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(CBS New York)   You could save thousands of dollars on Obamacare simply by getting a divorce   (newyork.cbslocal.com) divider line 20
    More: Stupid, obamacare, bean bags, Ex-wife  
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1283 clicks; posted to Politics » on 07 Nov 2013 at 12:59 PM (37 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



Voting Results (Smartest)
View Voting Results: Smartest and Funniest

2013-11-07 12:50:00 PM
4 votes:
He married her to get health insurance and now that she's lost her job and he has to pay in he wants a divorce to "save money" because of Obamacare.  Yeah, sure.
2013-11-07 12:00:32 PM
4 votes:
But then you'd have to pay for two separate plans instead of one, since you can't cover each other, also your taxes would go up, because you no longer can file jointly. It might still pay for a select few in a very specific financial circumstance, but I'm thinking it's not actually as big a difference as they think it will be.
2013-11-07 01:13:12 PM
3 votes:
Someone should talk to the couple and provide information on what plan they have and which ones they are considering.

I'm sure some reporter can provide that. Because, so far, every time someone actually starts displaying what plans/subsidies are available...the cost goes down and the coverage gets better.
2013-11-07 01:10:35 PM
3 votes:
i wonder if anyone knows that obamacare is not a product or service you can purchase
2013-11-07 01:09:02 PM
3 votes:

cram_hole: If someone uses health insurance as a reason to leave you. I don't think it's health insurance that's the problem.


They also used health insurance as the reason to get married in the first place.
2013-11-07 01:05:31 PM
3 votes:
If someone uses health insurance as a reason to leave you. I don't think it's health insurance that's the problem.
2013-11-07 01:54:50 PM
2 votes:

tricycleracer: "It was really sudden," Aronowitz said. "It was basically because he needed health insurance, and I had a job that would give that to him."

Sounds like a rock-solid marriage they've got there.


So what they're saying is, we should have had Obamacare in 2008. Because then he would have been able to afford health insurance on his own and not needed to have married someone to get it.
2013-11-07 01:05:44 PM
2 votes:
People do that to avoid losing all their assets when one goes into Home as well.

If marriage is so sacred why does it get the sin tax treatment?
2013-11-07 12:14:32 PM
2 votes:

nmrsnr: But then you'd have to pay for two separate plans instead of one, since you can't cover each other, also your taxes would go up, because you no longer can file jointly.


It depends on your income, but there's usually a marriage penalty on income taxes, too.  More often than not you pay more if you file jointly.
2013-11-07 08:50:03 PM
1 votes:

sendtodave: DamnYankees: sendtodave: I fiddled around using that calculator to try and make joint filing come out to be more expensive, and I couldn't do it.

Joint filing is more expensive if both parties make identical amounts of money. It's really simple.

Person 1: $350K income
Person 2: $350K income

Each by themselves would only pay a tax rate of 35% at the highest. If they get married, they now have a combined income of $700K, and all amounts over $450K are taxed at 39.6%.

Huh, it just evens out for me.

Of course, I'm not putting in a combined income of 700 farking thousand dollars, as that would be silly.

Lessee...

Oh. Ok. You pay more as a married couple if you are insanely rich.

Meh.


What's actually going on here is that the joint-filing bracket thresholds are generally less than double the filing-individually brackets. This means that around the level of any individual bracket, a dual-income couple with each individual making just under the individual bracket threshold would go into the next bracket if they filed jointly.

Simple version: filing jointly is tax advantageous for single-income households (which predominated in the early days of the income tax), and filing individually is tax advantageous for dual-income households. It's basically a tax break for stay-at-home parents.
2013-11-07 01:59:51 PM
1 votes:

tricycleracer: "It was really sudden," Aronowitz said. "It was basically because he needed health insurance, and I had a job that would give that to him."

Sounds like a rock-solid marriage they've got there.


This is exactly the kind of moral, sanctified-by-the-Lord holy matrimonial arrangement that conservatives are always screaming must be defended.  Traditional Loveless Marriages of Economic Convenience must be protected at all cost.  Naturally that includes keeping people (read: women) from getting individual health coverage outside a spouse or (shudder) employment contract.  Can you imagine?

