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(ABC)   Bank accidentally deposits $31,000 into teen's account. Underachiever teen only managed to spend $25,000 in the ten days before the error was caught   (abcnews.go.com) divider line 363
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12397 clicks; posted to Main » on 28 Mar 2014 at 2:38 PM (16 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



363 Comments   (+0 »)
   
View Voting Results: Smartest and Funniest
 
2014-03-28 02:05:39 PM
Poor guy. Poor, stupid guy. REALLY poor, stupid guy.
 
2014-03-28 02:18:43 PM
protip: That whole "It's their responsibility" is a lie
 
2014-03-28 02:40:18 PM
Bank Error in Your Favor-collect $25,000

Good for him. He's underage so no prison time
 
2014-03-28 02:41:03 PM
Technically a teen, legally an adult, really a dumbass.
 
2014-03-28 02:42:09 PM

doubled99: Bank Error in Your Favor-collect $25,000

Good for him. He's underage so no prison time


Article says 18.

// and if he were underage, they would go after the parents.
 
2014-03-28 02:42:48 PM

doubled99: Bank Error in Your Favor-collect $25,000

Good for him. He's underage so no prison time


18 isn't underage unless you're drinking.
 
2014-03-28 02:43:20 PM
fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.
 
2014-03-28 02:43:41 PM
It's a bank. They knew what they were getting into.

I say, Fark them. Let him keep it.
 
2014-03-28 02:43:52 PM

fruitloop: Technically a teen, legally an adult, really a dumbass.


Yeah, also, what kind of dumbass blows most of his "inheritance" in 10 days :P
 
2014-03-28 02:44:45 PM
FTA: A stack of hundred dollar bills are seen in this stock photo.

Thanks guys.
 
2014-03-28 02:44:50 PM
From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.
 
2014-03-28 02:45:26 PM
Hey, I mean, the bank would be understanding if one of their customers made an honest mistake, so let's not dump on them too much
 
2014-03-28 02:45:28 PM
A stack of hundred dollar bills are seen in this stock photo.
 
2014-03-28 02:45:30 PM

JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.



Ever lost your car keys? Should the person who finds them be able to take ownership of your car?
 
2014-03-28 02:45:31 PM
I know it's already been said, but fark the banks.
 
2014-03-28 02:45:39 PM
blog.beeminder.com
 
2014-03-28 02:45:56 PM
Approves.  movieguy247.com
 
2014-03-28 02:46:35 PM
Is the bank insured against stupid mistakes?
 
2014-03-28 02:46:48 PM
He's obviously a huge, douchey idiot, but how did the bank screw up so spectacularly? If having the same name is enough to cause this, I imagine there are thousands of John Smiths getting unexpected windfalls every day.
 
2014-03-28 02:47:08 PM

JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Yeah, but that's not how it works.
 
2014-03-28 02:48:14 PM
As far as I know he called the bank to make sure it was his and he was waiting on an inheritance. Dumb kid, but fark the bank to hell.
 
2014-03-28 02:49:14 PM
Aaaaaaaaaaand it's gone.
 
2014-03-28 02:49:27 PM

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


Good point. I'm kind of on the fence with this, though. I was once in a situation where my bank accidentally took money out of my account. They put it back but it took almost a week. I will admit that they didn't let anything bounce but, still, it was a major hassle for me. In this kids case, I say the bank should eat it because it took so long to be discovered (plus it was an actual bank error). They can make up the money from the fee;s they charge for everything.
 
2014-03-28 02:49:46 PM
If it seems too good to be true.....
 
2014-03-28 02:50:00 PM
fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.


Sure. defend the 1%ers
 
2014-03-28 02:50:11 PM

manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.


Good point.  Maybe the idiot really did believe that the money was from his Gramma.  He can pay it back when the old lady snuffs it.
 
2014-03-28 02:51:22 PM
I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well. And I don't believe that the kid deserves the money because the bank screwed up. If I accidentally park my car in your spot one night you don't then own my car.
 
2014-03-28 02:52:25 PM

ThrillaManilla: I know it's already been said, but fark the banks.


Yes, First Citizens Bank in Georgia is on the same level as JPMorgan Chase, Bank of America, and Citigroup
 
2014-03-28 02:52:49 PM

manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.


They will charge him with theft most likely. Otherwise, they can charge him with failing to report found property.
 
2014-03-28 02:52:57 PM

lordargent: fruitloop: Technically a teen, legally an adult, really a dumbass.

Yeah, also, what kind of dumbass blows most of his "inheritance" in 10 days :P


an 18 year old, thats who
 
2014-03-28 02:53:03 PM

Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well. And I don't believe that the kid deserves the money because the bank screwed up. If I accidentally park my car in your spot one night you don't then own my car.


I don't?

I guess I have a car to return.
 
2014-03-28 02:53:58 PM

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.
 
2014-03-28 02:54:16 PM
Won't somebody please think of teh banks and their profits?!1!
 
2014-03-28 02:54:20 PM
FTFA: "The Madison County Sheriff Office police were dispatched to First Citizens Bank in Hull, Ga., on March 18 concerning "

How is this fraud?  He didn't walk into the bank and pretend he was someone else or use other false pretenses to get the money.  One of their own moran tellers put the money into his account.

I could see theft,  but only if that inheritance story of his is false.
 
2014-03-28 02:54:20 PM
Surprised to hear someone in Georgia had $31,000.00
 
2014-03-28 02:56:52 PM

manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.


Here in Maryland, it'd be trivial to convict him of Theft at a bare minimum.
 
2014-03-28 02:56:59 PM
Nice my quote left out the one word that I was commenting on.

I really should preview everything

"The Madison County Sheriff Office police were dispatched to First Citizens Bank in Hull, Ga., on March 18 concerning financial fraud"
 
2014-03-28 02:57:23 PM

LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Not your pocket, the bank's pocket that they let you use. You don't own your bank account, you own the value of the money in the account.
 
2014-03-28 02:57:36 PM

Boo_Guy: [blog.beeminder.com image 406x259]


This. Somehow, people actually think this way.
 
2014-03-28 02:57:43 PM

Joe USer: manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.

They will charge him with theft most likely. Otherwise, they can charge him with failing to report found property.


Here are there definitions of theft in Georgia (according to some random site, too lazy to parse official documents).

It may fall under "theft of service," but even then I don't think there was any intent to commit the act here. Seeing as he had no intention of acquiring the money, it just appeared, I don't think theft really applies.

I think under civil law he will be required to pay it all back, but I'm not seeing how what he did was criminal. At least without admitting that he knew the money wasn't legitimately hist (he needs to keep his mouth shut. There is no benefit to him in making any statements on the matter until it's in court.)
 
2014-03-28 02:57:51 PM
I never check my acct balance. This could seriously happen to me.
 
2014-03-28 02:58:41 PM
He needs to get himself a teenage caveman lawyer.

"I'm just an ignorant teenage caveman lawyer. I don't know anything about your high finance ways of deposits and withdrawals. All I know is the magic ATM box kept giving me more and more of the green paper."

3.bp.blogspot.com
 
2014-03-28 02:58:55 PM
I withdrew money from an ATM once and it said i had over 450k in the bank.  I go online and look at my account, and it says the same thing, even tho I can't find an enormous deposit anywhere.  The next day I look, and its back to normal.

Great story, i know.
 
2014-03-28 02:59:24 PM

MelGoesOnTour: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Good point. I'm kind of on the fence with this, though. I was once in a situation where my bank accidentally took money out of my account. They put it back but it took almost a week. I will admit that they didn't let anything bounce but, still, it was a major hassle for me. In this kids case, I say the bank should eat it because it took so long to be discovered (plus it was an actual bank error). They can make up the money from the fee;s they charge for everything.


I like your thought process.

If you are at my house and you lay your cell phone down. Or your purse or IPad whatever ...   I can take it and keep it.     You put it in my posession, thus it is mine.

Or you leave your coat in my restaraunt.   When you come back for it,  I keep it.   It is mine.
You park your car on my property inadvertantly, while taking your daughter to look at some ducks by the stream.     I take it and keep it.   You put it in my possession.   It is mine.

Awesome system.
 
2014-03-28 02:59:57 PM

LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.



Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.
 
2014-03-28 03:00:20 PM

Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.


Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.
 
2014-03-28 03:00:23 PM
He thought it was an inheritance, so he spent it in a little over a week? Glad he honored his family well.
 
2014-03-28 03:00:31 PM
Wanted for questioning:
 
2014-03-28 03:00:35 PM
We had a bank error (not in our favor) which cleaned out our checking account for about 30 hours, and during every conversation I had with them while getting it fixed I asked "will you be paying me a $32 handling fee? Because that's what you would have charged me if I had accidentally overdrawn. No? How about a wine and cheese gift basket?"
Needless to say we didn't get a penny out of them, but it was fun pestering them.
 
2014-03-28 03:01:12 PM

manbart: Joe USer: manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.

They will charge him with theft most likely. Otherwise, they can charge him with failing to report found property.

Here are there definitions of theft in Georgia (according to some random site, too lazy to parse official documents).

It may fall under "theft of service," but even then I don't think there was any intent to commit the act here. Seeing as he had no intention of acquiring the money, it just appeared, I don't think theft really applies.

I think under civil law he will be required to pay it all back, but I'm not seeing how what he did was criminal. At least without admitting that he knew the money wasn't legitimately hist (he needs to keep his mouth shut. There is no benefit to him in making any statements on the matter until it's in court.)


Theft of Lost of Mislaid property would work. Fraud might work too.
 
2014-03-28 03:01:36 PM
I'm sure there are laws specifically in place that protect the banks in case of an error like this stating that any funds put in the wrong account in error are still property of the bank and it's theft to keep it. That kid has no scruples whatsoever. No sympathy for either of them.
 
2014-03-28 03:01:57 PM

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


Believe it or not, if a bank actually puts money in your account accidentally, you probably would have to owe them interest on it as well.
 
2014-03-28 03:01:58 PM

Imperialism: Wanted for questioning:


Grrr...
upload.wikimedia.org
 
2014-03-28 03:02:16 PM

meddleRPI: He thought it was an inheritance, so he spent it in a little over a week? Glad he honored his family well.


YOLO BRAH
 
2014-03-28 03:02:50 PM

Frozboz: FTA: A stack of hundred dollar bills are seen in this stock photo.

Thanks guys.


WHAT MONEY MAY LOOK LIKE
 
2014-03-28 03:03:09 PM
Does anyone remember the story awhile ago about another guy this happened too, but a lot more money.  The guy transfered the money to a high interest account, and then sat on it until they asked for it back, then transferred the principle back and kept the profit.  Last I heard the bank was suing him for the interest he accumulated during that time.  I wonder how that case turned out...

Or maybe that was just a really boring dream I once head.  Hard to be sure.
 
2014-03-28 03:03:59 PM
The company I work for uses ADP (bleh) for payroll. At least once a year we get called into a meeting about how ADP screwed up and we got double pay and they tell us not to spend it. Everytime at least one dumb dumb goes hog wild and spends it all and for the next two pay periods they cry about how they only get half pay.
 
2014-03-28 03:04:12 PM
My last name is Jones. I had this happen to me. I new i hadn't deposited $3100. I told the bank about it and they said they would correct it. The following Monday there was $6200 in my account that wasn't mine. I new the man whose account had been shorted so we both went down to the bank and had the bank president oversee the input of the transactions. They finally got it sorted out and gave us both an extra $250 for our troubles. Small town banks; ya gotta love 'em!
 
2014-03-28 03:04:21 PM
"Z0mg, no wai I gess free munny nao, l0ol!"  *sigh*
 
2014-03-28 03:04:31 PM
Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?
 
2014-03-28 03:04:54 PM

numbone: Surprised to hear someone in Georgia had $31,000.00


Has a thought about that.....

media.patriotpost.us
 
2014-03-28 03:05:04 PM

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


You're going to have a rockin' time at Starbucks with the $15 you get.
 
2014-03-28 03:05:33 PM
3guys1movie.com
 
2014-03-28 03:05:42 PM

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.



That's a brilliant plan until you walk into the bank and say, "HELLOOOO. I'm Homer J. Simpson. I'd like to withdraw $31,000 please."

/No way you leave with that money.
 
2014-03-28 03:06:16 PM

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


I'm an individual, so no.  The bank is a corporation and is responsible for having the processes in place to prevent this kind of thing from happening.  So how it should work is if the bank makes a mistake that benefits you, they should eat it, and if they make a mistake that harms you they should also eat it.

Great power and great responsibility and all that.  At the same time if an individual makes an honest mistake they shouldn't be penalized for it, only required to make equitable restitution.

This situation should be solved by a civil judge arbitrating the terms of a loan agreement which will allow the young man to pay back the mistaken amount, at a reasonable payment schedule with no interest.  The bank should write off the loss as a penalty for screwing up.

At no point should the criminal justice system be involved.

Of course in the real world the kid will be convicted of "offense against a corporation" and the penalty for that is having his life ruined legally and financially.
 
2014-03-28 03:06:41 PM
My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb
 
2014-03-28 03:08:24 PM

LemSkroob: Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest


You know how I can tell you aren't a finacial genius?
 
2014-03-28 03:08:29 PM

jfivealive: I withdrew money from an ATM once and it said i had over 450k in the bank.  I go online and look at my account, and it says the same thing, even tho I can't find an enormous deposit anywhere.  The next day I look, and its back to normal.

Great story, i know.


My account showed a charge to one of the dating services, or match makers, for $73.  It was followed by a credit for the same amount.
My only problem was convincing my wife that I had nothing to do with it.
 
2014-03-28 03:09:07 PM

August11: My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb


Thug life.
 
2014-03-28 03:09:07 PM

you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?


worth a try
 
2014-03-28 03:09:07 PM

groppet: The company I work for uses ADP (bleh) for payroll. At least once a year we get called into a meeting about how ADP screwed up and we got double pay and they tell us not to spend it. Everytime at least one dumb dumb goes hog wild and spends it all and for the next two pay periods they cry about how they only get half pay.


Newsflash:  That is not ADP's fault, that is the person's fault who does your payroll.  They submitted and accepted the payroll, found out there was a mistake, had ADP cancel it, but the ACH stuff gets processed almost immediately.
 
2014-03-28 03:09:13 PM
 
2014-03-28 03:09:17 PM
ITT: People that think it's just fine to spend other people's money erroneously handed to some 18 year old kid.
 
2014-03-28 03:09:27 PM

netcentric: MelGoesOnTour: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Good point. I'm kind of on the fence with this, though. I was once in a situation where my bank accidentally took money out of my account. They put it back but it took almost a week. I will admit that they didn't let anything bounce but, still, it was a major hassle for me. In this kids case, I say the bank should eat it because it took so long to be discovered (plus it was an actual bank error). They can make up the money from the fee;s they charge for everything.

I like your thought process.

If you are at my house and you lay your cell phone down. Or your purse or IPad whatever ...   I can take it and keep it.     You put it in my posession, thus it is mine.

Or you leave your coat in my restaraunt.   When you come back for it,  I keep it.   It is mine.
You park your car on my property inadvertantly, while taking your daughter to look at some ducks by the stream.     I take it and keep it.   You put it in my possession.   It is mine.

Awesome system.


Sounds good to me,  abandonment of property on my property makes the abandoned property mine as well.
 
2014-03-28 03:10:10 PM

you are a puppet: doubled99: Bank Error in Your Favor-collect $25,000

Good for him. He's underage so no prison time

18 isn't underage unless you're drinking.


That's what SHE said!!!
 
2014-03-28 03:10:47 PM
If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it.

I have no problem with doing that
 
2014-03-28 03:11:56 PM
Only an idiot thinks that the Monopoly rule applies: "Bank error in your favour, collect $ 30,000." If it's not your money you should know better than to spend it.
 
2014-03-28 03:12:49 PM

Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well. And I don't believe that the kid deserves the money because the bank screwed up. If I accidentally park my car in your spot one night you don't then own my car.


Have it towed.

Then it's "theirs" until the fees are payed off.  (funny how that works huh)
 
2014-03-28 03:12:50 PM

DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.



Someone just got just got a moral straight arm to the face...the face.

/face
 
2014-03-28 03:13:06 PM
Kid had a few smarts about him though.

Claiming it was from an inheritance is less likely to have the IRS up your backside looking for their cut.
 
2014-03-28 03:13:08 PM

MelGoesOnTour: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Good point. I'm kind of on the fence with this, though. I was once in a situation where my bank accidentally took money out of my account. They put it back but it took almost a week. I will admit that they didn't let anything bounce but, still, it was a major hassle for me. In this kids case, I say the bank should eat it because it took so long to be discovered (plus it was an actual bank error). They can make up the money from the fee;s they charge for everything.


Yeah, like if you pass out on my lawn, I get to buttsex u until you escape from my basement. Because reasons.
 
2014-03-28 03:13:29 PM

Russ1642: Only an idiot thinks that the Monopoly rule applies: "Bank error in your favour, collect $ 30,000." If it's not your money you should know better than to spend it.


If It's a large amount, life changing, say $31,000,000, transfer it off shore and get off shore.
Don't steal anything small.
 
2014-03-28 03:13:50 PM
It's hard to say who's right or wrong here, so we should cut the kid in half and give one part to the bank and the other to the guy who's money he spent.
 
2014-03-28 03:14:37 PM

manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.


