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(ABC Local)   There is one man brave enough to explore and explain Obamacare. And that man is none other than KABC's own Ric Romero   (abclocal.go.com) divider line 118
    More: Obvious, KABC, Ric Romero, obamacare, coverages  
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3762 clicks; posted to Main » on 05 Oct 2013 at 7:25 AM (27 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2013-10-05 07:27:31 AM
Truly an American hero.
 
2013-10-05 07:32:40 AM
I think I signed up for the Lead Ingot Plan.
 
2013-10-05 07:32:45 AM
fta - For bronze, your annual deductible would be $5,000. For platinum, it's zero deductible.
- A primary care visit to your doctor costs $60 in co-payment at the bronze level and $20 for the platinum level.
- Brand name prescription drugs will cost you $50 with bronze coverage, and $15 with platinum.


What's the co-pay for the death panels?
 
2013-10-05 07:37:04 AM
What the fark! Even medical crap are starting to sound like Xbox and PS achievements/trophies. What next, you earn a medal for going to the dentist twice a year? Oh look you just got STD! Achievement Unlocked: Unprotected Slut!
 
2013-10-05 07:48:39 AM

GreenSun: What the fark! Even medical crap are starting to sound like Xbox and PS achievements/trophies. What next, you earn a medal for going to the dentist twice a year? Oh look you just got STD! Achievement Unlocked: Unprotected Slut!


You sound cranky.
 
das
2013-10-05 07:51:03 AM

Matthew Keene: I think I signed up for the Lead Ingot Plan.


Peat moss plan for me.
 
2013-10-05 07:57:57 AM
I'll explain the ACA in a hurry. Since interventionist medicine prods doctors to do more to earn more we all have to consume more in order to pay more, thus everyone has to pay into the industry to ensure it's ready to give you drugs you don't need to treat diseases you wouldn't have if it weren't for big agriculture.

I sincerely wish Twinkies had stayed dead.
 
2013-10-05 08:00:12 AM

das: Matthew Keene: I think I signed up for the Lead Ingot Plan.

Peat moss plan for me.


I got a rock.
 
2013-10-05 08:04:07 AM
I haven't really kept up with the ACA plans, cuz I get insurance from my employer...but is a $5,000 deductable, and $60 a doctor's visit really "afordable"?  That sounds pretty pricey to me.
 
2013-10-05 08:07:35 AM

DontMakeMeComeBackThere: I haven't really kept up with the ACA plans, cuz I get insurance from my employer...but is a $5,000 deductable, and $60 a doctor's visit really "afordable"?  That sounds pretty pricey to me.


What's your deductible?

I was curious so I compared my employer-sponsored plan on the market place. It's slightly cheaper than what I currently pay. For the exact same plan.

Plans available through the exchange vary depending on your needs and budget. So, that's something to keep in mind.
 
2013-10-05 08:08:22 AM
This whole thing is the most blatant rip off of the American people in the history of the planet. A fleecing of the sheep before slaughter.
 
2013-10-05 08:08:55 AM
Sounds like the more money you have the less it"s going to cost you to get sick. Any one who can't afford the bronze plan will have to the tax(really a fine) and then get hit with the full bill from the doctor. I know there are people who will receive healthcare for free(from us taxpayers) but there are people who will not qualify and can not afford purchasing healthcare. This is a disaster waiting to happen to our economy.
 
2013-10-05 08:11:50 AM
I'll go with the neutronium plan.
 
2013-10-05 08:11:53 AM

Snappingturtle: Sounds like the more money you have the less it"s going to cost you to get sick. Any one who can't afford the bronze plan will have to the tax(really a fine) and then get hit with the full bill from the doctor. I know there are people who will receive healthcare for free(from us taxpayers) but there are people who will not qualify and can not afford purchasing healthcare. This is a disaster waiting to happen to our economy.


