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(Marketwatch)   Banks now offer palladium and titanium credit cards. For $495 customers can choose either ore   (marketwatch.com) divider line 13
    More: Strange, credit cards, cash advances, payment card, concierges, Quentin Fottrell, review site, ores, centurion  
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1756 clicks; posted to Business » on 16 Mar 2014 at 3:44 PM (26 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



Voting Results (Smartest)
View Voting Results: Smartest and Funniest

2014-03-16 01:55:08 PM
3 votes:
Having a metal card would be cool, but I'm not going to use any credit card that has an annual fee.
2014-03-16 03:55:03 PM
2 votes:
FTFA: "Like many things in life that double as status symbols, metal cards may have a shelf life. Don Sabatini, managing director at SecretEntourage.com, a luxury lifestyle website, started using the American Express Centurion six years ago and would use it in a conspicuous fashion when he socializing (and networking) with a high-net-worth crowd, but he says he uses it less often now. "When you're in that crowd where other people have these kinds of cards too and notice yours, it serves a purpose," he says. The opposite is true too: A burger bar in Hollywood, Fla., once refused the Centurion because the cashier didn't think it was real. And these days, he says, his peers are less impressed. "When you have the Lamborghini and the watches, the card doesn't do as much," he says."

Anybody else feel nothing but complete disgust and contempt towards this asswipe?  And how exactly do you use your credit card in "a conspicuous fashion"?  Overly exaggerating your motions of retrieving the card from your wallet and shouting "Voila!" upon producing it, attempting to bend the card in front of everyone to show them it's not plastic, tapping it a few times against your champagne glass, and calling over the waiter and saying "Why YES, the MYTH is a REALITY, for *I* have a CENTURION CARD!"

Jesus effing Christ.
2014-03-17 12:09:16 PM
1 votes:

Linux_Yes: Bullseyed: Linux_Yes: BadReligion: Linux_Yes: and they will all steal your money equally well.

I have had the opposite happen to me. All the credit cards I have have paid me to use them, I get about $1500 a year cash back from them. I pay them off every month, so I never pay interest.


clever.  you are using the system against itself.  the ones paying the interest every month because they didn't pay their balance are paying YOU.

you should at least provide lubricant to these people.

Paying interest is now stealing money? So does that mean you're actually stupid enough to think that loans should be free?


and i suppose you believe that the banking fiasco in 08/09 was just a big misunderstanding?  to think that banking in America is all above board and legal is too funny.

you have alot to learn. i can tell you are young.


So based on your inability to answer the question, I'm going to have to make further assumptions about your faculties. Enjoy your "9-11 was an inside job" grade conspiracy theories though.
2014-03-17 12:06:24 PM
1 votes:

Mr. Eugenides: Bullseyed: TuteTibiImperes: Having a metal card would be cool, but I'm not going to use any credit card that has an annual fee.

This. I'd even be willing to pay a little up front cost to get a metal card, assuming it wouldn't warp in my wallet. My plastic cards tend to break right along the edge that sticks up from the slot in my wallet. (and no, I'm not fat and my ass isn't breaking it)

To your point: I'd be willing to bet anyone "rich" enough to be the target of one of these cards wouldn't use an annual fee card either. Assuming they're self made money and not inherited money.

I run $4,000 to $5,000 a month through my card and pay it off every month.  Sure, the card has an annual fee of about $100, but since I'm getting back well over $1000 a year the fee is essentially irrelevant.  Not to mention, the Visa Signature concierge services are worth it even if you only use them 2 or 3 times a year.


I guess I should clarify that if you pay a "fee" to get "cash back" then that's not really a fee. Further, if you pay a "fee" to get "a service" that isn't really a fee either. If you exchange money for a service, you're making a purchase, not paying a fee.
2014-03-17 12:06:11 PM
1 votes:

Bullseyed: Linux_Yes: BadReligion: Linux_Yes: and they will all steal your money equally well.

I have had the opposite happen to me. All the credit cards I have have paid me to use them, I get about $1500 a year cash back from them. I pay them off every month, so I never pay interest.


clever.  you are using the system against itself.  the ones paying the interest every month because they didn't pay their balance are paying YOU.

you should at least provide lubricant to these people.

Paying interest is now stealing money? So does that mean you're actually stupid enough to think that loans should be free?


'
oh............and the Federal Reserve Banking System are PRIVATE BANKS.   just in case you might be ignorant.   'Federal' in name only.

you are no challenge to me.
2014-03-17 12:03:04 PM
1 votes:

Bullseyed: Linux_Yes: BadReligion: Linux_Yes: and they will all steal your money equally well.

I have had the opposite happen to me. All the credit cards I have have paid me to use them, I get about $1500 a year cash back from them. I pay them off every month, so I never pay interest.


clever.  you are using the system against itself.  the ones paying the interest every month because they didn't pay their balance are paying YOU.

you should at least provide lubricant to these people.

Paying interest is now stealing money? So does that mean you're actually stupid enough to think that loans should be free?



and i suppose you believe that the banking fiasco in 08/09 was just a big misunderstanding?  to think that banking in America is all above board and legal is too funny.

you have alot to learn. i can tell you are young.

and why not a  Federal Credit Union?  those are owned by the people who deposit their money.  a bank is owned by shareholders who want their dividends.  guess who is feeding them their dividends???

and, Credit Unions pay better interest rates too.  and the members(depositors) get to vote on who runs the Union (imagine that, Democracy), as opposed to a bank where its none of your business. (unless you are a very large depositor)

the U.S. Banking system (among others) sucks and is rotten to the core.   you can believe what you want.  the truth remains the same.

and now, i'll stick the dagger in.


