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(Yahoo)   Think you're Middle Class? Think again   ( finance.yahoo.com) divider line
    More: Scary, Household income in the United States, middle class, household, annual household income, various household sizes, Pew Research Center, national middle-income range, American middle class  
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19747 clicks; posted to Main » on 14 Mar 2017 at 12:31 AM (31 weeks ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



275 Comments     (+0 »)
 
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2017-03-13 11:46:42 PM  
What middle class people might look like:
i.huffpost.com
 
2017-03-13 11:50:22 PM  
I thought I was middle class, but by Pew's definition I'm upper class apparently.

/barely
//mostly because I've got a good job and I'm single
 
2017-03-13 11:50:50 PM  
I'm part of the working poor. So are my parents. So are most of the people I know. I know of a couple of teachers who are middle class because they're married to, or got great divorce settlements from engineers.
 
2017-03-13 11:52:12 PM  
As usual, my lazy ass ex wife is pinning me down in the middle class. Wish she would get a freaking job....
 
2017-03-13 11:53:22 PM  
Huh, I'm middle class for a household of four and I live alone,
 
2017-03-13 11:53:46 PM  

timujin: Huh, I'm middle class for a household of four and I live alone,


and I apparently can't tell the difference between commas and periods
 
2017-03-14 12:07:54 AM  

TabASlotB: What middle class people might look like:
[i.huffpost.com image 550x362]


Why does everybody in that picture look so sad?
 
2017-03-14 12:21:05 AM  

timujin: timujin: Huh, I'm middle class for a household of four and I live alone,

and I apparently can't tell the difference between commas and periods


It's O-K: that,s a common problem with
the - middle. Class
 
2017-03-14 12:22:13 AM  
You're right, subby. I'm actually, according to TFA ... above the middle class.

Huh ... who'd a thunk?
 
2017-03-14 12:25:59 AM  

Riche: TabASlotB: What middle class people might look like:
[i.huffpost.com image 550x362]

Why does everybody in that picture look so sad?


The crushing oppression of the federal government, obviously.
 
2017-03-14 12:30:46 AM  

TabASlotB: What middle class people might look like:
[i.huffpost.com image 550x362]


According to this chart, though, I'm NOT middle class.

I DON'T KNOW WHAT TO BELIEVE ANYMORE!
 
2017-03-14 12:32:57 AM  
we are right in the middle of middle class...for now. :\

/teacher
//who knows if I will be next year?
 
2017-03-14 12:33:47 AM  
fark... I'm upper class? It sure doesn't feel like it.
 
2017-03-14 12:34:36 AM  
"The share of American adults in middle-income households also decreased


Middle income. Middle income. Middle income.


Middle income does not mean middle class.*

*Or by now in America, maybe it does. Maybe the only thing that matters any more is just how much money you make.
 
2017-03-14 12:35:48 AM  
Wow, I'm a lot closer to being middle class than I thought.

/Still not though.
 
2017-03-14 12:36:44 AM  
Goddamn submitter...is a bowl of ketchup soup haute cuisine for you? I wildly overestimated what constitutes middle class based on your booga booga headline.
 
2017-03-14 12:38:01 AM  
So by this, my wife and I (DINKs) must be "upper class." We never think of this as we climb into our 12 year old Altima or 6 year old Sonata and head to our non upper-class jobs. We have no car payments going for us, which is nice.

With "good" health insurance, a major medical incident could easily bankrupt us. In 2009, 40% of a 401K was wiped out thanks to unregulated, made up financial products and overt fraud. A Republican dominated legislature in 30+ states and DC will ensure we'll all be working poor sooner than later. It's by design. But her emails...
 
2017-03-14 12:38:07 AM  
img.fark.net
Here I am. Stuck in the middle with you.
 
2017-03-14 12:38:40 AM  
I'm upper-lower-middle class.
 
2017-03-14 12:39:17 AM  
Meh, wife and I make bank, but are paying a mortgage in San Jose. We are middle class.
 
2017-03-14 12:40:53 AM  

Kevin72: "The share of American adults in middle-income households also decreased


Middle income. Middle income. Middle income.


Middle income does not mean middle class.*

*Or by now in America, maybe it does. Maybe the only thing that matters any more is just how much money you make.


While I see your point, provide a few examples of differences between the two.
 
2017-03-14 12:41:05 AM  

timujin: timujin: Huh, I'm middle class for a household of four and I live alone,

and I apparently can't tell the difference between commas and periods


They're different?
 
2017-03-14 12:41:13 AM  

TabASlotB: Riche: TabASlotB: What middle class people might look like:
[i.huffpost.com image 550x362]

Why does everybody in that picture look so sad?

The crushing oppression of the federal government, obviously.


That infographic was made by the Wall Street Journal. Of course they're sad, taxes are killing them to death!
 
