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(MSN)   "You sold my house for $288 in HOA fees?" "Well, maybe if you bothered to open one of the 30 notices we'd sent you or read the contract you signed when you bought the house, you wouldn't have this problem"   (news.msn.com) divider line 308
    More: Followup, HOA, homeowners associations, debt settlement, Community Associations Institute, fees  
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16761 clicks; posted to Main » on 08 Jan 2014 at 9:25 PM (33 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2014-01-08 11:06:21 PM

jst3p: Mugato: jst3p: SurfaceTension: HOAs have to be the most useless organizations ever. They only benefit the banks by making sure housing prices don't fall.

Doesn't that benefit also extend to the homeowner?

Well that's their sole argument for their rules, their precious property values, which they extend to mean that they'r affected by the grass being a centimeter too high or the color of your house not suiting them.

/not exaggerating, saw an old bag with a ruler coming around to everyone's lawn in my dad's neighborhood


HOAs are like a gay marriage. Don't like one don't be in one, but mine works for me.


No choice around here. Every development in the last 30 years has an HOA.

And yes, I live in one.
 
Ant
2014-01-08 11:08:42 PM

toadist: "For six years, Ingrid Boak, who travels a lot for work as a racehorse trainer, ignored mail from her homeowner association. "

Wow, she isn't just a dumbass.    She is a super dumbass.


It still doesn't warrant having her home taken.
 
2014-01-08 11:09:03 PM

TOSViolation: If your neighbors can give you a compelling, logical reason for why you shouldn't do something on your property, the appropriate response is not, "To[sic] bad."


That's the problem... there is no "compelling, logical reason" unless that reason involves the potential destruction of other peoples' property. "Don't set your house on fire because the one next door might burn down" is a good example. "Don't let your grass get dry in a farking drought because we don't like the way it looks" is not.  If you're not paying my mortgage, and you're not a city, town state or federal official that I have given permission and power to over such matters, you can just jump up your own ass and suffocate.

I work hard for my money.
That money is used to pay my mortgage.
"My neighbors" are in no way involved with that transaction.
Therefore, they have no say in what I do with what I bought.
That is all.
 
2014-01-08 11:10:43 PM
and now rents her old one from the new owner for $900 a month


PROFIT?
 
2014-01-08 11:15:35 PM
Never, ever, ever buy a house with a homeowners association controlling it because they are staffed by precisely the sort of venal, greedy, control freak little sh*tstains that you envision HOAs being staffed by.
 
2014-01-08 11:16:18 PM
I have said it before and i will say it again HOAs should be allowed to foreclose on houses over failure to pay dues, and nor should be be forced to join an HOA  when you buy a house.

Joining an HOA should be a choice you make after buying a house not one your forced to make to buy the house you desire.

This could have been avoid if the HOA council sent someone over and talked to the woman and explained the problem for going full douchebag and foreclosed on a house for less than $300.
 
2014-01-08 11:17:15 PM
farking criminal.
 
2014-01-08 11:18:49 PM

JoieD'Zen: kregh99: "For six years, Ingrid Boak, who travels a lot for work as a racehorse trainer, ignored mail from her homeowner association."

I stopped reading there.  I live in a development with an HOA.  I pay $200.00 a year.  I get upkeep on all the common ground, storm drains, snow removal, and a few other minor perks.  I was informed of this when we put a bid on the house.

Really don't have a problem with them, and this woman is an idiot.  If the HOA waited 6 years, they have been more than fair to her.

She is a Horse Trainer; this makes money for people with racing interests. She MUST travel.


Well, unless she was gone each and every day for the past SIX YEARS, she can travel her happy ass to the mailbox and read her farking mail. And then she should pay her farking bills just like everyone else has to do.
 
2014-01-08 11:20:05 PM
Still confused by how a person could have it together enough to buy a house, but be witless enough not to read anything that comes with it?...
 
2014-01-08 11:23:52 PM

vodka: HOA or not this seems illegal. It's like selling you a can of Coke and the "contract" says if you don't pay the $0.50 within 3 days your home is now owned by Coca-Cola.  Uh, no...


When you buy a home in a HOA, there is full disclosure of the CC&R's. This is the stuff you are supposed to read and understand before you sign all that pile of paperwork at the close of escrow.

