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(CBS San Francisco)   Welcome to your new Covered California plan. Your network consists of only four doctors taking new patients, out of which only one is board certified. And they are all located in East Oakland   ( sanfrancisco.cbslocal.com) divider line
    More: Scary, Covered California, California Plan, East Oakland, Medi-Cal, Alameda County, urgent care, Blue Cross, Blue Shield of California  
•       •       •

5221 clicks; posted to Main » on 20 Feb 2014 at 1:09 PM (3 years ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2014-02-20 12:14:40 PM  
East Oakland is nicer than West Oakland.
 
2014-02-20 12:53:18 PM  
We do need more doctors in this country; we need to loosen the freaking medical school cartel.
 
2014-02-20 12:54:10 PM  
Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...
 
2014-02-20 01:35:17 PM  

DamnYankees: We do need more doctors in this country; we need to loosen the freaking medical school cartel.


I've been trying to locate an article i saw on FARK a few years ago about the number of doctors graduated in the US has essentially stagnated since the 60's, but my Google Fu is weak, or the AMA (which is the biggest political donor there is) has euthanized the article.

The article said they were purposely keeping a low supply to keep up the 'necessity' of the high pay for some doctors.
 
2014-02-20 01:35:28 PM  
Not exactly a new issue with health insurance.
 
2014-02-20 01:36:09 PM  
You screwed primary care physicians over and over, and now you're shocked that there's a shortage.  Nicely done, libs.
 
2014-02-20 01:37:41 PM  

SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...


Bullshiat.  Docs are quitting and retiring because of it.  But that was always the plan.  Next up, forcing doctors to stay in their job.

/Directive 10-289 coming soon to a fascist dictatorship near you
 
2014-02-20 01:38:31 PM  
I expect a new law to be introduced that forces doctors to accept Covered California in 3...2...1...
 
2014-02-20 01:38:56 PM  

SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...


Wellllll, Obamacare did change this lady's policy just enough that it wasn't excepted by the same doctor.
 
2014-02-20 01:39:20 PM  
"One insurer told KPIX 5 that so many doctors in Alameda County initially declined to accept the low reimbursement rates, the insurer couldn't get enough doctors to meet the state's minimum network adequacy requirements. "

Not a Dr shortage =P
 
2014-02-20 01:40:00 PM  

Smeggy Smurf: SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...

Bullshiat.  Docs are quitting and retiring because of it.  But that was always the plan.  Next up, forcing doctors to stay in their job.

/Directive 10-289 coming soon to a fascist dictatorship near you


That is bullshiat, fear mongering Repub doctors are, but the fact of the matter is we have an artificial limit on the number of doctors in the US and have for a while.
 
2014-02-20 01:41:31 PM  

iheartscotch: SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...

Wellllll, Obamacare did change this lady's policy just enough that it wasn't excepted by the same doctor.


Actually no, you apparently did not read the article. The policy she signed up for paid to little money for reimbursements for the doctor to accept that policy. If you buy shiat insurance you get shiat service. This is between the doctor and the insurer, not Obamacare.
 
2014-02-20 01:42:50 PM  

Witty_Retort: DamnYankees: We do need more doctors in this country; we need to loosen the freaking medical school cartel.

I've been trying to locate an article i saw on FARK a few years ago about the number of doctors graduated in the US has essentially stagnated since the 60's, but my Google Fu is weak, or the AMA (which is the biggest political donor there is) has euthanized the article.

The article said they were purposely keeping a low supply to keep up the 'necessity' of the high pay for some doctors.


https://www.opensecrets.org/orgs/list.php

AMA used to be the biggest. They're number 24 now.
 
2014-02-20 01:44:19 PM  
fix the cost of becoming a doctor and maybe  you would see more people go to med school.


Mountains of student loan debt is scary even if you are in a in demand profession.
 
2014-02-20 01:45:13 PM  
FTFA:  "The California Department of Managed Health Care said there is no law that requires the insurer's provider list to be  accurate. However, state law does require insurers to have an "adequate" network of doctors. That means there must be at least one doctor for every 1,200 enrollees within 15 miles of their home."

So CA doesn't require insurers to do something reasonable and responsible (maintain an accurate list of providers), but instead they require insurers to somehow get doctors to accept their policy holders AND live within some kind of geographic population density restriction?  How the fark would that even be accomplished?

Who the fark came up with those ideas?
 
2014-02-20 01:45:23 PM  

Witty_Retort: DamnYankees: We do need more doctors in this country; we need to loosen the freaking medical school cartel.

