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(The Consumerist)   26 year old unemployed Illinois guy is youngest Publisher's Clearing House winner ever. Maybe because not many 26-year olds order "World War 2" magazine   (consumerist.com) divider line 100
    More: Sappy, Illinois, Publishers Clearing House, unemployment  
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9527 clicks; posted to Main » on 01 Sep 2013 at 4:55 PM (32 weeks ago)   |  Favorite    |   share:  Share on Twitter share via Email Share on Facebook   more»



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2013-09-01 04:17:32 PM
For once I would like one of these winners to say "I will save most of it and talk to an investment counselor."
 
2013-09-01 04:58:57 PM

Jeep2011: For once I would like one of these winners to say "I will save most of it and talk to an investment counselor."


I've done the math, with a Ten Million dollar prize, I could comfortably live on the interest alone.  At a modest 3%, that's 300,000 a year.
 
2013-09-01 05:00:51 PM
"living paycheck to paycheck"
"buying new magazine subscriptions"

maybe if you weren't buying shiat you didn't need, you wouldn't be living paycheck to paycheck.
 
2013-09-01 05:01:30 PM
At least it wasn't someone that finds Ed Mac Mahon still attractive.
 
2013-09-01 05:01:35 PM
See?

Take an interest in history kiddies.
 
2013-09-01 05:01:51 PM
He should buy his Mom some teefus.
 
2013-09-01 05:02:06 PM

Jeep2011: For once I would like one of these winners to say "I will save most of it and talk to an investment counselor."


Normally I'd agree, but since it's a steady income instead of a lump-sum, investment seems much less necessary in this case.
 
2013-09-01 05:02:16 PM

The_Original_Roxtar: "living paycheck to paycheck"
"buying new magazine subscriptions"

maybe if you weren't buying shiat you didn't need, you wouldn't be living paycheck to paycheck.


But if he didn't buy magazines he wouldn't have won.
 
2013-09-01 05:02:29 PM
First thing's first. Move out of that low income housing area. You're just asking to be robbed if you stick around.

Second, where are you going to get 3% interest these days? (Seriously, I'm asking. Guaranteed rates are the lowest I've seen, and they are a third of 3%)
 
2013-09-01 05:04:15 PM

Savage Belief: At least it wasn't someone that finds Ed Mac Mahon still attractive.


To be fair, Mr. McMahon has lost a lot of weight in the past few years and his trademark smile is reportedly broader than ever. I'm not gay, but I have no problem going so far as to say he's a rather attractive gentleman.
 
2013-09-01 05:05:15 PM
People actually win that thing?
 
2013-09-01 05:09:22 PM

The_Original_Roxtar: "living paycheck to paycheck"
"buying new magazine subscriptions"

maybe if you weren't buying shiat you didn't need, you wouldn't be living paycheck to paycheck.


How dare these poor people buy things other than food and a roof?

Their entitlement sickens me to the point I just vomited all over my keyboard.

You hear that you disgusting grossly inept and overly entitled poor? You now owe me a new keyboard.

Expect my calls alongside the rest of your collections calls.. which of course you will ignore, probably as you head out the door to frivolously waste money you don't have on exorbitant  purchases such as a magazine, or *gasp* perhaps a candy bar, or *hrnngng* (sorry I almost vomited again) a movie ticket.

/You'll get the popcorn too, we all know you will, even though it's upwards of $7, because you take no responsibility for yourselves.
 
2013-09-01 05:14:06 PM
I'm 26, unemployed, and live in Illinois...I was hoping I might have had a bout of amnesia and forgotten I'd won this.
 
2013-09-01 05:15:33 PM
Seen walking up the driveway...

cdn2.holytaco.com
 
2013-09-01 05:16:38 PM

eKonk: Savage Belief: At least it wasn't someone that finds Ed Mac Mahon still attractive.

To be fair, Mr. McMahon has lost a lot of weight in the past few years and his trademark smile is reportedly broader than ever. I'm not gay, but I have no problem going so far as to   say he's a rather attractive gentleman.give him a hanjob in the men's room stall.


