If you can read this, either the style sheet didn't load or you have an older browser that doesn't support style sheets. Try clearing your browser cache and refreshing the page.

(Some Guy)   One in three people are living paycheck to paycheck, with no savings and are one bad day away from living on the streets. In related news, two out of three people have money and can be robbed by the first guy   (healthinsurancedaily.com) divider line 190
    More: Interesting, UK population, saves  
•       •       •

2985 clicks; posted to Main » on 24 Jan 2014 at 11:29 AM (38 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



190 Comments   (+0 »)
   
View Voting Results: Smartest and Funniest

First | « | 1 | 2 | 3 | 4 | » | Last | Show all
 
2014-01-24 11:18:22 AM  
Yes, but the wealth then becomes concentrated in the top third of the population, who is then more able to stimulate the economy through his spending. More jobs are created and wealth trickles back down into broader society.
 
2014-01-24 11:20:39 AM  
Thread 8114248 weather report: Showers of thinly-masked financial well-being braggadocio with a 65% chance of Dave Ramsey.
 
2014-01-24 11:29:47 AM  
Thanks Obama!
 
2014-01-24 11:30:49 AM  

sigdiamond2000: Thread 8114248 weather report: Showers of thinly-masked financial well-being braggadocio with a 65% chance of Dave Ramsey.


Is he wrong?
 
2014-01-24 11:32:37 AM  
Story is from the UK.  I thought those numbers (2 out of 3 have money) seemed way too high.
 
2014-01-24 11:32:48 AM  
Those are cool, I remember reading about an entire house being underground somewhere?   I think it was built in the 70's and the owner was worried about nuclear war?

I think that would actually be pretty cool.
 
2014-01-24 11:32:48 AM  
Good thread to stay the fark out of, says I. I don't want to have a BAD DAY.
 
2014-01-24 11:33:15 AM  
Well increasing the taxes on the rich would solve this problem, that's all I know.
 
2014-01-24 11:33:33 AM  

p0nk: Story is from the UK.  I thought those numbers (2 out of 3 have money) seemed way too high.


What about the UK social safety net?
 
2014-01-24 11:34:36 AM  

MemeSlave: sigdiamond2000: Thread 8114248 weather report: Showers of thinly-masked financial well-being braggadocio with a 65% chance of Dave Ramsey.

Is he wrong?


No... he's not wrong Walter he's just an asshole.
 
2014-01-24 11:36:09 AM  
I live check to check, but "one bad day" is a bit much.  You can scramble for MONTHS before you get foreclosed on or evicted.
 
2014-01-24 11:36:27 AM  

DrewCurtisJr: p0nk: Story is from the UK.  I thought those numbers (2 out of 3 have money) seemed way too high.

What about the UK social safety net?


Their recently developed republican knockoffs are trying to destroy it as fast as possible.
 
msP
2014-01-24 11:36:34 AM  
FTFA: Loans to loved ones are the most expensive unforeseen costs. More than one in ten (12%) households unexpectedly lent money to friends or family in 2013. The average amount lent was £2,482.

Well there's your problem. I never understood why people would lend other people money unless they were a bank or had a strict contract with monthly payments set up. Loaning money to a loved one is not "an unexpected bill" and holy shiat, over $4000 is the average they lend?!

I do not feel bad for people who make bad choices.
 
2014-01-24 11:37:13 AM  

The_Gallant_Gallstone: MemeSlave: sigdiamond2000: Thread 8114248 weather report: Showers of thinly-masked financial well-being braggadocio with a 65% chance of Dave Ramsey.

Is he wrong?

No... he's not wrong Walter he's just an asshole.


And that's why I like him.
 
2014-01-24 11:37:59 AM  

msP: FTFA: Loans to loved ones are the most expensive unforeseen costs. More than one in ten (12%) households unexpectedly lent money to friends or family in 2013. The average amount lent was £2,482.

Well there's your problem. I never understood why people would lend other people money unless they were a bank or had a strict contract with monthly payments set up. Loaning money to a loved one is not "an unexpected bill" and holy shiat, over $4000 is the average they lend?!

I do not feel bad for people who make bad choices.


Ok, so here we have official recording of the fact that msP doesn't care about his family.  At all.
 
2014-01-24 11:38:11 AM  

mike_d85: I live check to check, but "one bad day" is a bit much.  You can scramble for MONTHS before you get foreclosed on or evicted.


My wife is a loan officer at a bank.  12 months is their typical time before they can get the sheriff to auction a foreclosed upon house, which means peeps can live there for free for about that amount of time.
 
2014-01-24 11:38:11 AM  

mike_d85: I live check to check, but "one bad day" is a bit much.  You can scramble for MONTHS before you get foreclosed on or evicted.