This is a pretty common occurrence.  It's considered theft.
 
2014-03-28 03:14:44 PM
If they let him keep it, he has to pay taxes on it. That should be a nice surprise next January.

Or they could just take the money from his account, overdraw him, close him and report him to chexsystems and send him to collections which will be great for his future credit.
 
2014-03-28 03:14:50 PM
Remind me to never accidently drop my wallet around any of you dumb assholes.
 
2014-03-28 03:15:20 PM
Just remind him that he'll have to the taxes on that $31,000
 
2014-03-28 03:15:25 PM

Inflatable Rhetoric: you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?

worth a try


Some people on FARK would be dumb enough to think it was ok.
Some ofthe posters here just troll, but some are actually that dumb.

He abandoned it and now it's mine.  Herp Derp.
 
2014-03-28 03:15:51 PM

Imperialism: Imperialism: Wanted for questioning:

Grrr...
[upload.wikimedia.org image 280x392]


I remember this movie because a babysitter took me and my brother to see it, after being given explicit instructions that we were to stay home and do homework and could watch the Simpsons if we get everything done. We were thrilled that we got to get popcorn and candy and everything, and the babysitter wasn't thrilled when my mom refused to pay her back for the concessions and tickets.

I frequently get plot points in that movie confused with plot points from the MaCaulay? Culkin "Richie Rich". I vaguely recall that even as a kid, I was thinking "he'd need way more than a million dollars to do all this stuff."
 
2014-03-28 03:16:08 PM

doubled99: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.

Sure. defend the 1%ers


So it's not stealing because they are rich?
 
2014-03-28 03:17:33 PM
31 grand

I'd have a sweet mountain bike
 
2014-03-28 03:17:50 PM

Russ1642: Only an idiot thinks that the Monopoly rule applies: "Bank error in your favour, collect $ 30,000." If it's not your money you should know better than to spend it.


Banks are mean though!
It's the same with women. They are always being biatches to us. Yet when one of them passes out, and I fill her with my cum, all of a sudden I'M a criminal. That's not the way it should be. They have a lot of power over us, and with great power comes great responsibility. Plus it took her like 3 months to even find out what happened! She should've had to eat that cost. Unfortunately I now not only have to deal with the legal repercussions of rape but the financial burden of child support. Life is not fair. God I hate women, banks, jocks...
 
2014-03-28 03:17:58 PM

RembrandtQEinstein: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

I'm an individual, so no.  The bank is a corporation and is responsible for having the processes in place to prevent this kind of thing from happening.  So how it should work is if the bank makes a mistake that benefits you, they should eat it, and if they make a mistake that harms you they should also eat it.

Great power and great responsibility and all that.  At the same time if an individual makes an honest mistake they shouldn't be penalized for it, only required to make equitable restitution.

This situation should be solved by a civil judge arbitrating the terms of a loan agreement which will allow the young man to pay back the mistaken amount, at a reasonable payment schedule with no interest.  The bank should write off the loss as a penalty for screwing up.

At no point should the criminal justice system be involved.

Of course in the real world the kid will be convicted of "offense against a corporation" and the penalty for that is having his life ruined legally and financially.


Look, just because you've made some shiat up in your mind about how the world works, doesn't mean things actually work that way. You being an individual does not entitle you to receive free shiat and them being a corporation does not entitle them to give you shiat for free, mistake or not. By your logic, you have systems in place to stop you from losing your car. Pockets. Its your fault that you can't keep control of your keys, therefore, you should lose your car.

IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?
 
2014-03-28 03:18:26 PM
Wasn't this explained in a Brady Bunch ep where they found a wallet and had to turn it in to the po po until it was claimed except here u don't get a reward?

For farks sake. Do u not watch tv ?
 
2014-03-28 03:18:43 PM

stappawho: doubled99: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.

Sure. defend the 1%ers

So it's not stealing because they are rich?



It wasn't stealing when bankers did it because they were smart?
 
2014-03-28 03:18:58 PM

stappawho: doubled99: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.

Sure. defend the 1%ers

So it's not stealing because they are rich?


They make errors in their favor quite often. 

It's not theft in that case, why should it be in this case? Fire the idiot who typed in the wrong account number at the teller's terminal, write it off, and move on.
 
2014-03-28 03:19:15 PM

vudukungfu: Aaaaaaaaaaand it's gone.


img.fark.net
 
2014-03-28 03:19:16 PM
I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.
 
2014-03-28 03:19:25 PM

stappawho: doubled99: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.

Sure. defend the 1%ers

So it's not stealing because they are rich?


everyone knows doing bad is OK if its against the right class of people.
 
2014-03-28 03:19:28 PM

stappawho: So it's not stealing because they are rich?


Of course it is.  It's also how a lot of people get rich, only it's called "market manipulation".  Should the stupid kid eat sh*t for what he knew was wrong?  Yeah.  Should banksters dismantling the economy eat a much larger serving?  Yeah.
 
2014-03-28 03:19:28 PM
Just shift the money to a high yield account until someone claims it. Return their money and keep the profit.
 
d23 [TotalFark]
2014-03-28 03:19:51 PM

stappawho: doubled99: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.

Yeah, but that's not how it works.

Sure. defend the 1%ers

So it's not stealing because they are rich?


Hey... only the top people have to pay back pennies on the dollar when they steal something.

We're stupid and devolved.  I know that because if we weren't stupid and devolved certain bankers would have been strung up after the basically got away with stealing the houses of thousands of Americans.
 
2014-03-28 03:20:38 PM

you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?


Ha ha. My grandfather buffaloed his way out of a Christmas party at his country club and just jumped in the next car in the valet line, drove home, parked it in the garage and went to bed. Since it was Palm Beach and he was white it all worked out fine.
 
2014-03-28 03:20:39 PM

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


Not even close to a correct analogy.

Here's a more accurate one:

Ever bought a car and the dealer gives you keys for the deluxe model instead of the base model and they let you drive it around for a month then demand it back?
 
2014-03-28 03:20:43 PM

toadist: Inflatable Rhetoric: you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?

worth a try

Some people on FARK would be dumb enough to think it was ok.
Some ofthe posters here just troll, but some are actually that dumb.

He abandoned it and now it's mine.  Herp Derp.


Kind of explains why they are in the financial situations they are most likely in.
 
2014-03-28 03:20:47 PM
what you gotta do is take  money  to a casino and use the martingale system and if it works booyah! and if it doesn't *price is right you lose music* but it isn't your money and they can try to get blood from a stone, amirite?
 
d23 [TotalFark]
2014-03-28 03:20:53 PM

DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?


Funny that this argument never came out during the robo-signing scandal.
 
2014-03-28 03:20:58 PM

manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.


What civil matter? It was unsolicited philanthropy. Is that illegal?
 
2014-03-28 03:21:12 PM

August11: My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb


If it was a bigger amount it would've been worth it to record and get in writing that it was hers,  then when they came around 3 months later,  off to court we go!

How long to you have to wait around to make sure it's really yours?  It's not like your mother just got the money and went with it, she reverified 3 times at least.  Screw them,  if this went to a jury and I was in it,  it's hers.  Unless there is some sort of accepted time limit on these things of course.
 
2014-03-28 03:21:20 PM
i feel for the idiot kid.

That said the bank should bear some responsibility as if not for their mistake it would have never happened.

Personally i would like to see Banks have 1 week to catch any errors of this kind if they fail to catch the error  by then the bank has to eat  the loss and pay themselves to fix the mistake.
 
2014-03-28 03:21:21 PM

vudukungfu: Aaaaaaaaaaand it's gone.


+1


/Please step aside for people who actually have money with the bank. Next please.
 
2014-03-28 03:22:11 PM

d23: We're stupid and devolved.  I know that because if we weren't stupid and devolved certain bankers would have been strung up after the basically got away with stealing the houses of thousands of Americans.


If the fines levied for disingenuous and illegal business practices are less than the profits made, that's called a business expense.
 
2014-03-28 03:22:43 PM

divx88: Remind me to never accidently drop my wallet around any of you dumb assholes.


That's no way to talk about DROx.  He, even I,  would have returned your wallet.

Now, I prolly would have a found a woman to spray her perfume on it and maybe hidden a fake love letter in it first, but you'd have received it back.
 
2014-03-28 03:23:07 PM

divx88: Remind me to never accidently drop my wallet around any of you dumb assholes.


Probably don't want to drop the soap around here, either.  Just sayin'.
 
2014-03-28 03:23:31 PM

Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.


Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.
 
2014-03-28 03:23:45 PM

Boo_Guy: FTFA: "The Madison County Sheriff Office police were dispatched to First Citizens Bank in Hull, Ga., on March 18 concerning "

How is this fraud?  He didn't walk into the bank and pretend he was someone else or use other false pretenses to get the money.  One of their own moran tellers put the money into his account.

I could see theft,  but only if that inheritance story of his is false.


Shouldn't the bank teller who put the money in the wrong account be the one accused of fraud? He or she illegally accessed the kid's bank account and made a transaction.

I think the teller should be responsible to come up with the money. Let him or her beg the kid for the money back.
 
2014-03-28 03:24:08 PM

toadist: Inflatable Rhetoric: you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?

worth a try

Some people on FARK would be dumb enough to think it was ok.
Some ofthe posters here just troll, but some are actually that dumb.

He abandoned it and now it's mine.  Herp Derp.


Have you never heard of the "finders, keepers" economic theory?

It's pretty technical, but it boils down to "finders, keepers."
 
2014-03-28 03:24:10 PM

August11: My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb


I think the IRS must go out of their way to find the stupidest people on the face of the planet to process tax filings.  A couple weeks ago, I got a voicemail from an IRS agent asking me for information so they could close a deceased relative's final filing.  When I called back, they said I wasn't authorized to get any information because I wasn't the trustee, executor, and didn't have power of attorney.  No matter now many times I explained that I was calling to  give information at their request, the idiot wouldn't budge.  Asking me what they wanted to know would give me information and they can't do that.  "They why did you call me?!?"  "I can't tell you that."  "Should I tell the trustee or accountant to call you?"  "I can't tell you that."  "Can I talk to the agent who called me?"  "No."  A friend joked that they just called to tell me they can't talk to me.
 
2014-03-28 03:24:12 PM

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


Yes, one of you is going to end up owing the other one three dollars.
 
2014-03-28 03:25:34 PM
Sadly this is shiat that needs to be taught in high school.

I wonder if when the bank took it back they started charging overdraft fees for every transaction.
 
2014-03-28 03:25:38 PM

d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.



Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.
 
2014-03-28 03:26:02 PM

mentallo69: an 18 year old, thats who


But we allow them to operate heavy machinery capable of traveling at over 100 miles per hour on our public roadways!

// hates that '18 == stupid' is now considered the norm now vs the exception.
 
2014-03-28 03:26:03 PM

DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.


Yet when a doctor accidentally leaves a scalpel inside someone's stomach, it is magically their fault and not a mistake?
 
2014-03-28 03:26:55 PM
Theft by finding. Look it up.
 
2014-03-28 03:27:13 PM

sendtodave: toadist: Inflatable Rhetoric: you are a puppet: Can you guys not be retarded. A valet brought me the keys to the wrong car once. A nice Mercedes, much nicer than my Sonata. If I took the keys and drove off then what? The valet should pay for it?

worth a try

Some people on FARK would be dumb enough to think it was ok.
Some ofthe posters here just troll, but some are actually that dumb.

He abandoned it and now it's mine.  Herp Derp.

Have you never heard of the "finders, keepers" economic theory?

It's pretty technical, but it boils down to "finders, keepers."


Don't forget subsection B, paragraph 2 "losers weepers".
 
2014-03-28 03:27:15 PM

Joe USer: LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.

You're going to have a rockin' time at Starbucks with the $15 you get.


It will probably be closer to 15¢.
 
2014-03-28 03:27:29 PM

Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.


?????


Did the community college you attended not offer and basic classes in contract law....?

I hate to use the term 'dumb farkers' too much, but this thread is bring several of them out of the woodwork.
 
2014-03-28 03:27:42 PM

lordargent: mentallo69: an 18 year old, thats who

But we allow them to operate heavy machinery capable of traveling at over 100 miles per hour on our public roadways!

// hates that '18 == stupid' is now considered the norm now vs the exception.


They operate tanks, artillery, and heavy machine guns too. And my goodness how an 18 year old bleeds when hit with an enemy round.

Let 'em drink.
 
2014-03-28 03:27:53 PM

mentallo69: an 18 year old, thats who


I mean, when I was growing up, if you were 18 and stupid, your dad/stepdad was sending your ass off to the military.
 
2014-03-28 03:28:00 PM

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


If I give my car keys to a bank, and we both sign a contract about how they will give me my keys and not give my keys to anyone else, and then they violate that contract and give my keys to somebody else... I have a confused sense of what "the right thing to do" here is, but I definitely know the kid lied about it being from an inheritance.  And the bank farked up.

If my car were destroyed by the false owner, I'd expect the bank, with whom I'd signed a contract, to reimburse me for the loss.  I wouldn't expect that reimbursement to come from the false owner though.  This almost looks like the bank is setting up the suit so they can deny wrongdoing to the person whose money they lost.
 
2014-03-28 03:29:25 PM

Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.


Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.
 
2014-03-28 03:29:28 PM

Bullseyed: DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.

Yet when a doctor accidentally leaves a scalpel inside someone's stomach, it is magically their fault and not a mistake?


Jesus, you all are all over the place. Now we're into medical malpractice, huh? I don't even know what point you're trying to refute.
 
d23 [TotalFark]
2014-03-28 03:29:51 PM
DROxINxTHExWIND:

Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

Believe it or not, I agree with you that the kid did the wrong thing.  It's just that the hair pulling and hand wringing about "stealing" just seems way out of place at this point in history.  I am also not directing this at people in the thread necessarily.  I just find it incredible that larceny was done on such a large scale and most people didn't care and some cheered the banks on.  Then when a kid does something dumb and steals a fraction of what the banks stole on ONE house, there is such breast beating about morality all of a sudden.
 
2014-03-28 03:29:58 PM
Hm, on one hand, if you're not bright enough to realize "ITS A TRAAAAP", you kinda deserve what follows.
 
2014-03-28 03:30:12 PM

Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.


If they agree it's 3200, you give them 3200 and they give you the car, and you both sign on the dotted line, are they allowed to then just harass you over the $26,800 until you pay?  Their mistake, but they're allowed to fix it, right?
 
2014-03-28 03:30:23 PM

LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


If we're using a car analogy, let's get it right.  What happened is the equivalent of you handing your car keys to a valet and the valet mistakenly giving your car keys to someone else believing that person to be you.   When your car is recovered by police, what is left is only worth $6000 (either the person crashed it or they started selling it for parts...either way your car is no longer worth $31000).

So, should the hotel/restaurant employing the valet eat the cost of your car?   Or should the person that drove off in your car knowing it wasn't theirs?
 
2014-03-28 03:31:42 PM
Giving an 18yo $30k?  Seems more like a private nuesance to me.  The bank needs to share some of the financial responsibility here.
 
2014-03-28 03:31:44 PM

Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.


Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.
 
2014-03-28 03:32:37 PM

BeesNuts: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

If I give my car keys to a bank, and we both sign a contract about how they will give me my keys and not give my keys to anyone else, and then they violate that contract and give my keys to somebody else... I have a confused sense of what "the right thing to do" here is, but I definitely know the kid lied about it being from an inheritance.  And the bank farked up.

If my car were destroyed by the false owner, I'd expect the bank, with whom I'd signed a contract, to reimburse me for the loss.  I wouldn't expect that reimbursement to come from the false owner though.  This almost looks like the bank is setting up the suit so they can deny wrongdoing to the person whose money they lost.


Obviously, the rightful owner of the money already got their money back from the bank.  The bank is now trying to mitigate their damages by recovering as much as possible from the kid.  What will likely happen is they'll get some of the cash back and give the kid an unsecured loan for the balance (probably cosigned by his parents or grandparents) which he'll have to pay off.
 
2014-03-28 03:33:03 PM
Much better at spending mistaken money:

i.imgur.com
 
2014-03-28 03:33:07 PM

jfivealive: groppet: The company I work for uses ADP (bleh) for payroll. At least once a year we get called into a meeting about how ADP screwed up and we got double pay and they tell us not to spend it. Everytime at least one dumb dumb goes hog wild and spends it all and for the next two pay periods they cry about how they only get half pay.

Newsflash:  That is not ADP's fault, that is the person's fault who does your payroll.  They submitted and accepted the payroll, found out there was a mistake, had ADP cancel it, but the ACH stuff gets processed almost immediately.


That is good to know I always figured it was ADPs fault from all the horror stories I hear about them on here.
 
2014-03-28 03:33:26 PM

Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.


There are places though where an advertised price does have to be honored.
 
2014-03-28 03:33:27 PM

DROxINxTHExWIND: Bullseyed: DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.

Yet when a doctor accidentally leaves a scalpel inside someone's stomach, it is magically their fault and not a mistake?

Jesus, you all are all over the place. Now we're into medical malpractice, huh? I don't even know what point you're trying to refute.


We will try to use smaller words and type more slowly so you can keep up. If someone makes a mistake, it is their fault. Not anyone who was rewarded or harmed by their stupidity.
 
