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(The New York Times)   It's begun. Millions of Americans are getting insurance and there's nothing anyone can do about it   (nytimes.com) divider line 236
    More: Spiffy  
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2674 clicks; posted to Politics » on 01 Jan 2014 at 11:19 AM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2014-01-01 02:28:46 PM  
The ACA is finally here!!  I hope it works because I love America and Americans.  If it does not work remember who forced it on us in the middle of a holiday night using a parliamentary trick.  My president Obama.  He owns it.  If it does good he is a hero.  If it does bad he is an ass.  This is his and his alone.
 
2014-01-01 02:39:08 PM  
One issue I have with it is there's a hole where even though you quality for subsidies, it's not necessarily affordable.

/though I guess it'll eventually be more affordable than the "fine" (which the IRS can't garnish your wages, etc. to get from you).
 
2014-01-01 02:39:35 PM  

bigsteve3OOO: The ACA is finally here!!  I hope it works because I love America and Americans.  If it does not work remember who forced it on us in the middle of a holiday night using a parliamentary trick.  My president Obama.  He owns it.  If it does good he is a hero.  If it does bad he is an ass.  This is his and his alone.


LOL.  I live in Minnesota, and I say exactly the same thing every day.  When I see someone driving down the road, I say "I hope you get where you're going, because this is American and I love Americans."  But when I see someone with a car full of kids stalled out with a dead battery in the -20 degree frigid cold, I just laugh and say, "you are in a bad spot because you are an ass.  That dead battery is yours and yours alone.  You own it."

I drive away and laugh when that happens.  Not my problem if their kids freeze and die.  I love Americans, but not enough to miss my favorite TV show.
 
2014-01-01 02:41:54 PM  

Mrbogey: Some switched. Some were dropped completely when their company left the state. It's entirely accurate to say millions lost their insurance due to the ACA requirements.


Which had nothing to do with the ACA but because the insurance companies decided to do so.  Stop lying.
 
2014-01-01 02:49:48 PM  

Mrbogey: Some switched. Some were dropped completely when their company left the state. It's entirely accurate to say millions lost their insurance due to the ACA requirements.


Until you provide some sort of verifiable data from an original source, you're not doing anything but bleating out FUD.

Here are two links.  Yeah, yeah... biatch about the "liberal" sources... try RTFAs then get back to me.

HealthCare.gov also has a website specifically to help those who have been canceled.

Finally, bear in mind that, at least in 2009, over a million people filed bankruptcy due to medical bills who had insurance. That's what the ACA will do away with. People complain about not being able to keep their "cheap" plan not understanding that those plans were pretty much worthless if they contract a major medical condition.
 
2014-01-01 02:56:21 PM  
RoyBatty:But I am surprised at how many people think $250 / month plus $5000+ deductibles are reasonable.

I've never had a plan with more than a $2000 deductible. I think that with the exception of three years (across five decades) where my health expenses were $100K plus, my health expenses were more like $250 for the entire year. I would never spend more those years than $5000.

So a $5000 deductible PLUS $250 per month does seem like a huge increase to me.


I'm confused. The rate you think isn't very reasonable would take over a century to cover the cost of the care you've incurred, and you're still typing that you think it's a significant burden.
 
2014-01-01 02:57:56 PM  
That's because they have to get insurance, or pay up and still not have it, and there's nothing anyone can do about it.

/Farking liberals.
 
2014-01-01 02:58:44 PM  

Daraymann: That's because they have to get insurance, or pay up and still not have it, and there's nothing anyone can do about it.

/Farking liberals.


Yes, having healthcare is the worst thing ever.
 
2014-01-01 03:00:16 PM  

clambam: St. John's offers a single curriculum, the classics, starting with Ancient Greek philosophy (they actually study Ancient Greek freshman year) and working their way up to Existentialism, or something like that. In other words, the quintessential Liberal Arts degree.

She got out of school, goofed off for a few months, signed up with a temp agency and got placed at a Jewish philanthropy in Boston (she's half-Jewish and half-Armenian). That turned into a full time job and she started at $40K a year, not an engineering salary but respectable enough for a 23-year-old, even nowadays.


