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(Fark)   My bank killed my debit card thanks to the Target scare. When I attempted to pay a restaurant bill, I was denied. A good Samaritan covered my meal with his own card and told me to pay it forward. What charity should I contribute to?   (fark.com) divider line 64
    More: Interesting, Target, debit cards  
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251 clicks; posted to FarkUs » on 16 Jan 2014 at 9:38 AM (49 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



64 Comments   (+0 »)
   
View Voting Results: Smartest and Funniest
 
2014-01-16 03:29:32 AM  
You could buy me a nice dinner, but it won't get you anywhere.
 
2014-01-16 03:49:10 AM  
Let me guess: you've got a Chase card?
 
2014-01-16 05:39:45 AM  
 
2014-01-16 05:59:03 AM  
Don't waste it on charity. Prowl the streets at night looking for people who really need help. Wear a cape.
 
2014-01-16 06:40:48 AM  
The last time this happened, my credit union sent me a letter saying they were sending a new card and the old one would be cancelled on a specific date, or sooner if I called.

/Didn't go to target so wasn't impacted
//credit union FTW
 
2014-01-16 09:02:06 AM  
1) Start by just being a good person and donating and volunteering on a regular basis as opposed to when an Applebee's waitress has to pull you aside.

2) Amnesty International is one of the best charities out there. Help 'em out.

3) Get a second card just in case this exact thing happens again. If you can't afford a credit card, you probably shouldn't be eating out to begin with.

/Feeling assy about this post. But still gonna hit "add comment".
 
2014-01-16 09:12:35 AM  
Don't give money to charities. Who knows where it will go. Could go to redecorating their offices. Go direct and help someone one who needs it. Buy gloves or a ski cap for a homeless guy you see freezing on the streets. Volunteer your time somewhere. Donate food to a food kitchen. Something like that.
 
2014-01-16 09:27:05 AM  
How about donating to an organization that preserves the battlefields of the civil war?
 
2014-01-16 09:34:13 AM  
Local animal shelter/humane society/ASPCA/Sarah McLaughlin.
 
2014-01-16 09:45:23 AM  

enry: The last time this happened, my credit union sent me a letter saying they were sending a new card and the old one would be cancelled on a specific date, or sooner if I called.

/Didn't go to target so wasn't impacted
//credit union FTW


My bank did the same thing.
/USAA FTW
 
2014-01-16 09:53:32 AM  

RedPhoenix122: enry: The last time this happened, my credit union sent me a letter saying they were sending a new card and the old one would be cancelled on a specific date, or sooner if I called.

/Didn't go to target so wasn't impacted
//credit union FTW

My bank did the same thing.
/USAA FTW


Same here, but they just replaced my wife's card debit card and not mine which are on the same account.  She had shopped at Target in the time period of the theft.
 
2014-01-16 09:56:09 AM  

Walker: Don't give money to charities. Who knows where it will go. Could go to redecorating their offices. Go direct and help someone one who needs it. Buy gloves or a ski cap for a homeless guy you see freezing on the streets. Volunteer your time somewhere. Donate food to a food kitchen. Something like that.


This. You were helped directly, by someone who recognized a specific need. Whenever someone asks me to pay it forward, I do so in kind (and find that mostly, people who i tell to pay it forward will do so in kind as well).

Charities need money and I don't wanna disparage what they do. But someone gave to you without judging your worthiness, only your need. Pay THAT forward - the kindness. It's really less about the money.

/imho
 
2014-01-16 10:05:08 AM  

Walker: Don't give money to charities. Who knows where it will go. Could go to redecorating their offices. Go direct and help someone one who needs it. Buy gloves or a ski cap for a homeless guy you see freezing on the streets. Volunteer your time somewhere. Donate food to a food kitchen. Something like that.


There are a lot of charities that are very transparent about where money goes. In truth, the odds are that a good charity can stretch your money a lot farther than you could yourself, just through economy of scale and whatnot.

The biggest number you want to find, if you're concerned about what you're saying above, is the administrative overhead ratio. Don't let that be the *only* thing you base your decision on, because ultimately you want a charity to be effective, and it might be worthwhile to spend more on administrative costs if it makes the organization as a whole better at serving people's needs.
 
2014-01-16 10:05:37 AM  
CHF International.
 
2014-01-16 10:06:32 AM  
A friend of mine is raising money to jump in a frozen lake wearing a coconut bikini. He's doing it to benefit the Special Olympics of New York.
 