My HOA gave me several options on payment: coupon book, online payment, automatic withdrawal from checking account. If it was important to the former home owner, I am sure it would not have come to this.
 
2014-01-08 11:24:48 PM

twiztedjustin: and now rents her old one from the new owner for $900 a month


PROFIT?


900 is probably much less than she'd pay if her mortgage payment was saddled with an additional 70-120 k repairs fee & assoc property tax rise.
 
2014-01-08 11:27:36 PM

nanim: Still confused by how a person could have it together enough to buy a house, but be witless enough not to read anything that comes with it?...


It looks like she did read the letters but didn't think they had any recourse against her if she refused to pay.

Surprise!
 
2014-01-08 11:28:01 PM

bunner: Never, ever, ever buy a house with a homeowners association controlling it because they are staffed by precisely the sort of venal, greedy, control freak little sh*tstains that you envision HOAs being staffed by.


Not all of them. For example: mine
 
2014-01-08 11:29:19 PM
Fark HOA's.
Then again... refusing to open your mail? For that amount of time. Fark her.
 
2014-01-08 11:30:07 PM

EffervescingElephant: Maybe one of you Farkers with a GED in law can help me with this one - my girlfriend has a similar situation, the HOA is in the process of placing a lien on her property because of some missed payments...

She is recently divorced and moved into one of her rental properties, she notified the HOA that she was moving in there, and asked them in writing to send all correspondence to the new address, that she going through a divorce and didnt want any mail going to an ex-husband.

She missed a few payments and they tacked a notice on the door with the lien notice and the attorney representing them...the back payments are only a few hundred bucks, but the attorneys want over 3,500 in fees.

They sent all correspondence/notices to her old address, even after being told not to...is there anything she can do to fight it?


Both of you talk to a property lawyer. Now. You don't have to hire him yet (that'll be a butt-ton of cash too) but get a consultation and he'll likely give you a few pointers on all the little things you don't know about your state's rules, where to look in your agreements, how to do things from here on out, and how to make a settlement offer for the original amount to make them more likely to accept it. He might offer to type up and send the settlement offer + threat of lawsuit if it's not accepted on his letterhead for a nominal fee, which usually gets things done a lot faster than trying to convince them that you poor average folk mean business.
 
2014-01-08 11:30:24 PM

you are a puppet: ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.

Agreed. Place a farking lien on it you shiatbags


That's what they did...

LemSkroob: ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.

or just keep a tab open, document everything very well, and take your cut when the house is eventually sold.

There. no evictions, and the HOA gets paid.

Or they can wait, and continue to hold the lien. Rather than foreclose on a $120,000 house to satisfy a $288 debt.


Liens can expire if you don't file suit.  It depends on the type of lien and the state.  In California you can have as little as 90 days before it expires.
 
2014-01-08 11:30:34 PM
it blows my mind that some artificial, non government sanctioned bullshiat of a make-belief authority can do this to someone elses property.

HOA is the epitomy of un-americanism. some small community turning communal dictatorship become some assholes in the past get paranoid over their property values.
 
2014-01-08 11:32:50 PM

bunner: Never, ever, ever buy a house with a homeowners association controlling it because they are staffed by precisely the sort of venal, greedy, control freak little sh*tstains that you envision HOAs being staffed by.


And that staff is elected by the homeowners.
 
2014-01-08 11:34:13 PM

deforge: it blows my mind that some artificial, non government sanctioned bullshiat of a make-belief authority can do this to someone elses property.

HOA is the epitomy of un-americanism. some small community turning communal dictatorship become some assholes in the past get paranoid over their property values.


You know state and local governments encourage the creation of HOA's, right?
 
2014-01-08 11:34:36 PM
My HOA likes to send letters saying we haven't paid and if we don't they will take action.

They also like not answering the phone when you call and ask who to make the check out to (never in the letter). They also never send out anything that says just what we are paying for.

We have no common areas, clubhouse, pool etc. And on the 9 years I've lived here my street has been plowed precisely once
 
2014-01-08 11:35:31 PM

Derwood: bunner: Never, ever, ever buy a house with a homeowners association controlling it because they are staffed by precisely the sort of venal, greedy, control freak little sh*tstains that you envision HOAs being staffed by.

