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(Daily Kos)   CBS News story about a woman whose insurance premiums skyrocketed because of Obamacare is debunked by: A) Politifact, B) Huffington Post, C) Fox News   (dailykos.com ) divider line
    More: Strange, CBS, obamacare, insurance companies, Health Care, International, health insurance plans, Gloria Steinem, health care plans  
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3696 clicks; posted to Politics » on 30 Oct 2013 at 10:51 PM (3 years ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2013-10-30 07:25:01 PM  

api.ning.com

 
2013-10-30 07:38:09 PM  
Greta tried her best to stay on message, but just could not do it...
 
2013-10-30 07:50:02 PM  
It turns out that she actually had that reversed and the insurance company paid a $50 'copay' towards a doctor visit, and $15 for prescriptions, and she herself was responsible for all the rest of the costs. The interviewee acknowledged no hospital stays were covered in response to Greta's question.

i.ytimg.com
Devious: What do you want?
Man: Well I've come about your special fully comprehensive motor insurance policy offer...
Devious: What was that?
Man: Fully comprehensive motor insurance for one-and-eightpence.
Devious: Oh, oh, yes...yeah well, unfortunately, guv, that offer's no longer valid. You see, it turned out not to be commercially viable, so we now have a totally new offer...
Man: What's that?
Devious: A nude lady.
 
2013-10-30 08:12:46 PM  
Look at that, stupid libs thinking that Obamacare was a failure because of this one crazy lady.
 
2013-10-30 08:23:10 PM  
Liberal Mainstream Media.
 
2013-10-30 08:39:57 PM  
Meh. Call me when it's one of the D) Fark Independents™ 

/formerly known as the League of Fail™
 
2013-10-30 09:04:16 PM  
Jesus WTf cbs
 
2013-10-30 09:23:32 PM  

gameshowhost: Meh. Call me when it's one of the D) Fark Independents™ 

/formerly known as the League of Fail™


Awww, I miss the League of Fail.

/No, wait, no I don't
 
2013-10-30 10:01:28 PM  
It's almost as if the "liberal" media is trying to simply cash in on what can bring ratings (and therefore cash).
 
2013-10-30 10:13:02 PM  
Doesn't matter. To a large fraction of people, Obama broke his promise. Nothing anyone says will change that.
 
2013-10-30 10:24:34 PM  

themindiswatching: Doesn't matter. To a large fraction of people, Obama broke his promise. Nothing anyone says will change that.


So a third term is looking unlikely?
 
2013-10-30 10:32:53 PM  

simplicimus: themindiswatching: Doesn't matter. To a large fraction of people, Obama broke his promise. Nothing anyone says will change that.

So a third term is looking unlikely?


His poll numbers fell upward to 42%
 
2013-10-30 10:33:43 PM  
The people complaining about losing their coverage were silent in the last 30 years when people arbitrarily lost their coverage completely and couldn't get new coverage.

The people complaining about premiums being expensive were silent in the last 30 years when premiums shot up well over inflation, consistently.

The people complaining about not being able to get catastrophic plans are 1: lying and 2: were silent in the last 30 years when many of those catastrophic plans effectively offered no coverage and insurance companies worked to deny any and all payments.

The people complaining about the ACA were silent in the last 30 years when every single farking complaint that could be leveled against the ACA applied to private insurance companies, only ten times worse.
 
2013-10-30 10:55:02 PM  

The RIchest Man in Babylon: gameshowhost: Meh. Call me when it's one of the D) Fark Independents™ 

/formerly known as the League of Fail™

Awww, I miss the League of Fail.

/No, wait, no I don't


They're still around. Just have new alts
 
2013-10-30 11:01:37 PM  

Peter von Nostrand: The RIchest Man in Babylon: gameshowhost: Meh. Call me when it's one of the D) Fark Independents™ 

/formerly known as the League of Fail™

Awww, I miss the League of Fail.

