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(Yahoo)   Ways for someone to steal your identity a) Scamming you via email. b) Paying for a data breach on the dark web c) Stealing your mail d) Answering 'None of the above' and resetting the PIN on your Experian credit freeze   ( finance.yahoo.com) divider line
    More: Fail, Credit score, credit freezes, Experian credit report, credit freeze PINs, credit reporting agency, Experian flaw, Fair Credit Reporting Act, Experian spokesperson  
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4544 clicks; posted to Main » on 10 Oct 2018 at 9:00 PM (9 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2018-10-10 06:36:34 PM  
They had a "flaw" that exposed the PINs.
*massive facepalm*
 
2018-10-10 07:30:44 PM  
Corporate
Death
Penalty

All assets are liquidated to pay all obligations to the dollar (pension, back pay, vacation time, etc.).  Shareholders split what's left.
Board members are barred from serving on any public company board for no less than 5 years.
I'm sure there's more.
 
2018-10-10 08:03:32 PM  
My suggestion for credit reporting agencies.
images.assetsdelivery.comView Full Size
i.pinimg.comView Full Size
 
2018-10-10 09:00:52 PM  

Dr.Fey: My suggestion for credit reporting agencies.
[images.assetsdelivery.com image 300x450][i.pinimg.com image 400x225]


Bureau. Not agency
 
2018-10-10 09:03:19 PM  
I'm glad I paid them for their security monitoring. I'm safe. How about you?
 
2018-10-10 09:03:27 PM  
Is every U.S. financial company run by farking morons?
 
2018-10-10 09:03:36 PM  
I don't trust any reports of any databreach, for all I know the scammers just tricked the media into saying their was a databreach so we go through whatever random process that they've somehow hacked and will get all our information.  Or the credit companies are somehow behind it all to begin with.
 
2018-10-10 09:05:32 PM  
From the article:

"Mike Litt, a director for consumer group PIRG said that he was also able to reproduce this error."

Hmm....
 
2018-10-10 09:06:54 PM  

UtopianJunkyard: Is every U.S. financial company run by farking morons?


If by "farking morons" you mean greedy, careless, nihilists then yes.
 
2018-10-10 09:08:43 PM  

UtopianJunkyard: Is every U.S. financial company run by farking morons?


No.

Credit agencies? Yes.

But they aren't the worst. The OPM hack was the worst. Impossible to describe how damaging that was.
 
2018-10-10 09:10:31 PM  

cabbyman: From the article:

"Mike Litt, a director for consumer group PIRG said that he was also able to reproduce this error."

Hmm....


What does Gene Masseth think?
 
2018-10-10 09:11:03 PM  

UtopianJunkyard: Is every U.S. financial company run by farking morons?


Yes, and now so is our government. Truly, we are running givergover like a business.
 
2018-10-10 09:13:05 PM  
Mike Litt, a director for consumer group PIRG...

Fake news!

Seriously, nobody would use that as their professional name.  That'd be like Richard Head going by Dick.  Just isn't believable.  He'd go by Michael or Mitch or Micky or pretty much anything but Mike.
 
2018-10-10 09:15:58 PM  
Wasn't there any testing of this application before it was rolled out? penetration testing, anything?
 
2018-10-10 09:16:20 PM  

Shryke: UtopianJunkyard: Is every U.S. financial company run by farking morons?

No.

Credit agencies? Yes.

But they aren't the worst. The OPM hack was the worst. Impossible to describe how damaging that was.


It is possible to describe: whoever hacked OPM got more than just social security numbers, addresses, and phone numbers, they got enough to physically replicate characteristics of people, like fingerprints.
 
2018-10-10 09:16:36 PM  

Ex-Texan: Wasn't there any testing of this application before it was rolled out? penetration testing, anything?


The app worked as requested.
 
2018-10-10 09:17:28 PM  

Opacity: Shryke: UtopianJunkyard: Is every U.S. financial company run by farking morons?

No.

Credit agencies? Yes.

But they aren't the worst. The OPM hack was the worst. Impossible to describe how damaging that was.

