself exempt from taxes, so your employer doesn't withhold them.  In that case, you are on the hook for the entire tax bill in April of next year.  Some people would rather do that and save up their taxes all year themselves rather than having their work pay them in advance.  Totally legal.

It's is NOT, however, totally legal not to pay your f*cking taxes.


I SAID I WAS DRUNK. I AIN'T READING ALL THAT.
 
2021-05-29 9:20:39 PM  

HawgWild: Benevolent Misanthrope: HawgWild: Wait ...

I'm pretty drunk, but don't they just take income taxes? Like, if you have a job, then they take income taxes, and then you file to see if they took too much or not enough? Isn't that how it works?

Well, kind of.  It's how it works if you tell your job to take your taxes out of your paycheck throughout the year.  They're estimating, based on the amount you put on your W-4.  You can ask to be withheld at a higher rate (no exemption), the estimated rate (however many exemptions you worked out on the worksheet) or more, including telling them to withhold a set amount each pay period.  If I get a refund, I jimmy with my W-4 and see if I can get it even for the next tax year - I don't want those assholes getting a free loan from me.  (The closest I ever got was about 10 years ago, I got it to where I owed about $50/year for a few years.)

What this dipshiat is advocating is marking yourself exempt from taxes, so your employer doesn't withhold them.  In that case, you are on the hook for the entire tax bill in April of next year.  Some people would rather do that and save up their taxes all year themselves rather than having their work pay them in advance.  Totally legal.

It's is NOT, however, totally legal not to pay your f*cking taxes.

I SAID I WAS DRUNK. I AIN'T READING ALL THAT.


Sighhhhhhh...  Fine.  <ahem>

Thatsh how't worksh. <slow nod>  BARTENDER - ONE MORE ROUND!
 
2021-05-29 9:23:06 PM  

Benevolent Misanthrope: HawgWild: Benevolent Misanthrope: HawgWild: Wait ...

I'm pretty drunk, but don't they just take income taxes? Like, if you have a job, then they take income taxes, and then you file to see if they took too much or not enough? Isn't that how it works?

Well, kind of.  It's how it works if you tell your job to take your taxes out of your paycheck throughout the year.  They're estimating, based on the amount you put on your W-4.  You can ask to be withheld at a higher rate (no exemption), the estimated rate (however many exemptions you worked out on the worksheet) or more, including telling them to withhold a set amount each pay period.  If I get a refund, I jimmy with my W-4 and see if I can get it even for the next tax year - I don't want those assholes getting a free loan from me.  (The closest I ever got was about 10 years ago, I got it to where I owed about $50/year for a few years.)

What this dipshiat is advocating is marking yourself exempt from taxes, so your employer doesn't withhold them.  In that case, you are on the hook for the entire tax bill in April of next year.  Some people would rather do that and save up their taxes all year themselves rather than having their work pay them in advance.  Totally legal.

It's is NOT, however, totally legal not to pay your f*cking taxes.

I SAID I WAS DRUNK. I AIN'T READING ALL THAT.

Sighhhhhhh...  Fine.  <ahem>

Thatsh how't worksh. <slow nod>  BARTENDER - ONE MORE ROUND!


mOAR SMORE SCNHOPPS!
 
2021-05-29 9:24:00 PM  
I don't know about you, but that whole video and everything about it just screams "CREDIBILITY" to me.
 
2021-05-29 9:28:34 PM  

LIGAFF: Sovereign Citizen?


Watching the 2nd video and absolutely.  She is so painfully dumb.

'The U.S. is not a a business.  They are an organization that redistributes your money - that'[s called money laundering!  Charging you for late fees make them a loan shark.  For all those who think I'll end up in Federal prison I've already spent the last year in one - its called a pandemic.'

And more nonsense.
 
2021-05-29 9:30:20 PM  

weddingsinger: LIGAFF: Sovereign Citizen?

Watching the 2nd video and absolutely.  She is so painfully dumb.

'The U.S. is not a a business.  They are an organization that redistributes your money - that'[s called money laundering!  Charging you for late fees make them a loan shark.  For all those who think I'll end up in Federal prison I've already spent the last year in one - its called a pandemic.'

And more nonsense.


