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(Talking Points Memo)   Old Hotness: Obama is stealing your insurance and kicking your dog. New Hotness: Insurance companies are misleading consumers into overpaying for plans   (talkingpointsmemo.com) divider line 244
    More: Interesting, investigation, obamacare, insurance companies, Blue Cross Blue Shield, statutory authority, Humana  
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1562 clicks; posted to Politics » on 04 Nov 2013 at 7:57 AM (1 year ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



244 Comments   (+0 »)
   
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2013-11-04 08:02:41 AM  
Insurance companies trying to make bigger profits by screwing over their customers?

Well, I never...
 
2013-11-04 08:02:42 AM  
I'm sure this must be a simple mistake, our benevolent job creators would never deliberately exploit us.
 
2013-11-04 08:02:49 AM  
It's almost like for-profit insurance companies are in business to make a profit
 
2013-11-04 08:02:50 AM  
Insurance Companies are misleading consumers into overpaying . . .

You mean, like EVERY OTHER BUSINESS IN THE WORLD subby?  You've really blown the lid
off something here.
 
2013-11-04 08:04:35 AM  
Like they have for the past 20 years?
 
2013-11-04 08:04:53 AM  
Businesses are inclined to attempt to avoid competition, no matter how futile the effort? So I actually have to educate myself on how the ACA protects me as a consumer instead of yelling at the top of my lungs about how Obama is going to slaughter the elderly and feed them to children? That's crazy talk.
 
2013-11-04 08:05:55 AM  
Why is healthcare a for-profit industry?
 
2013-11-04 08:07:11 AM  
I DNRTA but when I saw a crapload of new insurance commercials and almost no talk of going to the exchange to compare prices, I knew that insurance companies were going to try to lock senior/elderly people (the ones who watch Fox News and are scared of brown people) into long term contracts before these people could become truly informed.  I wonderwhat these folks will say when they realize that they've been duped.  Somehow, I suspect that it will still be Obama's fault.
 
2013-11-04 08:07:54 AM  

Notabunny: Why is healthcare a for-profit industry?


Because capitalism and freedom and what kind of question is that you're not a commie are you??
 
2013-11-04 08:09:51 AM  
Well why did our benevolent king force us to deal with these corporations in the first place?

Greatest republican president ever!
 
2013-11-04 08:10:18 AM  
Well duh.
 
2013-11-04 08:11:19 AM  

Notabunny: Why is healthcare a for-profit industry?


Because somebody has to pay taxes so 47% of the country can sit at home and eat bon bons and watch Jerry.

Imagine not being able to collect taxes on 35% of our economy.
 
2013-11-04 08:12:29 AM  

Giltric: Well why did our benevolent king force us to deal with these corporations in the first place?

Greatest republican president ever!


If I remember, states can vote for single-payer in 2015.
 
2013-11-04 08:13:35 AM  

thenewmissus: I DNRTA but when I saw a crapload of new insurance commercials and almost no talk of going to the exchange to compare prices, I knew that insurance companies were going to try to lock senior/elderly people (the ones who watch Fox News and are scared of brown people) into long term contracts before these people could become truly informed.  I wonderwhat these folks will say when they realize that they've been duped.  Somehow, I suspect that it will still be Obama's fault.


Yes. Yes it will be Obama's fault. The logic goes like this: if Obama hadn't forced Obamacare on the poor insurance industry, they wouldn't have to try to cheat their customers to increase profits. Not the insurance company's fault at all.
 
2013-11-04 08:14:08 AM  

Giltric: Because somebody has to pay taxes so 47% of the country can sit at home and eat bon bons and watch Jerry.

Imagine not being able to collect taxes on 35% of our economy.


Income tax is the only tax, diddly dee, diddly dee
 
2013-11-04 08:14:08 AM  
The health insurance industry wrote the ACA. Did you expect they would forgo the opportunity to make obscene profits?
 
2013-11-04 08:14:31 AM  

Notabunny: Giltric: Well why did our benevolent king force us to deal with these corporations in the first place?

Greatest republican president ever!

If I remember, states can vote for single-payer in 2015.


Typical.

A president putting off till tomorrow what he could have done today.
 
2013-11-04 08:15:47 AM  
So what's the problem here? My car insurance does this every 6 months. Nobody is putting a gun to anyone's head.

Insurance companies are not the Santa from Miracle on 34th St.
 
2013-11-04 08:16:56 AM  

Notabunny: Why is healthcare a for-profit industry?


If it's not, then we are one step closer to this

s1.reutersmedia.net

Don't believe me.  Let's check in with noted Poli Sci major Charlie Daniels

i.imgur.com

'Nuff Said!
 
