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(ABC)   Bank accidentally deposits $31,000 into teen's account. Underachiever teen only managed to spend $25,000 in the ten days before the error was caught   (abcnews.go.com) divider line 363
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12408 clicks; posted to Main » on 28 Mar 2014 at 2:38 PM (25 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2014-03-28 03:37:04 PM

Bullseyed: DROxINxTHExWIND: Bullseyed: DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.

Yet when a doctor accidentally leaves a scalpel inside someone's stomach, it is magically their fault and not a mistake?

Jesus, you all are all over the place. Now we're into medical malpractice, huh? I don't even know what point you're trying to refute.

We will try to use smaller words and type more slowly so you can keep up. If someone makes a mistake, it is their fault. Not anyone who was rewarded or harmed by their stupidity.



LOL. Don't try to talk down to me because you came in here with a stupid ass analogy that you obviously could not explain better.
 
2014-03-28 03:37:12 PM

macadamnut: We had a bank error (not in our favor) which cleaned out our checking account for about 30 hours, and during every conversation I had with them while getting it fixed I asked "will you be paying me a $32 handling fee? Because that's what you would have charged me if I had accidentally overdrawn. No? How about a wine and cheese gift basket?"
Needless to say we didn't get a penny out of them, but it was fun pestering them.


I had worse.  When I was in college a bank error took about $900 out of my checking account

At the time I had a checking account with about $200 in it and a credit card that provided overdraft protection.

I had no money for about 2-3 weeks, and a credit card that was nearly maxed out.

In the end (after 2-3 weeks of borrowing money from friends and family) I got a letter saying "hey, you were right, it was in error we've removed the charge". no hard feelings right?

I feel even more justified since the bank was Wells Fargo and not some mom and pop credit union that i'm at now.
 
2014-03-28 03:37:14 PM

lordargent: mentallo69: an 18 year old, thats who

But we allow them to operate heavy machinery capable of traveling at over 100 miles per hour on our public roadways!

// hates that '18 == stupid' is now considered the norm now vs the exception.


We expect them to act like adults but we treat them as children, so they don't grow up and then we punish them for not having grown up.

fark, I remember once making a comment about Britney Spears's attractiveness and the woman at the counter said something on the order of "she's just a little girl."

Britney was 19 at the time.

/and by "we" I mean "everyone else"
 
2014-03-28 03:37:25 PM

BeesNuts: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

If I give my car keys to a bank, and we both sign a contract about how they will give me my keys and not give my keys to anyone else, and then they violate that contract and give my keys to somebody else... I have a confused sense of what "the right thing to do" here is, but I definitely know the kid lied about it being from an inheritance.  And the bank farked up.

If my car were destroyed by the false owner, I'd expect the bank, with whom I'd signed a contract, to reimburse me for the loss.  I wouldn't expect that reimbursement to come from the false owner though.  This almost looks like the bank is setting up the suit so they can deny wrongdoing to the person whose money they lost.


I don't see any indication that they're withholding the money from its rightful owner.  More likely, they put the $31,000 in his bank account and are now going to the kid to recoup the money that he took knowing it wasn't his, which is exactly how your hypothetical and this situation should play out.
 
2014-03-28 03:37:45 PM

Bullseyed: R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.

http://en.wikipedia.org/wiki/False_advertising


False advertizing and typos are entirely different things.
 
2014-03-28 03:37:45 PM

DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.


Eye for an eye.
 
2014-03-28 03:37:47 PM

DROxINxTHExWIND: BeesNuts: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

If I give my car keys to a bank, and we both sign a contract about how they will give me my keys and not give my keys to anyone else, and then they violate that contract and give my keys to somebody else... I have a confused sense of what "the right thing to do" here is, but I definitely know the kid lied about it being from an inheritance.  And the bank farked up.

If my car were destroyed by the false owner, I'd expect the bank, with whom I'd signed a contract, to reimburse me for the loss.  I wouldn't expect that reimbursement to come from the false owner though.  This almost looks like the bank is setting up the suit so they can deny wrongdoing to the person whose money they lost.


When you open an account the bank doesn give you a contract that says, "We will not give your money to anyone else" because then, they would be lying to you. "Your" money is in a large pool that the bank uses to aquire assets and that they reinvest to get MORE money.It's not sitting in a shoebox a Bank of America with BeesNuts written on it.


/Your analogy fails


I read your post in Jimmy Stewart's voice.
 