2014-03-28 03:34:15 PM

BeesNuts: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

If I give my car keys to a bank, and we both sign a contract about how they will give me my keys and not give my keys to anyone else, and then they violate that contract and give my keys to somebody else... I have a confused sense of what "the right thing to do" here is, but I definitely know the kid lied about it being from an inheritance.  And the bank farked up.

If my car were destroyed by the false owner, I'd expect the bank, with whom I'd signed a contract, to reimburse me for the loss.  I wouldn't expect that reimbursement to come from the false owner though.  This almost looks like the bank is setting up the suit so they can deny wrongdoing to the person whose money they lost.



When you open an account the bank doesn give you a contract that says, "We will not give your money to anyone else" because then, they would be lying to you. "Your" money is in a large pool that the bank uses to aquire assets and that they reinvest to get MORE money.It's not sitting in a shoebox a Bank of America with BeesNuts written on it.


/Your analogy fails
 
2014-03-28 03:35:10 PM

silverjets: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

If we're using a car analogy, let's get it right.  What happened is the equivalent of you handing your car keys to a valet and the valet mistakenly giving your car keys to someone else believing that person to be you.   When your car is recovered by police, what is left is only worth $6000 (either the person crashed it or they started selling it for parts...either way your car is no longer worth $31000).

So, should the hotel/restaurant employing the valet eat the cost of your car?   Or should the person that drove off in your car knowing it wasn't theirs?


In real life, the insurance paid for my the hotel/restaurant employing the valet is responsible to replace the car.

/works the same for the detail shop my brother owns
//valet insurance is a thing
 
2014-03-28 03:35:56 PM

silverjets: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

If we're using a car analogy, let's get it right.  What happened is the equivalent of you handing your car keys to a valet and the valet mistakenly giving your car keys to someone else believing that person to be you.   When your car is recovered by police, what is left is only worth $6000 (either the person crashed it or they started selling it for parts...either way your car is no longer worth $31000).

So, should the hotel/restaurant employing the valet eat the cost of your car?   Or should the person that drove off in your car knowing it wasn't theirs?


Hotel owes you cost. Person that drove off owes the hotel. It's called subrogation.
 
2014-03-28 03:36:28 PM

lordargent: mentallo69: an 18 year old, thats who

I mean, when I was growing up, if you were 18 and stupid, your dad/stepdad was sending your ass off to the military.


same here, but 18 year olds today are a bunch of self entitled snotty shiats.
 
2014-03-28 03:36:36 PM
Worth mentioning that obviously what this kid did was theft.  What the bank did was stupid.  And the only real victim here is the person whose money was spent by this asshat of a kid who "thought it was his inheritance money."

My thoughts on this are in the same vein as my thoughts on patent law.  Not what the law says, but whether it makes sense.

In this case, I'm not sure it "makes sense" to prosecute the kid in any way.  He can't realistically make restitution.  He isn't a threat to society, since he wouldn't have "stolen" this money if it wasn't "thrust into his bank account".  In the absence of the bank's error, he's a normal law abiding teenager who is probably going to college soon.

Maybe it's just that I think it's distasteful of the bank to go after him.  WTF do they hope to gain, except, as I hypothesize above, it's to shield them from potential conflict with the actual owner of the money.  When they inevitably claim they can't recover his/her money.
 
2014-03-28 03:36:44 PM

Boo_Guy: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

There are places though where an advertised price does have to be honored.


Never if it's an obvious mistake.
 
2014-03-28 03:36:45 PM

R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.


http://en.wikipedia.org/wiki/False_advertising
 
2014-03-28 03:37:04 PM

Bullseyed: DROxINxTHExWIND: Bullseyed: DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.

Yet when a doctor accidentally leaves a scalpel inside someone's stomach, it is magically their fault and not a mistake?

Jesus, you all are all over the place. Now we're into medical malpractice, huh? I don't even know what point you're trying to refute.

We will try to use smaller words and type more slowly so you can keep up. If someone makes a mistake, it is their fault. Not anyone who was rewarded or harmed by their stupidity.



LOL. Don't try to talk down to me because you came in here with a stupid ass analogy that you obviously could not explain better.
 
2014-03-28 03:37:12 PM

macadamnut: We had a bank error (not in our favor) which cleaned out our checking account for about 30 hours, and during every conversation I had with them while getting it fixed I asked "will you be paying me a $32 handling fee? Because that's what you would have charged me if I had accidentally overdrawn. No? How about a wine and cheese gift basket?"
Needless to say we didn't get a penny out of them, but it was fun pestering them.


I had worse.  When I was in college a bank error took about $900 out of my checking account

At the time I had a checking account with about $200 in it and a credit card that provided overdraft protection.

I had no money for about 2-3 weeks, and a credit card that was nearly maxed out.

In the end (after 2-3 weeks of borrowing money from friends and family) I got a letter saying "hey, you were right, it was in error we've removed the charge". no hard feelings right?

I feel even more justified since the bank was Wells Fargo and not some mom and pop credit union that i'm at now.
 
2014-03-28 03:37:14 PM

lordargent: mentallo69: an 18 year old, thats who

But we allow them to operate heavy machinery capable of traveling at over 100 miles per hour on our public roadways!

// hates that '18 == stupid' is now considered the norm now vs the exception.


We expect them to act like adults but we treat them as children, so they don't grow up and then we punish them for not having grown up.

fark, I remember once making a comment about Britney Spears's attractiveness and the woman at the counter said something on the order of "she's just a little girl."

Britney was 19 at the time.

/and by "we" I mean "everyone else"
 
2014-03-28 03:37:25 PM

BeesNuts: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

If I give my car keys to a bank, and we both sign a contract about how they will give me my keys and not give my keys to anyone else, and then they violate that contract and give my keys to somebody else... I have a confused sense of what "the right thing to do" here is, but I definitely know the kid lied about it being from an inheritance.  And the bank farked up.

If my car were destroyed by the false owner, I'd expect the bank, with whom I'd signed a contract, to reimburse me for the loss.  I wouldn't expect that reimbursement to come from the false owner though.  This almost looks like the bank is setting up the suit so they can deny wrongdoing to the person whose money they lost.


I don't see any indication that they're withholding the money from its rightful owner.  More likely, they put the $31,000 in his bank account and are now going to the kid to recoup the money that he took knowing it wasn't his, which is exactly how your hypothetical and this situation should play out.
 
2014-03-28 03:37:45 PM

Bullseyed: R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.

http://en.wikipedia.org/wiki/False_advertising


False advertizing and typos are entirely different things.
 
2014-03-28 03:37:45 PM

DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.


Eye for an eye.
 
2014-03-28 03:37:47 PM

DROxINxTHExWIND: BeesNuts: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

If I give my car keys to a bank, and we both sign a contract about how they will give me my keys and not give my keys to anyone else, and then they violate that contract and give my keys to somebody else... I have a confused sense of what "the right thing to do" here is, but I definitely know the kid lied about it being from an inheritance.  And the bank farked up.

If my car were destroyed by the false owner, I'd expect the bank, with whom I'd signed a contract, to reimburse me for the loss.  I wouldn't expect that reimbursement to come from the false owner though.  This almost looks like the bank is setting up the suit so they can deny wrongdoing to the person whose money they lost.


When you open an account the bank doesn give you a contract that says, "We will not give your money to anyone else" because then, they would be lying to you. "Your" money is in a large pool that the bank uses to aquire assets and that they reinvest to get MORE money.It's not sitting in a shoebox a Bank of America with BeesNuts written on it.


/Your analogy fails


I read your post in Jimmy Stewart's voice.
 
2014-03-28 03:38:16 PM

jtown: Obviously, the rightful owner of the money already got their money back from the bank


Is it?  I mean, I'd like to assume as much, but it doesn't say anywhere and nobody is responding with comments on the case.
 
2014-03-28 03:38:34 PM

Boo_Guy: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

There are places though where an advertised price does have to be honored.


The morans in this thread think Best Buy can print black friday ads offering computers for $10 then be like oh, sorry, that was a mistake, jk lolz.
 
2014-03-28 03:38:41 PM

JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Does anyone else read Gretchen Morgenson's columns in the New York Times? This is the gist of every column she has written in the last five years or so.
 
2014-03-28 03:38:45 PM

That Guy Jeff: Much better at spending mistaken money:

[i.imgur.com image 480x323]


Who is that? Yowza.

/The woman, pervs.
 
2014-03-28 03:39:14 PM
Banks budget for losses whether it be bank errors or delinquent accounts / loans they will never be able to collect on. The bank will write this off, the teller will probably get fired, and the kid will probably get reported to Chexsystems for the next several years and probably find difficulty opening a new bank account or getting a loan or credit.
 
2014-03-28 03:39:29 PM
I am loling at the people trying to use reason against the "I HATZE TA BANKZ!111!!!!!111!!!!!!" posters.

Like common sense and logic will help you there.

lol
 
2014-03-28 03:39:31 PM

ArcadianRefugee: lordargent: mentallo69: an 18 year old, thats who

But we allow them to operate heavy machinery capable of traveling at over 100 miles per hour on our public roadways!

// hates that '18 == stupid' is now considered the norm now vs the exception.

We expect them to act like adults but we treat them as children, so they don't grow up and then we punish them for not having grown up.

fark, I remember once making a comment about Britney Spears's attractiveness and the woman at the counter said something on the order of "she's just a little girl."

Britney was 19 at the time.

/and by "we" I mean "everyone else"


^^^^^^^^^^^^^^^^^^^^^^^^^^
Heaping stacks of this
 
2014-03-28 03:39:39 PM
IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's just dumb.
.

That's shiat that you learn in kindergarten.

That's also where they taught me the policeman is only there to help me, and you can always trust a priest.


Are you ok with robbing rich people "because they've got it"?

Well, it would be pretty stupid to rob from those who don't have it.


What about if you become rich one day? Will it be ok to steal from you then?

Ok? is that a legal term?
It would depend on your point of view. To me, no. To others, yes
 
2014-03-28 03:39:40 PM

Boo_Guy: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

Eye for an eye.



At least you're admitting it. I don't think you've thought your cunning plam through, but...

/Respect
 
2014-03-28 03:39:47 PM

LemSkroob: Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


If you owe the value of the money deposited into your account, and you do this, you'll be charged that value, not that amount of money, and the money deposited later on is worth only $31,000/(1+r), where r is interest.

Taking x and giving back less than y, where y is less than x, is pretty much the definition of theft of x - y, especially if you make it obvious that you're taking advantage of that fact.
 
2014-03-28 03:40:45 PM

R.A.Danny: Bullseyed: R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.

http://en.wikipedia.org/wiki/False_advertising

False advertizing and typos are entirely different things.


No such thing as a typo when you pay editors to review stuff.
 
2014-03-28 03:41:44 PM

doubled99: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's just dumb.
.

That's shiat that you learn in kindergarten.

That's also where they taught me the policeman is only there to help me, and you can always trust a priest.


Are you ok with robbing rich people "because they've got it"?

Well, it would be pretty stupid to rob from those who don't have it.


What about if you become rich one day? Will it be ok to steal from you then?

Ok? is that a legal term?
It would depend on your point of view. To me, no. To others, yes


I'm sure you thought that was all clever but...
 
2014-03-28 03:41:44 PM

Bullseyed: Boo_Guy: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

There are places though where an advertised price does have to be honored.

The morans in this thread think Best Buy can print black friday ads offering computers for $10 then be like oh, sorry, that was a mistake, jk lolz.


Best Buy can print ads for computers for $10 and if it's an error rather than false advertizing they don't have to honour it. Now what they do from a PR point of view is up to them but legally they are pretty much clear.
 
2014-03-28 03:42:48 PM

R.A.Danny: Bullseyed: R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.

http://en.wikipedia.org/wiki/False_advertising

False advertizing and typos are entirely different things.


Exactly, advertising a $32,000 car for $29,000 and not selling it at that price is false advertising. Advertising a $32,000 car for $3,200 and not selling at that price is an obvious typo, anyone who tries to sue over that will end up paying the dealership huge legal fees after being shamed out of court.
 
2014-03-28 03:43:58 PM

NateAsbestos: That Guy Jeff: Much better at spending mistaken money:

[i.imgur.com image 480x323]

Who is that? Yowza.

/The woman, pervs.


Karen Duffy in ~1994. She's about 53 now. Have fun.
 
2014-03-28 03:44:13 PM

Bullseyed: Boo_Guy: FTFA: "The Madison County Sheriff Office police were dispatched to First Citizens Bank in Hull, Ga., on March 18 concerning "

How is this fraud?  He didn't walk into the bank and pretend he was someone else or use other false pretenses to get the money.  One of their own moran tellers put the money into his account.

I could see theft,  but only if that inheritance story of his is false.

Shouldn't the bank teller who put the money in the wrong account be the one accused of fraud? He or she illegally accessed the kid's bank account and made a transaction.

I think the teller should be responsible to come up with the money. Let him or her beg the kid for the money back.


Jeez. For the progressive utopia that FARK is y'all sure are some unforgiving mofos.
 
2014-03-28 03:44:43 PM

spman: Chexsystems


That is the biggest bunch of bullshiat I have ever seen, there is no appeal from Chexsystems once you are in there you are in there for 7 years.
 
2014-03-28 03:45:22 PM
Anyone else here seriously curious about what he spent the money on thus far?

Being 18, and likely in high school, I am going to guess he's given a bit to friends, he's received a lot of BJ's and sex, and probably blew it on a bunch of crap like Xboxs and Playstations...
 
2014-03-28 03:46:08 PM

Russ1642: Bullseyed: Boo_Guy: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

There are places though where an advertised price does have to be honored.

The morans in this thread think Best Buy can print black friday ads offering computers for $10 then be like oh, sorry, that was a mistake, jk lolz.

Best Buy can print ads for computers for $10 and if it's an error rather than false advertizing they don't have to honour it. Now what they do from a PR point of view is up to them but legally they are pretty much clear.


http://www.businessinsider.com/false-advertising-scandals-2011-9?op= 1

http://soldin60secs.wordpress.com/2012/05/25/top-10-famous-deceptive -a ds/
 
2014-03-28 03:47:27 PM

Endive Wombat: Anyone else here seriously curious about what he spent the money on thus far?

Being 18, and likely in high school, I am going to guess he's given a bit to friends, he's received a lot of BJ's and sex, and probably blew it on a bunch of crap like Xboxs and Playstations...



Clothing, a vehicle, jewelry, drugs, alcohol, travel, eating out


/No specific order
 
2014-03-28 03:47:36 PM

LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


The appropriate response to finding $31K, that isn't yours, in your bank account is not, "Fark yeah, I'm going to go spend this money that's not mine!"  It's, "I wonder why there's $31K that isn't mine in my bank account.  I should call the bank and try to find out what's going on here."

The appropriate response to some stranger shoving car keys in your pocket is to call the authorities and turn over the keys/car because, ya know, it doesn't belong to you.

For the most part, if you gain possession of something and it wasn't expressly given or sold to you, then you don't own it.  If you sell/trade/use/abuse what's in your temporary custody, then you can expect to face legal ramifications.

The kid is an idiot, and should know better.  He gets whatever is coming to him.
 
2014-03-28 03:48:18 PM

DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.


They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.
 
2014-03-28 03:49:01 PM

Khell: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

The appropriate response to finding $31K, that isn't yours, in your bank account is not, "Fark yeah, I'm going to go spend this money that's not mine!"  It's, "I wonder why there's $31K that isn't mine in my bank account.  I should call the bank and try to find out what's going on here."

The appropriate response to some stranger shoving car keys in your pocket is to call the authorities and turn over the keys/car because, ya know, it doesn't belong to you.

For the most part, if you gain possession of something and it wasn't expressly given or sold to you, then you don't own it.  If you sell/trade/use/abuse what's in your temporary custody, then you can expect to face legal ramifications.

The kid is an idiot, and should know better.  He gets whatever is coming to him.



Maybe so, but these grown-ass Farkers should CERTAINLY know better.

/They apparently don't
 
2014-03-28 03:50:55 PM

ArcadianRefugee: lordargent: mentallo69: an 18 year old, thats who

But we allow them to operate heavy machinery capable of traveling at over 100 miles per hour on our public roadways!

// hates that '18 == stupid' is now considered the norm now vs the exception.

We expect them to act like adults but we treat them as children, so they don't grow up and then we punish them for not having grown up.

fark, I remember once making a comment about Britney Spears's attractiveness and the woman at the counter said something on the order of "she's just a little girl."

Britney was 19 at the time.

/and by "we" I mean "everyone else"


I would've said that little girl could've gone into porn over a year ago now.

People have a real problem with infantizing their sons and daughters today for some reason.
 
2014-03-28 03:51:01 PM
If it were bitcoins the bank and/or the actual owner would be farked
 
2014-03-28 03:51:10 PM

Frozboz: FTA: A stack of hundred dollar bills are seen in this stock photo.

Thanks guys.


^THIS
/Seriously? WTF?
 
2014-03-28 03:51:32 PM
I'm sure you thought that was all clever but...


...it wasn't?


bummer
 
2014-03-28 03:53:12 PM

Ned Stark: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.



Farking child-like thinking. "Johnny got two and I only got one!" This isn;t about "equality", this is about your personal sense of right and wrong. Hearing you all in the banker threads I was under the impression that if given the opportunity to "deliberately build a wealth extraction machine" you all would decline because you know that it would be morally reprehensible to steal from people. Yet, here you are with MUCH LESS TEMPTATION and you all can't farking WAIT to steal and justify it because, reasons.