Ditto.  Currently working to get completely out of debt by the end of this year.  Then, I will start saving for Armageddon.
 
2014-01-24 11:39:06 AM  
Why do people act all surprised at this?  Job pay sucks for the most part, and people are idiots about saving.
 
2014-01-24 11:39:32 AM  

sigdiamond2000: Thread 8114248 weather report: Showers of thinly-masked financial well-being braggadocio with a 65% chance of Dave Ramsey.


I'm rich as balls, muthafarker!
 
2014-01-24 11:41:24 AM  
I'm one of those.. Don't get a divorce kids.
 
2014-01-24 11:41:29 AM  

mike_d85: I live check to check, but "one bad day" is a bit much.  You can scramble for MONTHS before you get foreclosed on or evicted.


A couple of years for foreclosure in CA.
 
2014-01-24 11:41:57 AM  
And you bet the other two can trick the third guy to vote against his financial interests.
 
2014-01-24 11:42:01 AM  
And one third of americans own guns.  NOW i get why you guys want to ban them, you guys are afraid we'll rob you!
 
2014-01-24 11:42:04 AM  

mike_d85: I live check to check, but "one bad day" is a bit much.  You can scramble for MONTHS before you get foreclosed on or evicted.


My wife lived in constant fear that we'd be late on ONE mortgage payment, and then the bank would "take our house" - like, the week we didn't make the payment. After pointing our repeatedly that there's a million houses in foreclosure, and that our daughter's best friend's parents stopped making their payments for six months before the bank finally said "get out", she started to calm down.
 
2014-01-24 11:42:07 AM  

ikanreed: msP: FTFA: Loans to loved ones are the most expensive unforeseen costs. More than one in ten (12%) households unexpectedly lent money to friends or family in 2013. The average amount lent was £2,482.

Well there's your problem. I never understood why people would lend other people money unless they were a bank or had a strict contract with monthly payments set up. Loaning money to a loved one is not "an unexpected bill" and holy shiat, over $4000 is the average they lend?!

I do not feel bad for people who make bad choices.

Ok, so here we have official recording of the fact that msP doesn't care about his family.  At all.


I read that as an admission "I don't have children in college or living on their own for the first time - and any daughters I may have better elope"
 
2014-01-24 11:42:12 AM  
Stay armed, pass on the cake, and eat the rich.
 
2014-01-24 11:43:34 AM  

ikanreed: msP: FTFA: Loans to loved ones are the most expensive unforeseen costs. More than one in ten (12%) households unexpectedly lent money to friends or family in 2013. The average amount lent was £2,482.

Well there's your problem. I never understood why people would lend other people money unless they were a bank or had a strict contract with monthly payments set up. Loaning money to a loved one is not "an unexpected bill" and holy shiat, over $4000 is the average they lend?!

I do not feel bad for people who make bad choices.

Ok, so here we have official recording of the fact that msP doesn't care about his family.  At all.


Loaning money to family is a sure way to fark things up.
 
2014-01-24 11:45:08 AM  

Kit Fister: And one third of americans own guns.  NOW i get why you guys want to ban them, you guys are afraid we'll rob you!


You may have missed the part about the study was of UK residents...
 
2014-01-24 11:45:20 AM  

Buttknuckle: Ditto.  Currently working to get completely out of debt by the end of this year.  Then, I will start saving for Armageddon.


Ditto to your added point.  Unfortunately, I'm currently "living above my means"  which means I eat out about twice a week (like, at  a deli), cook almost all of my food from scratch, have not bought clothing in over a year, and drive a 99 Saturn that gets over 30 mpg.

Hoping my bonus and raise will wipe out the CC (which isn't that much).

/Got free hockey tickets donating blood.
//sell your blood to save money!
 
GBB
2014-01-24 11:45:39 AM  

p0nk: Story is from the UK.  I thought those numbers (2 out of 3 have money) seemed way too high.


Have to convert from Metric.
 
2014-01-24 11:45:51 AM  

msP: FTFA: Loans to loved ones are the most expensive unforeseen costs. More than one in ten (12%) households unexpectedly lent money to friends or family in 2013. The average amount lent was £2,482.

Well there's your problem. I never understood why people would lend other people money unless they were a bank or had a strict contract with monthly payments set up. Loaning money to a loved one is not "an unexpected bill" and holy shiat, over $4000 is the average they lend?!

I do not feel bad for people who make bad choices.


Bad choices like a drug-addicted child robbed them blind, the city put a massive tax lien on their property for some dubious easement improvements, and developing cancer?

Sure, I'll buy that.

All of these things happened to my in-laws after they retired.  D1vwife and I "loaned" (gave) them over $20G in their final years to help out.  Sure, I could have used the money on other things, but I am not one bit sorry that we did it.
 