2014-01-16 10:07:31 AM  
http://www.punksforaprincess.com/">http://www.punksforaprincess.com/ #
 
2014-01-16 10:18:08 AM  
There is a wish list in my profile. Check it out please and if you see anything that interests you, thank you.
 
2014-01-16 10:21:23 AM  
I agree with all of the people nixing the "donation" route.  You miss the point of the gesture and request.  There are people all around you, people you will see all of the time, that need help.  You see someone with a sign saying they are hungry?  Ask them if you can feed them.  Run through a drive through, swing by with a meal, make their day.  Talk to them, treat them like a human being, give them some dignity and respect.

Don't look at the universe as a ledger book.  Be generous because it's good for your own soul.  Trust me, it will make moments where someone helps you feel far, far less awkward.
 
2014-01-16 11:05:06 AM  
Either a food bank in your area or your local humane society.
 
2014-01-16 11:13:51 AM  
The Human Fund
 
2014-01-16 11:18:16 AM  
I'm taking part in a hike-a-thon to raise money for the Mount Washington Observatory that does weather research and reporting
 
2014-01-16 11:57:38 AM  
Take the money and establish a fund that only distributes a portion of the interest annually. Benjamin Franklin did the same thing and his funds are still paying out.

/belonging to free masonry and the hellfire club probably helps too.
 
2014-01-16 12:10:10 PM  

The Bananadragon: Walker: Don't give money to charities. Who knows where it will go. Could go to redecorating their offices. Go direct and help someone one who needs it. Buy gloves or a ski cap for a homeless guy you see freezing on the streets. Volunteer your time somewhere. Donate food to a food kitchen. Something like that.

This. You were helped directly, by someone who recognized a specific need. Whenever someone asks me to pay it forward, I do so in kind (and find that mostly, people who i tell to pay it forward will do so in kind as well).

Charities need money and I don't wanna disparage what they do. But someone gave to you without judging your worthiness, only your need. Pay THAT forward - the kindness. It's really less about the money.

/imho


This
 
2014-01-16 12:27:30 PM  
I've always liked Habitat For Humanity.  5 or so years ago, they rescued a badly neglected house three doors down from me. Before H4H, there was a blue plastic tarp "permanently" installed on the second story roof.

Charity Navigator gives them an almost perfect score.

http://www.charitynavigator.org/index.cfm?bay=search.summary&orgid=3 78 9
 
2014-01-16 12:44:15 PM  
NRA.  NRA.  NRA.

Or the MS Foundation.

Just PLEASE for the love of God, All'ah, and FSM, PLEASE not Susan Komen!
 
2014-01-16 01:09:30 PM  
Habitat for Humanity (my personal fav, I give them 80 hours a year, wish it could be more)


Doctors Without Borders
 
2014-01-16 01:14:09 PM  
Doctors Without Borders (Médecins Sans Frontières, as it was concieved in France) is the bravest, craziest, most selfless humanitarian organization that I know of.
 
2014-01-16 01:23:59 PM  
Help someone else while eating out.

I mean, eat out someone else.
 
2014-01-16 01:56:12 PM  

Slaxl: Don't waste it on charity. Prowl the streets at night looking for people who really need help. Wear a cape.


So hookers?
 
2014-01-16 02:12:54 PM  
Shopped at Target during the time frame that the hacking occurred.
Called bank was told not to worry. I was probably not affected.
Received new card in mail, told to wait till new pin arrives, activate new card destroy old.
Target gets cash only from now on.
 
2014-01-16 02:17:44 PM  
I would suggest you drive around and when you see a woman standing on the streetcorner, not really dressed for the cold, stop and hand her a 50.  Then ask her what that 50 will get (her).
 
2014-01-16 02:41:22 PM  
 
2014-01-16 02:47:44 PM  
deeyablo: I agree with all of the people nixing the "donation" route.  You miss the point of the gesture and request.  There are people all around you, people you will see all of the time, that need help.  You see someone with a sign saying they are hungry?  Ask them if you can feed them.  Run through a drive through, swing by with a meal, make their day.  Talk to them, treat them like a human being, give them some dignity and respect.

Don't look at the universe as a ledger book.  Be generous because it's good for your own soul.  Trust me, it will make moments where someone helps you feel far, far less awkward.


This.
 
2014-01-16 02:49:01 PM  

starsrift: Doctors Without Borders (Médecins Sans Frontières, as it was concieved in France) is the bravest, craziest, most selfless humanitarian organization that I know of.


But also this.

http://www.charitynavigator.org/index.cfm?bay=search.summary&orgid=3 62 8
 
2014-01-16 04:49:28 PM  
If you have to give to a charity, give to a small, local, mostly volunteer one.

