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(ABC)   Bank accidentally deposits $31,000 into teen's account. Underachiever teen only managed to spend $25,000 in the ten days before the error was caught   (abcnews.go.com) divider line 363
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12417 clicks; posted to Main » on 28 Mar 2014 at 2:38 PM (38 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2014-03-28 04:04:15 PM  

DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.


Farking child-like thinking. "Johnny got two and I only got one!" This isn;t about "equality", this is about your personal sense of right and wrong. Hearing you all in the banker threads I was under the impression that if given the opportunity to "deliberately build a wealth extraction machine" you all would decline because you know that it would be morally reprehensible to steal from people. Yet, here you are with MUCH LESS TEMPTATION and you all can't farking WAIT to steal and justify it because, reasons.

You all aren't angry at bankers for being theives. Your real issue is that you weren't smart enough to do it first.


Were not talking one and two here. Its one and many millions. Its at the expense of an indifferent Leviathan that will notice the loss no more than you would notice a lost hair and at the expense of every living human. The difference in scale is so vast that it is unto a difference in kind.

Not that I buy into your moralizing bunk anyway. It is itself a contrivance of the bankers, its every facet attuned to exalting the status quo. Believing in it isn't particularly useful from the bottom.

Its just, you're wrong on your own terms too.
 
2014-03-28 04:05:00 PM  

rumpelstiltskin: DROxINxTHExWIND:

Maybe so, but these grown-ass Farkers should CERTAINLY know better.

/They apparently don't

I hate bankers as much as anyone, but let's be reasonable. This isn't Snidely Whiplash rubbing his hands and giggling about foreclosing on a widow. What happened here is some teller made a mistake. That's like the guy at Burger King accidentally leaving the pickles off your Whopper. It seems amazing to me that this sort of bank error wouldn't happen more often, and the only explanation I can think of is that it does happen more often, but the recipient of the largesse isn't a moron and doesn't spend his windfall and that's why I don't hear about it.  Sure, you can argue that it's 31K, that the teller maybe should be a little more careful, but we're talking about a farking bank teller, not a surgeon or even a heavy equipment operator. If you expect that sort of person to not make mistakes, you have some really high expectations of this world.


Right. These people that think only along the lines of 'well technucally it's money in MY bank account' need to simply ask themselves if their actions would hold up in court. In front of a judge. This 18 year old 'kid' is right farked.
 
2014-03-28 04:05:30 PM  

Tony_Pepperoni: Yesterday, the Arrowhead water guy delivered two 5 gallon jugs to my front door. (I didn't order any)
I opened the door to check the mail and there they were. Should I keep them?


YES.

The monolitithic filtered water giants can handle the hit. fark'em.
 
2014-03-28 04:05:42 PM  
Bank tellers make mistakes like this all the time.
They give no shiats.
Usually it is in the bank's favor so the bank doesn't care either.
 
2014-03-28 04:06:17 PM  

rumpelstiltskin: DROxINxTHExWIND:

Maybe so, but these grown-ass Farkers should CERTAINLY know better.

/They apparently don't

I hate bankers as much as anyone, but let's be reasonable. This isn't Snidely Whiplash rubbing his hands and giggling about foreclosing on a widow. What happened here is some teller made a mistake. That's like the guy at Burger King accidentally leaving the pickles off your Whopper. It seems amazing to me that this sort of bank error wouldn't happen more often, and the only explanation I can think of is that it does happen more often, but the recipient of the largesse isn't a moron and doesn't spend his windfall and that's why I don't hear about it.  Sure, you can argue that it's 31K, that the teller maybe should be a little more careful, but we're talking about a farking bank teller, not a surgeon or even a heavy equipment operator. If you expect that sort of person to not make mistakes, you have some really high expectations of this world.


Look here, on Fark, we hate our banks!
 
2014-03-28 04:06:48 PM  

Inflatable Rhetoric: epyonyx: Just shift the money to a high yield account until someone claims it. Return their money and keep the profit.

