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(USA Today)   Healthcare.gov works great if you take away all those damn people wanting to sign up for it, says the Chief Technology Officer in charge of the site."These bugs were functions of volume,'' Park said. "Take away the volume and it works.''   ( usatoday.com) divider line
    More: Fail, diamond, officer in charge, information technology, Medicare Part D, visual routine  
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2553 clicks; posted to Main » on 06 Oct 2013 at 1:39 PM (4 years ago)   |   Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2013-10-06 02:43:00 PM  
Managing a hotel would be easy if it weren't for all the guests.

/it's not the AMA's fault that the website is fawlty.
 
2013-10-06 02:44:10 PM  

iheartscotch: Mike_1962: Lee451: I would be more impressed with Obamacare if Obama were the first one  sign up for it. Congress should have been the next 535 to sign up for it.

You do realize that Congress is obligated by law to use the exchange?

Unless they are a democrat. I remember reading something about an exemption.....


Uh huh. Care to provide a citation with some credibility? Should be easy. Laws and exemptions to them are public domain. You're doing nothing but posting the eqivalent of a FW: fw: fw:
 
2013-10-06 02:44:27 PM  
Well it does take a proper bit of planning to make sure everything works properly, not just throwing a cd in and then going "live". Throttling bandwidth and number of concurrent connections are one. sounds like a "director", who has the title, but not the experience. Then, when it does't work like it's supposed to, feigns surprise, and obliquely blames the workers.
 
2013-10-06 02:45:14 PM  
It's almost like millions of people were desperately trying to obtain healthcare at the same time. Imagine that. If there was enough capacity to handle a one-time peak that will never be repeated it would be decried as an example of government waste.

In other news the government is still shut down and the people responsible don't know what they hope to get out of it other than a paycheck.

i.imgur.com


i.imgur.com
 
2013-10-06 02:45:23 PM  

12349876: iheartscotch: Here we are, 5 days later, and nobody has been able to even look at their options.

If by nobody, you mean the 13k Kentuckians who have applied and 6k who have enrolled then sure.

http://www.kentucky.com/2013/10/05/2861764/kentucky-emerges-as-key-p ol itical.html


The state's Democratic governor will likely face a serious re-election challenge from a Republican candidate who makes issue of Governor Beshear's willingness to enable poor people to receive affordable health coverage.
 
2013-10-06 02:46:58 PM  

Ivo Shandor: Amazon figured it out a while ago. If they aren't allowed to use commercial services, then maybe they could sweet-talk the NSA into lending them a few hundred racks of servers.


People just throw out Amazon's cloud like it's a silver bullet that can magically and automatically take care of any server workload with minimal cost and effort.

For one, all the data going through the exchanges is covered by HIPAA. This isn't a deal-breaker for cloud computing, but it's certainly not standard practice.

Second, people in the government know that they're going to be in this business for a long time. It's far more cost effective to manage their own server infrastructure than to lease it from a cloud provider in perpetuity, so a dedicated, local server infrastructure is a given. Then, you have the following problem: do you spend a ton of money to develop a cloud based system (which is difficult due to HIPAA constraints) alongside your local version, just so you can meet demand in the first two to four weeks? Or is it more sensible to just develop one version of your infrastructure and ask people to be patient during launch?

Let me put it this way: if the Republicans had OK'ed a bunch of spending to make sure that the health care exchanges run smoothly on day one, I'd have no problem complaining about this launch. Guess what really happened?
 
2013-10-06 02:47:09 PM  
After 5 days of trying over and over again, I finally got to submit an application, but it will *not* let me 'view eligibility results' and will not proceed from there. Is anyone else seeing this? I'm also seeing inconsistencies in the application status.

Should I just keep creating accounts and filing applications until it works?
 
2013-10-06 02:47:14 PM  

Dow Jones and the Temple of Doom: How the hell is a poor person who doesn't have a job that offers insurance supposed to be able to afford private insurance? Can anyone explain that?


