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(Yahoo)   Till Death Do Us Part' used to have something to do with marriage and a partner, these days in America it now has to do with you and your job   (finance.yahoo.com) divider line 18
    More: Sad, pension plans, fixed costs  
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8999 clicks; posted to Main » on 18 Jun 2014 at 2:43 AM (9 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



Voting Results (Funniest)
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2014-06-18 06:59:53 AM
5 votes:

Ambivalence: How would a pediatrician not be able to afford to retire?

The kind that isn't allowed to get within 500 yards of a school.
2014-06-18 10:36:50 AM
4 votes:
By the time I'm retired, I hope my sign at work looks more like this:

i.imgur.com
2014-06-18 03:02:40 AM
2 votes:

Foxxinnia: Why everyone doesn't just commit suicide on their 66th birthday is just beyond me at this point.


But then you wouldn't have a job wiping their asses, or mopping up their drool.
2014-06-18 01:39:56 AM
2 votes:
37.media.tumblr.com
2014-06-18 02:52:44 PM
1 votes:

The Irresponsible Captain: some_beer_drinker: [radicalunjobbing.files.wordpress.com image 452x433]
how many farking times do i have to post this. universal basic income. it's what's right. at least for white people. those brown guys are on their own...

[img.fark.net image 467x173]

Maybe that's one place where Roddenberry picked up his ideas. I've been thinking that we're moving toward a Star Trek economy.

Some people in the near future won't work. They won't have to work. Through automation and efficiency the surpluses will be so great that we'll be able to provide a basic living for everyone without an undue burden on those who choose to work.

We'll achieve it without replicators or fission. I don't think money will disappear in the foreseeable future, but the way we think about it is going to change as surpluses are used to provide a reasonable standard of living to everyone. We already make enough food to feed the world, it's only a matter of getting it to those in need.

Economies will have to change. Governments will have to adapt. People are going to freak out about different "-isms" that are destroying their way of life or their beliefs. In a way the transition will.

The thing is, if this is the future coming down the pike then all the hand-wringing and outrage will be for naught. Grizzled old men can sit on their porches and complain about people not getting jobs and children will skip by and laugh at them.



Well if you want to use movies and tv as your crystal ball I think the future without the need for work would look more like Wall-E than Star Trek. Planets full of trash and everyone on a futurist hover-round
2014-06-18 08:14:20 AM
1 votes:

evilmrsock: Mr. Right: Withholding taxes are nothing more than the government clearly stating that those same people it expects to be noble enough to vote it into office are a bunch of deadbeat crooks who cannot be relied on to fulfill their civic responsibility.

I like how you've written this sentence as if it defends your position instead of being completely correct.

Without taxes being withheld, you would be able to categorize the nation neatly into 2 categories: people who intentionally cheat their taxes, and people who didn't budget correctly to be able to pay them. There will be precisely 17 autistics who manage to pull off correctly calculating their exact taxes and pay it off on time.

There is no way you have ever worked freelance or talked with freelance workers and still be able to hold the position that a random selection of educated, middle class people know fark all how to handle their own money, let alone people on the poorer end of the spectrum.


I have been self-employed for 30 years.  I pay my quarterly estimated taxes.  My wife has been self-employed for over 20 years.  We pay her estimated taxes as well.  She has 2 different businesses, I have a consulting practice, a working farm, and I do wood-working and high end, custom furniture as a profitable hobby.  I have been doing all of my own taxes since before there was a Turbo-tax.  I've been audited by the IRS twice and both times, I came out clean as a whistle.  I am above average intelligence but I am not an accountant, let alone a CPA.

Within the township in which I reside, there are a half-dozen dairy farmers I know who either they or their wives pay employees, calculate taxes not only for themselves but the withholding for employees,  Not a CPA or tax lawyer in the bunch.  I know dozens of builders, plumbers, excavators, electricians, mechanics, painters, restaurant owners, and even other consultants.  All of them are self-employed.  A smaller percentage of them use the services of an accounting firm than the percentage of those who do their own books, taxes, payroll, etc.

No doubt that the tax code is intimidatingly complex - whether or not intentionally so I leave to another discussion.  But all of those self-employed folks, many armed with only a High School diploma, manage to wade through it. You perhaps don't give your fellow citizens enough credit.

I also know dozens of people who work in factories and offices.  They complain about taxes sometimes while waiting for their refund.  The self-employed get livid when quarterly estimated taxes are due.  The government knows this.  It's why it wants to have as many people as possible working in jobs where there is withholding and why it does very little to encourage small businesses (flowery rhetoric to the contrary notwithstanding).  If there is to be a true tax revolt in this country, make every wage earner sit down 4 times a year to pay estimated taxes and then spend a couple days early the next year figuring out if you guessed right.  As long as there is withholding and the majority of people "get a refund!!!!!  Whoopeee!!!"  government will not be accountable for how it spends our money.  That is the immorality of it.
2014-06-18 07:47:55 AM
1 votes:

TommyymmoT: Problem is, most companies don't offer retirement benefits anymore, and many of the boomers were living paycheck to paycheck just like the way that more than half the US is living currently, and didn't have the opportunity to put anything away.
Especially if you're not making much more than minimum wage after your company 'downsized'.

