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(ABC)   Bank accidentally deposits $31,000 into teen's account. Underachiever teen only managed to spend $25,000 in the ten days before the error was caught   (abcnews.go.com) divider line 84
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12431 clicks; posted to Main » on 28 Mar 2014 at 2:38 PM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



Voting Results (Smartest)
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2014-03-28 02:53:58 PM  
7 votes:

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.
2014-03-28 03:12:49 PM  
4 votes:

Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well. And I don't believe that the kid deserves the money because the bank screwed up. If I accidentally park my car in your spot one night you don't then own my car.


Have it towed.

Then it's "theirs" until the fees are payed off.  (funny how that works huh)
2014-03-28 03:06:16 PM  
4 votes:

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


I'm an individual, so no.  The bank is a corporation and is responsible for having the processes in place to prevent this kind of thing from happening.  So how it should work is if the bank makes a mistake that benefits you, they should eat it, and if they make a mistake that harms you they should also eat it.

Great power and great responsibility and all that.  At the same time if an individual makes an honest mistake they shouldn't be penalized for it, only required to make equitable restitution.

This situation should be solved by a civil judge arbitrating the terms of a loan agreement which will allow the young man to pay back the mistaken amount, at a reasonable payment schedule with no interest.  The bank should write off the loss as a penalty for screwing up.

At no point should the criminal justice system be involved.

Of course in the real world the kid will be convicted of "offense against a corporation" and the penalty for that is having his life ruined legally and financially.
2014-03-28 02:51:22 PM  
4 votes:
I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well. And I don't believe that the kid deserves the money because the bank screwed up. If I accidentally park my car in your spot one night you don't then own my car.
2014-03-28 02:45:30 PM  
4 votes:

JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.



Ever lost your car keys? Should the person who finds them be able to take ownership of your car?
2014-03-28 02:43:20 PM  
4 votes:
fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.
2014-03-28 03:21:12 PM  
3 votes:

August11: My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb


If it was a bigger amount it would've been worth it to record and get in writing that it was hers,  then when they came around 3 months later,  off to court we go!

How long to you have to wait around to make sure it's really yours?  It's not like your mother just got the money and went with it, she reverified 3 times at least.  Screw them,  if this went to a jury and I was in it,  it's hers.  Unless there is some sort of accepted time limit on these things of course.
2014-03-28 03:06:41 PM  
3 votes:
My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb
2014-03-28 03:00:35 PM  
3 votes:
We had a bank error (not in our favor) which cleaned out our checking account for about 30 hours, and during every conversation I had with them while getting it fixed I asked "will you be paying me a $32 handling fee? Because that's what you would have charged me if I had accidentally overdrawn. No? How about a wine and cheese gift basket?"
Needless to say we didn't get a penny out of them, but it was fun pestering them.
2014-03-28 02:49:27 PM  
3 votes:

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


Good point. I'm kind of on the fence with this, though. I was once in a situation where my bank accidentally took money out of my account. They put it back but it took almost a week. I will admit that they didn't let anything bounce but, still, it was a major hassle for me. In this kids case, I say the bank should eat it because it took so long to be discovered (plus it was an actual bank error). They can make up the money from the fee;s they charge for everything.
2014-03-28 02:48:14 PM  
3 votes:
As far as I know he called the bank to make sure it was his and he was waiting on an inheritance. Dumb kid, but fark the bank to hell.
2014-03-28 02:46:48 PM  
3 votes:
He's obviously a huge, douchey idiot, but how did the bank screw up so spectacularly? If having the same name is enough to cause this, I imagine there are thousands of John Smiths getting unexpected windfalls every day.
2014-03-28 02:44:50 PM  
3 votes:
From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.
2014-03-28 02:18:43 PM  
3 votes:
protip: That whole "It's their responsibility" is a lie
2014-03-28 03:37:14 PM  
2 votes:

lordargent: mentallo69: an 18 year old, thats who

But we allow them to operate heavy machinery capable of traveling at over 100 miles per hour on our public roadways!

// hates that '18 == stupid' is now considered the norm now vs the exception.


We expect them to act like adults but we treat them as children, so they don't grow up and then we punish them for not having grown up.

fark, I remember once making a comment about Britney Spears's attractiveness and the woman at the counter said something on the order of "she's just a little girl."

Britney was 19 at the time.

