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(ABC)   Bank accidentally deposits $31,000 into teen's account. Underachiever teen only managed to spend $25,000 in the ten days before the error was caught   (abcnews.go.com) divider line 363
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12408 clicks; posted to Main » on 28 Mar 2014 at 2:38 PM (25 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2014-03-28 03:19:28 PM
Just shift the money to a high yield account until someone claims it. Return their money and keep the profit.
 
d23 [TotalFark]
2014-03-28 03:19:51 PM

stappawho: doubled99: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.

Sure. defend the 1%ers

So it's not stealing because they are rich?


Hey... only the top people have to pay back pennies on the dollar when they steal something.

We're stupid and devolved.  I know that because if we weren't stupid and devolved certain bankers would have been strung up after the basically got away with stealing the houses of thousands of Americans.
 
2014-03-28 03:20:38 PM

you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?


Ha ha. My grandfather buffaloed his way out of a Christmas party at his country club and just jumped in the next car in the valet line, drove home, parked it in the garage and went to bed. Since it was Palm Beach and he was white it all worked out fine.
 
2014-03-28 03:20:39 PM

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


Not even close to a correct analogy.

Here's a more accurate one:

Ever bought a car and the dealer gives you keys for the deluxe model instead of the base model and they let you drive it around for a month then demand it back?
 
2014-03-28 03:20:43 PM

toadist: Inflatable Rhetoric: you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?

worth a try

Some people on FARK would be dumb enough to think it was ok.
Some ofthe posters here just troll, but some are actually that dumb.

He abandoned it and now it's mine.  Herp Derp.


Kind of explains why they are in the financial situations they are most likely in.
 
2014-03-28 03:20:47 PM
what you gotta do is take  money  to a casino and use the martingale system and if it works booyah! and if it doesn't *price is right you lose music* but it isn't your money and they can try to get blood from a stone, amirite?
 
d23 [TotalFark]
2014-03-28 03:20:53 PM

DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?


Funny that this argument never came out during the robo-signing scandal.
 
2014-03-28 03:20:58 PM

manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.


What civil matter? It was unsolicited philanthropy. Is that illegal?
 
2014-03-28 03:21:12 PM

August11: My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb


If it was a bigger amount it would've been worth it to record and get in writing that it was hers,  then when they came around 3 months later,  off to court we go!

How long to you have to wait around to make sure it's really yours?  It's not like your mother just got the money and went with it, she reverified 3 times at least.  Screw them,  if this went to a jury and I was in it,  it's hers.  Unless there is some sort of accepted time limit on these things of course.
 
2014-03-28 03:21:20 PM
i feel for the idiot kid.

That said the bank should bear some responsibility as if not for their mistake it would have never happened.

Personally i would like to see Banks have 1 week to catch any errors of this kind if they fail to catch the error  by then the bank has to eat  the loss and pay themselves to fix the mistake.
 
2014-03-28 03:21:21 PM

vudukungfu: Aaaaaaaaaaand it's gone.


+1


/Please step aside for people who actually have money with the bank. Next please.
 
2014-03-28 03:22:11 PM

d23: We're stupid and devolved.  I know that because if we weren't stupid and devolved certain bankers would have been strung up after the basically got away with stealing the houses of thousands of Americans.


If the fines levied for disingenuous and illegal business practices are less than the profits made, that's called a business expense.
 
2014-03-28 03:22:43 PM

divx88: Remind me to never accidently drop my wallet around any of you dumb assholes.


That's no way to talk about DROx.  He, even I,  would have returned your wallet.

Now, I prolly would have a found a woman to spray her perfume on it and maybe hidden a fake love letter in it first, but you'd have received it back.
 
2014-03-28 03:23:07 PM

divx88: Remind me to never accidently drop my wallet around any of you dumb assholes.


Probably don't want to drop the soap around here, either.  Just sayin'.
 
2014-03-28 03:23:31 PM

Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.


Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.
 
2014-03-28 03:23:45 PM

Boo_Guy: FTFA: "The Madison County Sheriff Office police were dispatched to First Citizens Bank in Hull, Ga., on March 18 concerning "

How is this fraud?  He didn't walk into the bank and pretend he was someone else or use other false pretenses to get the money.  One of their own moran tellers put the money into his account.

