If you can read this, either the style sheet didn't load or you have an older browser that doesn't support style sheets. Try clearing your browser cache and refreshing the page.

(NBC News)   Reminder: Today is your last day of open enrollment and you must sign up for Obamacare now. The Obamacare web site has been helpfully rendered inoperable for your convenience   (nbcnews.com) divider line 611
    More: Fail, obamacare  
•       •       •

3753 clicks; posted to Main » on 31 Mar 2014 at 11:27 AM (37 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



611 Comments   (+0 »)
   
View Voting Results: Smartest and Funniest

First | « | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | » | Last | Show all
 
2014-03-31 02:19:23 PM  

qorkfiend: bunner: qorkfiend: bunner: What's so f*cking difficult about a society that values actual wealth creation, taxes all the money that moves around - even for the untouchable corporate whorehouses - and then untilizes the revenue to serve the needs of the governed?

Fundamental disagreement on what qualifies as "wealth creation" and "the needs of the governed"?

I'm pretty sure that "juggling debt derivatives" and "upgrading stealth bombers while people sit at the kitchen table with 140,000.00 hospital bills" is neither.

All joking aside, there are a lot of people who think "upgrading stealth bombers" and other national security expenditures are much more of a "need for the governed" than affordable medical care.


I'm arguing with him, but don't agree on that. Especially considering we never demobilized from World War Two.

However, the majority of what he's complaining about isn't what he's bringing up, and the majority of it doesn't apply to most people. Anyone who files a 1040EZ or a 1040A is fairly damn simple. People who need to fill out one of the other forms... have a more complex situation, so if we're going to try to build a fair and progressive tax system, we need to take their complex situations into account.

And this isn't even getting to subsidies for industries (I'm certain we do want to keep food prices low while keeping farmers and agrobusiness in business, as an example, yes?), subsidies to encourage behaviors deemed beneficial to society (charity work, donations), or benefits towards families (Altered burden on married couples, child tax credits).

COULD THE TAX CODE BE SIMPLIFIED? Maybe. Possibly. But to say that because it is complex it therefore must be overly complex and therefore can be simplified a lot, is to ignore the reasonings and arguments that brought it to this situation.

The tax code could probably do with a large overhaul to streamline changes that had creeped in over time. I had to rewrite the chat channel rules for said website I used to admin. Doing so didn't change the complextivity of the rules, but it made them much clearer without all the addendums and updates tacked on.
 
2014-03-31 02:19:53 PM  

MechaPyx: Admittedly I'm not familiar with all the intricacies of insurance so I'm in the process of finding out lots of little details that I've never really had to deal with before. I find the whole thing extremely irritating. This is me being irritable. And venting.


You will have much less stress and anxiety in your life if you take the time to breathe and find out the facts of whatever situation is upsetting you before you go fighting monsters of your own creation.

/things my mother told me
//wish I had listened then instead of learning the hard way
///things I tell my children to which they probably aren't listening
////it's the circle of liiiiiiiiife....
 
2014-03-31 02:21:37 PM  

namegoeshere: MechaPyx: Admittedly I'm not familiar with all the intricacies of insurance so I'm in the process of finding out lots of little details that I've never really had to deal with before. I find the whole thing extremely irritating. This is me being irritable. And venting.

You will have much less stress and anxiety in your life if you take the time to breathe and find out the facts of whatever situation is upsetting you before you go fighting monsters of your own creation.

/things my mother told me
//wish I had listened then instead of learning the hard way
///things I tell my children to which they probably aren't listening
////it's the circle of liiiiiiiiife....


The monsters under my bed were never there.

They were campaigning on the Republican ticket. :/
 
2014-03-31 02:22:47 PM  

Epic Fap Session: From the article (which is a summary of a study): Fewer than a million people who had health plans in 2013 are now uninsured because their plans were canceled for not meeting new standards set by the law, the Rand survey indicates.


No plans were canceled for not meeting new standards.  Any old plan could have been continued by any insurer as long as they didn't significantly change the terms of the plan themselves.  If the insurer insisted on changing the deductible, max out-of-pocket, or the premiums by an amount not approximating inflation, then they had to meet the terms of all new plans.

