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(Huffington Post)   AOL CEO: "I know you're upset that I cut retirement benefits after our best year ever, but my hand was forced after Obama used his time machine to make us insure a couple of babies two years ago for $7M"   (huffingtonpost.com) divider line 62
    More: Unlikely, Obama, obamacare, CEO, reinsurance, benefit cost, AOL, financial risk, parent company  
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2826 clicks; posted to Business » on 07 Feb 2014 at 9:40 AM (32 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2014-02-07 08:21:49 AM
what the CEO actually means is: 'hey the company is doing fine, but I think I need an extra hundred million in my bank account because well..f*ck you.  so anyways, I can't just up and snarf all yer money without a reason so i'm blaming obamacare and hope that y'all will be pissed off at the black guy while I quietly loot your retirement funds.  oh, and pretend I said something about Jesus, capitalism and waved the flag real hard.  thanks guys and get back to work!"
 
2014-02-07 08:29:36 AM
I really wish I could say it better than Weaver95 just did.
 
2014-02-07 08:33:28 AM

4.bp.blogspot.com


He's making it rain........on your leg.

 
2014-02-07 09:16:10 AM
Social safety nets are bad.  So let's make it harder for people to fund personal retirement savings?
 
2014-02-07 09:20:59 AM
Two babies in 2012 are to blame for your benefits being cut now. What an asshole.
 
2014-02-07 09:33:01 AM
Here's a fun idea: Instead of insuring retirement security with state-run non-profit mandatory defined-benefit pensions, let's idolize this douchebag for his "business acumen" and ridicule the employees for their foolishness.
 
2014-02-07 09:34:19 AM

Notabunny: Here's a fun idea: Instead of insuring retirement security with state-run non-profit mandatory defined-benefit pensions, let's idolize this douchebag for his "business acumen" and ridicule the employees for their foolishness.


Haha, you trusted them! You farking morons!
 
2014-02-07 09:35:49 AM

James!: Notabunny: Here's a fun idea: Instead of insuring retirement security with state-run non-profit mandatory defined-benefit pensions, let's idolize this douchebag for his "business acumen" and ridicule the employees for their foolishness.

Haha, you trusted them! You farking morons!


Pensions, bad.
Health benefits, bad.
Personal retirement funds, bad.

But it's Obamacare that's killing the incentive to work.
 
2014-02-07 09:39:24 AM

Diogenes: James!: Notabunny: Here's a fun idea: Instead of insuring retirement security with state-run non-profit mandatory defined-benefit pensions, let's idolize this douchebag for his "business acumen" and ridicule the employees for their foolishness.

Haha, you trusted them! You farking morons!

Pensions, bad.
Health benefits, bad.
Personal retirement funds, bad.

But it's Obamacare that's killing the incentive to work.


If they don't have to work then employers would have to spend more money to keep them in their jobs.  Don't you see how fascism that is?  So very fascism.
 
2014-02-07 09:43:50 AM
I was wondering why Patch is dried up and Huffington Post has turned into an erratic, poorly edited version of Buzzfeed.

Obamacare, obviously. This guy makes a real strong case.
 
2014-02-07 09:46:02 AM

Diogenes: Social safety nets are bad.  So let's make it harder for people to fund personal retirement savings?


Giving ANY money to poor people is a bad idea.  They've already showed that they aren't good with money, by the fact that they are poor.

Money should go to the people that have shown that they understand how to manage money.
 
2014-02-07 09:48:30 AM
It must really suck to be forced to work for a company.  I guess I'm lucky to be able to chose where I work for.
 
2014-02-07 09:54:29 AM

Mathematics of Wonton Burrito Meals: It must really suck to be forced to work for a company.  I guess I'm lucky to be able to chose where I work for.


True, you can ask if "they want fries with that" at Wendy's or McDonald's, or even Burger King...

Our labor force is quite lucky, quite free.  They don't even have to work for their landlords any more!  ... They just need to pay them money.
 
2014-02-07 09:59:39 AM
My Xbox 360 showed up with the RROD last week.