What is "high yield" now?  4% ?
High yield CD's require at least a 1 year commitment, so that could be a problem.
If you keep it a month (and it was noticed after 10 days) you get $103.  BFD

Obviously, you should buy 31,000 lottery tickets.


Actually the second you take possession of ill gotten goods you are technically a criminal. Trying to tuck the money into an interest bearing account is fraud from day one.
 
2014-03-28 04:07:09 PM  

Jim from Saint Paul: Tony_Pepperoni: Yesterday, the Arrowhead water guy delivered two 5 gallon jugs to my front door. (I didn't order any)
I opened the door to check the mail and there they were. Should I keep them?

YES.

The monolitithic filtered water giants can handle the hit. fark'em.


But not the bottle deposit.
 
2014-03-28 04:08:53 PM  

DROxINxTHExWIND: Endive Wombat: Anyone else here seriously curious about what he spent the money on thus far?

Being 18, and likely in high school, I am going to guess he's given a bit to friends, he's received a lot of BJ's and sex, and probably blew it on a bunch of crap like Xboxs and Playstations...


Clothing, a vehicle, jewelry, drugs, alcohol, travel, eating out


/No specific order


Maybe he blew it all on a fancy record player
 
2014-03-28 04:09:18 PM  

BeesNuts: DROxINxTHExWIND: Khell: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

The appropriate response to finding $31K, that isn't yours, in your bank account is not, "Fark yeah, I'm going to go spend this money that's not mine!"  It's, "I wonder why there's $31K that isn't mine in my bank account.  I should call the bank and try to find out what's going on here."

The appropriate response to some stranger shoving car keys in your pocket is to call the authorities and turn over the keys/car because, ya know, it doesn't belong to you.

For the most part, if you gain possession of something and it wasn't expressly given or sold to you, then you don't own it.  If you sell/trade/use/abuse what's in your temporary custody, then you can expect to face legal ramifications.

The kid is an idiot, and should know better.  He gets whatever is coming to him.


Maybe so, but these grown-ass Farkers should CERTAINLY know better.

/They apparently don't

I'm not sure if people are saying they'd take it and spend it and feel fulfilled.  I think people are, and I most certainly am, just saying that the bank throwing its weight around at a dumb 18 year old is pointless and in poor taste.  Not as poor of taste as the kid who took the money in the first place, but it feels unseemly.  Now we don't know how the legal proceedings are going or how they will go, but I think my (our) distrust of the banks in this situation is warranted.


You're moving the goalposts from, "Hey, they stole it from us first" to "Come on, banker. Y'all don't have to be like that".

If you intend to buy $20 worth of gas you accidentally give the cashier a $100 bill before you walk out to fill up are you "throwing your weight around" when you come back in to get the difference that was owed to you? You all are really reaching for justifications of theft. Just say you hate banks and you're not a moral person. It's cool to be that way.
 
2014-03-28 04:09:22 PM  
i.imgur.com
 
2014-03-28 04:09:46 PM  
I need to know the race, religion, and political party affiliation of the depositor, the teller, and the kid before I can render any judgement of who, if anyone, is in the wrong here.
 
2014-03-28 04:09:46 PM  

Shazam999: This happened to me twice.

Both times for about $11,000.  First time I phoned the bank immediately, they insisted the money was mine.  Anyhow I didn't touch it, THREE FARKING MONTHS later they phoned me and realized their error.  They gave me $25 though, and I got to keep the interest.

Second time, I phoned again, brought up the first time it happened, they insisted I actually deposited the money, and that it was mine.  Only took them a few days though this time to fix the error.  But I got nothing.


This, ladies and gentlemen, is exactly what this kid should have done.  Even if the bank tells you that there's no mistake, common sense should dictate that the money isn't yours, and you should prepare for the day when the bank asks for the money back.

Gold star for you, sir!  Both for being upstanding enough to phone them and tell them of the issue, and to be smart enough to leave the money where it was.
 