Not all of them. For example: mine


I'm sure many forum users will chime in with precisely the same response, and God bless ye.
 
2014-01-08 11:36:48 PM

foxyshadis: EffervescingElephant: Maybe one of you Farkers with a GED in law can help me with this one - my girlfriend has a similar situation, the HOA is in the process of placing a lien on her property because of some missed payments...

She is recently divorced and moved into one of her rental properties, she notified the HOA that she was moving in there, and asked them in writing to send all correspondence to the new address, that she going through a divorce and didnt want any mail going to an ex-husband.

She missed a few payments and they tacked a notice on the door with the lien notice and the attorney representing them...the back payments are only a few hundred bucks, but the attorneys want over 3,500 in fees.

They sent all correspondence/notices to her old address, even after being told not to...is there anything she can do to fight it?

Both of you talk to a property lawyer. Now. You don't have to hire him yet (that'll be a butt-ton of cash too) but get a consultation and he'll likely give you a few pointers on all the little things you don't know about your state's rules, where to look in your agreements, how to do things from here on out, and how to make a settlement offer for the original amount to make them more likely to accept it. He might offer to type up and send the settlement offer + threat of lawsuit if it's not accepted on his letterhead for a nominal fee, which usually gets things done a lot faster than trying to convince them that you poor average folk mean business.



Thanks, yea I'm going to call someone tomorrow. It's that butt-ton of cash that is daunting. Seemed like it was robbing Peter to pay Paul. Maybe someone can help us and save at least a little money in the process...thanks again
 
2014-01-08 11:38:56 PM

Saturn5: bunner: Never, ever, ever buy a house with a homeowners association controlling it because they are staffed by precisely the sort of venal, greedy, control freak little sh*tstains that you envision HOAs being staffed by.

And that staff is elected by the homeowners.


Makes you wonder, doesn't it?
 
2014-01-08 11:39:03 PM

Target Builder: deforge: it blows my mind that some artificial, non government sanctioned bullshiat of a make-belief authority can do this to someone elses property.

HOA is the epitomy of un-americanism. some small community turning communal dictatorship become some assholes in the past get paranoid over their property values.

You know state and local governments encourage the creation of HOA's, right?


In some areas, HOAs are required by local law if the subdivision is high density enough.  Chances are, if your lot is less than 1 acre, it falls in that range, but that varies from state to state.  In my city anything less than 20 years old inside the city limits pretty much requires an HOA.  My next house will be out in the boonies so I can avoid the hassle.
 
2014-01-08 11:45:08 PM

cuzsis: Agreeing to sell the house for less than it was worth is their problem/stupidity. It doesn't change what the house was worth as an asset to both the bank the homeowner. And that was made by a professional assessment by the county and/or bank when she bought the house. This means they essentially "stole" money from her. And it was a hell of a lot more than $288.

Perhaps she can sell their houses now?

It would be like if someone took your car, sold it for $12 and gave you the $12 as "payment" for the car. Pretty sure you'd throw their ass in jail for felonious theft, yes?


It's hard to argue they sold the house for less than its value when it's sold at a public auction.

Since you ventured for the car analogy, when you get your car impounded for whatever reason (say, you park in a restricted area), if you never get your car out of impound, it will be auctioned off. The impound lot gets to keep its impound fees (up to a limit defined by the law in your jurisdiction) and the rest of the money is payed to you. It is your property, after all. However, the impound lot isn't obligated to keep your car indefinitely, and if you don't pay the fees you owe, the lot is allowed to recoup the fees it is owed.
 
2014-01-08 11:48:15 PM

The My Little Pony Killer: jumac: ruined my credit in my 1st marriage but when its fixed and I can get a house.  It will not be in a HOA. Those who buy a house in a HOA have no idea what owning a house if for.  A house/land is there for your enjoyment.  If you are worried that if the person next to you puts up a tree house for their kid or pants their house some weird color is going effect the value of your land,  You shouldn't own the land/house.  When I can get a place and I want to do something to the property to make it more enjoyable for me and my family, I will make sure it done in line with town/state laws and such.  But if the people around me come and say please don't do that cause it going lower their property value I going say to bad.

The cognitive dissonance is strong with this one.