If the American people ever allow private banks to control the issue of their  currency, first by inflation, then by deflation, the banks...will deprive the people of  all property until their children wake-up homeless on the continent their fathers conquered.... The issuing power should be taken from the banks and restored to the people, to whom it properly belongs. - Thomas Jefferson in the debate over the Re-charter of the Bank Bill (1809)

"I believe that banking institutions are more dangerous to our liberties than standing armies." - Thomas Jefferson

... The modern theory of the perpetuation of debt has drenched the earth with blood, and crushed its inhabitants under burdens ever accumulating. -Thomas Jefferson
James Madison



http://www.themoneymasters.com/the-money-masters/famous-quotations-o n- banking/   (SFW, but not bank lovers)
2014-03-17 11:43:31 AM
1 votes:

Linux_Yes: BadReligion: Linux_Yes: and they will all steal your money equally well.

I have had the opposite happen to me. All the credit cards I have have paid me to use them, I get about $1500 a year cash back from them. I pay them off every month, so I never pay interest.


clever.  you are using the system against itself.  the ones paying the interest every month because they didn't pay their balance are paying YOU.

you should at least provide lubricant to these people.


Paying interest is now stealing money? So does that mean you're actually stupid enough to think that loans should be free?
2014-03-17 11:39:48 AM
1 votes:

valkore: FTFA: "Like many things in life that double as status symbols, metal cards may have a shelf life. Don Sabatini, managing director at SecretEntourage.com, a luxury lifestyle website, started using the American Express Centurion six years ago and would use it in a conspicuous fashion when he socializing (and networking) with a high-net-worth crowd, but he says he uses it less often now. "When you're in that crowd where other people have these kinds of cards too and notice yours, it serves a purpose," he says. The opposite is true too: A burger bar in Hollywood, Fla., once refused the Centurion because the cashier didn't think it was real. And these days, he says, his peers are less impressed. "When you have the Lamborghini and the watches, the card doesn't do as much," he says."

Anybody else feel nothing but complete disgust and contempt towards this asswipe?  And how exactly do you use your credit card in "a conspicuous fashion"?  Overly exaggerating your motions of retrieving the card from your wallet and shouting "Voila!" upon producing it, attempting to bend the card in front of everyone to show them it's not plastic, tapping it a few times against your champagne glass, and calling over the waiter and saying "Why YES, the MYTH is a REALITY, for *I* have a CENTURION CARD!"

Jesus effing Christ.


Sounds like you're describing basically anyone with an Apple product right there.
2014-03-17 11:29:56 AM
1 votes:

TuteTibiImperes: Having a metal card would be cool, but I'm not going to use any credit card that has an annual fee.


This. I'd even be willing to pay a little up front cost to get a metal card, assuming it wouldn't warp in my wallet. My plastic cards tend to break right along the edge that sticks up from the slot in my wallet. (and no, I'm not fat and my ass isn't breaking it)

To your point: I'd be willing to bet anyone "rich" enough to be the target of one of these cards wouldn't use an annual fee card either. Assuming they're self made money and not inherited money.
2014-03-16 11:28:30 PM
1 votes:
Palladium: Have Card, Will Travel
2014-03-16 04:54:24 PM
1 votes:
and they will all steal your money equally well.
2014-03-16 04:42:07 PM
1 votes:

TuteTibiImperes: Having a metal card would be cool, but I'm not going to use any credit card that has an annual fee.


The only card I use with a fee is my AMEX Blue Preferred card, for the $75 extra I pay a year, I get 6% back on groceries vs the 3% back that you get with the free version of the card. My wife uses it for all of our groceries, and we get back about $430 a year from it, instead of the $215 we got back with the free card. The difference covers the $75, and gets us an extra $140 a year in rewards.
2014-03-16 04:19:52 PM
1 votes:

valkore: FTFA: "Like many things in life that double as status symbols, metal cards may have a shelf life. Don Sabatini, managing director at SecretEntourage.com, a luxury lifestyle website, started using the American Express Centurion six years ago and would use it in a conspicuous fashion when he socializing (and networking) with a high-net-worth crowd, but he says he uses it less often now. "When you're in that crowd where other people have these kinds of cards too and notice yours, it serves a purpose," he says. The opposite is true too: A burger bar in Hollywood, Fla., once refused the Centurion because the cashier didn't think it was real. And these days, he says, his peers are less impressed. "When you have the Lamborghini and the watches, the card doesn't do as much," he says."

Anybody else feel nothing but complete disgust and contempt towards this asswipe?  And how exactly do you use your credit card in "a conspicuous fashion"?  Overly exaggerating your motions of retrieving the card from your wallet and shouting "Voila!" upon producing it, attempting to bend the card in front of everyone to show them it's not plastic, tapping it a few times against your champagne glass, and calling over the waiter and saying "Why YES, the MYTH is a REALITY, for *I* have a CENTURION CARD!"

Jesus effing Christ.


That's the whole point of the card (and this ad, masquerading as an article.) Conspicuous consumption, coupled to self-selecting exclusivity, means that you're somehow better than everyone else - that's the American Dream in a nutshell, at least since Reagan. Remember, "rich = better," because that's the way we like it. He has to ensure that you know about "the Lamborghini and the watches," because that's his only way of measuring his self-worth as a person. The card is a visible symbol of that self-worth - now that it's harder to validate himself with it, he's reluctant to use it. The Lamborghini still impresses, and I'm sure his vast array of watches still excites, so, yeah, it's just not as good now.

Pathetic. This is what so many of us, including some of my peers, have come to, and it's hard to watch.
 
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