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(The Consumerist)   About that whole "enter your zip code" security thing when swiping your credit card   (consumerist.com) divider line 2
    More: Fail, Redbox, credit cards, CBS Sacramento  
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9334 clicks; posted to Business » on 19 Oct 2013 at 8:43 AM (38 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2013-10-19 11:25:43 AM
2 votes:

Nuclear Monk: Would it kill them to fix this little gem of an interaction?:

Debit or Credit? Credit
<swipe card>
Debit?
FARK YOU DID I STUTTER?!?!?!?


I suspect there's still a few banks that charge the customer a fee for one, but not the other.

I used to say "Whichever works better for you", which would usually be debit since the merchant gets charged a lot less.  But I found that debit transactions show up on my bank account as "POS Sale 12345 Main Street" and I'd have to go reverse search the address to figure out where I spent that money.  Credit transactions show up as "Checkcard:  Bob's Bait and Sex Toy Shop".
2013-10-19 09:59:32 AM
1 votes:
Isn't it kind of silly to ask for a zip code when the microchip on the card already requires a PIN?

Oh wait, USA. Never mind, carry on.
 
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