2013-11-04 08:18:11 AM  
Are you guys comfortable with it being called Obamacare yet?

I remember there was a time early on where a lot of you were attacking that term and claiming that Obamas name should not be associated with this piece of garbage legislation that is a big gimme to insurance companies.

Such fickle people...
 
2013-11-04 08:18:59 AM  

Giltric: Notabunny: Giltric: Well why did our benevolent king force us to deal with these corporations in the first place?

Greatest republican president ever!

If I remember, states can vote for single-payer in 2015.

Typical.

A president putting off till tomorrow what he could have done today.


Political expediency. Obamacare passed by pretty thin margin after a lot of resistance. A tax-based socialized medicine option available on day-1 would have probably killed it. We'll eventually get single-payer, it'll just take a while longer.
 
2013-11-04 08:22:10 AM  

BladBoy: Notabunny: Why is healthcare a for-profit industry?

If it's not, then we are one step closer to this

[s1.reutersmedia.net image 450x311]

Don't believe me.  Let's check in with noted Poli Sci major Charlie Daniels

[i.imgur.com image 600x591]

'Nuff Said!


The devil came down to Georgia he was looking for a premium to steal.
 
2013-11-04 08:22:15 AM  

Notabunny: Why is healthcare a for-profit industry?


Because people like to get paid for their work? Unless you think people are going to invest the time and effort into inventing new drugs, new equipment and new techniques out of the goodness of their hearts.
 
2013-11-04 08:22:17 AM  

Giltric: Are you guys comfortable with it being called Obamacare yet?

I remember there was a time early on where a lot of you were attacking that term and claiming that Obamas name should not be associated with this piece of garbage legislation that is a big gimme to insurance companies.

Such fickle people...


The other side of the coin is funny, too. People who were using Obamacare as a pejorative are unhappy at the thought of it being used positively for decades.
 
2013-11-04 08:23:56 AM  
Without a public option, all the shiatty things that insurance companies do (which they have been doing for a long time), many will blame on new ACA laws. At least with a public option, one could say "screw you for-profit insurance company".

Now, we need more laws to keep these companies honest, because their business model is: screw the customer at every turn.

Bottom line, there's really should be one goal: get everyone covered. It has to happen.
 
2013-11-04 08:24:54 AM  

DiamondDave: Notabunny: Why is healthcare a for-profit industry?

Because people like to get paid for their work? Unless you think people are going to invest the time and effort into inventing new drugs, new equipment and new techniques out of the goodness of their hearts.


I'm not sure, but I think the US may be the only industrialized country without a national healthcare system. Other countries seem to do just fine without a profit motive.
 
2013-11-04 08:25:24 AM  

DiamondDave: Notabunny: Why is healthcare a for-profit industry?

Because people like to get paid for their work? Unless you think people are going to invest the time and effort into inventing new drugs, new equipment and new techniques out of the goodness of their hearts.


And, what was the last disease America's pharmaceutical industry cured?
 
2013-11-04 08:27:13 AM  

DiamondDave: Notabunny: Why is healthcare a for-profit industry?

Because people like to get paid for their work? Unless you think people are going to invest the time and effort into inventing new drugs, new equipment and new techniques out of the goodness of their hearts.


Yes because an insurance actuary figuring out how much he can screw the customers for is exactly the same as somebody developing a breakthrough new drug.  Check that, the patent lawyer locking up a drug patent for a decade and printing money by jacking up the cost of the drug is the same as developing that breakthrough new drug in the first place.
 
2013-11-04 08:27:18 AM  

EyeballKid: DiamondDave: Notabunny: Why is healthcare a for-profit industry?

Because people like to get paid for their work? Unless you think people are going to invest the time and effort into inventing new drugs, new equipment and new techniques out of the goodness of their hearts.

And, what was the last disease America's pharmaceutical industry cured?


Curing diseases isn't as important as the truckloads of cash you can make from boner pills.
 
2013-11-04 08:31:55 AM  

Giltric: Are you guys comfortable with it being called Obamacare yet?

I remember there was a time early on where a lot of you were attacking that term and claiming that Obamas name should not be associated with this piece of garbage legislation that is a big gimme to insurance companies.

Such fickle people...


Such a brave warrior.
So little amunition.
Pity.
 
2013-11-04 08:32:00 AM  

DiamondDave: Notabunny: Why is healthcare a for-profit industry?

Because people like to get paid for their work? Unless you think people are going to invest the time and effort into inventing new drugs, new equipment and new techniques out of the goodness of their hearts.


