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(The Sun)   Family is outraged, OUTRAGED I tell you after their application for social housing was rejected. Fark: Because officials discovered they had blown a quarter of a million pounds of an inheritance (possible nsfw content on page)   ( thesun.co.uk) divider line
    More: Facepalm, council house, The Sun, social housing, Group Newspapers Limited, Margaret Thatcher, News of the World, Renting, wife Tania Caradeuc  
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5543 clicks; posted to Main » on 10 Aug 2018 at 8:20 AM (10 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



Voting Results (Funniest)
View Voting Results: Smartest and Funniest

2018-08-10 08:39:58 AM  
22 votes:

eas81: Can someone explain council housing, is that like section 8 housing in the states? Cause if its like the states that is usually not the best place to live most of it is ghetto.   Reason i ask is cause i see stories about this housing on the other side of the pond and it seems like they got some pretty nice digs going on over there?

https://en.wikipedia.org/wiki/Section_​8_(housing)


I think council housing is similar to US's public housing...I'm sure lorrys pull up every morning and deliver boxes of bangers and mash to all the residents and insist that taking the lift is better than using the stairs...The TV licensing inspector visits on a semi regular basis to make sure your TV license is up to date and you'll invite him in, have a nice cuppa and watch "Meet The Wife". Later, the vicar stops by for some tea and spotted dick and discuss the match of the day between Liverpool and Manchester. (he's a fan for Manchester, but who isn't?) The vicar leaves and its bed time now after a trip to the local pub.

Later they'll have a snog and and get down to some serious shagging, provided the Mrs is wearing that sexy black swimsuit.
2018-08-10 08:29:04 AM  
10 votes:
I'm not positive, but I think this might be one of those articles that is written to get a negative emotional response from the reader.
2018-08-10 08:23:04 AM  
7 votes:
thesun.co.ukView Full Size


I...I can't even..
2018-08-10 08:56:09 AM  
3 votes:

Bslim: [thesun.co.uk image 721x960]

I...I can't even..

"The last time she saw 42 was 1942."

2018-08-10 08:32:50 AM  
3 votes:

dittybopper: SpaceyCat: So.... they lived in a council house and moved out when they received the inheritance - as is required.  As part of this deal, they have to fend for themselves for a certain period of time before they can reapply for another council house.

Yeah, no sympathy here.  You came into a whole bunch of money and spent it all lavishly and are now up the creek without a paddle.  Too bad.

Same here.

But this is what happens when you invest that heavily in a welfare state, people expect it to be a right.  I'm willing to bet they could have purchased a nice enough home (certainly better than public housing) and had plenty left over to furnish it decently but modestly, and would have only been required from then on to pay utilities and taxes on it.

But the same sort of financial acumen that leads you to having to live a life in public housing means that you likely aren't smart enough to figure that kind of thing out for yourself.  It's a cliche that people who are poor but come into a financial windfall (lottery, inheritance, lawsuit settlement) invariably blow through the money in a short amount of time.  It's a cliche because it's mostly true.


So... poor people = dumb, rich people = smart. Got it, because there could be no possible other reason on planet Earth that someone would need help. Not defending them for squandering an inheritance, but it's a little much to criticize them for being in public housing in the first place.
2018-08-10 10:40:13 AM  
2 votes:

steklo: Trivia:

Mid 1970's...
Punk bands like Sex Pistols and the Clash, all or most members came from city "council housing."

Unemployment and class war was all around. Tall concrete sterile buildings in a sea of gray, there was was no work, it was destitute...

"there was nothing to do, it was like a sea of hopelessness. But I had hope."  --Joe Strummer

"There was no future. I had to write my own future."  --Sid Vicious


Write his own future?

Perhaps he should have tried for a novel instead of a short story.
2018-08-10 09:50:26 AM  
2 votes:

Nimbull: Half of that money could have gone in to savings/investing. The other half BUY a home instead of rent. Oh well they dug their own hole.


No sympathy from me, however half of £250k would not buy much house in Guernsey. Would struggle to get a 1-bed flat for that actually
2018-08-10 09:14:51 AM  
2 votes:
Man. Goatman.:
So... poor people = dumb, rich people = smart. Got it, because there could be no possible other reason on planet Earth that someone would need help. Not defending them for squandering an inheritance, but it's a little much to criticize them for being in public housing in the first place.