I can.  Fark you citizen.  It's the new and improved fascist way, now with even more guns!
 
2013-10-06 02:48:39 PM  

12349876: iheartscotch: Here we are, 5 days later, and nobody has been able to even look at their options.

If by nobody, you mean the 13k Kentuckians who have applied and 6k who have enrolled then sure.

http://www.kentucky.com/2013/10/05/2861764/kentucky-emerges-as-key-p ol itical.html


6,000; out of a country of 300,000,000.... That's not even a .01 of 1%. Let's say, for the sake of argument, that 1/3 of Americans need to sign up for ACA. That's 100,000,000 Americans. At the rate of 6,000 a day; we'll need 16,666.67 days.
 
2013-10-06 02:49:02 PM  
This is a function of there not being enough computer programmers to make the country function.  That isn't ACA's fault.  It's a failure of schools and colleges to turn out kids with relevant majors.

But keep getting those $200k history degrees, kids!
 
2013-10-06 02:49:53 PM  

OhioUGrad: Never once had a problem all week creating an account. I only got the "server is down" once and that was after I had signed in and tried to finish the account. Signed in this morning with no wait time, no glitches or anything, and finished my account. The only problem I had is with verifying my identity which requires me to call them apparently (I'm sure that will be fun). But this gives people in the US something to whine about...if it wasn't this, it would be something else.


For me it always dies at setting up the security questions. It refused to believe that I didn't use the same entry for each of the three questions (I didn't). How could that be a server load issue?
 
2013-10-06 02:50:03 PM  

crazytrain: After 5 days of trying over and over again, I finally got to submit an application, but it will *not* let me 'view eligibility results' and will not proceed from there. Is anyone else seeing this? I'm also seeing inconsistencies in the application status.

Should I just keep creating accounts and filing applications until it works?


No.  Don't be like those crazed gamer lunatics that spam login after login after login, trying to get into the game the moment that it comes back online.

Take a few days.  Go do something else on the Internet.  Come back in a week or two, I promise you, it'll be there and the system will benefit from your not spamming attempt after attempt to sign up.
 
2013-10-06 02:50:05 PM  

Dimensio: 12349876: iheartscotch: Here we are, 5 days later, and nobody has been able to even look at their options.

If by nobody, you mean the 13k Kentuckians who have applied and 6k who have enrolled then sure.

http://www.kentucky.com/2013/10/05/2861764/kentucky-emerges-as-key-p ol itical.html

The state's Democratic governor will likely face a serious re-election challenge from a Republican candidate who makes issue of Governor Beshear's willingness to enable poor people to receive affordable health coverage.

is term limited.  Gone in late 2015 and so far indicating he'll retire from politics.
 
2013-10-06 02:50:11 PM  

cman: I gotta say, whoever decided to use Windows Server should be taken out back and shot


I've literally never used anything but Windows products and don't plan on using anything else, but THIS. Use real technology for a website that's going to experience heavy traffic and probably many trolls trying to fark around with it.

/Also, this may be the laziest article I've ever seen, because I'm pretty sure that we knew this entire thing literally an hour after the site went live.
 
2013-10-06 02:51:37 PM  

Dow Jones and the Temple of Doom: DamnYankees: Dow Jones and the Temple of Doom: I'm not saying anything. I'm asking a question which so far no one has been able to answer.

If you're too poor, you get Medicaid. If you don't qualify for Medicaid because you make too much, you get subsidies to pay for insurance through the ACA. The less money you make, the bigger the subsidy.

Hah. That sounds great. Do you know what the subsidies are for a person making $35k/year?

Hint: not nearly enough to afford the mandated private insurance.


Which state are you talking about?  The premiums vary by state.
 
2013-10-06 02:51:58 PM  

iheartscotch: 12349876: iheartscotch: Here we are, 5 days later, and nobody has been able to even look at their options.

