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(Jalopnik)   Car leases have mileage restrictions. Some guy went way over his. What should he do?   (jalopnik.com) divider line
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3291 clicks; posted to Geek » on 21 Sep 2019 at 5:18 AM (28 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2019-09-21 1:45:29 AM  
Fix the cable?
 
2019-09-21 2:09:07 AM  
Fark user image
 
2019-09-21 2:11:40 AM  
Butt stuff?
 
2019-09-21 5:39:15 AM  
You want being taken advantage of, Subby?

Try being your father's live-in care provider.

Imagine your father taking $75 of your last $100, then telling you "fark you (your name), you were cheating the system!"

Now.... imagine needing care providers yourself, because you never attended to your shiat, 'cause you were too busy with your father's shiat.

You really think you know what it's like to be exploited, Subby?
REALLY?
 
2019-09-21 5:54:52 AM  
There is only once answer.  RAMPAGE!
 
2019-09-21 6:03:14 AM  
3. Never lease a car.
4. Drive every car at least 120,000 miles. Unless its a lemon.
 
2019-09-21 6:04:31 AM  
Pay the fee, then quit trying to keep up with the Joneses by leasing new cars.  Buy used.
 
2019-09-21 6:30:32 AM  

0z79: You want being taken advantage of, Subby?

Try being your father's live-in care provider.

Imagine your father taking $75 of your last $100, then telling you "fark you (your name), you were cheating the system!"

Now.... imagine needing care providers yourself, because you never attended to your shiat, 'cause you were too busy with your father's shiat.

You really think you know what it's like to be exploited, Subby?
REALLY?


You might be in the wrong thread.
 
2019-09-21 6:31:23 AM  
Don't lease a car in the first place?
 
2019-09-21 6:38:33 AM  

King Something: Fix the cable?


"Fix" the odometer.
 
2019-09-21 6:40:03 AM  

Secret Troll Alt: 0z79: You want being taken advantage of, Subby?

Try being your father's live-in care provider.

Imagine your father taking $75 of your last $100, then telling you "fark you (your name), you were cheating the system!"

Now.... imagine needing care providers yourself, because you never attended to your shiat, 'cause you were too busy with your father's shiat.

You really think you know what it's like to be exploited, Subby?
REALLY?

You might be in the wrong thread.


Inarticulate rage belongs in any thread.
 
2019-09-21 6:40:45 AM  

GrailOfThunder: Pay the fee, then quit trying to keep up with the Joneses by leasing new cars.  Buy used.


Or actually understand how many miles you drive in a year and lease accordingly.

Sometimes leasing or dealer finance can be a better option but you have to have your hard headed bastard head on not your inner 8 year old child head on.

When i bought my motorbike the dealers were offering 0% or 2% finance on new models, much better than any bank loan so the cost of a new bike was the same as a 2 year old low mileage one in the long run. Now those deals have evaporated like snow in a blast furnace.
 
2019-09-21 6:51:49 AM  
That guy messed up on a lease. But unlike most Americans, instead of burying his head in the sand and hoping the problem goes away by overpaying or getting railroaded into another bad car lease at the dealership he is reaching out to people who have more experience to make sure he had the best understanding of his situation and how to get out of it. The next step is that he needs to sit down with a financial advisor who can specifically look at his financials and the goals he wants to achieve, but he is doing the right thing albeit belatedly.
 
2019-09-21 6:57:33 AM  
Buy out the lease and drive the car for the 3-4 years....longer or shooter based on how it holds up. (Approx 35k per year, 6 years is 210k , a not unreasonable time to ditch the car and being a civic, you'll see 210k)

The wife needs to understand that a lease was a poor option...and the ensuing 3-4 years of driving this car will let you figure how to proceed with your next purchase.

It's a valuable lesson in planning....assuming your situation didn't unexpectedly change.
 
2019-09-21 6:57:34 AM  
Buy it out. Then drive it to the nearest community college where they'll teach him to read contracts.
 
2019-09-21 7:18:46 AM  

Norfolking Chance: GrailOfThunder: Pay the fee, then quit trying to keep up with the Joneses by leasing new cars.  Buy used.

