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(LA Times)   So, the lady who's been making the rounds on cable news claiming that Obamacare is causing her to trade her cheap plan for an expensive one? Well, one reporter actually followed up with her on this, with unsurprising results   (latimes.com) divider line 415
    More: Interesting  
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8364 clicks; posted to Politics » on 01 Nov 2013 at 2:10 PM (47 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2013-11-01 03:30:40 PM

Tyee: It so damn good they had to mandate it.

And most families are saving that $2,500.00 per year right? Or was that the plan you loved that is being canceled?

My gay nephew was pissed until he found out he gets free pap smears and cervical exams and His mom get prenatal!   And some of you people were skeptics and said she wouldn't qualify because she was over 55.

Me?  I'm get to pay 8% more to keep my Cadillac plan,... for now, good times.

$ Paying more


Here is a cervical exam for you...Yep, that's sand.
 
2013-11-01 03:30:51 PM

spman: No, I fully expect to be roundly criticized no matter what, ever since Fark went all derpy derpy liberal.


If you go some place, and you find a few assholes, you just found a few assholes is all.

If you go some place and everyone is an asshole, it's more likely that you are the asshole.
 
2013-11-01 03:31:01 PM
I'm on my wife's plan because it's cheap and I'm her biatch. We pay about $250 a month for the three of us. Suck on that, Exchangers!
 
2013-11-01 03:31:14 PM

Whodat: I think that it boils down to the fact that when Obama said, "If you like your plan, you can keep your plan.", he was not telling the truth. It doesn't matter if the plan is a better one. He said it repeatedly with no caveats. It is also coming out that when he said it, many in the administration knew this to be untrue.


What it boils down to is "Who gives a shiat?" Does the fact that he lied or misled have any bearing on whether or not most people will see no change or premium decreases as a result of Obamacare? Does anyone really give a shiat if Obama put in a spoonful of sugar to make the medicine go down? Even if you accept the premise that he lied outright, what does that even mean at this point in time? Would Republicans go back in time in order to vote in an even more obstructionist minority party if they knew that 3% of people would have their insurance companies cancel their policies?

Get up on the highest mountain you can, yell to the world that Obama is a liar. It doesn't matter in the slightest.
 
2013-11-01 03:31:35 PM

Tyee: [unsupported claims]


Post your provider, current health plan, nearest similar plan, average rate increases for like-size groups or individuals (depending on what your plan is), current premium, premium of the next closest plan, state, age and income so that all this can be validated with facts, please.

Otherwise, your claims are rejected out of hand since you posted no evidence that validates any part of them.
 
2013-11-01 03:32:28 PM

Duke Slater: Since I'm bored at work on a Friday afternoon, I went to healthcare.gov and went through the application process even though I have a decent plan and won't be changing.

1. It took about 15 minutes to get to the point where I could choose a plan.
2. I provided no sensitive personal information, not even SSN.
3. I don't qualify for any subsidy, but could get a gold plan for $377 a month (I'm 53), with a $1750 deductible, $5000 max out of pocket, $5 copays, and $5 generic prescriptions.

Yeah, what a clusterfark.


Dude, I know a chick that went on the web-site and this is how the found her:

www.demontheory.net
 
2013-11-01 03:33:01 PM

spman: BeesNuts: spman: James!: spman: Actually the typical emergency room is more full of the mentally ill, senior citizens, and immigrants than anything else in my experience,

Good lord.

I'm not saying that this is wrong, or that these people do not belong in the emergency room, because clearly many of them do. What I am saying is that the notion of an emergency room filled with people that should be insured, but aren't, is a false one.

You're saying a notion is false because it doesn't jibe with your personal experience.  You realize this means you'll be roundly criticized, right?

No, I fully expect to be roundly criticized no matter what, ever since Fark went all derpy derpy liberal.


I will criticize you squarely, just to defy your expectations.
On a serious note, most hospitals have staff in the ER and in the business/administration office specifically to deal with the uninsured. They have policies in place to help the uninsured pay their bills, seek additional medical assistance as well as policies designed to ensure collection of debt, etc.
Since for profit hospitals don't admit uninsured patients, they must be coming in through the E.R. If that weren't the case, what need would there be for staff and policies specifically designed to address the issue of the uninsured?

