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(Tom's Guide)   Up next on our credit card data theft is *spins the wheel* Goodwill Stores   (tomsguide.com) divider line 53
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1991 clicks; posted to Main » on 04 Sep 2014 at 2:09 PM (21 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2014-09-04 01:34:29 PM  
Why would you target Goodwill customers? It's not like they have any money or high credit limits.
 
2014-09-04 02:12:07 PM  
Goodwill shoppers have credit cards?
 
2014-09-04 02:13:09 PM  
have either of you ever been in a goodwill store?
 
2014-09-04 02:14:28 PM  

bungle_jr: have either of you ever been in a goodwill store?


I go quite often just to see if there are any cool pint glasses or something odd, and I'd agree with the sentiment.  98% of people shopping there can not get a credit card.
 
2014-09-04 02:14:37 PM  

bungle_jr: have either of you ever been in a goodwill store?


I have, it's mostly middle class people shopping for bargains where I live. Don't see many people paying with credit cards.
 
2014-09-04 02:15:01 PM  

wildcardjack: Why would you target Goodwill customers? It's not like they have any money or high credit limits.


That's not really true.  The store itself is, in theory, a revenue-generator to support the training and job placement programs Goodwill provides.  Plenty of well-off people shop there - thrift store shopping is a hobby for some people.
 
2014-09-04 02:15:01 PM  
Goodwill Stores are awesome! If you need some cheap-ass T-shirts or jeans that you know are gonna get massively dirty, they're the place to go. You won't believe how many clothes they have for $2 or $3 that still have the tags on them.

Also, they've become hipster outlets for their "retro" clothing and vinyl record selections.
 
2014-09-04 02:18:07 PM  
Can we just get chip and pin cards and be done with this mess?
 
2014-09-04 02:18:17 PM  
i find it differs depending on the location of the store, but at the stores in my area, i often see people of all walks of life, shopping for different things for different reasons, and i often see people, including myself, paying with a card...mine is debit...i have no clue if the others i see are using debit or credit cards
 
2014-09-04 02:18:24 PM  

bungle_jr: have either of you ever been in a goodwill store?


I have heard of them.

Just kidding, I used to buy SF paperbacks there when I was a kid. I got all sorts of odd books there. I never even thought of using a credit card there, though.

/Now that I am an adult, I occasionally donate a few boxes of books to them, so that some other reader will get some enjoyment out of them. It sucks that people are targeting them, though I'm sure I'll hear about some horrible thing they do that makes them deserve it.
 
2014-09-04 02:18:35 PM  
Whew. I shop regularly at Goodwill, but apparently my local store uses a different CC processor than the one that was pillaged.

Catsaregreen: Goodwill Stores are awesome! If you need some cheap-ass T-shirts or jeans that you know are gonna get massively dirty, they're the place to go. You won't believe how many clothes they have for $2 or $3 that still have the tags on them.

Also, they've become hipster outlets for their "retro" clothing and vinyl record selections.


If you're a fat guy, like myself, you'll also find that they sell big & tall clothes for the same price as regular clothes, and often have really good articles. Much of my wardrobe, thanks to my sudden weight gain, came from Goodwill.
 
2014-09-04 02:20:14 PM  
I'm a little surprised we don't see more banks offering (and advertising their offer) of credit cards with multiple limit ceilings.  When it tops a ceiling the person gets a call and has to give a confirmation to raise it.

Then someone needs both your phone and your card info to do any real damage.

/would save the banks money too.
 
2014-09-04 02:20:22 PM  
still don't care.  it's just credit card data.  not exactly something that's a concern.  sure it's annoying to reset your autopays, especially after you forgot all your online passwords, but we'll pull through somehow...
 
2014-09-04 02:23:10 PM  
I just got my new card in the mail  today due to the Target breach, getting a kick.
 
2014-09-04 02:25:00 PM  

A Fark Handle: still don't care.  it's just credit card data.  not exactly something that's a concern.  sure it's annoying to reset your autopays, especially after you forgot all your online passwords, but we'll pull through somehow...


Oddly enough, my AMEX got popped a few years back.  They caught it immediately when someone tried to buy a plane ticket in Moscow and issued me a new one.  That one got popped before I ever used it (literally one digit was incremented, and of course it had a new check digit), so they sent me a third one.  Again, the same digit was incremented one more time, and a new check digit, but otherwise identical.

My autopays set up under the original number continued to function just fine, which I thought was weird, but I'm assuming there is some sort of "known autopay transaction" system in place that allows them to keep working.
 
