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(NPR)   Thanks to the Republican party's continued refusal to pass covid relief, more and more Americans are paying rent with credit cards. Shirley, how will this end?   (npr.org) divider line
    More: Fail, Money, Credit card, Federal Reserve System, Payment, Monetary policy, Credit cards, Landlord, Debt  
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416 clicks; posted to Business » on 30 Nov 2020 at 11:20 PM (19 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook



Voting Results (Smartest)
View Voting Results: Smartest and Funniest

 
2020-11-30 10:48:46 PM  
26 votes:
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2020-12-01 12:50:04 AM  
12 votes:
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2020-12-01 12:53:18 AM  
10 votes:

frestcrallen: Do discussions of universal basic income ever come up on the radar in blue states?  Just curious.


...seriously?

Here's the bill for CalUBI, the UBI program for California residents. California's farther along than most, thanks to the prototype program in Stockton.
Here's a discussion promoting a UBI program for Oregon residents.
Here's one of the entrants for a UBI program design for Washington residents.

Here's an entire coalition of mayors pushing for a guaranteed income, and they're a surprising mix of blue & red states.

Did you mean "red states?"
 
2020-11-30 11:39:59 PM  
8 votes:
This will end badly for a lot of people. And don't call me Shirley.
 
2020-11-30 11:47:57 PM  
7 votes:
I used to charge my rent. Got points, paid off the card each month.
 
2020-12-01 7:32:17 AM  
6 votes:

wildcardjack: I used to charge my rent. Got points, paid off the card each month.


When I was renting there was something like a 5% fee to use a credit card, far more than the rewards points.
 
2020-12-01 12:40:42 AM  
5 votes:

Smackledorfer: majestic: The Brains: I sure do love being self-employed, doing skilled labor with a minimum of social contact.

Maybe next year I'll get to buy a house. With a soon-to-tank market, prices should correct themselves.

A lot of this was merely by accident. I'd like to find a way to help somebody out of a bad situation while preserving their credit. And if a lot of this seems callous, well, I think a lot of it is my burnout from watching our country go down the shiatter for the past 19 years while the average American had their thumb up their ass. These are all things I tried to work against.

How did you work against these things and what does 19 years have to do with anything?

Well, he used to say Obama was destroying the middle class.

He views Trump, Obama, and Bush as roughly the same.

One would think he'd have included Clinton, another Bush, and Reagan in that.

But I dunno, he's the brains.



The handle is just my being facetious but you are definitely one stupid bastard.
 
2020-12-01 7:23:45 AM  
4 votes:

Chabash: The only people who are clearly volunteering no sacrifice are the investors holding the mortgages on all this property. They could avert huge disasters if they'd just accept a few months of nonpayments.


It's a pyramid.  The landlords (could be an individual or management company), own the rental units to make money.  For a management company they need to make a lot to pay the salaries and benefits for their employees, plus local property taxes and maintenance.  It's not that profitable of an industry for most landlords, you need economies of scale.  Many landlords carry debt on the buildings, making things more complicated.  In the end if the federal government doesn't take over payments for the loans and local taxes the relief actions will eventually fail.  Suspend debt payments and many debt securities will go to $0 in value.  Cancel local taxes and the small governments including schools close.  Suspend rents and the landlords will evict people anyway to seek profits to cover maintenance and local tax losses.
Anyhoo, McConnell is deliberately withholding relief to force blue states into bankruptcy so that the union contracts can be broken, and stigginit Nirvana can be achieved.
 
2020-12-01 2:03:22 AM  
4 votes:
Every Democrat in the Senate voted against Covid relief, because it wasn't loaded up with the pork they demanded. Then the press blames Republicans for it not passing.
 
2020-12-01 1:12:19 AM  
4 votes:

majestic: The Brains: majestic: The Brains: I sure do love being self-employed, doing skilled labor with a minimum of social contact.

Maybe next year I'll get to buy a house. With a soon-to-tank market, prices should correct themselves.

A lot of this was merely by accident. I'd like to find a way to help somebody out of a bad situation while preserving their credit. And if a lot of this seems callous, well, I think a lot of it is my burnout from watching our country go down the shiatter for the past 19 years while the average American had their thumb up their ass. These are all things I tried to work against.

How did you work against these things and what does 19 years have to do with anything?

Gee I dunno, did something happen in 2001?