/and by "we" I mean "everyone else"
2014-03-28 03:36:45 PM  
2 votes:

R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.


http://en.wikipedia.org/wiki/False_advertising
2014-03-28 03:35:10 PM  
2 votes:

silverjets: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

If we're using a car analogy, let's get it right.  What happened is the equivalent of you handing your car keys to a valet and the valet mistakenly giving your car keys to someone else believing that person to be you.   When your car is recovered by police, what is left is only worth $6000 (either the person crashed it or they started selling it for parts...either way your car is no longer worth $31000).

So, should the hotel/restaurant employing the valet eat the cost of your car?   Or should the person that drove off in your car knowing it wasn't theirs?


In real life, the insurance paid for my the hotel/restaurant employing the valet is responsible to replace the car.

/works the same for the detail shop my brother owns
//valet insurance is a thing
2014-03-28 03:33:27 PM  
2 votes:

DROxINxTHExWIND: Bullseyed: DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.

Yet when a doctor accidentally leaves a scalpel inside someone's stomach, it is magically their fault and not a mistake?

Jesus, you all are all over the place. Now we're into medical malpractice, huh? I don't even know what point you're trying to refute.


We will try to use smaller words and type more slowly so you can keep up. If someone makes a mistake, it is their fault. Not anyone who was rewarded or harmed by their stupidity.
2014-03-28 03:30:12 PM  
2 votes:

Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.


If they agree it's 3200, you give them 3200 and they give you the car, and you both sign on the dotted line, are they allowed to then just harass you over the $26,800 until you pay?  Their mistake, but they're allowed to fix it, right?
d23 [TotalFark]
2014-03-28 03:29:51 PM  
2 votes:
DROxINxTHExWIND:

Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

Believe it or not, I agree with you that the kid did the wrong thing.  It's just that the hair pulling and hand wringing about "stealing" just seems way out of place at this point in history.  I am also not directing this at people in the thread necessarily.  I just find it incredible that larceny was done on such a large scale and most people didn't care and some cheered the banks on.  Then when a kid does something dumb and steals a fraction of what the banks stole on ONE house, there is such breast beating about morality all of a sudden.
2014-03-28 03:24:10 PM  
2 votes:

August11: My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb


I think the IRS must go out of their way to find the stupidest people on the face of the planet to process tax filings.  A couple weeks ago, I got a voicemail from an IRS agent asking me for information so they could close a deceased relative's final filing.  When I called back, they said I wasn't authorized to get any information because I wasn't the trustee, executor, and didn't have power of attorney.  No matter now many times I explained that I was calling to  give information at their request, the idiot wouldn't budge.  Asking me what they wanted to know would give me information and they can't do that.  "They why did you call me?!?"  "I can't tell you that."  "Should I tell the trustee or accountant to call you?"  "I can't tell you that."  "Can I talk to the agent who called me?"  "No."  A friend joked that they just called to tell me they can't talk to me.
2014-03-28 03:23:45 PM  
2 votes:

Boo_Guy: FTFA: "The Madison County Sheriff Office police were dispatched to First Citizens Bank in Hull, Ga., on March 18 concerning "

How is this fraud?  He didn't walk into the bank and pretend he was someone else or use other false pretenses to get the money.  One of their own moran tellers put the money into his account.

I could see theft,  but only if that inheritance story of his is false.


Shouldn't the bank teller who put the money in the wrong account be the one accused of fraud? He or she illegally accessed the kid's bank account and made a transaction.

I think the teller should be responsible to come up with the money. Let him or her beg the kid for the money back.
2014-03-28 03:20:39 PM  
2 votes:

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


Not even close to a correct analogy.

Here's a more accurate one:

Ever bought a car and the dealer gives you keys for the deluxe model instead of the base model and they let you drive it around for a month then demand it back?
2014-03-28 03:19:16 PM  
2 votes:
I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.
2014-03-28 03:00:20 PM  
2 votes:

Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.


Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.
2014-03-28 02:54:20 PM  
2 votes:
Surprised to hear someone in Georgia had $31,000.00
2014-03-28 02:54:20 PM  
2 votes:
FTFA: "The Madison County Sheriff Office police were dispatched to First Citizens Bank in Hull, Ga., on March 18 concerning "

How is this fraud?  He didn't walk into the bank and pretend he was someone else or use other false pretenses to get the money.  One of their own moran tellers put the money into his account.

