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(MSN)   "You sold my house for $288 in HOA fees?" "Well, maybe if you bothered to open one of the 30 notices we'd sent you or read the contract you signed when you bought the house, you wouldn't have this problem"   (news.msn.com) divider line 95
    More: Followup, HOA, homeowners associations, debt settlement, Community Associations Institute, fees  
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16761 clicks; posted to Main » on 08 Jan 2014 at 9:25 PM (33 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



Voting Results (Smartest)
View Voting Results: Smartest and Funniest

2014-01-08 09:33:16 PM
14 votes:
I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.
2014-01-08 09:32:54 PM
8 votes:
HOAs are for those that look at all the laws and rules in America and boldly say "No, that's not enough, I need more people to have authority over me"
2014-01-08 08:21:59 PM
8 votes:
What should happen to HOAs when the revolution comes:

s3.amazonaws.com
2014-01-08 09:34:41 PM
7 votes:

ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.


Agreed. Place a farking lien on it you shiatbags
2014-01-08 08:17:09 PM
7 votes:
If you buy into a place that has a HOA, you deserve absolutely everything you get.
2014-01-08 07:50:25 PM
7 votes:
This story is the gift that keeps on giving- every few weeks somebody new 'discovers' it and it shows up again on Fark. It's like the eternally regifted fruitcake of news.
2014-01-08 09:30:15 PM
5 votes:
"For six years, Ingrid Boak, who travels a lot for work as a racehorse trainer, ignored mail from her homeowner association. "

Wow, she isn't just a dumbass.    She is a super dumbass.
2014-01-08 10:04:40 PM
4 votes:
She likens the experience to her father's in East Germany, where the communist state took away property rights. "Now I'm 75, and the same thing is happening to me, in America," she says. With her once-good credit damaged, she is unable to buy another house, and now rents her old one from the new owner for $900 a month.

Yes, failing to live up to contractual obligations you voluntarily entered into when purchasing your home is  exactly the same as the Soviet takeover of East Germany.
2014-01-08 09:41:36 PM
4 votes:
She refused to pay $4/month?  Why?  I've never heard of an HOA with fees that low.

And, though the article fails to mention it, I assume the HOA sold the house, took their money, settled the mortgage, and sent her a check with the balance of the money so she should at least have her equity back.

I can understand why nobody will giver her a loan now.  They know she'll ignore notices and warnings until they have no choice but to activate the nuclear clause of their contract with her.
2014-01-08 09:35:20 PM
4 votes:

ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.


or just keep a tab open, document everything very well, and take your cut when the house is eventually sold.

There. no evictions, and the HOA gets paid.
2014-01-08 09:32:11 PM
4 votes:
Sorry, the first she heard about it wasn't when a "hand-written note was tacked to her door." The amount of paper that has to be sent to or served on a defendant to take their property can be measured in pounds.

The HOA is being a complete dick; but she gets no sympathy from me because she couldn't open her mail.
2014-01-08 08:58:06 PM
4 votes:

hardinparamedic: What should happen to HOAs when the revolution comes:

[s3.amazonaws.com image 490x315]


The revolutions already happened when corporations got personhood.
TWX
2014-01-08 10:51:57 PM
3 votes:
HOAs can be disbanded.

HOAs can be disbanded.

Admittedly this is not an easy process, requires at least half of the property owners to agree (and could require an even higher percentage) and could cause municipal taxes to increase if the city ends up taking over public spaces.

We looked at a house in a sixteen property development, still partially unsold. We were almost ready to offer on it, but then we decided to read the entire HOA rules, and found 48 pages of restrictions, and that's not even getting into possible extra rules. There was a 'disband the HOA' clause, but it required something like over 60% of owners to agree, and since the unsold plots still were owned by the developer and counted as a vote each (and likely against) it looked unlikely that the HOA could be terminated in any practical sense. We decided to not offer on it.

We found another house, less than a quarter-mile away, admittedly 30 years older, but bigger, with the detached workshop built with the house when it was new, with no HOA, and only eight pages of CC&Rs, with simple rules that are city-enforced, not HOA enforced, and are simple and fairly reasonable. Things like HVAC components are not to be roof-installed. One is not allowed to operate an automobile repair business at home. That sort. The only one that I am less happy with is a prohibition on non-TV antennas, but given the problems in the late seventies with the CB craze this isn't a surprise. It does mean I have to be more creative with my ham radio gear, but I have some ideas that will work. Either way, basically someone has to report a problem to the correct department at the city in order for the city to then follow up and possibly send a warning, and the only warning I'm aware of was for someone that did install HVAC on the roof, and the city allowed them to install a concealing wall to hide it from being visible instead of requiring it to be removed, so the situation is not really unreasonable.
2014-01-08 09:57:57 PM
3 votes:

Headso: HOAs are for those that look at all the laws and rules in America and boldly say "No, that's not enough, I need more people to have authority over me"


that they're sick of selfish, narcissistic assholes who don't obey the laws and rules in America today; who let their dogs bark all night long and think nothing of playing loud music until 5 AM during the work week.  The cops are too busy to deal with this shiat, and assholes don't change even if asked nicely.  So the HOA helps keep them out, or under control.

/FTFY
2014-01-08 09:44:03 PM
3 votes:

AbiNormal: hope that pic represents the dumbshiats who buy into HOAs.


Been at this a number of times.  A bunch of cities/towns/counties have made it mandatory that any developer wanting to develop on reasonably small lots have to do so with an HOA.  The HOA in turn provides commons area maintenance, recreation facilities, sometimes even security.  Save on taxes, pay more on HOA fees, which in theory the homeowner has more direct influence over, but in reality has a lot less to do with representative democracy than a township.

TL;DR: For middle and lower-middle class homeowners, there often isn't a real choice when deciding whether to buy a house in HOA territory.  It's "buy this HOA house you can afford, or continue to rent."
2014-01-08 09:43:10 PM
3 votes:
Our little HOA Frail Old Women Nazis have a tough time with me.

Every little thing they try to poke me with, I look up in the original condo docs that I signed 15 years ago, three condo association management companies ago, and either don't find whatever it is they think it is, or prove whatever else it is wrong.  Then spend the two dollars on certified letter to management company directly.

The shiat comes running back downhill.  They glare.  Sometimes I smirk, mostly I ignore.  We've actually started to get along mostly lately.

Don't try to outsmart the computer guy that works from home in the front room and can see 75 percent of the condo grounds without moving.  It doesn't work out for you.

/next house won't have HOA
2014-01-08 09:40:06 PM
3 votes:
Eh. I loathe homeowners' associations, but six years of not opening any of the HOA's mail? Six years behind on payments that not only maintain the stuff she "didn't use," but the streets, signage, community-owned open space and the like. She owed a small amount, and foreclosure seems extreme, but I'm having trouble finding my give-a-fark.
2014-01-08 09:38:32 PM
3 votes:

Caffienatedjedi: For the land of the free, we certainly love forcing bullshiat rules and costs on people.

