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(ABC)   Bank accidentally deposits $31,000 into teen's account. Underachiever teen only managed to spend $25,000 in the ten days before the error was caught   (abcnews.go.com) divider line 363
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12408 clicks; posted to Main » on 28 Mar 2014 at 2:38 PM (29 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2014-03-28 04:41:28 PM  

Headso: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?

sure, people use the banks for their convience because we live in 2014 and cant constantly barter for goods and services like it is the middle ages and still have such a negative opinion of the shareholders that they don't give a shiat about people stealing from them. Cheering on people with nothing to lose as they steal from banks doesn't require some inconvenience on my part.



Another bullshiat justification. Convenience? The guy at the Shell gas station rapes your daughter but you keep going there because the Exxon is on the other side of the street?

You all have a different definition than I do of hatred.
 
2014-03-28 04:44:02 PM  

cretinbob: LemSkroob: Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest

You know how I can tell you aren't a finacial genius?


We have to pay for our mistakes.  Why shouldn't the banks have to pay for theirs?
 
2014-03-28 04:44:05 PM  

DROxINxTHExWIND: Headso: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?

sure, people use the banks for their convience because we live in 2014 and cant constantly barter for goods and services like it is the middle ages and still have such a negative opinion of the shareholders that they don't give a shiat about people stealing from them. Cheering on people with nothing to lose as they steal from banks doesn't require some inconvenience on my part.


Another bullshiat justification. Convenience? The guy at the Shell gas station rapes your daughter but you keep going there because the Exxon is on the other side of the street?

You all have a different definition than I do of hatred.


May I ask respectfully how you get by without using a bank?
 
2014-03-28 04:44:27 PM  
If this happened to me I'd give my ATM card to the nearest hobo and tell him to have a good time. Wait a couple days and report my card lost/stolen. F the banks.
 
2014-03-28 04:48:09 PM  

Ned Stark: DROxINxTHExWIND: Ned Stark:The fact that I would steal given the oppertunity is sort of implict in the fact that we are talking about me (and others) stealing given the oppertunity.


Exactly. So
Exactly. So, stop biatching about bakers and how amoral they are if you're no better. Admit that you'd steal the money, not because banks blah, blah, blah, but because you're a thief.

No, because I've already explained to you that that's nonsense. You can't just cut away all context and start declaring shiat the same.


Again with the child-like thinking. Ok. You're right. So, while we're talking about EQUALITY me and some of my folks will be over your house after I get off of work to take whats ours for what the white man did to blacks.

I KNOW you don't think things are "equal" now.
 
2014-03-28 04:48:10 PM  

DROxINxTHExWIND: Headso: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?

sure, people use the banks for their convience because we live in 2014 and cant constantly barter for goods and services like it is the middle ages and still have such a negative opinion of the shareholders that they don't give a shiat about people stealing from them. Cheering on people with nothing to lose as they steal from banks doesn't require some inconvenience on my part.


Another bullshiat justification. Convenience? The guy at the Shell gas station rapes your daughter but you keep going there because the Exxon is on the other side of the street?

You all have a different definition than I do of hatred.


no it's more like  banks, since you know we are talking about banks, steal money constantly from poor and middle class people and they have a bad public image so people don't give a shiat about bad things happening to them but because it's banks we are talking about here and not some guy raping your child people don't feel the need to punish themselves via inconvenience. I mean come on man, you just claimed I was being patronizing  and then you compare a douchebaggy bank to some guy raping your child? I think you might need to be patronized, breh...
 
2014-03-28 04:48:13 PM  

Lee Jackson Beauregard: Banks have done some evil things.  This isn't one of them.


Exactly, and this is a small town bank, not farking BOA.

And IF the kid was really supposed to get an inheritance from his grandma, he needs to show them that paperwork.  AND if he was supposed to get the inheritance, he can pay back what he now owes the bank for the error, and the problem will be solved. Fact is the kid didn't come back, because he probably is full of shiate and should be arrested.
 
2014-03-28 04:50:32 PM  

Headso: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?

sure, people use the banks for their convience because we live in 2014 and cant constantly barter for goods and services like it is the middle ages and still have such a negative opinion of the shareholders that they don't give a shiat about people stealing from them. Cheering on people with nothing to lose as they steal from banks doesn't require some inconvenience on my part.


Another bullshiat justification. Convenience? The guy at the Shell gas station rapes your daughter but you keep going there because the Exxon is on the other side of the street?

You all have a different definition than I do of hatred.

no it's more like  banks, since you know we are talking about banks, steal money constantly from poor and middle class people and they have a ba ...