I almost smashed my head into a wall after watching the second one

She is the definition of 'confidently incorrect'. Surprised she didn't wave papers around she printed off a blog as "proof"
 
2021-05-29 9:31:05 PM  
You say, "Steve!  How can I be a millionaire and never pay taxes?"

You Can Be a Millionaire
Youtube zXmQW_aqBks


/how many times do we let ourselves get into terrible situations because we don't say "I forgot?"
 
2021-05-29 9:33:56 PM  

styckx: Surprised she didn't wave papers around she printed off a blog as "proof"



That is probably the focus of video three
 
2021-05-29 9:45:11 PM  
Benevolent Misanthrope: If I get a refund, I jimmy with my W-4 and see if I can get it even for the next tax year - I don't want those assholes getting a free loan from me..

Yes, perish the thought that you might let the government have an interest-free loan of $500 or whatever and that you miss out on that 0.0001% or whatever rate of interest that the bank would've paid you for just keeping it in your checking account instead. And of course if you miss the mark the other way and under-withhold, you may be subject to underpayment penalties, so it seems like a lot of work for very minimal (if any) reward.

Benevolent Misanthrope:What this dipshiat is advocating is marking yourself exempt from taxes, so your employer doesn't withhold them.  In that case, you are on the hook for the entire tax bill in April of next year.  Some people would rather do that and save up their taxes all year themselves rather than having their work pay them in advance.  Totally legal.

Legal? Yeah. Cost-free? No, see above.  This dipshiat will not only have to pay the full year's taxes in April but will also get smacked with a hefty under-withholding penalty.
 
2021-05-29 9:48:28 PM  
I'll bet she falls for a lot of scams online too.
 
2021-05-29 9:48:51 PM  
"Paying taxes is for shmucks"
-Al Capone
 
2021-05-29 9:55:17 PM  
and yet incredibly probably not as stupid as Marjorie Taylor Greene
 
2021-05-29 9:57:49 PM  
Oh, tiger, it doesn't work that way.

I had a bunch of cow-orkers who decided that every year around Christmas, they'd adjust withholding to 0 & just not get a refund. It kinda works because they'd rather have the money then than in April.

But you're changing your *withholding*, not your *tax*.

Best tax advice I ever had was to try to have to owe just under $1000, because then that money's working for you all year & it's not enough for you to pay penalties & interest.

Not that I follow that advice because I am lazy & feel good getting a refund.
 
2021-05-29 9:57:49 PM  

Unbridled Apathy: enry: She'll be in for a very rude awakening next April.

Enforcement takes 5 years or so. By then you've dug the hole much bigger because you thought the plan was working.


*slaps forehead* silly me, I thought she was going to file in 2022.  Yeah, she'll be in bigger trouble.
 
2021-05-29 10:03:12 PM  
Classic:

Fark user imageView Full Size
 
2021-05-29 10:10:20 PM  
Fark user imageView Full Size
 
2021-05-29 10:17:57 PM  

Cyberluddite: Benevolent Misanthrope: If I get a refund, I jimmy with my W-4 and see if I can get it even for the next tax year - I don't want those assholes getting a free loan from me..

Yes, perish the thought that you might let the government have an interest-free loan of $500 or whatever and that you miss out on that 0.0001% or whatever rate of interest that the bank would've paid you for just keeping it in your checking account instead. And of course if you miss the mark the other way and under-withhold, you may be subject to underpayment penalties, so it seems like a lot of work for very minimal (if any) reward.

Benevolent Misanthrope:What this dipshiat is advocating is marking yourself exempt from taxes, so your employer doesn't withhold them.  In that case, you are on the hook for the entire tax bill in April of next year.  Some people would rather do that and save up their taxes all year themselves rather than having their work pay them in advance.  Totally legal.

Legal? Yeah. Cost-free? No, see above.  This dipshiat will not only have to pay the full year's taxes in April but will also get smacked with a hefty under-withholding penalty.


Your unexplainable vitriol over how I choose to withhold my own taxes aside, I have a friend who saves it up, pays his taxes once a year on a card with great airmiles, pays the card immediately, and uses the miles to travel first class for miles plus a few bucks cash.  I've been thinking to do that, my Alaska Air Visa has a really great miles program for Alaskans.