2014-03-28 03:38:16 PM

jtown: Obviously, the rightful owner of the money already got their money back from the bank


Is it?  I mean, I'd like to assume as much, but it doesn't say anywhere and nobody is responding with comments on the case.
 
2014-03-28 03:38:34 PM

Boo_Guy: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

There are places though where an advertised price does have to be honored.


The morans in this thread think Best Buy can print black friday ads offering computers for $10 then be like oh, sorry, that was a mistake, jk lolz.
 
2014-03-28 03:38:41 PM

JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Does anyone else read Gretchen Morgenson's columns in the New York Times? This is the gist of every column she has written in the last five years or so.
 
2014-03-28 03:38:45 PM

That Guy Jeff: Much better at spending mistaken money:

[i.imgur.com image 480x323]


Who is that? Yowza.

/The woman, pervs.
 
2014-03-28 03:39:14 PM
Banks budget for losses whether it be bank errors or delinquent accounts / loans they will never be able to collect on. The bank will write this off, the teller will probably get fired, and the kid will probably get reported to Chexsystems for the next several years and probably find difficulty opening a new bank account or getting a loan or credit.
 
2014-03-28 03:39:29 PM
I am loling at the people trying to use reason against the "I HATZE TA BANKZ!111!!!!!111!!!!!!" posters.

Like common sense and logic will help you there.

lol
 
2014-03-28 03:39:31 PM

ArcadianRefugee: lordargent: mentallo69: an 18 year old, thats who

But we allow them to operate heavy machinery capable of traveling at over 100 miles per hour on our public roadways!

// hates that '18 == stupid' is now considered the norm now vs the exception.

We expect them to act like adults but we treat them as children, so they don't grow up and then we punish them for not having grown up.

fark, I remember once making a comment about Britney Spears's attractiveness and the woman at the counter said something on the order of "she's just a little girl."

Britney was 19 at the time.

/and by "we" I mean "everyone else"


^^^^^^^^^^^^^^^^^^^^^^^^^^
Heaping stacks of this
 
2014-03-28 03:39:39 PM
IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's just dumb.
.

That's shiat that you learn in kindergarten.

That's also where they taught me the policeman is only there to help me, and you can always trust a priest.


Are you ok with robbing rich people "because they've got it"?

Well, it would be pretty stupid to rob from those who don't have it.


What about if you become rich one day? Will it be ok to steal from you then?

Ok? is that a legal term?
It would depend on your point of view. To me, no. To others, yes
 
2014-03-28 03:39:40 PM

Boo_Guy: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

Eye for an eye.



At least you're admitting it. I don't think you've thought your cunning plam through, but...

/Respect
 
2014-03-28 03:39:47 PM

LemSkroob: Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


If you owe the value of the money deposited into your account, and you do this, you'll be charged that value, not that amount of money, and the money deposited later on is worth only $31,000/(1+r), where r is interest.

Taking x and giving back less than y, where y is less than x, is pretty much the definition of theft of x - y, especially if you make it obvious that you're taking advantage of that fact.
 
2014-03-28 03:40:45 PM

R.A.Danny: Bullseyed: R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.

http://en.wikipedia.org/wiki/False_advertising

False advertizing and typos are entirely different things.


No such thing as a typo when you pay editors to review stuff.
 
2014-03-28 03:41:44 PM

doubled99: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's just dumb.
.

That's shiat that you learn in kindergarten.

That's also where they taught me the policeman is only there to help me, and you can always trust a priest.


Are you ok with robbing rich people "because they've got it"?

Well, it would be pretty stupid to rob from those who don't have it.


What about if you become rich one day? Will it be ok to steal from you then?

Ok? is that a legal term?
It would depend on your point of view. To me, no. To others, yes


I'm sure you thought that was all clever but...
 
2014-03-28 03:41:44 PM

Bullseyed: Boo_Guy: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

There are places though where an advertised price does have to be honored.

The morans in this thread think Best Buy can print black friday ads offering computers for $10 then be like oh, sorry, that was a mistake, jk lolz.


Best Buy can print ads for computers for $10 and if it's an error rather than false advertizing they don't have to honour it. Now what they do from a PR point of view is up to them but legally they are pretty much clear.
 
2014-03-28 03:42:48 PM

R.A.Danny: Bullseyed: R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.

http://en.wikipedia.org/wiki/False_advertising

False advertizing and typos are entirely different things.