However, if you liked your old plan you can keep it! The only caveat is that your old insurer must continue to sell you your old plan.  If they choose not to sell you the old plan, there's nothing the government can do to force them to.
 
2014-03-31 02:28:48 PM  

R.A.Danny: Serious Black: R.A.Danny: And tomorrow there will be hundreds of thousands more criminals in the US. YAY!

Section 5000A(g)(2) of Subtitle D of the IRS Code of 1986 says that no taxpayer can be subjected to criminal prosecution or have a lien or levy filed against their property for failure to pay the individual shared responsibility payment.

Tell Obama that.


He didn't say there wasn't a penalty. He said for all practical purposes, it's unenforceable. That was highlighted back when the USSC ruling came down as one of the huge weaknesses heart might kill the ACA.
 
2014-03-31 02:30:39 PM  

bunner: BeesNuts: Seeing as healthcare/pharmaceutical research is the only industry I'm willing to concede is complicated enough that it give my plans to abolish copyright law when I'm in charge pause...  I'm gonna say yeah, it's actually that complicated.

\The human body is crazy yo.

Not as crazy complicated as the notion that if a tehnology is extant that improves the quality of life, it is the duty of humanity to immediately install a turnstile and start shopping for Bentleys.  The only reason that we are not up to our tits in polio is because Jonas Salk practiced medicine and not amateur stock brokery.


This is word salad.  I tried.  I really did.  I'm curious about your point of view because I suspect we agree on lots, but this makes no sense to me.

Salk was actively discouraged from research into vaccination for his entire career.  Partly because he was Jewish.  But he did it anyway cause that's what mattered to him.  I'm not sure what that has to do with funding research into drugs, or with building the costs of that research into our health insurance premiums.
 
2014-03-31 02:35:16 PM  

BeesNuts: I really did.  I'm curious about your point of view because I suspect we agree on lots, but this makes no sense to me.


As soon as we develop something that improves the quality of human life, sort of the whole point of the species since we can use language and critical thinking and sh*t, we immediately make it about moving pieces of paper around, much to the consternation of of the people who haven't got a lot of pieces of paper.  This is widely held to be a rather self-defeating form of idiots delight in some circles.
 
2014-03-31 02:43:07 PM  

bunner: BeesNuts: I really did.  I'm curious about your point of view because I suspect we agree on lots, but this makes no sense to me.

As soon as we develop something that improves the quality of human life, sort of the whole point of the species since we can use language and critical thinking and sh*t, we immediately make it about moving pieces of paper around, much to the consternation of of the people who haven't got a lot of pieces of paper.  This is widely held to be a rather self-defeating form of idiots delight in some circles.


What is your ideal replacement for the "piece of paper" motivation?
 
2014-03-31 02:43:53 PM  

thurstonxhowell: dok9874: Except that buying insurance directly from the provider, or say through ehealthinsurance.com, doesn't HAVE "enrollment periods".

Go to ehealthinsurance.com right now. Just the front page. Take a look at what it says.


I see a lot of maybes and might nots and no guarantee thats, but I don't see anything that says I absolutely positively will not in any way shape or form be able to get insurance outside of the Obamacare enrollment period.

But it still doesn't matter to me, because I'm STILL not jumping on the idiot bandwagon to pay for a product that would cost me $12,700 out of pocket on top of premiums before any shiat is covered.  I don't have $12,700 plus premiums (which for me adds another $4400 on top of the family deductible), to pay for medical care because shiatty policy doesn't cover shiat.  Not to mention limited networks where you are allowed to use the shiatty policy.  And unless I got hit by a train, it's highly unlikely I'd ever have that much in medical costs in a year, so I'm paying out the wazoo for nothing.  I'd have better luck with a lottery ticket.

I'll hang on to my $17k+ and continue to pay for my healthcare like I always have: with cash.  You get a better rate paying cash rather than using "health insurance" anyway.  The only thing health insurance ensures is that the insurance companies get richer.

And then there's the issue that once you sign up for Obamacare, there is no mechanism to UN-sign up if say, you get a job that offers health insurance.  (they didn't quite think that one through).

Thanks, but no thanks.
 
2014-03-31 02:46:06 PM  

kidgenius: Witty_Retort: coffeeplease: Waiting patiently to see the $2,500 in cost savings Obama promised I would see.