And your point about under-withholding is bullshiat.  As long as you pay on time, there's no penalty.  Only if you can't pay it all on the due date do you start to get penalized.
 
2021-05-29 10:20:22 PM  
'lifeiscrazy78' eh?

Probably means she's my age.

Good to know I'm smarter.
 
2021-05-29 10:23:04 PM  
Jokes on her, I avoid Federal Taxes by being underpaid!
 
2021-05-29 10:43:00 PM  

Benevolent Misanthrope: Cyberluddite: Benevolent Misanthrope: If I get a refund, I jimmy with my W-4 and see if I can get it even for the next tax year - I don't want those assholes getting a free loan from me..

Yes, perish the thought that you might let the government have an interest-free loan of $500 or whatever and that you miss out on that 0.0001% or whatever rate of interest that the bank would've paid you for just keeping it in your checking account instead. And of course if you miss the mark the other way and under-withhold, you may be subject to underpayment penalties, so it seems like a lot of work for very minimal (if any) reward.

Benevolent Misanthrope:What this dipshiat is advocating is marking yourself exempt from taxes, so your employer doesn't withhold them.  In that case, you are on the hook for the entire tax bill in April of next year.  Some people would rather do that and save up their taxes all year themselves rather than having their work pay them in advance.  Totally legal.

Legal? Yeah. Cost-free? No, see above.  This dipshiat will not only have to pay the full year's taxes in April but will also get smacked with a hefty under-withholding penalty.

Your unexplainable vitriol over how I choose to withhold my own taxes aside, I have a friend who saves it up, pays his taxes once a year on a card with great airmiles, pays the card immediately, and uses the miles to travel first class for miles plus a few bucks cash.  I've been thinking to do that, my Alaska Air Visa has a really great miles program for Alaskans.

And your point about under-withholding is bullshiat.  As long as you pay on time, there's no penalty.  Only if you can't pay it all on the due date do you start to get penalized.


If you owe more than $1,000 come tax time you owe penalties. Even if you pay on time.
 
2021-05-29 10:50:19 PM  

Benevolent Misanthrope: In that case, you are on the hook for the entire tax bill in April of next year.  Some people would rather do that and save up their taxes all year themselves rather than having their work pay them in advance.  Totally legal.

It's is NOT, however, totally legal not to pay your f*cking taxes.


You can't really do that either. You actually owe taxes quarterly (called "estimated taxes"). As long as you are off by less than $1,000 or 10% (whichever is larger) you don't pay any penalty for underpayment, but if you don't do any withholdings, you are probably gonna be hit with some steep underpayment fines.
 
2021-05-29 10:59:59 PM  

NuclearPenguins: Benevolent Misanthrope: Cyberluddite: Benevolent Misanthrope: If I get a refund, I jimmy with my W-4 and see if I can get it even for the next tax year - I don't want those assholes getting a free loan from me..

Yes, perish the thought that you might let the government have an interest-free loan of $500 or whatever and that you miss out on that 0.0001% or whatever rate of interest that the bank would've paid you for just keeping it in your checking account instead. And of course if you miss the mark the other way and under-withhold, you may be subject to underpayment penalties, so it seems like a lot of work for very minimal (if any) reward.

Benevolent Misanthrope:What this dipshiat is advocating is marking yourself exempt from taxes, so your employer doesn't withhold them.  In that case, you are on the hook for the entire tax bill in April of next year.  Some people would rather do that and save up their taxes all year themselves rather than having their work pay them in advance.  Totally legal.

Legal? Yeah. Cost-free? No, see above.  This dipshiat will not only have to pay the full year's taxes in April but will also get smacked with a hefty under-withholding penalty.

Your unexplainable vitriol over how I choose to withhold my own taxes aside, I have a friend who saves it up, pays his taxes once a year on a card with great airmiles, pays the card immediately, and uses the miles to travel first class for miles plus a few bucks cash.  I've been thinking to do that, my Alaska Air Visa has a really great miles program for Alaskans.

And your point about under-withholding is bullshiat.  As long as you pay on time, there's no penalty.  Only if you can't pay it all on the due date do you start to get penalized.

