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(Sun Sentinel)   Woman decides to try the old "pawn my car then tell the insurance company it was stolen so I can get even more money" ploy. Or as it's more commonly known, "fraud"   (sun-sentinel.com) divider line 30
    More: Florida, collects insurance, fake, BrettClarkson, insurance companies  
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3337 clicks; posted to Main » on 17 Jan 2014 at 9:51 AM (45 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



30 Comments   (+0 »)
   
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2014-01-17 08:51:55 AM  
Angela Basset's career is still going strong!  I don't understand the need to do this.
 
2014-01-17 09:52:36 AM  
I was going to crucify her in my comment, but I just can't.

I'm a sucker for braids.
 
2014-01-17 09:53:28 AM  
Works for wall street.
 
2014-01-17 10:01:25 AM  

LarryDan43: Works for wall street.


And they still get to keep the car, too.
 
2014-01-17 10:03:07 AM  
www.sitcomsonline.com

Mister Douglas, what would you say if'n I told you I had a nice car for you and the misses?

I'd say 'good day Mr. Haney"

Mister Douglas, this here car is in excellent shape, runs like a top and gets excellent mileage

That sounds like a nice car. Okay, what's the catch?

No catch at all, Mister Douglas. Why this is a tip top deal.

Mister Haney....

Well, you can't drive around law enforcement personnel as the previous owner reported it stolen. But set you mind at ease, Mister Douglas, I have or will have soon complete ownership of this fine vehicle.

Mister Haney, I don't think I want....

Now, now, mister Douglas. Before you say no, take it for a test drive. You can start it with this here screwdriver...
 
2014-01-17 10:04:28 AM  
Green acres was the place to be,
Jail living is what she's gonna be.
 
2014-01-17 10:04:38 AM  
Why did she pawn it? Why didn't she just say I'm here to sell the damn thing? Probably still woulda been caught but at least give yourself more of a chance...
 
2014-01-17 10:06:09 AM  
2007 Toyota Camry worth $12,326

I think I see another crime. Must have had golf clubs and a Picasso in the trunk.
 
2014-01-17 10:07:22 AM  
Pawns car for $5,500, collects $12,326 from insurance, then a year later, pays $3,000 to get out of jail.  Aside from the jail record, not too shabby.
 
2014-01-17 10:09:16 AM  

Harry Freakstorm: 2007 Toyota Camry worth $12,326

I think I see another crime. Must have had golf clubs and a Picasso in the trunk.


Just guessing at the options KBB has it at $11.8k I guess those Toyotas hold their value
 
2014-01-17 10:09:56 AM  
She came close to getting it right. She should have taken it to one of the cartels that smuggle stolen cars out of the country, the report it stolen a week after it's on a boat. But there she'd have to take about a thousand instead of what the pawn gave her.
 
2014-01-17 10:10:23 AM  
I didn't know we could do that! BRB.
 
2014-01-17 10:10:24 AM  

Harry Freakstorm: 2007 Toyota Camry worth $12,326

I think I see another crime. Must have had golf clubs and a Picasso in the trunk.


Dammit came here to mention the 12, 326 for a seven year old car!  Must have been some real nice curb feelers on it.
 
2014-01-17 10:10:26 AM  
That's why you don't only own the car, but the clear title.
 
2014-01-17 10:10:57 AM  

btraz70: Why did she pawn it? Why didn't she just say I'm here to sell the damn thing? Probably still woulda been caught but at least give yourself more of a chance...


Pawn the car.  Report it stolen.  Get the money from the insurance company and bail your car out of the pawn shop.  The perfect crime.  She would have gotten away with it too if it weren't for that pesky insurance lady Flo, her crime solving friends and a talking dog.
 
2014-01-17 10:11:53 AM  
Did the pawn shop have to call a buddy down to check the car?
 
2014-01-17 10:12:24 AM  

Harry Freakstorm: 2007 Toyota Camry worth $12,326

I think I see another crime. Must have had golf clubs and a Picasso in the trunk.


Hand to God, that's what they're going for here, with over 100k miles on the clock.  Don't ask me how that works.  Only thing more absurd than the prices of used Camrys and Corollas are the prices of used Tacomas.
 
2014-01-17 10:14:18 AM  

Harry Freakstorm: 2007 Toyota Camry worth $12,326

I think I see another crime. Must have had golf clubs and a Picasso in the trunk.


$4000 worth of rims.
 