/and yes, I know that some of that staff and some of those policies are for the insured who haven't met deductibles and co-pays, etc.
 
2013-11-01 03:34:21 PM
i went on the exchanges and the only thing obamacare would give me is a $700/month premium (after the subsidy) and the only coverage it offered was a handbra
 
2013-11-01 03:34:26 PM

jst3p: Whodat: I think that it boils down to the fact that when Obama said, "If you like your plan, you can keep your plan.", he was not telling the truth. It doesn't matter if the plan is a better one. He said it repeatedly with no caveats. It is also coming out that when he said it, many in the administration knew this to be untrue.

Surely this will cost him his re-election.


I don't see that happening. Obama's standing in the next election has already been decided by those in power. :)
 
2013-11-01 03:35:02 PM
mrshowrules:

Dude, I know a chick that went on the web-site and this is how the found her:

[messedupfacefromthering.jpg]


10/10! Would el oh el again.
 
2013-11-01 03:35:26 PM

skullkrusher: Marcus Aurelius: And the reporters who interviewed her without getting all the facts produced inexcusably shoddy work -- from Maria Bartiromo on down

Maria Bartiromo is a complete tool.

I'd put my tool in her shed. Even at this age


Don't get me wrong, I'd love to wreck her shed.  She just doesn't deserve to be called a reporter.
 
2013-11-01 03:36:01 PM

Whodat: jst3p: Whodat: I think that it boils down to the fact that when Obama said, "If you like your plan, you can keep your plan.", he was not telling the truth. It doesn't matter if the plan is a better one. He said it repeatedly with no caveats. It is also coming out that when he said it, many in the administration knew this to be untrue.

Surely this will cost him his re-election.

I don't see that happening. Obama's standing in the next election has already been decided by those in power. :)


Actually the people are going to overwhelmingly elect another Democrat because they support what they're doing and the Republicans are acting like spoiled children with no plan for the future.

I'm sure that's what you meant by that.
 
2013-11-01 03:36:02 PM

spman: Here the thing though. If you fall within that 18-45 range, are totally healthy, have no risk for any hereditary illness, and never get sick besides the occasional cold, why should you be forced into buying insurance in the first place? Why should you be forced to buy a plan you don't want that offers features you don't need and won't use and pay an extra $40 a month for them?


How many of those people do you think have accidents?  Hardly any?  Do you think they're immune to broken bones or car accidents?
 
2013-11-01 03:36:11 PM

Triple Oak: While my gf jumps between jobs, we'll be on the exchange next month getting her a plan. And she'll qualify for under $100 a month after subsidies.


Do you have insurance at work?  Why don't you put her on your plan?

/If don't want to get married, call her a "domestic partner".
 
2013-11-01 03:36:37 PM

skullkrusher: I'm on my wife's plan because it's cheap and I'm her biatch. We pay about $250 a month for the three of us. Suck on that, Exchangers!


good luck.  employer mandate kicks in next year.  i'm just sayin'
 
2013-11-01 03:36:37 PM
I'm pretty sure my insurance under ACA is going to end up costing more but my current policy is crap with a $10,000 deductible that's really only good for a catastrophic health event. I doubt it even meets the criteria of the bronze level plans in ACA. Last year when I went policy shopping there was a HUGE price gap between policies like it and the ones usable for anything other than losing a leg in a tragic tilt-a-whirl accident. From what I've seen so far, the plans that meet ACA criteria have a much more even gradient of prices and benefits. I don't mind paying more if I'm going to get a group rate rather than the "haha, you're an individual buying insurance, here's your free prostate exam." type rate. Some of the plans were twice as expensive as being on cobra even though they offered half as much.
 
2013-11-01 03:36:52 PM

spman: Here the thing though. If you fall within that 18-45 range, are totally healthy, have no risk for any hereditary illness, and never get sick besides the occasional cold, why should you be forced into buying insurance in the first place? Why should you be forced to buy a plan you don't want that offers features you don't need and won't use and pay an extra $40 a month for them?