Considering your comments, I doubt you are an Average American.

/i saved only $2,200 per year, so Obama is a big fat poopyhead liar.

Tell ya what, I'm saving $3600 a year. I'll send you $300 to get you up to that $2500 that he promised. Deal?


Without being snarky, can you spell out for me how you are saving $3,600 a year?
 
2014-03-31 02:47:19 PM  

Jackson Herring: obamacare isn't a service you can sign up for, I hope this helps


I'm still waiting for my Obamacare card in the mail.
 
2014-03-31 02:49:09 PM  

dok9874: I'll hang on to my $17k+ and continue to pay for my healthcare like I always have: with cash.


Haha!  Thanks for the laugh.

dok9874: And then there's the issue that once you sign up for Obamacare, there is no mechanism to UN-sign up if say, you get a job that offers health insurance.  (they didn't quite think that one through).


Stop!  I'm going to choke!
 
2014-03-31 02:51:49 PM  

thurstonxhowell: BeesNuts: dok9874: I just got laid off, so that's my Hardship #14. Not sure how I'm going to provide documentation of not receiving a paycheck anymore though.

File for unemployment.  They typically confirm with your employer that you were really laid off, and they include a statement about your earnings, and the date of your last paycheck in the info packets they mail you.

Whether you qualify or not it's a convenient way to obtain proof that you're unemployed as far as the state is concerned.

He should probably receive info about COBRA regardless. Granted, it probably doesn't make financial sense to go with COBRA now that the exchanges exist, but that packet should have enough info to prove the recent change in employment status. Also, if he "just got laid off", then he can head on over to the exchange website and sign up without having to bother with any of this. This guy's not trying to get answers, he's trying to spread FUD.


Jiminy cricket clearly I should have added a /sarc.

/No COBRA because my employer didn't offer me health insurance
//still have no desire to sign up for Obamacare
///think it will be politically expedient for Obama to wave his magic wand and waive/delay the individual mandate/penalty/tax/shared responsibility payment like he's done 38 other times with the LAW
 
2014-03-31 02:52:00 PM  

dok9874: But it still doesn't matter to me, because I'm STILL not jumping on the idiot bandwagon to pay for a product that would cost me $12,700 out of pocket on top of premiums before any shiat is covered.  I don't have $12,700 plus premiums (which for me adds another $4400 on top of the family deductible), to pay for medical care because shiatty policy doesn't cover shiat.


I agree, the best criticisms of the PPACA are completely made up scenarios.
 
2014-03-31 02:52:21 PM  
Right now, I don't have a job and can't afford, nor do I need, health insurance.  So I have to either go on welfare or pay a fine every month and still not have health insurance.

/farking liberals...
 
2014-03-31 02:55:00 PM  

Daraymann: Right now, I don't have a job and can't afford, nor do I need, health insurance.  So I have to either go on welfare or pay a fine every month and still not have health insurance.

/farking liberals...


Everyone needs health insurance.
 
2014-03-31 02:58:13 PM  

Daraymann: Right now, I don't have a job and can't afford, nor do I need, health insurance.  So I have to either go on welfare or pay a fine every month and still not have health insurance.

/farking liberals...


You don't have a job? That means your income is under 10K a year, which means you're exempt.
 
2014-03-31 02:58:29 PM  

jst3p: Daraymann: Right now, I don't have a job and can't afford, nor do I need, health insurance.  So I have to either go on welfare or pay a fine every month and still not have health insurance.

/farking liberals...

Everyone needs health insurance.


Nuh-uh.  I plan on leeching off the system and other rate payers like a good bootstrappy Republican!
 
2014-03-31 02:58:32 PM  

dok9874: I see a lot of maybes and might nots and no guarantee thats, but I don't see anything that says I absolutely positively will not in any way shape or form be able to get insurance outside of the Obamacare enrollment period.


You will not find a site that will tell you that you absolutely cannot buy insurance outside the enrollment period because that is not true. What you will find on the site that you used as an example is this:

"After March 31, you cannot purchase a health insurance plan unless you have a qualifying life event, such as getting married or divorced, having or adopting a child, or moving to a new coverage area. "

Is that clear enough for you? As for the rest of your post, if it's true, look for a better plan. The cheapest one to buy might not be the cheapest one to use. Look into the details of the plan. Many of the nice ones cover you for a lot of things before the deductible.
 