2014-03-28 04:10:04 PM  

RembrandtQEinstein: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

I'm an individual, so no.  The bank is a corporation and is responsible for having the processes in place to prevent this kind of thing from happening.  So how it should work is if the bank makes a mistake that benefits you, they should eat it, and if they make a mistake that harms you they should also eat it.

Great power and great responsibility and all that.  At the same time if an individual makes an honest mistake they shouldn't be penalized for it, only required to make equitable restitution.

This situation should be solved by a civil judge arbitrating the terms of a loan agreement which will allow the young man to pay back the mistaken amount, at a reasonable payment schedule with no interest.  The bank should write off the loss as a penalty for screwing up.

At no point should the criminal justice system be involved.

Of course in the real world the kid will be convicted of "offense against a corporation" and the penalty for that is having his life ruined legally and financially.


Oh good grief.  Do you even have a bank account?  Have you ever read the gigantic terms of use pamphlet they gave you?  Maybe you should, because all your questions not pertaining to losing your virginity are in there.
 
2014-03-28 04:10:16 PM  

R.A.Danny: whidbey: When the alleged deposit recipient tried to withdraw more money the next day, the bank "informed him of the mistake that was made and asked him to return the money"

lulz

It's funny because they asked him nicely to be honest.


God man imagine having to pay that shiat back. Oh jesus.
 
2014-03-28 04:11:07 PM  

Parthenogenetic: I need to know the race, religion, and political party affiliation of the depositor, the teller, and the kid before I can render any judgement of who, if anyone, is in the wrong here.


And the bank CEO of course. Oh wait, we already know that.
 
2014-03-28 04:11:43 PM  

whidbey: R.A.Danny: whidbey: When the alleged deposit recipient tried to withdraw more money the next day, the bank "informed him of the mistake that was made and asked him to return the money"

lulz

It's funny because they asked him nicely to be honest.

God man imagine having to pay that shiat back. Oh jesus.


Um... you um.... you want that back!?!?!?
 
2014-03-28 04:12:37 PM  

Inflatable Rhetoric: Jim from Saint Paul: Tony_Pepperoni: Yesterday, the Arrowhead water guy delivered two 5 gallon jugs to my front door. (I didn't order any)
I opened the door to check the mail and there they were. Should I keep them?

YES.

The monolitithic filtered water giants can handle the hit. fark'em.

But not the bottle deposit.


Make beer!
 
2014-03-28 04:12:59 PM  

Khell: Shazam999: This happened to me twice.

Both times for about $11,000.  First time I phoned the bank immediately, they insisted the money was mine.  Anyhow I didn't touch it, THREE FARKING MONTHS later they phoned me and realized their error.  They gave me $25 though, and I got to keep the interest.

Second time, I phoned again, brought up the first time it happened, they insisted I actually deposited the money, and that it was mine.  Only took them a few days though this time to fix the error.  But I got nothing.

This, ladies and gentlemen, is exactly what this kid should have done.  Even if the bank tells you that there's no mistake, common sense should dictate that the money isn't yours, and you should prepare for the day when the bank asks for the money back.

Gold star for you, sir!  Both for being upstanding enough to phone them and tell them of the issue, and to be smart enough to leave the money where it was.


I did ask them what would happen if that money was in fact not mine and I spent it.  The lady on the other end said "Oh then you'd be in big trouble!" or something to that effect.
 
2014-03-28 04:13:18 PM  
Shazam999:

Look here, on Fark, we hate our banks!

I do hate banks and bankers, honest. My older brother is a banker, and one of my first memories is of him trading me shiny pennies for my dirty nickels and dimes. He's been stealing since he was three years old, and he's only gotten better at it with practice.
 
2014-03-28 04:14:11 PM  

R.A.Danny: Inflatable Rhetoric: epyonyx: Just shift the money to a high yield account until someone claims it. Return their money and keep the profit.