Hyperbole. How does it work?
 
2014-03-28 04:54:19 PM  

R.A.Danny: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?

sure, people use the banks for their convience because we live in 2014 and cant constantly barter for goods and services like it is the middle ages and still have such a negative opinion of the shareholders that they don't give a shiat about people stealing from them. Cheering on people with nothing to lose as they steal from banks doesn't require some inconvenience on my part.


Another bullshiat justification. Convenience? The guy at the Shell gas station rapes your daughter but you keep going there because the Exxon is on the other side of the street?

You all have a different definition than I do of hatred.

May I ask respectfully how you get by without using a bank?



May I respectfully ask what I said that made you think I don't have a bank account? I'm not the one justifying theft because banks are evil. I'm well aware that there was theft that led to the financial crisis. I'm aware that no one has served any jailtime for that theft. i don't like it. But, if money that did not belong to me were put in my possession, I would not take it. That's my position.
 
2014-03-28 04:54:41 PM  
Well, that bank teller is definitely fired.
 
2014-03-28 04:54:55 PM  

Bullseyed: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Not even close to a correct analogy.

Here's a more accurate one:

Ever bought a car and the dealer gives you keys for the deluxe model instead of the base model and they let you drive it around for a month then demand it back?


No, because the keys only fit one car, and I've already test driven the base model and it's sitting right outside the sales office door, unless someone switched the car while we weren't looking and someone else also swapped the keys on the salesman's desk while we were in the office doing the paperwork and no one saw him.
 
2014-03-28 04:56:47 PM  

DROxINxTHExWIND: May I respectfully ask what I said that made you think I don't have a bank account? I'm not the one justifying theft because banks are evil. I'm well aware that there was theft that led to the financial crisis. I'm aware that no one has served any jailtime for that theft. i don't like it. But, if money that did not belong to me were put in my possession, I would not take it. That's my position.


Perhaps context failed me through the thread. My apologies.
 
2014-03-28 04:59:09 PM  

DROxINxTHExWIND: no it's more like banks, since you know we are talking about banks, steal money constantly from poor and middle class people and they have a ba ...


Hyperbole. How does it work?


Hyperbole is when you make a statement claiming farkers would go to their child's rapist if it was convenient place to get gas. Stating that banks steal from the poor and middle class is just facts, they also steal from minorities specifically, wells fargo had to settle to the tune of 175 million for charging higher interest rates on mortgages to minority borrowers. .
 
2014-03-28 04:59:37 PM  

DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: Ned Stark:The fact that I would steal given the oppertunity is sort of implict in the fact that we are talking about me (and others) stealing given the oppertunity.


Exactly. So
Exactly. So, stop biatching about bakers and how amoral they are if you're no better. Admit that you'd steal the money, not because banks blah, blah, blah, but because you're a thief.

No, because I've already explained to you that that's nonsense. You can't just cut away all context and start declaring shiat the same.

Again with the child-like thinking. Ok. You're right. So, while we're talking about EQUALITY me and some of my folks will be over your house after I get off of work to take whats ours for what the white man did to blacks.

I KNOW you don't think things are "equal" now.


Rigid absolutism is hardly the pinnacle of moral maturity. Obama and Hitler both started unjustified wars that killed innocent people. Are the 'baggers therefore absolutely correct to claim they are the same in every third breath? No, absolutely not. The assertion is preposterous. The scale and context are radically different and so our judgments are as well.
 
2014-03-28 05:00:30 PM  

toadist: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

?????


Did the community college you attended not offer and basic classes in contract law....?

I hate to use the term 'dumb farkers' too much, but this thread is bring several of them out of the woodwork.


You have to graduate high school in order to go to community college
 
2014-03-28 05:01:00 PM  

Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.


Difference in your example is that no money actually 'changes hands'.  If a company doesn't honor their sales price, you can't force them to honor it and threaten them with criminal charges.  Banks have an implied responsibility to get things right, and should be held responsible for it if they don't, just as we are when we screw up.  That's not unreasonable.

If the kid was actually expecting a windfall, then I really can't hold him wholly at fault.  Yes, he's an idiot for not confirming it.
 
2014-03-28 05:06:14 PM  

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


Yeah, I think this is about the maximum gaming you can get out of the situation but realistically all this is going to get you is trouble for a very limited payoff - we're talking on the order of $1000 at best if they let you keep it for an entire year (unlikely). It's probably best to alert them to the error and get it fixed.

Now, if the amount of money was very large and there was some reason to believe that it might just slip through the cracks, I would seriously contemplate trying this.
 