DAMN YOU OBAMACARE!
 
2014-02-07 10:02:49 AM
Nothing stating that HuffPo is an AOL-owned website?
 
2014-02-07 10:06:15 AM
Who decides the AOL CEO compensation?
 
2014-02-07 10:06:33 AM

kittyhas1000legs: Nothing stating that HuffPo is an AOL-owned website?



"Part of HuffPost Business - AOL Money & Finance "


Nope, nothing at all.
 
2014-02-07 10:12:17 AM

Notabunny: Here's a fun idea: Instead of insuring retirement security with state-run non-profit mandatory defined-benefit pensions, let's idolize this douchebag for his "business acumen" and ridicule the employees for their foolishness.


Because state run defined-benefit programs are doing so hot these days...

Here's a novel idea - how about everyone live below their means and at least give a shot at providing for their own retirement.

Besides, all AOL is doing is changing 401k matching to one lump sum payment instead of monthly contributions.  That's the way my company does it...farking crybabies - they're still matching your 401k contributions.
 
2014-02-07 10:13:51 AM
I had no idea that Lurch had such a successful post-Addams Family career.
 
2014-02-07 10:15:35 AM

joness0154: Notabunny: Here's a fun idea: Instead of insuring retirement security with state-run non-profit mandatory defined-benefit pensions, let's idolize this douchebag for his "business acumen" and ridicule the employees for their foolishness.

Because state run defined-benefit programs are doing so hot these days...

Here's a novel idea - how about everyone live below their means and at least give a shot at providing for their own retirement.

Besides, all AOL is doing is changing 401k matching to one lump sum payment instead of monthly contributions.  That's the way my company does it...farking crybabies - they're still matching your 401k contributions.


That's right worker.  They should suffer as you are suffering!
 
2014-02-07 10:24:24 AM

joness0154: Notabunny: Here's a fun idea: Instead of insuring retirement security with state-run non-profit mandatory defined-benefit pensions, let's idolize this douchebag for his "business acumen" and ridicule the employees for their foolishness.

Because state run defined-benefit programs are doing so hot these days...

Here's a novel idea - how about everyone live below their means and at least give a shot at providing for their own retirement.

Besides, all AOL is doing is changing 401k matching to one lump sum payment instead of monthly contributions.  That's the way my company does it...farking crybabies - they're still matching your 401k contributions.


Unless you leave during the year before those matches are paid, in which case you get jack.*  Mine is matched every pay period.

*what i heard reported on the radio, accept that may be incorrect, but have not heard contrary reports
 
2014-02-07 10:41:15 AM

wingnut396: joness0154: Notabunny: 

Besides, all AOL is doing is changing 401k matching to one lump sum payment instead of monthly contributions.  That's the way my company does it...farking crybabies - they're still matching your 401k contributions.

Unless you leave during the year before those matches are paid, in which case you get jack.*  Mine is matched every pay period.

*what i heard reported on the radio, accept that may be incorrect, but have not heard contrary reports


Is AOL paying a reasonable return on the payments they are now withholding for up to 12 months? The very statement that this is to save AOL money means that it must be taking money out of the employees' pockets (including the 401(k)s will have no impact on .payroll processing costs).

joness0154: Here's a novel idea - how about everyone live below their means and at least give a shot at providing for their own retirement.


A good way to start is employers not unilaterally changing their retirement benefits to the detriment of employees.
 
2014-02-07 10:50:30 AM

cman: Who decides the AOL CEO compensation?


His cronies on the board, with guidance from his cronies on the compensation committee.
And they better not fark it up if they want to keep their seats.
Oh, wait. That's not right. It's the shareholders, in a democratic poll. It's you, me, fireman Jim down the street, and that nice lady at the bakery. We're the ones who decide.
I'm having trouble remembering what's real and what's imaginary. Must be the DTs setting in. Good thing it's Friday.
 
2014-02-07 11:01:01 AM
Can this be where Obamacare blaming jumps the shark?
 
2014-02-07 11:02:58 AM

wingnut396: Unless you leave during the year before those matches are paid, in which case you get jack.