I've been trying to locate an article i saw on FARK a few years ago about the number of doctors graduated in the US has essentially stagnated since the 60's, but my Google Fu is weak, or the AMA (which is the biggest political donor there is) has euthanized the article.

The article said they were purposely keeping a low supply to keep up the 'necessity' of the high pay for some doctors.


I think a lot of the decrease came in doctors specializing in research to avoid malpractice suits. The number of gynos in North Carolina decreased 80% due to John Edwards raking in his millions of dollars.
 
2014-02-20 01:47:35 PM  
When your healthcare system is 100% for-profit, those who cannot generate a profit won't get healthcare. Any part of this anyone can't understand?

Poor people, go be sick elsewhere....
 
2014-02-20 01:47:50 PM  

thaylin: iheartscotch: SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...

Wellllll, Obamacare did change this lady's policy just enough that it wasn't excepted by the same doctor.

Actually no, you apparently did not read the article. The policy she signed up for paid to little money for reimbursements for the doctor to accept that policy. If you buy shiat insurance you get shiat service. This is between the doctor and the insurer, not Obamacare.


Of course I didn't read the article; but, it does sounds like her old policy didn't cover enough according to ACA; so, she had to get a new one. As such, the new policy would have to be ACA compliant; then were back to Obamacare being deficient.
 
2014-02-20 01:47:56 PM  
I have this same problem with my employer-sponsored BCBS plan. Thanks, Obama?

I sympathize with people not wanting to go to dangerous parts of Oakland, but I really don't think doctors have offices in those places. Could be wrong ... but maybe, just maybe, the person saying "East Oakland" really means the area around Highland Hospital? Doctors offices are usually kinda close to hospitals. The neighborhood around Highland isn't dangerous.
 
2014-02-20 01:54:29 PM  
Disappointed I haven't seen anyone call her or CBS liars yet.
 
2014-02-20 01:55:06 PM  

iheartscotch: thaylin: iheartscotch: SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...

Wellllll, Obamacare did change this lady's policy just enough that it wasn't excepted by the same doctor.

Actually no, you apparently did not read the article. The policy she signed up for paid to little money for reimbursements for the doctor to accept that policy. If you buy shiat insurance you get shiat service. This is between the doctor and the insurer, not Obamacare.

Of course I didn't read the article; but, it does sounds like her old policy didn't cover enough according to ACA; so, she had to get a new one. As such, the new policy would have to be ACA compliant; then were back to Obamacare being deficient.


You are making a logical leap there that is not true.. The article specifically states the reason, the policy she got did not have that doctor signed up for it because of low rates, which the insurance company fixed. If it was an Obamacare issue then the insurer could not have fixed it. You are also assuming that she did not drop her old plan which cost more, but was all she could get, in order to get a cheaper policy. In all you are talking out your butt because you dont like Obamacare.
 
2014-02-20 01:57:58 PM  

iheartscotch: thaylin: iheartscotch: SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...

Wellllll, Obamacare did change this lady's policy just enough that it wasn't excepted by the same doctor.

Actually no, you apparently did not read the article. The policy she signed up for paid to little money for reimbursements for the doctor to accept that policy. If you buy shiat insurance you get shiat service. This is between the doctor and the insurer, not Obamacare.

Of course I didn't read the article; but, it does sounds like her old policy didn't cover enough according to ACA; so, she had to get a new one. As such, the new policy would have to be ACA compliant; then were back to Obamacare being deficient.


Good thing you didn't read it.. you would have discovered it's a Blue Cross Blue Shield through Covered California plan complaint
 
2014-02-20 02:01:51 PM  

SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.


There isn't a doctor shortage. As the article noted, money-grubbing Blue Shield offers doctors low reimbursement rates. Obama has nothing to do with that. That's what you get with the for-profit healthcare industry.
 
2014-02-20 02:04:56 PM  

DamnYankees: We do need more doctors in this country; we need to loosen the freaking medical school cartel.




When you consider that government to actually paid medical schools and teaching hospitals to produce fewer doctors you have to but some of the blame on government.

When you look at the dates consider the lead time it takes to train a doctor

U.S. to Pay New York Hospitals Not to Train Doctors, Easing Glut

In a plan that health experts greeted as brilliant and bizarre, Federal regulators announced yesterday that for the next six years they would pay New York State hospitals not to train physicians.

Just as the Federal Government for many years paid corn farmers to let fields lie fallow, 41 of New York's teaching hospitals will be paid $400 million to not cultivate so many new doctors, their main cash crop.


