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(ABC)   Bank accidentally deposits $31,000 into teen's account. Underachiever teen only managed to spend $25,000 in the ten days before the error was caught   (abcnews.go.com) divider line 363
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12409 clicks; posted to Main » on 28 Mar 2014 at 2:38 PM (30 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2014-03-28 03:01:36 PM  
I'm sure there are laws specifically in place that protect the banks in case of an error like this stating that any funds put in the wrong account in error are still property of the bank and it's theft to keep it. That kid has no scruples whatsoever. No sympathy for either of them.
 
2014-03-28 03:01:57 PM  

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


Believe it or not, if a bank actually puts money in your account accidentally, you probably would have to owe them interest on it as well.
 
2014-03-28 03:01:58 PM  

Imperialism: Wanted for questioning:


Grrr...
upload.wikimedia.org
 
2014-03-28 03:02:16 PM  

meddleRPI: He thought it was an inheritance, so he spent it in a little over a week? Glad he honored his family well.


YOLO BRAH
 
2014-03-28 03:02:50 PM  

Frozboz: FTA: A stack of hundred dollar bills are seen in this stock photo.

Thanks guys.


WHAT MONEY MAY LOOK LIKE
 
2014-03-28 03:03:09 PM  
Does anyone remember the story awhile ago about another guy this happened too, but a lot more money.  The guy transfered the money to a high interest account, and then sat on it until they asked for it back, then transferred the principle back and kept the profit.  Last I heard the bank was suing him for the interest he accumulated during that time.  I wonder how that case turned out...

Or maybe that was just a really boring dream I once head.  Hard to be sure.
 
2014-03-28 03:03:59 PM  
The company I work for uses ADP (bleh) for payroll. At least once a year we get called into a meeting about how ADP screwed up and we got double pay and they tell us not to spend it. Everytime at least one dumb dumb goes hog wild and spends it all and for the next two pay periods they cry about how they only get half pay.
 
2014-03-28 03:04:12 PM  
My last name is Jones. I had this happen to me. I new i hadn't deposited $3100. I told the bank about it and they said they would correct it. The following Monday there was $6200 in my account that wasn't mine. I new the man whose account had been shorted so we both went down to the bank and had the bank president oversee the input of the transactions. They finally got it sorted out and gave us both an extra $250 for our troubles. Small town banks; ya gotta love 'em!
 
2014-03-28 03:04:21 PM  
"Z0mg, no wai I gess free munny nao, l0ol!"  *sigh*
 
2014-03-28 03:04:31 PM  
Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?
 
2014-03-28 03:04:54 PM  

numbone: Surprised to hear someone in Georgia had $31,000.00


Has a thought about that.....

media.patriotpost.us
 
2014-03-28 03:05:04 PM  

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


You're going to have a rockin' time at Starbucks with the $15 you get.
 
2014-03-28 03:05:33 PM  
3guys1movie.com
 
2014-03-28 03:05:42 PM  

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.



That's a brilliant plan until you walk into the bank and say, "HELLOOOO. I'm Homer J. Simpson. I'd like to withdraw $31,000 please."

/No way you leave with that money.
 
2014-03-28 03:06:16 PM  

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


I'm an individual, so no.  The bank is a corporation and is responsible for having the processes in place to prevent this kind of thing from happening.  So how it should work is if the bank makes a mistake that benefits you, they should eat it, and if they make a mistake that harms you they should also eat it.

Great power and great responsibility and all that.  At the same time if an individual makes an honest mistake they shouldn't be penalized for it, only required to make equitable restitution.

This situation should be solved by a civil judge arbitrating the terms of a loan agreement which will allow the young man to pay back the mistaken amount, at a reasonable payment schedule with no interest.  The bank should write off the loss as a penalty for screwing up.

At no point should the criminal justice system be involved.

Of course in the real world the kid will be convicted of "offense against a corporation" and the penalty for that is having his life ruined legally and financially.
 
2014-03-28 03:06:41 PM  
My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb
 
2014-03-28 03:08:24 PM  

LemSkroob: Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest


You know how I can tell you aren't a finacial genius?
 
2014-03-28 03:08:29 PM  

jfivealive: I withdrew money from an ATM once and it said i had over 450k in the bank.  I go online and look at my account, and it says the same thing, even tho I can't find an enormous deposit anywhere.  The next day I look, and its back to normal.

Great story, i know.


My account showed a charge to one of the dating services, or match makers, for $73.  It was followed by a credit for the same amount.
My only problem was convincing my wife that I had nothing to do with it.
 
