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(Telegraph)   New app allows you to be a payday lender to your Facebook friends. Those Candy Crush and Farmville requests I used to always send you don't seem so bad now, do they?   (telegraph.co.uk) divider line 13
    More: Stupid, Facebook friends, payday loans, Nectar Low Rate, Facebook, personal loans, Farmville  
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866 clicks; posted to Business » on 05 Feb 2014 at 8:37 AM (29 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



13 Comments   (+0 »)
   
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2014-02-05 08:52:03 AM
Oh, I see this ending very badly.

It's not like Facebook gives you enough of a reason to swing a bat at someone's kneecaps already.
 
2014-02-05 09:14:43 AM
Do not ever lend money to friends if you want to actually keep them as friends.  If you want to give them money, that's your business, but don't expect it back.

If you do, every time they buy something you don't think is necessary, you will ask "You had money for that, but you couldn't pay me back?"  Then they will think of you as dick for hounding them.  And you, of course, will hate them for not paying you back.   Then you will have neither the friend or your money.
 
2014-02-05 09:16:54 AM
Will I have to verify my Munch Maconochie account in order to get a loan?
 
2014-02-05 09:52:03 AM
I see an opportunity to come out with an app that lets you sign up to be a collector, followed by a second app that lets you sign up to be an enforcer for a cut of the delinquent account's balance when collections fail.
 
2014-02-05 11:02:22 AM
This is a nation where children's lemonade stands get shut down for lacking permits. They'll drop a tactical nuke on this business.
 
2014-02-05 11:03:16 AM
If I like and trust you enough to actually loan you money, I'm probably not looking to profit from it. The people that I would actually lend money to without some sort of legally binding agreement is very, very short, and I wouldn't need an app to do it.
 
2014-02-05 12:42:58 PM
He who uses this app will quickly find his friend count has diminished.
 
2014-02-05 01:08:36 PM

EvilEgg: Do not ever lend money to friends if you want to actually keep them as friends.  If you want to give them money, that's your business, but don't expect it back.

If you do, every time they buy something you don't think is necessary, you will ask "You had money for that, but you couldn't pay me back?"  Then they will think of you as dick for hounding them.  And you, of course, will hate them for not paying you back.   Then you will have neither the friend or your money.


I bailed a good friend out of jail once, for $2500 that I didn't have (credit cards). You are exactly right on my thought process every time he bought car parts. Fortunately, my wife let him and his gf have it. She played the bad guy, and the friendship was salvaged, although we aren't as close anymore.
 
2014-02-05 01:26:59 PM
Harassing random people you barely know for money. Congratulations, Facebook.  You invented a homeless person.
 
2014-02-05 02:13:16 PM
Since this article is written in Brit and expressed in pounds, I'm wondering if it's even legal in the US. If it is, it won't be for long.
 
2014-02-05 06:43:59 PM
 Well this is going to make Mafia Wars more interesting.
it'll still suck though.
 
2014-02-05 11:59:06 PM

mainstreet62: Oh, I see this ending very badly.



What if I have a foreign-sounding name and call it microfinancing?
 
2014-02-06 12:34:53 AM
Payday lender? 300% interest as usual? I'm there, and so is my 9-iron. fark those people on my friend list. There are good reasons why I never spend any time around most of them IRL.
 
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