You all aren't angry at bankers for being theives. Your real issue is that you weren't smart enough to do it first.
 
2014-03-28 03:54:25 PM

Bullseyed: R.A.Danny: Bullseyed: R.A.Danny: Bullseyed: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

Based on your misspelling of honor, I'm guessing you're not from the USA. Your laws may vary.

Doesn't matter what language you use, there's simple English in the small print of every ad stating they are not responsible for typos or other mistakes.

http://en.wikipedia.org/wiki/False_advertising

False advertizing and typos are entirely different things.

No such thing as a typo when you pay editors to review stuff.


I'm trying to figure out if you're willfully ignorant, stupid, dishonest or just trolling. Probably a decent amount of all of the above.
 
2014-03-28 03:54:43 PM

DROxINxTHExWIND: Endive Wombat: Anyone else here seriously curious about what he spent the money on thus far?

Being 18, and likely in high school, I am going to guess he's given a bit to friends, he's received a lot of BJ's and sex, and probably blew it on a bunch of crap like Xboxs and Playstations...


Clothing, a vehicle, jewelry, drugs, alcohol, travel, eating out


/No specific order


That order would work pretty well though.
 
2014-03-28 03:55:49 PM

DROxINxTHExWIND: Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.


A thread full of people who would gleefully steal from the bank.. probably because a bank has personally stolen money from them via some kind of shady fee or fine.
 
2014-03-28 03:57:57 PM

Bullseyed: Russ1642: Bullseyed: Boo_Guy: Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.

There are places though where an advertised price does have to be honored.

The morans in this thread think Best Buy can print black friday ads offering computers for $10 then be like oh, sorry, that was a mistake, jk lolz.

Best Buy can print ads for computers for $10 and if it's an error rather than false advertizing they don't have to honour it. Now what they do from a PR point of view is up to them but legally they are pretty much clear.

http://www.businessinsider.com/false-advertising-scandals-2011-9?op= 1

http://soldin60secs.wordpress.com/2012/05/25/top-10-famous-deceptive -a ds/


Not a single one of those was a case of a mistake in an ad but they were all actual intentional false advertizing.
 
2014-03-28 03:58:09 PM
I remember an interview with some director, I forget just who -- like Sam Raimi or someone along those lines -- telling how he made his first movie after a mysterious and presumably accidental deposit of $5,000 was made to his bank account when he was in college in the 70s. No one ever came looking for the money, but he was never able to determine a legitimate source.

As to this case... it's possible the kid really was expecting some money (maybe $20,000) from an inheritance and figured it was that, I suppose; like grandma had said in her will that he'd get some money when he turned 18, and he'd been waiting on it. Maybe that's how he spent it so quickly -- he'd already planned what to do with it (and since he's 18 it probably involved buying a car.)

Or it could have just been a cover story, I know. Still, I can just imagine Perry Mason arguing this one... I'm hearing it in Raymond Burr's voice.. "You are arresting my client? On what charge? Theft? He was given that money. My client was expecting a large deposit from an inheritance and his failure to act to report the error was merely because he thought the money was legitimately his. If you want to make a charge of theft, perhaps you should take it up with the teller who put it into his account instead of its intended location." Now of course, Perry never lets anyone get screwed over, so of course he'd insist to his client that he needs to repay that money once he really does get the inheritance, but anyway...
 
2014-03-28 03:58:26 PM
When the alleged deposit recipient tried to withdraw more money the next day, the bank "informed him of the mistake that was made and asked him to return the money"

lulz
 
2014-03-28 03:59:18 PM
Wonderful, just what the banks need, more protection from their own mistakes.  fark them all and you idiots defending this. Whatever would the banks do if they had to live and die by their own accord.
 
2014-03-28 03:59:46 PM

DROxINxTHExWIND: Khell: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

The appropriate response to finding $31K, that isn't yours, in your bank account is not, "Fark yeah, I'm going to go spend this money that's not mine!"  It's, "I wonder why there's $31K that isn't mine in my bank account.  I should call the bank and try to find out what's going on here."

The appropriate response to some stranger shoving car keys in your pocket is to call the authorities and turn over the keys/car because, ya know, it doesn't belong to you.

For the most part, if you gain possession of something and it wasn't expressly given or sold to you, then you don't own it.  If you sell/trade/use/abuse what's in your temporary custody, then you can expect to face legal ramifications.

The kid is an idiot, and should know better.  He gets whatever is coming to him.


Maybe so, but these grown-ass Farkers should CERTAINLY know better.

/They apparently don't


I'm not sure if people are saying they'd take it and spend it and feel fulfilled.  I think people are, and I most certainly am, just saying that the bank throwing its weight around at a dumb 18 year old is pointless and in poor taste.  Not as poor of taste as the kid who took the money in the first place, but it feels unseemly.  Now we don't know how the legal proceedings are going or how they will go, but I think my (our) distrust of the banks in this situation is warranted.
 
2014-03-28 03:59:59 PM

epyonyx: Just shift the money to a high yield account until someone claims it. Return their money and keep the profit.


..and don't forget to put a hold on the money for 10 days once the bank requests it from you.
 
2014-03-28 04:00:36 PM

epyonyx: Just shift the money to a high yield account until someone claims it. Return their money and keep the profit.


What is "high yield" now?  4% ?
High yield CD's require at least a 1 year commitment, so that could be a problem.
If you keep it a month (and it was noticed after 10 days) you get $103.  BFD

Obviously, you should buy 31,000 lottery tickets.
 
2014-03-28 04:01:09 PM
Yesterday, the Arrowhead water guy delivered two 5 gallon jugs to my front door. (I didn't order any)
I opened the door to check the mail and there they were. Should I keep them?
 
2014-03-28 04:01:17 PM
DROxINxTHExWIND:

Maybe so, but these grown-ass Farkers should CERTAINLY know better.

/They apparently don't


I hate bankers as much as anyone, but let's be reasonable. This isn't Snidely Whiplash rubbing his hands and giggling about foreclosing on a widow. What happened here is some teller made a mistake. That's like the guy at Burger King accidentally leaving the pickles off your Whopper. It seems amazing to me that this sort of bank error wouldn't happen more often, and the only explanation I can think of is that it does happen more often, but the recipient of the largesse isn't a moron and doesn't spend his windfall and that's why I don't hear about it.  Sure, you can argue that it's 31K, that the teller maybe should be a little more careful, but we're talking about a farking bank teller, not a surgeon or even a heavy equipment operator. If you expect that sort of person to not make mistakes, you have some really high expectations of this world.
 
2014-03-28 04:02:40 PM

whidbey: When the alleged deposit recipient tried to withdraw more money the next day, the bank "informed him of the mistake that was made and asked him to return the money"

lulz


It's funny because they asked him nicely to be honest.
 
2014-03-28 04:02:52 PM
This happened to me twice.

Both times for about $11,000.  First time I phoned the bank immediately, they insisted the money was mine.  Anyhow I didn't touch it, THREE FARKING MONTHS later they phoned me and realized their error.  They gave me $25 though, and I got to keep the interest.

Second time, I phoned again, brought up the first time it happened, they insisted I actually deposited the money, and that it was mine.  Only took them a few days though this time to fix the error.  But I got nothing.
 
2014-03-28 04:04:04 PM

Tony_Pepperoni: Yesterday, the Arrowhead water guy delivered two 5 gallon jugs to my front door. (I didn't order any)
I opened the door to check the mail and there they were. Should I keep them?


Nope.

/That was easy
 
2014-03-28 04:04:15 PM

DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.


Farking child-like thinking. "Johnny got two and I only got one!" This isn;t about "equality", this is about your personal sense of right and wrong. Hearing you all in the banker threads I was under the impression that if given the opportunity to "deliberately build a wealth extraction machine" you all would decline because you know that it would be morally reprehensible to steal from people. Yet, here you are with MUCH LESS TEMPTATION and you all can't farking WAIT to steal and justify it because, reasons.

You all aren't angry at bankers for being theives. Your real issue is that you weren't smart enough to do it first.


Were not talking one and two here. Its one and many millions. Its at the expense of an indifferent Leviathan that will notice the loss no more than you would notice a lost hair and at the expense of every living human. The difference in scale is so vast that it is unto a difference in kind.

Not that I buy into your moralizing bunk anyway. It is itself a contrivance of the bankers, its every facet attuned to exalting the status quo. Believing in it isn't particularly useful from the bottom.

Its just, you're wrong on your own terms too.
 
2014-03-28 04:05:00 PM

rumpelstiltskin: DROxINxTHExWIND:

Maybe so, but these grown-ass Farkers should CERTAINLY know better.

/They apparently don't

I hate bankers as much as anyone, but let's be reasonable. This isn't Snidely Whiplash rubbing his hands and giggling about foreclosing on a widow. What happened here is some teller made a mistake. That's like the guy at Burger King accidentally leaving the pickles off your Whopper. It seems amazing to me that this sort of bank error wouldn't happen more often, and the only explanation I can think of is that it does happen more often, but the recipient of the largesse isn't a moron and doesn't spend his windfall and that's why I don't hear about it.  Sure, you can argue that it's 31K, that the teller maybe should be a little more careful, but we're talking about a farking bank teller, not a surgeon or even a heavy equipment operator. If you expect that sort of person to not make mistakes, you have some really high expectations of this world.


Right. These people that think only along the lines of 'well technucally it's money in MY bank account' need to simply ask themselves if their actions would hold up in court. In front of a judge. This 18 year old 'kid' is right farked.
 
2014-03-28 04:05:30 PM

Tony_Pepperoni: Yesterday, the Arrowhead water guy delivered two 5 gallon jugs to my front door. (I didn't order any)
I opened the door to check the mail and there they were. Should I keep them?


YES.

The monolitithic filtered water giants can handle the hit. fark'em.
 
2014-03-28 04:05:42 PM
Bank tellers make mistakes like this all the time.
They give no shiats.
Usually it is in the bank's favor so the bank doesn't care either.
 
2014-03-28 04:06:17 PM

rumpelstiltskin: DROxINxTHExWIND:

Maybe so, but these grown-ass Farkers should CERTAINLY know better.

/They apparently don't

I hate bankers as much as anyone, but let's be reasonable. This isn't Snidely Whiplash rubbing his hands and giggling about foreclosing on a widow. What happened here is some teller made a mistake. That's like the guy at Burger King accidentally leaving the pickles off your Whopper. It seems amazing to me that this sort of bank error wouldn't happen more often, and the only explanation I can think of is that it does happen more often, but the recipient of the largesse isn't a moron and doesn't spend his windfall and that's why I don't hear about it.  Sure, you can argue that it's 31K, that the teller maybe should be a little more careful, but we're talking about a farking bank teller, not a surgeon or even a heavy equipment operator. If you expect that sort of person to not make mistakes, you have some really high expectations of this world.


Look here, on Fark, we hate our banks!
 
2014-03-28 04:06:48 PM

Inflatable Rhetoric: epyonyx: Just shift the money to a high yield account until someone claims it. Return their money and keep the profit.

What is "high yield" now?  4% ?
High yield CD's require at least a 1 year commitment, so that could be a problem.
If you keep it a month (and it was noticed after 10 days) you get $103.  BFD

Obviously, you should buy 31,000 lottery tickets.


Actually the second you take possession of ill gotten goods you are technically a criminal. Trying to tuck the money into an interest bearing account is fraud from day one.
 
2014-03-28 04:07:09 PM

Jim from Saint Paul: Tony_Pepperoni: Yesterday, the Arrowhead water guy delivered two 5 gallon jugs to my front door. (I didn't order any)
I opened the door to check the mail and there they were. Should I keep them?

YES.

The monolitithic filtered water giants can handle the hit. fark'em.


But not the bottle deposit.
 
2014-03-28 04:08:53 PM

DROxINxTHExWIND: Endive Wombat: Anyone else here seriously curious about what he spent the money on thus far?

Being 18, and likely in high school, I am going to guess he's given a bit to friends, he's received a lot of BJ's and sex, and probably blew it on a bunch of crap like Xboxs and Playstations...


Clothing, a vehicle, jewelry, drugs, alcohol, travel, eating out


/No specific order


Maybe he blew it all on a fancy record player
 
2014-03-28 04:09:18 PM

BeesNuts: DROxINxTHExWIND: Khell: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

The appropriate response to finding $31K, that isn't yours, in your bank account is not, "Fark yeah, I'm going to go spend this money that's not mine!"  It's, "I wonder why there's $31K that isn't mine in my bank account.  I should call the bank and try to find out what's going on here."

The appropriate response to some stranger shoving car keys in your pocket is to call the authorities and turn over the keys/car because, ya know, it doesn't belong to you.

For the most part, if you gain possession of something and it wasn't expressly given or sold to you, then you don't own it.  If you sell/trade/use/abuse what's in your temporary custody, then you can expect to face legal ramifications.

The kid is an idiot, and should know better.  He gets whatever is coming to him.


Maybe so, but these grown-ass Farkers should CERTAINLY know better.

/They apparently don't

I'm not sure if people are saying they'd take it and spend it and feel fulfilled.  I think people are, and I most certainly am, just saying that the bank throwing its weight around at a dumb 18 year old is pointless and in poor taste.  Not as poor of taste as the kid who took the money in the first place, but it feels unseemly.  Now we don't know how the legal proceedings are going or how they will go, but I think my (our) distrust of the banks in this situation is warranted.


You're moving the goalposts from, "Hey, they stole it from us first" to "Come on, banker. Y'all don't have to be like that".

If you intend to buy $20 worth of gas you accidentally give the cashier a $100 bill before you walk out to fill up are you "throwing your weight around" when you come back in to get the difference that was owed to you? You all are really reaching for justifications of theft. Just say you hate banks and you're not a moral person. It's cool to be that way.
 
2014-03-28 04:09:22 PM
i.imgur.com
 
2014-03-28 04:09:46 PM
I need to know the race, religion, and political party affiliation of the depositor, the teller, and the kid before I can render any judgement of who, if anyone, is in the wrong here.
 
2014-03-28 04:09:46 PM

Shazam999: This happened to me twice.

Both times for about $11,000.  First time I phoned the bank immediately, they insisted the money was mine.  Anyhow I didn't touch it, THREE FARKING MONTHS later they phoned me and realized their error.  They gave me $25 though, and I got to keep the interest.

Second time, I phoned again, brought up the first time it happened, they insisted I actually deposited the money, and that it was mine.  Only took them a few days though this time to fix the error.  But I got nothing.


This, ladies and gentlemen, is exactly what this kid should have done.  Even if the bank tells you that there's no mistake, common sense should dictate that the money isn't yours, and you should prepare for the day when the bank asks for the money back.

Gold star for you, sir!  Both for being upstanding enough to phone them and tell them of the issue, and to be smart enough to leave the money where it was.
 
2014-03-28 04:10:04 PM

RembrandtQEinstein: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

I'm an individual, so no.  The bank is a corporation and is responsible for having the processes in place to prevent this kind of thing from happening.  So how it should work is if the bank makes a mistake that benefits you, they should eat it, and if they make a mistake that harms you they should also eat it.

Great power and great responsibility and all that.  At the same time if an individual makes an honest mistake they shouldn't be penalized for it, only required to make equitable restitution.

This situation should be solved by a civil judge arbitrating the terms of a loan agreement which will allow the young man to pay back the mistaken amount, at a reasonable payment schedule with no interest.  The bank should write off the loss as a penalty for screwing up.

At no point should the criminal justice system be involved.

Of course in the real world the kid will be convicted of "offense against a corporation" and the penalty for that is having his life ruined legally and financially.


Oh good grief.  Do you even have a bank account?  Have you ever read the gigantic terms of use pamphlet they gave you?  Maybe you should, because all your questions not pertaining to losing your virginity are in there.
 
2014-03-28 04:10:16 PM

R.A.Danny: whidbey: When the alleged deposit recipient tried to withdraw more money the next day, the bank "informed him of the mistake that was made and asked him to return the money"

lulz

It's funny because they asked him nicely to be honest.


God man imagine having to pay that shiat back. Oh jesus.
 
2014-03-28 04:11:07 PM

Parthenogenetic: I need to know the race, religion, and political party affiliation of the depositor, the teller, and the kid before I can render any judgement of who, if anyone, is in the wrong here.


And the bank CEO of course. Oh wait, we already know that.
 
2014-03-28 04:11:43 PM

whidbey: R.A.Danny: whidbey: When the alleged deposit recipient tried to withdraw more money the next day, the bank "informed him of the mistake that was made and asked him to return the money"

lulz

It's funny because they asked him nicely to be honest.

God man imagine having to pay that shiat back. Oh jesus.


Um... you um.... you want that back!?!?!?
 
2014-03-28 04:12:37 PM

Inflatable Rhetoric: Jim from Saint Paul: Tony_Pepperoni: Yesterday, the Arrowhead water guy delivered two 5 gallon jugs to my front door. (I didn't order any)
I opened the door to check the mail and there they were. Should I keep them?

YES.

The monolitithic filtered water giants can handle the hit. fark'em.

But not the bottle deposit.


Make beer!
 
2014-03-28 04:12:59 PM

Khell: Shazam999: This happened to me twice.