One less card in your deck of economic controls may well break the chain that binds your chattle property to you.  Who would want to live in such a world?
2013-11-07 01:43:22 PM
1 votes:

kidgenius: DamnYankees: sendtodave: I fiddled around using that calculator to try and make joint filing come out to be more expensive, and I couldn't do it.

Joint filing is more expensive if both parties make identical amounts of money. It's really simple.

Person 1: $350K income
Person 2: $350K income

Each by themselves would only pay a tax rate of 35% at the highest. If they get married, they now have a combined income of $700K, and all amounts over $450K are taxed at 39.6%.

You're right, they take a 25K hit by being married....or approximately 3% of their income. I'm going to have to bust out my microscopically tiny violin for this WSJ couple.


If I ever get to the point where my household is making 450k per year, I won't mind paying 100% tax.

Because I'll be dreaming.

Rich people's problems.
2013-11-07 01:36:00 PM
1 votes:

DamnYankees: sendtodave: I fiddled around using that calculator to try and make joint filing come out to be more expensive, and I couldn't do it.

Joint filing is more expensive if both parties make identical amounts of money. It's really simple.

Person 1: $350K income
Person 2: $350K income

Each by themselves would only pay a tax rate of 35% at the highest. If they get married, they now have a combined income of $700K, and all amounts over $450K are taxed at 39.6%.


You're right, they take a 25K hit by being married....or approximately 3% of their income. I'm going to have to bust out my microscopically tiny violin for this WSJ couple.
2013-11-07 01:24:44 PM
1 votes:
Okay so you have a married couple and the one party makes all the money, get divorced and get federally funded Obamacare for the person who made no money. Seems like a lot of work to get subsidized insurance.
2013-11-07 01:20:39 PM
1 votes:

Lsherm: nmrsnr: But then you'd have to pay for two separate plans instead of one, since you can't cover each other, also your taxes would go up, because you no longer can file jointly.

It depends on your income, but there's usually a marriage penalty on income taxes, too.  More often than not you pay more if you file jointly.


"1. ATRA's new top tax rate: ATRA created a new 39.6 percent top tax bracket, which starts at $400,000 for single filers and $450,000 for couples filing jointly. Consider two people, each with $400,000 of taxable income. Unmarried, neither would hit the 39.6 percent rate. Married, they would pay the top rate on $350,000. That and other rate effects would impose a marriage penalty of more than $30,000. "

OMG if combined we make $800,000 a year we will pay a penalty of $30k!   The horror!  How can I buy another Enzo when I have to pay soo much in taxes.

Seriously if you have that as point 1 I am not going to read anymore.  1% problems.
2013-11-07 01:20:36 PM
1 votes:
My divorce saved me all kinds of money... said no one ever
2013-11-07 01:17:19 PM
1 votes:
They seem to be misinformed about the income levels that get you a subsidy. I tried this with several Brooklyn zip codes on Kaiser's subsidy calculator and got the same thing every time:
i1326.photobucket.com
2013-11-07 01:14:34 PM
1 votes:
Article used the example couple as one that married to get health insurance? So you had a sham marriage, and Obamacare is fixing that?
2013-11-07 01:08:03 PM
1 votes:

UrukHaiGuyz: In before "Obamacare is designed to destroy traditional families!!!!!1"

/No, you're a socialism!


Too late.  Comments from TFA:

Progressives, gleefully wrecking the American family for 100 years.

The collectivists try to break up as many families as possible. Remember, the govt is your family.

Liberals believe the State is the only family. They have spent decades destroying the families with anti-family welfare programs that eliminate fathers now they are working on the middle class.
2013-11-07 12:16:44 PM
1 votes:
First you force patriotic, business owning Christians to provide Fluke pills to their hussy employees - thus violating their religious beliefs - and now you're forcing them to violate those beliefs again by getting divorced just to save on $12 worth of Obamacare? What's next, is 0bamugabe going to force Christians to eat shellfish or sacrifice unclean animals on the Sabbath? You all think it's funny now but wait until Obamacare tells you that you can't have your wife sleep outside in a tent every time she gets her blood.
 
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