2014-03-28 05:07:26 PM  

Ex-Texan: InGeorgia, that's definitely "Ghetto rich".


If memory serves, my father referred to it differently.
 
2014-03-28 05:10:36 PM  

cretinbob: toadist: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

?????


Did the community college you attended not offer and basic classes in contract law....?

I hate to use the term 'dumb farkers' too much, but this thread is bring several of them out of the woodwork.

You have to graduate high school in order to go to community college


No, you can get a GED.
 
2014-03-28 05:15:06 PM  

jst3p: cretinbob: toadist: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

?????


Did the community college you attended not offer and basic classes in contract law....?

I hate to use the term 'dumb farkers' too much, but this thread is bring several of them out of the woodwork.

You have to graduate high school in order to go to community college

No, you can get a GED.


In Law?
 
2014-03-28 05:16:40 PM  
I'd like to know how much he would've gotten in thanks from the bank if he had reported it.

/lost wallet twice
//$500 or 10% of the contents whichever is higher
///last person didn't want any money, but did walk out with a big jar of homemade pesto
 
2014-03-28 05:18:35 PM  

Ned Stark: DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.


Farking child-like thinking. "Johnny got two and I only got one!" This isn;t about "equality", this is about your personal sense of right and wrong. Hearing you all in the banker threads I was under the impression that if given the opportunity to "deliberately build a wealth extraction machine" you all would decline because you know that it would be morally reprehensible to steal from people. Yet, here you are with MUCH LESS TEMPTATION and you all can't farking WAIT to steal and justify it because, reasons.

You all aren't angry at bankers for being theives. Your real issue is that you weren't smart enough to do it first.

Were not talking one and two here. Its one and many millions. Its at the expense of an indifferent Leviathan that will notice the loss no more than you would notice a lost hair and at the expense of every living human. The difference in scale is so vast that it is unto a difference in kind.

Not that I buy into your moralizing bunk any ...

Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

The fact that I would steal given the oppertunity is sort of implict in the fact that we are talking about me (and others) stealing given the oppertunity.


There's nothing intrinsically wrong with stealing, it just depends on who you're stealing from. I can't think of any reason it should be wrong to steal from a bank. They've stolen plenty from us, and turnabout is fair play.
 
2014-03-28 05:18:42 PM  

August11: My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb


img.fark.net
 
2014-03-28 05:21:28 PM  

cretinbob: LemSkroob: Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest

You know how I can tell you aren't a finacial genius?


The same way we can tell you're not a grammar one?
 
2014-03-28 05:32:19 PM  

JesusJuice: There's nothing intrinsically wrong with stealing, it just depends on who you're stealing from. I can't think of any reason it should be wrong to steal from a bank. They've stolen plenty from us, and turnabout is fair play.


s30.postimg.org
 
2014-03-28 05:33:00 PM  

whidbey: JesusJuice: There's nothing intrinsically wrong with stealing, it just depends on who you're stealing from. I can't think of any reason it should be wrong to steal from a bank. They've stolen plenty from us, and turnabout is fair play.

[s30.postimg.org image 375x236]


Yup.
 
2014-03-28 05:47:25 PM  
He should have bought a tank.
 
2014-03-28 05:47:30 PM  

RembrandtQEinstein: I'm an individual, so no.  The bank is a corporation and is responsible for having the processes in place to prevent this kind of thing from happening.  So how it should work is if the bank makes a mistake that benefits you, they should eat it, and if they make a mistake that harms you they should also eat it.


LOL, you owe me a new monitor
 
2014-03-28 05:49:44 PM  

filter: I never check my acct balance. This could seriously happen to me.


a couple hundred could happen to me but not 20000

He thought it was his inheritance and blew most of it in 10 days? I'll bet.

He should be criminally prosecuted for theft by deceit.
 
2014-03-28 05:53:01 PM  

octopied: filter: I never check my acct balance. This could seriously happen to me.

a couple hundred could happen to me but not 20000

He thought it was his inheritance and blew most of it in 10 days? I'll bet.

He should be criminally prosecuted for theft by deceit.


Or be given an honorary position on the Goldman Sachs Bard of Directors.
 
2014-03-28 05:55:08 PM  

manbart: It may fall under "theft of service," but even then I don't think there was any intent to commit the act here. Seeing as he had no intention of acquiring the money, it just appeared, I don't think theft really applies.


He didn't acquire it at the moment his balance had some numbers added to it.
 
2014-03-28 05:56:26 PM  

RockofAges: The sentiment of the rest of us is pretty plain, but I speak of the old Fark.com.


lol, no

alt

Captain Obvious to the rescue.
 
