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(MSN)   "You sold my house for $288 in HOA fees?" "Well, maybe if you bothered to open one of the 30 notices we'd sent you or read the contract you signed when you bought the house, you wouldn't have this problem"   (news.msn.com) divider line 308
    More: Followup, HOA, homeowners associations, debt settlement, Community Associations Institute, fees  
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16769 clicks; posted to Main » on 08 Jan 2014 at 9:25 PM (36 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



308 Comments   (+0 »)
   
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2014-01-08 07:50:25 PM
This story is the gift that keeps on giving- every few weeks somebody new 'discovers' it and it shows up again on Fark. It's like the eternally regifted fruitcake of news.
 
2014-01-08 07:50:42 PM
HOA THREAD!!!
 
2014-01-08 08:06:48 PM
Oh good, both parties are being idiots.  Carry on.
 
2014-01-08 08:17:09 PM
If you buy into a place that has a HOA, you deserve absolutely everything you get.
 
2014-01-08 08:21:59 PM
What should happen to HOAs when the revolution comes:

s3.amazonaws.com
 
2014-01-08 08:28:11 PM
H to the Izzo. A to the...

A, I guess.
 
2014-01-08 08:34:33 PM
The length of your grass affects my property values!!!
 
2014-01-08 08:58:06 PM

hardinparamedic: What should happen to HOAs when the revolution comes:

[s3.amazonaws.com image 490x315]


The revolutions already happened when corporations got personhood.
 
2014-01-08 09:30:15 PM
"For six years, Ingrid Boak, who travels a lot for work as a racehorse trainer, ignored mail from her homeowner association. "

Wow, she isn't just a dumbass.    She is a super dumbass.
 
2014-01-08 09:30:40 PM

hardinparamedic: What should happen to HOAs when the revolution comes:

[s3.amazonaws.com image 490x315]


I hope that pic represents the dumbshiats who buy into HOAs.
 
2014-01-08 09:32:11 PM
Sorry, the first she heard about it wasn't when a "hand-written note was tacked to her door." The amount of paper that has to be sent to or served on a defendant to take their property can be measured in pounds.

The HOA is being a complete dick; but she gets no sympathy from me because she couldn't open her mail.
 
2014-01-08 09:32:38 PM
welcome to the NEW and IMPROVED 'merica
 
2014-01-08 09:32:54 PM
HOAs are for those that look at all the laws and rules in America and boldly say "No, that's not enough, I need more people to have authority over me"
 
2014-01-08 09:33:16 PM
I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.
 
2014-01-08 09:34:39 PM
img.fark.net
 
2014-01-08 09:34:41 PM

ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.


Agreed. Place a farking lien on it you shiatbags
 
2014-01-08 09:35:20 PM

ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.


or just keep a tab open, document everything very well, and take your cut when the house is eventually sold.

There. no evictions, and the HOA gets paid.
 
2014-01-08 09:36:00 PM

Gyrfalcon: she gets no sympathy from me because she couldn't open her mail.


Then you'e a farking idiot.
 
2014-01-08 09:36:24 PM
For the land of the free, we certainly love forcing bullshiat rules and costs on people.

Fark HOAS, ruined rural living for me. I could of had a pony!
 
2014-01-08 09:37:21 PM
I think the hoa president would end up missing.
 
2014-01-08 09:37:38 PM
The action path of recourse shouldn't be foreclosure. Thats like a cop pulling someone over for speeding and then shooting them in the face as soon as they walk up to the car.
 
2014-01-08 09:37:41 PM
I.have never seen such a good reason to burn a house.to.the ground. There! Take your 288$ worth of house! Farkem!
 
2014-01-08 09:37:48 PM
Hate to agree with an HOA but she had plenty of notice. She just chose to ignore them.
 
2014-01-08 09:37:55 PM

you are a puppet: ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.

Agreed. Place a farking lien on it you shiatbags


This.

 Also, how the fark can they legally take a home worth $120,000 for $288?

 Seems like they owe her $119,712...

/she should sue
 
2014-01-08 09:38:32 PM

Caffienatedjedi: For the land of the free, we certainly love forcing bullshiat rules and costs on people.