Universal single-payer would fix that
 
2013-10-05 08:13:05 AM

Snappingturtle: Sounds like the more money you have the less it"s going to cost you to get sick. Any one who can't afford the bronze plan will have to the tax(really a fine) and then get hit with the full bill from the doctor. I know there are people who will receive healthcare for free(from us taxpayers) but there are people who will not qualify and can not afford purchasing healthcare. This is a disaster waiting to happen to our economy.


If you live in a civilized state then your state has rolled out Medicaid expansion to cover those unable to afford insurance.
 
2013-10-05 08:13:57 AM
Please explain how universal single-payer  coverage would fix this.
 
2013-10-05 08:14:28 AM

Notabunny: Snappingturtle: Sounds like the more money you have the less it"s going to cost you to get sick. Any one who can't afford the bronze plan will have to the tax(really a fine) and then get hit with the full bill from the doctor. I know there are people who will receive healthcare for free(from us taxpayers) but there are people who will not qualify and can not afford purchasing healthcare. This is a disaster waiting to happen to our economy.

Universal single-payer would fix that


Indeed.

I still think that the Senate should introduce that bill during the shutdown.
 
2013-10-05 08:16:52 AM

Notabunny: fta - For bronze, your annual deductible would be $5,000. For platinum, it's zero deductible.
- A primary care visit to your doctor costs $60 in co-payment at the bronze level and $20 for the platinum level.
- Brand name prescription drugs will cost you $50 with bronze coverage, and $15 with platinum.

What's the co-pay for the death panels?


It's free! You will have to have a crystal installed in your hand that lets you know when it's time to renew.
 
2013-10-05 08:17:07 AM

Snappingturtle: Please explain how universal single-payer  coverage would fix this.


Everybody would have healthcare, and nobody would get hit with the full bill from the doctor.
 
2013-10-05 08:17:33 AM
I currently have a 500 dollar deductable with an 80/20 plan.  20 dollar copay.  Bcbs
 
2013-10-05 08:18:41 AM

killiemary: This whole thing is the most blatant rip off of the American people in the history of the planet. A fleecing of the sheep before slaughter.


Yes, yes, sweetie, people having access to healthcare will kill America. What we need is tax cuts for Mitt Romney!
 
2013-10-05 08:18:44 AM

Mega Steve: Notabunny: fta - For bronze, your annual deductible would be $5,000. For platinum, it's zero deductible.
- A primary care visit to your doctor costs $60 in co-payment at the bronze level and $20 for the platinum level.
- Brand name prescription drugs will cost you $50 with bronze coverage, and $15 with platinum.

What's the co-pay for the death panels?

It's free! You will have to have a crystal installed in your hand that lets you know when it's time to renew.


Yay! Oh, wait. I'm already past my sell-by date. Run!
 
2013-10-05 08:18:47 AM

Snappingturtle: Sounds like the more money you have the less it"s going to cost you to get sick. Any one who can't afford the bronze plan will have to the tax(really a fine) and then get hit with the full bill from the doctor. I know there are people who will receive healthcare for free(from us taxpayers) but there are people who will not qualify and can not afford purchasing healthcare. This is a disaster waiting to happen to our economy.


Since it's apparently no big deal, I encourage anyone who supports the Republican plan to do this.  Cancel your health insurance for a year.  That's what they're advocating.  We can wait a year.  I am here to tell you that one bad roll of the dice in that year would put you in permanent financial ruin.

It is barbaric to suggest that fellow human beings should be denied access to healthcare because of money.
 
2013-10-05 08:19:08 AM
Really Notabunny. Who would pay the bill?
 
2013-10-05 08:20:37 AM

Snappingturtle: Please explain how universal single-payer  coverage would fix this.

 Are you paid to be this stupid?
 
2013-10-05 08:22:00 AM
Hey AngryDragon no one is denied access to healthcare.This is all about health insurance.
 
2013-10-05 08:23:51 AM

Snappingturtle: Really Notabunny. Who would pay the bill?