It is possible to describe: whoever hacked OPM got more than just social security numbers, addresses, and phone numbers, they got enough to physically replicate characteristics of people, like fingerprints.


And more. You're forgetting family members.
 
2018-10-10 09:20:35 PM  
We probably need to bail out the credit bureaus.  They obviously can't afford actual security, hell, they had to hire a music major a few years ago.

I think a few hundred billion dollars should work.  At least help get the ball rolling.
 
2018-10-10 09:21:54 PM  

Shryke: Opacity: Shryke: UtopianJunkyard: Is every U.S. financial company run by farking morons?

No.

Credit agencies? Yes.

But they aren't the worst. The OPM hack was the worst. Impossible to describe how damaging that was.

It is possible to describe: whoever hacked OPM got more than just social security numbers, addresses, and phone numbers, they got enough to physically replicate characteristics of people, like fingerprints.

And more. You're forgetting family members.


And neighbors.
And landlords.
And former coworkers.

Basically...everyone.
 
2018-10-10 09:23:18 PM  

cabbyman: From the article:

"Mike Litt, a director for consumer group PIRG said that he was also able to reproduce this error."

Hmm....


Thank you.  I've had enough Internet for tonight.
 
2018-10-10 09:23:45 PM  

enry: Corporate
Death
Penalty

All assets are liquidated to pay all obligations to the dollar (pension, back pay, vacation time, etc.).  Shareholders split what's left.
Board members are barred from serving on any public company board for no less than 5 years.
I'm sure there's more.


Exactly what I thought. If Experian were a person, it would be shanked by someone else on death row in San Quentin, and not a tear would be shed.
 
2018-10-10 09:24:53 PM  

YouPeopleAreCrazy: Shryke: Opacity: Shryke: UtopianJunkyard: Is every U.S. financial company run by farking morons?

No.

Credit agencies? Yes.

But they aren't the worst. The OPM hack was the worst. Impossible to describe how damaging that was.

It is possible to describe: whoever hacked OPM got more than just social security numbers, addresses, and phone numbers, they got enough to physically replicate characteristics of people, like fingerprints.

And more. You're forgetting family members.

And neighbors.
And landlords.
And former coworkers.

Basically...everyone.


Going back ten years...
 
2018-10-10 09:25:18 PM  
The big three credit reporting companies seem to like asking two multiple choice questions to authenticate your identity (beyond the basic info available from dozens of sources), with answers that for most Americans they already publicly released in their previous data breaches. Even if it's a hacker who doesn't know you, they'd have a 1 in 16 chance randomly answering the two questions correctly. And some answers can be found or ruled out from public records anyway (e.g. mortgage info included in county property records).
 
2018-10-10 09:27:16 PM  
This is like the movie War Games where the only solution is not to play. How to I remove myself from this farked system?
 
2018-10-10 09:29:05 PM  

Benjimin_Dover: YouPeopleAreCrazy: Shryke: Opacity: Shryke: UtopianJunkyard: Is every U.S. financial company run by farking morons?

No.

Credit agencies? Yes.

But they aren't the worst. The OPM hack was the worst. Impossible to describe how damaging that was.

It is possible to describe: whoever hacked OPM got more than just social security numbers, addresses, and phone numbers, they got enough to physically replicate characteristics of people, like fingerprints.

And more. You're forgetting family members.

And neighbors.
And landlords.
And former coworkers.

Basically...everyone.

Going back ten years...


And let's not forget those of us subject to horrific blackmail, just for being honest.

/not me, thank God. I am boring.
 
2018-10-10 09:34:43 PM  

jtown: Mike Litt, a director for consumer group PIRG...

Fake news!

Seriously, nobody would use that as their professional name.  That'd be like Richard Head going by Dick.  Just isn't believable.  He'd go by Michael or Mitch or Micky or pretty much anything but Mike.


You're correct. I have a colleague with that name and he insists on being called Michael.
 
2018-10-10 09:39:02 PM  

Shryke: Benjimin_Dover: YouPeopleAreCrazy: Shryke: Opacity: Shryke: UtopianJunkyard: Is every U.S. financial company run by farking morons?