This is like asking if someone who doesn't have kids should be forced to pay taxes that go to the school system.

Society, us, common good, civilization, better for everybody, etc.
 
2013-11-01 03:37:20 PM

AeAe: How many of those people do you think have accidents? Hardly any?


Does diabetes count as an 'accident'?
 
2013-11-01 03:37:27 PM

sprawl15: i went on the exchanges and the only thing obamacare would give me is a $700/month premium (after the subsidy) and the only coverage it offered was a handbra


the ACA website drank the last beer in my fridge
 
2013-11-01 03:38:12 PM

spman: You talk about Republicans trying to wipe out the middle class by making sure the rich get richer and the poor get poorer, what do you think this is? You think the person working three minimum wage jobs just to keep food in their mouth and a roof over their head can afford to pay anything extra a month for insurance? You think the guy who makes between $30,000 - $40,000 a year and barely scrapes by due to his modest standard of living can afford to pay between $250 - $350 a month?


No.

Which is why the former case is either heavily subsidized or eligible for Medicaid (if she doesn't live in a state run by shiatheads, anyway) and probably exempt from any PPACA penalties besides, and the latter would get moderate subsidization as well.
 
2013-11-01 03:38:21 PM

whidbey: Whodat: jst3p: Whodat: I think that it boils down to the fact that when Obama said, "If you like your plan, you can keep your plan.", he was not telling the truth. It doesn't matter if the plan is a better one. He said it repeatedly with no caveats. It is also coming out that when he said it, many in the administration knew this to be untrue.

Surely this will cost him his re-election.

I don't see that happening. Obama's standing in the next election has already been decided by those in power. :)

Actually the people are going to overwhelmingly elect another Democrat because they support what they're doing and the Republicans are acting like spoiled children with no plan for the future.

I'm sure that's what you meant by that.


I have a hard time seeing a path that elects a Republican. They have a lot of damage control to do and their last couple choices of candidates were really not viable from day one. I am sure they have smarter minds than mine working on it so I am looking forward to seeing where they go from here, but they have a lot of warts to deal with.
 
2013-11-01 03:38:41 PM

Marcus Aurelius: skullkrusher: Marcus Aurelius: And the reporters who interviewed her without getting all the facts produced inexcusably shoddy work -- from Maria Bartiromo on down

Maria Bartiromo is a complete tool.

I'd put my tool in her shed. Even at this age

Don't get me wrong, I'd love to wreck her shed.  She just doesn't deserve to be called a reporter.


It's long been rumored that she spent as much time on her knees with financial leaders as she did interviewing them
 
2013-11-01 03:38:53 PM

Duke Slater: Yeah, what a clusterfark.


Actually, that website is legitimately a mess. The reason the bits you tried work is because they unwound a lot of the intervening steps like account creation and credit reporting so that people could get straight to the info without having to go through a considerable portion of the sign up process. The actual process of creating an account and enrolling in a plan is still having a LOT of problems.

That said, we're talking about a web site created to support a law that was actively under attack by half the government that was funding it and has to support a large number of states that didn't create their own exchanges simply out of spite. How much of it is because of poor design and testing and how much of it is because of asshole conservatives actively trying to damage it I don't know, but it definitely does have problems, regardless.
 
2013-11-01 03:39:43 PM

EngineerAU: Last year when I went policy shopping there was a HUGE price gap between policies like it and the ones usable for anything other than losing a leg in a tragic tilt-a-whirl accident.


And keep in mind, one of the things Obamacare got rid of was the common act of rescission, where you are not only suddenly dumped from your coverage, but you are responsible for all the costs incurred prior to being dumped.
 
2013-11-01 03:39:52 PM
This is why we need socialized medicine. Most people are too stupid to make informed decisions for themselves on things like this, and insurance companies know it.
 
2013-11-01 03:39:57 PM

colon_pow: skullkrusher: I'm on my wife's plan because it's cheap and I'm her biatch. We pay about $250 a month for the three of us. Suck on that, Exchangers!

good luck.  employer mandate kicks in next year.  i'm just sayin'


Meh not a concern
 
2013-11-01 03:40:21 PM

mrshowrules: Duke Slater: Since I'm bored at work on a Friday afternoon, I went to healthcare.gov and went through the application process even though I have a decent plan and won't be changing.