You just may not get the match.  You still get your contributions however.

dywed88: Is AOL paying a reasonable return on the payments they are now withholding for up to 12 months? The very statement that this is to save AOL money means that it must be taking money out of the employees' pockets (including the 401(k)s will have no impact on .payroll processing costs).


Why would they need to pay a reasonable return?  They're still getting a match - it's just thrown in at one time versus split over 12 monthly payments.

I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.  They match well when times are good and the match is less when times are bad.

Hell, half of companies don't even offer a 401(k) match.
 
2014-02-07 11:09:50 AM

joness0154: wingnut396: Unless you leave during the year before those matches are paid, in which case you get jack.

You just may not get the match.  You still get your contributions however.

dywed88: Is AOL paying a reasonable return on the payments they are now withholding for up to 12 months? The very statement that this is to save AOL money means that it must be taking money out of the employees' pockets (including the 401(k)s will have no impact on .payroll processing costs).

Why would they need to pay a reasonable return?  They're still getting a match - it's just thrown in at one time versus split over 12 monthly payments.

I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.  They match well when times are good and the match is less when times are bad.

Hell, half of companies don't even offer a 401(k) match.


You were saying that this doesn't take anything from the employees.

These employees lose the return on that income for the year.

I don't care if any given employer has a 401(k) match or how they do it. The point is the employer is unilaterally taking money out of the employees' pockets without any real justification.

And by "bad times" you mean their best time in a decade which the management is seeing signifcant raises as a result of?
 
2014-02-07 11:11:22 AM

Katie98_KT: Can this be where Obamacare blaming jumps the shark?


Extending your implied analogy - hell no.  The network executives (PACs, Kochs, etc.) will run that series out as far as they can.
 
2014-02-07 11:24:29 AM

thamike: I was wondering why Patch is dried up and Huffington Post has turned into an erratic, poorly edited version of Buzzfeed.

Obamacare, obviously. This guy makes a real strong case.


HuffPo is about on par with DailyKOS when it comes to retardedness.

But the AOL CEO is a greedy asshole, so I will give them that.
 
2014-02-07 11:28:45 AM

joness0154: I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.


Well, it is part of my compensation package, so yes, they do owe it to me. It is part of my pay.
 
2014-02-07 11:28:50 AM

joness0154: wingnut396: Unless you leave during the year before those matches are paid, in which case you get jack.

You just may not get the match.  You still get your contributions however.

dywed88: Is AOL paying a reasonable return on the payments they are now withholding for up to 12 months? The very statement that this is to save AOL money means that it must be taking money out of the employees' pockets (including the 401(k)s will have no impact on .payroll processing costs).

Why would they need to pay a reasonable return?  They're still getting a match - it's just thrown in at one time versus split over 12 monthly payments.

I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.  They match well when times are good and the match is less when times are bad.

Hell, half of companies don't even offer a 401(k) match.


My company owes it to me, it's what we agreed when I started working there.

And if I got my 401k match in December last year, I would have missed the 25% return on the money, just in time for the -8% return.
 
2014-02-07 11:32:39 AM

wingnut396: joness0154: I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.

Well, it is part of my compensation package, so yes, they do owe it to me. It is part of my pay.


Don't be silly.  They can cut your pay in half at any time.  They are job creators, peace be on them, so they can change their agreements with you.

But if a CEO gets canned he is owed his severance because agreements with them are sacred.
 
2014-02-07 11:39:56 AM

EvilEgg: wingnut396: joness0154: I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.

Well, it is part of my compensation package, so yes, they do owe it to me. It is part of my pay.

Don't be silly.  They can cut your pay in half at any time.  They are job creators, peace be on them, so they can change their agreements with you.

But if a CEO gets canned he is owed his severance because agreements with them are sacred.


Thank you for espousing the true word and bringing me back from heresy brother, dollars be with you.  As penance I will read 100 pages of Ayn Rand while kneeling in front of my portrait of Grover Norquist.  May the showers of gold warmly trickle down upon your shoulders.
 