I could see theft,  but only if that inheritance story of his is false.


Shouldn't the bank teller who put the money in the wrong account be the one accused of fraud? He or she illegally accessed the kid's bank account and made a transaction.

I think the teller should be responsible to come up with the money. Let him or her beg the kid for the money back.
 
2014-03-28 03:24:08 PM

toadist: Inflatable Rhetoric: you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?

worth a try

Some people on FARK would be dumb enough to think it was ok.
Some ofthe posters here just troll, but some are actually that dumb.

He abandoned it and now it's mine.  Herp Derp.


Have you never heard of the "finders, keepers" economic theory?

It's pretty technical, but it boils down to "finders, keepers."
 
2014-03-28 03:24:10 PM

August11: My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb


I think the IRS must go out of their way to find the stupidest people on the face of the planet to process tax filings.  A couple weeks ago, I got a voicemail from an IRS agent asking me for information so they could close a deceased relative's final filing.  When I called back, they said I wasn't authorized to get any information because I wasn't the trustee, executor, and didn't have power of attorney.  No matter now many times I explained that I was calling to  give information at their request, the idiot wouldn't budge.  Asking me what they wanted to know would give me information and they can't do that.  "They why did you call me?!?"  "I can't tell you that."  "Should I tell the trustee or accountant to call you?"  "I can't tell you that."  "Can I talk to the agent who called me?"  "No."  A friend joked that they just called to tell me they can't talk to me.
 
2014-03-28 03:24:12 PM

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


Yes, one of you is going to end up owing the other one three dollars.
 
2014-03-28 03:25:34 PM
Sadly this is shiat that needs to be taught in high school.

I wonder if when the bank took it back they started charging overdraft fees for every transaction.
 
2014-03-28 03:25:38 PM

d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.



Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.
 
2014-03-28 03:26:02 PM

mentallo69: an 18 year old, thats who


But we allow them to operate heavy machinery capable of traveling at over 100 miles per hour on our public roadways!

// hates that '18 == stupid' is now considered the norm now vs the exception.
 
2014-03-28 03:26:03 PM

DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.


Yet when a doctor accidentally leaves a scalpel inside someone's stomach, it is magically their fault and not a mistake?
 
2014-03-28 03:26:55 PM
Theft by finding. Look it up.
 
2014-03-28 03:27:13 PM

sendtodave: toadist: Inflatable Rhetoric: you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?

worth a try

Some people on FARK would be dumb enough to think it was ok.
Some ofthe posters here just troll, but some are actually that dumb.

He abandoned it and now it's mine.  Herp Derp.

Have you never heard of the "finders, keepers" economic theory?

It's pretty technical, but it boils down to "finders, keepers."


Don't forget subsection B, paragraph 2 "losers weepers".
 
2014-03-28 03:27:15 PM

Joe USer: LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.

You're going to have a rockin' time at Starbucks with the $15 you get.


It will probably be closer to 15¢.
 
2014-03-28 03:27:29 PM

Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.


?????


Did the community college you attended not offer and basic classes in contract law....?

I hate to use the term 'dumb farkers' too much, but this thread is bring several of them out of the woodwork.
 
2014-03-28 03:27:42 PM

lordargent: mentallo69: an 18 year old, thats who

But we allow them to operate heavy machinery capable of traveling at over 100 miles per hour on our public roadways!

// hates that '18 == stupid' is now considered the norm now vs the exception.


They operate tanks, artillery, and heavy machine guns too. And my goodness how an 18 year old bleeds when hit with an enemy round.

Let 'em drink.
 
2014-03-28 03:27:53 PM

mentallo69: an 18 year old, thats who


I mean, when I was growing up, if you were 18 and stupid, your dad/stepdad was sending your ass off to the military.
 
2014-03-28 03:28:00 PM

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


If I give my car keys to a bank, and we both sign a contract about how they will give me my keys and not give my keys to anyone else, and then they violate that contract and give my keys to somebody else... I have a confused sense of what "the right thing to do" here is, but I definitely know the kid lied about it being from an inheritance.  And the bank farked up.