I could see theft,  but only if that inheritance story of his is false.
2014-03-28 02:49:46 PM  
2 votes:
If it seems too good to be true.....
2014-03-28 02:45:26 PM  
2 votes:
Hey, I mean, the bank would be understanding if one of their customers made an honest mistake, so let's not dump on them too much
2014-03-28 02:43:52 PM  
2 votes:

fruitloop: Technically a teen, legally an adult, really a dumbass.


Yeah, also, what kind of dumbass blows most of his "inheritance" in 10 days :P
2014-03-28 02:41:03 PM  
2 votes:
Technically a teen, legally an adult, really a dumbass.
2014-03-29 08:25:08 AM  
1 votes:
Would of went straight to the casino, tripled the money, give the bank the error $ back and kept the rest.
2014-03-29 06:48:17 AM  
1 votes:
I think the people who seem to be siding with the bank are more accurately siding against the kid.  And I dont believe it has anything to do with morality.  It's a matter of being jealous that some person- other than them- could be the benefactor of such a huge mistake.

Essentially its hating the player.

When a customer of the bank makes a mistake the banks sure as hell take full advantage of that mistake.
2014-03-29 03:42:21 AM  
1 votes:
The bank accidentally took 20k from my account once and then despite assuring me there would be no overdraft fees (and I found out when I couldn't pay at the grocery store and wasted an hour reshopping) still charged, and mildly fought my insistence they remove, the subsequent overdraft fees.

FFS bankone, use the goddamn acct numbers. Do not merely look up a last name and pick the first account with that name. It was my dad shifting money around and they just took it from my account instead.

So put me down with the 'fark the banks' crowd.
2014-03-28 10:38:48 PM  
1 votes:
Meh, I've been working for 25 years and have no doubt i'll be working for 25 more.  If I see money available in my bank account I think I should have the right to use it (unless notified prior that a mistake was made, please don't use that money).  If it's gone, it's gone baby.

/Won't someone please think about the poor banks?
2014-03-28 07:29:50 PM  
1 votes:

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


If you take your car to someone's car lot and give them the keys and the title. Don't be surprised when it is sold.
2014-03-28 04:44:02 PM  
1 votes:

cretinbob: LemSkroob: Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest

You know how I can tell you aren't a finacial genius?


We have to pay for our mistakes.  Why shouldn't the banks have to pay for theirs?
2014-03-28 03:51:01 PM  
1 votes:
If it were bitcoins the bank and/or the actual owner would be farked
2014-03-28 03:44:13 PM  
1 votes:

Bullseyed: Boo_Guy: FTFA: "The Madison County Sheriff Office police were dispatched to First Citizens Bank in Hull, Ga., on March 18 concerning "

How is this fraud?  He didn't walk into the bank and pretend he was someone else or use other false pretenses to get the money.  One of their own moran tellers put the money into his account.

I could see theft,  but only if that inheritance story of his is false.

Shouldn't the bank teller who put the money in the wrong account be the one accused of fraud? He or she illegally accessed the kid's bank account and made a transaction.

I think the teller should be responsible to come up with the money. Let him or her beg the kid for the money back.


Jeez. For the progressive utopia that FARK is y'all sure are some unforgiving mofos.
2014-03-28 03:42:48 PM  
1 votes:

R.A.Danny: Bullseyed: R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.

http://en.wikipedia.org/wiki/False_advertising

False advertizing and typos are entirely different things.


Exactly, advertising a $32,000 car for $29,000 and not selling it at that price is false advertising. Advertising a $32,000 car for $3,200 and not selling at that price is an obvious typo, anyone who tries to sue over that will end up paying the dealership huge legal fees after being shamed out of court.
2014-03-28 03:41:44 PM  
1 votes:

Bullseyed: Boo_Guy: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

There are places though where an advertised price does have to be honored.

The morans in this thread think Best Buy can print black friday ads offering computers for $10 then be like oh, sorry, that was a mistake, jk lolz.


Best Buy can print ads for computers for $10 and if it's an error rather than false advertizing they don't have to honour it. Now what they do from a PR point of view is up to them but legally they are pretty much clear.
2014-03-28 03:40:45 PM  
1 votes:

R.A.Danny: Bullseyed: R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.

http://en.wikipedia.org/wiki/False_advertising

False advertizing and typos are entirely different things.


No such thing as a typo when you pay editors to review stuff.
2014-03-28 03:39:39 PM  
1 votes:
IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's just dumb.
.