Exactly, advertising a $32,000 car for $29,000 and not selling it at that price is false advertising. Advertising a $32,000 car for $3,200 and not selling at that price is an obvious typo, anyone who tries to sue over that will end up paying the dealership huge legal fees after being shamed out of court.
 
2014-03-28 03:43:58 PM

NateAsbestos: That Guy Jeff: Much better at spending mistaken money:

[i.imgur.com image 480x323]

Who is that? Yowza.

/The woman, pervs.


Karen Duffy in ~1994. She's about 53 now. Have fun.
 
2014-03-28 03:44:13 PM

Bullseyed: Boo_Guy: FTFA: "The Madison County Sheriff Office police were dispatched to First Citizens Bank in Hull, Ga., on March 18 concerning "

How is this fraud?  He didn't walk into the bank and pretend he was someone else or use other false pretenses to get the money.  One of their own moran tellers put the money into his account.

I could see theft,  but only if that inheritance story of his is false.

Shouldn't the bank teller who put the money in the wrong account be the one accused of fraud? He or she illegally accessed the kid's bank account and made a transaction.

I think the teller should be responsible to come up with the money. Let him or her beg the kid for the money back.


Jeez. For the progressive utopia that FARK is y'all sure are some unforgiving mofos.
 
2014-03-28 03:44:43 PM

spman: Chexsystems


That is the biggest bunch of bullshiat I have ever seen, there is no appeal from Chexsystems once you are in there you are in there for 7 years.
 
2014-03-28 03:45:22 PM
Anyone else here seriously curious about what he spent the money on thus far?

Being 18, and likely in high school, I am going to guess he's given a bit to friends, he's received a lot of BJ's and sex, and probably blew it on a bunch of crap like Xboxs and Playstations...
 
2014-03-28 03:46:08 PM

Russ1642: Bullseyed: Boo_Guy: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

There are places though where an advertised price does have to be honored.

The morans in this thread think Best Buy can print black friday ads offering computers for $10 then be like oh, sorry, that was a mistake, jk lolz.

Best Buy can print ads for computers for $10 and if it's an error rather than false advertizing they don't have to honour it. Now what they do from a PR point of view is up to them but legally they are pretty much clear.


http://www.businessinsider.com/false-advertising-scandals-2011-9?op= 1

http://soldin60secs.wordpress.com/2012/05/25/top-10-famous-deceptive -a ds/
 
2014-03-28 03:47:27 PM

Endive Wombat: Anyone else here seriously curious about what he spent the money on thus far?

Being 18, and likely in high school, I am going to guess he's given a bit to friends, he's received a lot of BJ's and sex, and probably blew it on a bunch of crap like Xboxs and Playstations...



Clothing, a vehicle, jewelry, drugs, alcohol, travel, eating out


/No specific order
 
2014-03-28 03:47:36 PM

LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


The appropriate response to finding $31K, that isn't yours, in your bank account is not, "Fark yeah, I'm going to go spend this money that's not mine!"  It's, "I wonder why there's $31K that isn't mine in my bank account.  I should call the bank and try to find out what's going on here."

The appropriate response to some stranger shoving car keys in your pocket is to call the authorities and turn over the keys/car because, ya know, it doesn't belong to you.

For the most part, if you gain possession of something and it wasn't expressly given or sold to you, then you don't own it.  If you sell/trade/use/abuse what's in your temporary custody, then you can expect to face legal ramifications.

The kid is an idiot, and should know better.  He gets whatever is coming to him.
 
2014-03-28 03:48:18 PM

DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.


They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.
 
2014-03-28 03:49:01 PM

Khell: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

The appropriate response to finding $31K, that isn't yours, in your bank account is not, "Fark yeah, I'm going to go spend this money that's not mine!"  It's, "I wonder why there's $31K that isn't mine in my bank account.  I should call the bank and try to find out what's going on here."

The appropriate response to some stranger shoving car keys in your pocket is to call the authorities and turn over the keys/car because, ya know, it doesn't belong to you.

For the most part, if you gain possession of something and it wasn't expressly given or sold to you, then you don't own it.  If you sell/trade/use/abuse what's in your temporary custody, then you can expect to face legal ramifications.

The kid is an idiot, and should know better.  He gets whatever is coming to him.



Maybe so, but these grown-ass Farkers should CERTAINLY know better.