Fark HOAS, ruined rural living for me. I could of had a pony!


*twitch*
2014-01-08 09:37:55 PM
3 votes:

you are a puppet: ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.

Agreed. Place a farking lien on it you shiatbags


This.

 Also, how the fark can they legally take a home worth $120,000 for $288?

 Seems like they owe her $119,712...

/she should sue
2014-01-08 09:37:38 PM
3 votes:
The action path of recourse shouldn't be foreclosure. Thats like a cop pulling someone over for speeding and then shooting them in the face as soon as they walk up to the car.
2014-01-08 09:36:24 PM
3 votes:
For the land of the free, we certainly love forcing bullshiat rules and costs on people.

Fark HOAS, ruined rural living for me. I could of had a pony!
2014-01-08 07:50:42 PM
3 votes:
HOA THREAD!!!
2014-01-09 07:08:17 PM
2 votes:

HindiDiscoMonster: LZeitgeist: Chaghatai: lizyrd: Eh. I loathe homeowners' associations, but six years of not opening any of the HOA's mail? Six years behind on payments that not only maintain the stuff she "didn't use," but the streets, signage, community-owned open space and the like. She owed a small amount, and foreclosure seems extreme, but I'm having trouble finding my give-a-fark.

losing one's home is not exactly a just penalty for the crime of being willfully ignorant for 6 years. Just sayin'

What would it take to get her attention?

now, this is a wild idea... stay with me here... this is radical.... I am sure it's never been thought of, but how about a knock or phone call? No, I know... too radical to consider... nevermind.


Well she got 30 pieces of mail and two registered letters from a lawfirm... from what the article said, it doesn't sound like she was home enough to answer the phone, either.

Fark her.
2014-01-09 03:20:39 AM
2 votes:
I'm completely fine living in the city without an HOA.

But different strokes for different folks.  I'm totally cool with the neighbors, even if one raises chickens, another seems to have some sort of native prairie planting for the front yard, and a third has some sort of Tardis art installation in their front lawn.

I could see how some people disagree with this though.  So let them have their manicured communities where the mundane is strictly enforced, and I'll have my community, a little bit more on the unconventional side.

Of course, I'll still laugh when the association goes on a power trip.
2014-01-09 01:44:23 AM
2 votes:

Gyrfalcon: you are a puppet: ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.

Agreed. Place a farking lien on it you shiatbags

(That's where foreclosure starts. Then if the homeowner continues to ignore them, they may collect the judgement.)


Bull. Failure to pay HOA fees should never result in a foreclosure. Period. Put a lien on the house to get what's owed plus service and attys fees, suspend services and privileges (ie 'don't pay your fees, we won't clear your driveway of snow and turn in your pool key), sure. But an HOA should NEVER have the right to foreclose. Its absurd.

Hypothetical house worth 500k, homeowners a douche and doesn't pay the $100 a month for a year. How the hell does that warrant taking possession on the house and screwing the owner out of 498.8k?

Its even worse if there's a dispute between the owner and the HOA, ie the HOA does bollocks for the neighborhood but charges $100/Mo anyway. I heard of folks not paying out of protest then having liens or foreclosures issued against them. Or the HOA decides your grass is .25" too tall, or no you can't park your Cadillac in the driveway, it upsets the pearl clutchers.

No way that should warrant eviction or foreclosure.

//most HOAs are a scourge. Some are legit and do well by their tenants. Others are a power trip for fascists and neo Nazis getting back at all those who didn't 'respect' them in grade school.
///Forcing me to use a shiatty ISP because that's who the developer locked into a contract with years before I buy the house?
///(almost happened. Walked away from the sale because of it.). No thanks.
2014-01-08 11:09:03 PM
2 votes:

TOSViolation: If your neighbors can give you a compelling, logical reason for why you shouldn't do something on your property, the appropriate response is not, "To[sic] bad."


That's the problem... there is no "compelling, logical reason" unless that reason involves the potential destruction of other peoples' property. "Don't set your house on fire because the one next door might burn down" is a good example. "Don't let your grass get dry in a farking drought because we don't like the way it looks" is not.  If you're not paying my mortgage, and you're not a city, town state or federal official that I have given permission and power to over such matters, you can just jump up your own ass and suffocate.

I work hard for my money.
That money is used to pay my mortgage.
"My neighbors" are in no way involved with that transaction.
Therefore, they have no say in what I do with what I bought.
That is all.
2014-01-08 10:17:43 PM
2 votes:
While I think that force-selling a home over $300 when they could have put a lien on the property is a crappy thing to do, I can't really get past the point that she is trying to compare this experience to East Germany taking away property rights.

East Germany did not send people 30 notices of being late to pay over a course of 6 years.  East Germany took whatever they wanted for whatever purpose the government chose.

She failed to pay your bills or bother to open your mail after moving into a neighborhood with an HOA.  There are so many steps along the way that she could caused this to never occur, no matter how unjust that such a thing is possible for an HOA to do - I am certainly in the camp who feels that the worst they should be able to do is sue you for the amount owed, plus legal fees, and put a lien on your property (or a wage garnishment, or whatever other legal options that they may have to collect.)

I don't think she should have lost her home over $300.  I do think that she is completely delusional about what actually just occurred to her, though.
2014-01-08 09:59:17 PM
2 votes:

jumac: ruined my credit in my 1st marriage but when its fixed and I can get a house.  It will not be in a HOA. Those who buy a house in a HOA have no idea what owning a house if for.  A house/land is there for your enjoyment.  If you are worried that if the person next to you puts up a tree house for their kid or pants their house some weird color is going effect the value of your land,  You shouldn't own the land/house.  When I can get a place and I want to do something to the property to make it more enjoyable for me and my family, I will make sure it done in line with town/state laws and such.  But if the people around me come and say please don't do that cause it going lower their property value I going say to bad.


This is what HOAs are for.  What you don't realize is that you're the bad guy in your story.  You're the person who is such an unreasonable asshole neighbor that people came up with the idea of HOAs.

If your neighbors can give you a compelling, logical reason for why you shouldn't do something on your property, the appropriate response is not, "To[sic] bad."

The HOA contract I signed just has reasonable things like requiring us to submit all paperwork and plans to the HOA prior to making any changes/additions to our property to ensure we have done all the required steps, such as land survey, permits, etc.  HOAs aren't ALL bad.  It's all about the people who set it up.