That's shiat that you learn in kindergarten.

That's also where they taught me the policeman is only there to help me, and you can always trust a priest.


Are you ok with robbing rich people "because they've got it"?

Well, it would be pretty stupid to rob from those who don't have it.


What about if you become rich one day? Will it be ok to steal from you then?

Ok? is that a legal term?
It would depend on your point of view. To me, no. To others, yes
2014-03-28 03:39:29 PM  
1 votes:
I am loling at the people trying to use reason against the "I HATZE TA BANKZ!111!!!!!111!!!!!!" posters.

Like common sense and logic will help you there.

lol
2014-03-28 03:39:14 PM  
1 votes:
Banks budget for losses whether it be bank errors or delinquent accounts / loans they will never be able to collect on. The bank will write this off, the teller will probably get fired, and the kid will probably get reported to Chexsystems for the next several years and probably find difficulty opening a new bank account or getting a loan or credit.
2014-03-28 03:38:34 PM  
1 votes:

Boo_Guy: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

There are places though where an advertised price does have to be honored.


The morans in this thread think Best Buy can print black friday ads offering computers for $10 then be like oh, sorry, that was a mistake, jk lolz.
2014-03-28 03:37:12 PM  
1 votes:

macadamnut: We had a bank error (not in our favor) which cleaned out our checking account for about 30 hours, and during every conversation I had with them while getting it fixed I asked "will you be paying me a $32 handling fee? Because that's what you would have charged me if I had accidentally overdrawn. No? How about a wine and cheese gift basket?"
Needless to say we didn't get a penny out of them, but it was fun pestering them.


I had worse.  When I was in college a bank error took about $900 out of my checking account

At the time I had a checking account with about $200 in it and a credit card that provided overdraft protection.

I had no money for about 2-3 weeks, and a credit card that was nearly maxed out.

In the end (after 2-3 weeks of borrowing money from friends and family) I got a letter saying "hey, you were right, it was in error we've removed the charge". no hard feelings right?

I feel even more justified since the bank was Wells Fargo and not some mom and pop credit union that i'm at now.
2014-03-28 03:36:36 PM  
1 votes:
Worth mentioning that obviously what this kid did was theft.  What the bank did was stupid.  And the only real victim here is the person whose money was spent by this asshat of a kid who "thought it was his inheritance money."

My thoughts on this are in the same vein as my thoughts on patent law.  Not what the law says, but whether it makes sense.

In this case, I'm not sure it "makes sense" to prosecute the kid in any way.  He can't realistically make restitution.  He isn't a threat to society, since he wouldn't have "stolen" this money if it wasn't "thrust into his bank account".  In the absence of the bank's error, he's a normal law abiding teenager who is probably going to college soon.

Maybe it's just that I think it's distasteful of the bank to go after him.  WTF do they hope to gain, except, as I hypothesize above, it's to shield them from potential conflict with the actual owner of the money.  When they inevitably claim they can't recover his/her money.
2014-03-28 03:32:37 PM  
1 votes:

BeesNuts: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

If I give my car keys to a bank, and we both sign a contract about how they will give me my keys and not give my keys to anyone else, and then they violate that contract and give my keys to somebody else... I have a confused sense of what "the right thing to do" here is, but I definitely know the kid lied about it being from an inheritance.  And the bank farked up.

If my car were destroyed by the false owner, I'd expect the bank, with whom I'd signed a contract, to reimburse me for the loss.  I wouldn't expect that reimbursement to come from the false owner though.  This almost looks like the bank is setting up the suit so they can deny wrongdoing to the person whose money they lost.


Obviously, the rightful owner of the money already got their money back from the bank.  The bank is now trying to mitigate their damages by recovering as much as possible from the kid.  What will likely happen is they'll get some of the cash back and give the kid an unsecured loan for the balance (probably cosigned by his parents or grandparents) which he'll have to pay off.
2014-03-28 03:29:25 PM  
1 votes:

Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.


Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.
2014-03-28 03:28:00 PM  
1 votes:

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


If I give my car keys to a bank, and we both sign a contract about how they will give me my keys and not give my keys to anyone else, and then they violate that contract and give my keys to somebody else... I have a confused sense of what "the right thing to do" here is, but I definitely know the kid lied about it being from an inheritance.  And the bank farked up.