I would not be surprised if a Jewish Philanthropy might be one of the few outfits where people who would be impressed by a St. John's degree make hiring decisions.
 
2014-01-01 03:01:04 PM  

Third Day Mark: Farnn: Great, people have health care, and the insurance companies are making billions off this law because they had a big hand in writing it.  And the people who actually wrote it are making millions because only they can decipher it for everyone else.  And people are forced to get coverage for more than they need/want.  Young people shouldn't need much more than catastrophic coverage with a high deductible. Older people who generally need more health care also tend to have more money to afford higher premiums.  All these young people who have championed health care for all have gotten screwed and they don't even realize it.

Hi there, I just turned 29.  Thank you for picking out what healthcare coverage I need and don't need!   I'll tell my girlfriend/future wife, "Honey, sorry about that Maternity coverage, we just need catastrophic coverage with a high deductible.  No more kids for us."   And her autistic 10 year old son who would become my step-son and come onto my insurance policy?  I'll have to find some way to relate to him that he cant have his occupational therapies which have enabled him to do things like, talk, stop peeing the bed, relate what he's saying in a coherent manner, etc, because we just have catastrophic coverage.

Again, thank YOU for picking out what healthcare insurance I needed!   I'z jus' a dum bastahd and dunz knowz whatsis any gud fer myself!  


You smug f*cking prick, go eat a bullet and rid this country of the problem.


Thanks for making my day with this posting.  I checked out your profile and you seem damn cool and an amazing person.  Sponsored you for TF, my pal =)  Happy New Years!
 
2014-01-01 03:01:31 PM  

Mrbogey: Some were dropped completely when their company left the state. It's entirely accurate to say millions lost their insurance due to the ACA requirements.


SInce ACA requirements are everywhere, how does an insurance company benefit by leaving the state?
 
2014-01-01 03:05:48 PM  

flondrix: Mrbogey: Some were dropped completely when their company left the state. It's entirely accurate to say millions lost their insurance due to the ACA requirements.

SInce ACA requirements are everywhere, how does an insurance company benefit by leaving the state?


It didn't.  The case he's talking about involves California not giving health tax breaks for two companies who were floundering in the independent insurance market.
 
2014-01-01 03:09:21 PM  

jjorsett: This applies in both directions, women get birth coverage, men get boner pills for example.


As opposed to pre-ACA, when men got boner pills but women didn't get birth coverage.  Funny how that works.
 
2014-01-01 03:09:29 PM  
Here is the problem that all you self-appointed "critics" of the ACA have - the only remedy you seem to offer, simply repealing ACA, would taks us back to our old system - one where we pay more than anybody else in the world for "insurance" that is really a "Christmas club" for healthcare that only covers 65% of our populace. By the standards you, yourselves, are demanding, that's unacceptable.
So.
What, exactly, ARE all these "problems" you think you have identified?
What solutions do you suggest?
What constructive input, if any, do you have to contribute?

If all you can do is biatch to no purpose, kindly STFU.
 
2014-01-01 03:11:46 PM  

evilmrsock: RoyBatty:But I am surprised at how many people think $250 / month plus $5000+ deductibles are reasonable.

I've never had a plan with more than a $2000 deductible. I think that with the exception of three years (across five decades) where my health expenses were $100K plus, my health expenses were more like $250 for the entire year. I would never spend more those years than $5000.

So a $5000 deductible PLUS $250 per month does seem like a huge increase to me.

I'm confused. The rate you think isn't very reasonable would take over a century to cover the cost of the care you've incurred, and you're still typing that you think it's a significant burden.


I agree, I have absolutely required my insurance, but that's not my point which is:

1) When I was covered, I could be covered for about $250 a month with only a $2,000 deductible, max.
2) For most people (or so I conjecture knowing nothing about the true numbers based only on my own experience), to move from a $2,000 deductible to a $5,000 deductible means they will never receive any benefits of insurance for that year.

