If you can read this, either the style sheet didn't load or you have an older browser that doesn't support style sheets. Try clearing your browser cache and refreshing the page.

(The New York Times)   If you're reading this on Fark, you should probably be paying more for health insurance   (nytimes.com) divider line 23
    More: Interesting, University of Pittsburgh Medical Center, health insurance, urgent care, digital native, mail orders, Acxiom, phone in, data mining  
•       •       •

1732 clicks; posted to Business » on 03 Jul 2014 at 5:58 PM (3 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



23 Comments   (+0 »)
   
View Voting Results: Smartest and Funniest
 
2014-07-03 05:01:28 PM
No, I should be able to buy health insurance without having to take out a damn loan....
 
2014-07-03 05:15:43 PM
Oh, look, it's this thread again.  At least this time the author didn't blame it on Obamacare
 
2014-07-03 06:25:19 PM
we should all be paying less for health care

health insurance becomes a minor issue when outrageous billing practices go away.
 
2014-07-03 06:27:52 PM
coming to a petting zoo near you
 
2014-07-03 06:28:56 PM
oops sorry, posted that second one on the wrong thread window, if we have mods here please erase.
 
2014-07-03 06:35:30 PM

AlgaeRancher: oops sorry, posted that second one on the wrong thread window, if we have mods here please erase.


no no leave it.  It makes sense.
 
2014-07-03 06:41:37 PM
Bullshiat! I pay the exact right amount for health insurance...ZERO.
 
2014-07-03 06:51:51 PM
Most expensive health care in the world. Eleventh best health care results in the world. I have little doubt that this is somehow due to the intentionally poor and it has nothing to do with protectionism on the part of the health care lobby. After all, where would we be without the poor health care advisors receiving 5% off the top of every workplace health care premium dollar spent?

/U-S-A!
 
2014-07-03 06:55:13 PM
If I were on Obamacare, I would be paying less money for better coverage.
 
2014-07-03 07:02:31 PM
The system might pinpoint, for example, high-risk asthma patients who have not yet been prescribed inhalers

Wait...what? Isn't that the first thing they do when they diagnose you with asthma?
 
2014-07-03 07:51:18 PM
ALL OF YOU pay for my health insurance. Ask me how.
 
2014-07-03 08:09:52 PM

AlgaeRancher: we should all be paying less for health care

health insurance becomes a minor issue when outrageous billing practices go away.


Here is a true story.  My wife and I were transitioning from her insurance to mine and we hadn't received the paperwork for the new plan.  My wife was in Europe for a month and I took the opportunity to fish a lot.  One day, I ended up with a prince nymph fly stuck in the back of my ear.  Dumb!  Anyway, the wife wasn't home, I couldn't see to take it out, and rather than reef it out and end up in the emergency room I decided to see if the local urgent care nurse could get the thing out for me.   Which he did.   It took less than a minute for him to clip the hook and push the rest through.

I just got the bill.   Total damage for the clip and push was $900.  But because when I walked in and told them I was between insurance plans and would be paying cash, they reduced it down to $200.

So, had I had insurance, they would have billed them $900 and that is what they would have paid, rather than the $200 that they can still obviously make money on.

The whole health insurance and billing model is a farking scam.
 
2014-07-03 08:47:38 PM

Rent Party: AlgaeRancher: we should all be paying less for health care

health insurance becomes a minor issue when outrageous billing practices go away.

Here is a true story.  My wife and I were transitioning from her insurance to mine and we hadn't received the paperwork for the new plan.  My wife was in Europe for a month and I took the opportunity to fish a lot.  One day, I ended up with a prince nymph fly stuck in the back of my ear.  Dumb!  Anyway, the wife wasn't home, I couldn't see to take it out, and rather than reef it out and end up in the emergency room I decided to see if the local urgent care nurse could get the thing out for me.   Which he did.   It took less than a minute for him to clip the hook and push the rest through.

I just got the bill.   Total damage for the clip and push was $900.  But because when I walked in and told them I was between insurance plans and would be paying cash, they reduced it down to $200.

So, had I had insurance, they would have billed them $900 and that is what they would have paid, rather than the $200 that they can still obviously make money on.

The whole health insurance and billing model is a farking scam.


A few weeks ago the Economist put the scam at more than a 1/4 trillion dollars per year, http://www.economist.com/news/united-states/21603078-why-thieves-love - americas-health-care-system-272-billion-swindle
 
2014-07-03 08:58:29 PM

Rent Party: AlgaeRancher: we should all be paying less for health care

health insurance becomes a minor issue when outrageous billing practices go away.