No.

Credit agencies? Yes.

But they aren't the worst. The OPM hack was the worst. Impossible to describe how damaging that was.

It is possible to describe: whoever hacked OPM got more than just social security numbers, addresses, and phone numbers, they got enough to physically replicate characteristics of people, like fingerprints.

And more. You're forgetting family members.

And neighbors.
And landlords.
And former coworkers.

Basically...everyone.

Going back ten years...

And let's not forget those of us subject to horrific blackmail, just for being honest.

/not me, thank God. I am boring.


I just went through another 5 year reinvestigation. It's always amusing when I get the question about whether somebody can blackmail me or not. I usually laugh and say I am an open book and everybody knows I'm a weirdo creeper. They'll need lots and lots of postage for that to work.
 
2018-10-10 09:49:04 PM  

Thrakkorzog: This is like the movie War Games where the only solution is not to play. How to I remove myself from this farked system?


Be rich enough to not need credit?
 
2018-10-10 09:51:26 PM  

enry: Corporate
Death
Penalty

All assets are liquidated to pay all obligations to the dollar (pension, back pay, vacation time, etc.).  Shareholders split what's left.
Board members are barred from serving on any public company board for no less than 5 years. ever
I'm sure there's more.


FIFY.
 
2018-10-10 09:53:18 PM  
Were are all the "it's Trump's fault" posts or have I managed to finally put them all on "ignore"?
 
2018-10-10 10:04:26 PM  
I'm in a semi-related industry and not surprised.

Equifax?  Check.
Experian?  Check.
Transunion?  I didn't get a harrumf out of you!  You watch your ass.
 
2018-10-10 10:09:48 PM  

MarkMartinFan: Were are all the "it's Trump's fault" posts or have I managed to finally put them all on "ignore"?


They only exist in your deluded imagination.
Many many things are Trump's fault, or more specifically the fault of the Republicans that tell him everything to do, but this isn't one of them.
 
2018-10-10 10:10:39 PM  
I'm sure Lifelock will help those folks....because Equifax is SO much smarter than Experien....
 
2018-10-10 10:11:04 PM  

UtopianJunkyard: Is every U.S. financial company run by farking morons?


Not at all. They are run by insanely rich people who are completely immune to the consequences of their actions. They simply don't farking care if the lives of the poor plebes are disrupted. It is completely irrelevant to their day to day.
 
2018-10-10 10:11:10 PM  
Couldn't get past Mike Litt.
 
2018-10-10 10:21:10 PM  

Shryke: UtopianJunkyard: Is every U.S. financial company run by farking morons?

No.

Credit agencies? Yes.

But they aren't the worst. The OPM hack was the worst. Impossible to describe how damaging that was.


OPM is a sad joke in Cybersecurity, like Snowden...
 
2018-10-10 10:22:52 PM  

Ex-Texan: Wasn't there any testing of this application before it was rolled out? penetration testing, anything?


AGILE.
DEVOPS.
BEST PRACTICES.
/dontsueus
//farkyouyoucantitsallbindingarbitrati​on

Tom Marvolo Bombadil: UtopianJunkyard: Is every U.S. financial company run by farking morons?

If by "farking morons" you mean greedy, careless, nihilists then yes.


img.fark.netView Full Size


QED.
 
2018-10-10 10:30:20 PM  
"If a company gets your data, they will eventually sell it, leak it, lose it, or get hacked and be relieved of it. No Exceptions"

/paraphrased from Brian Krebs
 
2018-10-10 10:39:20 PM  

UtopianJunkyard: Is every U.S. financial company run by farking morons?


There are zero repercussions when their security fails, why spend money on it?  It's all risk/reward, no one knows how to calculate that better than financial companies.  They're not morans, they're genius.
 
2018-10-10 10:51:25 PM  

Benjimin_Dover: Shryke: Benjimin_Dover: YouPeopleAreCrazy: Shryke: Opacity: Shryke: UtopianJunkyard: Is every U.S. financial company run by farking morons?

No.