2014-03-28 05:59:51 PM  
You're 18 years old. You live at home. You get your inheritance money from your Grandmother and you don't mention it to your parents...?

//Face it, the kid knew the money wasn't his and he was hoping no one would find out.
//If you come into a lot of money, pay off any debts/loans first, invest the rest.
 
2014-03-28 06:02:42 PM  

RockofAges: whidbey: RockofAges: The sentiment of the rest of us is pretty plain, but I speak of the old Fark.com.

lol, no

alt

Captain Obvious to the rescue.

Captain Hipster impresses.


Because it's totally "hip" to condemn greedy immature dipshiats like the kid in question here.

Maybe you could offer to buy him a pair of tights and you two can go swing around Sherwood Forest together or something.
 
2014-03-28 06:07:52 PM  

RockofAges: whidbey: RockofAges: whidbey: RockofAges: The sentiment of the rest of us is pretty plain, but I speak of the old Fark.com.

lol, no

alt

Captain Obvious to the rescue.

Captain Hipster impresses.

Because it's totally "hip" to condemn greedy immature dipshiats like the kid in question here.

Maybe you could offer to buy him a pair of tights and you two can go swing around Sherwood Forest together or something.

I'm not giving you anything to get a soft-on over. Yiff to your Bronies as per the usual.


Hey you brought it up. Come on. Red and green tights for each of you. The kid he probably has a nice ass, too.

Robin Hood totally IS badass though,

But you're not


and I'm not that surprised that you disagree. Though I _AM_ surprised that you aren't aroused by the dashing anthropomorphic lead in the Disney adaptation.


Didn't see it. Disney's a bunch of racist sexist bullshiat, anyway.

/so predictable
//so bandwagony
 
2014-03-28 06:08:30 PM  

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


Ever park your car in someone else's garage and hand them the keys, saying "this is yours now"?

That's more like what the bank did. They parked/deposited the car/money in his garage/account. The money was controlled by HIS keys/bank card and pin, and the statement he gets showing his available balance showed the money was his.
 
2014-03-28 06:13:39 PM  

thedumbone: silverjets: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

If we're using a car analogy, let's get it right.  What happened is the equivalent of you handing your car keys to a valet and the valet mistakenly giving your car keys to someone else believing that person to be you.   When your car is recovered by police, what is left is only worth $6000 (either the person crashed it or they started selling it for parts...either way your car is no longer worth $31000).

So, should the hotel/restaurant employing the valet eat the cost of your car?   Or should the person that drove off in your car knowing it wasn't theirs?

Hotel owes you cost. Person that drove off owes the hotel. It's called subrogation.


Not the right analogy. Valet drives up in John Smith's car and hands the keys to the wrong person, also named John Smith.  Instead of getting in the car, they just walk off with the keys, leaving the car there. Rightful owner walks up and see's his car. Does the valet say; A. We lost your keys, sorry. B. We've called a locksmith and charged it to your room. C. Your car could have been stolen, but they only got away with your keys. D.  They don't say anything - just stand there with their hand out.

D.
 
2014-03-28 06:13:47 PM  
I now have a 'thief' color code. Even if some of them are trolls, or just a subset, I'm surprised at how many there are.


I believe torture is evil, absolutely. Does this rigid absolutism mitigate my "moral maturity"?
I also believe in Ghandi's "be the change" concept. Otherwise, there will be no change.


Only psychopaths justify their actions on the moral equivalence to other psychopaths. Even if they are just doing it so they can get their 'fair' share. How much is YOUR dignity worth?
 
2014-03-28 06:16:37 PM  

DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.


That's the whole point- he didn't "TAKE" it, they GAVE it to him. He didn't commit fraud to get they money in his account- THEY, of their own free will, put it there.
 
2014-03-28 06:18:45 PM  
The general consensus seems to be that spending those funds constitutes theft by finding, or a similar charge.  I don't disagree that reporting the mistake and returning the funds would have been the correct action, and the one I'd hope to see my children do in that position.

The moral case seems clear to me. However, to play devil's advocate a bit, it does seem a bit odd that the legal burden is entirely on the consumer here.

Consumer protection regulations allow receivers of unsolicited physical goods shipped to their house to keep them.  It also constitutes a crime for the shipper to demand payment.  Although receiving digital goods (cash in an account in this case) is not the same as receiving physical goods, the legal handling is so starkly different that it seems incongruous.
 
2014-03-28 06:18:45 PM  
So many Farkers obviously wish they were this kid. Judging by most of the posts of those same Farkers, they are all just as stupid as the kid in the story.