If by nobody, you mean the 13k Kentuckians who have applied and 6k who have enrolled then sure.

http://www.kentucky.com/2013/10/05/2861764/kentucky-emerges-as-key-p ol itical.html

6,000; out of a country of 300,000,000.... That's not even a .01 of 1%. Let's say, for the sake of argument, that 1/3 of Americans need to sign up for ACA. That's 100,000,000 Americans. At the rate of 6,000 a day; we'll need 16,666.67 days.


Kentucky has their own exchange.  Only 4 million in Kentucky.  And 1/3 of Americans is a little high in terms of number of people and ridiculously high in terms of policies given many of those people will be in families covered together.
 
2013-10-06 02:52:07 PM  

BumpInTheNight: As much as I chuckle about 'the cloud' and SaaS, this is exactly the sort of problems those concepts are designed to overcome.


I'm not sure that would have worked here, because if I remember correctly HIPPA regulations impose strict rules on how healthcare data can be stored.  It might be that none of the cloud providers could offer a compliant service.
 
2013-10-06 02:52:51 PM  

Mike_1962: iheartscotch: Mike_1962: Lee451: I would be more impressed with Obamacare if Obama were the first one  sign up for it. Congress should have been the next 535 to sign up for it.

You do realize that Congress is obligated by law to use the exchange?

Unless they are a democrat. I remember reading something about an exemption.....

Uh huh. Care to provide a citation with some credibility? Should be easy. Laws and exemptions to them are public domain. You're doing nothing but posting the eqivalent of a FW: fw: fw:


This was on fark a couple days ago.

http://thehill.com/blogs/congress-blog/healthcare/325201-no-congressi o nal-obamacare-exemptions (copy/pasta)
 
2013-10-06 02:53:42 PM  

Daniels: This is a function of there not being enough computer programmers to make the country function.  That isn't ACA's fault.  It's a failure of schools and colleges to turn out kids with relevant majors.

But keep getting those $200k history degrees, kids!


============

Huh?  I know dozens of IT people who are unemployed, or underemployed.  Despite this fact, most large IT companies refuse to hire any American IT people, instead preferring to play the H1-B visa game.
 
2013-10-06 02:54:10 PM  
There's an obvious way to handle increased volume.
blog.navypier.com
 
2013-10-06 02:55:08 PM  

Bucky Katt: Dow Jones and the Temple of Doom: DamnYankees: Dow Jones and the Temple of Doom: I'm not saying anything. I'm asking a question which so far no one has been able to answer.

If you're too poor, you get Medicaid. If you don't qualify for Medicaid because you make too much, you get subsidies to pay for insurance through the ACA. The less money you make, the bigger the subsidy.

Hah. That sounds great. Do you know what the subsidies are for a person making $35k/year?

Hint: not nearly enough to afford the mandated private insurance.

Which state are you talking about?  The premiums vary by state.


FL specifically
 
2013-10-06 02:55:10 PM  

12349876: Dimensio: 12349876: iheartscotch: Here we are, 5 days later, and nobody has been able to even look at their options.

If by nobody, you mean the 13k Kentuckians who have applied and 6k who have enrolled then sure.

http://www.kentucky.com/2013/10/05/2861764/kentucky-emerges-as-key-p ol itical.html

The state's Democratic governor will likely face a serious re-election challenge from a Republican candidate who makes issue of Governor Beshear's willingness to enable poor people to receive affordable health coverage. is term limited.  Gone in late 2015 and so far indicating he'll retire from politics.


And I'll add he'll be 71 when he leaves the governor's office, which is "opponents will question his age" territory if he runs for something else.
 
2013-10-06 02:55:43 PM  

iheartscotch: 6,000; out of a country of 300,000,000.... That's not even a .01 of 1%. Let's say, for the sake of argument, that 1/3 of Americans need to sign up for ACA. That's 100,000,000 Americans. At the rate of 6,000 a day; we'll need 16,666.67 days.