2014-03-28 03:09:07 PM  

August11: My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb


Thug life.
 
2014-03-28 03:09:07 PM  

you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?


worth a try
 
2014-03-28 03:09:07 PM  

groppet: The company I work for uses ADP (bleh) for payroll. At least once a year we get called into a meeting about how ADP screwed up and we got double pay and they tell us not to spend it. Everytime at least one dumb dumb goes hog wild and spends it all and for the next two pay periods they cry about how they only get half pay.


Newsflash:  That is not ADP's fault, that is the person's fault who does your payroll.  They submitted and accepted the payroll, found out there was a mistake, had ADP cancel it, but the ACH stuff gets processed almost immediately.
 
2014-03-28 03:09:13 PM  
 
2014-03-28 03:09:17 PM  
ITT: People that think it's just fine to spend other people's money erroneously handed to some 18 year old kid.
 
2014-03-28 03:09:27 PM  

netcentric: MelGoesOnTour: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Good point. I'm kind of on the fence with this, though. I was once in a situation where my bank accidentally took money out of my account. They put it back but it took almost a week. I will admit that they didn't let anything bounce but, still, it was a major hassle for me. In this kids case, I say the bank should eat it because it took so long to be discovered (plus it was an actual bank error). They can make up the money from the fee;s they charge for everything.

I like your thought process.

If you are at my house and you lay your cell phone down. Or your purse or IPad whatever ...   I can take it and keep it.     You put it in my posession, thus it is mine.

Or you leave your coat in my restaraunt.   When you come back for it,  I keep it.   It is mine.
You park your car on my property inadvertantly, while taking your daughter to look at some ducks by the stream.     I take it and keep it.   You put it in my possession.   It is mine.

Awesome system.


Sounds good to me,  abandonment of property on my property makes the abandoned property mine as well.
 
2014-03-28 03:10:10 PM  

you are a puppet: doubled99: Bank Error in Your Favor-collect $25,000

Good for him. He's underage so no prison time

18 isn't underage unless you're drinking.


That's what SHE said!!!
 
2014-03-28 03:10:47 PM  
If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it.

I have no problem with doing that
 
2014-03-28 03:11:56 PM  
Only an idiot thinks that the Monopoly rule applies: "Bank error in your favour, collect $ 30,000." If it's not your money you should know better than to spend it.
 
2014-03-28 03:12:49 PM  

Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well. And I don't believe that the kid deserves the money because the bank screwed up. If I accidentally park my car in your spot one night you don't then own my car.


Have it towed.

Then it's "theirs" until the fees are payed off.  (funny how that works huh)
 
2014-03-28 03:12:50 PM  

DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.



Someone just got just got a moral straight arm to the face...the face.

/face
 
2014-03-28 03:13:06 PM  
Kid had a few smarts about him though.

Claiming it was from an inheritance is less likely to have the IRS up your backside looking for their cut.
 
2014-03-28 03:13:08 PM  

MelGoesOnTour: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Good point. I'm kind of on the fence with this, though. I was once in a situation where my bank accidentally took money out of my account. They put it back but it took almost a week. I will admit that they didn't let anything bounce but, still, it was a major hassle for me. In this kids case, I say the bank should eat it because it took so long to be discovered (plus it was an actual bank error). They can make up the money from the fee;s they charge for everything.


Yeah, like if you pass out on my lawn, I get to buttsex u until you escape from my basement. Because reasons.
 
2014-03-28 03:13:29 PM  

Russ1642: Only an idiot thinks that the Monopoly rule applies: "Bank error in your favour, collect $ 30,000." If it's not your money you should know better than to spend it.


If It's a large amount, life changing, say $31,000,000, transfer it off shore and get off shore.
Don't steal anything small.
 
2014-03-28 03:13:50 PM  
It's hard to say who's right or wrong here, so we should cut the kid in half and give one part to the bank and the other to the guy who's money he spent.
 
2014-03-28 03:14:37 PM  

manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.


This is a pretty common occurrence.  It's considered theft.
 
2014-03-28 03:14:44 PM  
If they let him keep it, he has to pay taxes on it. That should be a nice surprise next January.

Or they could just take the money from his account, overdraw him, close him and report him to chexsystems and send him to collections which will be great for his future credit.
 
2014-03-28 03:14:50 PM  
Remind me to never accidently drop my wallet around any of you dumb assholes.
 