Both times for about $11,000.  First time I phoned the bank immediately, they insisted the money was mine.  Anyhow I didn't touch it, THREE FARKING MONTHS later they phoned me and realized their error.  They gave me $25 though, and I got to keep the interest.

Second time, I phoned again, brought up the first time it happened, they insisted I actually deposited the money, and that it was mine.  Only took them a few days though this time to fix the error.  But I got nothing.

This, ladies and gentlemen, is exactly what this kid should have done.  Even if the bank tells you that there's no mistake, common sense should dictate that the money isn't yours, and you should prepare for the day when the bank asks for the money back.

Gold star for you, sir!  Both for being upstanding enough to phone them and tell them of the issue, and to be smart enough to leave the money where it was.


I did ask them what would happen if that money was in fact not mine and I spent it.  The lady on the other end said "Oh then you'd be in big trouble!" or something to that effect.
 
2014-03-28 04:13:18 PM
Shazam999:

Look here, on Fark, we hate our banks!

I do hate banks and bankers, honest. My older brother is a banker, and one of my first memories is of him trading me shiny pennies for my dirty nickels and dimes. He's been stealing since he was three years old, and he's only gotten better at it with practice.
 
2014-03-28 04:14:11 PM

R.A.Danny: Inflatable Rhetoric: epyonyx: Just shift the money to a high yield account until someone claims it. Return their money and keep the profit.

What is "high yield" now?  4% ?
High yield CD's require at least a 1 year commitment, so that could be a problem.
If you keep it a month (and it was noticed after 10 days) you get $103.  BFD

Obviously, you should buy 31,000 lottery tickets.

Actually the second you take possession of ill gotten goods you are technically a criminal. Trying to tuck the money into an interest bearing account is fraud from day one.


Withdraw it all and turn it in to police as found property. Cross your fingers it takes em 90 days or whatever to notice.
 
2014-03-28 04:14:41 PM
Just don't waive your right to a jury trial dude, and you're golden.
 
2014-03-28 04:15:22 PM

Ned Stark: DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.


Farking child-like thinking. "Johnny got two and I only got one!" This isn;t about "equality", this is about your personal sense of right and wrong. Hearing you all in the banker threads I was under the impression that if given the opportunity to "deliberately build a wealth extraction machine" you all would decline because you know that it would be morally reprehensible to steal from people. Yet, here you are with MUCH LESS TEMPTATION and you all can't farking WAIT to steal and justify it because, reasons.

You all aren't angry at bankers for being theives. Your real issue is that you weren't smart enough to do it first.

Were not talking one and two here. Its one and many millions. Its at the expense of an indifferent Leviathan that will notice the loss no more than you would notice a lost hair and at the expense of every living human. The difference in scale is so vast that it is unto a difference in kind.

Not that I buy into your moralizing bunk any ...


Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.
 
2014-03-28 04:18:02 PM

groppet: DROxINxTHExWIND: Endive Wombat: Anyone else here seriously curious about what he spent the money on thus far?

Being 18, and likely in high school, I am going to guess he's given a bit to friends, he's received a lot of BJ's and sex, and probably blew it on a bunch of crap like Xboxs and Playstations...


Clothing, a vehicle, jewelry, drugs, alcohol, travel, eating out


/No specific order

Maybe he blew it all on a fancy record player


"I spent most of it on booze and women, then I blew the rest." - I forget where I heard that.
 
2014-03-28 04:19:28 PM

Ned Stark: R.A.Danny: Inflatable Rhetoric: epyonyx: Just shift the money to a high yield account until someone claims it. Return their money and keep the profit.

What is "high yield" now?  4% ?
High yield CD's require at least a 1 year commitment, so that could be a problem.
If you keep it a month (and it was noticed after 10 days) you get $103.  BFD

Obviously, you should buy 31,000 lottery tickets.

Actually the second you take possession of ill gotten goods you are technically a criminal. Trying to tuck the money into an interest bearing account is fraud from day one.

Withdraw it all and turn it in to police as found property. Cross your fingers it takes em 90 days or whatever to notice.


That works when you don't know where the money is from. In this case you do know that it is from the bank. Nice thought though.
 
2014-03-28 04:20:43 PM
InGeorgia, that's definitely "Ghetto rich".
 
2014-03-28 04:21:11 PM

groppet: jfivealive: groppet: The company I work for uses ADP (bleh) for payroll. At least once a year we get called into a meeting about how ADP screwed up and we got double pay and they tell us not to spend it. Everytime at least one dumb dumb goes hog wild and spends it all and for the next two pay periods they cry about how they only get half pay.

Newsflash:  That is not ADP's fault, that is the person's fault who does your payroll.  They submitted and accepted the payroll, found out there was a mistake, had ADP cancel it, but the ACH stuff gets processed almost immediately.

That is good to know I always figured it was ADPs fault from all the horror stories I hear about them on here.


We've had ADP for our company for a good decade.  I've never had an issue with them at all and they've never messed anything up for us.  We aren't massive, 90ish employees, but the only time stuff is messed up is from the person doing the payroll.  It was either submitted too late, submitted incorrectly, accepted and then an error was found, etc.
 
2014-03-28 04:21:28 PM

DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.


You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?
 
2014-03-28 04:22:22 PM

DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.


Farking child-like thinking. "Johnny got two and I only got one!" This isn;t about "equality", this is about your personal sense of right and wrong. Hearing you all in the banker threads I was under the impression that if given the opportunity to "deliberately build a wealth extraction machine" you all would decline because you know that it would be morally reprehensible to steal from people. Yet, here you are with MUCH LESS TEMPTATION and you all can't farking WAIT to steal and justify it because, reasons.

You all aren't angry at bankers for being theives. Your real issue is that you weren't smart enough to do it first.

Were not talking one and two here. Its one and many millions. Its at the expense of an indifferent Leviathan that will notice the loss no more than you would notice a lost hair and at the expense of every living human. The difference in scale is so vast that it is unto a difference in kind.

Not that I buy into your moralizi ...


I never thought I'd say this, but I agree with everything you've said in this thread.  I'm not sure why, but that scares the ever-loving piss out of me.

/maybe I was wrong about you being a 1-trick race baiting troll
 
2014-03-28 04:24:12 PM

rumpelstiltskin: Shazam999:

Look here, on Fark, we hate our banks!

I do hate banks and bankers, honest. My older brother is a banker, and one of my first memories is of him trading me shiny pennies for my dirty nickels and dimes. He's been stealing since he was three years old, and he's only gotten better at it with practice.


I can understand someone accidentally mis-entering a transaction and it going into my account. I'd give it back.

That said, in the past 15 years there were two instances where my bank account showed deposits of over a hundred dollars and you bet I didn't say jack shiat about it and no one ever contacted me about it.
 
2014-03-28 04:24:36 PM

pedrop357: Just remind him that he'll have to the taxes on that $31,000


The whole thing?
 
2014-03-28 04:24:54 PM

Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


Honest people wouldn't steal from a rapist, a gang banger, or a speeder.
 
2014-03-28 04:26:11 PM

DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.


Farking child-like thinking. "Johnny got two and I only got one!" This isn;t about "equality", this is about your personal sense of right and wrong. Hearing you all in the banker threads I was under the impression that if given the opportunity to "deliberately build a wealth extraction machine" you all would decline because you know that it would be morally reprehensible to steal from people. Yet, here you are with MUCH LESS TEMPTATION and you all can't farking WAIT to steal and justify it because, reasons.

You all aren't angry at bankers for being theives. Your real issue is that you weren't smart enough to do it first.

Were not talking one and two here. Its one and many millions. Its at the expense of an indifferent Leviathan that will notice the loss no more than you would notice a lost hair and at the expense of every living human. The difference in scale is so vast that it is unto a difference in kind.

Not that I buy into your moralizing bunk any ...

Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.


The fact that I would steal given the oppertunity is sort of implict in the fact that we are talking about me (and others) stealing given the oppertunity.
 
2014-03-28 04:28:35 PM

Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?



LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?
 
2014-03-28 04:28:38 PM

Shazam999: RembrandtQEinstein: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

I'm an individual, so no.  The bank is a corporation and is responsible for having the processes in place to prevent this kind of thing from happening.  So how it should work is if the bank makes a mistake that benefits you, they should eat it, and if they make a mistake that harms you they should also eat it.

Great power and great responsibility and all that.  At the same time if an individual makes an honest mistake they shouldn't be penalized for it, only required to make equitable restitution.

This situation should be solved by a civil judge arbitrating the terms of a loan agreement which will allow the young man to pay back the mistaken amount, at a reasonable payment schedule with no interest.  The bank should write off the loss as a penalty for screwing up.

At no point should the criminal justice system be involved.

Of course in the real world the kid will be convicted of "offense against a corporation" and the penalty for that is having his life ruined legally and financially.

Oh good grief.  Do you even have a bank account?  Have you ever read the gigantic terms of use pamphlet they gave you?  Maybe you should, because all your questions not pertaining to losing your virginity are in there.


The best part of that post is the 'with great power comes great responsibility' line. The origin of that phrase? Spider-man lets a thief steal from a guy who ripped him off. The thief goes on to kill Uncle Ben. Spider-man realizes he should've stopped the thief because, as Uncle Ben had said, WITH GREAT POWER COMES GREAT RESPONSIBILITY.

Rembrandt Q. Einstein Hawking da Beethoven Genius, Esq. is apparently of the opinion that Spider-man should have joined up with the thief and could honor the memory of Uncle Ben by helping him steal from more and more businesses. This was an issue of What-If. What if Spider-man became a bank robber?
 
2014-03-28 04:29:09 PM

R.A.Danny: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?

Honest people wouldn't steal from a rapist, a gang banger, or a speeder.


Exactly.  Rapists are corporations, too.
 
2014-03-28 04:30:02 PM

R.A.Danny: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?

Honest people wouldn't steal from a rapist, a gang banger, or a speeder.


All those crimes carry, among other things, potential monetary penalties.

Not that I would care to imply the state is honest or anything.
 
2014-03-28 04:30:25 PM

meddleRPI: He thought it was an inheritance, so he spent it in a little over a week? Glad he honored his family well.


Because digital money has emotional value?
 
2014-03-28 04:31:03 PM
WTF are the odds that two dudes in Hull, GA have the same name? Unless it's my brother Daryl, and my other brother Daryl kind of thing.

/I live in GA
 
2014-03-28 04:32:44 PM
Ned Stark:The fact that I would steal given the oppertunity is sort of implict in the fact that we are talking about me (and others) stealing given the oppertunity.


Exactly. So

Exactly. So, stop biatching about bakers and how amoral they are if you're no better. Admit that you'd steal the money, not because banks blah, blah, blah, but because you're a thief.
 
2014-03-28 04:32:49 PM

manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.


NEVER underestimate the ability of the police to come up with a charge for any given action.
 
2014-03-28 04:33:24 PM

LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Not really. You still don't own that car.
 
2014-03-28 04:34:08 PM
Banks have done some evil things.  This isn't one of them.
 
2014-03-28 04:34:42 PM

DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.


Are we not allowed to describe any of the objects in question?
 
2014-03-28 04:35:14 PM

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


Yeah, then maybe you'd get a free value sizing of a meal.  Woooo Hooo!
 
2014-03-28 04:35:44 PM

sethen320: DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.

Are we not allowed to describe any of the objects in question?


LOL. Touche'
 
2014-03-28 04:36:06 PM

DROxINxTHExWIND: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?


sure, people use the banks for their convience because we live in 2014 and cant constantly barter for goods and services like it is the middle ages and still have such a negative opinion of the shareholders that they don't give a shiat about people stealing from them. Cheering on people with nothing to lose as they steal from banks doesn't require some inconvenience on my part.
 
2014-03-28 04:37:35 PM

Mentalpatient87: . If I accidentally park my car in your spot one night you don't then own my car.


Tell that to the farkwads that think they own the street parking in front of their house.
 
2014-03-28 04:38:19 PM

NicktheSmoker: LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.

Yeah, then maybe you'd get a free value sizing of a meal.  Woooo Hooo!


You can bet the banks would go totally Nazi if that happened. Suddenly, powers to intrude in and upturn personal lives would come out of the woodwork.
 
2014-03-28 04:38:43 PM

DROxINxTHExWIND: Ned Stark:The fact that I would steal given the oppertunity is sort of implict in the fact that we are talking about me (and others) stealing given the oppertunity.


Exactly. So
Exactly. So, stop biatching about bakers and how amoral they are if you're no better. Admit that you'd steal the money, not because banks blah, blah, blah, but because you're a thief.


No, because I've already explained to you that that's nonsense. You can't just cut away all context and start declaring shiat the same.
 
2014-03-28 04:40:13 PM

sethen320: manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.

NEVER underestimate the ability of the police to come up with a charge for any given action.


We are all felons.
 
2014-03-28 04:41:28 PM

Headso: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?

sure, people use the banks for their convience because we live in 2014 and cant constantly barter for goods and services like it is the middle ages and still have such a negative opinion of the shareholders that they don't give a shiat about people stealing from them. Cheering on people with nothing to lose as they steal from banks doesn't require some inconvenience on my part.



Another bullshiat justification. Convenience? The guy at the Shell gas station rapes your daughter but you keep going there because the Exxon is on the other side of the street?

You all have a different definition than I do of hatred.
 
2014-03-28 04:44:02 PM

cretinbob: LemSkroob: Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest

You know how I can tell you aren't a finacial genius?


We have to pay for our mistakes.  Why shouldn't the banks have to pay for theirs?
 
2014-03-28 04:44:05 PM

DROxINxTHExWIND: Headso: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?

sure, people use the banks for their convience because we live in 2014 and cant constantly barter for goods and services like it is the middle ages and still have such a negative opinion of the shareholders that they don't give a shiat about people stealing from them. Cheering on people with nothing to lose as they steal from banks doesn't require some inconvenience on my part.


Another bullshiat justification. Convenience? The guy at the Shell gas station rapes your daughter but you keep going there because the Exxon is on the other side of the street?

You all have a different definition than I do of hatred.


May I ask respectfully how you get by without using a bank?
 
2014-03-28 04:44:27 PM
If this happened to me I'd give my ATM card to the nearest hobo and tell him to have a good time. Wait a couple days and report my card lost/stolen. F the banks.
 
2014-03-28 04:48:09 PM

Ned Stark: DROxINxTHExWIND: Ned Stark:The fact that I would steal given the oppertunity is sort of implict in the fact that we are talking about me (and others) stealing given the oppertunity.


Exactly. So
Exactly. So, stop biatching about bakers and how amoral they are if you're no better. Admit that you'd steal the money, not because banks blah, blah, blah, but because you're a thief.

No, because I've already explained to you that that's nonsense. You can't just cut away all context and start declaring shiat the same.


Again with the child-like thinking. Ok. You're right. So, while we're talking about EQUALITY me and some of my folks will be over your house after I get off of work to take whats ours for what the white man did to blacks.

I KNOW you don't think things are "equal" now.
 
2014-03-28 04:48:10 PM

DROxINxTHExWIND: Headso: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?

sure, people use the banks for their convience because we live in 2014 and cant constantly barter for goods and services like it is the middle ages and still have such a negative opinion of the shareholders that they don't give a shiat about people stealing from them. Cheering on people with nothing to lose as they steal from banks doesn't require some inconvenience on my part.


Another bullshiat justification. Convenience? The guy at the Shell gas station rapes your daughter but you keep going there because the Exxon is on the other side of the street?

You all have a different definition than I do of hatred.


no it's more like  banks, since you know we are talking about banks, steal money constantly from poor and middle class people and they have a bad public image so people don't give a shiat about bad things happening to them but because it's banks we are talking about here and not some guy raping your child people don't feel the need to punish themselves via inconvenience. I mean come on man, you just claimed I was being patronizing  and then you compare a douchebaggy bank to some guy raping your child? I think you might need to be patronized, breh...
 
2014-03-28 04:48:13 PM

Lee Jackson Beauregard: Banks have done some evil things.  This isn't one of them.


Exactly, and this is a small town bank, not farking BOA.

And IF the kid was really supposed to get an inheritance from his grandma, he needs to show them that paperwork.  AND if he was supposed to get the inheritance, he can pay back what he now owes the bank for the error, and the problem will be solved. Fact is the kid didn't come back, because he probably is full of shiate and should be arrested.
 
2014-03-28 04:50:32 PM

Headso: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?

sure, people use the banks for their convience because we live in 2014 and cant constantly barter for goods and services like it is the middle ages and still have such a negative opinion of the shareholders that they don't give a shiat about people stealing from them. Cheering on people with nothing to lose as they steal from banks doesn't require some inconvenience on my part.


Another bullshiat justification. Convenience? The guy at the Shell gas station rapes your daughter but you keep going there because the Exxon is on the other side of the street?

You all have a different definition than I do of hatred.

no it's more like  banks, since you know we are talking about banks, steal money constantly from poor and middle class people and they have a ba ...



Hyperbole. How does it work?
 
2014-03-28 04:54:19 PM

R.A.Danny: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Headso: DROxINxTHExWIND: Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

You can understand that people who rape children or are a bank   have a bad public image and others might not be so sympathetic when something bad happens to those kinds of people?


LOL. You Farkers sure are a patronizing bunch. I disagree with you so that must mean that i can't grasp basic concepts...even though its something I've acknowledged for the entire thread. Once again for those who apparently missed it, I understand the hatred of the banks.