2014-03-31 03:02:12 PM  

dok9874: I see a lot of maybes and might nots and no guarantee thats, but I don't see anything that says I absolutely positively will not in any way shape or form be able to get insurance outside of the Obamacare enrollment period.

But it still doesn't matter to me, because I'm STILL not jumping on the idiot bandwagon to pay for a product that would cost me $12,700 out of pocket on top of premiums before any shiat is covered.  I don't have $12,700 plus premiums (which for me adds another $4400 on top of the family deductible), to pay for medical care because shiatty policy doesn't cover shiat.  Not to mention limited networks where you are allowed to use the shiatty policy.  And unless I got hit by a train, it's highly unlikely I'd ever have that much in medical costs in a year, so I'm paying out the wazoo for nothing.  I'd have better luck with a lottery ticket.

I'll hang on to my $17k+ and continue to pay for my healthcare like I always have: with cash.  You get a better rate paying cash rather than using "health insurance" anyway.  The only thing health insurance ensures is that the insurance companies get richer.

And then there's the issue that once you sign up for Obamacare, there is no mechanism to UN-sign up if say, you get a job that offers health insurance.  (they didn't quite think that one through).

Thanks, but no thanks.


Does it bother you at all that nearly every problem you have with new healthcare law has turned out to be false? Does that make you want to research it a little more? If you can't afford it, then you probably qualify for a subsidy. If you don't qualify for a subsidy because you make too much money and you are choosing not to be covered, that's just irresponsible. You say you will pay for your health care with cash, but what happens when you end up in the ICU for 2 weeks on a respirator? Who pays for that? The 12K is a drop in the bucket compared to the expense of trauma, cancer, etc. You may not need insurance for the sniffles, but you will need it when you need your leg rebuilt with screws.

The problem with people like you is that when you can't pay, the hospital absorbs the cost. Then when people who do have insurance go to the hospital, they pay higher prices. It's as if you are shoplifting healthcare and everyone else has to eat the cost.

You can choose not to have insurance, but you can't choose not to have healthcare. Not unless you would just suffer and die from a compound fracture when all you needed was a visit to the ER.
 
2014-03-31 03:02:51 PM  

Born_Again_Bavarian: jst3p: Daraymann: Right now, I don't have a job and can't afford, nor do I need, health insurance.  So I have to either go on welfare or pay a fine every month and still not have health insurance.

/farking liberals...

Everyone needs health insurance.

Nuh-uh.  I plan on leeching off the system and other rate payers like a good bootstrappy Republican!


No, everyone needs health CARE.  insurance companies need health insurance.
 
2014-03-31 03:03:57 PM  

Daraymann: Right now, I don't have a job and can't afford, nor do I need, health insurance.  So I have to either go on welfare or pay a fine every month and still not have health insurance.

/farking liberals...


If you have no income, you're exempt from the penalty.  But you can probably still get extremely affordable insurance through either medicare or exchange subsidies, if you aren't an idiot willing to risk life and limb just to stick it to libruls.
 
2014-03-31 03:04:42 PM  

jst3p: Everyone needs health insurance.


Bill Gates probably doesn't.

Daraymann: So I have to either go on welfare or pay a fine every month and still not have health insurance.


it's not every month, it is a tax that is assessed against your next year's Federal taxes.  Colorado expanded medicaid, so you are probably covered by that or you will get a government subsidy to cover your premium.  You may call it welfare if you like, but you just look silly.  The reason you are mandated to have individual coverage is because at some point in your life you will need health care and won't be able to afford.  That you don't think this is the case also makes you look very silly.  So does that picture in your profile; silly.
 
2014-03-31 03:06:12 PM  

Daraymann: Right now, I don't have a job and can't afford, nor do I need, health insurance.  So I have to either go on welfare or pay a fine every month and still not have health insurance.

/farking liberals...


OhmyfarkingGod are we still doing this?