Fark HOAS, ruined rural living for me. I could of had a pony!


*twitch*
 
2014-01-08 09:38:37 PM

you are a puppet: ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.

Agreed. Place a farking lien on it you shiatbags


(That's where foreclosure starts. Then if the homeowner continues to ignore them, they may collect the judgement.)
 
2014-01-08 09:38:59 PM

PainInTheASP: Oh good, both parties are being idiots.  Carry on.


I agree with this but when all is said and done she is merely retarded while HOA's are evil. In any sane world these clauses would be contracts of adhesion and null ab inito. But we live in America, not sanity.
 
2014-01-08 09:40:06 PM
Eh. I loathe homeowners' associations, but six years of not opening any of the HOA's mail? Six years behind on payments that not only maintain the stuff she "didn't use," but the streets, signage, community-owned open space and the like. She owed a small amount, and foreclosure seems extreme, but I'm having trouble finding my give-a-fark.
 
2014-01-08 09:40:46 PM

slotz: [img.fark.net image 297x170]


i1.ytimg.com
/Life is like a box of chocolates...
 
2014-01-08 09:41:14 PM
Hoa's are still evil and this kind of contract should be forbidden in the US.
 
2014-01-08 09:41:34 PM
What exactly happens if you refuse to sign the contract they offer?
 
2014-01-08 09:41:36 PM

TinyFist: Caffienatedjedi: For the land of the free, we certainly love forcing bullshiat rules and costs on people.

Fark HOAS, ruined rural living for me. I could've had a pony!

*twitch*


Ah man, I'm a derp. Long day. FTFM
 
2014-01-08 09:41:36 PM
She refused to pay $4/month?  Why?  I've never heard of an HOA with fees that low.

And, though the article fails to mention it, I assume the HOA sold the house, took their money, settled the mortgage, and sent her a check with the balance of the money so she should at least have her equity back.

I can understand why nobody will giver her a loan now.  They know she'll ignore notices and warnings until they have no choice but to activate the nuclear clause of their contract with her.
 
2014-01-08 09:42:23 PM

cuzsis: you are a puppet: ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.

Agreed. Place a farking lien on it you shiatbags

This.

 Also, how the fark can they legally take a home worth $120,000 for $288?

 Seems like they owe her $119,712...

/she should sue


they are going to do that to the wrong person sometime and we're going to read about a mass murder of all HOA board members.

/no great loss.... should be an interesting thread though.
 
2014-01-08 09:43:07 PM

HAMMERTOE: What exactly happens if you refuse to sign the contract they offer?


sale is terminated.
 
2014-01-08 09:43:10 PM
Our little HOA Frail Old Women Nazis have a tough time with me.

Every little thing they try to poke me with, I look up in the original condo docs that I signed 15 years ago, three condo association management companies ago, and either don't find whatever it is they think it is, or prove whatever else it is wrong.  Then spend the two dollars on certified letter to management company directly.

The shiat comes running back downhill.  They glare.  Sometimes I smirk, mostly I ignore.  We've actually started to get along mostly lately.

Don't try to outsmart the computer guy that works from home in the front room and can see 75 percent of the condo grounds without moving.  It doesn't work out for you.

/next house won't have HOA
 
2014-01-08 09:44:00 PM
Enjoy, dumbass. You signed the contract.

99.99% of people on Earth live without an HOA.
 
2014-01-08 09:44:01 PM

Gyrfalcon: you are a puppet: ReapTheChaos: I don't give a shiat what a contract says, an HOA should not be able to foreclose on any home for any reason. They can take the person to court and garnish their wages if necessary, but taking their home is simply farked up.

Agreed. Place a farking lien on it you shiatbags

(That's where foreclosure starts. Then if the homeowner continues to ignore them, they may collect the judgement.)


Or they can wait, and continue to hold the lien. Rather than foreclose on a $120,000 house to satisfy a $288 debt.
 
2014-01-08 09:44:03 PM

AbiNormal: hope that pic represents the dumbshiats who buy into HOAs.