2014-09-04 02:25:21 PM  

bungle_jr: mine is debit


why do people use debit cards?  i mean, if you can get a credit card, put your purchases on a credit card.  then it's the bank's money that's stolen.

/exceptions for cash back and atm use obviously...
 
2014-09-04 02:25:39 PM  
I used to use my debit most everywhere, now it just trusted banks and stores. I went with the Google Wallet card where I just feed only as much as I need into it when I need to. It can be compromised, but aside from knowing instantly when anyone tries, they'll be lucky if they score $35.

The other is to carry "enough" money, not always an ideal scenario.
 
2014-09-04 02:27:47 PM  

LeroyBourne: I just got my new card in the mail  today due to the Target breach, getting a kick.


I learned yesterday one of my checking accounts was hacked and drained over the weekend.  It's not my primary account but they got a few grand.  Weird part is it's a card I never use so it hasn't been skimmed, and it has a hard six digit pin that I almost never remember.  No one else ever touches it, it's still in my possession, and it's only been used at the bank's own ATM once in four months, yet they used an ATM to drain my account.    I'm sure I'll eventually get my money back so I'm not that upset about that, I'm more perplexed as to how they got my pin and card, unless someone had the balls to put a skimmer on the bank's own ATM, at the branch.

/they also never hit my withdrawal limit since it was a holiday weekend
//whenever I want more money to lose in the casino they put a limit on me...
 
2014-09-04 02:28:47 PM  
bbsimg.ngfiles.com

Scuba hood: Steal from the poor and give to the rich.
 
2014-09-04 02:29:04 PM  

wildcardjack: Why would you target Goodwill customers? It's not like they have any money or high credit limits.


It was probably an easy target for a small ring.

Consider that you'll find skimmers anywhere, even ATMs in the ghetto.
 
2014-09-04 02:29:10 PM  

bungle_jr: have either of you ever been in a goodwill store?


I have the same question. I only drop off.
 
2014-09-04 02:29:17 PM  
This is why I only use my debit card at my banks ATMs and get cash to spend at any store for anything!
 
2014-09-04 02:36:16 PM  

CruJones: LeroyBourne: I just got my new card in the mail  today due to the Target breach, getting a kick.

I learned yesterday one of my checking accounts was hacked and drained over the weekend.  It's not my primary account but they got a few grand.  Weird part is it's a card I never use so it hasn't been skimmed, and it has a hard six digit pin that I almost never remember.  No one else ever touches it, it's still in my possession, and it's only been used at the bank's own ATM once in four months, yet they used an ATM to drain my account.    I'm sure I'll eventually get my money back so I'm not that upset about that, I'm more perplexed as to how they got my pin and card, unless someone had the balls to put a skimmer on the bank's own ATM, at the branch.

/they also never hit my withdrawal limit since it was a holiday weekend
//whenever I want more money to lose in the casino they put a limit on me...


That's some scary shiat, I'm glad right when it happened my bank sent out letters saying they were keeping a close eye on every account, and are not farking around, so we'll send out new cards asap.  I still checked my balance everyday, regardless.
 
2014-09-04 02:40:17 PM  
What credit cards? Some of their customers only got 20 dollas in their pockets.
 
2014-09-04 02:42:21 PM  
You went to Goodwill and used a credit card ???    What the ...
 
2014-09-04 02:43:38 PM  

cyberspacedout: What credit cards? Some of their customers only got 20 dollas in their pockets.



Maybe someone accidentally donated one in a pair of pants.
 
2014-09-04 02:45:53 PM  
The Goodwill in town fills propane tanks. I always buy propane for the grill/turkey fryer there. I just used my credit card there and at Home Depot this weekend ... I think I may ask for a new one ...
 
2014-09-04 02:50:55 PM  
What? What? What? What?

Well to be fair, I really wanted a broken keyboard...
25.media.tumblr.com

I call that gettin' swindled and pimped. I call that gettin' tricked by a bizness.
 
2014-09-04 02:51:52 PM  

bungle_jr: have either of you ever been in a goodwill store?


I do, always look up in the paperback/hardcover books
 
2014-09-04 02:55:25 PM  
This is a play by the credit card industry to destroy people's faith in debit cards.  They've been funding the Russian hackers.  I read about it on the internet so it must be true.  In fact it was this post so you know it to be the latest, bleeding edge news.
 
2014-09-04 02:58:44 PM  
Some of you are very naive. There are some awesome deals at Goodwill. The one near me is in a nice suburban location and they get great merchandise.