If my car were destroyed by the false owner, I'd expect the bank, with whom I'd signed a contract, to reimburse me for the loss.  I wouldn't expect that reimbursement to come from the false owner though.  This almost looks like the bank is setting up the suit so they can deny wrongdoing to the person whose money they lost.
 
2014-03-28 03:29:25 PM

Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.


Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.
 
2014-03-28 03:29:28 PM

Bullseyed: DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.

Yet when a doctor accidentally leaves a scalpel inside someone's stomach, it is magically their fault and not a mistake?


Jesus, you all are all over the place. Now we're into medical malpractice, huh? I don't even know what point you're trying to refute.
 
d23 [TotalFark]
2014-03-28 03:29:51 PM
DROxINxTHExWIND:

Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

Believe it or not, I agree with you that the kid did the wrong thing.  It's just that the hair pulling and hand wringing about "stealing" just seems way out of place at this point in history.  I am also not directing this at people in the thread necessarily.  I just find it incredible that larceny was done on such a large scale and most people didn't care and some cheered the banks on.  Then when a kid does something dumb and steals a fraction of what the banks stole on ONE house, there is such breast beating about morality all of a sudden.
 
2014-03-28 03:29:58 PM
Hm, on one hand, if you're not bright enough to realize "ITS A TRAAAAP", you kinda deserve what follows.
 
2014-03-28 03:30:12 PM

Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.


If they agree it's 3200, you give them 3200 and they give you the car, and you both sign on the dotted line, are they allowed to then just harass you over the $26,800 until you pay?  Their mistake, but they're allowed to fix it, right?
 
2014-03-28 03:30:23 PM

LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


If we're using a car analogy, let's get it right.  What happened is the equivalent of you handing your car keys to a valet and the valet mistakenly giving your car keys to someone else believing that person to be you.   When your car is recovered by police, what is left is only worth $6000 (either the person crashed it or they started selling it for parts...either way your car is no longer worth $31000).

So, should the hotel/restaurant employing the valet eat the cost of your car?   Or should the person that drove off in your car knowing it wasn't theirs?
 
2014-03-28 03:31:42 PM
Giving an 18yo $30k?  Seems more like a private nuesance to me.  The bank needs to share some of the financial responsibility here.
 
2014-03-28 03:31:44 PM

Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.


Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.
 
2014-03-28 03:32:37 PM

BeesNuts: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

If I give my car keys to a bank, and we both sign a contract about how they will give me my keys and not give my keys to anyone else, and then they violate that contract and give my keys to somebody else... I have a confused sense of what "the right thing to do" here is, but I definitely know the kid lied about it being from an inheritance.  And the bank farked up.

If my car were destroyed by the false owner, I'd expect the bank, with whom I'd signed a contract, to reimburse me for the loss.  I wouldn't expect that reimbursement to come from the false owner though.  This almost looks like the bank is setting up the suit so they can deny wrongdoing to the person whose money they lost.


Obviously, the rightful owner of the money already got their money back from the bank.  The bank is now trying to mitigate their damages by recovering as much as possible from the kid.  What will likely happen is they'll get some of the cash back and give the kid an unsecured loan for the balance (probably cosigned by his parents or grandparents) which he'll have to pay off.
 
2014-03-28 03:33:03 PM
Much better at spending mistaken money:

i.imgur.com
 
2014-03-28 03:33:07 PM

jfivealive: groppet: The company I work for uses ADP (bleh) for payroll. At least once a year we get called into a meeting about how ADP screwed up and we got double pay and they tell us not to spend it. Everytime at least one dumb dumb goes hog wild and spends it all and for the next two pay periods they cry about how they only get half pay.

Newsflash:  That is not ADP's fault, that is the person's fault who does your payroll.  They submitted and accepted the payroll, found out there was a mistake, had ADP cancel it, but the ACH stuff gets processed almost immediately.


That is good to know I always figured it was ADPs fault from all the horror stories I hear about them on here.
 
2014-03-28 03:33:26 PM

Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.