In a certain sense, yes.  There is definitely a correlation between IQ (and/or academic achievement) and socioeconomic status:

https://steinhardt.nyu.edu/scmsAdmin/​m​edia/users/lec321/Sirin_Articles/Sirin​_2005.pdf

http://www.emilkirkegaard.dk/en/wp-co​n​tent/uploads/Intelligence-and-socioeco​nomic-success-A-meta-analytic-review-o​f-longitudinal-research.pdf

Also, students with higher IQ/academic achievement  tend to end up with better life outcomes than students from the same socioeconomic strata but with lower IQ/academic achievement.

In addition to IQ predicting future socioeconomic status, present socioeconomic status predicts later success to a large degree.  This is shown by comparing children born to poor parents but adopted by people in a higher status having higher measured IQs than their siblings that weren't adopted.
http://www.ncbi.nlm.nih.gov/pubmed/66​3​634
http://www.nature.com/nature/journal/​v​340/n6234/abs/340552a0.html
http://www.pnas.org/content/early/201​5​/03/18/1417106112.abstract

I can't understand why this sort of thing is so controversial.  First of all, there is a genetic component.  Some people are taller because their parents were taller.  Some people have blue eyes.  Some people have a higher innate capacity for intelligence.  But that doesn't

Then, of course, you've got culture.  Managing money is a learned skill, like any other.  It's one of the things you learn largely from your parents, and less so from your peers and from your education.  If your parents are good at managing their money, there is a very high likelihood that you'll learn the same skills.  If your parents aren't good at it, then you likely won't learn those skills.

There are always exceptions to every rule, of course, and this isn't to say that a person born in poverty is doomed to live a life of poverty, just that's it's likely to happen even if they get an economic windfall.

And conversely, a person who is born into privilege is unlikely to end up in a life of poverty when faced with an economic downturn, absent some other issue like substance abuse or mental illness.

In short, socioeconomic status is correlated to IQ for reasons related to both genetics and to the developmental environment of the individual.

Why this is controversial I have no idea.
2018-08-10 09:13:30 AM  
2 votes:

steklo: eas81: Can someone explain council housing, is that like section 8 housing in the states? Cause if its like the states that is usually not the best place to live most of it is ghetto.   Reason i ask is cause i see stories about this housing on the other side of the pond and it seems like they got some pretty nice digs going on over there?

https://en.wikipedia.org/wiki/Section_​8_(housing)

I think council housing is similar to US's public housing...I'm sure lorrys pull up every morning and deliver boxes of bangers and mash to all the residents and insist that taking the lift is better than using the stairs...The TV licensing inspector visits on a semi regular basis to make sure your TV license is up to date and you'll invite him in, have a nice cuppa and watch "Meet The Wife". Later, the vicar stops by for some tea and spotted dick and discuss the match of the day between Liverpool and Manchester. (he's a fan for Manchester, but who isn't?) The vicar leaves and its bed time now after a trip to the local pub.

Later they'll have a snog and and get down to some serious shagging, provided the Mrs is wearing that sexy black swimsuit.


Two top-flight teams in Liverpool (but only one has Liverpool in the name so that's a pass) ...but "Manchester"? Which one? City or United? In the last ten years, both have won the championship three times.

What you did there was worse than having someone pretend to be American talking about going to see "New York" in the baseball. Not the Mets, not the Yankees, just "New York". At least people will think you went to Yankee Stadium because they're the Goliath but that doesn't work with the Mancunian teams.
2018-08-10 08:31:08 AM  
2 votes:
Talk about faces you would love to punch!
2018-08-10 08:27:28 AM  
2 votes:

SpaceyCat: So.... they lived in a council house and moved out when they received the inheritance - as is required.  As part of this deal, they have to fend for themselves for a certain period of time before they can reapply for another council house.

Yeah, no sympathy here.  You came into a whole bunch of money and spent it all lavishly and are now up the creek without a paddle.  Too bad.


Same here.