If you owe more than $1,000 come tax time you owe penalties. Even if you pay on time.


nmrsnr: Benevolent Misanthrope: In that case, you are on the hook for the entire tax bill in April of next year.  Some people would rather do that and save up their taxes all year themselves rather than having their work pay them in advance.  Totally legal.

It's is NOT, however, totally legal not to pay your f*cking taxes.

You can't really do that either. You actually owe taxes quarterly (called "estimated taxes"). As long as you are off by less than $1,000 or 10% (whichever is larger) you don't pay any penalty for underpayment, but if you don't do any withholdings, you are probably gonna be hit with some steep underpayment fines.


<click> <rummage, rummage, rummage>  <US Tax Code>...

Well I'll be Farked.

I apologize to Cyberluddite.I was full of shiat, not you.  Mea culpa.

My friend must be paying his taxes quarterly, then.  Glad I was too lazy to try it.
 
2021-05-29 11:00:38 PM  

Benevolent Misanthrope: Cyberluddite: Benevolent Misanthrope: If I get a refund, I jimmy with my W-4 and see if I can get it even for the next tax year - I don't want those assholes getting a free loan from me..

Yes, perish the thought that you might let the government have an interest-free loan of $500 or whatever and that you miss out on that 0.0001% or whatever rate of interest that the bank would've paid you for just keeping it in your checking account instead. And of course if you miss the mark the other way and under-withhold, you may be subject to underpayment penalties, so it seems like a lot of work for very minimal (if any) reward.

Benevolent Misanthrope:What this dipshiat is advocating is marking yourself exempt from taxes, so your employer doesn't withhold them.  In that case, you are on the hook for the entire tax bill in April of next year.  Some people would rather do that and save up their taxes all year themselves rather than having their work pay them in advance.  Totally legal.

Legal? Yeah. Cost-free? No, see above.  This dipshiat will not only have to pay the full year's taxes in April but will also get smacked with a hefty under-withholding penalty.

Your unexplainable vitriol over how I choose to withhold my own taxes aside, I have a friend who saves it up, pays his taxes once a year on a card with great airmiles, pays the card immediately, and uses the miles to travel first class for miles plus a few bucks cash.  I've been thinking to do that, my Alaska Air Visa has a really great miles program for Alaskans.

And your point about under-withholding is bullshiat.  As long as you pay on time, there's no penalty.  Only if you can't pay it all on the due date do you start to get penalized.


Your friend is wrong on both counts.  There have been a few years where I messed up and wound up owing penalties because I didn't make a quarterly payment.

Also, you get charged fees when making a credit card payment.  It would probably be cheaper to just buy the air miles.
 
2021-05-29 11:29:31 PM  
Oh please go for it. Tax liens are just so much fun.
 
2021-05-29 11:38:06 PM  
ugc.reveliststatic.comView Full Size
 
2021-05-29 11:46:57 PM  

hubiestubert: Oh please go for it. Tax liens are just so much fun.


She's also going to get an opportunity to learn how much fun wage garnishment can be
 
2021-05-29 11:49:41 PM  
If there is one thing that governments, all governments, really really do not mess around with it is taxes. In the UK our IRS, called HMRC, has legal powers that the police can only dream of having. Getting in their bad books will screw up your life.

I assume there are people in the IRS right now saying "yeah, lets put a note on her file to have a look at her next filing. She's can't be that stupid, right?"
 
2021-05-29 11:56:23 PM  

Carter Pewterschmidt: If there is one thing that governments, all governments, really really do not mess around with it is taxes. In the UK our IRS, called HMRC, has legal powers that the police can only dream of having. Getting in their bad books will screw up your life.

I assume there are people in the IRS right now saying "yeah, lets put a note on her file to have a look at her next filing. She's can't be that stupid, right?"


Oh no.  The IRS doesn't operate that way.  Anyone who sees it will hope to hell she does it, and the computer will flag her in a few years.  Then they'll calculate the years of back taxes, penalties, interest on the taxes and penalties... be aware, the IRS advises you get a credit card to pay your taxes rather than not pay them, because the interest and penalties will be more than 29.99% on a credit card.  So if she does this, she's screwed and I mean REALLY screwed - they'll save it all up and pounce on her with a huge bill she has no hope of paying.