If my car were destroyed by the false owner, I'd expect the bank, with whom I'd signed a contract, to reimburse me for the loss.  I wouldn't expect that reimbursement to come from the false owner though.  This almost looks like the bank is setting up the suit so they can deny wrongdoing to the person whose money they lost.
2014-03-28 03:26:03 PM  
1 votes:

DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.


Yet when a doctor accidentally leaves a scalpel inside someone's stomach, it is magically their fault and not a mistake?
2014-03-28 03:22:11 PM  
1 votes:

d23: We're stupid and devolved.  I know that because if we weren't stupid and devolved certain bankers would have been strung up after the basically got away with stealing the houses of thousands of Americans.


If the fines levied for disingenuous and illegal business practices are less than the profits made, that's called a business expense.
2014-03-28 03:21:20 PM  
1 votes:
i feel for the idiot kid.

That said the bank should bear some responsibility as if not for their mistake it would have never happened.

Personally i would like to see Banks have 1 week to catch any errors of this kind if they fail to catch the error  by then the bank has to eat  the loss and pay themselves to fix the mistake.
d23 [TotalFark]
2014-03-28 03:20:53 PM  
1 votes:

DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?


Funny that this argument never came out during the robo-signing scandal.
2014-03-28 03:20:47 PM  
1 votes:
what you gotta do is take  money  to a casino and use the martingale system and if it works booyah! and if it doesn't *price is right you lose music* but it isn't your money and they can try to get blood from a stone, amirite?
2014-03-28 03:19:15 PM  
1 votes:

vudukungfu: Aaaaaaaaaaand it's gone.


img.fark.net
2014-03-28 03:18:58 PM  
1 votes:

stappawho: doubled99: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.

Sure. defend the 1%ers

So it's not stealing because they are rich?


They make errors in their favor quite often. 

It's not theft in that case, why should it be in this case? Fire the idiot who typed in the wrong account number at the teller's terminal, write it off, and move on.
2014-03-28 03:18:43 PM  
1 votes:

stappawho: doubled99: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.

Sure. defend the 1%ers

So it's not stealing because they are rich?



It wasn't stealing when bankers did it because they were smart?
2014-03-28 03:17:50 PM  
1 votes:

Russ1642: Only an idiot thinks that the Monopoly rule applies: "Bank error in your favour, collect $ 30,000." If it's not your money you should know better than to spend it.


Banks are mean though!
It's the same with women. They are always being biatches to us. Yet when one of them passes out, and I fill her with my cum, all of a sudden I'M a criminal. That's not the way it should be. They have a lot of power over us, and with great power comes great responsibility. Plus it took her like 3 months to even find out what happened! She should've had to eat that cost. Unfortunately I now not only have to deal with the legal repercussions of rape but the financial burden of child support. Life is not fair. God I hate women, banks, jocks...
2014-03-28 03:17:33 PM  
1 votes:
31 grand

I'd have a sweet mountain bike
2014-03-28 03:15:25 PM  
1 votes:

Inflatable Rhetoric: you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?

worth a try


Some people on FARK would be dumb enough to think it was ok.
Some ofthe posters here just troll, but some are actually that dumb.

He abandoned it and now it's mine.  Herp Derp.
2014-03-28 03:14:50 PM  
1 votes:
Remind me to never accidently drop my wallet around any of you dumb assholes.
2014-03-28 03:13:06 PM  
1 votes:
Kid had a few smarts about him though.

Claiming it was from an inheritance is less likely to have the IRS up your backside looking for their cut.
2014-03-28 03:12:50 PM  
1 votes:

DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.



Someone just got just got a moral straight arm to the face...the face.

/face
2014-03-28 03:09:27 PM  
1 votes:

netcentric: MelGoesOnTour: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Good point. I'm kind of on the fence with this, though. I was once in a situation where my bank accidentally took money out of my account. They put it back but it took almost a week. I will admit that they didn't let anything bounce but, still, it was a major hassle for me. In this kids case, I say the bank should eat it because it took so long to be discovered (plus it was an actual bank error). They can make up the money from the fee;s they charge for everything.

I like your thought process.

If you are at my house and you lay your cell phone down. Or your purse or IPad whatever ...   I can take it and keep it.     You put it in my posession, thus it is mine.

Or you leave your coat in my restaraunt.   When you come back for it,  I keep it.   It is mine.
You park your car on my property inadvertantly, while taking your daughter to look at some ducks by the stream.     I take it and keep it.   You put it in my possession.   It is mine.