What I am saying is there seems to be little difference between a policy with a $5,000 deductible and a catastrophic policy with much lower monthly payments and a $10,000 deductible

A change from a $2,000 deductible to a $5,000 deductible seems to be a huge increase that eliminates most insurance policy benefits for most people. (Again, total speculation based on sample sizes of about 3)

(FWIW, the three years I had major expenses my deductibles were actually quite low to non-existent so my payouts were not for surgery or hospitalization at all, just for some office copays, for which I thank the unions of the companies I worked for for demanding better coverage every year and was able to get it through scale and negotiation power that benefited me, a non union employee.)
 
2014-01-01 03:17:33 PM  

Fart_Machine: Yes, having government mandated healthcare is the worst thing ever stupid, overbearing and solves nothing.


Fixed.
 
2014-01-01 03:18:19 PM  

Larry Mahnken: SauronWasFramed: they didn't include free birth control (even if you are a post menopausal woman) or maternity care (for men).

Yeah, that's how insurance works.  That's how it's always worked.  People who don't use the medical service pay for the people who do use it.


Um... birth control for post menopausal woman or male maternity care. I think SauronWasFramed's point went right way over people's heads. :>
 
2014-01-01 03:18:24 PM  

flondrix: jjorsett: This applies in both directions, women get birth coverage, men get boner pills for example.

As opposed to pre-ACA, when men got boner pills but women didn't get birth coverage.  Funny how that works.


Viagra treats a physical, medical problem - ED.  Birth control doesn't.  That's the rationale, I think, behind not covering BC.  Plus, the religious right didn't think of conception as anything but a miracle, so why should you be able to.
 
2014-01-01 03:20:32 PM  

anwserman: Third Day Mark: Farnn: Great, people have health care, and the insurance companies are making billions off this law because they had a big hand in writing it.  And the people who actually wrote it are making millions because only they can decipher it for everyone else.  And people are forced to get coverage for more than they need/want.  Young people shouldn't need much more than catastrophic coverage with a high deductible. Older people who generally need more health care also tend to have more money to afford higher premiums.  All these young people who have championed health care for all have gotten screwed and they don't even realize it.

Hi there, I just turned 29.  Thank you for picking out what healthcare coverage I need and don't need!   I'll tell my girlfriend/future wife, "Honey, sorry about that Maternity coverage, we just need catastrophic coverage with a high deductible.  No more kids for us."   And her autistic 10 year old son who would become my step-son and come onto my insurance policy?  I'll have to find some way to relate to him that he cant have his occupational therapies which have enabled him to do things like, talk, stop peeing the bed, relate what he's saying in a coherent manner, etc, because we just have catastrophic coverage.

Again, thank YOU for picking out what healthcare insurance I needed!   I'z jus' a dum bastahd and dunz knowz whatsis any gud fer myself!  


You smug f*cking prick, go eat a bullet and rid this country of the problem.

Thanks for making my day with this posting.  I checked out your profile and you seem damn cool and an amazing person.  Sponsored you for TF, my pal =)  Happy New Years!


Muchos Grassy-ass senior burrito.     I will use it wisely*.

/*Wisley = FOOBIES!
//Seriously though, just a regular guy.   I appreciate it!
 
2014-01-01 03:28:36 PM  

The Larch: bigsteve3OOO: The ACA is finally here!!  I hope it works because I love America and Americans.  If it does not work remember who forced it on us in the middle of a holiday night using a parliamentary trick.  My president Obama.  He owns it.  If it does good he is a hero.  If it does bad he is an ass.  This is his and his alone.

LOL.  I live in Minnesota, and I say exactly the same thing every day.  When I see someone driving down the road, I say "I hope you get where you're going, because this is American and I love Americans."  But when I see someone with a car full of kids stalled out with a dead battery in the -20 degree frigid cold, I just laugh and say, "you are in a bad spot because you are an ass.  That dead battery is yours and yours alone.  You own it."

I drive away and laugh when that happens.  Not my problem if their kids freeze and die.  I love Americans, but not enough to miss my favorite TV show.


Do you blame the privious owner of the car? (Bush) or the current owner (Obama)?  And why would anyone drive a car with a known bad battery?
 
2014-01-01 03:33:32 PM  

Daraymann: Fart_Machine: Yes, having government mandated healthcare is the worst thing ever stupid, overbearing and solves nothing.