Or actually understand how many miles you drive in a year and lease accordingly.

Sometimes leasing or dealer finance can be a better option but you have to have your hard headed bastard head on not your inner 8 year old child head on.

When i bought my motorbike the dealers were offering 0% or 2% finance on new models, much better than any bank loan so the cost of a new bike was the same as a 2 year old low mileage one in the long run. Now those deals have evaporated like snow in a blast furnace.


Yeah, leasing can be great if it works for your driving and you understand how it works and can negotiate.  However, the most people don't fit that profile.

I also happen to live in a state that for some reason charges sales tax on the entire purchase price rather than the leased amount, so that kind of throws most good deals out the door.
 
2019-09-21 8:07:19 AM  

TomTudbury: King Something: Fix the cable?

"Fix" the odometer.


Umm doesn't work that way anymore. The mileage is stored in the computer and with variable timing and enmission stuff speed is used as part of the whole equation.
 
2019-09-21 8:08:26 AM  

0z79: You want being taken advantage of, Subby?

Try being your father's live-in care provider.

Imagine your father taking $75 of your last $100, then telling you "fark you (your name), you were cheating the system!"

Now.... imagine needing care providers yourself, because you never attended to your shiat, 'cause you were too busy with your father's shiat.

You really think you know what it's like to be exploited, Subby?
REALLY?


Sir, this is Arby's.
 
2019-09-21 8:10:42 AM  

TheYeti: Norfolking Chance: GrailOfThunder: Pay the fee, then quit trying to keep up with the Joneses by leasing new cars.  Buy used.

Or actually understand how many miles you drive in a year and lease accordingly.

Sometimes leasing or dealer finance can be a better option but you have to have your hard headed bastard head on not your inner 8 year old child head on.

When i bought my motorbike the dealers were offering 0% or 2% finance on new models, much better than any bank loan so the cost of a new bike was the same as a 2 year old low mileage one in the long run. Now those deals have evaporated like snow in a blast furnace.

Yeah, leasing can be great if it works for your driving and you understand how it works and can negotiate.  However, the most people don't fit that profile.

I also happen to live in a state that for some reason charges sales tax on the entire purchase price rather than the leased amount, so that kind of throws most good deals out the door.


We are looking at moving out to the country and I am going to need a more economical car for work. Since I am incorporated I am entertaining the thought of leasing a car through my Corp. The good thing is if used for work only I could write off 100%. Haven't got there yet but starting to think about it
 
2019-09-21 8:18:08 AM  

rikkards: TomTudbury: King Something: Fix the cable?

"Fix" the odometer.

Umm doesn't work that way anymore. The mileage is stored in the computer and with variable timing and enmission stuff speed is used as part of the whole equation.


Facts are fore loosers.
 
2019-09-21 8:21:51 AM  

TomTudbury: rikkards: TomTudbury: King Something: Fix the cable?

"Fix" the odometer.

Umm doesn't work that way anymore. The mileage is stored in the computer and with variable timing and enmission stuff speed is used as part of the whole equation.

Facts are fore loosers.


Nowadays trudat
 
2019-09-21 8:37:03 AM  
Not be stupid enough to lease a car. Buy the farking thing at full price on the spot or take the damn bus
 
2019-09-21 8:44:48 AM  
you'll be in more trouble with the wife if you try to sell her on why you need to keep the car she doesn't want because you were stupid to not pay attention to miles and now want to be cheap on top of that to cover for it

also STOP LEASING!  it is obviously not good for your situation (or most anyone who doesn't have money to burn)
 
2019-09-21 9:18:03 AM  

Dead for Tax Reasons: you'll be in more trouble with the wife if you try to sell her on why you need to keep the car she doesn't want because you were stupid to not pay attention to miles and now want to be cheap on top of that to cover for it

also STOP LEASING!  it is obviously not good for your situation (or most anyone who doesn't have money to burn)


If that happens, then the wife needs to grow up. Either she's part of the financial team that made the decision or she needs to accept that sometimes people fark up. Learn and move on...