However, everyone seems to be missing a very big point:

YOU DON'T HAVE TO PUT YOUR MONEY IN ANY BANK.

You hate them enough to steal from them...but you don't hate them enough to take your money out?

sure, people use the banks for their convience because we live in 2014 and cant constantly barter for goods and services like it is the middle ages and still have such a negative opinion of the shareholders that they don't give a shiat about people stealing from them. Cheering on people with nothing to lose as they steal from banks doesn't require some inconvenience on my part.


Another bullshiat justification. Convenience? The guy at the Shell gas station rapes your daughter but you keep going there because the Exxon is on the other side of the street?

You all have a different definition than I do of hatred.

May I ask respectfully how you get by without using a bank?



May I respectfully ask what I said that made you think I don't have a bank account? I'm not the one justifying theft because banks are evil. I'm well aware that there was theft that led to the financial crisis. I'm aware that no one has served any jailtime for that theft. i don't like it. But, if money that did not belong to me were put in my possession, I would not take it. That's my position.
 
2014-03-28 04:54:41 PM
Well, that bank teller is definitely fired.
 
2014-03-28 04:54:55 PM

Bullseyed: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Not even close to a correct analogy.

Here's a more accurate one:

Ever bought a car and the dealer gives you keys for the deluxe model instead of the base model and they let you drive it around for a month then demand it back?


No, because the keys only fit one car, and I've already test driven the base model and it's sitting right outside the sales office door, unless someone switched the car while we weren't looking and someone else also swapped the keys on the salesman's desk while we were in the office doing the paperwork and no one saw him.
 
2014-03-28 04:56:47 PM

DROxINxTHExWIND: May I respectfully ask what I said that made you think I don't have a bank account? I'm not the one justifying theft because banks are evil. I'm well aware that there was theft that led to the financial crisis. I'm aware that no one has served any jailtime for that theft. i don't like it. But, if money that did not belong to me were put in my possession, I would not take it. That's my position.


Perhaps context failed me through the thread. My apologies.
 
2014-03-28 04:59:09 PM

DROxINxTHExWIND: no it's more like banks, since you know we are talking about banks, steal money constantly from poor and middle class people and they have a ba ...


Hyperbole. How does it work?


Hyperbole is when you make a statement claiming farkers would go to their child's rapist if it was convenient place to get gas. Stating that banks steal from the poor and middle class is just facts, they also steal from minorities specifically, wells fargo had to settle to the tune of 175 million for charging higher interest rates on mortgages to minority borrowers. .
 
2014-03-28 04:59:37 PM

DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: Ned Stark:The fact that I would steal given the oppertunity is sort of implict in the fact that we are talking about me (and others) stealing given the oppertunity.


Exactly. So
Exactly. So, stop biatching about bakers and how amoral they are if you're no better. Admit that you'd steal the money, not because banks blah, blah, blah, but because you're a thief.

No, because I've already explained to you that that's nonsense. You can't just cut away all context and start declaring shiat the same.

Again with the child-like thinking. Ok. You're right. So, while we're talking about EQUALITY me and some of my folks will be over your house after I get off of work to take whats ours for what the white man did to blacks.

I KNOW you don't think things are "equal" now.


Rigid absolutism is hardly the pinnacle of moral maturity. Obama and Hitler both started unjustified wars that killed innocent people. Are the 'baggers therefore absolutely correct to claim they are the same in every third breath? No, absolutely not. The assertion is preposterous. The scale and context are radically different and so our judgments are as well.
 
2014-03-28 05:00:30 PM

toadist: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

?????


Did the community college you attended not offer and basic classes in contract law....?

I hate to use the term 'dumb farkers' too much, but this thread is bring several of them out of the woodwork.


You have to graduate high school in order to go to community college
 
2014-03-28 05:01:00 PM

Russ1642: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

Other companies do not have to honour mistakes. If they advertise a new car for $3200 instead of $32,000 they don't have to 'honour it'. It's a mistake. We're allowed to fix mistakes.


Difference in your example is that no money actually 'changes hands'.  If a company doesn't honor their sales price, you can't force them to honor it and threaten them with criminal charges.  Banks have an implied responsibility to get things right, and should be held responsible for it if they don't, just as we are when we screw up.  That's not unreasonable.

If the kid was actually expecting a windfall, then I really can't hold him wholly at fault.  Yes, he's an idiot for not confirming it.
 
2014-03-28 05:06:14 PM

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


Yeah, I think this is about the maximum gaming you can get out of the situation but realistically all this is going to get you is trouble for a very limited payoff - we're talking on the order of $1000 at best if they let you keep it for an entire year (unlikely). It's probably best to alert them to the error and get it fixed.

Now, if the amount of money was very large and there was some reason to believe that it might just slip through the cracks, I would seriously contemplate trying this.
 
2014-03-28 05:07:26 PM

Ex-Texan: InGeorgia, that's definitely "Ghetto rich".


If memory serves, my father referred to it differently.
 
2014-03-28 05:10:36 PM

cretinbob: toadist: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

?????


Did the community college you attended not offer and basic classes in contract law....?

I hate to use the term 'dumb farkers' too much, but this thread is bring several of them out of the woodwork.

You have to graduate high school in order to go to community college


No, you can get a GED.
 
2014-03-28 05:15:06 PM

jst3p: cretinbob: toadist: Bullseyed: I'm not some "fark the banks" nutjob but I do think that when banks make mistakes they should have to honor them just like every other company does.

?????


Did the community college you attended not offer and basic classes in contract law....?

I hate to use the term 'dumb farkers' too much, but this thread is bring several of them out of the woodwork.

You have to graduate high school in order to go to community college

No, you can get a GED.


In Law?
 
2014-03-28 05:16:40 PM
I'd like to know how much he would've gotten in thanks from the bank if he had reported it.

/lost wallet twice
//$500 or 10% of the contents whichever is higher
///last person didn't want any money, but did walk out with a big jar of homemade pesto
 
2014-03-28 05:18:35 PM

Ned Stark: DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: Ned Stark: DROxINxTHExWIND: d23: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's shiat that you learn in kindergarten. Are you ok with robbing rich people "because they've got it"? What about if you become rich one day? Will it be ok to steal from you then?

Funny that this argument never came out during the robo-signing scandal.


Huh? So everyone was ok with the banks stealing now? Of course they weren't. What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same. You think the bankers didn't have justifications for stealing OUR money? Pffft. Most of you aren't any better than they are.

They deliberately spent years building a wealth extraction engine that reaches every corner of the globe and brought the economy to its knees.

We are talking about maybe making off with what is essentially pocket change, should it happen to fall into our laps.

Totes sameos.


Farking child-like thinking. "Johnny got two and I only got one!" This isn;t about "equality", this is about your personal sense of right and wrong. Hearing you all in the banker threads I was under the impression that if given the opportunity to "deliberately build a wealth extraction machine" you all would decline because you know that it would be morally reprehensible to steal from people. Yet, here you are with MUCH LESS TEMPTATION and you all can't farking WAIT to steal and justify it because, reasons.

You all aren't angry at bankers for being theives. Your real issue is that you weren't smart enough to do it first.

Were not talking one and two here. Its one and many millions. Its at the expense of an indifferent Leviathan that will notice the loss no more than you would notice a lost hair and at the expense of every living human. The difference in scale is so vast that it is unto a difference in kind.

Not that I buy into your moralizing bunk any ...

Spare yourself the time and adjectives and just say you'd steal if given an opportunity. My "moral bunk" is the way that I live my life. Working for mine and trying to hurt those around me as little as possible. I hate the situation with the banks as much as any of you. People should have been prosecuted. But that doesn't change who I am. You can't walk around biatching about how horrible the world is if you're unwilling to break the cycle. If you're that against banks, then take your farking money out.

The fact that I would steal given the oppertunity is sort of implict in the fact that we are talking about me (and others) stealing given the oppertunity.


There's nothing intrinsically wrong with stealing, it just depends on who you're stealing from. I can't think of any reason it should be wrong to steal from a bank. They've stolen plenty from us, and turnabout is fair play.
 
2014-03-28 05:18:42 PM

August11: My mother once received about 20k from the IRS for her refund. She was expecting about five hundred dollars and change. So she called them up to tell them they had made a mistake. The nice lady on the phone looked at her information and said that the refund was correct. So my mom called another office, then spoke with someone higher up, and so on. They all told her that their records were correct and the money was hers to do as she liked. So she wrote a letter explaining the situation and that her refund was for an incorrect amount. She received a reply to the letter explaining that they could find no errors in her return and that the money was her correct refund. She deposited it into a second savings account and just left it there.

About three months later she received a letter from the IRS informing her that if she did not return the money immediately she would experience such an IRS shiat storm that she would be lucky to keep her house.

/csb


img.fark.net
 
2014-03-28 05:21:28 PM

cretinbob: LemSkroob: Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest

You know how I can tell you aren't a finacial genius?


The same way we can tell you're not a grammar one?
 
2014-03-28 05:32:19 PM

JesusJuice: There's nothing intrinsically wrong with stealing, it just depends on who you're stealing from. I can't think of any reason it should be wrong to steal from a bank. They've stolen plenty from us, and turnabout is fair play.


s30.postimg.org
 
2014-03-28 05:33:00 PM

whidbey: JesusJuice: There's nothing intrinsically wrong with stealing, it just depends on who you're stealing from. I can't think of any reason it should be wrong to steal from a bank. They've stolen plenty from us, and turnabout is fair play.

[s30.postimg.org image 375x236]


Yup.
 
2014-03-28 05:47:25 PM
He should have bought a tank.
 
2014-03-28 05:47:30 PM

RembrandtQEinstein: I'm an individual, so no.  The bank is a corporation and is responsible for having the processes in place to prevent this kind of thing from happening.  So how it should work is if the bank makes a mistake that benefits you, they should eat it, and if they make a mistake that harms you they should also eat it.


LOL, you owe me a new monitor
 
2014-03-28 05:49:44 PM

filter: I never check my acct balance. This could seriously happen to me.


a couple hundred could happen to me but not 20000

He thought it was his inheritance and blew most of it in 10 days? I'll bet.

He should be criminally prosecuted for theft by deceit.
 
2014-03-28 05:53:01 PM

octopied: filter: I never check my acct balance. This could seriously happen to me.

a couple hundred could happen to me but not 20000

He thought it was his inheritance and blew most of it in 10 days? I'll bet.

He should be criminally prosecuted for theft by deceit.


Or be given an honorary position on the Goldman Sachs Bard of Directors.
 
2014-03-28 05:55:08 PM

manbart: It may fall under "theft of service," but even then I don't think there was any intent to commit the act here. Seeing as he had no intention of acquiring the money, it just appeared, I don't think theft really applies.


He didn't acquire it at the moment his balance had some numbers added to it.
 
2014-03-28 05:56:26 PM

RockofAges: The sentiment of the rest of us is pretty plain, but I speak of the old Fark.com.


lol, no

alt

Captain Obvious to the rescue.
 
2014-03-28 05:59:51 PM
You're 18 years old. You live at home. You get your inheritance money from your Grandmother and you don't mention it to your parents...?

//Face it, the kid knew the money wasn't his and he was hoping no one would find out.
//If you come into a lot of money, pay off any debts/loans first, invest the rest.
 
2014-03-28 06:02:42 PM

RockofAges: whidbey: RockofAges: The sentiment of the rest of us is pretty plain, but I speak of the old Fark.com.

lol, no

alt

Captain Obvious to the rescue.

Captain Hipster impresses.


Because it's totally "hip" to condemn greedy immature dipshiats like the kid in question here.

Maybe you could offer to buy him a pair of tights and you two can go swing around Sherwood Forest together or something.
 
2014-03-28 06:07:52 PM

RockofAges: whidbey: RockofAges: whidbey: RockofAges: The sentiment of the rest of us is pretty plain, but I speak of the old Fark.com.

lol, no

alt

Captain Obvious to the rescue.

Captain Hipster impresses.

Because it's totally "hip" to condemn greedy immature dipshiats like the kid in question here.

Maybe you could offer to buy him a pair of tights and you two can go swing around Sherwood Forest together or something.

I'm not giving you anything to get a soft-on over. Yiff to your Bronies as per the usual.


Hey you brought it up. Come on. Red and green tights for each of you. The kid he probably has a nice ass, too.

Robin Hood totally IS badass though,

But you're not


and I'm not that surprised that you disagree. Though I _AM_ surprised that you aren't aroused by the dashing anthropomorphic lead in the Disney adaptation.


Didn't see it. Disney's a bunch of racist sexist bullshiat, anyway.

/so predictable
//so bandwagony
 
2014-03-28 06:08:30 PM

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


Ever park your car in someone else's garage and hand them the keys, saying "this is yours now"?

That's more like what the bank did. They parked/deposited the car/money in his garage/account. The money was controlled by HIS keys/bank card and pin, and the statement he gets showing his available balance showed the money was his.
 
2014-03-28 06:13:39 PM

thedumbone: silverjets: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.

If we're using a car analogy, let's get it right.  What happened is the equivalent of you handing your car keys to a valet and the valet mistakenly giving your car keys to someone else believing that person to be you.   When your car is recovered by police, what is left is only worth $6000 (either the person crashed it or they started selling it for parts...either way your car is no longer worth $31000).

So, should the hotel/restaurant employing the valet eat the cost of your car?   Or should the person that drove off in your car knowing it wasn't theirs?

Hotel owes you cost. Person that drove off owes the hotel. It's called subrogation.


Not the right analogy. Valet drives up in John Smith's car and hands the keys to the wrong person, also named John Smith.  Instead of getting in the car, they just walk off with the keys, leaving the car there. Rightful owner walks up and see's his car. Does the valet say; A. We lost your keys, sorry. B. We've called a locksmith and charged it to your room. C. Your car could have been stolen, but they only got away with your keys. D.  They don't say anything - just stand there with their hand out.

D.
 
2014-03-28 06:13:47 PM
I now have a 'thief' color code. Even if some of them are trolls, or just a subset, I'm surprised at how many there are.


I believe torture is evil, absolutely. Does this rigid absolutism mitigate my "moral maturity"?
I also believe in Ghandi's "be the change" concept. Otherwise, there will be no change.


Only psychopaths justify their actions on the moral equivalence to other psychopaths. Even if they are just doing it so they can get their 'fair' share. How much is YOUR dignity worth?
 
2014-03-28 06:16:37 PM

DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.


That's the whole point- he didn't "TAKE" it, they GAVE it to him. He didn't commit fraud to get they money in his account- THEY, of their own free will, put it there.
 
2014-03-28 06:18:45 PM
The general consensus seems to be that spending those funds constitutes theft by finding, or a similar charge.  I don't disagree that reporting the mistake and returning the funds would have been the correct action, and the one I'd hope to see my children do in that position.

The moral case seems clear to me. However, to play devil's advocate a bit, it does seem a bit odd that the legal burden is entirely on the consumer here.

Consumer protection regulations allow receivers of unsolicited physical goods shipped to their house to keep them.  It also constitutes a crime for the shipper to demand payment.  Although receiving digital goods (cash in an account in this case) is not the same as receiving physical goods, the legal handling is so starkly different that it seems incongruous.
 
2014-03-28 06:18:45 PM
So many Farkers obviously wish they were this kid. Judging by most of the posts of those same Farkers, they are all just as stupid as the kid in the story.

 Forgery: Faking a signature to cash a check that is not made out to you.

 Uttering: Cashing a check that is made out to  someone with your name under false pretenses.i.e. you cash a check made out to John Smith. While you ARE John Smith you are NOT the John Smith that the check is made out to.

  See how simple that is? Whose $31,000 was it? Despite the bank putting it in his account it was NEVER the  kid's money. Human error is something we can all do.

/So glad that i have one of the rarest last names in the  entire USA. I have never met another person with my last name who was not a relative. My bank would never make a mistake like that because there is only ONE of me in the entire state of Delaware. In fact no one on the entire east coast shares my name.
 
2014-03-28 06:18:57 PM
Funny thing is this happens in finance a lot at the big banks, and you know what?  The banks eat the losses.

They have to because the "other" buy is also a big bank, with big, well paid lawyers.  And they weren't the one that messed up.

The bank eats it.  The worker that caused the error is fired and never has a job in the industry again.

This kids only issue was being poor.  Should have used some of that cash to pre-hire someone good to argue it was his.
 
2014-03-28 06:21:34 PM

fredklein: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Ever park your car in someone else's garage and hand them the keys, saying "this is yours now"?

That's more like what the bank did. They parked/deposited the car/money in his garage/account. The money was controlled by HIS keys/bank card and pin, and the statement he gets showing his available balance showed the money was his.


If you know for a fact that they are wrong and that the car is not yours, you are committing theft if you take that car and treat it as if you own this.

If someone delivers something to my house by mistake, it is not mine.  Are you saying that just because someone made a mistake, even though you know the goods are not yours, it is not theft to keep them?
 
2014-03-28 06:21:38 PM

DROxINxTHExWIND: What's more concerning is that we vilified the bankers as amoral devils because they stole without remorse and here we have a thread full of people who would gleefully do the same.


"What's sauce for the goose..."
 
2014-03-28 06:22:33 PM

fredklein: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's the whole point- he didn't "TAKE" it, they GAVE it to him. He didn't commit fraud to get they money in his account- THEY, of their own free will, put it there.