Yeah. Why would an entity waste billions on a project with no guarantee of success, and the possibility of mortal danger, all for something as simple as saying we could do it?

Oh hi there, NASA, didn't notice you in the corner there.
 
2013-11-04 08:34:29 AM  

pueblonative: DiamondDave: Notabunny: Why is healthcare a for-profit industry?

Because people like to get paid for their work? Unless you think people are going to invest the time and effort into inventing new drugs, new equipment and new techniques out of the goodness of their hearts.

Yes because an insurance actuary figuring out how much he can screw the customers for is exactly the same as somebody developing a breakthrough new drug.  Check that, the patent lawyer locking up a drug patent for a decade and printing money by jacking up the cost of the drug is the same as developing that breakthrough new drug in the first place.


I agree w/ the overall sentiment, and I do think the majority of R&D funds should be public money, but a lot of the money earned while that patent is in place is used to recover the costs of developing the drug.  Basically, the Pharma company has about 10 years to recover all costs and return a profit.  This makes drugs prohibitively expensive for many people until generics can be made.  That's why I think public funding should be the primary source of funding for all necessary medical research (unnecessary being boner pills).
 
2013-11-04 08:34:33 AM  

Notabunny: I'm not sure, but I think the US may be the only industrialized country without a national healthcare system. Other countries seem to do just fine without a profit motive.


Not the only one!  We're in good company with North Korea,China, and Afghanistan!

qph.is.quoracdn.net
 
2013-11-04 08:37:57 AM  
In 2015 doctors will no longer be paid by the fee-for-service model. They'll be paid by the quality of the care they provide, not the quantity. Shifting the doctor's focus away from profits will be an important change.
 
2013-11-04 08:38:56 AM  

ReverendJasen: Notabunny: I'm not sure, but I think the US may be the only industrialized country without a national healthcare system. Other countries seem to do just fine without a profit motive.

Not the only one!  We're in good company with North Korea,China, and Afghanistan!

[qph.is.quoracdn.net image 485x246]


Oh. That's nice.
 
2013-11-04 08:48:10 AM  
FTFA: "Before Obamacare, Donna paid a $724 monthly premium for $10,000 deductible, catastrophic health coverage from LifeWise " and "...with an income around $40,000."

She was paying nearly 25% of her income for a policy with a $10k deductible?!? Might as well put that money under your mattress or burn it for heat, what the fark.
 
2013-11-04 08:48:23 AM  
Alright, are you listening carefully?

EVERYONE who is not completely insane understands and acknowledges that Obama lied when he repeatedly said you would be able to keep your health care plan. He knew he was lying every time he said it. Running around blaming everyone else for Obama's problems was cute up to a point but now you're coming completely unhinged. You're making even Baghdad Bob seem credible at this point.
 
2013-11-04 08:48:31 AM  
Plain smirking evil: when your bill is so bad, you have to turn doctors and hospitals and insurance companies into the enemy, into the bad guy to make yourselves look good.

This is how bad 0bamacare is.  The dems have to contort themselves to the point that they blast organizations like Blue Cross/ Blue Shield and Kaiser Permanente as "bad apples".  This is the inverted, bizarro reality that has to exist for their policies to work.  Blue Cross/ Blue Shield and Humana and Kaiser have to be the enemies.  Your doctor is the enemy.  If you lost your doctor or your plan, it is because those organizations are the bad guys.  But the people who tell you what plan you can have and what plan you can't have; the people that force to buy a plan and won't let you pick the plan and doctor you want - they are the good guys.

This is why their system is plain smirking evil.  It has to turn doctors and hospitals, whose jobs are to save lives, into the monsters to work.
 
2013-11-04 08:48:58 AM  
Oh, and this isn't a new development.
 
2013-11-04 08:49:19 AM  

DiamondDave: Notabunny: Why is healthcare a for-profit industry?

Because people like to get paid for their work? Unless you think people are going to invest the time and effort into inventing new drugs, new equipment and new techniques out of the goodness of their hearts.


My company pays all of its employees for their work whether we make a profit or not.  It's only the owners that get any share of the profits.

Hundreds of thousands of people work for non-profit organizations and get paid for their work just fine.  There are even non-profit health insurance organizations.

www.promoboxx.com
 
2013-11-04 08:50:24 AM  

randomjsa: You're making even Baghdad Bob seem credible at this point.


You're just adorable.  Look at you, claiming the moral high ground and all.

Dawwwwwwww!
 
2013-11-04 08:52:47 AM  

SlothB77: Plain smirking evil: when your bill is so bad, you have to turn doctors and hospitals and insurance companies into the enemy, into the bad guy to make yourselves look good.


