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(Business Insider)   Chinese insurance policies cover against your bride becoming pregnant before the honeymoon, your team being knocked out of the soccer World Cup, burning your tongue eating hotpot or if smog ruins your holiday   (businessinsider.com) divider line 21
    More: Strange, Chinese, insurance policies, Greater China, cell group, Tencent  
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1570 clicks; posted to Main » on 01 Sep 2014 at 9:31 PM (3 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



21 Comments   (+0 »)
   
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2014-09-01 09:04:56 PM
The first insurance named in the article "Naught Child Insurance" is actually a pretty good idea.

And the "in case your team loses" policy? That's just like buying a money printing machine if you're not from England, Germany, or Brazil.
 
2014-09-01 09:39:14 PM
Premiums in China are less than $278 billion a year, way below the $1.3 trillion paid in the United States

And that with more than four times our population. What does that say about Americans, I wonder?
 
2014-09-01 09:43:15 PM
A what point does insurance become a proposition bet?
 
2014-09-01 09:43:23 PM

AverageAmericanGuy: The first insurance named in the article "Naught Child Insurance" is actually a pretty good idea.

And the "in case your team loses" policy? That's just like buying a money printing machine if you're not from England, Germany, or Brazil.


Erm....England got knocked out in the group stage this year.
 
2014-09-01 09:45:18 PM

fusillade762: Premiums in China are less than $278 billion a year, way below the $1.3 trillion paid in the United States

And that with more than four times our population. What does that say about Americans, I wonder?



Our PPP is over 5 times the Chinese. So, maybe we're getting a bargain
 
2014-09-01 09:45:48 PM
That last one about smog actually makes sense considering the state of pollution in most large chinese cities these days.
 
2014-09-01 09:47:08 PM
'Nationwide is on your bride.'
 
2014-09-01 09:50:39 PM
Not really a new concept though; you can insure just about anything if you can find someone to do it.  Like those Lloyd's of London policies that insured Betty Grable's legs for $1 million, or other celebrities for distinguishing characteristics..  Great publicity, but she'd have to be pretty severely disfigured to collect the whole amount.
 
2014-09-01 09:55:08 PM
What about someone putting peepee in your coke?
 
2014-09-01 09:55:40 PM

uber humper: A what point does insurance become a proposition bet?


always
 
2014-09-01 10:12:10 PM
With the difficulty of getting an insurance company to pay out in the U.S., can you imagine the difficulty of getting a Chinese company to pay out?
 
2014-09-01 10:18:06 PM

AverageAmericanGuy: The first insurance named in the article "Naught Child Insurance" is actually a pretty good idea.


Probably wouldn't hurt to require parents to have their kids covered from 8 to 18 years of age.  Kid breaks a neighbor window, covered.  Kid vandalizes property, covered.  And the best part, parents with horrible kids will be paying really high premiums.  And the best part for many FARKers, you can't afford the coverage, the kid is taken away.

/I'm okay with it, because all three of my kids have not damaged anyone's property yet.  My premiums would be low.
 
2014-09-01 10:55:04 PM
Some kid in Guizhou nearly killed a building repair worker this week when he cut the safety line because they were being "too noisy" outside his window. On the 8th floor. The kid's dad is probably getting insurance as we speak.
 
2014-09-01 11:10:09 PM

Billy Liar: Not really a new concept though; you can insure just about anything if you can find someone to do it.  Like those Lloyd's of London policies that insured Betty Grable's legs for $1 million, or other celebrities for distinguishing characteristics..  Great publicity, but she'd have to be pretty severely disfigured to collect the whole amount.


Mary Hart, too, iirc.
 
2014-09-01 11:12:27 PM

lack of warmth: AverageAmericanGuy: The first insurance named in the article "Naught Child Insurance" is actually a pretty good idea.

Probably wouldn't hurt to require parents to have their kids covered from 8 to 18 years of age.  Kid breaks a neighbor window, covered.  Kid vandalizes property, covered.  And the best part, parents with horrible kids will be paying really high premiums.  And the best part for many FARKers, you can't afford the coverage, the kid is taken away.

/I'm okay with it, because all three of my kids have not damaged anyone's property yet.  My premiums would be low.


Sounds like a great deal for a teenager who hates their parents. "Grounded?!? I'm going to drive your car into a fireworks factory!"
 
2014-09-01 11:17:11 PM

Kuroutesshin: Some kid in Guizhou nearly killed a building repair worker this week when he cut the safety line because they were being "too noisy" outside his window. On the 8th floor. The kid's dad is probably getting insurance as we speak.


I read about then.  Then the father bought the worker some replacement safety line.  Maybe I should start selling insurance for murderous children.
 
2014-09-01 11:59:05 PM

fusillade762: lack of warmth: AverageAmericanGuy: The first insurance named in the article "Naught Child Insurance" is actually a pretty good idea.

Probably wouldn't hurt to require parents to have their kids covered from 8 to 18 years of age.  Kid breaks a neighbor window, covered.  Kid vandalizes property, covered.  And the best part, parents with horrible kids will be paying really high premiums.  And the best part for many FARKers, you can't afford the coverage, the kid is taken away.

/I'm okay with it, because all three of my kids have not damaged anyone's property yet.  My premiums would be low.

Sounds like a great deal for a teenager who hates their parents. "Grounded?!? I'm going to drive your car into a fireworks factory!"


Look, son. I know you hate me for grounding you and that you're going to get your revenge one way or another.

Just have someone filming this from a good distance away because that sounds farking awesome.

Make sure you can't be identified in the video, though.
 
2014-09-02 12:02:22 AM
 
2014-09-02 12:34:20 AM

uber humper: A what point does insurance become a proposition bet?


At what point is it not? Generally speaking the only difference between insurance and gambling is which regulatory body gets to make up rules about it.
 
2014-09-02 12:40:22 AM

lack of warmth: And the best part for many FARKers, you can't afford the coverage, the kid is taken away.


Doesn't that just mean the state has to pay the premiums in addition to the other costs of raising the now-orphaned child? Wouldn't it be cheaper to just have the state subsidize insurance for the current parents?
 
2014-09-02 08:00:44 AM
What about raaiiinnn on your wedding day?
 
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