If.
You.
Are.
Unemployed.
And/
Or.
Insurance.
Would.
Be.
8%.
Or.
More.
Of.
Your.
Income.
Or.
Your.
Income.
Is.
Below.
The.
Threshold.
For.
Filing.
Taxes.
You.
Are.
Exempt.
 
2014-03-31 03:06:20 PM  

Soup4Bonnie: jst3p: Everyone needs health insurance.

Bill Gates probably doesn't.


I bet he still has it.
 
2014-03-31 03:07:05 PM  

Born_Again_Bavarian: jst3p: Daraymann: Right now, I don't have a job and can't afford, nor do I need, health insurance.  So I have to either go on welfare or pay a fine every month and still not have health insurance.

/farking liberals...

Everyone needs health insurance.

Nuh-uh.  I plan on leeching off the system and other rate payers like a good bootstrappy Republican!


WELL, I've been to the doctor one time in the last 15 years, cost $80.  That's much cheaper then $200 a month.  Me needing insurance is my decision, not a bunch of follow the leader government officials.  Now help  me understand where the leeching off the system comes in or are you just being a derpy libtard?
 
2014-03-31 03:07:55 PM  

Summercat: Daraymann: Right now, I don't have a job and can't afford, nor do I need, health insurance.  So I have to either go on welfare or pay a fine every month and still not have health insurance.

/farking liberals...


You don't have a job? That means your income is under 10K a year, which means you're exempt.


Not only exempt, but you may qualify for medicare if your state decided to expand the program... thanks to the ACA.

Also love the slashy name calling after an ignorant and self contradicting post.
 
2014-03-31 03:08:29 PM  

bunner: Born_Again_Bavarian: jst3p: Daraymann: Right now, I don't have a job and can't afford, nor do I need, health insurance.  So I have to either go on welfare or pay a fine every month and still not have health insurance.

/farking liberals...

Everyone needs health insurance.

Nuh-uh.  I plan on leeching off the system and other rate payers like a good bootstrappy Republican!

No, everyone needs health CARE.  insurance companies need health insurance.


Fair enough but in his profile it looks like he is 40+. Under the current system he needs health insurance.
 
2014-03-31 03:09:26 PM  

dok9874: thurstonxhowell: dok9874: Except that buying insurance directly from the provider, or say through ehealthinsurance.com, doesn't HAVE "enrollment periods".

Go to ehealthinsurance.com right now. Just the front page. Take a look at what it says.

I see a lot of maybes and might nots and no guarantee thats, but I don't see anything that says I absolutely positively will not in any way shape or form be able to get insurance outside of the Obamacare enrollment period.

But it still doesn't matter to me, because I'm STILL not jumping on the idiot bandwagon to pay for a product that would cost me $12,700 out of pocket on top of premiums before any shiat is covered.  I don't have $12,700 plus premiums (which for me adds another $4400 on top of the family deductible), to pay for medical care because shiatty policy doesn't cover shiat.  Not to mention limited networks where you are allowed to use the shiatty policy.  And unless I got hit by a train, it's highly unlikely I'd ever have that much in medical costs in a year, so I'm paying out the wazoo for nothing.  I'd have better luck with a lottery ticket.

I'll hang on to my $17k+ and continue to pay for my healthcare like I always have: with cash.  You get a better rate paying cash rather than using "health insurance" anyway.  The only thing health insurance ensures is that the insurance companies get richer.

And then there's the issue that once you sign up for Obamacare, there is no mechanism to UN-sign up if say, you get a job that offers health insurance. (they didn't quite think that one through).

Thanks, but no thanks.


How about "un-signing up" by not paying the premium?
 
2014-03-31 03:10:20 PM  

Daraymann: Born_Again_Bavarian: jst3p: Daraymann: Right now, I don't have a job and can't afford, nor do I need, health insurance.  So I have to either go on welfare or pay a fine every month and still not have health insurance.

/farking liberals...

Everyone needs health insurance.

Nuh-uh.  I plan on leeching off the system and other rate payers like a good bootstrappy Republican!

WELL, I've been to the doctor one time in the last 15 years, cost $80.  That's much cheaper then $200 a month.  Me needing insurance is my decision, not a bunch of follow the leader government officials.


You, good sir, make much sense. Why, I have had homeowners insurance on my residence for the last 20 years and it has never caught fire! I should cancel it because clearly I do not need it!