But this is what happens when you invest that heavily in a welfare state, people expect it to be a right.  I'm willing to bet they could have purchased a nice enough home (certainly better than public housing) and had plenty left over to furnish it decently but modestly, and would have only been required from then on to pay utilities and taxes on it.

But the same sort of financial acumen that leads you to having to live a life in public housing means that you likely aren't smart enough to figure that kind of thing out for yourself.  It's a cliche that people who are poor but come into a financial windfall (lottery, inheritance, lawsuit settlement) invariably blow through the money in a short amount of time.  It's a cliche because it's mostly true.
2018-08-10 08:26:56 AM  
2 votes:

Bslim: I...I can't even..


Makes you wonder if the husband does...
2018-08-10 07:38:43 AM  
2 votes:
I can't fap to this.
2018-08-11 03:43:30 AM  
1 vote:

dittybopper: But this is what happens when you invest that heavily in a welfare state, people expect it to be a right. I'm willing to bet they could have purchased a nice enough home (certainly better than public housing) and had plenty left over to furnish it decently but modestly, and would have only been required from then on to pay utilities and taxes on it.


Welfare is a right. That's the point of it. However, there are always conditions attached, and there will always be people to stupid to understand those conditions or too greedy to think they those conditions apply to them.

On your second point, Guernsey is a very expensive place, but yes, there are 2-bed places available within the budget they had: https://www.zoopla.co.uk/for-sale/pro​p​erty/guernsey/?beds_min=2&price_max=25​0000&q=Guernsey&radius=0&results_sort=​newest_listings&search_source=refine
2018-08-10 11:59:52 PM  
1 vote:

Carter Pewterschmidt: There was a video on Youtube showing the many many times Star Trek contradicted itself, with money being one. The "we don't have money" claim followed by Picard telling how he bought something and so on.


I don't have a memory of every time it happened, but one specific episode of TNG was when Dr Crusher "resigned her commission" from Starfleet. She made some offhanded remarks about how the salary/wages she cashed out wasn't much.

It was the kind of impression that members of Starfleet have access to plenty of comfort while enlisted/commissioned, somewhat in the form of a PX. Replicators provide any food you ask for, holodecks and other on-board facilities are entertainment while out on missions. Uniforms are provided and your off-duty clothing comes from replicators. Shore leave is provided when it's available, but that pesky problem of money comes up again as to how you pay for goods/services when you are on leave outside of Starfleet facilities.

Even the very first episode of TNG had a scene where Dr Crusher was buying some cloth at a market, and she made very informal arrangements to have it sent to her quarters on the ship. Surely some money changed hands for that.
2018-08-10 10:18:12 PM  
1 vote:

mrmopar5287: steklo: I like on Star Trek that their society does have or use cash or money and I keep thinking to myself, how the hell is that even possible? How can a society function like that? It boggles the mind.

They always talk about money. "Credits" some of the time, slips/strips/bars of "Latinum" on DS9.

The future can't function without money. When plots demand it they use money. When they can get away with portraying the future as free of greed and capitalism, they do that.


There was a video on Youtube showing the many many times Star Trek contradicted itself, with money being one. The "we don't have money" claim followed by Picard telling how he bought something and so on.
2018-08-10 05:17:13 PM  
1 vote:

steklo: I like on Star Trek that their society does have or use cash or money and I keep thinking to myself, how the hell is that even possible? How can a society function like that? It boggles the mind.


They always talk about money. "Credits" some of the time, slips/strips/bars of "Latinum" on DS9.

The future can't function without money. When plots demand it they use money. When they can get away with portraying the future as free of greed and capitalism, they do that.
2018-08-10 03:43:21 PM  
1 vote:
I thought part of the target demographic for free government stuff was stupid people....who is supposed to look after people who can't (obviously) look out for themselves?
TWX
2018-08-10 11:18:45 AM  
1 vote:

Fano: steklo: I like on Star Trek that their society does have or use cash or money and I keep thinking to myself, how the hell is that even possible? How can a society function like that? It boggles the mind.