2014-01-24 11:46:47 AM  

ikanreed: msP: FTFA: Loans to loved ones are the most expensive unforeseen costs. More than one in ten (12%) households unexpectedly lent money to friends or family in 2013. The average amount lent was £2,482.

Well there's your problem. I never understood why people would lend other people money unless they were a bank or had a strict contract with monthly payments set up. Loaning money to a loved one is not "an unexpected bill" and holy shiat, over $4000 is the average they lend?!

I do not feel bad for people who make bad choices.

Ok, so here we have official recording of the fact that msP doesn't care about his family.  At all.


Unless she's your mom, why should it matter to you?
 
2014-01-24 11:46:54 AM  

DrewCurtisJr: p0nk: Story is from the UK.  I thought those numbers (2 out of 3 have money) seemed way too high.

What about the UK social safety net?


If you have a job and you earn X amount you dont get benifits, however, cost of living, rent, taxes, and transport costs to work everyday chip away at your "on paper" good wage.  My train ticket costs $35 US to get to work in the morning,
 
2014-01-24 11:47:15 AM  

chevydeuce: ikanreed: msP: FTFA: Loans to loved ones are the most expensive unforeseen costs. More than one in ten (12%) households unexpectedly lent money to friends or family in 2013. The average amount lent was £2,482.

Well there's your problem. I never understood why people would lend other people money unless they were a bank or had a strict contract with monthly payments set up. Loaning money to a loved one is not "an unexpected bill" and holy shiat, over $4000 is the average they lend?!

I do not feel bad for people who make bad choices.

Ok, so here we have official recording of the fact that msP doesn't care about his family.  At all.

Loaning money to family is a sure way to fark things up.


This thread is full of tight-asses.
 
2014-01-24 11:47:41 AM  

GORDON: mike_d85: I live check to check, but "one bad day" is a bit much.  You can scramble for MONTHS before you get foreclosed on or evicted.

My wife is a loan officer at a bank.  12 months is their typical time before they can get the sheriff to auction a foreclosed upon house, which means peeps can live there for free for about that amount of time.


and if within that 12 month period you can get back on your feet and start making payments again, you basically end up back at square one.
 
2014-01-24 11:47:55 AM  

chevydeuce: ikanreed: msP: FTFA: Loans to loved ones are the most expensive unforeseen costs. More than one in ten (12%) households unexpectedly lent money to friends or family in 2013. The average amount lent was £2,482.

Well there's your problem. I never understood why people would lend other people money unless they were a bank or had a strict contract with monthly payments set up. Loaning money to a loved one is not "an unexpected bill" and holy shiat, over $4000 is the average they lend?!

I do not feel bad for people who make bad choices.

Ok, so here we have official recording of the fact that msP doesn't care about his family.  At all.

Loaning money to family is a sure way to fark things up.


Not if you have an agreement that someone will stick to.  I borrowed a few grand from my parents for a down payment on a house.  I've been paying them back interest free as per our agreement and will have paid it off this December.  I plan on making the last payment on Christmas (25 days late).
 
2014-01-24 11:49:44 AM  

ThighsofGlory: ikanreed: msP: FTFA: Loans to loved ones are the most expensive unforeseen costs. More than one in ten (12%) households unexpectedly lent money to friends or family in 2013. The average amount lent was £2,482.

Well there's your problem. I never understood why people would lend other people money unless they were a bank or had a strict contract with monthly payments set up. Loaning money to a loved one is not "an unexpected bill" and holy shiat, over $4000 is the average they lend?!

I do not feel bad for people who make bad choices.

Ok, so here we have official recording of the fact that msP doesn't care about his family.  At all.

Unless she's your mom, why should it matter to you?


She doesn't matter to me.  I'm just giving them a hard time for putting that "I'm too cynical to have that happen to me" for something that's basic human nature.
 
2014-01-24 11:49:58 AM  
ts4.mm.bing.net
 
2014-01-24 11:51:00 AM  

parasol: ikanreed: msP: FTFA: Loans to loved ones are the most expensive unforeseen costs. More than one in ten (12%) households unexpectedly lent money to friends or family in 2013. The average amount lent was £2,482.

Well there's your problem. I never understood why people would lend other people money unless they were a bank or had a strict contract with monthly payments set up. Loaning money to a loved one is not "an unexpected bill" and holy shiat, over $4000 is the average they lend?!

I do not feel bad for people who make bad choices.

Ok, so here we have official recording of the fact that msP doesn't care about his family.  At all.

I read that as an admission "I don't have children in college or living on their own for the first time - and any daughters I may have better elope"


Supporting your kids while they are in college is one thing.  Loaning your grown brother or sister or whatever relative 5 grand is another.