The best part is that they practically have to beg people to be on the board.  None of us want to be bothered by it.  That's the best kind of person to put in charge.  You only run into problems when you get a person who WANTS the power.  We all just encourage each other not to be assholes.
2014-01-08 09:56:58 PM
2 votes:
Okay I know that Fark likes to hate on HOAs, and some HOAs deserve the hate. But I've been president of one HOA and member of two others. The thing to remember is that it's a HOME-OWNERS association. If you own a home in the neighborhood you're a voting member of the association. The HOA isn't a group of aliens who get their jollies trying to fark you over. It's a group of volunteers from your own neighborhood who are devoting their own personal time and effort to make the neighborhood, if not better, at least not worse.

An HOA is a fine example of small-town democracy. Don't like what the HOA is doing? Go to a meeting. Volunteer. Get on the board. It isn't hard. In my experience the HOA boards are run by a handful of folks who only do it because nobody else will. They'd love to have folks who want to do the work.

In my experience the people who don't like HOAs just want the benefit of living in a nice neighborhood without having to do anything to contribute. And that's fine. Don't participate. Don't contribute. But don't complain when the people who are participating and who are contributing make decisions that you don't like.

Don't like HOAs? Don't move to a neighborhood that has one. When you buy a house they have to tell you that your neighborhood has one before you commit. It's not like they spring it on you after you move in.
2014-01-08 09:48:20 PM
2 votes:
"For six years, Ingrid Boak, who travels a lot for work as a racehorse trainer, ignored mail from her homeowner association."

I stopped reading there.  I live in a development with an HOA.  I pay $200.00 a year.  I get upkeep on all the common ground, storm drains, snow removal, and a few other minor perks.  I was informed of this when we put a bid on the house.

Really don't have a problem with them, and this woman is an idiot.  If the HOA waited 6 years, they have been more than fair to her.
2014-01-08 09:44:14 PM
2 votes:
I used to work for homeowner associations.  I've come to hate HOAs, HOA board members, and people who refuse to pay HOA dues with a passion, as a result.

That said, $48 dollars a year sounds like a hell of a good deal for fees, even if you were not using the pools or social outlets.  Though you know what is an even better deal?  Not living in an HOA controlled place.
2014-01-08 09:44:00 PM
2 votes:
Enjoy, dumbass. You signed the contract.

99.99% of people on Earth live without an HOA.
2014-01-08 09:37:48 PM
2 votes:
Hate to agree with an HOA but she had plenty of notice. She just chose to ignore them.
2014-01-09 11:09:17 PM
1 votes:

PunGent: As far as HOAs go, you're ignoring the huge numbers of them that DON'T make the news, like mine.


The news ignores hundreds of people who don't die from gunshot wounds and stabbings as well.
Does that automagically mean that gunshot wounds and stabbings are just peachy-keen if they don't kill you?

HOAs suck. The end.

You want to live in a "neighborhood" (in quotes because in the majority of the ones I've seen, including some my friends live in, people have no idea who the fark their neighbors are) where everything's the same by force... I can't help you with that. It's just sad. When I bought my house, I bought it for me to live in, not the people next door. What they do with their house, I don't care. If they're that concerned with my property, I expect a check from them every month... responsibility costs.

As for that "house value" bullsh*t... when you're buying it, when you're selling it, and when it's being assessed for property tax are the only times when that should be an issue. If someone is stupid enough to take out a "home improvement loan" (that is what they used to be called) for anything other than emergency medical or funeral bills, their children's education, or even improving their house (the intended purpose), then they're a dumb f*cker and deserve to have the value drop - preferably right after they come back from the cruise they bought or just as the ink dries on the contract for that new car, boat or big screen tv they just threw money at. It's not a f*cking piggy bank that should be used to live beyond their paycheck... it's a house. Live in it and enjoy.
2014-01-09 09:33:29 PM
1 votes:

TOSViolation: I'm not saying that all HOAs are perfect. I'm just pointing out certain reasons why people might want an HOA.


As has been explained in this and many other threads, they want the HOA so that they can control you. For some reason too many of the people who infest these abominations of piss poor urban planning have an innate desire to have everything in their lives the way they want it, and by FSM they will indeed have it even if they have to piss everyone else off to get it. Just as these covenants were designed to keep minorities and other "undesirables" out of lily-white suburbs, so they are still being used today to control those whom the law says have to be let in now.

That is why they get the hate, and will always get the hate. People got along in neighborhoods for hundreds of years before these city planners bastard afterbirth children were invented, and they can do so now... but that when neighbors actually talked to each other like real adults. Now it's all about passive-aggressive pussies filing liens for grass that's 1/32nd of an inch too farking long.

Fark HOAs. Fark the control freaks that want them. And fark the idiots who pulled the idea out of their asses in the first place.
2014-01-09 06:22:40 PM
1 votes:

Chaghatai: lizyrd: Eh. I loathe homeowners' associations, but six years of not opening any of the HOA's mail? Six years behind on payments that not only maintain the stuff she "didn't use," but the streets, signage, community-owned open space and the like. She owed a small amount, and foreclosure seems extreme, but I'm having trouble finding my give-a-fark.

losing one's home is not exactly a just penalty for the crime of being willfully ignorant for 6 years. Just sayin'


What would it take to get her attention?
2014-01-09 04:39:42 PM
1 votes:

Lord Apathy: shortymac:
I don't live in a HOA and my Dad has taken asshat neighbors to court over shiat like this. He'd film the asshat neighbors dog barking for hours in their yard (it was borderline animal abuse what they did) and got judgments on them.

You don't need a HOA to protect you.

My cousin lived with a neighbour like that.   The old bitty would put her yappy little mutt outside where they would bark all night long.  Poor little thing died one night of high velocity lead poisoning.


Animal Cruelty on the owners part is a misdemeanor.  Killing the dog is a Class 6 felony.  What an asshole. The owner should have been taken to court and someone else should have taken the dog. I suspect discharging a firearm in a residential neighborhood was also illegal.  Assholes.
2014-01-09 04:34:55 PM
1 votes:

LZeitgeist: Actually yes, that's completely accurate. Thanks for finally understanding. You're welcome!


I'm glad we have that settled!  No one is allowed to complain about home owners associations because they either moved into one willingly or they aren't living in one.
2014-01-09 02:14:43 PM
1 votes:

LZeitgeist: There are other options than simply being a sheep or a victim.


Oooo, ooo, call him a sheeple next!

LZeitgeist: Nobody's making you buy that house. You are choosing to do so.


So entire regions can deny people the ability to own homes due to HOAs, under your logic?  You're right, we'll just let the Free Market solve everything.  Obviously, if people don't like it, they'd all just move or refuse to move to those areas!
2014-01-09 02:08:02 PM
1 votes:

jumac: LZeitgeist:

Its not that i don't care. It that when I get my 1st house/land I want to be able to enjoy it the way I want to.  People who turn their yards into junkyards or trash it out and don't keep care of it shouldn't own land lol.