What is "high yield" now?  4% ?
High yield CD's require at least a 1 year commitment, so that could be a problem.
If you keep it a month (and it was noticed after 10 days) you get $103.  BFD

Obviously, you should buy 31,000 lottery tickets.

Actually the second you take possession of ill gotten goods you are technically a criminal. Trying to tuck the money into an interest bearing account is fraud from day one.


Withdraw it all and turn it in to police as found property. Cross your fingers it takes em 90 days or whatever to notice.
 
2014-03-28 04:14:41 PM  
Just don't waive your right to a jury trial dude, and you're golden.
 
2014-03-28 04:15:22 PM  

Ned Stark: DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.


Farking child-like thinking. "Johnny got two and I only got one!" This isn;t about "equality", this is about your personal sense of right and wrong. Hearing you all in the banker threads I was under the impression that if given the opportunity to "deliberately build a wealth extraction machine" you all would decline because you know that it would be morally reprehensible to steal from people. Yet, here you are with MUCH LESS TEMPTATION and you all can't farking WAIT to steal and justify it because, reasons.

You all aren't angry at bankers for being theives. Your real issue is that you weren't smart enough to do it first.

Were not talking one and two here. Its one and many millions. Its at the expense of an indifferent Leviathan that will notice the loss no more than you would notice a lost hair and at the expense of every living human. The difference in scale is so vast that it is unto a difference in kind.

Not that I buy into your moralizing bunk any ...


Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.
 
2014-03-28 04:18:02 PM  

groppet: DROxINxTHExWIND: Endive Wombat: Anyone else here seriously curious about what he spent the money on thus far?

Being 18, and likely in high school, I am going to guess he's given a bit to friends, he's received a lot of BJ's and sex, and probably blew it on a bunch of crap like Xboxs and Playstations...


Clothing, a vehicle, jewelry, drugs, alcohol, travel, eating out


/No specific order

Maybe he blew it all on a fancy record player


"I spent most of it on booze and women, then I blew the rest." - I forget where I heard that.
 
2014-03-28 04:19:28 PM  

Ned Stark: R.A.Danny: Inflatable Rhetoric: epyonyx: Just shift the money to a high yield account until someone claims it. Return their money and keep the profit.

What is "high yield" now?  4% ?
High yield CD's require at least a 1 year commitment, so that could be a problem.
If you keep it a month (and it was noticed after 10 days) you get $103.  BFD

Obviously, you should buy 31,000 lottery tickets.

Actually the second you take possession of ill gotten goods you are technically a criminal. Trying to tuck the money into an interest bearing account is fraud from day one.

Withdraw it all and turn it in to police as found property. Cross your fingers it takes em 90 days or whatever to notice.


That works when you don't know where the money is from. In this case you do know that it is from the bank. Nice thought though.
 
2014-03-28 04:20:43 PM  
InGeorgia, that's definitely "Ghetto rich".
 
2014-03-28 04:21:11 PM  

groppet: jfivealive: groppet: The company I work for uses ADP (bleh) for payroll. At least once a year we get called into a meeting about how ADP screwed up and we got double pay and they tell us not to spend it. Everytime at least one dumb dumb goes hog wild and spends it all and for the next two pay periods they cry about how they only get half pay.

Newsflash:  That is not ADP's fault, that is the person's fault who does your payroll.  They submitted and accepted the payroll, found out there was a mistake, had ADP cancel it, but the ACH stuff gets processed almost immediately.

That is good to know I always figured it was ADPs fault from all the horror stories I hear about them on here.


We've had ADP for our company for a good decade.  I've never had an issue with them at all and they've never messed anything up for us.  We aren't massive, 90ish employees, but the only time stuff is messed up is from the person doing the payroll.  It was either submitted too late, submitted incorrectly, accepted and then an error was found, etc.
 
2014-03-28 04:21:28 PM  

DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.


You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?
 
2014-03-28 04:22:22 PM  

DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.