Fixed.


Because nobody ever gets sick or has medical complications.
 
2014-01-01 03:33:57 PM  

Aquapope: flondrix: jjorsett: This applies in both directions, women get birth coverage, men get boner pills for example.

As opposed to pre-ACA, when men got boner pills but women didn't get birth coverage.  Funny how that works.

Viagra treats a physical, medical problem - ED.  Birth control doesn't.  That's the rationale, I think, behind not covering BC.  Plus, the religious right didn't think of conception as anything but a miracle, so why should you be able to.


Endometriosis and ovarian cysts aren't physical, medical problems?
 
2014-01-01 03:34:16 PM  

mofa: I have to say, "... and there's nothing anyone can do about it" is spot-on.  When I talk with these people IRL they sound like they're on the brink of tears.  Because poor people. Will. Get. Health. Care.

A relative told me that I was one of the "losers" with the ACA, as I'm going to be subsidizing poor peoples' health care.  "Yeah, that's the idea, and I count it as a win."

Seeing the red states screw their own because REASONS gives me equal measures of schadenfreude and horror.


This. I'm subsidizing your kids in school. Or maybe I'm paying back from when I was in school. I subsidized old people when I was young and will be subsidized soon when I'm older. Suck it whippersnappers!

I pay taxes for wars I don't agree with and wars I do. I pay taxes for sports arena subsidies...which I really hate. My taxes pay for roads I use and roads I don't use, roads for friends and for enemies.

We are social animals, or maybe god made us social beings in likeness to herself, and what we do ripples out to society and what other people do ripples back to us. Neckbeards living in mom's basement interact with others even if just with the EMTs when their Cheetoh covered bodies are hauled upstairs after a heart attack.

We can do this intentionally and with open debate (ha ha) through democracy, government, and yes, the horrible dreaded taxes. We can do it semi-intentionally by what we sell, buy, work at, and do in our communities. Or we can do it without thought or planning and then wonder why cute, little Timmy died in the emergency room from an easily preventable disease (at greater cost than the ER) while Paris gets a fifth boob job.

I'm glad more people have better health care. I look forward to good debates about how we can continue to make healthcare work and make changes to systems for the (hopefully) better.
 
2014-01-01 03:34:47 PM  

Mrbogey: theknuckler_33: Suggesting that all the people who 'lost their insurance' are now uninsured is disingenuous, at best. An outright lie at worst.

Saying such is stupid at best. Retarded at worse.

Some switched. Some were dropped completely when their company left the state. It's entirely accurate to say millions lost their insurance due to the ACA requirements.

I'm not sorry that simple issues are hard for you. You have nobody to blame but yourself.



By that definition, tens, if not hundreds, of millions of Americans lose their insurance every year when their employers negotiate the new plan year. That's a stupid definition to use in a discussion about how many people HAVE or DON'T HAVE health insurance since that is what the ACA is all about.
 
2014-01-01 03:39:48 PM  
So, When do you guys think that the GOP and their ilk will begin to claim credit for the ACA?

Ive got it down for about 1 year from now, maybe a little more.
 
2014-01-01 03:41:08 PM  

Heliovdrake: So, When do you guys think that the GOP and their ilk will begin to claim credit for the ACA?

Ive got it down for about 1 year from now, maybe a little more.


I almost forgot, I think one of the first signs well see of this, will be when they start calling it the ACA over Obamacare in congress and in places like fark.
 
2014-01-01 03:41:53 PM  

Arachnophobe: Aquapope: flondrix: jjorsett: This applies in both directions, women get birth coverage, men get boner pills for example.

As opposed to pre-ACA, when men got boner pills but women didn't get birth coverage.  Funny how that works.

Viagra treats a physical, medical problem - ED.  Birth control doesn't.  That's the rationale, I think, behind not covering BC.  Plus, the religious right didn't think of conception as anything but a miracle, so why should you be able to.

Endometriosis and ovarian cysts aren't physical, medical problems?


Plus, how is inability to get a boner a medical problem? Just stop having sex. You can live without sex. It's more of a cosmetic problem like warts or moles. No reason to mandate coverage.