1. It took about 15 minutes to get to the point where I could choose a plan.
2. I provided no sensitive personal information, not even SSN.
3. I don't qualify for any subsidy, but could get a gold plan for $377 a month (I'm 53), with a $1750 deductible, $5000 max out of pocket, $5 copays, and $5 generic prescriptions.

Yeah, what a clusterfark.

Dude, I know a chick that went on the web-site and this is how the found her:

[www.demontheory.net image 400x300]


In seven days your inferior catastrophic plan will die.
 
2013-11-01 03:40:43 PM

skullkrusher: Marcus Aurelius: skullkrusher: Marcus Aurelius: And the reporters who interviewed her without getting all the facts produced inexcusably shoddy work -- from Maria Bartiromo on down

Maria Bartiromo is a complete tool.

I'd put my tool in her shed. Even at this age

Don't get me wrong, I'd love to wreck her shed.  She just doesn't deserve to be called a reporter.

It's long been rumored that she spent as much time on her knees with financial leaders as she did interviewing them


do they just like sushi or what
 
2013-11-01 03:41:49 PM

InmanRoshi: [pbs.twimg.com image 850x617]


In all fairness, I've known enough people that have had the "lost their current plan, equivalent exchange plan costs more" problem that I'm pretty sure I can just call bullshiat on that chart's prediction entirely, I've moved beyond the realm of this really being anecdotal at this point.

That said, the woman is certainly exaggerating the problem, what I've been seeing is a lot of people getting stuck with like 5 or 10% increases, which is grumble-worthy, or having employer coverage dropped without a corresponding increase in pay, which is more a dick move from their employer than the government's fault as such even though it's a real problem.
 
2013-11-01 03:42:57 PM

gilgigamesh: Cagey B: I can't wait for the anti-ACA shills to come in and start white-knighting her

I wouldn't hold my breath. They tend to stay away from these threads.


Prove to me that her new available plans will cover strokes, heart attacks, and cancer.

I won't believe it until you prove it, and another farker insisted that four of his friends bought plans through the mandatory exchange that won't cover those problems.
 
2013-11-01 03:43:23 PM

skozlaw: Tyee: [unsupported claims]

Post your provider, current health plan, nearest similar plan, average rate increases for like-size groups or individuals (depending on what your plan is), current premium, premium of the next closest plan, state, age and income so that all this can be validated with facts, please.

Otherwise, your claims are rejected out of hand since you posted no evidence that validates any part of them.


Here's my info just for shiats and giggles (numbers quoted are in network).

Current Insurance: GEHA Standard Option. $350 deductible, $5,000 OOP cap, 15% coinsurance after deductible met. I also have $10 generic prescription drugs, 50% brand-name drugs, $10 PCP visits, and $25 specialist visits that do not count against the deductible or OOP cap. The premium is $104 a month to me and $312 to my employer for a total of $416 a month. The premium has increased about 45% since 2005 ($289 a month at that time).

Insurance through Exchange: BCBSKS BlueCare Deluxe Choice. No deductible, $2,500 OOP cap, 50% coinsurance. The premium is $283 a month. I could also go with the Elite plan for a $1,150 OOP cap and pay $324 a month. No clue what the average premium increase is like with them.

If I could take my direct employer contribution with me to the exchanges, I would do so in a heartbeat. I can more than afford 50% coinsurances, especially if I would be saving $1,200-1,600 a year on my premium.
 
2013-11-01 03:44:02 PM
Here's about the worst case scenario I can envision. Muhself. I'm a 30 year old who gets insurance through his employer and doesn't qualify for subsidies, but let's say my employer decided to not offer coverage.

Right now I could get a $1,000 deductible policy from BCBS with pretty good coverage for everything for ~$150/month. A silver policy from BCBS with a $2,500 deductible with comparable coverage would now cost me $230/month. So my rates would go up about $80 a month, or about $1,000 a year, and I would have a higher deductible, though it would likely apply to a narrower range of services.