2014-01-17 10:16:32 AM  
Wow,Kelly Blue book for a top of the line 2007 Camry XLE with 45,000 mile (low, I know) tops out for about $16,118.  Has to be in the top 3% of the 2007 Camrys and I used a Central Illinois  for location.

Bottom of the Private party range is $14,268. Still impressive.
 
2014-01-17 10:17:39 AM  
Lawnchair:

Hand to God, that's what they're going for here, with over 100k miles on the clock.  Don't ask me how that works.  Only thing more absurd than the prices of used Camrys and Corollas are the prices of used Tacomas.

Most likely because they aren't gigantic piles of garbage.
 
2014-01-17 10:17:51 AM  

btraz70: Why did she pawn it? Why didn't she just say I'm here to sell the damn thing? Probably still woulda been caught but at least give yourself more of a chance...


If she sold them the car, they'd go to the DMV immediately to get it titled in their name.  Pawn the car and it'll be 3-4 months before they go to the DMV.  That's like forever from now.  Nobody will be able to unravel her cunning scheme in 4 months.
 
2014-01-17 10:28:03 AM  

hochstmm: Pawns car for $5,500, collects $12,326 from insurance, then a year later, pays $3,000 to get out of jail.  Aside from the jail record, not too shabby.


The car will be claimed by probably the insurance company, so that is gone.  The pawn shop and insurance company will both sue to get money from her, which will mean she will be broke when she gets out no matter how much the two will collect from her.

/I'm guessing insurance company will get the car because they have better lawyers and will sue for what they couldn't get back in auctioning the car.
//of course the pawn shop should sue her, and at least they had a better idea of what the car is worth.
///for the low end clean 07 Camry is just under $8k here.
 
2014-01-17 10:33:38 AM  

jtown: btraz70: Why did she pawn it? Why didn't she just say I'm here to sell the damn thing? Probably still woulda been caught but at least give yourself more of a chance...

If she sold them the car, they'd go to the DMV immediately to get it titled in their name.  Pawn the car and it'll be 3-4 months before they go to the DMV.  That's like forever from now.  Nobody will be able to unravel her cunning scheme in 4 months.


She forgot the part of getting out of town before they discover what she did.
 
2014-01-17 10:43:22 AM  
Didn't know this was frowned upon
"Should I not have done that?"
 
2014-01-17 10:48:41 AM  

Thank You Black Jesus!: Lawnchair:

Hand to God, that's what they're going for here, with over 100k miles on the clock.  Don't ask me how that works.  Only thing more absurd than the prices of used Camrys and Corollas are the prices of used Tacomas.

Most likely because they aren't gigantic piles of garbage.


You can also buy other used cars that are not gigantic piles of garbage for considerably less than that. Used Toyotas do not represent good value. Buy them new, or if you're buying used get something else just as good that depreciates faster.
 
2014-01-17 11:49:46 AM  
Is pawning your car intended to be a temporary loan of the money? Do they hold your car or just the title?
 
2014-01-17 12:11:21 PM  

nytmare: Is pawning your car intended to be a temporary loan of the money? Do they hold your car or just the title?


Pawning your car means you take it to a pawn shop and just like any other piece of property they hold it until you redeem the pawn ticket or they can declare it abandoned and claim it.

A title loan is what you are thinking of, where you get a loan, at usury rates, against the title of the car.
 
2014-01-17 12:41:03 PM  
FTFA: Edmonds' claim, notarized on Feb. 28, also contained documents warning that anybody who knowingly defrauds an insurer by using false information is guilty of a felony in the third degree. Police said Edmonds signature is right below the warning.


Now, to be honest, who reads the fine print? The one thing I remember from working at GEICO is that fraud (such as this) usually occurs around day 55 after getting the policy.

/Did she get another loan to post bail?
 
2014-01-17 02:11:27 PM  

hochstmm: Pawns car for $5,500, collects $12,326 from insurance, then a year later, pays $3,000 to get out of jail.  Aside from the jail record, not too shabby.


Boot-strappy even.
 
2014-01-17 06:48:21 PM  

btraz70: Why did she pawn it? Why didn't she just say I'm here to sell the damn thing? Probably still woulda been caught but at least give yourself more of a chance...


Nobody said hood rats knew what they were doing. She got $5500 for the car. Which means after collecting 12k from Geico, she should've paid the 6k to get the car back, and sold it for parts. Gets away scot free.
 
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