Farking child-like thinking. "Johnny got two and I only got one!" This isn;t about "equality", this is about your personal sense of right and wrong. Hearing you all in the banker threads I was under the impression that if given the opportunity to "deliberately build a wealth extraction machine" you all would decline because you know that it would be morally reprehensible to steal from people. Yet, here you are with MUCH LESS TEMPTATION and you all can't farking WAIT to steal and justify it because, reasons.

You all aren't angry at bankers for being theives. Your real issue is that you weren't smart enough to do it first.

Were not talking one and two here. Its one and many millions. Its at the expense of an indifferent Leviathan that will notice the loss no more than you would notice a lost hair and at the expense of every living human. The difference in scale is so vast that it is unto a difference in kind.

Not that I buy into your moralizi ...


I never thought I'd say this, but I agree with everything you've said in this thread.  I'm not sure why, but that scares the ever-loving piss out of me.

/maybe I was wrong about you being a 1-trick race baiting troll
 
2014-03-28 04:24:12 PM  

rumpelstiltskin: Shazam999:

Look here, on Fark, we hate our banks!

I do hate banks and bankers, honest. My older brother is a banker, and one of my first memories is of him trading me shiny pennies for my dirty nickels and dimes. He's been stealing since he was three years old, and he's only gotten better at it with practice.


I can understand someone accidentally mis-entering a transaction and it going into my account. I'd give it back.

That said, in the past 15 years there were two instances where my bank account showed deposits of over a hundred dollars and you bet I didn't say jack shiat about it and no one ever contacted me about it.
 
2014-03-28 04:24:36 PM  

pedrop357: Just remind him that he'll have to the taxes on that $31,000


The whole thing?
 
2014-03-28 04:24:54 PM  

Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


Honest people wouldn't steal from a rapist, a gang banger, or a speeder.
 
2014-03-28 04:26:11 PM  

DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.


Farking child-like thinking. "Johnny got two and I only got one!" This isn;t about "equality", this is about your personal sense of right and wrong. Hearing you all in the banker threads I was under the impression that if given the opportunity to "deliberately build a wealth extraction machine" you all would decline because you know that it would be morally reprehensible to steal from people. Yet, here you are with MUCH LESS TEMPTATION and you all can't farking WAIT to steal and justify it because, reasons.

You all aren't angry at bankers for being theives. Your real issue is that you weren't smart enough to do it first.

Were not talking one and two here. Its one and many millions. Its at the expense of an indifferent Leviathan that will notice the loss no more than you would notice a lost hair and at the expense of every living human. The difference in scale is so vast that it is unto a difference in kind.

Not that I buy into your moralizing bunk any ...

Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.


The fact that I would steal given the oppertunity is sort of implict in the fact that we are talking about me (and others) stealing given the oppertunity.
 
2014-03-28 04:28:35 PM  

Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?



LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?
 
2014-03-28 04:28:38 PM  

Shazam999: RembrandtQEinstein: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

I'm an individual, so no.  The bank is a corporation and is responsible for having the processes in place to prevent this kind of thing from happening.  So how it should work is if the bank makes a mistake that benefits you, they should eat it, and if they make a mistake that harms you they should also eat it.

Great power and great responsibility and all that.  At the same time if an individual makes an honest mistake they shouldn't be penalized for it, only required to make equitable restitution.

This situation should be solved by a civil judge arbitrating the terms of a loan agreement which will allow the young man to pay back the mistaken amount, at a reasonable payment schedule with no interest.  The bank should write off the loss as a penalty for screwing up.

At no point should the criminal justice system be involved.

Of course in the real world the kid will be convicted of "offense against a corporation" and the penalty for that is having his life ruined legally and financially.

Oh good grief.  Do you even have a bank account?  Have you ever read the gigantic terms of use pamphlet they gave you?  Maybe you should, because all your questions not pertaining to losing your virginity are in there.