Of course, the ACA also aims to expand employer provided coverage, so those who make too much to qualify for subsidies are very likely to already get coverage through their employer.

But, yes, I could see healthy 30somethings who make too much to qualify for a subsidy see their rates go up by as much as 30%. That's basically the only demographic I see that may be worse off under the ACA.
 
2013-11-01 03:44:11 PM
skozlaw:..... current premium, premium of the next closest plan, state, age and income so that all this can be validated with facts, please.

So you want transparency and numbers from a private person, posted on the interwebs, ...is that because you can't get info from your government... b/c that won't release its numbers information on sign ups?

You find an 8% increase in a Cadillac plan difficult to believe or understand?  Really? That increase to Cadillac plans is about the only thing Obama promised that is happening as promised.

I need a drink.  On to happy hour.  First round is on me, just like your health care.

$ more.
 
2013-11-01 03:44:12 PM

skullkrusher: sprawl15: i went on the exchanges and the only thing obamacare would give me is a $700/month premium (after the subsidy) and the only coverage it offered was a handbra

the ACA website drank the last beer in my fridge


It can do that? NOOOOOOOOOOOO!?!
 
2013-11-01 03:46:38 PM

skullkrusher: sprawl15: i went on the exchanges and the only thing obamacare would give me is a $700/month premium (after the subsidy) and the only coverage it offered was a handbra

the ACA website drank the last beer in my fridge


Healthcare.gov siphoned the gas out of my car!
 
2013-11-01 03:47:07 PM

sprawl15: skullkrusher: Marcus Aurelius: skullkrusher: Marcus Aurelius: And the reporters who interviewed her without getting all the facts produced inexcusably shoddy work -- from Maria Bartiromo on down

Maria Bartiromo is a complete tool.

I'd put my tool in her shed. Even at this age

Don't get me wrong, I'd love to wreck her shed.  She just doesn't deserve to be called a reporter.

It's long been rumored that she spent as much time on her knees with financial leaders as she did interviewing them

do they just like sushi or what


Fawning
 
2013-11-01 03:47:08 PM

skozlaw: How much of it is because of poor design and testing


It's mostly poor design and testing.  It was moronic to have two different contractors working on the site.  It was further stupid to have traditional government contractors work on it rather than a company who actually has experience with high volume, high complexity web applications.

If the government were more flexible, they could have hired a retired big gun from some company like Yahoo or Google to pull together an engineering team.  They probably could have done it for $10-20 million and in half the time.

Heck, I think Drew could have done it for a case of Maker's Mark.
 
2013-11-01 03:48:25 PM

Tyee: You find an 8% increase in a Cadillac plan difficult to believe or understand?  Really? That increase to Cadillac plans is about the only thing Obama promised that is happening as promised.


Safe money says this guy heard the term "cadillac plan" and suddenly on the internet he has a cadillac healthcare plan.
 
2013-11-01 03:48:45 PM

Tyee: $ more.


Dude put a farking sock in it.

You are totally unable to get your ideas across and have solidly crossed into trolling.

You are pathetic. You're gone from here as far as I'm concerned. You have become nothing more than pure point and laugh failure.
 
2013-11-01 03:49:55 PM

jst3p: Serious Black: spman: Here the thing though. If you fall within that 18-45 range, are totally healthy, have no risk for any hereditary illness, and never get sick besides the occasional cold, why should you be forced into buying insurance in the first place? Why should you be forced to buy a plan you don't want that offers features you don't need and won't use and pay an extra $40 a month for them?

You won't fall within that 18-45 range and be totally healthy forever. Either you'll get hit by a bus or develop cancer while still in that age range and spend a ton of money treating those things, or you'll grow old and THEN get hit by a bus or develop cancer and spend a ton of money treating those things.

Hell, that description fits me to a tee. I rarely go to the doctor or get sick.

My Achilles's snapped this year requiring surgery, without insurance I would have been fooked. Life happens kid.


It only a $20,000 surgery and several thousand more in rehabilitation and care. People can't pull $30k in cash without relying on insurance?
 