/note: not my actual belief unless you aren't willing to pay for BC
 
2014-01-01 03:42:38 PM  

Arachnophobe: Aquapope: flondrix: jjorsett: This applies in both directions, women get birth coverage, men get boner pills for example.

As opposed to pre-ACA, when men got boner pills but women didn't get birth coverage.  Funny how that works.

Viagra treats a physical, medical problem - ED.  Birth control doesn't.  That's the rationale, I think, behind not covering BC.  Plus, the religious right didn't think of conception as anything but a miracle, so why should you be able to.

Endometriosis and ovarian cysts aren't physical, medical problems?


Of course they are.  I'm not trying to defend the 'thought' process behind not covering BC.  That's the only non-religious reason I can think of to not cover BC BC.
 
2014-01-01 03:43:27 PM  

Farnn: friday13: So you think old people SHOULD be crippled by those costs? 'Cuz I'd rather nobody be crippled, and the evidence - your (most likely) bullshiat numbers notwithstanding - is so far saying that they won't be.

No, that's why they have insurance.  But they should have higher incomes than a 28 year old and should be able to afford higher premiums.  And what numbers am I using?  That the risk factor for prostate cancer is higher for a 65 year old than a 28 year old?  How many 28 year olds do you know with prostate cancer?


Quite certainly the most uninformed person in this thread.
 
2014-01-01 03:43:29 PM  

Daraymann: ...stupid, overbearing and solves nothing.


This, ladies and gentlemen, is the face of empty, blind partisanship.
 
2014-01-01 03:45:12 PM  

Aquapope: Arachnophobe: Aquapope: flondrix: jjorsett: This applies in both directions, women get birth coverage, men get boner pills for example.

As opposed to pre-ACA, when men got boner pills but women didn't get birth coverage.  Funny how that works.

Viagra treats a physical, medical problem - ED.  Birth control doesn't.  That's the rationale, I think, behind not covering BC.  Plus, the religious right didn't think of conception as anything but a miracle, so why should you be able to.

Endometriosis and ovarian cysts aren't physical, medical problems?

Of course they are.  I'm not trying to defend the 'thought' process behind not covering BC.  That's the only non-religious reason I can think of to not cover BC BC.


Ah, I misunderstood you then.
 
2014-01-01 03:47:02 PM  

Heliovdrake: So, When do you guys think that the GOP and their ilk will begin to claim credit for the ACA?

Ive got it down for about 1 year from now, maybe a little more.


Not before the midterms next Nov, because they have to spend all the time before using it in a feeble attempt to win.  By that time the ACA will be showing a lot of success and literally millions of people will like it.

Then, about 3-4 months after the midterms a few GOP guys not up for election in 2016 will float trial comments like "the GOP-created ACA".  Depends on how well that works for them to continue to take credit.
 
2014-01-01 03:47:05 PM  

Heliovdrake: Heliovdrake: So, When do you guys think that the GOP and their ilk will begin to claim credit for the ACA?

Ive got it down for about 1 year from now, maybe a little more.

I almost forgot, I think one of the first signs well see of this, will be when they start calling it the ACA over Obamacare in congress and in places like fark.


I don't know if they'll really be able to do this. Millions of lock-steppers are now entirely invested in believing that the ACA is equivalent to the worst evils humanity has ever produced.

My prediction is they'll try to use it to win elections in 2014, fail miserably, then just pretty much stop talking about it at all.
 
2014-01-01 04:02:48 PM  

jjorsett: No, the problem is forcing group A to share in paying for coverage that only group B can take advantage of, something they wouldn't do voluntarily. So they have to be coerced by eliminating all the alternatives. This applies in both directions, women get birth coverage, men get boner pills for example. Likewise young people are being forced to share in the much higher costs incurred by covering the old.


Are you just learning how insurance works?

That explains a lot about you actually.
 
2014-01-01 04:08:02 PM  

fatassbastard: Daraymann: ...stupid, overbearing and solves nothing.

This, ladies and gentlemen, is the face of empty, blind partisanship.


How purely ironic of you.