Everybody. About 300,000,000 people would split the bill.
 
2013-10-05 08:27:16 AM
No Notabunny.300.000.000 would not split the bill. It would be more likely about 120,000,000 people that work.how would you expect someone out of work or a child to pay?
 
2013-10-05 08:30:06 AM

Snappingturtle: No Notabunny.300.000.000 would not split the bill. It would be more likely about 120,000,000 people that work.how would you expect someone out of work or a child to pay?


Fair enough.
 
2013-10-05 08:31:37 AM

Snappingturtle: Hey AngryDragon no one is denied access to healthcare.This is all about health insurance.


If you think that someone not going to the doctor when a problem is minor and treatable then waiting to go to the emergency room when it is life threatening and costs 1000x as much is not denial of access, you are insane.  Or worse, someone treating the ER as their primary care physician because they have no insurance.

You and I PAY for those ER visits you idiot.  A course of anti-biotics is free at WalMart if you just go to a doctor for a prescription.  $100 tops with insurance.  People don't go because they have no insurance.  An ER visit costs thousands of dollars.  Have you been to an ER recently?  They are jam packed 24 hours a day, mostly with minor issues.  This is a simple problem to fix and in the long run will cost you and I LESS MONEY.

Why is the cost benefit analysis on this so hard to understand?
 
2013-10-05 08:35:47 AM

killiemary: This whole thing is the most blatant rip off of the American people in the history of the planet. A fleecing of the sheep before slaughter.


I expect to see you protesting outside the doctor's office screaming at the patients to not get health care because it will lead America to Socialism.
 
2013-10-05 08:36:49 AM
Socialism is very dangerous. Government only sees you as a number. They do not care about you individually. They only care about taking more of your money. Our founding fathers gave us the greatest gift ever, the freedom to choose. Please realize this before it is too late.
 
2013-10-05 08:38:21 AM

AngryDragon: Snappingturtle: Hey AngryDragon no one is denied access to healthcare.This is all about health insurance.

If you think that someone not going to the doctor when a problem is minor and treatable then waiting to go to the emergency room when it is life threatening and costs 1000x as much is not denial of access, you are insane.  Or worse, someone treating the ER as their primary care physician because they have no insurance.

You and I PAY for those ER visits you idiot.  A course of anti-biotics is free at WalMart if you just go to a doctor for a prescription.  $100 tops with insurance.  People don't go because they have no insurance.  An ER visit costs thousands of dollars.  Have you been to an ER recently?  They are jam packed 24 hours a day, mostly with minor issues.  This is a simple problem to fix and in the long run will cost you and I LESS MONEY.

Why is the cost benefit analysis on this so hard to understand?


Because it requires analysis.
 
2013-10-05 08:40:48 AM

AngryDragon: Snappingturtle: Hey AngryDragon no one is denied access to healthcare.This is all about health insurance.

If you think that someone not going to the doctor when a problem is minor and treatable then waiting to go to the emergency room when it is life threatening and costs 1000x as much is not denial of access, you are insane.  Or worse, someone treating the ER as their primary care physician because they have no insurance.

You and I PAY for those ER visits you idiot.  A course of anti-biotics is free at WalMart if you just go to a doctor for a prescription.  $100 tops with insurance.  People don't go because they have no insurance.  An ER visit costs thousands of dollars.  Have you been to an ER recently?  They are jam packed 24 hours a day, mostly with minor issues.  This is a simple problem to fix and in the long run will cost you and I LESS MONEY.

Why is the cost benefit analysis on this so hard to understand?


Think of it as a sick tax. And because people w/o health insurance don't go to the doctor until after their chronic condition becomes acute, the sick tax is very, very high. It's unnecessary and wasteful, but it also punishes the poor. So you can see why we've relied on it for decades.
 
2013-10-05 08:41:46 AM

Snappingturtle: Socialism is very dangerous. Government only sees you as a number. They do not care about you individually. They only care about taking more of your money. Our founding fathers gave us the greatest gift ever, the freedom to choose. Please realize this before it is too late.