My biggest complaint with HOA is not what they are for is what they become after a while.  There are at lest 10 or so HOA in a 20 mile area of me.  Everyone  of them started out as just dealing with the command areas/roads. But in everyone of them after a few years they got those people who didn't want to see play sets outside or work trucks in driveways and got elected to the HOA boards and then stuff goes down hill.

If I could find a HOA that its only job was to deal with the command area/roads and left what each person did with their lands up to what the town/city the HOA is located in lets by permit and I could 100% be sure that that would never change then I would consider a HOA.   But the only way that would happen is 1 of 2 things happen. 1st the state made a law that limited the HOA power to just command area/roads and to help in force the cities/towns rules or 2nd as the town my parents are living in are considering making  such a law/ord for that town.


So volunteer for or get elected to the HOA, and work to keep it from going downhill. If you stand back and do nothing, then you have no room to complain about what goes on.

There are other options than simply being a sheep or a victim.
2014-01-09 12:45:12 PM
1 votes:
I have a few  question for the those how like that HOA stop people around them form doing things that might effect their property values.  WHY?
Why do you care if the people round you wants to put up a treehouse/swingset for their kids/grandkids?
Why do you care if the people round you who might have to a truck loaded with equipment for work parks it in their driveways?
Why do you care if the people round you want to park their boats/rv/etc in their own yards instead of having to pay a fee to have it stored somewhere else?
Why do you care if the people round you want to paint their houses bright pink/yellow/whatever color they want?

I mean as long as their keep their yards mowed/pickup and not turn it into a junk yard then whats the issue with the rest?
2014-01-09 12:38:50 PM
1 votes:

TOSViolation: I'm not saying that all HOAs are perfect.  I'm just pointing out certain reasons why people might want an HOA.  If you don't agree with those reasons, that just strengthens their case for NEEDING the HOA to protect them from YOU.


Could you be less american if you tried really really hard ?
2014-01-09 12:37:50 PM
1 votes:

Saturn5: Target Builder: deforge: it blows my mind that some artificial, non government sanctioned bullshiat of a make-belief authority can do this to someone elses property.

HOA is the epitomy of un-americanism. some small community turning communal dictatorship become some assholes in the past get paranoid over their property values.

You know state and local governments encourage the creation of HOA's, right?

In some areas, HOAs are required by local law if the subdivision is high density enough.  Chances are, if your lot is less than 1 acre, it falls in that range, but that varies from state to state.  In my city anything less than 20 years old inside the city limits pretty much requires an HOA.  My next house will be out in the boonies so I can avoid the hassle.



This is the part about HOAs I hate the most.  People keep posting if you don't want to be in one, don't buy a house in one...  well, if you need to move into civilization to get to a job, it can be incredibly hard to avoid an HOA now.  I suppose if you've owned your home for 30 or 40 years or more, you might be fine.  If not.... good luck.  There's nothing here unless you go hours away.  The county doesn't want to be responsible for anything inside any subdivision.  Even the horrible neighborhoods, and the townhouses, and whatever else have HOAs.
2014-01-09 12:33:10 PM
1 votes:

rewind2846: TOSViolation: rewind2846: TOSViolation: If your neighbors can give you a compelling, logical reason for why you shouldn't do something on your property, the appropriate response is not, "To[sic] bad."

That's the problem... there is no "compelling, logical reason" unless that reason involves the potential destruction of other peoples' property. "Don't set your house on fire because the one next door might burn down" is a good example. "Don't let your grass get dry in a farking drought because we don't like the way it looks" is not.  If you're not paying my mortgage, and you're not a city, town state or federal official that I have given permission and power to over such matters, you can just jump up your own ass and suffocate.

I work hard for my money.
That money is used to pay my mortgage.
"My neighbors" are in no way involved with that transaction.
Therefore, they have no say in what I do with what I bought.
That is all.

I'll give you a few examples:

1) You want to build a treehouse where it is overlooking your neighbor's swimming pool in such a way that kids will feel tempted to try to jump from it into your neighbor's pool.

Potential destruction of other peoples property (their children) and safety issues. Problem is not the treehouse, it's the farking dumbassed kids. Time and again there have been stories here on FARK where it's the aesthetics of the treehouse that the pissneighbors didn't like, and not anything related to potential property damage or injury. That is the problem.

2) You want to put up a baseball diamond in your yard where the balls will be hit in the direction of your neighbors' houses.

Potential destruction of other peoples' property. See above.

3) You want to plant stupid trees with branches that hang down (like weeping willow), along the property line, that will grow out over your neighbors' yards, causing a nuisance.

Since when did a tree become a nuisance? It's a farking tree. It brings shade, life, cools your house, enjoy it.

4) ...


The HOA is not to protect YOU.  It's to protect the people who don't want to live near you.  That's the beauty of HOAs.  You get to find out, up front, what your potential neighbors will and will not put up with.  That way, you don't have the unexpected situation where your neighbors biatch at you about the treehouse.  You know up front that you can or cannot do it.  Then, you can decide not to buy that house.

I'm not saying that all HOAs are perfect.  I'm just pointing out certain reasons why people might want an HOA.  If you don't agree with those reasons, that just strengthens their case for NEEDING the HOA to protect them from YOU.
2014-01-09 12:32:14 PM
1 votes:

rewind2846: LZeitgeist:

If you're not in an HOA, good for you. Quitcher biatchin'. You have no dog in this fight.

Dunno whether you have the grey matter to figure this out, but contracts are signed every single day without the parties involved being dicks. Happens all the time. And it's not the contracts that automatically make people act like dick either... they were usually dicks long before any papers were signed. So no, it's not the contracts that engender the hate for HOAs, IT'S THE DICKS THAT RUN THE HOAs.

"The law is the law" is a favorite rationale for people who refuse to think for themselves, and people who want an excuse for being dicks.

Which are you?


I'm the type that reads a farking contract before I sign it, do what I agreed to do by signing it, or don't sign it and walk away from the deal if I'm unwilling to do what it says I should do.

If someone who signs the contract follows the contract as they, of their own free will, legally bound themselves to do, then there are no 'dicks' involved in any facet of the situation, only responsible adults who are as good as their word.

The only 'dicks' that enter the situation are those who sign the contract and then say 'fark you' to the document they themselves chose to sign, and then whine and cry about being subjected to the repercussions they themselves agreed they would be bound under by signing the contract.

It seems obvious which one you are.
2014-01-09 10:34:53 AM
1 votes:

LZeitgeist: Signed, dated and notarized - you have no leg to stand on to ignore it. YOU signed it. Ignorance/apathy are not defenses.


This is not about contracts, genius. It's about the ability of your neighbors to act like assholes and not leave people alone to enjoy the properties they paid for as they see fit. The contract is irrelevant, since that contract does not entitle these other people to be dicks.