/I'll do it if the state forces me to
//but fark you, neighbors


TOSViolation: jumac: ruined my credit in my 1st marriage but when its fixed and I can get a house.  It will not be in a HOA. Those who buy a house in a HOA have no idea what owning a house if for.  A house/land is there for your enjoyment.  If you are worried that if the person next to you puts up a tree house for their kid or pants their house some weird color is going effect the value of your land,  You shouldn't own the land/house.  When I can get a place and I want to do something to the property to make it more enjoyable for me and my family, I will make sure it done in line with town/state laws and such.  But if the people around me come and say please don't do that cause it going lower their property value I going say to bad.

This is what HOAs are for.  What you don't realize is that you're the bad guy in your story.  You're the person who is such an unreasonable asshole neighbor that people came up with the idea of HOAs.

If your neighbors can give you a compelling, logical reason for why you shouldn't do something on your property, the appropriate response is not, "To[sic] bad."

The HOA contract I signed just has reasonable things like requiring us to submit all paperwork and plans to the HOA prior to making any changes/additions to our property to ensure we have done all the required steps, such as land survey, permits, etc.  HOAs aren't ALL bad.  It's all about the people who set it up.

The best part is that they practically have to beg people to be on the board.  None of us want to be bothered by it.  That's the best kind of person to put in charge.  You only run into problems when you get a person who WANTS the power.  We all just encourage each other not to be assholes.


Ok i give you guys an example of what i mean.

My parents living in a small town.  They wanted to build a tree house in the front yard for all the gandkids.  All they had to do was get the permits form the town, then have the town come inspect it to make sure it was safely made. That was it the town didn't care what color it was or where on the property or anything else.  Town didn't care what the people around though bout it lowering their property values.

There is a HOA in the same town that one of my parents friend lives in who tried the same thing.  They got the permits form the town but before they could even start building it the HOA came in and said he couldn't do it cause it would effect the property values of those around him.

When I buy my 1st house/land If I want to make a change to the land/house I want to have it be like what my parents did.  Get the proper permits/inspections down by the town/city and be down with it.  I don't want to have to do that then get it OKed form a second group(HOA) to make sure its not going effect property values of those around me.
 
2014-01-08 11:53:18 PM

MNMarkPW: Try not paying your car payment and see what happens.


No, this is more like not paying your insurance company, and they take and sell your car.
 
2014-01-08 11:55:20 PM

the ha ha guy: Derwood: I live in an HOA, and it's no big deal. It just cracks me up how every HOA thread turns into mouth-frothing from a bunch of people who don't live in them


I've never lived in an HOA, and I intentionally bought remote farmland to eliminate the possibility of living in one).

When a developer moved in next door, I ignored their multiple requests, which eventually turned into legal threats, to force me to join their HOA.

And recently, the HOA land was re-surveyed in such a way that it included several acres of my property, during which time they poisoned my well and tried to have my house condemned. They did fix the deed after I took them to court, but they wrote the new deed in such a way that most of my property is now under HOA rule, complete with $250/month dues, which my lawyer says I have to continue paying until the judge orders them to remove that clause form the deed (and it's unlikely I'll get a refund).

But please, tell me how blissful my life will be now that my home has been forcibly taken over by a HOA. From my point of view, I'm getting all the usual BS and none of the benefits.


IANAL, but I think this is illegal. If the original deed did not include the  resurveyed land, then sudden changes can't be made like this?
 
2014-01-08 11:55:39 PM

Nightjars: She failed to pay your bills or bother to open your mail after moving into a neighborhood with an HOA. There are so many steps along the way that she could caused this to never occur, no matter how unjust that such a thing is possible for an HOA to do - I am certainly in the camp who feels that the worst they should be able to do is sue you for the amount owed, plus legal fees, and put a lien on your property (or a wage garnishment, or whatever other legal options that they may have to collect.)


Came here to say that.    Filing a lawsuit will force her attention and is generally far easier to do than foreclosing.    Yeah the woman was clearly at fault for not paying, but that does not mean that HOA was not being a dick and trying to make an example out of her. 

And as someone else pointed out, the HOA should be required to give her the amount of money equal to what they sold the house for minus what she owed and minus the HOA's costs in this affair.
 