Medical miscalculation creates doctor shortage

The government spends about $11 billion annually on 100,000 medical residents, or roughly $110,000 per resident. The number of residents has hovered at this level for the past decade, according to the Accreditation Council for Graduate Medical Education.

In 1997, to save money and prevent a doctor glut, Congress capped the number of residents that Medicare will pay for at about 80,000 a year. Another 20,000 residents are financed by the Veterans Administration and Medicaid, the state-federal health care program for the poor. Teaching hospitals pay for a small number of residents without government assistance.
 
2014-02-20 02:05:22 PM  

Lorelle: SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

There isn't a doctor shortage. As the article noted, money-grubbing Blue Shield offers doctors low reimbursement rates. Obama has nothing to do with that. That's what you get with the for-profit healthcare industry.


These are the same issue. More doctors = higher supply of medical care = more competiton among doctors and lower prices.
 
2014-02-20 02:05:36 PM  

thaylin: . In all you are talking out your butt because you don't like da lib'ruls or understand Obamacare


FTFY
 
2014-02-20 02:09:28 PM  

Lorelle: SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

There isn't a doctor shortage. As the article noted, money-grubbing Blue Shield offers doctors low reimbursement rates. Obama has nothing to do with that. That's what you get with the for-profit healthcare industry.


So, you think a doctor working in Fresno should get the same reimbursement rate as one working in SF?  If the doctor in an area with a higher cost of living refuses a money losing patient, I don't call that greed...I call it staying in business.
 
2014-02-20 02:10:48 PM  

SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...


It is Obamacares fault
If you are gong to promise everybody healthcare, throw more people into the demand side you should plan  on making the resources available so they can actually get treatment. Obamacare only concentrates on getting more people insurance it failed  to pay any attention non getting them treatment.. SImple things like providing for the training of more health care providers.

The provider shortage was one of the things people warned about when that POS bill was being debated
 
2014-02-20 02:12:10 PM  

thaylin: iheartscotch: thaylin: iheartscotch: SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...

Wellllll, Obamacare did change this lady's policy just enough that it wasn't excepted by the same doctor.

Actually no, you apparently did not read the article. The policy she signed up for paid to little money for reimbursements for the doctor to accept that policy. If you buy shiat insurance you get shiat service. This is between the doctor and the insurer, not Obamacare.

Of course I didn't read the article; but, it does sounds like her old policy didn't cover enough according to ACA; so, she had to get a new one. As such, the new policy would have to be ACA compliant; then were back to Obamacare being deficient.

You are making a logical leap there that is not true.. The article specifically states the reason, the policy she got did not have that doctor signed up for it because of low rates, which the insurance company fixed. If it was an Obamacare issue then the insurer could not have fixed it. You are also assuming that she did not drop her old plan which cost more, but was all she could get, in order to get a cheaper policy. In all you are talking out your butt because you dont like Obamacare.


Fine, fine; I'll read it...

The cheapo depo plan doesn't compensate enough? It sounds like the doctors in question can't make money on the cheapo clients. Maybe they should have set the state's minimums higher; but, then it wouldn't be as affordable. Hmm, I thought that this was supposed to fix our medical system; not overload less expensive doctors.

/ 1 doctor for ever 1,200 people? That's pretty ridiculous. At 30 minutes per appointment; they'd have to work about 16 hours a day to get all of their clients in during a 3 month period
 
2014-02-20 02:15:17 PM  

SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...


FTFA:

Julia Turner is surprised that she even has to search for a doctor. When she signed up for a policy through Covered California late last year, her long-time physician was listed as participating in her Blue Shield plan. It turned out; however, that he is not accepting patients with her Blue Shield policy, purchased on the Covered California exchange.

This issue isn't the lack of doctors.  She had a doctor.  The doctors won't accept patients on the Covered California plans.  Probably because the plans don't reimburse enough and are costly and frustrating to deal with.  Perhaps we have our doctor shortages because of things like Covered California and ObamaDon'tCare.

It's not worth it to be a doctor in the USA anymore.  Too much paperwork, too much bureaucracy, too many regulations and rules to follow.  Too much risk of getting sued.  Reimbursements are too low.  Reimbursements take too long to process and be received.  Too much time spent on the phone waiting on hold.

Libs like to describe these issues are separate and unrelated.  It isn't Obamacare, it is the doctor shortage.  You can't institute something like Obamacare without effecting the supply of doctors.  There is a cause and effect here.  Now i know the shortages predate Obamacare.  But Obamacare will only exacerbate them.
 