DRINK!
 
2013-10-05 08:43:45 AM

Snappingturtle: Socialism is very dangerous. Government only sees you as a number. They do not care about you individually. They only care about taking more of your money. Our founding fathers gave us the greatest gift ever, the freedom to choose. Please realize this before it is too late.


And see, I thought you were someone who had genuine legitimate questions.  Turns out you're either just a third-rate troll or a raging idiot.  Please, we don't need another NarrowCranium or WitlessProtectionProgram alt.  Do us all a favor and shut it down, now.
 
2013-10-05 08:49:27 AM

Notabunny: Think of it as a sick tax. And because people w/o health insurance don't go to the doctor until after their chronic condition becomes acute, the sick tax is very, very high. It's unnecessary and wasteful, but it also punishes the poor. So you can see why we've relied on it for decades


The greatest irony is that it's the "religious right" that opposes this so fervently.  Maybe I just misread my bible.

Matthew 9:35
Jesus went through all the towns and villages, teaching in their synagogues, preaching the good news of the kingdom and healing every disease and sickness.

They must have left out at the end "except for those deadbeats who can't afford insurance, fark those guys"
 
2013-10-05 08:49:27 AM

scruffynerfherder: I currently have a 500 dollar deductable with an 80/20 plan.  20 dollar copay.  Bcbs


Could you post an unboxing on YouTube? Thanks.
 
2013-10-05 08:53:11 AM

UNC_Samurai: Snappingturtle: Socialism is very dangerous. Government only sees you as a number. They do not care about you individually. They only care about taking more of your money. Our founding fathers gave us the greatest gift ever, the freedom to choose. Please realize this before it is too late.

And see, I thought you were someone who had genuine legitimate questions.  Turns out you're either just a third-rate troll or a raging idiot.  Please, we don't need another NarrowCranium or WitlessProtectionProgram alt.  Do us all a favor and shut it down, now.


Are you saying he's wrong?
 
2013-10-05 08:54:43 AM

Kit Fister: Are you saying he's wrong?


www.netmeister.org
 
2013-10-05 08:55:04 AM

AngryDragon: Notabunny: Think of it as a sick tax. And because people w/o health insurance don't go to the doctor until after their chronic condition becomes acute, the sick tax is very, very high. It's unnecessary and wasteful, but it also punishes the poor. So you can see why we've relied on it for decades

The greatest irony is that it's the "religious right" that opposes this so fervently.  Maybe I just misread my bible.

Matthew 9:35
Jesus went through all the towns and villages, teaching in their synagogues, preaching the good news of the kingdom and healing every disease and sickness.

They must have left out at the end "except for those deadbeats who can't afford insurance, fark those guys"


Jesus didn't have a pre-existing condition clause? No wonder he was broke.
 
2013-10-05 08:55:18 AM

Snappingturtle: Socialism is very dangerous. Government only sees you as a number. They do not care about you individually. They only care about taking more of your money. Our founding fathers gave us the greatest gift ever, the freedom to choose. Please realize this before it is too late.


Once populations go beyond triple digits, you're no longer an individual.  You're a number, a member of the organization.  This goes for government, to schools, to churches, to bowling leagues.

AngryDragon: It is barbaric to suggest that fellow human beings should be denied access to healthcare because of money.


Yet I've seen that argument. It goes something like "the person has a lot of medical issues, there are finite resources, why should we give them further care?"  Mostly in response to meting out expensive, experimental treatments for obscure or terminal diseases.  Alternately, for treatable, preventable chronic illnesses brought on by poor habits (diabetes, high blood pressure).  It's not cost effective to research or treat ALS, but it damn sure is for ED.  I don't agree with that argument, even if I see some merit to it.
 