Everyone you see on Star Trek working as a redshirt was given a choice between doing hard time mining on a lethal penal colony for their deviated xenopedophilia and other dangerous perversions or doing a five year hitch with Starfleet. There is no other explanation for the number of people willing to swab the holodeck and die ignobly if money is not necessary.


No one has to swab the holodeck, it was clearly explained by Riker in ST:TNG season 2, episode 18, "Up The Long Ladder," that the ship cleans itself.
2018-08-10 10:36:08 AM  
1 vote:

IDisposable: There needs to be some sort of financial counseling mandatory any time someone comes into a large sum of money.  (Require it as a condition of getting to deduct the first $5 million or whatever it is from the inheritance tax.)


I'd go a step further: there should be counseling and maybe even a personal case worker assigned to you and your family if you go on any form of government assistance. Welfare, housing, food stamps - let's analyze what's going on, make sure the assistance isn't being spent frivolously, and get them further help for the long term (education, job training, etc).
2018-08-10 10:26:17 AM  
1 vote:
There needs to be some sort of financial counseling mandatory any time someone comes into a large sum of money.  (Require it as a condition of getting to deduct the first $5 million or whatever it is from the inheritance tax.)

If you're getting kicked out of Section 8 housing because you got $250K, then you need to either buy a house or stick it in a very safe investment, spend very little of it, and earmark it for rent.  Ideally, you'd have a job where you're earning close to enough money to make ends meet and you can let the $250K grow a bit.
2018-08-10 09:48:40 AM  
1 vote:

eas81: Can someone explain council housing, is that like section 8 housing in the states? Cause if its like the states that is usually not the best place to live most of it is ghetto.   Reason i ask is cause i see stories about this housing on the other side of the pond and it seems like they got some pretty nice digs going on over there?

https://en.wikipedia.org/wiki/Section_​8_(housing)


There will always be klingers.
2018-08-10 09:46:35 AM  
1 vote:
What a kerfuffle they've found themselves in.
2018-08-10 09:38:38 AM  
1 vote:
hey look.  Brits have hillbillies too
TWX
2018-08-10 09:34:56 AM  
1 vote:

dittybopper: Man. Goatman.:
So... poor people = dumb, rich people = smart. Got it, because there could be no possible other reason on planet Earth that someone would need help. Not defending them for squandering an inheritance, but it's a little much to criticize them for being in public housing in the first place.

In a certain sense, yes.  There is definitely a correlation between IQ (and/or academic achievement) and socioeconomic status:


Too much granular detail.

On average, those who make poor decisions don't make as much money as those who make good decisions. Therefore, those who make poor decisions are more likely to have less income. Again, on average, the poorer the decision-making skills, the greater the likelihood of ending up with even less money available for housing.

There are, of course, statistical outliers. There are people that are rich and make poor decisions but haven't managed to make poor decisions that have left them without means, and there are people that generally make good decisions but have either started out with essentially nothing so they've had nothing to build-on, or else outside circumstances have harmed them regardless of their own decisions.

I suppose this is why, while my politics generally fall to the left of the political spectrum, I'm against things like a Universal Basic Income, and why I have real qualms about free and subsidized housing. In short, these concerns revolve around inflation for UBI, and around the lack of perception of value for things that are free or very inexpensive to the recipient.

For inflation, when Cash for Clunkers was in place, suddenly the used-car market got all messed up, because now most used cars were worth the $4500 that the program paid for cars, because they were usable as trade. This meant the buying-power for purchasing used cars by the poor evaporated overnight, for the duration of the program at least. UBI could threaten to do that for all purchases, because if everyone knows that everyone has $X basic income, suddenly prices raise to profit off of $X. I would much rather see tax breaks at the bottom end of the income spectrum instead.

And it doesn't take a genius to see what has become of so many public housing projects throughout the world. In the United States they're even pejoratively referred to as "The Projects". Housing subsidy needs to be much more carefully considered, and frankly, not concentrated into specific buildings or neighborhoods. It also needs to be confidential, and probably best works where even landlords don't know if a tenant is on assistance.
2018-08-10 09:27:27 AM  
1 vote:

Man. Goatman.: dittybopper: SpaceyCat: So.... they lived in a council house and moved out when they received the inheritance - as is required.  As part of this deal, they have to fend for themselves for a certain period of time before they can reapply for another council house.