/My local favorite - http://www.puyallupfrancishouse.org/
 
2014-01-16 06:39:03 PM  
Let this be a lesson to you: debit cards expose you to much risk.

Cash is the way to go nearly always.

i651.photobucket.com
 
2014-01-16 06:42:29 PM  
/sarcasm alert on

A good charity would be the Koch Brothers. They will help elect candidates who will de-regulate big business and lower taxes so that businesses can create more new jobs.

/sarcasm alert off
 
2014-01-16 07:09:43 PM  
You shouldn`t give it to charity, you should use it to perform one or more good deeds to people you meet yourself who are in need. That was how it was given, that is how it should be given.
 
2014-01-16 07:17:22 PM  
I like these folks:

http://www.givedirectly.org/
 
2014-01-16 07:33:22 PM  
Pay pal in profile
 
2014-01-16 07:39:20 PM  

starsrift: Doctors Without Borders (Médecins Sans Frontières, as it was concieved in France) is the bravest, craziest, most selfless humanitarian organization that I know of.


This. I went to a presentation by a local doctor who works with them. Those guys are badass.
 
2014-01-16 08:01:45 PM  
St Jude Children's Hospital
 
2014-01-16 08:02:59 PM  
In the movie, the idea was to pay it forward thrice for each good deed done you, in kind. So, I'd say help two other people out directly with the same amount of money, and donate the full amount to a truly worthy charity such as Doctors Without Borders as the third.


sambluesnark: Shopped at Target during the time frame that the hacking occurred.
Called bank was told not to worry. I was probably not affected.
Received new card in mail, told to wait till new pin arrives, activate new card destroy old.
Target gets cash only from now on.


Actually, I'd think that Target would be one of the safer places to use a debit card now. Once such a breach happens, if they want to stay in business, they know they'd better clean up their act.
 
2014-01-16 08:39:40 PM  

enry: The last time this happened, my credit union sent me a letter saying they were sending a new card and the old one would be cancelled on a specific date, or sooner if I called.

/Didn't go to target so wasn't impacted
//credit union FTW


My credit union did that because I shopped at Target on black friday, but the USPS took an extra 10 days to deliver my card.  Any idea how much it sucks not having a debit card for 10 days?
 
2014-01-16 08:42:06 PM  

SecretAgentWoman: Local animal shelter/humane society.


Stick with local or "Little Mews",they're Farkers.
 
2014-01-16 09:02:15 PM  

Lsherm: enry: The last time this happened, my credit union sent me a letter saying they were sending a new card and the old one would be cancelled on a specific date, or sooner if I called.

/Didn't go to target so wasn't impacted
//credit union FTW

My credit union did that because I shopped at Target on black friday, but the USPS took an extra 10 days to deliver my card.  Any idea how much it sucks not having a debit card for 10 days?


That's why I keep $300 in twenties in the house.
 
2014-01-16 09:35:35 PM  

FrancoFile: Lsherm: enry: The last time this happened, my credit union sent me a letter saying they were sending a new card and the old one would be cancelled on a specific date, or sooner if I called.

/Didn't go to target so wasn't impacted
//credit union FTW

My credit union did that because I shopped at Target on black friday, but the USPS took an extra 10 days to deliver my card.  Any idea how much it sucks not having a debit card for 10 days?

That's why I keep $300 in twenties in the house.


Well that's Tuesday.  What am I doing the rest of the week?

Actually, it sucked because I had to switch over my auto-pay accounts to my credit card, then switch it to the new debit card when it finally farking showed up.
 
2014-01-16 09:48:23 PM  
Water for People?

Water For People works to build a world where all people have access to safe drinking water and sanitation, and where no one suffers or dies from a water- or sanitation-related disease.

I'm not sure that we can solve world hunger, but I'm confidently informed that we can solve world thirst, if we put our minds to it.
 
2014-01-16 10:39:02 PM  
To all of the people with serious contributions, thanks! To the others who tell me to go out in the real world... good advice, but I donate a lot of time to charities (food shelf gardens, loaves and fishes, homeless shelters, etc.). I apologize to you all that my credit union doesn't keep me up to date, and that my identity was stolen. The other day, I was trying to eat a meal before my overnight shift, and I failed. Some hacker(s) got my info and my card was shut down. A good person stepped in for me and moved me with their generosity. Now I feel the need to make some small contribution to the world for the sake of whoever took care of me. Fark me sideways if that makes me a bad person.