2017-03-14 12:41:55 AM  

SplittingAces: So by this, my wife and I (DINKs) must be "upper class." We never think of this as we climb into our 12 year old Altima or 6 year old Sonata and head to our non upper-class jobs. We have no car payments going for us, which is nice.

With "good" health insurance, a major medical incident could easily bankrupt us. In 2009, 40% of a 401K was wiped out thanks to unregulated, made up financial products and overt fraud. A Republican dominated legislature in 30+ states and DC will ensure we'll all be working poor sooner than later. It's by design. But her emails...


If you weren't total morons you made all your money back plus a bull market that's still happening.  Also you were hopefully still contributing so you got stuff for cheap.
 
2017-03-14 12:41:56 AM  
I was interested enough to do a google search on middle class population by country, and this result really stuck out:

http://www.pewglobal.org/2015/07/08/mapping-the-global-population-how​-​many-live-on-how-much-and-where/

Perhaps Pew has an agenda to stroke.
 
2017-03-14 12:42:01 AM  
Okay, wow, I'm out of touch.  Suffice it to say, I'm doing well for myself.   I assume the ranges are for regional COLA?
 
2017-03-14 12:42:05 AM  
Is that gross or net?
 
2017-03-14 12:43:29 AM  

Sid_6.7: I thought I was middle class, but by Pew's definition I'm upper class apparently.

/barely
//mostly because I've got a good job and I'm single


Ditto.  However, the numbers aren't adjusted for a region's cost of living.  I live in the San Francisco Bay Area, one of the most expensive places to live in the entire country.  My rent is probably twice what I would pay in a similar type of metropolitan region in another part of the country.
 
2017-03-14 12:43:41 AM  

timujin: timujin: Huh, I'm middle class for a household of four and I live alone,

and I apparently can't tell the difference between commas and periods


I'll hold back on the alone/periods jokes.
 
2017-03-14 12:45:51 AM  
I thought I was middle class.

img.fark.net
 
2017-03-14 12:47:15 AM  

davidphogan: timujin: timujin: Huh, I'm middle class for a household of four and I live alone,

and I apparently can't tell the difference between commas and periods

I'll hold back on the alone/periods jokes.


Oh, don't, I would have myself, but thought I'd leave the fun for someone else
 
2017-03-14 12:47:40 AM  
So I was just debating this with my wife:

Are you a millionaire when your liquid assets hit $1 Million, or when your liquid assets plus equity in housing hit $1 Million?  And if we're just counting liquid assets, do we exclude things like 401k funds that can only be borrowed or withdrawn with a hefty tax hit?
 
2017-03-14 12:48:14 AM  

TabASlotB: What middle class people might look like:
[i.huffpost.com image 550x362]


Why do they all look so sad?
 
2017-03-14 12:49:44 AM  

Riche: TabASlotB: What middle class people might look like:
[i.huffpost.com image 550x362]

Why does everybody in that picture look so sad?


I see this has been covered.

I assume it's meant to manipulate us, but I'm not sure why.
 
2017-03-14 12:51:22 AM  

Boo_Guy: I'm upper-lower-middle class.


img.fark.net
 
2017-03-14 12:52:09 AM  

Kevin72: "The share of American adults in middle-income households also decreased


Middle income. Middle income. Middle income.


Middle income does not mean middle class.*

*Or by now in America, maybe it does. Maybe the only thing that matters any more is just how much money you make.


America gave up class for Lent, now you can only be middle income.  Who knew Lent was 4 years long?
 
2017-03-14 12:53:25 AM  

Warthog: So I was just debating this with my wife:

Are you a millionaire when your liquid assets hit $1 Million, or when your liquid assets plus equity in housing hit $1 Million?  And if we're just counting liquid assets, do we exclude things like 401k funds that can only be borrowed or withdrawn with a hefty tax hit?


It's total net worth. Not liquid net worth. Exclusions based on arbitrary judgements about degree of liquidity are nothing short of bonkers.
 
2017-03-14 12:53:43 AM  

Warthog: Okay, wow, I'm out of touch.  Suffice it to say, I'm doing well for myself.   I assume the ranges are for regional COLA?


I hate you, Warty.

You and the wife aren't interested in adopting a grown-ass scientist, are you?
 
2017-03-14 12:54:59 AM  
It appears you guys are kckihng so yeah... au revoir
 
2017-03-14 12:55:04 AM  
Who wants to fit into capitalist taxonomy? You do, cause yer a good boy, and we love you! Where's your ball? GO FIND YOUR BALL!!
 
2017-03-14 12:55:07 AM  

Shazam999: SplittingAces: So by this, my wife and I (DINKs) must be "upper class." We never think of this as we climb into our 12 year old Altima or 6 year old Sonata and head to our non upper-class jobs. We have no car payments going for us, which is nice.