2014-01-08 11:55:47 PM

Tsu-na-mi: MNMarkPW: Try not paying your car payment and see what happens.

No, this is more like not paying your insurance company, and they take and sell your car.


That's not at all what it's like, but I appreciate your lack of property law knowledge.

Check above, it's like not paying your impound fee on a car and having it sold at auction. Or like any situation where you acquire a lien against your property and do nothing about it. The government can do this too, people just seem to get less butthurt when it's about a tax delinquency.
 
2014-01-08 11:57:18 PM

Saturn5: bunner: Never, ever, ever buy a house with a homeowners association controlling it because they are staffed by precisely the sort of venal, greedy, control freak little sh*tstains that you envision HOAs being staffed by.

And that staff is elected by the homeowners.


Yes we vote, every vote is required and 70% of the votes are required for 1 person in my area. Fact is 99% of people in my 140 something sub division all vote every year on a new council which is usually 3 people who vote to fine people.
Only two people in the previous 5 years have gotten foreclosed on or had to sell their property.

We have some 900 page manual that must be followed, however! There is no nazism, if you are breaking one of the rules, they advise you, show you the page that YOU SIGNED before you even bought the house. You have to agree to any changes, blah blah twice.
Its been 9 years since my father helped me get into this house, i've never had a single infraction so far. Obviously they send you 20 notifications over a period of time before they even bother to fine, most get it done within 90 days to avoid fines.

Come to think of it, nobody on my block has had an infraction.
 
2014-01-08 11:59:03 PM
My old house was in a neighborhood that had an HOA, but like a dumbass, I thought it was a good idea. The fees I paid were for the swimming pool, leaf pick up, and other miscellaneous services. I failed to read the fine print, and it didn't take long for the people to start biatching about my free range chickens and hog farm ( only 11) in the backyard, a small windmill I installed in my side yard, herb garden in the front yard, and my RV parked in the street. Fugging bullshiat.
 
2014-01-09 12:00:32 AM
HOA = House Of Assholes
 
2014-01-09 12:02:21 AM

Mark Ratner: My old house was in a neighborhood that had an HOA, but like a dumbass, I thought it was a good idea. The fees I paid were for the swimming pool, leaf pick up, and other miscellaneous services. I failed to read the fine print, and it didn't take long for the people to start biatching about my free range chickens and hog farm ( only 11) in the backyard, a small windmill I installed in my side yard, herb garden in the front yard, and my RV parked in the street. Fugging bullshiat.


You didn't happen to have a cammo craport out front, did you?
 
2014-01-09 12:04:23 AM

the ha ha guy: They did fix the deed after I took them to court, but they wrote the new deed in such a way that most of my property is now under HOA rule, complete with $250/month dues, which my lawyer says I have to continue paying until the judge orders them to remove that clause form the deed (and it's unlikely I'll get a refund).


Get a better lawyer. If there's an ongoing deed dispute, those dues amounts should be going into escrow to be released to the appropriate party upon resolution, not direct to the opposing party.
 
2014-01-09 12:12:34 AM

TinyFist: Mark Ratner: My old house was in a neighborhood that had an HOA, but like a dumbass, I thought it was a good idea. The fees I paid were for the swimming pool, leaf pick up, and other miscellaneous services. I failed to read the fine print, and it didn't take long for the people to start biatching about my free range chickens and hog farm ( only 11) in the backyard, a small windmill I installed in my side yard, herb garden in the front yard, and my RV parked in the street. Fugging bullshiat.

You didn't happen to have a cammo craport out front, did you?


A cammo craport? As a matter of fact, I think I did. My friends liked it.
 
kab
2014-01-09 12:13:38 AM
And shiat like this is why you hear about folks absolutely trashing their homes prior to foreclosure / eviction, etc.
 
2014-01-09 12:14:39 AM

TWX: HOAs can be disbanded.

HOAs can be disbanded.

Admittedly this is not an easy process, requires at least half of the property owners to agree (and could require an even higher percentage) and could cause municipal taxes to increase if the city ends up taking over public spaces.

