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(Chicago Trib)   Illinois partners with The Onion to push Obamacare. No, this is not a story from The Onion   (chicagotribune.com) divider line 8
    More: Cool, Onion Labs, obamacare, Illinois, voter registration, Illinois partners, second city  
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1390 clicks; posted to Politics » on 11 Feb 2014 at 9:11 AM (49 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2014-02-11 12:07:45 PM  
1 votes:

Phinn: James!: Phinn: In a push to enroll more "young invincibles,"

Oh, you mean the healthy people who are being forced to "buy" grossly inflated and overpriced "insurance policies"?

I wonder why they aren't more enthusiastic about being financially ass-raped.

Are your quotes implying that they are not insurance policies?

It's not even insurance.  Insurance is where you pay a premium that's been determined by the underwriting process to determine your risk level.  A functioning insurance market doesn't even require anyone to pay more in premiums than he gets in benefits -- an insurance company can make a profit merely by investing the float, which is the use of your premium money between the time you pay it and the time they pay out benefits.  That allows them to actually pay out more in benefits than they take in as premiums.  True insurance operates like an investment club, with accurate risk assessment (i.e., underwriting).

In contrast, ObamaTax requires young healthy people to grossly overpay, so as to subsidize the costs of expensive, self-abusing, unhealthy older people.

This is just a tax.

Health taxes are now similar to the way that Social Security and Medicare collect taxes (falsely called "premiums") based on a formula that has virtually no bearing on the "benefits" that are paid later on.  They're just taxes on the front end, and welfare payments on the back end.

The government uses the language of insurance, but it's not insurance.


Wow, from changing the definition of insurance to self abusing old people... with a spice of ObamaTax.  It's insane but beautiful.
2014-02-11 10:57:29 AM  
1 votes:
You know what? I'm going to approach this like a Republican:
I got my insurance through the ACA - it's good, and it's cheap.
I got mine, and f**k the rest of you.
If you don't have what I have - sucks to be you.


Beyond that, I'm fresh out of shiat to blather about this issue.
You kids have fun - I'm out.
2014-02-11 10:25:34 AM  
1 votes:

A Cave Geek: James!: A Cave Geek: James!: Oh, you mean the healthy people who are being forced to "buy" grossly inflated and overpriced "insurance policies"?

I was actually on one of those 'catastrophic' plans that are getting cancelled because of the ACA.  I can tell you from experience, they are cheap for a reason.  That 'maximum annual out of pocket' thing?  Yeah...it's a fungible term.  As is 'pre-existing condition'.  They're not legally allowed to deny coverage for pre-exiting conditions any more, but a lot of the 'cheaper' version would try, banking on the notion that most people don't have the time or financial wherewithal to fight them on it.

Those policies are cheap for a reason, and they're not good reasons.  They're cheap because they take advantage of the risk that young people actually pose.  Which is far more skewed to ER visits, and less skewed to long-term chronic conditions.

Look, risk is the foundation of insurance.  You want to have an affordable and fair system for society?  EVERYONE is going to have to join the risk pool.  Period.  Sorry, there's not 'freedom' way to sugar coat it.  EVERYONE has to get on board for the same reason that EVERYONE pays taxes for roads, schools, the military, courts, and so on.  we ALL use them at some point, and therefore ALL of us have a responsibility to contribute our part.

"I love paying my taxes.  With them, I buy civilization"
"Taxes are the price of civilization"
"Only the savage pays no taxes"
 "Taxes are a down payment on future prosperity"
"Taxes are a way for people to help their neighbor without ever having to meet them"

I did not make the comment that you are replying to.

dammit...sorry.  That's twice inside a month I've done that....*hangs head and shuffles away*


No worries, I just don't want to be associated with that sentiment which I personally think is dumb.
2014-02-11 10:15:35 AM  
1 votes:

James!: Oh, you mean the healthy people who are being forced to "buy" grossly inflated and overpriced "insurance policies"?


I was actually on one of those 'catastrophic' plans that are getting cancelled because of the ACA.  I can tell you from experience, they are cheap for a reason.  That 'maximum annual out of pocket' thing?  Yeah...it's a fungible term.  As is 'pre-existing condition'.  They're not legally allowed to deny coverage for pre-exiting conditions any more, but a lot of the 'cheaper' version would try, banking on the notion that most people don't have the time or financial wherewithal to fight them on it.

Those policies are cheap for a reason, and they're not good reasons.  They're cheap because they take advantage of the risk that young people actually pose.  Which is far more skewed to ER visits, and less skewed to long-term chronic conditions.

Look, risk is the foundation of insurance.  You want to have an affordable and fair system for society?  EVERYONE is going to have to join the risk pool.  Period.  Sorry, there's not 'freedom' way to sugar coat it.  EVERYONE has to get on board for the same reason that EVERYONE pays taxes for roads, schools, the military, courts, and so on.  we ALL use them at some point, and therefore ALL of us have a responsibility to contribute our part.

"I love paying my taxes.  With them, I buy civilization"
"Taxes are the price of civilization"
"Only the savage pays no taxes"
 "Taxes are a down payment on future prosperity"
"Taxes are a way for people to help their neighbor without ever having to meet them"
2014-02-11 10:05:42 AM  
1 votes:

James!: Phinn: In a push to enroll more "young invincibles,"

Oh, you mean the healthy people who are being forced to "buy" grossly inflated and overpriced "insurance policies"?

I wonder why they aren't more enthusiastic about being financially ass-raped.

Are your quotes implying that they are not insurance policies?


I think they "imply" his head is "lodged in his ass", but perhaps they just "imply" implausible trolling.

After all, young people get surprise cancer and accidental serious injuries all the time, it would be idiocy to think they don't need affordable health insurance.
2014-02-11 10:02:52 AM  
1 votes:

Phinn: In a push to enroll more "young invincibles,"

Oh, you mean the healthy people who are being forced to "buy" grossly inflated and overpriced "insurance policies"?

I wonder why they aren't more enthusiastic about being financially ass-raped.


You put insurance policies in scare quotes? Really?! ...4/10, I suppose it's a novel avenue of attack I haven't seen before.

It's a good thing "insurance policies" have been outlawed by the ACA in favor of insurance policies.

(Or at least not counted as excluding you from the fine.)
2014-02-11 09:53:21 AM  
1 votes:

Phinn: In a push to enroll more "young invincibles,"

Oh, you mean the healthy people who are being forced to "buy" grossly inflated and overpriced "insurance policies"?

I wonder why they aren't more enthusiastic about being financially ass-raped.


Are your quotes implying that they are not insurance policies?
2014-02-11 09:52:31 AM  
1 votes:

walktoanarcade: Rest In Peace, The Onion, I remember when you were funny.

I hate it when people completely sell out.


Selling out?  The ACA isn't a hip new product the boys in marketing thought we could get some dollars with, it's a massive change in healthcare laws and coverage.  It's a beneficial change in the way the whole nation (not just customers) receives a service WE ALL USE, and not some product you buy as a customer from a G-Man with a credit-card swipe.  Nor is the ACA some political football meant to be tossed aside when one team or another scores a point.  For an American in the US it's more like air, something that you're just going to have to deal with so you should deal with it in the sane manner, taking it in and letting it do it's good work.

I'm not sure if it's a consumerist mindset or the politically competitive mindset at work here, but either way you're thinking about the ACA in unrealistic terms.
 
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