2013-10-05 09:02:49 AM

Snappingturtle: Socialism is very dangerous. Government only sees you as a number. They do not care about you individually. They only care about taking more of your money. Our founding fathers gave us the greatest gift ever, the freedom to choose. Please realize this before it is too late.


Capitalism is very dangerous.  Corporations see you only as a customer.  They do not care about you individually.  They only care about taking more of your money.  Our founding fathers gave us the greatest gift ever, the freedom to choose.  Please realize this before it is too late.

See.  Same argument applies to both sides.  You think that corporations care about you?  You think that insurance companies care whether you live or die?  You are nothing to them except a profit production unit, nothing more.  Remember all that talk about the role of a corporation is to maximize profit at all costs?  Yeah.  They aren't in it for you.

At least Government is supposed to be Of the People, By the People and FOR THE PEOPLE.  They don't have a profit motive, they aren't doing it themselves.  Government is supposed to be there to help and protect the people.

I'd rather pay into a single-care socalized health system than the clusterfark we have right now of private insurance.  Obamacare didn't go anywhere near far enough, it was a band-aid on a gunshot wound.  I only support it because at least it's a band-aid, instead of the Republicans solution, which is essentially "if you aren't rich, fark you".
 
2013-10-05 09:08:08 AM

Snappingturtle: Socialism is very dangerous. Government only sees you as a number. They do not care about you individually. They only care about taking more of your money. Our founding fathers gave us the greatest gift ever, the freedom to choose. Please realize this before it is too late.


We chose Obamacare. As you said as is our right.

Why do you hate freedom?
 
2013-10-05 09:20:16 AM
You Americans need to stop pussyfooting around this and just get normal universal health care like the rest of the developed world.  What you have coming is still going to make yours the most expensive health care system in the world because you have so many layers of private systems to pay out to.

I've looked at your tax numbers, and compared them to mine in Canada.  After taxes and paying for health insurance (that doesn't cover as much as ours AND has deductibles) you pay out more yearly than I do in taxes.

But hey, at least your system generates more jobs.  So there's that.
 
2013-10-05 09:21:15 AM

Snappingturtle: Socialism is very dangerous. Government only sees you as a number. They do not care about you individually. They only care about taking more of your money. Our founding fathers gave us the greatest gift ever, the freedom to choose. Please realize this before it is too late.


You're wrong.  Socialism is very dangerous but the danger is that the government assures you it will assume responsibility for meeting your needs.  What the government never cares to disclose is that along with the assumption of those responsibilities will come assumption of the rights

Our founding fathers secured for us the right to live without fear of capricious government killing us, it gave us the right to engage in whatever lawful pursuits we chose and the right to acquire and hold wealth, free of fear from confiscation of any legally obtained property by the government.  Along with those rights, however, came the responsibility to grant others those same rights, to agree to be treated equally before the law, and to provide for ourselves.  After all, if we were not going to demand from government the responsibility of feeding, clothing, housing and caring for us, we would have to assume that responsibility.  If we eschew those responsibilities, we will lose our rights.  If, for example, we demand that the government provide a house for us, the government gets to decide where we will live.  If we demand free food, the government will decide what we eat.

If we demand from our employers free health insurance, the employer gets to decide what that insurance is.  If we demand it from the government, the government will decide the nature of our insurance.  And if we demand that they pay for our health care, the government will decide what comprises health care.  Those mechanisms are already in the ACA.  The Independent Payment Advisory Board will be an unelected, unaccountable group of people who may or may not be familiar with health care or insurance but they will have the power to decide which procedures will be covered, which will not and the level of compensation.

We can debate the reasons costs are so high that the majority of people can't afford health care and we can debate how to best provide care that truly is affordable and how to shift the rewards of productivity to those who are most productive (in other words to equalize, as nearly as possible, cost of employment to wages), we can debate how health insurance should really work.  What is not debatable is the fact that the ACA usurps huge amounts of the responsibility for the funding of health insurance and, consequently, health care and places it directly under the control of the government.  Along with that the government will, at some point, assume the right to determine what our health care is.  To believe otherwise is to be naive in the extreme.