You are saying that he did not take money that he knew did not belong to him and spend it?  There is literally nothing that supports this theory.
 
2014-03-28 06:25:31 PM

RockofAges: piglet: I now have a 'thief' color code. Even if some of them are trolls, or just a subset, I'm surprised at how many there are.


I believe torture is evil, absolutely. Does this rigid absolutism mitigate my "moral maturity"?
I also believe in Ghandi's "be the change" concept. Otherwise, there will be no change.


Only psychopaths justify their actions on the moral equivalence to other psychopaths. Even if they are just doing it so they can get their 'fair' share. How much is YOUR dignity worth?

Go peddle your dime store philosophy somewhere else. Take it from someone educated on the subject -- your healing crystals and superficial understandings of ethics and morality don't make you entitled to pass judgment to any real degree upon others.

Morality in general is for old ladies, the religious, and kids too young to know what the real world feels like yet. Ethics is a much more nuanced subject. And as for Gandhi -- have you ever played Civ?????


Thanks for supporting my argument.
 
2014-03-28 06:28:23 PM
The specific crime this kid committed is called Uttering: in simple terms you are John Smith you find a check made out to John Smith but you KNOW that you are  NOT the John Smith that the check was  made out to but you cash it anyway. See the problem? The real Jon Smith never got his  money another John Smith stole it. This case is no different!.
 
2014-03-28 06:28:43 PM

JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


You don't know how banks work, do you
 
2014-03-28 06:29:07 PM
How could anyone possibly think they would get away with this?

If you didn't deposit the money, it isn't yours. Spending it is theft.
 
2014-03-28 06:29:41 PM

RockofAges: or it to be theft, whom is he stealing it from? Certainly not from any individual account holder. Therefor, "the bank"?

I find it so interesting that people are fine with a power arrangement in which the powerful are allowed to hold absolute moral authority, set the rules, AND disperse ALL responsibility to the four winds.

BUT

When Johnny Six-Pack collects a bank error in his favour -- that's a paddlin?

Stand on your theory books and scream to the heavens about those hellish 18 year old "thieves" out spending a pittance (to a bank) on magic cards. It's really impressive.


Let me make sure I understand this.  You feel that since banks and the organizations behnd them have money and therefore power, and power defines the rules, you think it is morally acceptable for a person lacking in power to defy those rules because...well, I'll be honest with you, this is where I stop being able to follow you.  Why, exactly, shouldn't it be considered theft?  Your post did have a string of words that seemed to be related to each other in some manner, but I will be danged if I could eke out a logical argument from them.
 
2014-03-28 06:31:01 PM

Tom_Slick: Exactly, advertising a $32,000 car for $29,000 and not selling it at that price is false advertising. Advertising a $32,000 car for $3,200 and not selling at that price is an obvious typo, anyone who tries to sue over that will end up paying the dealership huge legal fees after being shamed out of court.


So, where, exactly, does it stop being false advertisement, and start being a typo?

image.shutterstock.com
Because there are such things as 90% off sales:

1.bp.blogspot.com

/show your work
 
2014-03-28 06:31:26 PM

LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Sure, but those keys may not have been theirs to shove in your pocket and either way doesn't entitle you to the car.
 
2014-03-28 06:38:00 PM

Inflatable Rhetoric: groppet: DROxINxTHExWIND: Endive Wombat: Anyone else here seriously curious about what he spent the money on thus far?

Being 18, and likely in high school, I am going to guess he's given a bit to friends, he's received a lot of BJ's and sex, and probably blew it on a bunch of crap like Xboxs and Playstations...


Clothing, a vehicle, jewelry, drugs, alcohol, travel, eating out


/No specific order

Maybe he blew it all on a fancy record player

"I spent most of it on booze and women, then I blew the rest." - I forget where I heard that.


I thought it was more like "I blew the money on booze and women, the rest I just wasted."
 
2014-03-28 06:38:37 PM
For the so many willfully ignorant on this thread. The wikipedia definition of Uttering.  http://en.wikipedia.org/wiki/Uttering

The kid is looking a felony charges. Still think he did nothing wrong?

Some of you folks are denser than Neutronium!.
 
2014-03-28 06:39:00 PM

RockofAges: MycroftHolmes: RockofAges: or it to be theft, whom is he stealing it from? Certainly not from any individual account holder. Therefor, "the bank"?

I find it so interesting that people are fine with a power arrangement in which the powerful are allowed to hold absolute moral authority, set the rules, AND disperse ALL responsibility to the four winds.

BUT

When Johnny Six-Pack collects a bank error in his favour -- that's a paddlin?

Stand on your theory books and scream to the heavens about those hellish 18 year old "thieves" out spending a pittance (to a bank) on magic cards. It's really impressive.

Let me make sure I understand this.  You feel that since banks and the organizations behnd them have money and therefore power, and power defines the rules, you think it is morally acceptable for a person lacking in power to defy those rules because...well, I'll be honest with you, this is where I stop being able to follow you.  Why, exactly, shouldn't it be considered theft?  Your post did have a string of words that seemed to be related to each other in some manner, but I will be danged if I could eke out a logical argument from them.

Okay Mr. Data, let me spell something out for you in human terms. The rules are arbitrary and do not always denote a reference to any direct harm. Show me a victim directly impugned by this faulty deposit, not some caricature, and you'll find my point in the same territory.


If I understand correctly, you are saying that if a harm occurs to a conglomeration such that the harm can be distributed across and not felt by any one member, then no harm occurred?

Or you are saying that banks, as entities, cannot be harmed because...well, again, I can't follow your logic here.
 
2014-03-28 06:45:02 PM

manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.


"Finders keepers" is not what the law says.  The law says finders return to police and if no one claims the property then you can keepers (possibly).  Otherwise it is theft and the value makes it either a misdemeanor or a felony.

With banks there are specific laws covering knowingly taking advantage of an error.  I can't remember if it was federal or state though.
 
2014-03-28 06:48:37 PM

ReverendJynxed: Just don't waive your right to a jury trial dude, and you're golden.


Just hope he isn't your judge.

theinfosphere.org
"The charge is bank robbery. Now, my caddie's chauffeur informs me that a bank is a place where people put money that isn't properly invested. Therefore, robbing a bank is tantamount to that most heinous of crimes, theft of money "
 
2014-03-28 06:50:03 PM
Gotta love Fark. Full of dumb asses who defend fraud because the "victim" was an evil banking entity. Listen you dolts the bank is NOT the victim. The guy who had the $31,000 deposited in the wrong account is the victim! I take it you folks have NO problem with that guy losing access to his $31,000 for the ten days it took him to discover the bank's mistake? The money was NEVER the kid's money. He had no right to spend it because there is no way that it was his money in any way shape of form!

Again you doofuses Whose money was it? It was never the kids and it is NOT the bank's money either it belongs to the guy who deposited it. Or is everyone cool with that guy getting ripped off?

I never realized exactly how stupid Farkers truly are before this thread!
 
2014-03-28 06:53:56 PM

MycroftHolmes: fredklein: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Ever park your car in someone else's garage and hand them the keys, saying "this is yours now"?

That's more like what the bank did. They parked/deposited the car/money in his garage/account. The money was controlled by HIS keys/bank card and pin, and the statement he gets showing his available balance showed the money was his.

If you know for a fact that they are wrong and that the car is not yours, you are committing theft if you take that car and treat it as if you own this.


It is not illegal to receive money, even from an unknown source. Thus, there is no way to "know for a fact" that the money in MY account, isn't mine. In fact, the fact that is in MY account tends to indicate the opposite- that it is, indeed, mine.

If someone delivers something to my house by mistake, it is not mine.

Wrong.

https://www.consumer.ftc.gov/articles/0181-unordered-merchandise

Q. Am I obligated to return or pay for merchandise I never ordered?

A. No. If you receive merchandise that you didn't order, you have a legal right to keep it as a free gift.

Now, to be fair, it also says:

Q. What should I do if the unordered merchandise I received was the result of an honest shipping error?

A. Write the seller and offer to return the merchandise, provided the seller pays for postage and handling. Give the seller a specific and reasonable amount of time (say 30 days) to pick up the merchandise or arrange to have it returned at no expense to you. Tell the seller that you reserve the right to keep the merchandise or dispose of it after the specified time has passed.

I think, in this day and age of computers and instant world-wide communication, that 30 days is too long.

Are you saying that just because someone made a mistake, even though you know the goods are not yours, it is not theft to keep them?

I'm saying that if someone GIVES you something, it's yours.  If you believe otherwise, then you think Uncle Joe who gave you that neato Christmas present last year, can just swing by and take it back.
 
2014-03-28 06:53:59 PM

NicktheSmoker: Lee Jackson Beauregard: Banks have done some evil things.  This isn't one of them.

Exactly, and this is a small town bank, not farking BOA.


First Citizens is in fact a regional bank.  It still ain't BofA.
 
2014-03-28 06:54:40 PM
If the valet gives you the wrong black Toyota Camry and you drive away, are you charged with auto theft?
 
2014-03-28 06:54:57 PM

Bullseyed: Ever bought a car and the dealer gives you keys for the deluxe model instead of the base model and they let you drive it around for a month then demand it back?


Similar situation.  I bought a new car with the "Cash 4 Clunkers" handout in 2009 where the dealership gave me a $4,500 down payment credit.  Turns out the vehicle I traded in didn't qualify for the program and the dealership was left holding the bag.
 
2014-03-28 06:56:54 PM

IRQ12: manbart: From the Article:

The bank told police they would give Fields a deadline of March 19, 5 p.m. to return all the money or they want him prosecuted. On Thursday, the Madison County Sheriff's Office said charges had not yet been filed related to this case.

While he obviously has no legal claim to the money, I wonder what specific crime the bank would prosecute him with?

It seems more like a civil matter than criminal to me.

"Finders keepers" is not what the law says.  The law says finders return to police and if no one claims the property then you can keepers (possibly).  Otherwise it is theft and the value makes it either a misdemeanor or a felony.

With banks there are specific laws covering knowingly taking advantage of an error.  I can't remember if it was federal or state though.


When did I ever say I thought he should be able to keep it? I was just wondering what they meant by this statement.

And I got some plausible answers by the way; either "theft by finding" or "uttering"
 
2014-03-28 06:57:09 PM

MycroftHolmes: fredklein: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's the whole point- he didn't "TAKE" it, they GAVE it to him. He didn't commit fraud to get they money in his account- THEY, of their own free will, put it there.

You are saying that he did not take money that he knew did not belong to him and spend it?  There is literally nothing that supports this theory.


I'll say it again: He did not "TAKE" the money. They GAVE it to him. It's spelled out clearly in the article: "...a teller entered the amount into [his] account...". He did not cause this to happen.
 
2014-03-28 06:57:38 PM

jfivealive: I withdrew money from an ATM once and it said i had over 450k in the bank.  I go online and look at my account, and it says the same thing, even tho I can't find an enormous deposit anywhere.  The next day I look, and its back to normal.

Great story, i know.


It would have been great if you would have transferred it to europe and jumped ship that night.
 
2014-03-28 07:00:31 PM
Also for you guys who don't get it because the bank  gave him the money.  Think of this analogy:

I sell you my car but accidentally give you the keys to my house, is the house yours?

He's breaking the law because he is knowingly taking advantage of a bank error.   Specifically:  " "unlawfully takes or, being in lawful possession thereof, unlawfully appropriates any property of another with the intention of depriving him of the property, regardless of the manner in which property is taken or appropriated." "
 
2014-03-28 07:00:34 PM

fredklein: MycroftHolmes: fredklein: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's the whole point- he didn't "TAKE" it, they GAVE it to him. He didn't commit fraud to get they money in his account- THEY, of their own free will, put it there.

You are saying that he did not take money that he knew did not belong to him and spend it?  There is literally nothing that supports this theory.

I'll say it again: He did not "TAKE" the money. They GAVE it to him. It's spelled out clearly in the article: "...a teller entered the amount into [his] account...". He did not cause this to happen.


You are saying that he did not take money that he knew to be not his out of the bank?  I am not sure I can agree with that.
 
2014-03-28 07:07:14 PM

MycroftHolmes: fredklein: MycroftHolmes: fredklein: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's the whole point- he didn't "TAKE" it, they GAVE it to him. He didn't commit fraud to get they money in his account- THEY, of their own free will, put it there.

You are saying that he did not take money that he knew did not belong to him and spend it?  There is literally nothing that supports this theory.

I'll say it again: He did not "TAKE" the money. They GAVE it to him. It's spelled out clearly in the article: "...a teller entered the amount into [his] account...". He did not cause this to happen.

You are saying that he did not take money that he knew to be not his out of the bank?  I am not sure I can agree with that.


He took money from HIS bank account, that showed up on the banks ledgers as HIS, yes. If it's on the banks books as being HIS, and it's in HIS account, what reason would you or he have to think it's not... his?
 
2014-03-28 07:09:45 PM

fredklein: MycroftHolmes: fredklein: DROxINxTHExWIND: IF ITS NOT YOUR PROPERTY DO NOT TAKE IT.

That's the whole point- he didn't "TAKE" it, they GAVE it to him. He didn't commit fraud to get they money in his account- THEY, of their own free will, put it there.

You are saying that he did not take money that he knew did not belong to him and spend it?  There is literally nothing that supports this theory.

I'll say it again: He did not "TAKE" the money. They GAVE it to him. It's spelled out clearly in the article: "...a teller entered the amount into [his] account...". He did not cause this to happen.


This has happened many times before. The bank didn't "give" it to him. They unwittingly/accidentally deposited it into his account.

Spending money that isn't yours is illegal. That's like taking somebody else's Ferrari that's parked in your parking lot. Just because you own the parking lot doesn't mean you have free reign on anything that passes through it.

This is a very clear case of grand theft. Sure, the bank is retarded for putting it into the wrong account. Now they have to chase down some loser to get their money back.
 
2014-03-28 07:24:55 PM

armor helix: The bank didn't "give" it to him. They unwittingly/accidentally deposited it into his account.


Um... you just contradicted yourself.

They put it in HIS account, thus giving it to him. Accidentally or no.
 
2014-03-28 07:29:50 PM

DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?


If you take your car to someone's car lot and give them the keys and the title. Don't be surprised when it is sold.
 
2014-03-28 07:35:52 PM

netcentric: MelGoesOnTour: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Good point. I'm kind of on the fence with this, though. I was once in a situation where my bank accidentally took money out of my account. They put it back but it took almost a week. I will admit that they didn't let anything bounce but, still, it was a major hassle for me. In this kids case, I say the bank should eat it because it took so long to be discovered (plus it was an actual bank error). They can make up the money from the fee;s they charge for everything.

I like your thought process.

If you are at my house and you lay your cell phone down. Or your purse or IPad whatever ...   I can take it and keep it.     You put it in my posession, thus it is mine.

Or you leave your coat in my restaraunt.   When you come back for it,  I keep it.   It is mine.
You park your car on my property inadvertantly, while taking your daughter to look at some ducks by the stream.     I take it and keep it.   You put it in my possession.   It is mine.

Awesome system.


Calm down, you're forgetting there's the bank in the middle. Person A gives them money and asks for it to be put in Person A's own account, and instead the teller put it in person B's account. As far as I can see, Person A hasn't had the 'accident', it's the bank, which is performing a service of depositing the money in the correct account (I went back to the article, it was a teller mistake).

Person B's not being very smart (although if he somehow gets away with a slap on the wrist after going "oops it's all gone", he'd be pretty lucky), but I can't escape that the bank is still the responsible party in all this for getting the transaction wrong - there should never be talk of a transaction between Person A and Person B, because the transactions are Person A to bank, and bank to Person B. The latter is the problem.
 
2014-03-28 07:46:51 PM
It sounds like the he and the bank are already taking steps to resolve the issue. They gave a deadline of the 19th, and it's well past that with no criminal charges as of this point.

My guess is that he truly thought it was inheritance, and only realized his error when he tried to look for the inheritance papers. He probably bought a car with the cash that he had been waiting for to come through.

Well, hopefully, that's how it happened. It might not have, but they seem to already be in talks about it. Chalk it up to a mistake on both sides and negotiate about how to fix it in a way that leaves both relatively unscathed.
 
2014-03-28 07:57:01 PM

DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.


Where did this idea "stealing" and "theft" came from? It's not like the kid robbed the bank teller and now he has to pay back his spoils. The kid spent money that he honestly thought was his due to an error on the bank's part, and now the kid has to pay back a back-breaking amount of money due to an honest mistake of both parties. Who is the victim here?
 
2014-03-28 08:02:33 PM

Fallout Boy: DROxINxTHExWIND: LemSkroob: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

There is a difference between finding car keys laying on the ground, and someone walking up to you in the street, shoving the keys in your pocket, and then walking away.


Settle down with the adjectives. Someone in a bank pressed the wrong button. You dropped your keys fishing in your pockets for something else. Both are mistakes. Don't allow your hatred for banks and bankers compromise your sense of right and wrong. I get it. We all want to stick it to the bankers becausse they did it to us. If you have no problem using them being evil as a justification to steal moenty that doesn't belong to you then cool, just say it. but, lets not act like its not theft.