Once again, it's not the contract that is in question, it's the dicks.
2014-01-09 08:57:41 AM
1 votes:

TOSViolation: rewind2846: TOSViolation: If your neighbors can give you a compelling, logical reason for why you shouldn't do something on your property, the appropriate response is not, "To[sic] bad."

That's the problem... there is no "compelling, logical reason" unless that reason involves the potential destruction of other peoples' property. "Don't set your house on fire because the one next door might burn down" is a good example. "Don't let your grass get dry in a farking drought because we don't like the way it looks" is not.  If you're not paying my mortgage, and you're not a city, town state or federal official that I have given permission and power to over such matters, you can just jump up your own ass and suffocate.

I work hard for my money.
That money is used to pay my mortgage.
"My neighbors" are in no way involved with that transaction.
Therefore, they have no say in what I do with what I bought.
That is all.

I'll give you a few examples:

1) You want to build a treehouse where it is overlooking your neighbor's swimming pool in such a way that kids will feel tempted to try to jump from it into your neighbor's pool.


Potential destruction of other peoples property (their children) and safety issues. Problem is not the treehouse, it's the farking dumbassed kids. Time and again there have been stories here on FARK where it's the aesthetics of the treehouse that the pissneighbors didn't like, and not anything related to potential property damage or injury. That is the problem.

2) You want to put up a baseball diamond in your yard where the balls will be hit in the direction of your neighbors' houses.

Potential destruction of other peoples' property. See above.

3) You want to plant stupid trees with branches that hang down (like weeping willow), along the property line, that will grow out over your neighbors' yards, causing a nuisance.

Since when did a tree become a nuisance? It's a farking tree. It brings shade, life, cools your house, enjoy it.

4) You want to put up a shiatty fence in your backyard.  Sure, you can put up a fence, but there may be standards of decency and quality of construction.  Maybe a chain-link fence isn't ok, but a wooden plank one is.

This is a prime example of the aesthetics bullsh*t. If I have a fence put up by a professional installer they will have certain standards for their work, and it will not look "sh*tty". The only requirement for that fence should be that it be installed by said licensed installer, and no b*tching about what type of fence it is because you don't like it - especially if it's not on your property line. Besides, people have been putting up fences for thousands of years, and what type of fence goes up should only be a discussion between the people in the two properties the fence separates, and no one else. Not a committee, not an HOA, no one else.

There are often cases of HOAs not telling you that you can't do something, but advising you on how to do it in a neighborly way.

They can "advise" me when they write the check for my mortgage.
2014-01-09 02:44:55 AM
1 votes:
That's it! I've decided. If I move, it will be someplace where I can get 5 acres of land and plunk my house right in the middle.

Some folks I know did that around here and keep the edges of their property thickly overgrown and wooded to act as a privacy barrier. Basically they live on a square made up of 5 acres and the house sits on one acre alone in the middle. Only the acre the house sits on is landscaped. Plus, their property taxes are low because they bought the land and built the home over 50 years ago.

No HOA to worry about. No neighbors clustered so close that you can hear it when they fart. A nice, thick wild buffer to cut down on traffic noise and the sight of cars passing by.
2014-01-09 02:03:57 AM
1 votes:

I sound fat: / not saying they didnt have the legal right, but i AM saying they have the moral obligation.


Much like being responsible for your personal obligations?
2014-01-09 01:21:04 AM
1 votes:

Caffienatedjedi: For the land of the free, we certainly love forcing bullshiat rules and costs on people.

Fark HOAS, ruined rural living for me. I could of had a pony!


There is a "neighborhood" behind my parents house that is supposed to be really green but the rules go so far that many "green" things are even banned. Plus, they do stupid things like making you pay for 7 acres of land but 6 of those are "community land". Houses are spring up left and right in the area but this one small area has the same 2 houses and a dozen empty lots it has had for the last few years.
2014-01-09 01:20:05 AM
1 votes:

Popular Opinion: since my hoa fees are almost $600/mo, i have no sympathy.

why couldn't some freaking numbnut from the farking, office knowing that some lady would lose their home over <$300, go over there and tell the dang lady she was gonna lose her home? hell, i would have paid the fooking bill for karma points.

because there is no god.


$600 a month??? Good lord, please tell me they mow your yard, pick up the leaves, babysit the kids, listen to your wife nag, and provide you with hookers and blow on your birthday.
2014-01-09 01:17:09 AM
1 votes:

TOSViolation: in a neighborly way


you mean the ones that violate the TOS and end in a house being sold for 288 bucks ?
yea... remind everyone not to be your neighbour.

TOS Violations can be extremely offensive when the are responded to with ruthlessness.
2014-01-09 01:10:54 AM
1 votes:
since my hoa fees are almost $600/mo, i have no sympathy.

why couldn't some freaking numbnut from the farking, office knowing that some lady would lose their home over <$300, go over there and tell the dang lady she was gonna lose her home? hell, i would have paid the fooking bill for karma points.

because there is no god.
2014-01-09 01:01:22 AM
1 votes:

TOSViolation: I'll give you a few examples:

1) You want to build a treehouse where it is overlooking your neighbor's swimming pool in such a way that kids will feel tempted to try to jump from it into your neighbor's pool.
2) You want to put up a baseball diamond in your yard where the balls will be hit in the direction of your neighbors' houses.
3) You want to plant stupid trees with branches that hang down (like weeping willow), along the property line, that will grow out over your neighbors' yards, causing a nuisance.
4) You want to put up a shiatty fence in your backyard.  Sure, you can put up a fence, but there may be standards of decency and quality of construction.  Maybe a chain-link fence isn't ok, but a wooden plank one is.


Assuming you're speaking as the neighbor:
1) Build a fence.
2) If the problem continues, call the police for vandalism/destruction of property.
3) In many jurisdictions you can cut back limbs, and even whole trees, that hang over your property.
4) Your town/county building code already has restrictions on what kind of fence can be built.

Looks like the existing government rules take care of all four problems, why pay a bunch of mall-cop-wannabes to do the same job?
2014-01-09 12:58:47 AM
1 votes:

TOSViolation: rewind2846: TOSViolation: If your neighbors can give you a compelling, logical reason for why you shouldn't do something on your property, the appropriate response is not, "To[sic] bad."

That's the problem... there is no "compelling, logical reason" unless that reason involves the potential destruction of other peoples' property. "Don't set your house on fire because the one next door might burn down" is a good example. "Don't let your grass get dry in a farking drought because we don't like the way it looks" is not.  If you're not paying my mortgage, and you're not a city, town state or federal official that I have given permission and power to over such matters, you can just jump up your own ass and suffocate.

I work hard for my money.
That money is used to pay my mortgage.
"My neighbors" are in no way involved with that transaction.
Therefore, they have no say in what I do with what I bought.
That is all.