Credit agencies? Yes.

But they aren't the worst. The OPM hack was the worst. Impossible to describe how damaging that was.

It is possible to describe: whoever hacked OPM got more than just social security numbers, addresses, and phone numbers, they got enough to physically replicate characteristics of people, like fingerprints.

And more. You're forgetting family members.

And neighbors.
And landlords.
And former coworkers.

Basically...everyone.

Going back ten years...

And let's not forget those of us subject to horrific blackmail, just for being honest.

/not me, thank God. I am boring.

I just went through another 5 year reinvestigation. It's always amusing when I get the question about whether somebody can blackmail me or not. I usually laugh and say I am an open book and everybody knows I'm a weirdo creeper. They'll need lots and lots of postage for that to work.


I am also enjoying relative anonymity in that sense. But imagine the outside pressures you might endure were you to, for example, run for Congress.

Or open your own defense subcontractor business. Or land a real job with an unnamed 3 letter agency.  Or or or.
 
2018-10-10 10:58:52 PM  

enry: Corporate
Death
Penalty

All assets are liquidated to pay all obligations to the dollar (pension, back pay, vacation time, etc.).  Shareholders split what's left.
Board members are barred from serving on any public company board for no less than 5 years.
I'm sure there's more.


If a company is given the corporate death penalty shareholders should get NOTHING.

This will make people think twice about what companies they invest in & what kind of shenanigans those companies are up to..In order to boost share value companies will have to show how moral & upstanding they are. Wall street would become a force for good.
 
2018-10-10 11:02:42 PM  

Thrakkorzog: This is like the movie War Games where the only solution is not to play. How to I remove myself from this farked system?


Go all cash; hike the Appalachian trail, find a cabin way off in a hollar; don't come back out.
 
2018-10-10 11:12:02 PM  
Our credit has been frozen for nearly three years because someone else helpfully decided to file our taxes early for us.  We don't know if that was the result of the OPM or Chase breach because both happened around the same time.  And I had to unfreeze a few months ago for another federal background check.  God f*cking dammit.
 
2018-10-10 11:14:53 PM  

addy2: Couldn't get past Mike Litt.


Nobody can, you prude.
 
2018-10-10 11:16:48 PM  

addy2: Couldn't get past Mike Litt.


??? I scanned the article for the name, but I couldn't find it.
 
2018-10-10 11:18:47 PM  

jtown: Mike Litt, a director for consumer group PIRG...

Fake news!

Seriously, nobody would use that as their professional name.  That'd be like Richard Head going by Dick.  Just isn't believable.  He'd go by Michael or Mitch or Micky or pretty much anything but Mike.


That's just unfair. He's clearly been professionally vetted by the publicist, Mike Rotch, and their esteemed editors, Mai Balzich and Hugh G. Rection..
 
2018-10-10 11:23:57 PM  

Horizon: UtopianJunkyard: Is every U.S. financial company run by farking morons?

Not at all. They are run by insanely rich people who are completely immune to the consequences of their actions. They simply don't farking care if the lives of the poor plebes are disrupted. It is completely irrelevant to their day to day.


It is not just that do not care, which they do not, but they cannot comprehend not being rich and safe. I have a friend in finance at a very high level and he has reached his ceiling because he was not born to weath. His colleagues are getting spots on company boards and he is not as you know family. He has a great life but there is only so far you can go in one generation without great luck (startup etc) or criminal enterprise.
 
2018-10-10 11:24:08 PM  

Stoj: addy2: Couldn't get past Mike Litt.

Nobody can, you prude.


I am the buttoned up type...
 
2018-10-10 11:30:18 PM  
Look, it's just not cost effective to supply some sort of "security." Breach insurance covers our asses, you pleebs should look into it.

Here, jump through this hoop.
 
2018-10-10 11:38:05 PM  
The breach was caused by customers setting their own security responses to 'none of the above.'  I don't see where I can blame the company.  They just happen to be the first to be hit by people smart enough to go after the most naive people to have credit.  I bet their pins were 1234, before they got changed to 5678, and they couldn't crack it.
 
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