Yeah, no sympathy here.  You came into a whole bunch of money and spent it all lavishly and are now up the creek without a paddle.  Too bad.

Same here.

But this is what happens when you invest that heavily in a welfare state, people expect it to be a right.  I'm willing to bet they could have purchased a nice enough home (certainly better than public housing) and had plenty left over to furnish it decently but modestly, and would have only been required from then on to pay utilities and taxes on it.

But the same sort of financial acumen that leads you to having to live a life in public housing means that you likely aren't smart enough to figure that kind of thing out for yourself.  It's a cliche that people who are poor but come into a financial windfall (lottery, inheritance, lawsuit settlement) invariably blow through the money in a short amount of time.  It's a cliche because it's mostly true.

So... poor people = dumb, rich people = smart. Got it, because there could be no possible other reason on planet Earth that someone would need help. Not defending them for squandering an inheritance, but it's a little much to criticize them for being in public housing in the first place.


Only children or the stupid see things as two dimensional.
They said "likely", not that it's an absolute which you seem to think.
And yes, things happen to people, but generally it's people that aren't smart with money that end up there.
2018-08-10 09:03:14 AM  
1 vote:

meatofmystery: Brit trash stories . Why do we green these?


Because the Kim kardashian threads over in entertainment are so much better..
2018-08-10 08:58:08 AM  
1 vote:

Bslim: [thesun.co.uk image 721x960]

I...I can't even..


Why are the husband's moobs so big?

Oh .... British hot .... I see ..... nevermind.
2018-08-10 08:56:04 AM  
1 vote:

meatofmystery: Brit trash stories . Why do we green these?


Because I'm getting sick of reading US trash stories. Time to see what's happening "across the pond"

Plus, its great seeing we're not the only nation with trash...
2018-08-10 08:54:22 AM  
1 vote:
Trivia:

Mid 1970's...
Punk bands like Sex Pistols and the Clash, all or most members came from city "council housing."

Unemployment and class war was all around. Tall concrete sterile buildings in a sea of gray, there was was no work, it was destitute...

"there was nothing to do, it was like a sea of hopelessness. But I had hope."  --Joe Strummer

"There was no future. I had to write my own future."  --Sid Vicious
2018-08-10 08:45:38 AM  
1 vote:

eas81: Can someone explain council housing, is that like section 8 housing in the states? Cause if its like the states that is usually not the best place to live most of it is ghetto.   Reason i ask is cause i see stories about this housing on the other side of the pond and it seems like they got some pretty nice digs going on over there?

https://en.wikipedia.org/wiki/Section_​8_(housing)


There's a huge variation. Not many areas of council housing would I call a "ghetto", but some might disagree. Most are fairly nice areas, with free spaces, gardens, local stores etc,
In London and other city centres they can be on either extreme. Gardens tend to be rarer but others are apartments that millionaires would happily live in, or at least use as a pied a terre. I have a cousin who lives in a council apartment in a fashionable development, overlooking a nice London park and with a Waitrose on the ground floor. It would easily sell for a million pounds on the open market.
2018-08-10 08:45:32 AM  
1 vote:

eas81: Can someone explain council housing, is that like section 8 housing in the states? Cause if its like the states that is usually not the best place to live most of it is ghetto.   Reason i ask is cause i see stories about this housing on the other side of the pond and it seems like they got some pretty nice digs going on over there?

https://en.wikipedia.org/wiki/Section_​8_(housing)


https://en.wikipedia.org/wiki/Public_​h​ousing_in_the_United_Kingdom
2018-08-10 08:31:39 AM  
1 vote:
I like on Star Trek that their society does have or use cash or money and I keep thinking to myself, how the hell is that even possible? How can a society function like that? It boggles the mind.
2018-08-10 06:24:30 AM  
1 vote:
So.... they lived in a council house and moved out when they received the inheritance - as is required.  As part of this deal, they have to fend for themselves for a certain period of time before they can reapply for another council house.

Yeah, no sympathy here.  You came into a whole bunch of money and spent it all lavishly and are now up the creek without a paddle.  Too bad.
 
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