2014-03-28 03:15:20 PM  
Just remind him that he'll have to the taxes on that $31,000
 
2014-03-28 03:15:25 PM  

Inflatable Rhetoric: you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?

worth a try


Some people on FARK would be dumb enough to think it was ok.
Some ofthe posters here just troll, but some are actually that dumb.

He abandoned it and now it's mine.  Herp Derp.
 
2014-03-28 03:15:51 PM  

Imperialism: Imperialism: Wanted for questioning:

Grrr...
[upload.wikimedia.org image 280x392]


I remember this movie because a babysitter took me and my brother to see it, after being given explicit instructions that we were to stay home and do homework and could watch the Simpsons if we get everything done. We were thrilled that we got to get popcorn and candy and everything, and the babysitter wasn't thrilled when my mom refused to pay her back for the concessions and tickets.

I frequently get plot points in that movie confused with plot points from the MaCaulay? Culkin "Richie Rich". I vaguely recall that even as a kid, I was thinking "he'd need way more than a million dollars to do all this stuff."
 
2014-03-28 03:16:08 PM  

doubled99: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.

Sure. defend the 1%ers


So it's not stealing because they are rich?
 
2014-03-28 03:17:33 PM  
31 grand

I'd have a sweet mountain bike
 
2014-03-28 03:17:50 PM  

Russ1642: Only an idiot thinks that the Monopoly rule applies: "Bank error in your favour, collect $ 30,000." If it's not your money you should know better than to spend it.


Banks are mean though!
It's the same with women. They are always being biatches to us. Yet when one of them passes out, and I fill her with my cum, all of a sudden I'M a criminal. That's not the way it should be. They have a lot of power over us, and with great power comes great responsibility. Plus it took her like 3 months to even find out what happened! She should've had to eat that cost. Unfortunately I now not only have to deal with the legal repercussions of rape but the financial burden of child support. Life is not fair. God I hate women, banks, jocks...
 
2014-03-28 03:17:58 PM  

RembrandtQEinstein: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

I'm an individual, so no.  The bank is a corporation and is responsible for having the processes in place to prevent this kind of thing from happening.  So how it should work is if the bank makes a mistake that benefits you, they should eat it, and if they make a mistake that harms you they should also eat it.

Great power and great responsibility and all that.  At the same time if an individual makes an honest mistake they shouldn't be penalized for it, only required to make equitable restitution.

This situation should be solved by a civil judge arbitrating the terms of a loan agreement which will allow the young man to pay back the mistaken amount, at a reasonable payment schedule with no interest.  The bank should write off the loss as a penalty for screwing up.

At no point should the criminal justice system be involved.

Of course in the real world the kid will be convicted of "offense against a corporation" and the penalty for that is having his life ruined legally and financially.


Look, just because you've made some shiat up in your mind about how the world works, doesn't mean things actually work that way. You being an individual does not entitle you to receive free shiat and them being a corporation does not entitle them to give you shiat for free, mistake or not. By your logic, you have systems in place to stop you from losing your car. Pockets. Its your fault that you can't keep control of your keys, therefore, you should lose your car.

IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?
 
2014-03-28 03:18:26 PM  
Wasn't this explained in a Brady Bunch ep where they found a wallet and had to turn it in to the po po until it was claimed except here u don't get a reward?

For farks sake. Do u not watch tv ?
 
2014-03-28 03:18:43 PM  

stappawho: doubled99: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.

Sure. defend the 1%ers

So it's not stealing because they are rich?



It wasn't stealing when bankers did it because they were smart?
 
2014-03-28 03:18:58 PM  

stappawho: doubled99: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.

Sure. defend the 1%ers

So it's not stealing because they are rich?


They make errors in their favor quite often. 

It's not theft in that case, why should it be in this case? Fire the idiot who typed in the wrong account number at the teller's terminal, write it off, and move on.
 
2014-03-28 03:19:15 PM  

vudukungfu: Aaaaaaaaaaand it's gone.


img.fark.net
 
2014-03-28 03:19:16 PM  
I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.
 
2014-03-28 03:19:25 PM  

stappawho: doubled99: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.

Sure. defend the 1%ers

So it's not stealing because they are rich?


everyone knows doing bad is OK if its against the right class of people.
 
2014-03-28 03:19:28 PM  

stappawho: So it's not stealing because they are rich?


Of course it is.  It's also how a lot of people get rich, only it's called "market manipulation".  Should the stupid kid eat sh*t for what he knew was wrong?  Yeah.  Should banksters dismantling the economy eat a much larger serving?  Yeah.
 
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