Many lost their retirement money through corporate mismanagement, investments that notably went belly up a few years ago, or lost it through outright white collar theft.

Social security simply isn't enough for most people to survive on, and notice I said "survive", not "live comfortably".


The youngest person who could have voted for Uncle Ron in 1980 is 51 right now. The idea of corporate worship falls squarely on the older generation.

If only there was a greater union presence and a strong social safety net...
2014-06-18 07:45:41 AM
1 votes:
Don't worry, at 65, I'm going to free up my lucrative profession for a life of stripping and prostitution.
2014-06-18 07:25:39 AM
1 votes:

dragonchild: Of course it's a tax. Have you ever seen a W2 form? If you've ever worked for a living, you've received one. It says right there on the form, "Social Security Tax". Something is a sham because it works exactly as advertised? Where did you think SS income comes from, a magical piggy bank in the clouds full of rainbows and dreams?


Actually, the W-2 says FICA but that's splitting hairs.  Here's the dirty little secret.  Employers don't pay for anything that the employee doesn't earn.  No matter what kind of fringe benefits a company pays for, it does so only on the basis of what the employees are productive enough for the company to charge its customers for.  That health insurance policy that your company "pays" for?  You earned it.  That "paid" vacation?  You earned it.  Matching FICA?  you earned it  FMLA?  you earned it.  Company car?  You guessed it; you earned it.  The thing about all the fringe benefits and pensions and everything else the company supposedly pays for is that you earned it but you have little voice in how those earnings are spent.

The same is true with government spending on your behalf.  Government has no wealth of its own.  It only has what it collects through taxes and fees.  Guess who earns those taxes.  If you guessed the working class, you win the prize.  Social Security confiscates 15% of the productivity of the working class, squanders it in any way whichever government happens to be controlling the purse strings this election cycle, and then decides how much it wishes, in its magnanimous beneficence, to trickle back out to those who earned it.

Capitalists operate on margins.  The fact that companies have gotten so big is why those margins add up to so much money.  Another serious problem in our economy is that bankers and various Treasury Secretaries and Fed chairman (but then, that's a whole string of redundancy, isn't it?) have convinced us that cash is a commodity in and of itself and that has only served to take more wealth out of the hands of the middle class and remove any security in middle class investments at the same time.  Those of us who lived through the radical inflation of the 60s and 70s remember how many seniors' life savings were rendered virtually worthless.  If you owned real property and equities, however, you were spared many of the ravages of inflation.

In my opinion, the middle class would be a lot better off if businesses were required to give employees all of their earnings and then allow/require them to make the choice of how those earnings are spent/invested/frittered.  It is my opinion that withholding taxes are immoral.  The government confiscates a significant portion of your earnings before you ever see it.  Understand that I am not against paying taxes.  Taxes are necessary in order for the government to fulfill its functions.  But citizens should be required to sit down and write that check out of their earnings.  Withholding taxes are nothing more than the government clearly stating that those same people it expects to be noble enough to vote it into office are a bunch of deadbeat crooks who cannot be relied on to fulfill their civic responsibility.

We have moved a very long way from the laborer being considered worthy of his hire and getting his due.  Too many years of believing the hucksters - both from the private sector and government - that we are incapable of managing our affairs.  So, just like parents manage the money of their minor children "for their own good" so our "betters" manage our affairs for us.

To date, I am disappointed with their management.  I don't see a great turnaround in the near future.
2014-06-18 05:49:50 AM
1 votes:

Animatronik: what your company is doing to help


Oh, that's rich.

Pull the other one. It's got bells on.
2014-06-18 05:03:02 AM
1 votes:

Foxxinnia: Why everyone doesn't just commit suicide on their 66th birthday is just beyond me at this point.


You might as well.
After 16 years of school to prepare you, and 45 years of work, you are no longer of any use to the plutocracy.

So enjoy that year off, and kill yourself for the benefit of the republic like the good little prole that you were trained since birth to be.
2014-06-18 03:59:48 AM
1 votes:

Foxxinnia: Why everyone doesn't just commit suicide on their 66th birthday is just beyond me at this point.


65 yo raises his hand to demur
2014-06-18 03:56:01 AM
1 votes:
i.dailymail.co.uk
2014-06-18 03:41:03 AM
1 votes:

Foxxinnia: Why everyone doesn't just commit suicide on their 66th birthday is just beyond me at this point.


You have to be the change you want to see in the world.
2014-06-18 03:25:48 AM
1 votes:

some_beer_drinker: [radicalunjobbing.files.wordpress.com image 452x433]
how many farking times do i have to post this. universal basic income. it's what's right. at least for white people. those brown guys are on their own...


Yeah, good luck with that nonsense. Not even ridiculously left wing countries in Europe have even come close to enacting such wholesale Robin Hooding.
2014-06-18 03:05:52 AM
1 votes:
It's the american dream!!
2014-06-18 02:59:20 AM
1 votes:

DanZero: [37.media.tumblr.com image 500x382]

3.bp.blogspot.com
2014-06-18 02:50:51 AM
1 votes:
Why everyone doesn't just commit suicide on their 66th birthday is just beyond me at this point.
 
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