/No, wait, no I don't

They're still around. Just have new alts


I like to refer to them as the BOBsey Twins.
 
2013-10-30 11:01:42 PM  
Original story: 600+ comments
Debunking: 14 comments

cdn.meme.li
 
2013-10-30 11:02:14 PM  
It turns out that she actually had that reversed and the insurance company paid a $50 'copay' towards a doctor visit, and $15 for prescriptions, and she herself was responsible for all the rest of the costs.

Jeebus, why would you even bother? What script besides acetaminophen could you get for less than a $15 total cost?
 
2013-10-30 11:04:44 PM  

jayhawk88: It turns out that she actually had that reversed and the insurance company paid a $50 'copay' towards a doctor visit, and $15 for prescriptions, and she herself was responsible for all the rest of the costs.

Jeebus, why would you even bother? What script besides acetaminophen could you get for less than a $15 total cost?


I had an employer provided 'Plan' like that, and that's where I got with it.
 
2013-10-30 11:06:56 PM  
Bbbut... Obama lied! He said I could keep my coverage!

"Coverage" only in the loosest sense of the word. Since this person apparently qualified for subsidies, what are the chances she'd be able to pay cash out of pocket for a catastrophic ER visit?

Sounds like a typical attention junkie looking to cash in on their 15 minutes. Instead of Joe the Plumber, it's Whatshername the Idiot.

Would you feel comfortable on the road if other "insured" drivers had the equivalent of $100/$200/$100 coverage? Do you think you'd get reimbursed if that person caused an accident you were involved in?

For all the people whining about this situation, I fail to see how the two are any different.
 
2013-10-30 11:11:00 PM  
Did anybody else read the last paragraph? It appears Greta is more stand up than CBS or Hannity but not by much.
 
2013-10-30 11:12:18 PM  

jayhawk88: It turns out that she actually had that reversed and the insurance company paid a $50 'copay' towards a doctor visit, and $15 for prescriptions, and she herself was responsible for all the rest of the costs.

Jeebus, why would you even bother? What script besides acetaminophen could you get for less than a $15 total cost?


That's the thing... insurance contracts can be insanely complicated, before the ACA, many people thought they had good coverage, only to find out later that they did not. In fact, in the period ending with 2005 (1995-2005), 63% of all personal bankruptcy filers (who indicated medical costs as a primary reason for declaring bankruptcy) had some form of health insurance. Even in the Fox interview, this lady said she didn't really need insurance for hospitalization... she's in her 50s... and doesn't want insurance that covers hospitalization. She's a farking freeloader... when she goes to the hospital, and make no mistake, she will, she will not have anywhere near the assets needed to pay the bill for her hospitalization... without the ACA, she would be where millions of people who have preceded her before have been, losing everything, and leaving the hospital with hundreds of thousands of dollars in unpaid bills. Taxpayers can't afford to keep trying to bail out insolvent hospitals, and it's high time this woman, and people like her, contribute *something* towards mitigating the damage they incur on the rest of society at large.
 
2013-10-30 11:15:11 PM  
I think she should be allowed to keep her old plan. It sounds like she deserves it.
 
2013-10-30 11:16:04 PM  

Corvus: It turns out that she actually had that reversed and the insurance company paid a $50 'copay' towards a doctor visit, and $15 for prescriptions, and she herself was responsible for all the rest of the costs. The interviewee acknowledged no hospital stays were covered in response to Greta's question.

[i.ytimg.com image 480x360]
Devious: What do you want?
Man: Well I've come about your special fully comprehensive motor insurance policy offer...
Devious: What was that?
Man: Fully comprehensive motor insurance for one-and-eightpence.
Devious: Oh, oh, yes...yeah well, unfortunately, guv, that offer's no longer valid. You see, it turned out not to be commercially viable, so we now have a totally new offer...
Man: What's that?
Devious: A nude lady.


I'll have to keep that one in mind.  The "never-pay policy" bit from the same sketch will be good to deploy on "OBAMACARE CANCELED MY INSURANCE" threads.
 