Awesome system.


Sounds good to me,  abandonment of property on my property makes the abandoned property mine as well.
2014-03-28 03:09:17 PM  
1 votes:
ITT: People that think it's just fine to spend other people's money erroneously handed to some 18 year old kid.
2014-03-28 03:09:07 PM  
1 votes:

groppet: The company I work for uses ADP (bleh) for payroll. At least once a year we get called into a meeting about how ADP screwed up and we got double pay and they tell us not to spend it. Everytime at least one dumb dumb goes hog wild and spends it all and for the next two pay periods they cry about how they only get half pay.


Newsflash:  That is not ADP's fault, that is the person's fault who does your payroll.  They submitted and accepted the payroll, found out there was a mistake, had ADP cancel it, but the ACH stuff gets processed almost immediately.
2014-03-28 03:05:42 PM  
1 votes:

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.



That's a brilliant plan until you walk into the bank and say, "HELLOOOO. I'm Homer J. Simpson. I'd like to withdraw $31,000 please."

/No way you leave with that money.
2014-03-28 03:04:12 PM  
1 votes:
My last name is Jones. I had this happen to me. I new i hadn't deposited $3100. I told the bank about it and they said they would correct it. The following Monday there was $6200 in my account that wasn't mine. I new the man whose account had been shorted so we both went down to the bank and had the bank president oversee the input of the transactions. They finally got it sorted out and gave us both an extra $250 for our troubles. Small town banks; ya gotta love 'em!
2014-03-28 02:59:24 PM  
1 votes:

MelGoesOnTour: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Good point. I'm kind of on the fence with this, though. I was once in a situation where my bank accidentally took money out of my account. They put it back but it took almost a week. I will admit that they didn't let anything bounce but, still, it was a major hassle for me. In this kids case, I say the bank should eat it because it took so long to be discovered (plus it was an actual bank error). They can make up the money from the fee;s they charge for everything.


I like your thought process.

If you are at my house and you lay your cell phone down. Or your purse or IPad whatever ...   I can take it and keep it.     You put it in my posession, thus it is mine.

Or you leave your coat in my restaraunt.   When you come back for it,  I keep it.   It is mine.
You park your car on my property inadvertantly, while taking your daughter to look at some ducks by the stream.     I take it and keep it.   You put it in my possession.   It is mine.

Awesome system.
2014-03-28 02:58:55 PM  
1 votes:
I withdrew money from an ATM once and it said i had over 450k in the bank.  I go online and look at my account, and it says the same thing, even tho I can't find an enormous deposit anywhere.  The next day I look, and its back to normal.

Great story, i know.
2014-03-28 02:57:51 PM  
1 votes:
I never check my acct balance. This could seriously happen to me.
2014-03-28 02:52:57 PM  
1 votes:

lordargent: fruitloop: Technically a teen, legally an adult, really a dumbass.

Yeah, also, what kind of dumbass blows most of his "inheritance" in 10 days :P


an 18 year old, thats who
2014-03-28 02:52:49 PM  
1 votes:

manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.


They will charge him with theft most likely. Otherwise, they can charge him with failing to report found property.
2014-03-28 02:49:14 PM  
1 votes:
Aaaaaaaaaaand it's gone.
2014-03-28 02:47:08 PM  
1 votes:

JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Yeah, but that's not how it works.
2014-03-28 02:45:56 PM  
1 votes:
Approves.  movieguy247.com
2014-03-28 02:45:39 PM  
1 votes:
blog.beeminder.com
2014-03-28 02:43:41 PM  
1 votes:
It's a bank. They knew what they were getting into.

I say, Fark them. Let him keep it.
2014-03-28 02:42:48 PM  
1 votes:

doubled99: Bank Error in Your Favor-collect $25,000

Good for him. He's underage so no prison time


18 isn't underage unless you're drinking.
2014-03-28 02:42:09 PM  
1 votes:

doubled99: Bank Error in Your Favor-collect $25,000

Good for him. He's underage so no prison time


Article says 18.

// and if he were underage, they would go after the parents.
2014-03-28 02:40:18 PM  
1 votes:
Bank Error in Your Favor-collect $25,000

Good for him. He's underage so no prison time
2014-03-28 02:05:39 PM  
1 votes:
Poor guy. Poor, stupid guy. REALLY poor, stupid guy.
 
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