*this is assuming no deception/malintent   by either party and no unforeseeable change in their situation that has resulted in this high mileage fiasco.
 
2019-09-21 9:20:17 AM  

Sasquach: Dead for Tax Reasons: you'll be in more trouble with the wife if you try to sell her on why you need to keep the car she doesn't want because you were stupid to not pay attention to miles and now want to be cheap on top of that to cover for it

also STOP LEASING!  it is obviously not good for your situation (or most anyone who doesn't have money to burn)

If that happens, then the wife needs to grow up. Either she's part of the financial team that made the decision or she needs to accept that sometimes people fark up. Learn and move on...

*this is assuming no deception/malintent   by either party and no unforeseeable change in their situation that has resulted in this high mileage fiasco.


she wants a new suv instead of keeping the old car, she's obviously not on the same team
 
2019-09-21 9:28:10 AM  
My sister-in-law burned through around 60% of her miles in the first year of her lease. I didn't ask how things turned out -- it wasn't my business -- but I imagine walking to the store a lot figured in heavily.
 
2019-09-21 9:51:34 AM  
This whole thing reads as people who have made or are about to make terrible financial decisions.

1) The first guy should have never leased, and rather than do the right financial move to get out of his situation, he wants to dump the car to get an upgrade.

2) if the daughter needs a short-term car for her work commute, just buy a her a 15+ year old Honda Civic or Toyota Corolla with 150k miles instead of doing some crazy sublease. You'll be able to sell the car for not too much less than you paid.
 
2019-09-21 10:05:43 AM  
I'm lucky that we do not do heavy miles.

We have two cars. The one that does the long annual drive to South Carolina from Montreal gets about 12000km per year on it. The other one, the daily commuter, gets about 6000km per year

We buy high mileage used coming off of leases with CPO warranty in place. A hell of a lot cheaper, and we drive them for 5-10 years before the stuff impacted by age rather than usage starts to fall apart. Then we sell for about 60-75% of what we paid
 
2019-09-21 10:06:43 AM  
I have a coworker in this situation. He leased a $60,000 Mercedes figuring he will ride his motorcycle to work most of the year. He crashed his bike like a month afterwards and can't bring himself to ride again.
I told him to go buy a beater car to use for commuting. He's still drives the Mercedes every day to work. 
I don't even want to know what that's going to cost in excess mileage.
 
2019-09-21 10:46:19 AM  
A simple solution in two words: insurance fraud.
 
2019-09-21 11:00:09 AM  
Drive it backwards for as many miles as you need to lose.
 
2019-09-21 11:18:18 AM  
How the hell do you put 70k miles on a 2 year old car? That averages about 95 miles per day, and that's your second, or "family" car. 35k miles per year is a ridiculous amount of driving, to put that in perspective, 10-12k is considered the norm, or average per year.

"The wife wants a bigger SUV type vehicle"

Seeing as you're driving 3x the amount a normal person does, for the love of god, your next vehicle needs to be an electric, or at least a hybred.
 
2019-09-21 11:19:35 AM  

Animatronik: 3. Never lease a car.
4. Drive every car at least 120,000 miles. Unless its a lemon.


This and this. Time for the personal story:

Leased a Ford Escape and blew past the mileage. Bought it out and ran that thing until the transmission was going to fall out, which wasn't long past 130k miles.

At this point, I wasn't even out of the loan. I lucked out extremely hard and a close friend was the attorney for a dealership and the GM there did some backflips to roll the old loan into the new one without making it a payment that would hurt me.

The ending to the story was got my shiat together and paid off the loan in 5 years as opposed to 6. But I don't want to think about the money flushed down the toilet because I originally leased.
 
2019-09-21 11:20:15 AM  
4. Drive every car at least 120,000 miles. Unless its a lemon.

I don't think I've ever sent a car to the scrapper with less than a quarter million miles on it.
 
2019-09-21 11:28:06 AM  

rikkards: TomTudbury: King Something: Fix the cable?

"Fix" the odometer.