2013-10-30 11:17:28 PM  
My premiums are now more than my monthly take home pay! This is for a single who makes 249k a year in cali. It only covers kissing booboo's for crying out loud! And that has a 20,o0o destructible. When will the madness end democrat party! I've had to agree to be a lab animal and they kidnapped my mom at gun point. All just so my ouchies are properly taken care of! Socialisms is madness fartbongo!!!
 
2013-10-30 11:19:58 PM  
nice try libs but everybody knows Fox News is the mouthpiece of liberal propaganda and CBS News is the only true unbiased network, so while this debunk looks credible it's really a joke and just another example of the liberal media in our country
 
2013-10-30 11:21:58 PM  
There is certainly confusion going around right now, and some are taking advantage of it.  My company unveiled its offerings for 2014 recently.  The popular plan premium paid by the employees doubled, going from $250 to over $500 per month (family).  The less popular catastrophic plan also doubled, but by comparison was substantially lower (~$160/mnth).

To that end, there were some very careful and "technically" correct statements regarding the impact of the ACA, with enough omissions that made it easy to conclude that the ACA had doubled our premiums.  In reality, while there was an increase in the overall premium, it was accompanied by a significant reduction in the company's contribution towards both plans.

Pretty shiatty way of going about it, imo.  If you're going to cut benefits, just come out a say you're cutting benefits.  Don't obfuscate it.
 
2013-10-30 11:25:17 PM  

jayhawk88: It turns out that she actually had that reversed and the insurance company paid a $50 'copay' towards a doctor visit, and $15 for prescriptions, and she herself was responsible for all the rest of the costs.

Jeebus, why would you even bother? What script besides acetaminophen could you get for less than a $15 total cost?


Thats the point.. the person gets it into their head that they have a 50 dollar copay, their friends go 'oh wow thats great' and until they get sick they never realise.. total ripoff of idiots by sharks. This kind of thing is pretty much how all the people posting here with their amazing cheap plans are, they have no idea they are being cheated by bastards.

The new rules are massively overdue. Idiots DO need to be protected from conmen.
 
2013-10-30 11:27:53 PM  
I'll bet people like this woman would be comforted by the ease and simplicity of a single-payer system.
 
2013-10-30 11:29:07 PM  
I can't keep my old plan where I had to work in a coal mine for 40 hours every weekend for the insurance company in return for a plan with a $25,000 deductible and $5,000 coverage cap.

Thanks Obama.
 
2013-10-30 11:35:12 PM  

Bloody William: The people complaining about losing their coverage were silent in the last 30 years when people arbitrarily lost their coverage completely and couldn't get new coverage.


It is even simpler than that.

Most of the plans being canceled are in the individual coverage market.  But the catch is that plans in the individual market often only exist for a year or two before the insurer cancels them for revised plans.  And most people participating in the individual market tend to leave the market after a couple years.  As such, policy churn is very common in the individual market.

However, the ACA is causing some additional churn.  Any policy that was drafted within the past couple years (after the ACA was passed but before it came into effect) that does not meet the minimum coverage requirements of the ACA must be canceled.  Most of those plans tend to be incredibly bare bones plans that could barely even be called catastrophe insurance.

Any individual plan that did not meet the minimum requirements of the ACA, but did exist before the ACA was passed, is grandfathered in.  But since policy churn is already so high, few people actually have one of those grandfathered plans.  And if too few people participate in those plans, the insurer is free to cancel them on their own.
 
2013-10-30 11:38:38 PM  

Notabunny: I'll bet people like this woman would be comforted by the ease and simplicity of a single-payer system.


That's always been the goal.  Fark up Fartbongocare as bad as possible so people will ask for something else.  Then some enterprising fascist will pop up with single payer and the moochers will eat it up.  Then they'll find out just how bad things can get.
 