/They apparently don't
 
2014-03-28 03:50:55 PM

ArcadianRefugee: lordargent: mentallo69: an 18 year old, thats who

But we allow them to operate heavy machinery capable of traveling at over 100 miles per hour on our public roadways!

// hates that '18 == stupid' is now considered the norm now vs the exception.

We expect them to act like adults but we treat them as children, so they don't grow up and then we punish them for not having grown up.

fark, I remember once making a comment about Britney Spears's attractiveness and the woman at the counter said something on the order of "she's just a little girl."

Britney was 19 at the time.

/and by "we" I mean "everyone else"


I would've said that little girl could've gone into porn over a year ago now.

People have a real problem with infantizing their sons and daughters today for some reason.
 
2014-03-28 03:51:01 PM
If it were bitcoins the bank and/or the actual owner would be farked
 
2014-03-28 03:51:10 PM

Frozboz: FTA: A stack of hundred dollar bills are seen in this stock photo.

Thanks guys.


^THIS
/Seriously? WTF?
 
2014-03-28 03:51:32 PM
I'm sure you thought that was all clever but...


...it wasn't?


bummer
 
2014-03-28 03:53:12 PM

Ned Stark: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.



Farking child-like thinking. "Johnny got two and I only got one!" This isn;t about "equality", this is about your personal sense of right and wrong. Hearing you all in the banker threads I was under the impression that if given the opportunity to "deliberately build a wealth extraction machine" you all would decline because you know that it would be morally reprehensible to steal from people. Yet, here you are with MUCH LESS TEMPTATION and you all can't farking WAIT to steal and justify it because, reasons.

You all aren't angry at bankers for being theives. Your real issue is that you weren't smart enough to do it first.
 
2014-03-28 03:54:25 PM

Bullseyed: R.A.Danny: Bullseyed: R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.

http://en.wikipedia.org/wiki/False_advertising

False advertizing and typos are entirely different things.

No such thing as a typo when you pay editors to review stuff.


I'm trying to figure out if you're willfully ignorant, stupid, dishonest or just trolling. Probably a decent amount of all of the above.
 
2014-03-28 03:54:43 PM

DROxINxTHExWIND: Endive Wombat: Anyone else here seriously curious about what he spent the money on thus far?

Being 18, and likely in high school, I am going to guess he's given a bit to friends, he's received a lot of BJ's and sex, and probably blew it on a bunch of crap like Xboxs and Playstations...


Clothing, a vehicle, jewelry, drugs, alcohol, travel, eating out


/No specific order


That order would work pretty well though.
 
2014-03-28 03:55:49 PM

DROxINxTHExWIND: Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.


A thread full of people who would gleefully steal from the bank.. probably because a bank has personally stolen money from them via some kind of shady fee or fine.
 
2014-03-28 03:57:57 PM

Bullseyed: Russ1642: Bullseyed: Boo_Guy: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

There are places though where an advertised price does have to be honored.

The morans in this thread think Best Buy can print black friday ads offering computers for $10 then be like oh, sorry, that was a mistake, jk lolz.

Best Buy can print ads for computers for $10 and if it's an error rather than false advertizing they don't have to honour it. Now what they do from a PR point of view is up to them but legally they are pretty much clear.

http://www.businessinsider.com/false-advertising-scandals-2011-9?op= 1

http://soldin60secs.wordpress.com/2012/05/25/top-10-famous-deceptive -a ds/


Not a single one of those was a case of a mistake in an ad but they were all actual intentional false advertizing.
 
2014-03-28 03:58:09 PM
I remember an interview with some director, I forget just who -- like Sam Raimi or someone along those lines -- telling how he made his first movie after a mysterious and presumably accidental deposit of $5,000 was made to his bank account when he was in college in the 70s. No one ever came looking for the money, but he was never able to determine a legitimate source.

As to this case... it's possible the kid really was expecting some money (maybe $20,000) from an inheritance and figured it was that, I suppose; like grandma had said in her will that he'd get some money when he turned 18, and he'd been waiting on it. Maybe that's how he spent it so quickly -- he'd already planned what to do with it (and since he's 18 it probably involved buying a car.)

Or it could have just been a cover story, I know. Still, I can just imagine Perry Mason arguing this one... I'm hearing it in Raymond Burr's voice.. "You are arresting my client? On what charge? Theft? He was given that money. My client was expecting a large deposit from an inheritance and his failure to act to report the error was merely because he thought the money was legitimately his. If you want to make a charge of theft, perhaps you should take it up with the teller who put it into his account instead of its intended location." Now of course, Perry never lets anyone get screwed over, so of course he'd insist to his client that he needs to repay that money once he really does get the inheritance, but anyway...
 