It's not out of 300 million, it's out of the pool of currently uninsured people who live in a state without a state exchange. The number of uninsured people in the US stands at about 45 million, I don't know how many live in states without state exchanges.
 
2013-10-06 02:55:56 PM  
Dudes, I have one anti-Obama friend who, in all seriousness, said that NOT ONE PERSON has bought Obamacare since the exchanges opened.

She said this by quoting a report that said that.

The report was dated 10/3/13, 0940.

Yes, Obamacare is a failure because NO cash has made it over the table in the initial 48 hours.  Never mind how long it takes to actually sign up for insurance, go to the underwriters, etc etc...
 
2013-10-06 02:56:26 PM  

Fubini: what happens if everyone in the city flushes their toilet at once?


It would mean the McRib is back.
 
2013-10-06 02:56:46 PM  
i.imgur.com
 
2013-10-06 02:57:00 PM  
This is what you get when you force awarding contracts to low bidders. Someone doesn't understand that streaming 90 files between a client and the server in a high-volume application is probably not a good idea. Or they were just lazy and made a crappy design.
 
2013-10-06 02:59:56 PM  

MBooda: There's an obvious way to handle increased volume.


4.bp.blogspot.com

Also works for anti-gubbmint whining.
 
2013-10-06 03:00:07 PM  

Fubini: iheartscotch: 6,000; out of a country of 300,000,000.... That's not even a .01 of 1%. Let's say, for the sake of argument, that 1/3 of Americans need to sign up for ACA. That's 100,000,000 Americans. At the rate of 6,000 a day; we'll need 16,666.67 days.

It's not out of 300 million, it's out of the pool of currently uninsured people who live in a state without a state exchange. The number of uninsured people in the US stands at about 45 million, I don't know how many live in states without state exchanges.


Ok, let's say that 20,000,000 Americans need to sign up for ACA and they live in states without exchanges. At 6,000 a day; we'd need 3,333.33 days.
 
2013-10-06 03:00:23 PM  

anfrind: BumpInTheNight: As much as I chuckle about 'the cloud' and SaaS, this is exactly the sort of problems those concepts are designed to overcome.

I'm not sure that would have worked here, because if I remember correctly HIPPA regulations impose strict rules on how healthcare data can be stored.  It might be that none of the cloud providers could offer a compliant service.


The cloud providers will try to tell you that it's all kosher as long as all data is strongly encrypted whenever it leaves the server (even if it's just going to another server in the cloud). Supposedly it's impossible for Amazon's employees to access a currently running EC2 session, but I would sincerely doubt that there's not one person there who can. I do know that a lot of people in the industry are being very conservative about the cloud approach, and that's only if they haven't already rejected it out of hand.
 
2013-10-06 03:01:32 PM  

netringer: Riche: Because of this Obamacare is clearly a complete failure and should be immediately repealed.

...and more to the point, obviously nobody wants to sign up.


By the same logic paying taxes sure is popular around April 15th, and that popularity is a sign that we should raise those taxes and all those people just falling all over themselves to pay.
 
2013-10-06 03:01:43 PM  

ekdikeo4: People fail to understand the difficulty involved with providing enough server capacity for something like that.  Especially considering that within a week or two, you won't need half or more of the capacity that you would've liked to have had at launch.  So, although it looks kind of bad at start, just like with GTA Online, traffic will eventually level out, and things will be "normal".


Any rational person would have launched the site a month or months before day that people were going to start having to sign up. Get the bugs out before. It's not like they haven't had a few years of knowing this date was coming.
 
2013-10-06 03:05:31 PM  

Benjimin_Dover: ekdikeo4: People fail to understand the difficulty involved with providing enough server capacity for something like that.  Especially considering that within a week or two, you won't need half or more of the capacity that you would've liked to have had at launch.  So, although it looks kind of bad at start, just like with GTA Online, traffic will eventually level out, and things will be "normal".

Any rational person would have launched the site a month or months before day that people were going to start having to sign up. Get the bugs out before. It's not like they haven't had a few years of knowing this date was coming.