2013-10-30 11:42:22 PM  

Smeggy Smurf: Notabunny: I'll bet people like this woman would be comforted by the ease and simplicity of a single-payer system.

That's always been the goal.  Fark up Fartbongocare as bad as possible so people will ask for something else.  Then some enterprising fascist will pop up with single payer and the moochers will eat it up.  Then they'll find out just how bad things can get.


I'll rephrase that: show that the type of plan conservatives have been suggesting for 30 years doesn't actually farking work, then move everyone to single payer.
 
2013-10-30 11:52:58 PM  

Notabunny: I'll bet people like this woman would be comforted by the ease and simplicity of a single-payer system.


zOMG SOOOOOOCIALISM!
 
2013-10-30 11:57:16 PM  

Smeggy Smurf: Then some enterprising fascist will pop up with single payer and the moochers will eat it up.  Then they'll find out just how bad things can get.


You mean as bad as the entire rest of the OECD with half our healthcare spending per capita and better healthcare outcomes? The horror.
 
2013-10-31 12:04:37 AM  
I know some people who are absolutely convinced that Obama wanted it to fail so that we could go to a single payer to push his SOCIALIZIMS!
 
2013-10-31 12:06:10 AM  

Zeppelininthesky: I know some people who are absolutely convinced that Obama wanted it to fail so that we could go to a single payer to push his SOCIALIZIMS!


You've been on the Washington Post comment sections too huh?
 
2013-10-31 12:11:57 AM  

Zeppelininthesky: I know some people who are absolutely convinced that Obama wanted it to fail so that we could go to a single payer to push his SOCIALIZIMS!


FALSE FLAG!
 
2013-10-31 12:13:22 AM  

lockers: My premiums are now more than my monthly take home pay! This is for a single who makes 249k a year in cali. It only covers kissing booboo's for crying out loud! And that has a 20,o0o destructible. When will the madness end democrat party! I've had to agree to be a lab animal and they kidnapped my mom at gun point. All just so my ouchies are properly taken care of! Socialisms is madness fartbongo!!!


See, the problem is that you are only making a middle class income.
You need to be more bootstrappy. :)
 
2013-10-31 12:14:49 AM  
Duck season!

Rabbit season!

Duck season!

Rabbit season!

Rabbit season!

Duck season!
 
2013-10-31 12:15:07 AM  
It should be noted that one Kathleen G. Sebelius made her bones in Kansas, 15 years ago as insurance commissioner (an independently elected office in the state) by closing down several shady purveyors of 'insurance' like this.
 
2013-10-31 12:16:14 AM  
I'm still collecting success stories from people who've had a good experience with the ACA:  http://acasuccessstories.tumblr.com/

Just visit the site, hit the "submit" link at the top of the page and tell your own story!
 
2013-10-31 12:20:31 AM  

Mrtraveler01: Zeppelininthesky: I know some people who are absolutely convinced that Obama wanted it to fail so that we could go to a single payer to push his SOCIALIZIMS!

You've been on the Washington Post comment sections too huh?


It was some teabagger politician's Facebook wall. It was distilled derp.
 
2013-10-31 12:33:00 AM  

jayhawk88: It turns out that she actually had that reversed and the insurance company paid a $50 'copay' towards a doctor visit, and $15 for prescriptions, and she herself was responsible for all the rest of the costs.

Jeebus, why would you even bother? What script besides acetaminophen could you get for less than a $15 total cost?


Well generic narcotics are pretty cheap, and she is in florida....


Just sayin.
 
2013-10-31 12:39:31 AM  
"Ms. Barrette goes on to say that this 'insurance' is perfect for what she needs: a doctor visit copay and prescription copay, and maybe some outpatient services. It turns out that she actually had that reversed and the insurance company paid a $50 'copay' towards a doctor visit, and $15 for prescriptions, and she herself was responsible for all the rest of the costs. The interviewee acknowledged no hospital stays were covered in response to Greta's question."