We looked at a house in a sixteen property development, still partially unsold. We were almost ready to offer on it, but then we decided to read the entire HOA rules, and found 48 pages of restrictions, and that's not even getting into possible extra rules. There was a 'disband the HOA' clause, but it required something like over 60% of owners to agree, and since the unsold plots still were owned by the developer and counted as a vote each (and likely against) it looked unlikely that the HOA could be terminated in any practical sense. We decided to not offer on it.

We found another house, less than a quarter-mile away, admittedly 30 years older, but bigger, with the detached workshop built with the house when it was new, with no HOA, and only eight pages of CC&Rs, with simple rules that are city-enforced, not HOA enforced, and are simple and fairly reasonable. Things like HVAC components are not to be roof-installed. One is not allowed to operate an automobile repair business at home. That sort. The only one that I am less happy with is a prohibition on non-TV antennas, but given the problems in the late seventies with the CB craze this isn't a surprise. It does mean I have to be more creative with my ham radio gear, but I have some ideas that will work. Either way, basically someone has to report a problem to the correct department at the city in order for the city to then follow up and possibly send a warning, and the only warning I'm aware of was for someone that did install HVAC on the roof, and the city allowed them to install a concealing wall to hide it from being visible instead of requiring it to be removed, so the situation is not really unreasonable.


I think under federal law, if you get a class whatever radio operators license, they cant stop you from putting up an antenna, i read about a guy doing that as a big fark you to his HOA.
 
2014-01-09 12:16:44 AM
Hey, not all HOAs are evil. Some merely suck.
 
2014-01-09 12:17:08 AM

kab: And shiat like this is why you hear about folks absolutely trashing their homes prior to foreclosure / eviction, etc.


Except for that lease you sign, I rent my grandfathers house out, everyone is required to sign a lease, I had one woman decide she wasn't going to pay rent, when I went to evict she took it to court and decided to trash the house with dog shiat and put holes in the walls. I had the damage estimated and went to court, she put up the $1150 rent to try to keep from being evicted, stupid judge should of ordered the eviction right away, but the money went into a escrow account (or whatever the court does). She moved out before being evicted by the judge, but when I presented the estimates for the damage, he awarded her $4,000 damage.

/I won't see a dime of it I'm sure, then again I wanted to fark her life up for what she did
 
2014-01-09 12:21:07 AM
If you want to sue someone, you have to give them notice.  Mailing something to their house doesn't qualify.  That's why you have process servers.  They deliver the papers, and can testify "Yes, I handed him the papers and told him he was being sued".

I can understand where if you're in a homeowners association and you don't pay your bills, eventually they are going to sue you.

But I can't understand how they can successfully sue without going through that process.  And I can't see how they can sell your house if they haven't won a lawsuit.

I also expect to hear about shootings over this kind of thing.  A house is usually the most expensive thing someone owns.  You want to steal their house over a couple of hundred bucks?  Sooner or later, you're going to piss off the wrong person, and he's going to take it out on you.
 
2014-01-09 12:21:31 AM

Misconduc: kab: And shiat like this is why you hear about folks absolutely trashing their homes prior to foreclosure / eviction, etc.

Except for that lease you sign, I rent my grandfathers house out, everyone is required to sign a lease, I had one woman decide she wasn't going to pay rent, when I went to evict she took it to court and decided to trash the house with dog shiat and put holes in the walls. I had the damage estimated and went to court, she put up the $1150 rent to try to keep from being evicted, stupid judge should of ordered the eviction right away, but the money went into a escrow account (or whatever the court does). She moved out before being evicted by the judge, but when I presented the estimates for the damage, he awarded her $4,000 damage.

/I won't see a dime of it I'm sure, then again I wanted to fark her life up for what she did


*twitch*

/dammit, that's twice tonight
 
FNG [TotalFark]
2014-01-09 12:22:09 AM
Why does this story get greenlit time and time again? Admins are bored and people want to biatch about their HOAs I guess.
 
2014-01-09 12:26:17 AM

JuggleGeek: But I can't understand how they can successfully sue without going through that process. And I can't see how they can sell your house if they haven't won a lawsuit.


The HOA has a lien on your house. Your house only belongs to you at their convenience.

It's the same as buying a car; the bank doesn't have to go to court to have your car repossessed if you stop paying the bill. They can just send someone out to tow it away, because it technically belongs to them, not you.
 