Massive new programs are going to have bugs, glitches and problems.  Anyone thinking otherwise is retarded.

Opening the website months ago would have only tested the ability of the website to function with no traffic on it.  The problem comes from the flood of traffic, not the website itself.
 
2013-10-06 03:05:40 PM  

SauronWasFramed: I spent 3 days trying to create an account and was finally able to do so. Two days later, I still haven't been able to log in.

The Obamacare defenders dismiss the failures of the website forgetting :

We have to buy insurance by 12/15 or else. Else what? Whatif you don't pay the fine?

The government compared the failure to apples I phone. We aren't required to buy an iPhone

The insurance isn't affordable or free. If. However, I could log in, I would find out if the subsidy calculator estimate of $19000 with a $12000 out of pocket is accurate or not.


Couple of things:

1) You have months to get on and sign up for Healthcare..  Doesn't have to be today.

2) You can go to your States exchange if you want - you don't have to use the Federal Exchange.

3) You can get your healthcare from your JOb

4) You can find healthcare from insurance companies directly if you want.

So you have time and choices...


AS for paying the fine for not having insurance... That is tacked on your IRS income taxes.  So it will come out of your tax return.. eventually
 
2013-10-06 03:05:44 PM  

iheartscotch: Fubini: iheartscotch: 6,000; out of a country of 300,000,000.... That's not even a .01 of 1%. Let's say, for the sake of argument, that 1/3 of Americans need to sign up for ACA. That's 100,000,000 Americans. At the rate of 6,000 a day; we'll need 16,666.67 days.

It's not out of 300 million, it's out of the pool of currently uninsured people who live in a state without a state exchange. The number of uninsured people in the US stands at about 45 million, I don't know how many live in states without state exchanges.

Ok, let's say that 20,000,000 Americans need to sign up for ACA and they live in states without exchanges. At 6,000 a day; we'd need 3,333.33 days.


Given that your numbers are from a state exchange, it still doesn't make sense. The federal exchange was designed for 60,000 concurrent users, and it doesn't take all day for one person to sign their family up for healthcare, so that multiple generations of clients can access the exchanges each day. Assume there are five generations, and you're looking at signing up 300,000 policies per day. Note that lots of policies will be written for more than one person, and that people could hypothetically be on the exchanges all day, but I'm just assuming that everyone tries to get on between 5:00PM and 9:00PM after work.

Also, bear in mind that the federal exchanges have released no numbers whatsoever, so both you and I are both engaging in wild-ass speculation.
 
2013-10-06 03:06:17 PM  

Fissile: Daniels: This is a function of there not being enough computer programmers to make the country function.  That isn't ACA's fault.  It's a failure of schools and colleges to turn out kids with relevant majors.

But keep getting those $200k history degrees, kids!

============

Huh?  I know dozens of IT people who are unemployed, or underemployed.  Despite this fact, most large IT companies refuse to hire any American IT people, instead preferring to play the H1-B visa game.


If you know unemployed or underemployed IT people, they're either not looking very hard, are convinced their PASCAL skills should be all they need, or they're unwilling to relocate.  Because there are several thousand programming jobs in NYC alone.  Places are hiring H1B's because they need bodies to fill the seats.
 
2013-10-06 03:07:18 PM  

Dow Jones and the Temple of Doom: Bucky Katt: Dow Jones and the Temple of Doom: DamnYankees: Dow Jones and the Temple of Doom: I'm not saying anything. I'm asking a question which so far no one has been able to answer.

If you're too poor, you get Medicaid. If you don't qualify for Medicaid because you make too much, you get subsidies to pay for insurance through the ACA. The less money you make, the bigger the subsidy.

Hah. That sounds great. Do you know what the subsidies are for a person making $35k/year?

Hint: not nearly enough to afford the mandated private insurance.

Which state are you talking about?  The premiums vary by state.