I'll give you a few examples:

1) You want to build a treehouse where it is overlooking your neighbor's swimming pool in such a way that kids will feel tempted to try to jump from it into your neighbor's pool.
2) You want to put up a baseball diamond in your yard where the balls will be hit in the direction of your neighbors' houses.
3) You want to plant stupid trees with branches that hang down (like weeping willow), along the property line, that will grow out over your neighbors' yards, causing a nuisance.
4) You want to put up a shiatty fence in your backyard.  Sure, you can put up a fence, but there may be standards of decency and quality of construction.  Maybe a chain-link fence isn't ok, but a wooden plank one is.

There are often cases of HOAs not telling you that you can't do something, but advising you on how to do it in a neighborly way.


1st t have to be some small property for a treehouse close enough for a kid to jump form it to a pool in the next yard over.
2nd.  this one maybe.  then agian kids just playing ball without a diamond can do this so not much difference.
3rd. ohh well to bad If I want x tree along the property line to block view then as long as the start/town laws say I can thats what i am going have.
4th  see answer for number 3.

as stated if its my property what gives you as my neighbore the right to say what I can and can't do on.
2014-01-09 12:14:39 AM
1 votes:

TWX: HOAs can be disbanded.

HOAs can be disbanded.

Admittedly this is not an easy process, requires at least half of the property owners to agree (and could require an even higher percentage) and could cause municipal taxes to increase if the city ends up taking over public spaces.

We looked at a house in a sixteen property development, still partially unsold. We were almost ready to offer on it, but then we decided to read the entire HOA rules, and found 48 pages of restrictions, and that's not even getting into possible extra rules. There was a 'disband the HOA' clause, but it required something like over 60% of owners to agree, and since the unsold plots still were owned by the developer and counted as a vote each (and likely against) it looked unlikely that the HOA could be terminated in any practical sense. We decided to not offer on it.

We found another house, less than a quarter-mile away, admittedly 30 years older, but bigger, with the detached workshop built with the house when it was new, with no HOA, and only eight pages of CC&Rs, with simple rules that are city-enforced, not HOA enforced, and are simple and fairly reasonable. Things like HVAC components are not to be roof-installed. One is not allowed to operate an automobile repair business at home. That sort. The only one that I am less happy with is a prohibition on non-TV antennas, but given the problems in the late seventies with the CB craze this isn't a surprise. It does mean I have to be more creative with my ham radio gear, but I have some ideas that will work. Either way, basically someone has to report a problem to the correct department at the city in order for the city to then follow up and possibly send a warning, and the only warning I'm aware of was for someone that did install HVAC on the roof, and the city allowed them to install a concealing wall to hide it from being visible instead of requiring it to be removed, so the situation is not really unreasonable.


I think under federal law, if you get a class whatever radio operators license, they cant stop you from putting up an antenna, i read about a guy doing that as a big fark you to his HOA.
2014-01-09 12:04:23 AM
1 votes:

the ha ha guy: They did fix the deed after I took them to court, but they wrote the new deed in such a way that most of my property is now under HOA rule, complete with $250/month dues, which my lawyer says I have to continue paying until the judge orders them to remove that clause form the deed (and it's unlikely I'll get a refund).


Get a better lawyer. If there's an ongoing deed dispute, those dues amounts should be going into escrow to be released to the appropriate party upon resolution, not direct to the opposing party.
2014-01-08 11:29:19 PM
1 votes:
Fark HOA's.
Then again... refusing to open your mail? For that amount of time. Fark her.
2014-01-08 11:20:05 PM
1 votes:
Still confused by how a person could have it together enough to buy a house, but be witless enough not to read anything that comes with it?...
2014-01-08 11:18:49 PM
1 votes:

JoieD'Zen: kregh99: "For six years, Ingrid Boak, who travels a lot for work as a racehorse trainer, ignored mail from her homeowner association."

I stopped reading there.  I live in a development with an HOA.  I pay $200.00 a year.  I get upkeep on all the common ground, storm drains, snow removal, and a few other minor perks.  I was informed of this when we put a bid on the house.

Really don't have a problem with them, and this woman is an idiot.  If the HOA waited 6 years, they have been more than fair to her.

She is a Horse Trainer; this makes money for people with racing interests. She MUST travel.


Well, unless she was gone each and every day for the past SIX YEARS, she can travel her happy ass to the mailbox and read her farking mail. And then she should pay her farking bills just like everyone else has to do.
2014-01-08 11:05:40 PM
1 votes:
I like my HOA.  When banks foreclosed on houses, the HOA is the one that kept the banks from letting those go to shiat.  They were ruthless on bankowned properties that otherwise would have been disasters.  It only took a drive through non-HOA communities showed the difference.

/we also vote out the retard types that try to create stupid rules.  The HOA does a few things: make owners keep up their front yards, including bank owned houses.  Maintain the community parks.  Make sure everyone pays dues, including bank owned.  That's it.  Occasionally we get the member that wants ridiculous parking enforcement or stupidity but they are voted out.  Non-HOA areas got bank-owned properties that had no maintenance, dead or weed lawns and swamp pools.
2014-01-08 11:03:27 PM
1 votes:

LemSkroob: The action path of recourse shouldn't be foreclosure. Thats like a cop pulling someone over for speeding and then shooting them in the face as soon as they walk up to the car.


The house is the security for the lein, which was incurred because she ignored every notice and never paid. She also must have ignored the legal notices of the foreclosure and sale. She had it in her power to put a stop to this at many points and didn't. After 6 years and scores of notices, I don't blame the HOA for getting fed up.
2014-01-08 10:51:44 PM
1 votes:

jst3p: SurfaceTension: HOAs have to be the most useless organizations ever. They only benefit the banks by making sure housing prices don't fall.

Doesn't that benefit also extend to the homeowner?


Well that's their sole argument for their rules, their precious property values, which they extend to mean that they'r affected by the grass being a centimeter too high or the color of your house not suiting them.

/not exaggerating, saw an old bag with a ruler coming around to everyone's lawn in my dad's neighborhood
2014-01-08 10:51:08 PM
1 votes:
A friend of mine is on the board of a 300 unit condo association. Some of the homeowners haven't paid in years and owe 4- and 5-figure sums. That money is needed to pay for the upkeep and amenities of the property. What do you anti-HOA types propose they do, let everyone else pay their share and just let the deadbeats slide forever?
2014-01-08 10:43:05 PM
1 votes:

FrancoFile: EffervescingElephant: FrancoFile: EffervescingElephant: Maybe one of you Farkers with a GED in law can help me with this one - my girlfriend has a similar situation, the HOA is in the process of placing a lien on her property because of some missed payments...