2014-02-07 11:42:31 AM

Weaver95: what the CEO actually means is: 'hey the company is doing fine, but I think I need an extra hundred million in my bank account because well..f*ck you.  so anyways, I can't just up and snarf all yer money without a reason so i'm blaming obamacare and hope that y'all will be pissed off at the black guy while I quietly loot your retirement funds.  oh, and pretend I said something about Jesus, capitalism and waved the flag real hard.  thanks guys and get back to work!"


The company's not doing well.  They're just using ObamaCare as an excuse to slash benefits.
 
2014-02-07 11:55:14 AM

EvilEgg: wingnut396: joness0154: I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.

Well, it is part of my compensation package, so yes, they do owe it to me. It is part of my pay.

Don't be silly.  They can cut your pay in half at any time.  They are job creators, peace be on them, so they can change their agreements with you.

But if a CEO gets canned he is owed his severance because agreements with them are sacred

he can afford a better lawyer than you.
 
2014-02-07 12:01:51 PM

Mentat: Weaver95: what the CEO actually means is: 'hey the company is doing fine, but I think I need an extra hundred million in my bank account because well..f*ck you.  so anyways, I can't just up and snarf all yer money without a reason so i'm blaming obamacare and hope that y'all will be pissed off at the black guy while I quietly loot your retirement funds.  oh, and pretend I said something about Jesus, capitalism and waved the flag real hard.  thanks guys and get back to work!"

The company's not doing well.  They're just using ObamaCare as an excuse to slash benefits.



AOL's earnings are up 13% over last year. I guess my definition of "not doing well" is different than yours.
 
2014-02-07 12:14:09 PM

Weaver95: what the CEO actually means is: 'hey the company is doing fine, but I think I need an extra hundred million in my bank account because well..f*ck you.  so anyways, I can't just up and snarf all yer money without a reason so i'm blaming obamacare and hope that y'all will be pissed off at the black guy while I quietly loot your retirement funds.  oh, and pretend I said something about Jesus, capitalism and waved the flag real hard.  thanks guys and get back to work!"


Don't forget the snake oil picture.

i.imgur.com
 
2014-02-07 12:37:53 PM

Weaver95: what the CEO actually means is: 'hey the company is doing fine, but I think I need an extra hundred million in my bank account because well..f*ck you.  so anyways, I can't just up and snarf all yer money without a reason so i'm blaming obamacare and hope that y'all will be pissed off at the black guy while I quietly loot your retirement funds.  oh, and pretend I said something about Jesus, capitalism and waved the flag real hard.  thanks guys and get back to work!"


In point of fact, this utter asshat gave  himself a 300% raise in 2012, going from $3 mil a year to $12 million, too bad he didn't think of teh babbies then....
 
2014-02-07 12:48:30 PM

wingnut396: joness0154: I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.

Well, it is part of my compensation package, so yes, they do owe it to me. It is part of my pay.


EvilEgg: joness0154: wingnut396: Unless you leave during the year before those matches are paid, in which case you get jack.

You just may not get the match.  You still get your contributions however.

dywed88: Is AOL paying a reasonable return on the payments they are now withholding for up to 12 months? The very statement that this is to save AOL money means that it must be taking money out of the employees' pockets (including the 401(k)s will have no impact on .payroll processing costs).

Why would they need to pay a reasonable return?  They're still getting a match - it's just thrown in at one time versus split over 12 monthly payments.

I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.  They match well when times are good and the match is less when times are bad.

Hell, half of companies don't even offer a 401(k) match.

My company owes it to me, it's what we agreed when I started working there.

And if I got my 401k match in December last year, I would have missed the 25% return on the money, just in time for the -8% return.


You guys have obviously not read your employment documents.  Employers, for the most part, are free to change the retirement plan at any time or also provide a discretionary match.  Nondiscretionary matches can be changed by amending the plan.
 
2014-02-07 12:57:55 PM
$7 million is a drop in the bucket to a company like AOL.. I mean look at how many subscriBAHAHAHHAHAH!!!! I'm sorry, I just couldn't say that with a straight face.
 