FL specifically


Gov. Baldemort.  You should move to a state that isn't run by evil.
 
2013-10-06 03:07:23 PM  

Ishidan: Dudes, I have one anti-Obama friend who, in all seriousness, said that NOT ONE PERSON has bought Obamacare since the exchanges opened.


I've been wondering the same. I'm interested but I can't enroll because of the website. Has a single person actually enrolled? Is there a single verified, non-astroturfer, actual American citizen who has enrolled? If so, what are the numbers? How many have actually enrolled vs those trying to enroll? It would be comforting to know, one way or the other.
 
2013-10-06 03:08:05 PM  

Dow Jones and the Temple of Doom: DamnYankees: Dow Jones and the Temple of Doom: I'm not saying anything. I'm asking a question which so far no one has been able to answer.

If you're too poor, you get Medicaid. If you don't qualify for Medicaid because you make too much, you get subsidies to pay for insurance through the ACA. The less money you make, the bigger the subsidy.

Hah. That sounds great. Do you know what the subsidies are for a person making $35k/year?

Hint: not nearly enough to afford the mandated private insurance.


What $35k job doesn't offer health insurance?  Maybe its time you find a better employer?
 
2013-10-06 03:08:34 PM  
While i know the Issues will be ironed out in time, i am rather disappointed that despite a shiat ton of evidence showing people  are likely to mass on a new web service when it opens and if said service is not prepared for the rush they have major problems.

Whoever is in charge of the  techs running the website for Obamacare failed to learn from the failings of others and did this to themselves.
 
2013-10-06 03:08:58 PM  

Fubini: Second, people in the government know that they're going to be in this business for a long time. It's far more cost effective to manage their own server infrastructure than to lease it from a cloud provider in perpetuity, so a dedicated, local server infrastructure is a given. Then, you have the following problem: do you spend a ton of money to develop a cloud based system (which is difficult due to HIPAA constraints) alongside your local version, just so you can meet demand in the first two to four weeks? Or is it more sensible to just develop one version of your infrastructure and ask people to be patient during launch?


But it's not their server structure. It is outsourced to a Canadian company. Same as the Amazon cloud but it says 'eh when it crashes.

The U.S. Department of Health and Human Services, which oversaw development of the site, declined to make any of its IT experts available for interviews. CGI Group Inc, the Canadian contractor that built HealthCare.gov, is "declining to comment at this time," said spokeswoman Linda Odorisio.

http://news.yahoo.com/analysis-experts-architecture-obamacare-websi te- 154731693--sector.html
 
2013-10-06 03:09:19 PM  
http://www.weeklystandard.com/blogs/treasury-secretary-stonewalls-whe n -asked-how-many-have-signed-obamacare_759310.html

"How many people have signed up for Obamacare?"
"we aren't sure, we crashed the server when we tried to check."
 
2013-10-06 03:10:01 PM  
sounds more like what happens when you get your server from the lowest bidder
 
2013-10-06 03:10:03 PM  

Dow Jones and the Temple of Doom: Single payer is what the democrats should have fought for, instead mandatory private insurance. Oh well.


Democrats made the mistake of thinking things would be better if they compromised with Republicans.  Should have shot for Single Payer.  But that would require a Constitutional Amendment.
 
2013-10-06 03:10:41 PM  

DamnYankees: Dow Jones and the Temple of Doom: I'm not saying anything. I'm asking a question which so far no one has been able to answer.

If you're too poor, you get Medicaid. If you don't qualify for Medicaid because you make too much, you get subsidies to pay for insurance through the ACA. The less money you make, the bigger the subsidy.


I think you should clarify that answer. Every source I've seen so far says that these "subsidies" are not checks cut to either you or the insurance company. They are "tax credits" which a person would get when they submit a tax return. Here's a hint for you. The tax filer does get to chose where his tax credits go. It is immediately subtracted from the tax liability. So if after Uncle Sam takes his cut and there's not enough of that tax credit left to pay the premium, how does that person pay?
 