 Now help  me understand where the leeching off the system comes in or are you just being a derpy libtard?

Because when you do catch fire you will bankruptcy out of your medical bills and we all get to pay for you, mooch.
 
2014-03-31 03:13:40 PM  

Daraymann: Born_Again_Bavarian: jst3p: Daraymann: Right now, I don't have a job and can't afford, nor do I need, health insurance.  So I have to either go on welfare or pay a fine every month and still not have health insurance.

/farking liberals...

Everyone needs health insurance.

Nuh-uh.  I plan on leeching off the system and other rate payers like a good bootstrappy Republican!

WELL, I've been to the doctor one time in the last 15 years, cost $80.  That's much cheaper then $200 a month.  Me needing insurance is my decision, not a bunch of follow the leader government officials.  Now help  me understand where the leeching off the system comes in or are you just being a derpy libtard?


When you do suffer something serious, and you will eventually - everyone does, if you are planning to lie down and die instead of seeking treatment, then no, you don't need insurance. If, on the other hand, you plan to seek some sort of medical treatment to attempt to survive the medical problem, or even for palliative care, then yes, you need insurance or you will be sticking everyone else with your medical bills that you will be completely unable to pay.
 
2014-03-31 03:14:12 PM  

jst3p: I bet he still has it.


Sure.  He's not an idiot.  I know an idiot when I see one.

Daraymann: Me needing insurance is my decision, not a bunch of follow the leader government officials.


Ca-caw!  Ca-caw!
 
2014-03-31 03:15:12 PM  

Daraymann: WELL, I've been to the doctor one time in the last 15 years, cost $80.  That's much cheaper then $200 a month.  Me needing insurance is my decision, not a bunch of follow the leader government officials.  Now help  me understand where the leeching off the system comes in or are you just being a derpy libtard?


I've never died, why the hell do I need life insurance?!?!

$200 a month is a DROP in the BUCKET compared to the real traumatic events. If you paid that much for 20 years, it would still be cheaper than a couple weeks in ICU. Or god forbid you ever need to be airlifted somewhere, that runs 15K+ ... then when you get to the hospital, those injuries tend to be of the six figure variety. Strokes, Cancer, heart attacks, or any other thing that is likely to happen to you if you live long enough can cost more than what you pay in several years just by being diagnosed.

The thing is, when you show up to the ER with your pelvis crushed, they don't just let you die because you don't have insurance. The doctors will perform life saving procedures on you and will keep you admitted for a couple weeks (month+ maybe) and then when you are discharged with $100K+ in medical bills, the hospital will absorb the cost. All because YOU decided that $200 a month was too much... well if you contribute that much for 40 years it won't be $100K.
 
2014-03-31 03:15:48 PM  

Soup4Bonnie: jst3p: I bet he still has it.

Sure.  He's not an idiot.  I know an idiot when I see one.

Daraymann: Me needing insurance is my decision, not a bunch of follow the leader government officials.

Ca-caw!  Ca-caw!


this post made me laugh in an out loud manner
 
2014-03-31 03:16:14 PM  

Daraymann: Me needing insurance is my decision


Unless you are a superhero, no, it is not. Because when you get sick or hurt and end up in the emergency room, the rest of us pick up the tab. You do not live in a universe until yourself. Your lack of action affects the rest of us. So show some personal responsibility and get insured.
 
2014-03-31 03:25:09 PM  

sdd2000: How about "un-signing up" by not paying the premium?


... or just cancel the plan. Why in the shiatting fark would the ACA need to include a provision to allow you to cancel your plan? Just cancel it. Call up your insurer and say "I no longer have need of your services, thank you". The ACA also doesn't have a provision to take your dick out and point it at something you don't mind getting piss on before you drain the lizard. Apparently, that means this guy's been pissing his pants for the past 4 years.
 
2014-03-31 03:26:27 PM  

simkatu: Epic Fap Session: From the article (which is a summary of a study): Fewer than a million people who had health plans in 2013 are now uninsured because their plans were canceled for not meeting new standards set by the law, the Rand survey indicates.