2014-02-07 12:59:04 PM

joness0154: Here's a novel idea - how about everyone live below their means and at least give a shot at providing for their own retirement.


By what standard? People's "means" have been shrinking for going on forty years as their effective take home pay has failed to keep pace with increasing costs of living. Company-paid benefits are decreasing and pensions - for those who still get ANY retirement benefit - have been widely replaced with 401Ks which require the employee to absorb yet another cost. Healthcare costs are spiraling out of control even as fewer companies pay insurance benefits and those that do pay less on average. Still, even with all that and laws passed during the Bush era that made it much, much harder to have outstanding debts wiped, household debt is down about $1.5 trillion since the start of the Great Recession.

All this and productivity is way up from the 1970s, corporate profits recently hit record levels and professional investors are reaping huge rewards. Executive compensation is at record levels with seven figure "bonuses" not at all uncommon. The U.S. taxpayer also just got done funding the largest corporate and bank bailout in U.S. history while social safety net programs have seen numerous, substantial cuts in the last 4 years.

At what point, exactly, can we turn our attention to all those things instead of blaming it on Mr. and Mrs. Jones because they had the audacity to buy a new TV?
 
2014-02-07 01:03:37 PM

joness0154: wingnut396: joness0154: I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.

Well, it is part of my compensation package, so yes, they do owe it to me. It is part of my pay.

EvilEgg: joness0154: wingnut396: Unless you leave during the year before those matches are paid, in which case you get jack.

You just may not get the match.  You still get your contributions however.

dywed88: Is AOL paying a reasonable return on the payments they are now withholding for up to 12 months? The very statement that this is to save AOL money means that it must be taking money out of the employees' pockets (including the 401(k)s will have no impact on .payroll processing costs).

Why would they need to pay a reasonable return?  They're still getting a match - it's just thrown in at one time versus split over 12 monthly payments.

I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.  They match well when times are good and the match is less when times are bad.

Hell, half of companies don't even offer a 401(k) match.

My company owes it to me, it's what we agreed when I started working there.

And if I got my 401k match in December last year, I would have missed the 25% return on the money, just in time for the -8% return.

You guys have obviously not read your employment documents.  Employers, for the most part, are free to change the retirement plan at any time or also provide a discretionary match.  Nondiscretionary matches can be changed by amending the plan.


You're being paid to white knight for your betters like this I hope.
 
2014-02-07 01:09:17 PM

rtaylor92: joness0154: wingnut396: joness0154: I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.

Well, it is part of my compensation package, so yes, they do owe it to me. It is part of my pay.

EvilEgg: joness0154: wingnut396: Unless you leave during the year before those matches are paid, in which case you get jack.

You just may not get the match.  You still get your contributions however.

dywed88: Is AOL paying a reasonable return on the payments they are now withholding for up to 12 months? The very statement that this is to save AOL money means that it must be taking money out of the employees' pockets (including the 401(k)s will have no impact on .payroll processing costs).

Why would they need to pay a reasonable return?  They're still getting a match - it's just thrown in at one time versus split over 12 monthly payments.

I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.  They match well when times are good and the match is less when times are bad.

Hell, half of companies don't even offer a 401(k) match.

My company owes it to me, it's what we agreed when I started working there.

And if I got my 401k match in December last year, I would have missed the 25% return on the money, just in time for the -8% return.

You guys have obviously not read your employment documents.  Employers, for the most part, are free to change the retirement plan at any time or also provide a discretionary match.  Nondiscretionary matches can be changed by amending the plan.

You're being paid to white knight for your betters like this I hope.


White knight?  I'm just telling people how 401(k) plans work.  It's not my opinion.
 
2014-02-07 01:14:09 PM
Pretty funny that we HAVE to keep raising executive compensation because otherwise how will you attract high quality talent, but at the same time can continually cut benefits and real compensation for the rank and file because who gives a shiat if they're high quality.  That should end well.
 
2014-02-07 02:22:06 PM

joness0154: White knight?  I'm just telling people how 401(k) plans work.  It's not my opinion.