With "good" health insurance, a major medical incident could easily bankrupt us. In 2009, 40% of a 401K was wiped out thanks to unregulated, made up financial products and overt fraud. A Republican dominated legislature in 30+ states and DC will ensure we'll all be working poor sooner than later. It's by design. But her emails...

If you weren't total morons you made all your money back plus a bull market that's still happening.  Also you were hopefully still contributing so you got stuff for cheap.


We're not morons and we still contribute. We didn't "got stuff for cheap." Our money was stolen. Fark you, Trumpanzee.
 
2017-03-14 12:55:52 AM  

timujin: timujin: Huh, I'm middle class for a household of four and I live alone,

and I apparently can't tell the difference between commas and periods


Household of four: $48.08 to $144.25?
 
2017-03-14 12:56:40 AM  
The ranges presented are so wide that they seem meaningless.  48K to 144k for a family of 4?  Cmon.  48k in my area is a pov.  144k, however, is at the upper end of middle class.
 
2017-03-14 12:56:42 AM  

Sid_6.7: I thought I was middle class, but by Pew's definition I'm upper class apparently.

/barely
//mostly because I've got a good job and I'm single


Ditto

img.fark.net
 
2017-03-14 12:59:38 AM  

Warthog: So I was just debating this with my wife:

Are you a millionaire when your liquid assets hit $1 Million, or when your liquid assets plus equity in housing hit $1 Million?  And if we're just counting liquid assets, do we exclude things like 401k funds that can only be borrowed or withdrawn with a hefty tax hit?


We've (wife & I) had this discussion. We decided that cash (including checking and savings)+ instruments (stocks, bonds, CDs, etc.) + home equity = Millionaire (ymmv)

/ we've also decided that if you can't throw $1M cash on the bed, roll around and f*ck on it....well, we've got some work to do.
 
2017-03-14 01:02:01 AM  
Huh. I'm at the top of the scale for a family of 4 and I still feel poor. True, I live in one of the most expensive cities in the US and am paying down my mortgage at a fast clip but if my wife would get a damn job we could be upper class.
 
2017-03-14 01:02:01 AM  
Bah.  Submitter is so full of this that his eyes are brown.  One of the links in the article took me to a calculator.  According to it I am middle class, whether calculated based on where I live (stockton, ca area) or where I work (sf area).
 
2017-03-14 01:03:02 AM  

gunsmack: Warthog: So I was just debating this with my wife:

Are you a millionaire when your liquid assets hit $1 Million, or when your liquid assets plus equity in housing hit $1 Million?  And if we're just counting liquid assets, do we exclude things like 401k funds that can only be borrowed or withdrawn with a hefty tax hit?

We've (wife & I) had this discussion. We decided that cash (including checking and savings)+ instruments (stocks, bonds, CDs, etc.) + home equity = Millionaire (ymmv)

/ we've also decided that if you can't throw $1M cash on the bed, roll around and f*ck on it....well, we've got some work to do.


Glad to see that was properly answered.
 
2017-03-14 01:03:07 AM  
My wife and I are apparently upper class.  I had a suspicion we were, since we are DINKs in a high paying career.  We are both traveling nurses, so we make more than the average bear.

I dunno, though.  I don't consider myself upper class.  My family on both sides never had much money, the same holds true for my wife.  To me, upper class means that you are wealthy, so defined that you do not needing to work to pay your bills.

I'll be upper class when my passive income reaches the point where I can give the working world the finger.  Until that point, I'll always have the financial mindset of a lower class stiff.  Even after that, probably.
 
2017-03-14 01:06:52 AM  

SplittingAces: So by this, my wife and I (DINKs) must be "upper class." We never think of this as we climb into our 12 year old Altima or 6 year old Sonata and head to our non upper-class jobs. We have no car payments going for us, which is nice.

With "good" health insurance, a major medical incident could easily bankrupt us. In 2009, 40% of a 401K was wiped out thanks to unregulated, made up financial products and overt fraud. A Republican dominated legislature in 30+ states and DC will ensure we'll all be working poor sooner than later. It's by design. But her emails...


You're supposed to get a new car every 5 years ... just as you pay off the loan on your previous car. WHATS WRONG WITH YOU!?

// I drove my first car for 17 years

// I didn't buy a newer car until I bought a house (with a garage)

// I previously had in a condo in an area that was going downhill (think stolen wheels/batteries/radios) and had lots of college students who couldn't park worth a shiat (think dents/dings).

// the bonus is that it has been almost two years since I've heard a car alarm go off in the middle of the night. Or a police chopper flying around looking for a perp. (but I will miss drunken college students taking out the fire hydrant at the cross street ... I could see it from my balcony)
 
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