2013-10-06 03:10:53 PM  

shtychkn: Dow Jones and the Temple of Doom: DamnYankees: Dow Jones and the Temple of Doom: I'm not saying anything. I'm asking a question which so far no one has been able to answer.

If you're too poor, you get Medicaid. If you don't qualify for Medicaid because you make too much, you get subsidies to pay for insurance through the ACA. The less money you make, the bigger the subsidy.

Hah. That sounds great. Do you know what the subsidies are for a person making $35k/year?

Hint: not nearly enough to afford the mandated private insurance.

What $35k job doesn't offer health insurance?  Maybe its time you find a better employer?


Wasn't that the point of all this bulls**t?
 
2013-10-06 03:12:00 PM  

LordOfThePings: MBooda: There's an obvious way to handle increased volume.

[4.bp.blogspot.com image 400x300]

Also works for anti-gubbmint whining.


Some prefer the natural solution.

bloggingblue.com
/or *favorited!*ing
 
2013-10-06 03:12:47 PM  

Benjimin_Dover: DamnYankees: Dow Jones and the Temple of Doom: I'm not saying anything. I'm asking a question which so far no one has been able to answer.

If you're too poor, you get Medicaid. If you don't qualify for Medicaid because you make too much, you get subsidies to pay for insurance through the ACA. The less money you make, the bigger the subsidy.

I think you should clarify that answer. Every source I've seen so far says that these "subsidies" are not checks cut to either you or the insurance company. They are "tax credits" which a person would get when they submit a tax return. Here's a hint for you. The tax filer does get to chose where his tax credits go. It is immediately subtracted from the tax liability. So if after Uncle Sam takes his cut and there's not enough of that tax credit left to pay the premium, how does that person pay?


You really need to go wiki how this shiat works.  Expecting everyone else to educate you on the basics is humiliating.  Or it should be, at least.
 
2013-10-06 03:14:29 PM  

Infernalist: Benjimin_Dover: DamnYankees: Dow Jones and the Temple of Doom: I'm not saying anything. I'm asking a question which so far no one has been able to answer.

If you're too poor, you get Medicaid. If you don't qualify for Medicaid because you make too much, you get subsidies to pay for insurance through the ACA. The less money you make, the bigger the subsidy.

I think you should clarify that answer. Every source I've seen so far says that these "subsidies" are not checks cut to either you or the insurance company. They are "tax credits" which a person would get when they submit a tax return. Here's a hint for you. The tax filer does get to chose where his tax credits go. It is immediately subtracted from the tax liability. So if after Uncle Sam takes his cut and there's not enough of that tax credit left to pay the premium, how does that person pay?

You really need to go wiki how this shiat works.  Expecting everyone else to educate you on the basics is humiliating.  Or it should be, at least.


You can just say "I don't know."
 
2013-10-06 03:15:08 PM  

Infernalist: Benjimin_Dover: DamnYankees: Dow Jones and the Temple of Doom: I'm not saying anything. I'm asking a question which so far no one has been able to answer.

If you're too poor, you get Medicaid. If you don't qualify for Medicaid because you make too much, you get subsidies to pay for insurance through the ACA. The less money you make, the bigger the subsidy.

I think you should clarify that answer. Every source I've seen so far says that these "subsidies" are not checks cut to either you or the insurance company. They are "tax credits" which a person would get when they submit a tax return. Here's a hint for you. The tax filer does get to chose where his tax credits go. It is immediately subtracted from the tax liability. So if after Uncle Sam takes his cut and there's not enough of that tax credit left to pay the premium, how does that person pay?

You really need to go wiki how this shiat works.  Expecting everyone else to educate you on the basics is humiliating.  Or it should be, at least.


Bottom line is most people who are currently employed without insurance still aren't going to be able to afford insurance. Heralding Obamacare as some sort of useful national healthcare system is what's humiliating. It it should be, at least.
 
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