No I agree with your.  My point is that until the plan is changed, with forewarning, it is owed to me.  Just like I know that my employer can decided to cut my wage if they want (but with a few more caveats).  But they can't do it at the end of the pay period.  I have to be notified prior to logging hours at the newly reduced wage.  In either case, I am owed it as a defined benefit for the prior I exchanged my hours of labor for the agreed upon compensation.  And if I don't agree to those new compensation terms, I can freely go pound sand.
 
2014-02-07 02:39:05 PM

Weaver95: what the CEO actually means is: 'hey the company is doing fine, but I think I need an extra hundred million in my bank account because well..f*ck you.  so anyways, I can't just up and snarf all yer money without a reason so i'm blaming obamacare and hope that y'all will be pissed off at the black guy while I quietly loot your retirement funds.  oh, and pretend I said something about Jesus, capitalism and waved the flag real hard.  thanks guys and get back to work!"


So quit. You're in an industry where talented and skilled personnel are in high demand, so take your skills and talent elsewhere. There's no reason you need to put up with abuse unless you're a masochist. AOL will either get the message and adjust its behavior or see an exodus of its best people.
 
2014-02-07 03:28:12 PM

joness0154: wingnut396: joness0154: I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.

Well, it is part of my compensation package, so yes, they do owe it to me. It is part of my pay.

EvilEgg: joness0154: wingnut396: Unless you leave during the year before those matches are paid, in which case you get jack.

You just may not get the match.  You still get your contributions however.

dywed88: Is AOL paying a reasonable return on the payments they are now withholding for up to 12 months? The very statement that this is to save AOL money means that it must be taking money out of the employees' pockets (including the 401(k)s will have no impact on .payroll processing costs).

Why would they need to pay a reasonable return?  They're still getting a match - it's just thrown in at one time versus split over 12 monthly payments.

I have no problem with this at all, but I must be one of the few that realize my employer does not OWE it to me.  They match well when times are good and the match is less when times are bad.

Hell, half of companies don't even offer a 401(k) match.

My company owes it to me, it's what we agreed when I started working there.

And if I got my 401k match in December last year, I would have missed the 25% return on the money, just in time for the -8% return.

You guys have obviously not read your employment documents.  Employers, for the most part, are free to change the retirement plan at any time or also provide a discretionary match.  Nondiscretionary matches can be changed by amending the plan.


"Legal" does not in anyway contradict "dick move open to criticism".
 
2014-02-07 03:33:01 PM

jjorsett: Weaver95: what the CEO actually means is: 'hey the company is doing fine, but I think I need an extra hundred million in my bank account because well..f*ck you.  so anyways, I can't just up and snarf all yer money without a reason so i'm blaming obamacare and hope that y'all will be pissed off at the black guy while I quietly loot your retirement funds.  oh, and pretend I said something about Jesus, capitalism and waved the flag real hard.  thanks guys and get back to work!"

So quit. You're in an industry where talented and skilled personnel are in high demand, so take your skills and talent elsewhere. There's no reason you need to put up with abuse unless you're a masochist. AOL will either get the message and adjust its behavior or see an exodus of its best people.


Even if we can assume that programmers and such can get a job in the same locations with minimal difficulties because they are in high demand. Many other people in all the other roles at the company won't have the same opportunities.
 
2014-02-07 04:06:36 PM
Right wing trolls?  This guy is one of the holy Job Creators you worship.  This lying sack.

This guy.

Of course, I'm sure you're all self employed millionaires who have no worries what so ever of an employer doing this to you, right?
 
2014-02-07 04:09:28 PM

dywed88: Even if we can assume that programmers and such can get a job in the same locations with minimal difficulties because they are in high demand. Many other people in all the other roles at the company won't have the same opportunities.


I feel like "high demand" is only actually truthful if you're counting the employers who expect Google programmers but won't even pay for "Hello World".
 
2014-02-07 04:13:40 PM
When we gave you people benefits, we didn't think you'd actually use them.
 
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