Here is a true story.  My wife and I were transitioning from her insurance to mine and we hadn't received the paperwork for the new plan.  My wife was in Europe for a month and I took the opportunity to fish a lot.  One day, I ended up with a prince nymph fly stuck in the back of my ear.  Dumb!  Anyway, the wife wasn't home, I couldn't see to take it out, and rather than reef it out and end up in the emergency room I decided to see if the local urgent care nurse could get the thing out for me.   Which he did.   It took less than a minute for him to clip the hook and push the rest through.

I just got the bill.   Total damage for the clip and push was $900.  But because when I walked in and told them I was between insurance plans and would be paying cash, they reduced it down to $200.

So, had I had insurance, they would have billed them $900 and that is what they would have paid, rather than the $200 that they can still obviously make money on.

The whole health insurance and billing model is a farking scam.


That $900 the urgent care would have billed the insurance would have eventually resulted in the insurance Co paying the clinic maybe $90. After six months.
 
2014-07-03 10:08:13 PM
Under ObamaCare, TotalFark counts as mental health insurance.
 
2014-07-03 10:23:48 PM
Bonzo_1116:

So, had I had insurance, they would have billed them $900 and that is what they would have paid, rather than the $200 that they can still obviously make money on.

The whole health insurance and billing model is a farking scam.

That $900 the urgent care would have billed the insurance would have eventually resulted in the insurance Co paying the clinic maybe $90. After six months.


Just for the sake of discussion, let us assert this is true.

How is that any less of a scam?
 
2014-07-03 10:31:25 PM
So they assume that shopping online means you have no transportation and are probably housebound with a chronic illness which you can't / don't seek treatment for. Thus high risk.

How about....disposable income combined with unwilling to stand in line or waste over priced gasoline driving around town shopping for crap that will come to me instead for free???
 
2014-07-03 11:21:04 PM
I love this thread already. I was just informed today that I am uninsurable for life insurance because of my weight. Now, mind you I have absolutely perfect numbers on EVERYTHING except my BMI. I am 6'3" and 137lbs. Because I am 11 pounds underweight they don't want to run the risk of insuring someone with otherwise perfect numbers. What. The. Christ?
 
2014-07-04 12:11:28 AM
It's gotten to the point that I'm going to start buying all my groceries with cash to keep the insurance company from spying on what I eat.

Twenty years ago, making that statement would have marked me as an insane person who smells like urine and mumbles incoherently about the government.

/not saying the latter isn't technically true
 
2014-07-04 01:01:08 AM

Rent Party: Bonzo_1116:

So, had I had insurance, they would have billed them $900 and that is what they would have paid, rather than the $200 that they can still obviously make money on.

The whole health insurance and billing model is a farking scam.

That $900 the urgent care would have billed the insurance would have eventually resulted in the insurance Co paying the clinic maybe $90. After six months.

Just for the sake of discussion, let us assert this is true.

How is that any less of a scam?


I didn't get that as your original point.  I thought your original point was that you, personally, would be paying more with insurance.

Health insurance is a scam; few people will dispute that.
 
2014-07-04 01:36:41 AM

jayphat: I love this thread already. I was just informed today that I am uninsurable for life insurance because of my weight. Now, mind you I have absolutely perfect numbers on EVERYTHING except my BMI. I am 6'3" and 137lbs. Because I am 11 pounds underweight they don't want to run the risk of insuring someone with otherwise perfect numbers. What. The. Christ?


thanks obama
 
2014-07-04 01:38:31 AM

Rent Party: Bonzo_1116:

So, had I had insurance, they would have billed them $900 and that is what they would have paid, rather than the $200 that they can still obviously make money on.

The whole health insurance and billing model is a farking scam.

That $900 the urgent care would have billed the insurance would have eventually resulted in the insurance Co paying the clinic maybe $90. After six months.

Just for the sake of discussion, let us assert this is true.

How is that any less of a scam?


The whole shebang is a rat's nest of bogus accounting.

I get that each patient and medical event will have different needs, but the lack of reliable cost information for even the simplest of procedures is maddening. It's such arcane bullshiat people can get associate's degrees in medical billing.
 
2014-07-04 01:45:27 PM
I looked up my data on Acxiom's website a while back. The data on my household is wholly inaccurate. And other companies are basing their marketing and pricing based on that data? Good luck. I'm still not spending any money.

My wife on the other hand...
 
Displayed 23 of 23 comments

View Voting Results: Smartest and Funniest


This thread is closed to new comments.

Continue Farking
Submit a Link »






Report