Last winter I bought a wool J Crew blazer for $6.00. It was in perfect condition. I can afford to go over to the mall which is about 4 miles from that store but I always take a quick peek inside to see what they have in stock.

I have a cash only policy when shopping there mainly to prevent myself from buying useless junk once I get inside.

I already participated in the Target hack so I am kind of numb to it. At least I was notified before any charges happened. They busted an idiot in Arizona trying to fill up a truck with $150 worth of gasoline. My usual single purchase is $40-$50 so it was flagged suspicious. I was quite impressed with the credit card company putting a hold on the card so quickly.
 
2014-09-04 03:08:15 PM  

A Fark Handle: bungle_jr: mine is debit

why do people use debit cards?  i mean, if you can get a credit card, put your purchases on a credit card.  then it's the bank's money that's stolen.

/exceptions for cash back and atm use obviously...


Debit cards have the same protection as credit cards.

/Don't have a Credit Card
//Get a kick out of the anti-debit card freaks
\\\Forward Slashies to be different
 
2014-09-04 03:17:14 PM  
Ok, I'm going to speak up.  I have a household income of $100,000+, my husband and I both have advanced degrees (JD and MBA) and secure jobs.  I shop at Goodwill 3 - 4 times a week.  What do I buy?  Coach bags, Gap jeans for my baby, Columbia coats for my husband.  99% of the stuff at Goodwill is junk but that 1% is treasures.  I've never paid more than $20 every at Goodwill.  None of us are too good for that.  That said, I used my credit/debit card at Goodwill and Home Depot this weekend.  Probably time for a new one.
 
2014-09-04 03:26:02 PM  

Jack Lambert's Missing Teeth: bungle_jr: have either of you ever been in a goodwill store?

I have, it's mostly middle class people shopping for bargains where I live. Don't see many people paying with credit cards.


This. Although thrift stores certainly provide quality used goods at prices the poor can afford, that's not their main purpose. The real goal is to convert donated goods into money, which then gets used to fund local charitable efforts.
 
2014-09-04 03:31:00 PM  

DemoKnite: Can we just get chip and pin cards and be done with this mess?


Sorry to tell you, but while chip cards are coming, they won't have PINs.
 
2014-09-04 03:40:35 PM  

Gary-L: A Fark Handle: bungle_jr: mine is debit

why do people use debit cards?  i mean, if you can get a credit card, put your purchases on a credit card.  then it's the bank's money that's stolen.

/exceptions for cash back and atm use obviously...

Debit cards have the same protection as credit cards.

/Don't have a Credit Card
//Get a kick out of the anti-debit card freaks
\\\Forward Slashies to be different


yes, but they draw out of your actually pile of cash in the bank at the time of the transaction.  thus if abused your cash is missing while it's resolved, which is not the case with a credit card.

also, depending on the transaction the protections can be different.  debit without the pin definately has the same protections, debit with the pin, well...
 
2014-09-04 03:44:44 PM  

A Fark Handle: bungle_jr: mine is debit

why do people use debit cards?  i mean, if you can get a credit card, put your purchases on a credit card.  then it's the bank's money that's stolen.

/exceptions for cash back and atm use obviously...


first, for years i didn't want a credit card, but i loved having a debit card because i carry one little card instead of wads of cash

then, i got cc, ran them up, screwed up my credit, etc, but i still had the debit card

now i have a cc with a small limit, for emergencies, but it's put up. i use the debit card

not only do i not have to carry cash, it makes transactions faster, it shows up instantly (in most cases) or within a couple days on my bank website, so unlike checks i don't have to write down the transactions, and debit vs credit...hmmm, one is same-as-cash, the other racks up interest charges.
 
2014-09-04 03:48:58 PM  

bungle_jr: hmmm, one is same-as-cash, the other racks up interest charges


if you carry a balance.  not saying credit isn't dangerous, but it's the same as cash if you spend what you have and pay in full each month. i don't like the link directly to my checking account that debit provides, but that's just me.
 
2014-09-04 03:50:41 PM  
That's it. I'm moving to cash for everything. Fark it all.
 
2014-09-04 03:55:49 PM  

A Fark Handle: bungle_jr: hmmm, one is same-as-cash, the other racks up interest charges

if you carry a balance.  not saying credit isn't dangerous, but it's the same as cash if you spend what you have and pay in full each month. i don't like the link directly to my checking account that debit provides, but that's just me.


yeah...the part where i put i screwed up my credit...see i have NO problem paying utility bills, car payments, house payments...something about a cc screws me up...not only were balances carried, but they carried on for a long time
 
2014-09-04 04:08:40 PM  

Stunt_Cat: Some of you are very naive. There are some awesome deals at Goodwill. The one near me is in a nice suburban location and they get great merchandise.