2014-02-20 02:16:38 PM  

thaylin: Smeggy Smurf: SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...

Bullshiat.  Docs are quitting and retiring because of it.  But that was always the plan.  Next up, forcing doctors to stay in their job.

/Directive 10-289 coming soon to a fascist dictatorship near you

That is bullshiat, fear mongering Repub doctors are, but the fact of the matter is we have an artificial limit on the number of doctors in the US and have for a while.


So one government program's problems are due to the distortions caused by other government programs.  I don't think the people affected are going to find that explanation to be of much help when they're trying to find a doctor to treat them.
 
2014-02-20 02:17:44 PM  

hasty ambush: Obamacare only concentrates on getting more people insurance massive handouts to the insurance industry


FTFY
 
2014-02-20 02:18:17 PM  

SecretAgentWoman: upply and demand - there weren't more doctors because there wasn't enough people with insurance.


Insurance companies created this problem by reducing primary care physicians reimbursement such that medical students (not wanting to be poor) now go into more lucrative specialties.
 
2014-02-20 02:22:04 PM  

SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...


This is the dumbest thing I have read all day.

Everyone knows there aren't enough doctors because they are all racist.  That's a fact.
 
2014-02-20 02:22:18 PM  

TheStag: FTFA:  "The California Department of Managed Health Care said there is no law that requires the insurer's provider list to be  accurate. However, state law does require insurers to have an "adequate" network of doctors. That means there must be at least one doctor for every 1,200 enrollees within 15 miles of their home."

So CA doesn't require insurers to do something reasonable and responsible (maintain an accurate list of providers), but instead they require insurers to somehow get doctors to accept their policy holders AND live within some kind of geographic population density restriction?  How the fark would that even be accomplished?

Who the fark came up with those ideas?


Apparently they went to Harvard and Georgetown so they know what they're doing.
 
2014-02-20 02:23:43 PM  

Phineas: You screwed primary care physicians over and over, and now you're shocked that there's a shortage.  Nicely done, libs.


You raised health care costs by 12% every year and you got your industry regulated.  Nicely done, corpse farmers.
 
2014-02-20 02:27:30 PM  

Lorelle: SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

There isn't a doctor shortage. As the article noted, money-grubbing Blue Shield offers doctors low reimbursement rates. Obama has nothing to do with that. That's what you get with the for-profit healthcare industry.


And then when Blue Shield pays doctors more and has to raise its premiums, they're money grubbers for that. It's certainly easy to sit in judgement of participants in a situation that you don't have to deal with personally.
 
2014-02-20 02:35:47 PM  

Watubi: So, you think a doctor working in Fresno should get the same reimbursement rate as one working in SF? If the doctor in an area with a higher cost of living refuses a money losing patient, I don't call that greed...I call it staying in business.


I like how you think it comes down to cost of living.

big.assets.huffingtonpost.com
 
2014-02-20 02:37:13 PM  

TheStag: FTFA:  "The California Department of Managed Health Care said there is no law that requires the insurer's provider list to be  accurate. However, state law does require insurers to have an "adequate" network of doctors. That means there must be at least one doctor for every 1,200 enrollees within 15 miles of their home."

So CA doesn't require insurers to do something reasonable and responsible (maintain an accurate list of providers), but instead they require insurers to somehow get doctors to accept their policy holders AND live within some kind of geographic population density restriction?  How the fark would that even be accomplished?

Who the fark came up with those ideas?


One way to handle it would be to find all the doctors in the geographic area and ask them what they would charge to treat patients. Throw out the ones who won't take new patients and then rank the rest by price and find the cutoff at which you'd have the right number of physicians to cover your expected enrollee population. If your actual number of enrollees is higher or lower than predicted, raise or lower the cutoff point accordingly. All physicians that make the cut get reimbursed at the cutoff figure.
 
2014-02-20 02:40:10 PM  

SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

Supply and demand - there weren't more doctors because there wasn't enough people with insurance.

Eventually, it will work out.

I wish I could convince one of my kids to go to medical school...


There werent more doctors due to AMA restrictions and number of allowed teaching hospitals. Demand was always there.
 
2014-02-20 02:41:07 PM  
I'm am sure there are people for whom Obamacare is an improvement.

I am simply not one of those people.

In Illinois, I was allowed to keep my old plan for one additional year, and I jumped at it.

I'd rather pay $3200/year for a $6500 family deductible than $5800/year for a $12,700 family deductible.

Is it crazy that I don't need a plan that offers maternity coverage for my sons and me?
 