There are places though where an advertised price does have to be honored.
 
2014-03-28 03:33:27 PM

DROxINxTHExWIND: Bullseyed: DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.

Yet when a doctor accidentally leaves a scalpel inside someone's stomach, it is magically their fault and not a mistake?

Jesus, you all are all over the place. Now we're into medical malpractice, huh? I don't even know what point you're trying to refute.


We will try to use smaller words and type more slowly so you can keep up. If someone makes a mistake, it is their fault. Not anyone who was rewarded or harmed by their stupidity.
 
2014-03-28 03:34:15 PM

BeesNuts: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

If I give my car keys to a bank, and we both sign a contract about how they will give me my keys and not give my keys to anyone else, and then they violate that contract and give my keys to somebody else... I have a confused sense of what "the right thing to do" here is, but I definitely know the kid lied about it being from an inheritance.  And the bank farked up.

If my car were destroyed by the false owner, I'd expect the bank, with whom I'd signed a contract, to reimburse me for the loss.  I wouldn't expect that reimbursement to come from the false owner though.  This almost looks like the bank is setting up the suit so they can deny wrongdoing to the person whose money they lost.



When you open an account the bank doesn give you a contract that says, "We will not give your money to anyone else" because then, they would be lying to you. "Your" money is in a large pool that the bank uses to aquire assets and that they reinvest to get MORE money.It's not sitting in a shoebox a Bank of America with BeesNuts written on it.


/Your analogy fails
 
2014-03-28 03:35:10 PM

silverjets: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

If we're using a car analogy, let's get it right.  What happened is the equivalent of you handing your car keys to a valet and the valet mistakenly giving your car keys to someone else believing that person to be you.   When your car is recovered by police, what is left is only worth $6000 (either the person crashed it or they started selling it for parts...either way your car is no longer worth $31000).

So, should the hotel/restaurant employing the valet eat the cost of your car?   Or should the person that drove off in your car knowing it wasn't theirs?


In real life, the insurance paid for my the hotel/restaurant employing the valet is responsible to replace the car.

/works the same for the detail shop my brother owns
//valet insurance is a thing
 
2014-03-28 03:35:56 PM

silverjets: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

If we're using a car analogy, let's get it right.  What happened is the equivalent of you handing your car keys to a valet and the valet mistakenly giving your car keys to someone else believing that person to be you.   When your car is recovered by police, what is left is only worth $6000 (either the person crashed it or they started selling it for parts...either way your car is no longer worth $31000).

So, should the hotel/restaurant employing the valet eat the cost of your car?   Or should the person that drove off in your car knowing it wasn't theirs?


Hotel owes you cost. Person that drove off owes the hotel. It's called subrogation.
 
2014-03-28 03:36:28 PM

lordargent: mentallo69: an 18 year old, thats who

I mean, when I was growing up, if you were 18 and stupid, your dad/stepdad was sending your ass off to the military.


same here, but 18 year olds today are a bunch of self entitled snotty shiats.
 
2014-03-28 03:36:36 PM
Worth mentioning that obviously what this kid did was theft.  What the bank did was stupid.  And the only real victim here is the person whose money was spent by this asshat of a kid who "thought it was his inheritance money."

My thoughts on this are in the same vein as my thoughts on patent law.  Not what the law says, but whether it makes sense.

In this case, I'm not sure it "makes sense" to prosecute the kid in any way.  He can't realistically make restitution.  He isn't a threat to society, since he wouldn't have "stolen" this money if it wasn't "thrust into his bank account".  In the absence of the bank's error, he's a normal law abiding teenager who is probably going to college soon.

Maybe it's just that I think it's distasteful of the bank to go after him.  WTF do they hope to gain, except, as I hypothesize above, it's to shield them from potential conflict with the actual owner of the money.  When they inevitably claim they can't recover his/her money.
 
2014-03-28 03:36:44 PM

Boo_Guy: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

There are places though where an advertised price does have to be honored.


Never if it's an obvious mistake.
 
2014-03-28 03:36:45 PM

R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.


http://en.wikipedia.org/wiki/False_advertising
 
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