She is recently divorced and moved into one of her rental properties, she notified the HOA that she was moving in there, and asked them in writing to send all correspondence to the new address, that she going through a divorce and didnt want any mail going to an ex-husband.

She missed a few payments and they tacked a notice on the door with the lien notice and the attorney representing them...the back payments are only a few hundred bucks, but the attorneys want over 3,500 in fees.

They sent all correspondence/notices to her old address, even after being told not to...is there anything she can do to fight it?

Did she send that notice registered mail?  If so, then she's got a leg to stand on.

She went to the HOA office gave them a notice in person - she paid the fees for several months with checks with the right address, and once the attorneys got involved they sent everything to the right address

She could have paid the back fees...they weren't that much, she didn't know it was being turned over to attorneys, now she has almost 4 grand in fees for less than 500 bucks in back payments

She has a divorce attorney, yes?  He ought to be able to handle this.  Mgmt company screwed up and a lawyer-to-lawyer talk should get them to back down.


Would be my advice, only don't let the divorce attorney deal with it unless he/she also knows about property laws (they are different animals). It could be that getting her own attorney involved will convince the attorneys to back down--I guarantee the management company has not given them the whole story (unless they are bottom-sucking lampreys themselves). Unless your girlfriend is being a deadbeat, there's no way a $500 collection should equal $4000 in legal fees.

Make sure she has all her correspondence to and from the HOA, including the request not to send any more mail to her old address (I hope it was in writing), and any contact between her and them once she retains counsel should only be made by her lawyer. I am not an attorney, and I am not her attorney, so I'm not giving legal advice, but her best bet is to offer to pay the back fees only AFTER the attorney contacts their attorney. Don't get roped into promises before it's all legal-like.
2014-01-08 10:40:53 PM
1 votes:

MNMarkPW: cuzsis: drumhellar: cuzsis: Also, how the fark can they legally take a home worth $120,000 for $288?

Seems like they owe her $119,712...

They don't keep all the money - just the fine + the cost of forcing a foreclosure. Of course, if she had a mortgage to pay, the rest of the money would go to the bank to pay the mortgage. Since the house is usually sold at auction for a lot less than it's worth, the former owner is on the hook for the remainder. In her case, it's $30,000.

Agreeing to sell the house for less than it was worth is their problem/stupidity. It doesn't change what the house was worth as an asset to both the bank the homeowner. And that was made by a professional assessment by the county and/or bank when she bought the house. This means they essentially "stole" money from her. And it was a hell of a lot more than $288.

Perhaps she can sell their houses now?

 It would be like if someone took your car, sold it for $12 and gave you the $12 as "payment" for the car. Pretty sure you'd throw their ass in jail for felonious theft, yes?

 /I'm not saying the home owner isn't stupid, she definitely is, but in this case the HOA is the greater of the two....by a lot.

Try not paying your car payment and see what happens.


That's different. As the person collecting is the one who owned the property originally. Just like a bank foreclosing on the home that you agreed to pay for. Technically it's their property until you pay off the note.

 It's when a non-owner attempts to take the property and sell it for less than it's worth that you can argue for theft.
2014-01-08 10:30:00 PM
1 votes:
I swear to god I will pistol whip the next person who says "HOA's"
2014-01-08 10:28:02 PM
1 votes:

cuzsis: drumhellar: cuzsis: Also, how the fark can they legally take a home worth $120,000 for $288?

Seems like they owe her $119,712...

They don't keep all the money - just the fine + the cost of forcing a foreclosure. Of course, if she had a mortgage to pay, the rest of the money would go to the bank to pay the mortgage. Since the house is usually sold at auction for a lot less than it's worth, the former owner is on the hook for the remainder. In her case, it's $30,000.

Agreeing to sell the house for less than it was worth is their problem/stupidity. It doesn't change what the house was worth as an asset to both the bank the homeowner. And that was made by a professional assessment by the county and/or bank when she bought the house. This means they essentially "stole" money from her. And it was a hell of a lot more than $288.

Perhaps she can sell their houses now?

 It would be like if someone took your car, sold it for $12 and gave you the $12 as "payment" for the car. Pretty sure you'd throw their ass in jail for felonious theft, yes?

 /I'm not saying the home owner isn't stupid, she definitely is, but in this case the HOA is the greater of the two....by a lot.


Try not paying your car payment and see what happens.
2014-01-08 10:27:33 PM
1 votes:
More I hear about HOAs the more I like my property in a small town with 15 acres.
2014-01-08 10:17:41 PM
1 votes:

drumhellar: They don't keep all the money - just the fine + the cost of forcing a foreclosure.


this. fark has been flooded with too many uneducated people lately. they have no understanding of basic civil law.
2014-01-08 10:14:49 PM
1 votes:
I have an HOA. It covers the airport in my back yard and 100mbit Internet. Fees are cheaper than buying internet myself per month.The only thing banned are horses, they don't seem to be compatible with airplanes and an airport community. Other than that I can do whatever I want. I can unload a 75 round drum of my ak47 right from my front porch. no one blinks. The first week I moved in the HOA guys invited me out onto the strip at night to spotlight pigs and armadillos and take care of them. Everyone has acreage and what rules there are are not really enforced and there's too few people as permanent residents to make a quorum so the HOA is basically defunct, but everyone mostly still pays fees because they can't get anything else even close, cheaper.
2014-01-08 10:13:07 PM
1 votes:
I love the fact that my San Diego-area neighborhood isn't run by a HOA. Want to paint your house florescent green or purple? Go for it. Leave your palm trees wrapped in Christmas lights year round? Yep, that's me. Xeriscape the shiat out of your lawn or, hell, don't even mow it? Cool. I love the fact that funkiness runs rampant where I live. Then again, it's sunny and 70 degrees virtually year 'round and I can walk to the beach, so I really don't care. I suppose that's the attitude of most people here.
2014-01-08 10:09:14 PM
1 votes:

cuzsis: Also, how the fark can they legally take a home worth $120,000 for $288?

Seems like they owe her $119,712...


They don't keep all the money - just the fine + the cost of forcing a foreclosure. Of course, if she had a mortgage to pay, the rest of the money would go to the bank to pay the mortgage. Since the house is usually sold at auction for a lot less than it's worth, the former owner is on the hook for the remainder. In her case, it's $30,000.
2014-01-08 10:03:27 PM
1 votes:

HindiDiscoMonster: cuzsis: you are a puppet: ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.

Agreed. Place a farking lien on it you shiatbags

This.

 Also, how the fark can they legally take a home worth $120,000 for $288?

 Seems like they owe her $119,712...

/she should sue

they are going to do that to the wrong person sometime and we're going to read about a mass murder of all HOA board members.

/no great loss.... should be an interesting thread though.


Well as long as the murderer sends "plenty of notice" I think most people will be fine with it. 