Oh, I know. I very much remember when we could do a lot of things without worrying about perceived threats. I grew up in the dirtbike, toughskins, .22 generation. I miss that as much as anyone else does. It ain't ever coming back. All you can do is make this a cool time to live in for your family. Teach them to drive a stick. They will be Gods among men.


No truck outside the Jeep family and the Suburban have a manual transmission since 2018. And only 3 foreign cars imported to the U.S. per company.

Unless your skill is immigration to Europe, you aren't teaching them much, unless it is a habit of collecting classic cars.
 
2020-11-30 11:57:42 PM  
4 votes:
Mitch and Co. slinking out of town when the people they have sworn an oath to represent to the best of their ability is unconscionable.

Do they really believe that destroying the country's economy, for their and their cronies benefit, outweighs the damage they are causing?

Or, cruelty really is the point.

Or, the "best of their ability" sucks donkey balls.

I say a resounding "YES!" to all three.
 
2020-12-01 8:27:18 AM  
3 votes:

mrmopar5287: Northern: force blue states into bankruptcy

Force them? I think they got where they are on their own.


It's the red states that are in debt, and rely on bailouts from the blue states.

\except Texas, due to them taxing the oil industry
 
2020-12-01 7:22:44 AM  
3 votes:

BlackChickWhiteAccent: Give a rich man $100, that's lunch and a couple of martinis. Give 10 men $10 dollars, and I don't care if one uses it to buy crack, it's going back into the economy. Even the drug dealer has to buy baking soda. The poor and the middle class are the economy.


The $100 lunch and martinis isn't "going back into the economy?"
 
2020-12-01 5:58:38 AM  
3 votes:

Not_Todd: Every Democrat in the Senate voted against Covid relief, because it wasn't loaded up with the pork they demanded. Then the press blames Republicans for it not passing.


This. Very unpopular facts for the Dems but it's true. Take out the pork and the obvious attempt at buying votes, and a second stimulus would have been a done deal.
 
2020-12-01 12:41:22 AM  
3 votes:

majestic: The Brains: I sure do love being self-employed, doing skilled labor with a minimum of social contact.

Maybe next year I'll get to buy a house. With a soon-to-tank market, prices should correct themselves.

A lot of this was merely by accident. I'd like to find a way to help somebody out of a bad situation while preserving their credit. And if a lot of this seems callous, well, I think a lot of it is my burnout from watching our country go down the shiatter for the past 19 years while the average American had their thumb up their ass. These are all things I tried to work against.

How did you work against these things and what does 19 years have to do with anything?


Gee I dunno, did something happen in 2001?
 
2020-12-01 12:03:48 AM  
3 votes:
Do discussions of universal basic income ever come up on the radar in blue states?  Just curious.
 
2020-12-01 5:11:04 PM  
2 votes:

Northern: Anyhoo, McConnell is deliberately withholding relief to force blue states into bankruptcy so that the union contracts can be broken, and stigginit Nirvana can be achieved.


McConnell will never allow any COVID package though the Senate, for the simple fact that he doesn't need to. He was reelected so he has a guaranteed job for the next six years, and he comes from a very red state.
 
2020-12-01 8:24:54 AM  
2 votes:

Smackledorfer: Boy that Hillary, just another Obama who would keep destroying that middle class just like his predecessor.

How could I possibly remember you lumping them altogether? They'd be the same, except Hillary would, "do something of trans rights"


thumbor.forbes.comView Full Size

I don't see a spike in income during Democratic administrations.
 
2020-12-01 6:17:59 AM  
2 votes:

majestic: AppleOptionEsc: majestic: The Brains: majestic: The Brains: I sure do love being self-employed, doing skilled labor with a minimum of social contact.

Maybe next year I'll get to buy a house. With a soon-to-tank market, prices should correct themselves.

A lot of this was merely by accident. I'd like to find a way to help somebody out of a bad situation while preserving their credit. And if a lot of this seems callous, well, I think a lot of it is my burnout from watching our country go down the shiatter for the past 19 years while the average American had their thumb up their ass. These are all things I tried to work against.

How did you work against these things and what does 19 years have to do with anything?

Gee I dunno, did something happen in 2001?

Oh, I know. I very much remember when we could do a lot of things without worrying about perceived threats. I grew up in the dirtbike, toughskins, .22 generation. I miss that as much as anyone else does. It ain't ever coming back. All you can do is make this a cool time to live in for your family. Teach them to drive a stick. They will be Gods among men.

No truck outside the Jeep family and the Suburban have a manual transmission since 2018. And only 3 foreign cars imported to the U.S. per company.