I don't think that making insurance companies into the bad guys is new.  And the doctors and hospitals part isn't really supported by this article.

Other than that, you really have a point here.  Please expound.
 
2013-11-04 08:57:19 AM  

Skleenar: I don't think that making insurance companies into the bad guys is new


i.imgur.com
 
2013-11-04 08:58:14 AM  

jso2897: Giltric: Are you guys comfortable with it being called Obamacare yet?

I remember there was a time early on where a lot of you were attacking that term and claiming that Obamas name should not be associated with this piece of garbage legislation that is a big gimme to insurance companies.

Such fickle people...

Such a brave warrior.
So little amunition.
Pity.


That's the first time I've seen you say something without using the words But Bush.
 
2013-11-04 08:58:22 AM  

JerkStore: thenewmissus: I DNRTA but when I saw a crapload of new insurance commercials and almost no talk of going to the exchange to compare prices, I knew that insurance companies were going to try to lock senior/elderly people (the ones who watch Fox News and are scared of brown people) into long term contracts before these people could become truly informed.  I wonderwhat these folks will say when they realize that they've been duped.  Somehow, I suspect that it will still be Obama's fault.

Yes. Yes it will be Obama's fault. The logic goes like this: if Obama hadn't forced Obamacare on the poor insurance industry, they wouldn't have to try to cheat their customers to increase profits. Not the insurance company's fault at all.


And guess who blocked the bill to fund an ad campaign that would educate people about their options in the exchange?

And guess which states blocked hiring "Navigators" to assist people working through the Insurance labyrinth?

Go ahead guess.
 
2013-11-04 09:03:32 AM  

DiamondDave: Notabunny: Why is healthcare a for-profit industry?

Because people like to get paid for their work? Unless you think people are going to invest the time and effort into inventing new drugs, new equipment and new techniques out of the goodness of their hearts.


I know people like to say this, but I work with publically funded scientists who run mmassive drug discovery programs. If properly funded, drug discovery could easily become a public entity. it doesn't need to, of course, but it could.

A problem people never mention about private sector drug dev is that they lose a lot of incentive to work on certain types of drugs bases purely on the profit margin. A public entity could have other narrativrs built into its mission.
 
2013-11-04 09:14:10 AM  
There's a site called MyCancellation.com. It's like the evil version of ACA Success Stories, posting cancellation letters. They consistently highlight the cancellation messages, and seem to completely ignore the replacements or options they're getting except when the premiums are higher.

So I re-highlighted some of those letters.

The higher premiums are auto-sorted Bronze plans. There is no word on catastrophic plans available, either for anyone under 30 or for people over 30 with hardship exemptions. Also, and this is an important detail they seem to ignore, you can shop around.

If you can put more time and energy into shopping for car insurance and don't biatch about it, don't act like you're being forced into a more expensive health insurance plan just because you can't be bothered to look into your options.
 
2013-11-04 09:14:13 AM  

SlothB77: Plain smirking evil: when your bill is so bad, you have to turn doctors and hospitals and insurance companies into the enemy, into the bad guy to make yourselves look good.

This is how bad 0bamacare is.  The dems have to contort themselves to the point that they blast organizations like Blue Cross/ Blue Shield and Kaiser Permanente as "bad apples".  This is the inverted, bizarro reality that has to exist for their policies to work.  Blue Cross/ Blue Shield and Humana and Kaiser have to be the enemies.  Your doctor is the enemy.  If you lost your doctor or your plan, it is because those organizations are the bad guys.  But the people who tell you what plan you can have and what plan you can't have; the people that force to buy a plan and won't let you pick the plan and doctor you want - they are the good guys.

This is why their system is plain smirking evil.  It has to turn doctors and hospitals, whose jobs are to save lives, into the monsters to work.


You sound concerned.
 
2013-11-04 09:24:21 AM  

thenewmissus: I DNRTA but when I saw a crapload of new insurance commercials and almost no talk of going to the exchange to compare prices, I knew that insurance companies were going to try to lock senior/elderly people (the ones who watch Fox News and are scared of brown people) into long term contracts before these people could become truly informed.  I wonderwhat these folks will say when they realize that they've been duped.  Somehow, I suspect that it will still be Obama's fault.


The vast majority of senior/elderly are on Medicare or Medicaid so they won't have these insurance plans.
 
2013-11-04 09:26:00 AM  
Judging from the monster discrepancy in posts displaying in my browser versus what the Politics Tab shows, I'd have to guess that our favorite Fark Independents are here earning a little extra scratch for Xmas.
 
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