No plans were canceled for not meeting new standards.  Any old plan could have been continued by any insurer as long as they didn't significantly change the terms of the plan themselves.  If the insurer insisted on changing the deductible, max out-of-pocket, or the premiums by an amount not approximating inflation, then they had to meet the terms of all new plans.

However, if you liked your old plan you can keep it! The only caveat is that your old insurer must continue to sell you your old plan.  If they choose not to sell you the old plan, there's nothing the government can do to force them to.


Yes? I'm not complaining about ACA shortcomings. I was trying to use available data to respond to a question. 9.5 million insured is an encouraging net gain.
 
2014-03-31 03:26:59 PM  
I was able to finish my enrollment today. I logged in, and saw $180 a month payment! I was like: JESUS, WTF?! It was the catastrophic plan, so I decided to roll the dice and downgrade to a silver plan, costing me roughly $75 a month. I'm fairly poor, but it feels good to finally have insurance. I would NEVER have been able to afford a $200 a month health care plan through a private provider, so we'll see how this goes for me.
 
2014-03-31 03:30:43 PM  

Serious Black: R.A.Danny: James!: R.A.Danny: This one better? It's from the "other" side.

Or is anyone here going to step and tell us that there will be no tax, fine, or other penalty?

From that link.

The only way for the IRS to collect the fee for not having health insurance, if you choose not to pay it, is for them to withhold the money you would get back from the IRS after filing your income tax returns. The IRS cannot enforce the Individual Shared Responsibility provision with jail time, liens, or any other of typical methods of collection.

That's my point. Why is there an enumerated penalty if there's no "legal" way to collect?

Likely because the drafters of that provision knew people who irrationally hate Obama and the Democrats were trying to declare everyone in the country criminals. What they forgot is that people like you would make that argument regardless of knowing whether it is true or false because it fits seamlessly into a pre-existing narrative about how Obama is a megalomaniacal dictator hellbent on remaking America in his image.


Honestly the only criminals in this whole thing are the farking insurance companies who damn near doubled their rates. My Blue Cross policy when from 240 and change to 480 and change every 2 weeks. What part of Affordable didn't they understand?
 
2014-03-31 03:31:53 PM  

Mr.Poops: I was able to finish my enrollment today. I logged in, and saw $180 a month payment! I was like: JESUS, WTF?! It was the catastrophic plan, so I decided to roll the dice and downgrade to a silver plan, costing me roughly $75 a month. I'm fairly poor, but it feels good to finally have insurance. I would NEVER have been able to afford a $200 a month health care plan through a private provider, so we'll see how this goes for me.


*ppssssssst* your health insurance is still through a private provider.
 
2014-03-31 03:32:02 PM  
One day a liberal will admit the ACA was poorly conceived legislation.  That ACA legislation was then rammed down the throats of Americans by a host of liars telling their lies.  It was then implemented by the inept at the guidance of the inexperienced.  When that liberal finally admits and speaks these truths, other liberals will attack that individual.
 
2014-03-31 03:34:19 PM  

Netrngr: My Blue Cross policy when from 240 and change to 480 and change every 2 weeks


You are paying $960/month?  Are you on the individual market?
 
2014-03-31 03:36:06 PM  
Just wait a few months and we will start hearing horror stories about people who have bought this wonderful insurance and then when they have something besides preventative care, such as a broken arm, they will be horrified when the insurance won't pay for anything until those high deductibles have been reached.  All those people who could not pay for a monthly premium without a subsidy are going to expect the government to bail them out, right?  The hospitals are going to have to write off those losses when those bills aren't paid and so fewer and fewer hospitals will take Obamacare in the following years.  The epic fail continues...
 
2014-03-31 03:36:09 PM  

Tyee: One day a liberal will admit the ACA was poorly conceived legislation.  That ACA legislation was then rammed down the throats of Americans by a host of liars telling their lies.  It was then implemented by the inept at the guidance of the inexperienced.  When that liberal finally admits and speaks these truths, other liberals will attack that individual.


Instead of making blanket statements like these, maybe you should try to come up with a valid criticism.

Are GOP reps pretty truthful in your eyes?
 
2014-03-31 03:36:13 PM  

Tyee: One day a liberal will admit the ACA was poorly conceived legislation.  That ACA legislation was then rammed down the throats of Americans by a host of liars telling their lies.  It was then implemented by the inept at the guidance of the inexperienced.  When that liberal finally admits and speaks these truths, other liberals will attack that individual.