Unless your skill is immigration to Europe, you aren't teaching them much, unless it is a habit of collecting classic cars.
Who said anything about trucks?

Anyway... the ability to use a manual transmission is one of those things that idiots don't find useful. But they can make sure my airpods are tuned properly! Yeah!

A flat tire and no cell signal would render you dead in a rural area. Not that you would ever go to one.



Ability to change a tire is FAR more important than ability to drive stick. Most commuters driving manual transmissions are doing it because it saved them a few hundred bucks at the dealer.
 
2020-12-01 1:54:25 AM  
2 votes:

majestic: AppleOptionEsc: majestic: The Brains: majestic: The Brains: I sure do love being self-employed, doing skilled labor with a minimum of social contact.

Maybe next year I'll get to buy a house. With a soon-to-tank market, prices should correct themselves.

A lot of this was merely by accident. I'd like to find a way to help somebody out of a bad situation while preserving their credit. And if a lot of this seems callous, well, I think a lot of it is my burnout from watching our country go down the shiatter for the past 19 years while the average American had their thumb up their ass. These are all things I tried to work against.

How did you work against these things and what does 19 years have to do with anything?

Gee I dunno, did something happen in 2001?

Oh, I know. I very much remember when we could do a lot of things without worrying about perceived threats. I grew up in the dirtbike, toughskins, .22 generation. I miss that as much as anyone else does. It ain't ever coming back. All you can do is make this a cool time to live in for your family. Teach them to drive a stick. They will be Gods among men.

No truck outside the Jeep family and the Suburban have a manual transmission since 2018. And only 3 foreign cars imported to the U.S. per company.

Unless your skill is immigration to Europe, you aren't teaching them much, unless it is a habit of collecting classic cars.
Who said anything about trucks?

Anyway... the ability to use a manual transmission is one of those things that idiots don't find useful. But they can make sure my airpods are tuned properly! Yeah!

A flat tire and no cell signal would render you dead in a rural area. Not that you would ever go to one.


How's that CRT t.v. repair shop working? Record business?

Knowing how to fix those would make you a king amongst mem, or something.
 
2020-12-01 12:29:47 AM  
2 votes:

The Brains: I sure do love being self-employed, doing skilled labor with a minimum of social contact.

Maybe next year I'll get to buy a house. With a soon-to-tank market, prices should correct themselves.

A lot of this was merely by accident. I'd like to find a way to help somebody out of a bad situation while preserving their credit. And if a lot of this seems callous, well, I think a lot of it is my burnout from watching our country go down the shiatter for the past 19 years while the average American had their thumb up their ass. These are all things I tried to work against.


How did you work against these things and what does 19 years have to do with anything?
 
2020-11-30 11:51:59 PM  
2 votes:
Been there, done that...hmmm...maybe I should write a book.  Oh, still waiting on unemployment response after 6 months of waiting.  Good times, oh, and employers acting super concerned b/c I haven't done something mundane like accruals or some other brainless b/s and it's like, yeah, I can do them, debit the asset account and credit a payables account and then credit the asset account you're paying with and debit the payables account.  Not farking rocket science.  Anyway...

I'm sure they're just looking for an excuse to reduce your pay expectations, especially during covid, but seriously.

/end rant
 
2020-11-30 11:28:48 PM  
2 votes:
The only people who are clearly volunteering no sacrifice are the investors holding the mortgages on all this property. They could avert huge disasters if they'd just accept a few months of nonpayments.
 
2020-12-01 11:24:34 AM  
1 vote:

mrmopar5287: Northern: force blue states into bankruptcy

Force them? I think they got where they are on their own.


By spending literally decades paying more tax money to the federal government than they receive in return, because red states are a huge drain on the national budget since republican economic policies don't work?
 
2020-12-01 8:51:03 AM  
1 vote:

BlackChickWhiteAccent: Give a rich man $100, that's lunch and a couple of martinis. Give 10 men $10 dollars, and I don't care if one uses it to buy crack, it's going back into the economy. Even the drug dealer has to buy baking soda. The poor and the middle class are the economy.


*Technically* so does the $100 you give to the rich person, assuming they spend it.  The server gets a tip, the restaurant makes money to pay employees, employer pays suppliers, who then pay their employees and on and on.

Your point stands though, giving money to lower income and middle income groups drive the economy because they are usually spending every penny they make...