If the mandatory part was dropped, I would have no problem with "Affordable" Health Care.  Too bad both sides are so drunk on there own propaganda that that will never happen.

/Getting told by two farkers named fartmachine and fatass made my day
//eyeroll
 
2014-01-01 04:13:06 PM  

Daraymann: fatassbastard: Daraymann: ...stupid, overbearing and solves nothing.

This, ladies and gentlemen, is the face of empty, blind partisanship.

How purely ironic of you.

If the mandatory part was dropped, I would have no problem with "Affordable" Health Care.  Too bad both sides are so drunk on there own propaganda that that will never happen.

/Getting told by two farkers named fartmachine and fatass made my day
//eyeroll


Probably because the mandate is the only way it would have been feasible under the current insurance system.

But herp derp u have a funny name on Fark!!!11111
 
2014-01-01 04:14:13 PM  

Daraymann: /Getting told by two farkers named fartmachine and fatass made my day


Attacking Fark handles is never a wise idea.
 
2014-01-01 04:27:50 PM  
And millions more are losing it.

Ready to admit liberals were wrong about ObamaCare yet? Since... well, pretty much everything all the critics said would happen, has happened, in spite of liberals swearing it would never happen.
 
2014-01-01 04:27:51 PM  

Daraymann: If the mandatory part was dropped, I would have no problem with "Affordable" Health Care.


Which just shows how you have no real understanding of this whole situation.

Too bad both sides are so drunk on there own propaganda that that will never happen.

Mm-hmm... people like me post facts, sources and in-depth commentary, while people like you post vague, unsupported criticisms and sophomoric insults. Propaganda, indeed.

/Getting told by two farkers named fartmachine and fatass made my day
//eyeroll


As other FARKers have pointed out, basing any portion of your argument on someone's username is... well, empty, like pretty much everything else you've said.
 
2014-01-01 04:31:36 PM  

randomjsa: And millions more are losing it.

Ready to admit liberals were wrong about ObamaCare yet? Since... well, pretty much everything all the critics said would happen, has happened, in spite of liberals swearing it would never happen.


fatassbastard: ...vague, unsupported criticisms and sophomoric insults

.
 
2014-01-01 04:38:21 PM  

fatassbastard: randomjsa: And millions more are losing it.

Ready to admit liberals were wrong about ObamaCare yet? Since... well, pretty much everything all the critics said would happen, has happened, in spite of liberals swearing it would never happen.

fatassbastard: ...vague, unsupported criticisms and sophomoric insults.


What do you think the JSA stands for?

Jock Strap Aroma
Just shiat Anywhere
 
2014-01-01 04:50:14 PM  

SauronWasFramed: So we have 3 million that have signed up.

But there were 15 million that were uninsured and another 5 million that lost their policies because they didn't include free birth control (even if you are a post menopausal woman) or maternity care (for men).

In other words we are whooping it up because there are 2 million less insured.


/ if you can't afford the premiums, how will you pay the deductibles?

//  my bronze policy quote:$940 a month with a $12600 deductible. No subsidy. Not affordable


The Kaiser calculator (http://kff.org/interactive/subsidy-calculator/) says you can get a Silver plan for your family, which after subsidies comes to $5,700 per year. I used 60K in annual income because I don't expect anyone to post their income in a public space.

If you make more than 60K a year in MS, then you can certainly afford $470 a month (according to Kaiser) to cover two 50+ year olds and a 19 year old. 60K there is like 160K in NY.

Did you call the help number and get a quote from an actual human? Maybe you have bad info?
 
2014-01-01 05:11:51 PM  

randomjsa: And millions more are losing it.


You're saying these people are without coverage right now?
 
2014-01-01 05:13:00 PM  

Aquapope: Thankfully, some of us are still unable to partake of the ebil insurance because we live in states that didn't expand medicare/medicaid.  Thanks Kansas GOP for keeping me safe from affordable healthcare!


Move to a better state.
 
2014-01-01 05:33:10 PM  

OneBrightMonkey: SauronWasFramed: So we have 3 million that have signed up.