Last winter I bought a wool J Crew blazer for $6.00. It was in perfect condition. I can afford to go over to the mall which is about 4 miles from that store but I always take a quick peek inside to see what they have in stock.


My family goes there mostly to check for old video games/consoles and for baby clothes & toys.  We got this (retails on Amazon for $100) for $4.99 and our son loves it.
 
2014-09-04 04:13:19 PM  

aevorea: Stunt_Cat: Some of you are very naive. There are some awesome deals at Goodwill. The one near me is in a nice suburban location and they get great merchandise.

Last winter I bought a wool J Crew blazer for $6.00. It was in perfect condition. I can afford to go over to the mall which is about 4 miles from that store but I always take a quick peek inside to see what they have in stock.

My family goes there mostly to check for old video games/consoles and for baby clothes & toys.  We got this (retails on Amazon for $100) for $4.99 and our son loves it.


though i did piss on it before i dropped it off.  my bad...

/i kid.  i kid.
//goodwill can have great deals.
///though they have some quesiton practices on the labor side.
 
2014-09-04 04:25:39 PM  
I go to Goodwill to get wacky junk. I had to cut back beacuse I bought 55 pounds of 1990s baseball cards for $5 and I don't have any place left to put them. I'm thinking why the f did I buy that. Someday, I'll make the time to look through them. Then I'll probably give them to Goodwill.
 
2014-09-04 04:39:59 PM  

A Fark Handle: bungle_jr:

mine is debit

why do people use debit cards?


They're convenient. And the bank's website keeps track of every use for me. (Privacy shmivacy, I have no bad habits.)


i mean, if you can get a credit card, put your purchases on a credit card.  then it's the bank's money that's stolen.

Um, yeah. Except that credit cards are for suckers.


/exceptions for cash back and atm use obviously...

If you give me your cash you won't get it back. But at least I won't charge you 15% interest for the privilege.
 
2014-09-04 04:45:19 PM  
I occasionally buy pants and jackets at Goodwill if I'm going to a (running) race where the weather is likely to be cold/wet and I will have to be outside for hours before the race, if I don't have any throwaway clothing on hand. And I use a CC because I use a CC for everything.

Don't really care if my CC gets hacked. It happens every 0-2 years. Sometimes more often, sometimes less. Don't really care anymore.

/don't ever use a debit card IMHO, period
//and obviously, never carry a balance on your CC or take a cash advance
 
2014-09-04 04:57:52 PM  

The One True TheDavid: i mean, if you can get a credit card, put your purchases on a credit card. then it's the bank's money that's stolen.

Um, yeah. Except that credit cards are for suckers.


how is a interest free loan for the month plus with the protection that any unauthorized charges will be handled by the bank rather than coming out of your account, a deal for suckers?
 
2014-09-04 05:08:54 PM  

China White Tea: wildcardjack: Why would you target Goodwill customers? It's not like they have any money or high credit limits.

That's not really true.  The store itself is, in theory, a revenue-generator to support the training and job placement programs Goodwill provides.  Plenty of well-off people shop there - thrift store shopping is a hobby for some people.


Well, thrift store shopping is my profession, and you're being optimistic about rich people shopping there. Maybe their maids.
 
2014-09-04 07:43:07 PM  

Sin_City_Superhero: Goodwill shoppers have credit cards?


I guess it depends on the area, but my nearest Goodwill is on the border of middle to upper-middle-class neighborhoods. I have seen old ladies with more money than sense loading up cartloads of crap...everybody likes a bargain.
 
2014-09-04 08:21:08 PM  

themindiswatching: Sorry to tell you, but while chip cards are coming, they won't have PINs.


Yeah, two of my cards have been updated. I can't even add a PIN for travel to Europe if I wanted to, which tells me it isn't the same storage method on the chip. I guess it's more secure in the manner that it is harder or impossible to skim it, but why wouldn't the US, now that they're rolling out chips, go all-in and do it right?

I blame the restaurant industry for not wanting to upgrade all theIr POS systems to have remote readers like in the rest of the world. Or maybe it's the Stonecutters.
 
2014-09-04 08:54:42 PM  

DemoKnite: Can we just get chip and pin cards and be done with this mess?


They will upgrade the mess to a new and improved mess.
 
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