People in this country commit suicide over the IRS and how they go after you for unpaid taxes.  When I explained it all to Canadians, they were flabbergasted.

/I loved Canada.  You put in your paperwork and they check it over and send you a bill.  If you can't pay, they give you a while before they start charging interest.  As long as you are paying something, they don't come after you.
 
2021-05-30 12:02:54 AM  

Benevolent Misanthrope: Carter Pewterschmidt: If there is one thing that governments, all governments, really really do not mess around with it is taxes. In the UK our IRS, called HMRC, has legal powers that the police can only dream of having. Getting in their bad books will screw up your life.

I assume there are people in the IRS right now saying "yeah, lets put a note on her file to have a look at her next filing. She's can't be that stupid, right?"

Oh no.  The IRS doesn't operate that way.  Anyone who sees it will hope to hell she does it, and the computer will flag her in a few years.  Then they'll calculate the years of back taxes, penalties, interest on the taxes and penalties... be aware, the IRS advises you get a credit card to pay your taxes rather than not pay them, because the interest and penalties will be more than 29.99% on a credit card.  So if she does this, she's screwed and I mean REALLY screwed - they'll save it all up and pounce on her with a huge bill she has no hope of paying.

People in this country commit suicide over the IRS and how they go after you for unpaid taxes.  When I explained it all to Canadians, they were flabbergasted.

/I loved Canada.  You put in your paperwork and they check it over and send you a bill.  If you can't pay, they give you a while before they start charging interest.  As long as you are paying something, they don't come after you.


In the UK the vast majority of people don't have to do anything. At all. Occasionally you get a refund, where you had a couple of months gap between jobs for example, and they just post you a cheque. Unless you're self employed or have significant shares, property income etc you don't do a thing.
 
2021-05-30 12:06:20 AM  
I remember when liberal anti-war hippy types calculated what portion of their taxes went to the military and deducted that from what they paid. They were unsuccessful.
 
2021-05-30 12:28:24 AM  
Taxes don't pay for spending. But other than that, sure.
 
2021-05-30 1:15:25 AM  
<disgongitgood.gif>

I hope she trends off the charts.  I'd love to see the audit-palooza if regular people fall for this kind of nonsense.  I don't deal with TikTok, but can all of you like, Re-Tok her or whatever?
 
2021-05-30 1:16:01 AM  
She seems nice , wonder if she's single ..
 
2021-05-30 1:17:51 AM  

NuclearPenguins: Benevolent Misanthrope: And your point about under-withholding is bullshiat.  As long as you pay on time, there's no penalty.  Only if you can't pay it all on the due date do you start to get penalized.

If you owe more than $1,000 come tax time you owe penalties. Even if you pay on time.


Technically, that's not exactly true. You only owe penalties if you wait until the end of the year. If you pay quarterly, even if that's more than $1000, you don't have to pay penalties.

But aside from that, yes. You're right.
 
2021-05-30 1:19:28 AM  
This reminds me of that arrest in Arizona a couple of months ago where the sheriff said "she thought she understood the law after reading a few pamphlets."
 
2021-05-30 1:21:05 AM  
If you watch it with the sound off she looks like she's telling a bf to fark off.
 
2021-05-30 1:21:28 AM  
Apparently, I've been paying my accountant too much. I could have saved a ton if I had received this advice last year.
 
2021-05-30 1:25:51 AM  
She has to sneak out to the garage to do her videos? Probably because her dumb husband would slap her for being even dumber.

/Not the dumbest person on the planet, but she better hope he doesn't die. ba-dum-chee
 
2021-05-30 1:26:06 AM  
My one weird trick is making so little the IRS doesn't even want to hear from me
 
Displayed 50 of 181 comments


Oldest | « | 1 | 2 | 3 | 4 | » | Newest | Show all


View Voting Results: Smartest and Funniest

This thread is closed to new comments.

Continue Farking




On Twitter


  1. Links are submitted by members of the Fark community.

  2. When community members submit a link, they also write a custom headline for the story.

  3. Other Farkers comment on the links. This is the number of comments. Click here to read them.

  4. Click here to submit a link.