/just like, my opinion, man
 
2020-12-01 8:46:30 AM  
1 vote:

MrScruffles: Been there, done that...hmmm...maybe I should write a book.  Oh, still waiting on unemployment response after 6 months of waiting.  Good times, oh, and employers acting super concerned b/c I haven't done something mundane like accruals or some other brainless b/s and it's like, yeah, I can do them, debit the asset account and credit a payables account and then credit the asset account you're paying with and debit the payables account.  Not farking rocket science.  Anyway...

I'm sure they're just looking for an excuse to reduce your pay expectations, especially during covid, but seriously.

/end rant


*gets slightly aroused*

I love it when you talk accruals to me, you filthy, filthy little *Fark is not my personal erotica site, Fark is not my personal erotic site*

*ahem* Well, I wish you the best in your job hunting.  Hell, lie and say you've done them and explain how they worked when you did them. (This is not an endorsement to lie.)

/accountant
//still employed thankfully
///currently working from home in my Star Wars pajamas
 
2020-12-01 1:25:01 AM  
1 vote:

AppleOptionEsc: majestic: The Brains: majestic: The Brains: I sure do love being self-employed, doing skilled labor with a minimum of social contact.

Maybe next year I'll get to buy a house. With a soon-to-tank market, prices should correct themselves.

A lot of this was merely by accident. I'd like to find a way to help somebody out of a bad situation while preserving their credit. And if a lot of this seems callous, well, I think a lot of it is my burnout from watching our country go down the shiatter for the past 19 years while the average American had their thumb up their ass. These are all things I tried to work against.

How did you work against these things and what does 19 years have to do with anything?

Gee I dunno, did something happen in 2001?

Oh, I know. I very much remember when we could do a lot of things without worrying about perceived threats. I grew up in the dirtbike, toughskins, .22 generation. I miss that as much as anyone else does. It ain't ever coming back. All you can do is make this a cool time to live in for your family. Teach them to drive a stick. They will be Gods among men.

No truck outside the Jeep family and the Suburban have a manual transmission since 2018. And only 3 foreign cars imported to the U.S. per company.

Unless your skill is immigration to Europe, you aren't teaching them much, unless it is a habit of collecting classic cars.

Who said anything about trucks?

Anyway... the ability to use a manual transmission is one of those things that idiots don't find useful. But they can make sure my airpods are tuned properly! Yeah!

A flat tire and no cell signal would render you dead in a rural area. Not that you would ever go to one.
 
2020-12-01 1:07:15 AM  
1 vote:

The Brains: majestic: The Brains: I sure do love being self-employed, doing skilled labor with a minimum of social contact.

Maybe next year I'll get to buy a house. With a soon-to-tank market, prices should correct themselves.

A lot of this was merely by accident. I'd like to find a way to help somebody out of a bad situation while preserving their credit. And if a lot of this seems callous, well, I think a lot of it is my burnout from watching our country go down the shiatter for the past 19 years while the average American had their thumb up their ass. These are all things I tried to work against.

How did you work against these things and what does 19 years have to do with anything?

Gee I dunno, did something happen in 2001?


Oh, I know. I very much remember when we could do a lot of things without worrying about perceived threats. I grew up in the dirtbike, toughskins, .22 generation. I miss that as much as anyone else does. It ain't ever coming back. All you can do is make this a cool time to live in for your family. Teach them to drive a stick. They will be Gods among men.
 
2020-12-01 12:53:23 AM  
1 vote:

Smackledorfer: majestic: The Brains: I sure do love being self-employed, doing skilled labor with a minimum of social contact.

Maybe next year I'll get to buy a house. With a soon-to-tank market, prices should correct themselves.

A lot of this was merely by accident. I'd like to find a way to help somebody out of a bad situation while preserving their credit. And if a lot of this seems callous, well, I think a lot of it is my burnout from watching our country go down the shiatter for the past 19 years while the average American had their thumb up their ass. These are all things I tried to work against.

How did you work against these things and what does 19 years have to do with anything?

Well, he used to say Obama was destroying the middle class.

He views Trump, Obama, and Bush as roughly the same.

One would think he'd have included Clinton, another Bush, and Reagan in that.

But I dunno, he's the brains.


Man, I guess. But I've been voting for over 30 years and don't think those administrations were really that similar in mission. Results? Sure. But that's because the corporations actually run everything. I mean, it's great that people actually get subsidies for affordable health insurance plans, but who is really paying/benefiting for/from that?

And I do, btw. It's been a blessing for me to be able to get and keep affordable health insurance for my family since my business went under due to covid. Why can't everyone have this?
 
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