2014-02-20 02:41:24 PM  

TNel: Watubi: So, you think a doctor working in Fresno should get the same reimbursement rate as one working in SF? If the doctor in an area with a higher cost of living refuses a money losing patient, I don't call that greed...I call it staying in business.

I like how you think it comes down to cost of living.

[big.assets.huffingtonpost.com image 569x767]


You think Mob payoffs are cheap?
 
2014-02-20 02:42:55 PM  

JackieRabbit: When your healthcare system is 100% for-profit, those who cannot generate a profit won't get healthcare. Any part of this anyone can't understand?

Poor people, go be sick elsewhere....


So profit is evil... is your solution to enslave doctors?
 
2014-02-20 02:46:47 PM  

Lorelle: SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

There isn't a doctor shortage. As the article noted, money-grubbing Blue Shield offers doctors low reimbursement rates. Obama has nothing to do with that. That's what you get with the for-profit healthcare industry.


Do you blame the government when doctors refuse Medicaid reimbursement rates? Obamacare compliant plans were heavily pressured by state regulators to get costs down. Community rating and defined benefits were set. Where else do you propose plans cut costs? Do you see the problem yet?
 
2014-02-20 02:48:21 PM  

Coconice: I'd rather pay $3200/year for a $6500 family deductible than $5800/year for a $12,700 family deductible.

Is it crazy that I don't need a plan that offers maternity coverage for my sons and me?


Can you please tell me your county?  Because a family of 3, 1 adult and 2 boys with the adult being 35 is $146/month with $6k deductible if you live in Cook county.  So please tell me your stats so I can put them into healthcare.gov  I don't need income I need ages and county.
 
2014-02-20 02:52:12 PM  

jjorsett: Lorelle: SecretAgentWoman: Not having enough doctors to cover the population is NOT Obamacare's fault.

There isn't a doctor shortage. As the article noted, money-grubbing Blue Shield offers doctors low reimbursement rates. Obama has nothing to do with that. That's what you get with the for-profit healthcare industry.

And then when Blue Shield pays doctors more and has to raise its premiums, they're money grubbers for that. It's certainly easy to sit in judgement of participants in a situation that you don't have to deal with personally.


I had Blue Shield coverage for over a decade. Long before most of the country had heard of Obama, Blue Shield excessively raised its rates EVERY year. This practice made the national news several years ago when Blue Shield in CA sent out letters stating that their costs would increase by approximately 11%; therefore, they had to increase premiums by 39%.

They backed down after massive public outcry. My Blue Shield premium at that time, through COBRA, was about $412.00. It increased to $457.00.
 
2014-02-20 02:54:07 PM  

TNel: Coconice: I'd rather pay $3200/year for a $6500 family deductible than $5800/year for a $12,700 family deductible.

Is it crazy that I don't need a plan that offers maternity coverage for my sons and me?

Can you please tell me your county?  Because a family of 3, 1 adult and 2 boys with the adult being 35 is $146/month with $6k deductible if you live in Cook county.  So please tell me your stats so I can put them into healthcare.gov  I don't need income I need ages and county.


Umm... healthcare.gov only uses two sets of ages until you sign up. Their calculator uses 27 as the age, for example, of anyone under the age of 35. Real premium costs do mot show until your profile is created. The design was intended to hide costs until a subsidy could also be shown.

This is a known issue of the web site.
 
2014-02-20 02:57:22 PM  

MyRandomName: Umm... healthcare.gov only uses two sets of ages until you sign up. Their calculator uses 27 as the age, for example, of anyone under the age of 35. Real premium costs do mot show until your profile is created. The design was intended to hide costs until a subsidy could also be shown.

This is a known issue of the web site.


And how sure of you are you of this?  Because I just changed the age to about 10 different ages and got 10 different quotes.
 
2014-02-20 03:00:28 PM  
TNel:

And how sure of you are you of this?  Because I just changed the age to about 10 different ages and got 10 different quotes.

Then I must ask, how did you decide on $146 a month?
 
2014-02-20 03:00:42 PM  

TNel: Can you please tell me your county? Because a family of 3, 1 adult and 2 boys with the adult being 35 is $146/month with $6k deductible if you live in Cook county. So please tell me your stats so I can put them into healthcare.gov I don't need income I need ages and county.


Wait for some reason it took away the kids when I start clicked with 2 kids it would be $285 a month or 3400 a year the deductible is 12k but how often are you going to the hospital?  I'm glad my employer insurance is just copays.
 
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