But to comment on the article, it looks to me like, with all of these different levels of plans, the rich and high income earners will be able to afford the platinum plans and consequently pay little for their health care while the poor will only be able to afford the lowest cost plans that will cover next to nothing and result in the poor having to pay most of their   health care costs out of pocket.  Exactly what problem did we solve?
 
2013-10-05 09:22:19 AM

The_Fuzz: You Americans need to stop pussyfooting around this and just get normal universal health care like the rest of the developed world.  What you have coming is still going to make yours the most expensive health care system in the world because you have so many layers of private systems to pay out to.

I've looked at your tax numbers, and compared them to mine in Canada.  After taxes and paying for health insurance (that doesn't cover as much as ours AND has deductibles) you pay out more yearly than I do in taxes.

But hey, at least your system generates more jobs.  So there's that.


Hey, we could have universal health care if our Democrats had back bone and our Republicans weren't insane.


/sigh
 
2013-10-05 09:23:03 AM
"We support the freedom to choose, unless you choose Obamacare and it passes both houses and is signed into law and upheld by a conservative Supreme Court and validated by Democrats winning the White House and gaining seats in both houses in the last election ... in that case, we will literally shut down the whole government to take that choice away."

 - Most (but thankfully not all) of our Republican leaders
 
2013-10-05 09:23:36 AM

Kit Fister: UNC_Samurai: Snappingturtle: Socialism is very dangerous. Government only sees you as a number. They do not care about you individually. They only care about taking more of your money. Our founding fathers gave us the greatest gift ever, the freedom to choose. Please realize this before it is too late.

And see, I thought you were someone who had genuine legitimate questions.  Turns out you're either just a third-rate troll or a raging idiot.  Please, we don't need another NarrowCranium or WitlessProtectionProgram alt.  Do us all a favor and shut it down, now.

Are you saying he's wrong?


He is wrong.  He's wrong that ACA is socialism (it's an odd form of socialism that entrenches private sector companies, isn't it?), and he's wrong that socialism is "very dangerous" (frankly, it's no more dangerous than capitalism; under capitalism, the rich only see you as a resource to be exploited, and care even less about you individually than the government does).
 
2013-10-05 09:30:29 AM

AngryDragon: Notabunny: Think of it as a sick tax. And because people w/o health insurance don't go to the doctor until after their chronic condition becomes acute, the sick tax is very, very high. It's unnecessary and wasteful, but it also punishes the poor. So you can see why we've relied on it for decades

The greatest irony is that it's the "religious right" that opposes this so fervently.  Maybe I just misread my bible.

Matthew 9:35
Jesus went through all the towns and villages, teaching in their synagogues, preaching the good news of the kingdom and healing every disease and sickness.

They must have left out at the end "except for those deadbeats who can't afford insurance, fark those guys"


Yes, you did misread your Bible.  Every reference to helping the poor and healing the sick is a mandate for individual action, not government.  When the Good Samaritan helped the man who had been beaten and robbed, he helped him himself and left money out of his own pocket for his care.  He didn't drop him off at a free clinic or refer him to a social worker.  Jesus didn't sign folks up for government health care - he healed them himself.

Welfare, from a Biblical perspective, is immoral precisely because it robs, from the individual, the ability and the necessity of being charitable.  It is not charity to reach into another man's pocket and give it to the poor, it is charity to reach into your own pocket and give it to the poor.  When the government has assumed the responsibility for charity, it takes that away from the individual.

Note that I'm not saying welfare is illegal.  It obviously has been passed into law.  I won't even argue here that welfare is bad, although it hasn't proven successful at really helping either society or the individual recipient.  I will argue that it is anything but Biblical and it is not in the spirit of Christianity.  Inviting the hungry to dine with you is Christian.  Passing a law that your neighbors need to give him food is not.
 
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