One day, we will sit back in the ruins of a nation that manufactures nothing but debt and CEOs, scratching the dirt and fetching drinks for wealthy Chinese businessmen who are enjoying their 50 acre vacation estates in SoCal and say "I can't b'leev we bought all that "Librul libtard / Neo CON Rethuglican horsesh*t all the way until the getaway car left."
 
2014-03-31 03:36:52 PM  

Tyee: One day a liberal will admit the ACA was poorly conceived legislation.  That ACA legislation was then rammed down the throats of Americans by a host of liars telling their lies.  It was then implemented by the inept at the guidance of the inexperienced.  When that liberal finally admits and speaks these truths, other liberals will attack that individual.


By attack, you mean ask them if they're feeling well, because they're spouting utter nonsense somewhat randomly? That's usually sign of a stroke. :(
 
2014-03-31 03:37:01 PM  

Tyee: One day a liberal will admit the ACA was poorly conceived legislation


One day? I'm a liberal and I'll tell you that right now. It isn't a liberal plan, sport. You need to recalibrate your political spectrometer. Which isn't to say it's not a step in the right direction, or worse than the nothing we had before.
 
2014-03-31 03:37:36 PM  

thurstonxhowell: dok9874: I see a lot of maybes and might nots and no guarantee thats, but I don't see anything that says I absolutely positively will not in any way shape or form be able to get insurance outside of the Obamacare enrollment period.

You will not find a site that will tell you that you absolutely cannot buy insurance outside the enrollment period because that is not true. What you will find on the site that you used as an example is this:

"After March 31, you cannot purchase a health insurance plan unless you have a qualifying life event, such as getting married or divorced, having or adopting a child, or moving to a new coverage area. "

Is that clear enough for you? As for the rest of your post, if it's true, look for a better plan. The cheapest one to buy might not be the cheapest one to use. Look into the details of the plan. Many of the nice ones cover you for a lot of things before the deductible.


The cheapest bronze plan for my family is $317.71 per month.  It has both individual deductibles ($6,000 each) and a family deductible ($12,700).  It has a special comment that says "you pay nothing after deductible".  Well, I don't have $6000 or $12,700 to pay for medical costs, so this policy is essentially worthless unless, as I've stated before, I get hit my a train.  This one costs me just under 23% of my yearly income.

Or I could go with a gold plan that costs $566.91 a month with $10 copays, individual deductibles of $1500 and a family deductible of $4500.  Even that one I'm still looking at at least $12,302 out of pocket costs for premiums plus deductibles before full coverage kicks in, but I'm still paying co-pays.  It's basic math. This one would cost me just over 22% of my yearly income for the gold plan, and I don't find these numbers under either policy anywhere near "Affordable".

Since paying the penalty is an option, that's the one I'm going with.  And as a previous poster stated, health insurance isn't healthcare, and the increasing costs of health care is a whole 'nother rant.
 
2014-03-31 03:38:29 PM  

WiredMann: Just wait a few months and we will start hearing horror stories about people who have bought this wonderful insurance and then when they have something besides preventative care, such as a broken arm, they will be horrified when the insurance won't pay for anything until those high deductibles have been reached.  All those people who could not pay for a monthly premium without a subsidy are going to expect the government to bail them out, right?  The hospitals are going to have to write off those losses when those bills aren't paid and so fewer and fewer hospitals will take Obamacare in the following years.  The epic fail continues...


What you don't know would take quite some time to explain.
 
2014-03-31 03:40:18 PM  
You know what I think would insure health?  Widely available socialized medicine.  Health insurance ensures income for insurers.  Nothing else.
 
Displayed 50 of 611 comments

First | « | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | » | Last | Show all

View Voting Results: Smartest and Funniest


This thread is closed to new comments.

Continue Farking
Submit a Link »
On Twitter





In Other Media


  1. Links are submitted by members of the Fark community.

  2. When community members submit a link, they also write a custom headline for the story.

  3. Other Farkers comment on the links. This is the number of comments. Click here to read them.

  4. Click here to submit a link.

Report