2013-11-01 03:50:21 PM
Coming soon on Lifetime.....

www.theminorityreportblog.com
 
Bf+
2013-11-01 03:51:16 PM

skullkrusher: sprawl15: i went on the exchanges and the only thing obamacare would give me is a $700/month premium (after the subsidy) and the only coverage it offered was a handbra

the ACA website drank the last beer in my fridge


The ACA website spoiled Breaking Bad for me.
 
2013-11-01 03:51:56 PM

jst3p: whidbey: Whodat: jst3p: Whodat: I think that it boils down to the fact that when Obama said, "If you like your plan, you can keep your plan.", he was not telling the truth. It doesn't matter if the plan is a better one. He said it repeatedly with no caveats. It is also coming out that when he said it, many in the administration knew this to be untrue.

Surely this will cost him his re-election.

I don't see that happening. Obama's standing in the next election has already been decided by those in power. :)

Actually the people are going to overwhelmingly elect another Democrat because they support what they're doing and the Republicans are acting like spoiled children with no plan for the future.

I'm sure that's what you meant by that.

I have a hard time seeing a path that elects a Republican. They have a lot of damage control to do and their last couple choices of candidates were really not viable from day one. I am sure they have smarter minds than mine working on it so I am looking forward to seeing where they go from here, but they have a lot of warts to deal with.


I could see them running Christie as a moderate, but he's still a homophobic wannabe people's hero.

All anyone would have to do is watch his speech endorsing Romney at the RNC if you want to see what a worthless suckup he is, but I'm pretty sure that moment is already forgotten. I sure as fark wouldn't vote for him.
 
2013-11-01 03:52:08 PM
I went on the ACA website just to look around, and the ACA website took all my Halloween candy.


Thanks Obama!
 
2013-11-01 03:52:14 PM
www.trbimg.com

What is the picture about?
 
2013-11-01 03:52:57 PM

haemaker: skozlaw: How much of it is because of poor design and testing

It's mostly poor design and testing.  It was moronic to have two different contractors working on the site.  It was further stupid to have traditional government contractors work on it rather than a company who actually has experience with high volume, high complexity web applications.

If the government were more flexible, they could have hired a retired big gun from some company like Yahoo or Google to pull together an engineering team.  They probably could have done it for $10-20 million and in half the time.

Heck, I think Drew could have done it for a case of Maker's Mark.


The "Smart" "Funny" buttons would be a hoot.
 
2013-11-01 03:53:29 PM

Headso: Safe money says this guy heard the term "cadillac plan" and suddenly on the internet he has a cadillac healthcare plan.


I'm an old guy, that term has been around for a long time and used for many things before this issue.  Obama himself used it when he was making up b/s promises.  To be fair he did say the Cadillac plans may see in increase.

Beer?
 
2013-11-01 03:54:20 PM

JusticeandIndependence: [www.trbimg.com image 600x415]

What is the picture about?


how the secretary of the HHS is stating, in publicly funded advertising, that you are exempt from the individual mandate if you can kegstand
 
2013-11-01 03:54:30 PM

Jim_Callahan: 've been seeing is a lot of people getting stuck with like 5 or 10% increases


I've been seeing 5-10% increases on my premiums through my employerplan on a prettyregular basis, going back to before Obama was even elected. Unless you have a really good employer plan, you've been getting nailed for a long time.
 
2013-11-01 03:54:43 PM

Serious Black: If I could take my direct employer contribution with me to the exchanges, I would do so in a heartbeat. I can more than afford 50% coinsurances, especially if I would be saving $1,200-1,600 a year on my premium.


Actually, depending on your circumstances, your employer and you might get some additional big benefits starting next year. Age banding will still occur (so if your premiums are jumping because you employ a bunch of old people that will continue), but if the reason was that you have a large number of young, female employees and your company is relatively small, you might see some big benefits when that kicks.

Tyee: [unsupported claims]


Your claims are unverifiable. There is little recourse but to assume you are either lying outright or by omission. I'll color your posts appropriately so I don't mistake you as somebody honest in the future. Good day.
 
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