2014-03-28 03:58:26 PM
When the alleged deposit recipient tried to withdraw more money the next day, the bank "informed him of the mistake that was made and asked him to return the money"

lulz
 
2014-03-28 03:59:18 PM
Wonderful, just what the banks need, more protection from their own mistakes.  fark them all and you idiots defending this. Whatever would the banks do if they had to live and die by their own accord.
 
2014-03-28 03:59:46 PM

DROxINxTHExWIND: Khell: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

The appropriate response to finding $31K, that isn't yours, in your bank account is not, "Fark yeah, I'm going to go spend this money that's not mine!"  It's, "I wonder why there's $31K that isn't mine in my bank account.  I should call the bank and try to find out what's going on here."

The appropriate response to some stranger shoving car keys in your pocket is to call the authorities and turn over the keys/car because, ya know, it doesn't belong to you.

For the most part, if you gain possession of something and it wasn't expressly given or sold to you, then you don't own it.  If you sell/trade/use/abuse what's in your temporary custody, then you can expect to face legal ramifications.

The kid is an idiot, and should know better.  He gets whatever is coming to him.


Maybe so, but these grown-ass Farkers should CERTAINLY know better.

/They apparently don't


I'm not sure if people are saying they'd take it and spend it and feel fulfilled.  I think people are, and I most certainly am, just saying that the bank throwing its weight around at a dumb 18 year old is pointless and in poor taste.  Not as poor of taste as the kid who took the money in the first place, but it feels unseemly.  Now we don't know how the legal proceedings are going or how they will go, but I think my (our) distrust of the banks in this situation is warranted.
 
2014-03-28 03:59:59 PM

epyonyx: Just shift the money to a high yield account until someone claims it. Return their money and keep the profit.


..and don't forget to put a hold on the money for 10 days once the bank requests it from you.
 
2014-03-28 04:00:36 PM

epyonyx: Just shift the money to a high yield account until someone claims it. Return their money and keep the profit.


What is "high yield" now?  4% ?
High yield CD's require at least a 1 year commitment, so that could be a problem.
If you keep it a month (and it was noticed after 10 days) you get $103.  BFD

Obviously, you should buy 31,000 lottery tickets.
 
2014-03-28 04:01:09 PM
Yesterday, the Arrowhead water guy delivered two 5 gallon jugs to my front door. (I didn't order any)
I opened the door to check the mail and there they were. Should I keep them?
 
2014-03-28 04:01:17 PM
DROxINxTHExWIND:

Maybe so, but these grown-ass Farkers should CERTAINLY know better.

/They apparently don't


I hate bankers as much as anyone, but let's be reasonable. This isn't Snidely Whiplash rubbing his hands and giggling about foreclosing on a widow. What happened here is some teller made a mistake. That's like the guy at Burger King accidentally leaving the pickles off your Whopper. It seems amazing to me that this sort of bank error wouldn't happen more often, and the only explanation I can think of is that it does happen more often, but the recipient of the largesse isn't a moron and doesn't spend his windfall and that's why I don't hear about it.  Sure, you can argue that it's 31K, that the teller maybe should be a little more careful, but we're talking about a farking bank teller, not a surgeon or even a heavy equipment operator. If you expect that sort of person to not make mistakes, you have some really high expectations of this world.
 
2014-03-28 04:02:40 PM

whidbey: When the alleged deposit recipient tried to withdraw more money the next day, the bank "informed him of the mistake that was made and asked him to return the money"

lulz


It's funny because they asked him nicely to be honest.
 
2014-03-28 04:02:52 PM
This happened to me twice.

Both times for about $11,000.  First time I phoned the bank immediately, they insisted the money was mine.  Anyhow I didn't touch it, THREE FARKING MONTHS later they phoned me and realized their error.  They gave me $25 though, and I got to keep the interest.

Second time, I phoned again, brought up the first time it happened, they insisted I actually deposited the money, and that it was mine.  Only took them a few days though this time to fix the error.  But I got nothing.
 
2014-03-28 04:04:04 PM

Tony_Pepperoni: Yesterday, the Arrowhead water guy delivered two 5 gallon jugs to my front door. (I didn't order any)
I opened the door to check the mail and there they were. Should I keep them?


Nope.

/That was easy
 
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