Been at this a number of times.  A bunch of cities/towns/counties have made it mandatory that any developer wanting to develop on reasonably small lots have to do so with an HOA.  The HOA in turn provides commons area maintenance, recreation facilities, sometimes even security.  Save on taxes, pay more on HOA fees, which in theory the homeowner has more direct influence over, but in reality has a lot less to do with representative democracy than a township.

TL;DR: For middle and lower-middle class homeowners, there often isn't a real choice when deciding whether to buy a house in HOA territory.  It's "buy this HOA house you can afford, or continue to rent."
 
2014-01-08 09:44:11 PM
Because she didn't use the clubhouse or pool, or participate in social activities sponsored by the association, she didn't think she needed to pay.


cdn.business2community.com
 
2014-01-08 09:44:14 PM
I used to work for homeowner associations.  I've come to hate HOAs, HOA board members, and people who refuse to pay HOA dues with a passion, as a result.

That said, $48 dollars a year sounds like a hell of a good deal for fees, even if you were not using the pools or social outlets.  Though you know what is an even better deal?  Not living in an HOA controlled place.
 
2014-01-08 09:45:36 PM
ruined my credit in my 1st marriage but when its fixed and I can get a house.  It will not be in a HOA. Those who buy a house in a HOA have no idea what owning a house if for.  A house/land is there for your enjoyment.  If you are worried that if the person next to you puts up a tree house for their kid or pants their house some weird color is going effect the value of your land,  You shouldn't own the land/house.  When I can get a place and I want to do something to the property to make it more enjoyable for me and my family, I will make sure it done in line with town/state laws and such.  But if the people around me come and say please don't do that cause it going lower their property value I going say to bad.
 
2014-01-08 09:46:33 PM
thumbs3.ebaystatic.com

Check mail = Mail überprüfen
 
2014-01-08 09:48:19 PM
Let's keep this short and to the point -- fark HOAs.
 
2014-01-08 09:48:20 PM
"For six years, Ingrid Boak, who travels a lot for work as a racehorse trainer, ignored mail from her homeowner association."

I stopped reading there.  I live in a development with an HOA.  I pay $200.00 a year.  I get upkeep on all the common ground, storm drains, snow removal, and a few other minor perks.  I was informed of this when we put a bid on the house.

Really don't have a problem with them, and this woman is an idiot.  If the HOA waited 6 years, they have been more than fair to her.
 
2014-01-08 09:49:23 PM
Ours is $300/mo.  Going to $400/mo.

When some of the units don't pay, the missing amount is split onto the other units.

Yes there are multiple foreclosure proceedings.  Yes the HOA atty fees go back to the units.

/landofthefree
 
SVX
2014-01-08 09:49:50 PM
Like anything else, it comes down to the people involved.  The wife was on our old townhouse association board for a number of years, and I thought she was nuts.  The pure amount of crap those people had to put up with, and the chasing after dollars was a lot of fun.

Then this douchebag got himself elected to the board somehow.  He was the tax and spender, he advocated raising assessments over 15% per year (he ended up getting 8%), and after a few years of that, the board got enough residents to sandbag his ass at the yearly proxy vote.

Moral of the story, all it takes is one D-bag who likes power a little too much, and it instantly make hundreds of people miserable and pissed off.  And, should you have a whole group of them, you're screwed.
 
2014-01-08 09:50:16 PM
I'm all in favor of sending shi??y neighbors packing. You would too if you'd ever suffered a shi$$y neighbor.

It's a good system when used properly. The comunity polices itself and has a method to drive away the worst elements.

Places like Detroit would be better off if the animals livjng there were capable of such self social regulation. They aren't so they devolve to ruin and then blame those that won't give them more to waste.

/that is all.
 
2014-01-08 09:51:15 PM

Mugato: The length of your grass affects my property values!!!


Well since they can't get rid of you for the color of your skin any more, they got to find something.
 
2014-01-08 09:51:29 PM

AbiNormal: hardinparamedic: What should happen to HOAs when the revolution comes:

[s3.amazonaws.com image 490x315]

I hope that pic represents the dumbshiats who buy into HOAs.



Not all HOA's are evil. I realize they aren't for everyone but mine works for me.
 
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