/Subby
//Tons of good causes in this thread, I chose a few. Love you guys
 
2014-01-16 11:07:51 PM  
kiva.org
 
2014-01-16 11:48:37 PM  
I'd keep the money and think, "Finally, someone else is the sucker."
 
2014-01-17 12:10:23 AM  
I'm rather fond of this charity:  http://bluestarconnection.org/

I made a donation last night in memory of one of their recipients who just died.
 
2014-01-17 12:28:14 AM  

stupiddream: RedPhoenix122: enry: The last time this happened, my credit union sent me a letter saying they were sending a new card and the old one would be cancelled on a specific date, or sooner if I called.

/Didn't go to target so wasn't impacted
//credit union FTW

My bank did the same thing.
/USAA FTW

Same here, but they just replaced my wife's card debit card and not mine which are on the same account.  She had shopped at Target in the time period of the theft.


USAA did the same thing for me as well, but only on my card despite us both having shopped at Target on the same days.  I'll have to give them a ring tomorrow and see what's going on.
 
2014-01-17 12:49:49 AM  
Give to Wikipedia.
 
2014-01-17 05:41:48 AM  
Go to skid row with a case of cheap whine and hand out the bottles.
 
2014-01-17 05:42:45 AM  
Oh, and some crack. Hand out a bottle of wine and a couple 20s to those in need.
 
2014-01-17 08:18:30 AM  
Doctors Without Borders and the UN Population Fund both do amazing work in developing countries.
 
2014-01-17 08:26:53 AM  

Orion5k: To all of the people with serious contributions, thanks! To the others who tell me to go out in the real world... good advice, but I donate a lot of time to charities (food shelf gardens, loaves and fishes, homeless shelters, etc.). I apologize to you all that my credit union doesn't keep me up to date, and that my identity was stolen. The other day, I was trying to eat a meal before my overnight shift, and I failed. Some hacker(s) got my info and my card was shut down. A good person stepped in for me and moved me with their generosity. Now I feel the need to make some small contribution to the world for the sake of whoever took care of me. Fark me sideways if that makes me a bad person.

/Subby
//Tons of good causes in this thread, I chose a few. Love you guys


^5 and good on ya.  Fark the ignorant. I'm glad you chose a good cause or two.

Have a great day.
 
2014-01-17 09:00:39 AM  

dready zim: You shouldn`t give it to charity, you should use it to perform one or more good deeds to people you meet yourself who are in need. That was how it was given, that is how it should be given.


This.

Which is exactly what "pay it forward" means.
 
2014-01-17 09:20:03 AM  

Spanky McStupid: St Jude Children's Hospital


this.
 
2014-01-17 09:34:07 AM  
A Sperm Bank
 
2014-01-17 11:10:41 AM  
During college I worked at a hobby/collectibles/gaming store. Was able to "synergistically" set up a fantastic pay it forward situation. A very poor husband and wife worked at a close by All you can eat buffet style restaraunt and would buy Magic cards EVERY week. Two homeless guys would always volunteer to work for money to buy food. I offered the married couple a discount on their purchases if they would comp the homeless guys. So had a weekly schedule where the homeless guys washed all the storefront windows, swept the sidewalks, washed my car, and kept the entire block litter free. then I would call the husband or wife, and they would comp them for a free meal. Worked pretty well.
 
2014-01-17 01:25:21 PM  

Magnir: During college I worked at a hobby/collectibles/gaming store. Was able to "synergistically" set up a fantastic pay it forward situation. A very poor husband and wife worked at a close by All you can eat buffet style restaraunt and would buy Magic cards EVERY week. Two homeless guys would always volunteer to work for money to buy food. I offered the married couple a discount on their purchases if they would comp the homeless guys. So had a weekly schedule where the homeless guys washed all the storefront windows, swept the sidewalks, washed my car, and kept the entire block litter free. then I would call the husband or wife, and they would comp them for a free meal. Worked pretty well.


Good on you! I love this sort of thing. Any sort of community looking out for each other, even if some are hard on luck. Few people are willing to celebrate the positive contributors. Maybe it wasn't the easiest of life for any of these folks, but at least a group of people cared. Thanks for being part of that. (Trolls may follow... to hell with them).
 
2014-01-17 02:41:13 PM  
I had that happen TWICE recently...

I shopped at Target...then the news came out that they'd been hacked.
My bank sent me a new card out of the blue. I activated it and went about my way.
Then, AFTER Target announced all was good, like an idiot, I shopped there again.
Only to read, days later, that they'd been hacked again!!!
Boom, mailbox had a new card in it about a week later.
Tired of changing all these numbers for all my online shopping and bill paying!
 
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