Umm doesn't work that way anymore. The mileage is stored in the computer and with variable timing and enmission stuff speed is used as part of the whole equation.


Unless you replace the computer, but that typically voids the warranty unless it's done at the dealer, where it's documented. Now if you're real savvy, you might get away with finding a wrecked car in a junkyard and swap out the computer.
 
2019-09-21 12:22:50 PM  

Uzzah: A simple solution in two words: insurance fraud.


This.  Go park it in a bad section of town with the windows down.
 
2019-09-21 12:33:44 PM  

ReapTheChaos: How the hell do you put 70k miles on a 2 year old car? That averages about 95 miles per day, and that's your second, or "family" car. 35k miles per year is a ridiculous amount of driving, to put that in perspective, 10-12k is considered the norm, or average per year.

"The wife wants a bigger SUV type vehicle"

Seeing as you're driving 3x the amount a normal person does, for the love of god, your next vehicle needs to be an electric, or at least a hybred.


Probably a long distance commuter. I have coworkers whose commutes are 100 to 160 miles round trip.
 
2019-09-21 12:43:41 PM  

ReapTheChaos: How the hell do you put 70k miles on a 2 year old car? That averages about 95 miles per day, and that's your second, or "family" car. 35k miles per year is a ridiculous amount of driving, to put that in perspective, 10-12k is considered the norm, or average per year.

"The wife wants a bigger SUV type vehicle"

Seeing as you're driving 3x the amount a normal person does, for the love of god, your next vehicle needs to be an electric, or at least a hybred.


I drive a company vehicle.
I drive from customer site to customer site all day everyday.
My vehicle is 3 years old and has 105,000 miles on it.
So I have no idea how a second vehicle gets that many miles on it.
 
2019-09-21 12:46:37 PM  

Uzzah: A simple solution in two words: insurance fraud.


Insurance will only pay you what the car is worth. So if you're over your mileage, that reduces the payment to be below what you owe to the lease financing company if something happens to the car.
 
hej
2019-09-21 1:09:33 PM  
Buy out the lease
 
2019-09-21 1:15:05 PM  

TomTudbury: King Something: Fix the cable?

"Fix" the odometer.


Hello, Insurance Company?
Yes I would like to make a claim.  "someone" broke into my car and stole the computer so the dealer needs to put a new one in.
How many miles were on it?  I'm not sure because it won't show up on the dash because the computer is gone.  Maybe 22,000?  I don't drive it much.
What's that? I'll have to pay the $500 deductible?  I guess if I have to.
 
2019-09-21 2:01:28 PM  

Johnson: Hello, Insurance Company?
Yes I would like to make a claim.  "someone" broke into my car and stole the computer so the dealer needs to put a new one in.
How many miles were on it?  I'm not sure because it won't show up on the dash because the computer is gone.  Maybe 22,000?  I don't drive it much.
What's that? I'll have to pay the $500 deductible?  I guess if I have to.


Insurance Company: "That's funny, Carfax and other records are showing very regular maintenance on the car with oil changes about every 3,000 miles all the way up to 77,000 miles. How did that happen?"
 
2019-09-21 2:20:34 PM  

mrmopar5287: Johnson: Hello, Insurance Company?
Yes I would like to make a claim.  "someone" broke into my car and stole the computer so the dealer needs to put a new one in.
How many miles were on it?  I'm not sure because it won't show up on the dash because the computer is gone.  Maybe 22,000?  I don't drive it much.
What's that? I'll have to pay the $500 deductible?  I guess if I have to.

Insurance Company: "That's funny, Carfax and other records are showing very regular maintenance on the car with oil changes about every 3,000 miles all the way up to 77,000 miles. How did that happen?"


Hackers
 
2019-09-21 2:31:02 PM  

mrmopar5287: Johnson: Hello, Insurance Company?
Yes I would like to make a claim.  "someone" broke into my car and stole the computer so the dealer needs to put a new one in.
How many miles were on it?  I'm not sure because it won't show up on the dash because the computer is gone.  Maybe 22,000?  I don't drive it much.
What's that? I'll have to pay the $500 deductible?  I guess if I have to.