What the shiat kind of insurance is that?!
 
2013-10-31 12:48:23 AM  

themindiswatching: Doesn't matter. To a large fraction of people, Obama broke his promise. Nothing anyone says will change that.


only 5% are independent insurers and it's a percent of that that are choosing to drop policies.

NPR explained it. NONE of the insurance companies had to drop their policies this year. Any insurance with the same policy since 2010 didn't have to drop it EVER and all of them this year could renew their policy for one more year. Basically the insurance companies are deciding to do it themselves and using the excuse of Obamacare in doing so.
 
2013-10-31 12:52:05 AM  

Doc Lee: "Ms. Barrette goes on to say that this 'insurance' is perfect for what she needs: a doctor visit copay and prescription copay, and maybe some outpatient services. It turns out that she actually had that reversed and the insurance company paid a $50 'copay' towards a doctor visit, and $15 for prescriptions, and she herself was responsible for all the rest of the costs. The interviewee acknowledged no hospital stays were covered in response to Greta's question."

What the shiat kind of insurance is that?!


i.ytimg.com
Devious: (rising and crossing to a filing cabinet) Oh well, Reverend Morrison, in your policy... in your policy... (he opens the drawer of the filing cabins and takes out a shabby old sports jacket; he feels in the pocket and pulls out a crumpled dog-eared piece of paper then puts the coat back and shuts the filing cabinet).... here we are. It states quite clearly that no claim you make will be paid.
Vicar: Oh dear.
Devious: You see, you unfortunately plumped for our 'Neverpay' policy, which, you know, if you never claim is very worthwhile, but you had to claim, and, well, there it is.
Vicar: Oh dear, oh dear.
 
2013-10-31 12:59:39 AM  

Doc Lee: "Ms. Barrette goes on to say that this 'insurance' is perfect for what she needs: a doctor visit copay and prescription copay, and maybe some outpatient services. It turns out that she actually had that reversed and the insurance company paid a $50 'copay' towards a doctor visit, and $15 for prescriptions, and she herself was responsible for all the rest of the costs. The interviewee acknowledged no hospital stays were covered in response to Greta's question."

What the shiat kind of insurance is that?!


It's not insurance, it's a scam. We're talking about the state run by the most prolific Medicare fraudster in American history, here.
 
2013-10-31 01:08:02 AM  
Good to know that someone at Fox does some vetting of stories.
 
2013-10-31 01:21:57 AM  

Doc Lee: "Ms. Barrette goes on to say that this 'insurance' is perfect for what she needs: a doctor visit copay and prescription copay, and maybe some outpatient services. It turns out that she actually had that reversed and the insurance company paid a $50 'copay' towards a doctor visit, and $15 for prescriptions, and she herself was responsible for all the rest of the costs. The interviewee acknowledged no hospital stays were covered in response to Greta's question."

What the shiat kind of insurance is that?!


It isn't insurance, and it's the kind of non-insurance that WSJ, CBS, and other people are getting all in a huff about. Insurers were able to rip people off for 50-100 bucks a month while providing a service that was damn near guaranteed to not ever pay anything out. These people who are upset now are just too dumb to realize they were being taken advantage of with their "insurance" that still left both them and their healthcare providers at significant financial risk.
 
2013-10-31 01:23:16 AM  

Bloody William: The people complaining about losing their coverage were silent in the last 30 years when people arbitrarily lost their coverage completely and couldn't get new coverage.

The people complaining about premiums being expensive were silent in the last 30 years when premiums shot up well over inflation, consistently.

The people complaining about not being able to get catastrophic plans are 1: lying and 2: were silent in the last 30 years when many of those catastrophic plans effectively offered no coverage and insurance companies worked to deny any and all payments.

The people complaining about the ACA were silent in the last 30 years when every single farking complaint that could be leveled against the ACA applied to private insurance companies, only ten times worse.



But...but private enterprise good, gubmint ba-a-a-a-ad.
 
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