/at least that's the vibe I get from some people on here.
2014-01-08 10:00:37 PM
1 votes:

jumac: ruined my credit in my 1st marriage but when its fixed and I can get a house.  It will not be in a HOA. Those who buy a house in a HOA have no idea what owning a house if for.  A house/land is there for your enjoyment.  If you are worried that if the person next to you puts up a tree house for their kid or pants their house some weird color is going effect the value of your land,  You shouldn't own the land/house.  When I can get a place and I want to do something to the property to make it more enjoyable for me and my family, I will make sure it done in line with town/state laws and such.  But if the people around me come and say please don't do that cause it going lower their property value I going say to bad.


The cognitive dissonance is strong with this one.

/I'll do it if the state forces me to
//but fark you, neighbors
2014-01-08 09:57:56 PM
1 votes:
bronyaur1: If you buy into a place that has a HOA, you deserve absolutely everything you get.
2014-01-08 09:57:31 PM
1 votes:
The former homeowner is an idiot. The HOA is not at fault here, no matter how much you weirdos want them to be.
2014-01-08 09:56:07 PM
1 votes:

EffervescingElephant: Maybe one of you Farkers with a GED in law can help me with this one - my girlfriend has a similar situation, the HOA is in the process of placing a lien on her property because of some missed payments...

She is recently divorced and moved into one of her rental properties, she notified the HOA that she was moving in there, and asked them in writing to send all correspondence to the new address, that she going through a divorce and didnt want any mail going to an ex-husband.

She missed a few payments and they tacked a notice on the door with the lien notice and the attorney representing them...the back payments are only a few hundred bucks, but the attorneys want over 3,500 in fees.

They sent all correspondence/notices to her old address, even after being told not to...is there anything she can do to fight it?


Check the rules for service of process in your state
2014-01-08 09:54:40 PM
1 votes:
This is why you stay involved with your HOA or community council.  Generally, the people that shouldn't be in charge are while the people that could handle the responsibility are out enjoying life.  HOAs are useful to provide some kind of normalcy and maintenance to your neighborhood.  Unfortunately, the horror stories come when the power hungry start creating bad policy without much resistance so they can then create worse policy.
2014-01-08 09:54:39 PM
1 votes:

LemSkroob: ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.

or just keep a tab open, document everything very well, and take your cut when the house is eventually sold.

There. no evictions, and the HOA gets paid.


K. What do you tell the plow guy, landscaper, road repair guy, insurance company, HOA lawyer, et cetera? "Well, we'd like to pay you, but a third of our members aren't paying their dues and we're waiting for them to sell so they can settle their tabs. We'll pay you then."

That's the whole point of the vile things. Towns promote them to get out of paying for Public Works, the HOA's promise private roads in good repair, well maintained facilities (pool, gym, small park, whatever) in exchange for dues. The money has to be coming in consistantly and everyone has to be paying their share or the whole thing unravels.
2014-01-08 09:53:37 PM
1 votes:
Why is it that HOAs seem to be heavily concentrated in low IQ states like Kentucky and Virginia?

In our state we have this thing called "exempt property" which no matter what trouble you have in your life, and someone comes after you for debts, your house is exempt up to some reasonable amount of money.
2014-01-08 09:51:29 PM
1 votes:

AbiNormal: hardinparamedic: What should happen to HOAs when the revolution comes:

[s3.amazonaws.com image 490x315]

I hope that pic represents the dumbshiats who buy into HOAs.



Not all HOA's are evil. I realize they aren't for everyone but mine works for me.
2014-01-08 09:51:15 PM
1 votes:

Mugato: The length of your grass affects my property values!!!


Well since they can't get rid of you for the color of your skin any more, they got to find something.
SVX
2014-01-08 09:49:50 PM
1 votes:
Like anything else, it comes down to the people involved.  The wife was on our old townhouse association board for a number of years, and I thought she was nuts.  The pure amount of crap those people had to put up with, and the chasing after dollars was a lot of fun.

Then this douchebag got himself elected to the board somehow.  He was the tax and spender, he advocated raising assessments over 15% per year (he ended up getting 8%), and after a few years of that, the board got enough residents to sandbag his ass at the yearly proxy vote.

Moral of the story, all it takes is one D-bag who likes power a little too much, and it instantly make hundreds of people miserable and pissed off.  And, should you have a whole group of them, you're screwed.
2014-01-08 09:49:23 PM
1 votes:
Ours is $300/mo.  Going to $400/mo.

When some of the units don't pay, the missing amount is split onto the other units.

Yes there are multiple foreclosure proceedings.  Yes the HOA atty fees go back to the units.

/landofthefree
2014-01-08 09:48:19 PM
1 votes:
Let's keep this short and to the point -- fark HOAs.
2014-01-08 09:45:36 PM
1 votes:
ruined my credit in my 1st marriage but when its fixed and I can get a house.  It will not be in a HOA. Those who buy a house in a HOA have no idea what owning a house if for.  A house/land is there for your enjoyment.  If you are worried that if the person next to you puts up a tree house for their kid or pants their house some weird color is going effect the value of your land,  You shouldn't own the land/house.  When I can get a place and I want to do something to the property to make it more enjoyable for me and my family, I will make sure it done in line with town/state laws and such.  But if the people around me come and say please don't do that cause it going lower their property value I going say to bad.
2014-01-08 09:43:07 PM
1 votes:

HAMMERTOE: What exactly happens if you refuse to sign the contract they offer?


sale is terminated.
2014-01-08 09:42:23 PM
1 votes:

cuzsis: you are a puppet: ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.

Agreed. Place a farking lien on it you shiatbags

This.

 Also, how the fark can they legally take a home worth $120,000 for $288?

 Seems like they owe her $119,712...

/she should sue


they are going to do that to the wrong person sometime and we're going to read about a mass murder of all HOA board members.

/no great loss.... should be an interesting thread though.
2014-01-08 09:38:59 PM
1 votes:

PainInTheASP: Oh good, both parties are being idiots.  Carry on.


I agree with this but when all is said and done she is merely retarded while HOA's are evil. In any sane world these clauses would be contracts of adhesion and null ab inito. But we live in America, not sanity.
2014-01-08 09:37:21 PM
1 votes:
I think the hoa president would end up missing.
2014-01-08 09:36:00 PM
1 votes:

Gyrfalcon: she gets no sympathy from me because she couldn't open her mail.


Then you'e a farking idiot.
2014-01-08 09:30:40 PM
1 votes:

hardinparamedic: What should happen to HOAs when the revolution comes:

[s3.amazonaws.com image 490x315]


I hope that pic represents the dumbshiats who buy into HOAs.
2014-01-08 08:34:33 PM
1 votes:
The length of your grass affects my property values!!!
2014-01-08 08:06:48 PM
1 votes:
Oh good, both parties are being idiots.  Carry on.
 
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