Insurance Company: "That's funny, Carfax and other records are showing very regular maintenance on the car with oil changes about every 3,000 miles all the way up to 77,000 miles. How did that happen?"


I was going to make a joke about how nobody does regular maintenance that well, but then I looked at your username, and realized you are probably used to putting a quart of oil in every time you fill your car up with gas.

/I miss my '06 charger
//It ate oil nearly as fast as it ate gas.
///It also needed a steady diet of front tie-rod bushings every 40k miles.
 
2019-09-21 2:44:22 PM  

Driedsponge: I was going to make a joke about how nobody does regular maintenance that well, but then I looked at your username, and realized you are probably used to putting a quart of oil in every time you fill your car up with gas.

/I miss my '06 charger
//It ate oil nearly as fast as it ate gas.


Funny enough, I owned a Mazda RX-7 that used a quart of oil with every tank of gas. It was the car that I never had to change the oil on it (just changed the filter every 3,000 miles). All the Dodge vehicles I owned were pretty reliable.

Your 2006 Charger had the 3.5 V-6 engine? That's the engine where Dodge retroactively changed the specifications for what they considered to be acceptable oil consumption. That 0W-20 oil required for fuel economy purposes was so thin that the engines would consume excess oil. After numerous complaints, Chrysler retroactively decreased the mileage that they consider it to be acceptable for an engine to consume a quart of oil.
 
2019-09-21 3:42:35 PM  

Animatronik: 3. Never lease a car.
4. Drive every car at least 120,000 miles. Unless its a lemon.


I have never failed to get 4-5 years of trouble free miles on a new car, and during that time I have almost 100% of the time received either enough hail damage or cosmetic damage from someone sliding into it on ice to at least pay the down payment on the next new one.
Why refuse to repair hail damage? With teenagers in the house, there is always use for a newish reliable car with no intrinsic value.
 
2019-09-21 3:52:14 PM  

thornhill: This whole thing reads as people who have made or are about to make terrible financial decisions.

1) The first guy should have never leased, and rather than do the right financial move to get out of his situation, he wants to dump the car to get an upgrade.

2) if the daughter needs a short-term car for her work commute, just buy a her a 15+ year old Honda Civic or Toyota Corolla with 150k miles instead of doing some crazy sublease. You'll be able to sell the car for not too much less than you paid.


I live in an area with heavy weather, but I purchase cars for the kids at insurance auctions. After about two years of depreciation, a cheap brand (Kia, Hyundai, Etc) with hail damage or scrapes down one side becomes nearly a total. Nothing like a 12k mile two year old car, still under warranty, for $3500.
I figure I would rather buy a 16 year old kid a new car under warranty that looks like a golf ball on one side, than a 15 year old 200,000 mile car that looks nice. I don't have to worry about fixing it or them getting stranded.
 
2019-09-21 4:52:43 PM  

Dryad: Animatronik: 3. Never lease a car.
4. Drive every car at least 120,000 miles. Unless its a lemon.

I have never failed to get 4-5 years of trouble free miles on a new car, and during that time I have almost 100% of the time received either enough hail damage or cosmetic damage from someone sliding into it on ice to at least pay the down payment on the next new one.
Why refuse to repair hail damage? With teenagers in the house, there is always use for a newish reliable car with no intrinsic value.


Yup.  gave one of those to my kid last year.
I remember this car salesman got frustrated with me one time because I wouldn't even consider leasing - of course I wouldn't buy from him either, ultimately.  I think they get big bonuses if they lease instead of sell, which tells you a lot about leasing.  It's for fools who don't do the math and want something they can't afford.
 
2019-09-21 5:56:11 PM  

southernmanblog: 4. Drive every car at least 120,000 miles. Unless its a lemon.

I don't think I've ever sent a car to the scrapper with less than a quarter million miles on it.


I have. A POS 2003 Saturn Ion 3. A total crappy car.  I drove it for nine years.  When the electronics failed I traded it in for a Toyota.
 
2019-09-21 7:29:31 PM  
Crush it with a tank.
 
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