2014-01-09 12:26:26 AM

TinyFist: Misconduc: kab: And shiat like this is why you hear about folks absolutely trashing their homes prior to foreclosure / eviction, etc.

Except for that lease you sign, I rent my grandfathers house out, everyone is required to sign a lease, I had one woman decide she wasn't going to pay rent, when I went to evict she took it to court and decided to trash the house with dog shiat and put holes in the walls. I had the damage estimated and went to court, she put up the $1150 rent to try to keep from being evicted, stupid judge should of ordered the eviction right away, but the money went into a escrow account (or whatever the court does). She moved out before being evicted by the judge, but when I presented the estimates for the damage, he awarded her $4,000 damage.

/I won't see a dime of it I'm sure, then again I wanted to fark her life up for what she did

*twitch*

/dammit, that's twice tonight


could of
should of
would of

:)
 
TWX
2014-01-09 12:28:06 AM

Unknown_Poltroon: TWX: HOAs can be disbanded.

HOAs can be disbanded.

Admittedly this is not an easy process, requires at least half of the property owners to agree (and could require an even higher percentage) and could cause municipal taxes to increase if the city ends up taking over public spaces.

We looked at a house in a sixteen property development, still partially unsold. We were almost ready to offer on it, but then we decided to read the entire HOA rules, and found 48 pages of restrictions, and that's not even getting into possible extra rules. There was a 'disband the HOA' clause, but it required something like over 60% of owners to agree, and since the unsold plots still were owned by the developer and counted as a vote each (and likely against) it looked unlikely that the HOA could be terminated in any practical sense. We decided to not offer on it.

We found another house, less than a quarter-mile away, admittedly 30 years older, but bigger, with the detached workshop built with the house when it was new, with no HOA, and only eight pages of CC&Rs, with simple rules that are city-enforced, not HOA enforced, and are simple and fairly reasonable. Things like HVAC components are not to be roof-installed. One is not allowed to operate an automobile repair business at home. That sort. The only one that I am less happy with is a prohibition on non-TV antennas, but given the problems in the late seventies with the CB craze this isn't a surprise. It does mean I have to be more creative with my ham radio gear, but I have some ideas that will work. Either way, basically someone has to report a problem to the correct department at the city in order for the city to then follow up and possibly send a warning, and the only warning I'm aware of was for someone that did install HVAC on the roof, and the city allowed them to install a concealing wall to hide it from being visible instead of requiring it to be removed, so the situation is not really unreasonable.

I think under federal law, if you get a class whatever radio operators license, they cant stop you from putting up an antenna, i read about a guy doing that as a big fark you to his HOA.


That's not true. If it were, TV and radio stations could put up repeaters wherever they could buy or lease land. And that doesn't begin to address the FAA altitude rules.

The chimney on the house is a hollow box with a couple of ducts centered in it. I'm considering making some kind of retractable antenna that can be lowered into the chimney when not in use, possibly one for each of 440cm, 2m, and 10m located near the corners. Haven't decided for certain though. If antennas are only up while operating then I'd probably be OK.
 
2014-01-09 12:31:41 AM

LemSkroob: The action path of recourse shouldn't be foreclosure. Thats like a cop pulling someone over for speeding and then shooting them in the face as soon as they walk up to the car.


That is, arguably, the stupidest analogy I have ever read.
 
2014-01-09 12:31:42 AM
I haven't really arrived at a position on this issue yet. However, when I do, anybody who disagrees with it is a complete idiot.
 
2014-01-09 12:32:47 AM

Mambo Bananapatch: I haven't really arrived at a position on this issue yet. However, when I do, anybody who disagrees with it is a complete idiot.


I disagree with your premise.
 
2014-01-09 12:35:14 AM

poot_rootbeer: Get a better lawyer. If there's an ongoing deed dispute, those dues amounts should be going into escrow to be released to the appropriate party upon resolution, not direct to the opposing party.



The "final word" of the judge was that because the dues go to ongoing maintenance, the dues are to be made available for immediate use. My lawyer tried to speak up, but the judge said I was "lucky" to get the property back at all, so we decided to play it safe and let the land remain under HOA rule until the appeal, as opposed to letting the HOA retain full ownership for the next few years while they demolish everything on that part of the property and attempt to expand their borders even more.
 
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