 Forgery: Faking a signature to cash a check that is not made out to you.

 Uttering: Cashing a check that is made out to  someone with your name under false pretenses.i.e. you cash a check made out to John Smith. While you ARE John Smith you are NOT the John Smith that the check is made out to.

  See how simple that is? Whose $31,000 was it? Despite the bank putting it in his account it was NEVER the  kid's money. Human error is something we can all do.

/So glad that i have one of the rarest last names in the  entire USA. I have never met another person with my last name who was not a relative. My bank would never make a mistake like that because there is only ONE of me in the entire state of Delaware. In fact no one on the entire east coast shares my name.
 
2014-03-28 06:18:57 PM  
Funny thing is this happens in finance a lot at the big banks, and you know what?  The banks eat the losses.

They have to because the "other" buy is also a big bank, with big, well paid lawyers.  And they weren't the one that messed up.

The bank eats it.  The worker that caused the error is fired and never has a job in the industry again.

This kids only issue was being poor.  Should have used some of that cash to pre-hire someone good to argue it was his.
 
2014-03-28 06:21:34 PM  

fredklein: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Ever park your car in someone else's garage and hand them the keys, saying "this is yours now"?

That's more like what the bank did. They parked/deposited the car/money in his garage/account. The money was controlled by HIS keys/bank card and pin, and the statement he gets showing his available balance showed the money was his.


If you know for a fact that they are wrong and that the car is not yours, you are committing theft if you take that car and treat it as if you own this.

If someone delivers something to my house by mistake, it is not mine.  Are you saying that just because someone made a mistake, even though you know the goods are not yours, it is not theft to keep them?
 
2014-03-28 06:21:38 PM  

DROxINxTHExWIND: What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same.


"What's sauce for the goose..."
 
2014-03-28 06:22:33 PM  

fredklein: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's the whole point- he didn't "TAKE" it, they GAVE it to him. He didn't commit fraud to get they money in his account- THEY, of their own free will, put it there.


You are saying that he did not take money that he knew did not belong to him and spend it?  There is literally nothing that supports this theory.
 
2014-03-28 06:25:31 PM  

RockofAges: piglet: I now have a 'thief' color code. Even if some of them are trolls, or just a subset, I'm surprised at how many there are.


I believe torture is evil, absolutely. Does this rigid absolutism mitigate my "moral maturity"?
I also believe in Ghandi's "be the change" concept. Otherwise, there will be no change.


Only psychopaths justify their actions on the moral equivalence to other psychopaths. Even if they are just doing it so they can get their 'fair' share. How much is YOUR dignity worth?

Go peddle your dime store philosophy somewhere else. Take it from someone educated on the subject -- your healing crystals and superficial understandings of ethics and morality don't make you entitled to pass judgment to any real degree upon others.

Morality in general is for old ladies, the religious, and kids too young to know what the real world feels like yet. Ethics is a much more nuanced subject. And as for Gandhi -- have you ever played Civ?????


Thanks for supporting my argument.
 
2014-03-28 06:28:23 PM  
The specific crime this kid committed is called Uttering: in simple terms you are John Smith you find a check made out to John Smith but you KNOW that you are  NOT the John Smith that the check was  made out to but you cash it anyway. See the problem? The real Jon Smith never got his  money another John Smith stole it. This case is no different!.
 
2014-03-28 06:28:43 PM  

JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


You don't know how banks work, do you
 
2014-03-28 06:29:07 PM  
How could anyone possibly think they would get away with this?

If you didn't deposit the money, it isn't yours. Spending it is theft.
 
2014-03-28 06:29:41 PM  

RockofAges: or it to be theft, whom is he stealing it from? Certainly not from any individual account holder. Therefor, "the bank"?

I find it so interesting that people are fine with a power arrangement in which the powerful are allowed to hold absolute moral authority, set the rules, AND disperse ALL responsibility to the four winds.

BUT

When Johnny Six-Pack collects a bank error in his favour -- that's a paddlin?

Stand on your theory books and scream to the heavens about those hellish 18 year old "thieves" out spending a pittance (to a bank) on magic cards. It's really impressive.


Let me make sure I understand this.  You feel that since banks and the organizations behnd them have money and therefore power, and power defines the rules, you think it is morally acceptable for a person lacking in power to defy those rules because...well, I'll be honest with you, this is where I stop being able to follow you.  Why, exactly, shouldn't it be considered theft?  Your post did have a string of words that seemed to be related to each other in some manner, but I will be danged if I could eke out a logical argument from them.
 
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