But there were 15 million that were uninsured and another 5 million that lost their policies because they didn't include free birth control (even if you are a post menopausal woman) or maternity care (for men).

In other words we are whooping it up because there are 2 million less insured.


/ if you can't afford the premiums, how will you pay the deductibles?

//  my bronze policy quote:$940 a month with a $12600 deductible. No subsidy. Not affordable

The Kaiser calculator (http://kff.org/interactive/subsidy-calculator/) says you can get a Silver plan for your family, which after subsidies comes to $5,700 per year. I used 60K in annual income because I don't expect anyone to post their income in a public space.

If you make more than 60K a year in MS, then you can certainly afford $470 a month (according to Kaiser) to cover two 50+ year olds and a 19 year old. 60K there is like 160K in NY.

Did you call the help number and get a quote from an actual human? Maybe you have bad info?


He lives in Mississippi, which has all kinds of messed up issue with insurance.

Here's an article in the Mississippi Business Journal that goes into some detail.  Aparently, Blue Cross/Blue Shield was the only insurance in Miss., and had been exercising it's pimp hand recently.  In setting up it's marketplace, Mississippi found that no insurance companies wanted to participate in 36 of her counties, it took the state agreeing to a base rate of $300/mo for a 30 yo non smoker, with a 3x multiplier for age to get Humana and Magnolia to participate. This is where his $940/mo comes from.  Next year, or the year after, Mississippians may be about to get Multi-state plan with much better premium rates.
 
2014-01-01 05:35:08 PM  
Hello, I'm British.

My health insurance is :Go to hospital. Tell them your name (or don't). Get treated.

My expenses: Maybe have to pay for coffee if I'm an out-patient.

It's great.


/sorry, just had to stick it in there.
 
2014-01-01 05:48:14 PM  

Bungles: Hello, I'm British.

My health insurance is :Go to hospital. Tell them your name (or don't). Get treated.

My expenses: Maybe have to pay for coffee if I'm an out-patient.

It's great.


/sorry, just had to stick it in there.


How's the dental plan?
/just had to stick that in there
//it's funny cause I'm pretty sure most Americans don't have dental insurance either...I do but it covers less than half...
 
2014-01-01 06:06:03 PM  

Bungles: Hello, I'm British.

My health insurance is :Go to hospital. Tell them your name (or don't). Get treated.

My expenses: Maybe have to pay for coffee if I'm an out-patient.

It's great.


/sorry, just had to stick it in there.


Yeah but Rush says if you go to a british doctor they just death panel you because its way cheaper.

NO SOCIALISM FOR ME THANKS!
 
2014-01-01 06:44:07 PM  

The Larch: jjorsett: No, the problem is forcing group A to share in paying for coverage that only group B can take advantage of, something they wouldn't do voluntarily.

At work, I pay the same rate for insurance as old people, women of childbearing age, smokers, and people with pre-existing conditions.  People with one kid pay the same rate as people with 12 kids.

Why aren't you complaining about that?


Do you expect a stinking shiat stain on the underwear of Fark to somehow stop being a greasy stinking shiat stain?
 
2014-01-01 06:59:48 PM  
RoyBatty:What I am saying is there seems to be little difference between a policy with a $5,000 deductible and a catastrophic policy with much lower monthly payments and a $10,000 deductible

This site tries to spell out the differences between Bronze and Catastrophic but I'm a little hazy on the Actuarial definition, which basically reading to me that the "deductible" on a Bronze isn't the harsh out of pocket limit that the "catastrophic" is and that you're thinking. But the main difference is that the Bronze plan qualifies for the up-front tax credit for 45k single earners or less, to eat those premium increases up front for people who have the cost issues with it compared to catastrophic.

"Bronze plans will have an "actuarial value" of 60 percent, meaning they will cover 60 percent of all health care costs for the average person. " "Covers 60 percent of health care costs for the average person, and specified preventive services at no cost." "actual deductibles are likely to be significantly lower because plans must cover 60 percent of health care costs for the average person."

The catastrophic plan is the $6k and change of real out-of-pocket deductible like you're thinking. I don't understand the exacts of this bronze 60% nonsense, but it doesn't seem to be on par.
 
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