/if you have to borrow money to live on your own, you're not ready to live on your own
 
2014-01-24 11:53:12 AM  

GORDON: Well increasing the taxes on the rich would solve this problem, that's all I know.


Here's the issue...most of the elite rich don't have or need jobs. Their money was accumulated long generations ago. The problem is you have to tax what they have and not what they earn, which is not really the way we do it.

If things are going well for you, do what you can to pass along the blessings.  And don't get cocky.
 
2014-01-24 11:53:37 AM  

monoski: Kit Fister: And one third of americans own guns.  NOW i get why you guys want to ban them, you guys are afraid we'll rob you!

You may have missed the part about the study was of UK residents...


I did miss that. nevermind, carry on.
 
2014-01-24 11:53:58 AM  

chevydeuce: ikanreed: msP: FTFA: Loans to loved ones are the most expensive unforeseen costs. More than one in ten (12%) households unexpectedly lent money to friends or family in 2013. The average amount lent was £2,482.

Well there's your problem. I never understood why people would lend other people money unless they were a bank or had a strict contract with monthly payments set up. Loaning money to a loved one is not "an unexpected bill" and holy shiat, over $4000 is the average they lend?!

I do not feel bad for people who make bad choices.

Ok, so here we have official recording of the fact that msP doesn't care about his family.  At all.

Loaning money to family is a sure way to fark things up.


Indeed.
 
2014-01-24 11:54:04 AM  

Pocket Ninja: Yes, but the wealth then becomes concentrated in the top third of the population, who is then more able to stimulate the economy through his spending. More jobs are created and wealth trickles back down into broader society.


www.shadesofzero.com
 
2014-01-24 11:54:09 AM  

gmoney101: DrewCurtisJr: p0nk: Story is from the UK.  I thought those numbers (2 out of 3 have money) seemed way too high.

What about the UK social safety net?

If you have a job and you earn X amount you dont get benifits, however, cost of living, rent, taxes, and transport costs to work everyday chip away at your "on paper" good wage.  My train ticket costs $35 US to get to work in the morning,


move closer
 
2014-01-24 11:54:38 AM  

monoski: Kit Fister: And one third of americans own guns.  NOW i get why you guys want to ban them, you guys are afraid we'll rob you!

You may have missed the part about the study was of UK residents...


Yep, in the U.S. it's more like 3 out of 4 that live paycheck to paycheck.
 
2014-01-24 11:57:58 AM  

MemeSlave: sigdiamond2000: Thread 8114248 weather report: Showers of thinly-masked financial well-being braggadocio with a 65% chance of Dave Ramsey.

Is he wrong?


I wouldn't call it wrong, but it's a bit stifling for those who are actually responsible with their money, and a bit useless for those who can't get decent paying jobs despite trying.
 
2014-01-24 11:59:47 AM  

p0nk: Story is from the UK.  I thought those numbers (2 out of 3 have money) seemed way too high.


Yeah this. Sometimes in tempted to walk up to people driving new cars or living in big houses and asking "how did you do it!? What is the secret!!"
 
2014-01-24 11:59:50 AM  

Pocket Ninja: Yes, but the wealth then becomes concentrated in the top third of the population, who is then more able to stimulate the economy through his spending. More jobs are created and wealth trickles back down into broader society.


artist rendition
freakoutnation.com
 
2014-01-24 11:59:55 AM  

msP: FTFA: Loans to loved ones are the most expensive unforeseen costs. More than one in ten (12%) households unexpectedly lent money to friends or family in 2013. The average amount lent was £2,482.

Well there's your problem. I never understood why people would lend other people money unless they were a bank or had a strict contract with monthly payments set up. Loaning money to a loved one is not "an unexpected bill" and holy shiat, over $4000 is the average they lend?!

I do not feel bad for people who make bad choices.


I just gave gram about $1700.  She needed a new lift chair and has some other acute medical expenses.  Not like she chose reduced mobility.  But it was a gift, not a loan.  It'd be silly to loan her that kind of money because I know she can't pay it back.  If she could, she wouldn't need it in the first place.  If I were still living paycheck to paycheck, I'd still help her.  Probably kick in a few hundred and guilt other relatives to pony up, tho.
 
2014-01-24 12:00:34 PM  

The Irresponsible Captain: And you bet the other two can trick the third guy to vote against his financial interests.


I like this, or you could say poor one fights the rich one and in the process the middle one is killed.
 
Displayed 50 of 190 comments

First | « | 1 | 2 | 3 | 4 | » | Last | Show all

View Voting Results: Smartest and Funniest


This thread is closed to new comments.

Continue Farking
Submit a Link »






Report