Where did this idea "stealing" and "theft" came from? It's not like the kid robbed the bank teller and now he has to pay back his spoils. The kid spent money that he honestly thought was his due to an error on the bank's part, and now the kid has to pay back a back-breaking amount of money due to an honest mistake of both parties. Who is the victim here?


It's theft. This has happened many times before. Unless the kid comes up with the money he is going to jail, just like every other imbecile that has done the same thing.

Learn the law. And lookup what "stealing" means.
 
2014-03-28 08:19:49 PM
img.fark.net

Well that clears that up.
 
2014-03-28 08:20:18 PM
 
2014-03-28 08:24:40 PM

LemSkroob: Mentalpatient87: I agree for the most park with "fark the banks," but you've got to be some kind of idiot to think spending a dime of that money would play out well.

Take the $31,000, put it into a interest bearing account/fund/market. wait till last possible day they give you till they go to prosecute you, then give them back $31,000. Keep the interest.


This.

It actually happened a lot in the military, so much so that they had briefings to warn people about it(signing and re-enlist bonuses and such were processed badly).  Tossing it into a savings account was a helpful hint to make something out of it since you're only liable for the exact amount.

Some guy I know, homeschooled of course, blew it on a motorcycle(despite ample warnings from everyone around), dropped the farker when walking it somewhere bent some things and scratched the shiat out of it.  Ended up selling it for like 1/3 of what he paid about a week after he was called out on taking the money, and had his wages severely garnished.
 
2014-03-28 08:31:03 PM

R.A.Danny: whidbey: JesusJuice: There's nothing intrinsically wrong with stealing, it just depends on who you're stealing from. I can't think of any reason it should be wrong to steal from a bank. They've stolen plenty from us, and turnabout is fair play.

[s30.postimg.org image 375x236]

Yup.


God forbid anyone should contradict your naive and pedestrian sense of morality.
 
2014-03-28 08:31:29 PM

MycroftHolmes: RockofAges: MycroftHolmes: RockofAges: or it to be theft, whom is he stealing it from? Certainly not from any individual account holder. Therefor, "the bank"?

I find it so interesting that people are fine with a power arrangement in which the powerful are allowed to hold absolute moral authority, set the rules, AND disperse ALL responsibility to the four winds.

BUT

When Johnny Six-Pack collects a bank error in his favour -- that's a paddlin?

Stand on your theory books and scream to the heavens about those hellish 18 year old "thieves" out spending a pittance (to a bank) on magic cards. It's really impressive.

Let me make sure I understand this.  You feel that since banks and the organizations behnd them have money and therefore power, and power defines the rules, you think it is morally acceptable for a person lacking in power to defy those rules because...well, I'll be honest with you, this is where I stop being able to follow you.  Why, exactly, shouldn't it be considered theft?  Your post did have a string of words that seemed to be related to each other in some manner, but I will be danged if I could eke out a logical argument from them.

Okay Mr. Data, let me spell something out for you in human terms. The rules are arbitrary and do not always denote a reference to any direct harm. Show me a victim directly impugned by this faulty deposit, not some caricature, and you'll find my point in the same territory.

If I understand correctly, you are saying that if a harm occurs to a conglomeration such that the harm can be distributed across and not felt by any one member, then no harm occurred?

Or you are saying that banks, as entities, cannot be harmed because...well, again, I can't follow your logic here.


It's the same mentality that justifies shoplifting and theft of public property. It's an example of selfishness and a complete lack of ethics.
 
2014-03-28 08:35:18 PM

fredklein: MycroftHolmes: fredklein: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

Ever park your car in someone else's garage and hand them the keys, saying "this is yours now"?

That's more like what the bank did. They parked/deposited the car/money in his garage/account. The money was controlled by HIS keys/bank card and pin, and the statement he gets showing his available balance showed the money was his.

If you know for a fact that they are wrong and that the car is not yours, you are committing theft if you take that car and treat it as if you own this.

It is not illegal to receive money, even from an unknown source. Thus, there is no way to "know for a fact" that the money in MY account, isn't mine. In fact, the fact that is in MY account tends to indicate the opposite- that it is, indeed, mine.

If someone delivers something to my house by mistake, it is not mine.

Wrong.

https://www.consumer.ftc.gov/articles/0181-unordered-merchandise

Q. Am I obligated to return or pay for merchandise I never ordered?

A. No. If you receive merchandise that you didn't order, you have a legal right to keep it as a free gift.

Now, to be fair, it also says:

Q. What should I do if the unordered merchandise I received was the result of an honest shipping error?

A. Write the seller and offer to return the merchandise, provided the seller pays for postage and handling. Give the seller a specific and reasonable amount of time (say 30 days) to pick up the merchandise or arrange to have it returned at no expense to you. Tell the seller that you reserve the right to keep the merchandise or dispose of it after the specified time has passed.

I think, in this day and age of computers and instant world-wide communication, that 30 days is too long.

Are you saying that just because someone made a mistake, even though you know the goods are not yours, it is not theft to keep them?

I'm saying that if someone GIVES you something, it's yours.  If you believe otherwise, then you think Uncle Joe who gave you that neato Christmas present last year, can just swing by and take it back.


If someone gives you a laptop that turns out to be stolen, you can still be charged with reception or posession of stolen property.
 
2014-03-28 08:36:24 PM

Mordis: If the valet gives you the wrong black Toyota Camry and you drive away, are you charged with auto theft?


If you realize it isn't yours and decide to keep it anyway then yes.
 
2014-03-28 08:42:40 PM

RockofAges: Rozotorical: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

If you take your car to someone's car lot and give them the keys and the title. Don't be surprised when it is sold.

Someone chipped off about 1/100th of a Golden Parachute (tm) and tried to send the nugget down the line, maybe?


Someone has some serious jealousy/class envy.

Just because someone gets away with immoral bullshiat doesn't mean it's ok to stoop to their level. Nobody should get away with that crap.
 
2014-03-28 08:52:06 PM

Delawheredad: For the so many willfully ignorant on this thread. The wikipedia definition of Uttering.  http://en.wikipedia.org/wiki/Uttering

The kid is looking a felony charges. Still think he did nothing wrong?

Some of you folks are denser than Neutronium!.


B....b....b...b...b...but my opinion!!!!!!
 
2014-03-28 08:53:43 PM

Mordis: If the valet gives you the wrong black Toyota Camry and you drive away, are you charged with auto theft?


yes
 
2014-03-28 08:58:27 PM
Had the same thing happen to me.  Bank deposited $11,000 into my checking account.  Noticed it in the evening and called them first thing in the morning to get it all straightened out.


When you steal $11 you can just disappear. When you steal $11,000 they will find you, unless they think you're already dead.
 
2014-03-28 09:21:29 PM

James10952001: If someone gives you a laptop that turns out to be stolen, you can still be charged with reception or posession of stolen property.


http://legal-dictionary.thefreedictionary.com/Receiving+Stolen+Proper t y
"The offense of acquiring goods with the knowledge that they have been stolen, extorted, embezzled, or unlawfully taken in any manner."

If you don't KNOW it's stolen, you can take it.

Basically, it breaks down to "PROVE he KNEW it was not his". And, unless you can read his mind, you CANNOT prove what he actually thought.
 
2014-03-28 09:38:34 PM

fredklein: James10952001: If someone gives you a laptop that turns out to be stolen, you can still be charged with reception or posession of stolen property.

http://legal-dictionary.thefreedictionary.com/Receiving+Stolen+Proper t y
"The offense of acquiring goods with the knowledge that they have been stolen, extorted, embezzled, or unlawfully taken in any manner."

If you don't KNOW it's stolen, you can take it.

Basically, it breaks down to "PROVE he KNEW it was not his". And, unless you can read his mind, you CANNOT prove what he actually thought.


As the saying goes, posession is 9/10ths of the law. If you bought a $1500 computer for $250, that can be considered knowing it was stolen. Even if you aren't charged with posession, you still have to give it back once you are made aware that it is stolen property.
 
2014-03-28 09:38:50 PM
Banks don't fall for the whole "Money? what money?" bit ether.
 
2014-03-28 09:40:03 PM

Fallout Boy: The kid spent money that he honestly thought was his due to an error on the bank's part,


There's no honest way to have money due to a bank's error.
 
2014-03-28 09:49:04 PM
The bank DID let him withdraw funds... Personally, my opinion is the bank should withdraw as much as they can from his account, up to the 31k (I'm guessing zeroing it out), and chalk the rest to a loss. Then, don't fark up next time.

The kid was unscrupulous. The bank was stupid for not carefully verifying the identity/account of a depositor trying to put 31k in the bank.
 
2014-03-28 10:38:48 PM
Meh, I've been working for 25 years and have no doubt i'll be working for 25 more.  If I see money available in my bank account I think I should have the right to use it (unless notified prior that a mistake was made, please don't use that money).  If it's gone, it's gone baby.

/Won't someone please think about the poor banks?
 
2014-03-28 11:04:49 PM

Phelon Hardtimes: Meh, I've been working for 25 years and have no doubt i'll be working for 25 more.  If I see money available in my bank account I think I should have the right to use it (unless notified prior that a mistake was made, please don't use that money).  If it's gone, it's gone baby.

/Won't someone please think about the poor banks?


So you're perfectly ok with stealing something that someone forgot to lock up just because that someone is a bank that has more money than you do. Either way, your ideal of how things should work has no bearing on how they do work.

Personally if I didn't earn it or it wasn't deliberately given to me, then it isn't mine. I guess honesty is harder to come by these days.
 
2014-03-28 11:08:17 PM
He's been arrested.

The charge is "theft by taking".
 
2014-03-28 11:22:39 PM
There's nothing intrinsically wrong with stealing, it just depends on who you're stealing from. I can't think of any reason it should be wrong to steal from a bank. They've stolen plenty from us, and turnabout is fair play.


Wisdom is seldom seen here. The rest of you with your petty kindergarten ethical arguments are a sad lot.
 
2014-03-28 11:47:19 PM

James10952001: If you bought a $1500 computer for $250, that can be considered knowing it was stolen


Really? Why? That's, what, a 80% discount?? I see stuff like that all the time.

0.tqn.com

www.usadiscounters.net

fbcdn-sphotos-d-a.akamaihd.net

Are they all selling stolen items?
 
2014-03-28 11:49:36 PM

JesusJuice: R.A.Danny: whidbey: JesusJuice: There's nothing intrinsically wrong with stealing, it just depends on who you're stealing from. I can't think of any reason it should be wrong to steal from a bank. They've stolen plenty from us, and turnabout is fair play.

[s30.postimg.org image 375x236]

Yup.

God forbid anyone should contradict your naive and pedestrian sense of morality.


I'm quite happy being honest.
 
2014-03-29 12:04:37 AM
So you go to your local bank branch, for whatever in person transaction you are doing, and as you enter there are two armed security guards walking out with large chained and locked canvas bags in their hands.  You notice the armored truck pulled up to the curbside they are headed to.  Normally you are a real renegade, a rebel, a lone wolf thumbing your nose at the man, but today, you actually hold the door open for them as they exit.  You proceed to walk into the bank when your foot kicks some object on the floor you weren't expecting.  You look down to see a banded stack of $100 bills ($10,000).  What do?  How do you know it wasn't a tip for holding the doors for the security guards?
 
2014-03-29 12:35:23 AM

trappedspirit: Fallout Boy: The kid spent money that he honestly thought was his due to an error on the bank's part,

There's no honest way to have money due to a bank's error.


He thought it was his inheritance, not a bank error.
 
2014-03-29 12:49:49 AM

Fallout Boy: trappedspirit: Fallout Boy: The kid spent money that he honestly thought was his due to an error on the bank's part,

There's no honest way to have money due to a bank's error.

He thought it was his inheritance, not a bank error.


And I thought it was money from one of those emails from Nigeria I answered.  Prove I didn't think that. LOL #freemoney
 
2014-03-29 01:08:01 AM

RockofAges: James10952001: RockofAges: Rozotorical: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

If you take your car to someone's car lot and give them the keys and the title. Don't be surprised when it is sold.

Someone chipped off about 1/100th of a Golden Parachute (tm) and tried to send the nugget down the line, maybe?

Someone has some serious jealousy/class envy.

Just because someone gets away with immoral bullshiat doesn't mean it's ok to stoop to their level. Nobody should get away with that crap.

Okay, Nancy.


You are still at it?
Sad, really.
 
2014-03-29 01:45:35 AM

James10952001: As the saying goes, posession is 9/10ths of the law. If you bought a $1500 computer for $250, that can be considered knowing it was stolen. Even if you aren't charged with posession, you still have to give it back once you are made aware that it is stolen property.


I dont think that is what is meant by "possession is 9/10 of the law".
 
2014-03-29 03:42:21 AM
The bank accidentally took 20k from my account once and then despite assuring me there would be no overdraft fees (and I found out when I couldn't pay at the grocery store and wasted an hour reshopping) still charged, and mildly fought my insistence they remove, the subsequent overdraft fees.

FFS bankone, use the goddamn acct numbers. Do not merely look up a last name and pick the first account with that name. It was my dad shifting money around and they just took it from my account instead.

So put me down with the 'fark the banks' crowd.
 
2014-03-29 04:02:51 AM
Fark banks and anyone that defends them. I would do the same thing as this kid if given the same opportunity.

/that may or may not be beer talking
//fark banks
 
2014-03-29 06:31:29 AM
If the bank gives me money that I used no force, no trickery, no deception to get, it's mine. This kid should sue.
 
2014-03-29 06:48:17 AM
I think the people who seem to be siding with the bank are more accurately siding against the kid.  And I dont believe it has anything to do with morality.  It's a matter of being jealous that some person- other than them- could be the benefactor of such a huge mistake.

Essentially its hating the player.

When a customer of the bank makes a mistake the banks sure as hell take full advantage of that mistake.
 
2014-03-29 08:25:08 AM
Would of went straight to the casino, tripled the money, give the bank the error $ back and kept the rest.
 
2014-03-29 11:32:39 AM

Clint_Torres: Fark banks and anyone that defends them. I would do the same thing as this kid if given the same opportunity.

/that may or may not be beer talking
//fark banks


and you'd still go to jail
 
2014-03-29 01:06:27 PM
<csb>
When I was in middle school, I got a bank statement showing an average balance for the month of over $9,000,000. On the statement, there was a transfer into my account of just over $18,000,000 and another transfer of $18,000,000 out to another account two weeks later with a note that it was a "correction".

I can't imagine how stressful that must have been for the people involved.
</csb>
 
2014-03-29 01:22:28 PM
Pure speculation here . . .

Kid has a plausible story and I will wait to see what happens.  If he's a kid stupid enough to blow $25,000 that magically appeared in his bank account and not expect the bank would notice, I don't think he'd be smart enough to make up a "my inheritance" story as a cover.  Don't know exactly how the conversation with the bank went when they called him but a quick reply of "That was a Direct Deposit" seems unlikely to be a made-up-on-the-spot answer to the question about the deposit in his account.

Picture this: he was expecting a little bit of an inheritance that was promised to him a while ago from a recently deceased relative.  Lawyer probating the estate has his bank account information to DD him when it is settled.  Coincidentally, $31,000 shows up in his bank account and he spends it on either: A) planned purchases like a car, or B) stereotypical teenager Hood Rich spending.  Bank calls him and says "That wasn't your money" and his reply was "Uh, yeah it was" because things on his side of the story indicate it was, and he tells the bank he will bring proof of his inheritance.  Calls the lawyer who tells him the estate is still tied up in probate for whatever reason and his inheritance DID NOT come through yet.  Ruh-roh, now he's in deep trouble for someone else's mix-up.  Tells the police he has to find a way to make this right without going to jail: he's looking for the estate lawyer to give some paperwork indicating that he was indeed expecting an inheritance and trying to use that as a promise of "PLEASE DON'T HAVE ME ARRESTED" because he can eventually pay it back with the real inheritance money.

Unless malice is proven, I'm attributing it to ignorance.
 
2014-03-29 02:07:26 PM

RockofAges: piglet: RockofAges: James10952001: RockofAges: Rozotorical: DROxINxTHExWIND: JesusJuice: fark the bank. Their mistake, they should eat it. It's not like the bastards can't afford it.


Ever lost your car keys? Should the person who finds them be able to take ownership of your car?

If you take your car to someone's car lot and give them the keys and the title. Don't be surprised when it is sold.

Someone chipped off about 1/100th of a Golden Parachute (tm) and tried to send the nugget down the line, maybe?

Someone has some serious jealousy/class envy.

Just because someone gets away with immoral bullshiat doesn't mean it's ok to stoop to their level. Nobody should get away with that crap.

Okay, Nancy.

You are still at it?
Sad, really.

Like I give a shiat what the world's most feminine man thinks about my posting style. Go back to your crochet.


Hurr durr I think the teenage kid who stole the money was a hero. Durr Robin Hood. DERP DERP DERP DERP
 
2014-03-29 03:06:15 PM

Deep Contact: Would of went have gone straight to the casino, tripled lost the money, give the bank the error $ back and kept the rest.


I can readily believe a truther would think this is a reasonable plan.
 
2014-03-29 09:21:49 PM

Lee Jackson Beauregard: Deep Contact: Would of went have gone straight to the casino, tripled lost the money, give the bank the error $ back and kept the rest.

I can readily believe a truther would think this is a reasonable plan.


I was trying to be funny.
 
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