The best part of that post is the 'with great power comes great responsibility' line. The origin of that phrase? Spider-man lets a thief steal from a guy who ripped him off. The thief goes on to kill Uncle Ben. Spider-man realizes he should've stopped the thief because, as Uncle Ben had said, WITH GREAT POWER COMES GREAT RESPONSIBILITY.

Rembrandt Q. Einstein Hawking da Beethoven Genius, Esq. is apparently of the opinion that Spider-man should have joined up with the thief and could honor the memory of Uncle Ben by helping him steal from more and more businesses. This was an issue of What-If. What if Spider-man became a bank robber?
 
2014-03-28 04:29:09 PM  

R.A.Danny: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?

Honest people wouldn't steal from a rapist, a gang banger, or a speeder.


Exactly.  Rapists are corporations, too.
 
2014-03-28 04:30:02 PM  

R.A.Danny: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?

Honest people wouldn't steal from a rapist, a gang banger, or a speeder.


All those crimes carry, among other things, potential monetary penalties.

Not that I would care to imply the state is honest or anything.
 
2014-03-28 04:30:25 PM  

meddleRPI: He thought it was an inheritance, so he spent it in a little over a week? Glad he honored his family well.


Because digital money has emotional value?
 
2014-03-28 04:31:03 PM  
WTF are the odds that two dudes in Hull, GA have the same name? Unless it's my brother Daryl, and my other brother Daryl kind of thing.

/I live in GA
 
2014-03-28 04:32:44 PM  
Ned Stark:The fact that I would steal given the oppertunity is sort of implict in the fact that we are talking about me (and others) stealing given the oppertunity.


Exactly. So

Exactly. So, stop biatching about bakers and how amoral they are if you're no better. Admit that you'd steal the money, not because banks blah, blah, blah, but because you're a thief.
 
2014-03-28 04:32:49 PM  

manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.


NEVER underestimate the ability of the police to come up with a charge for any given action.
 
2014-03-28 04:33:24 PM  

LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Not really. You still don't own that car.
 
2014-03-28 04:34:08 PM  
Banks have done some evil things.  This isn't one of them.
 
2014-03-28 04:34:42 PM  

DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.


Are we not allowed to describe any of the objects in question?
 
2014-03-28 04:35:14 PM  

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


Yeah, then maybe you'd get a free value sizing of a meal.  Woooo Hooo!
 
2014-03-28 04:35:44 PM  

sethen320: DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.

Are we not allowed to describe any of the objects in question?


LOL. Touche'
 
2014-03-28 04:36:06 PM  

DROxINxTHExWIND: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?


sure, people use the banks for their convience because we live in 2014 and cant constantly barter for goods and services like it is the middle ages and still have such a negative opinion of the shareholders that they don't give a shiat about people stealing from them. Cheering on people with nothing to lose as they steal from banks doesn't require some inconvenience on my part.
 
2014-03-28 04:37:35 PM  

Mentalpatient87: . If I accidentally park my car in your spot one night you don't then own my car.


Tell that to the farkwads that think they own the street parking in front of their house.
 
2014-03-28 04:38:19 PM  

NicktheSmoker: LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.

Yeah, then maybe you'd get a free value sizing of a meal.  Woooo Hooo!


You can bet the banks would go totally Nazi if that happened. Suddenly, powers to intrude in and upturn personal lives would come out of the woodwork.
 
2014-03-28 04:38:43 PM  

DROxINxTHExWIND: Ned Stark:The fact that I would steal given the oppertunity is sort of implict in the fact that we are talking about me (and others) stealing given the oppertunity.


Exactly. So
Exactly. So, stop biatching about bakers and how amoral they are if you're no better. Admit that you'd steal the money, not because banks blah, blah, blah, but because you're a thief.


No, because I've already explained to you that that's nonsense. You can't just cut away all context and start declaring shiat the same.
 
2014-03-28 04:40:13 PM  

sethen320: manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.

NEVER underestimate the ability of the police to come up with a charge for any given action.


We are all felons.
 
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