/Fixed that for my own enjoyment
 
2013-09-01 05:17:13 PM

AverageAmericanGuy: Second, where are you going to get 3% interest these days? (Seriously, I'm asking. Guaranteed rates are the lowest I've seen, and they are a third of 3%)


If you have $10MM to invest you can EASILY get 3% back, even over the short term. Hell, even with a lot less money a good bond fund and some dividend-paying stocks will get you the 3% before any capital gains. It's not like you'd put the whole thing in a credit union's savings account that pays 0.75% interest, nor do you need the returns to be exactly the same every year. Even a fairly conservative allocation of high quality bonds and blue chip stocks should get you well beyond 3% average return over any 10-year period when you include dividends, interest, and draw down some of the principal in down years when you need to.
 
2013-09-01 05:22:50 PM

dukeblue219: AverageAmericanGuy: Second, where are you going to get 3% interest these days? (Seriously, I'm asking. Guaranteed rates are the lowest I've seen, and they are a third of 3%)

If you have $10MM to invest you can EASILY get 3% back, even over the short term. Hell, even with a lot less money a good bond fund and some dividend-paying stocks will get you the 3% before any capital gains. It's not like you'd put the whole thing in a credit union's savings account that pays 0.75% interest, nor do you need the returns to be exactly the same every year. Even a fairly conservative allocation of high quality bonds and blue chip stocks should get you well beyond 3% average return over any 10-year period when you include dividends, interest, and draw down some of the principal in down years when you need to.


Yeah, was about to jump in and say basically the same thing. Properly invested I wouldn't even need to touch the main 10m chunk of assets at all ever.(well, maybe a medical emergency or something).
 
2013-09-01 05:24:53 PM

Jeep2011: For once I would like one of these winners to say "I will save most of it and talk to an investment counselor."


This. Addendum: "I am going to make a lot of people's lives a lot better, and still have enough to live modestly. I'm not greedy. I don't love money. I'll spread the wealth to those less fortunate."
 
2013-09-01 05:25:12 PM
"The Lottery, with its weekly pay-out of enormous prizes, was the one public event to which the proles paid serious attention. It was probable that there were some millions of proles for whom the Lottery was the principal if not the only reason for remaining alive. It was their delight, their folly, their anodyne, their intellectual stimulant. Where the Lottery was concerned, even people who could barely read and write seemed capable of intricate calculations and staggering feats of memory. There was a whole tribe of men who made their living simply by selling systems, forecasts, and lucky amulets. Winston had nothing to do with the Lottery, which was managed by the Ministry of Plenty, but he was aware (indeed everyone in the party was aware) that the prizes were largely imaginary. Only small sums were actually paid out, the winners of the big prizes being nonexistent persons."
 
2013-09-01 05:29:32 PM
So maybe he likes football, and porno, and books about war. Does that make him an asshole?
 
2013-09-01 05:37:10 PM
"We live payday to payday," said the Mom.

Something tells me Junior's going to find a way to piss away $5,000 a week and their lifestyle won't change. Until he ODs on something.

/I hope I'm wrong.
 
2013-09-01 05:37:46 PM

ParagonComplex: Jeep2011: For once I would like one of these winners to say "I will save most of it and talk to an investment counselor."

This. Addendum: "I am going to make a lot of people's lives a lot better, and still have enough to live modestly. I'm not greedy. I don't love money. I'll spread the wealth to those less fortunate."


Actually, many of them do. This doesn't make a good news story, however. So we just hear of all the losers who blow it in five years.
 
2013-09-01 05:38:13 PM

The_Original_Roxtar: "living paycheck to paycheck"
"buying new magazine subscriptions"

maybe if you weren't buying shiat you didn't need, you wouldn't be living paycheck to paycheck.


To be fair, most magazine subscriptions for 1 YEAR don't go over $50 (unless it's the trades, but people who read those are the type to spend the money on them anyways). What other sort of entertainment can you get for that kind of cash?
 
2013-09-01 05:38:37 PM
I hate Illinois Nazis
 
2013-09-01 05:38:59 PM

WordyGrrl: "We live payday to payday," said the Mom.

Something tells me Junior's going to find a way to piss away $5,000 a week and their lifestyle won't change. Until he ODs on something.

/I hope I'm wrong.


Yeah, nothing like that "where did all the money go?" feeling.
 
2013-09-01 05:39:41 PM

Matthew Keene: Seen walking up the driveway...

[cdn2.holytaco.com image 293x473]


You misread the headline. He ordered a World War 2magazine, not World War Z.
 
2013-09-01 05:41:58 PM
He's gonna blow it all on fireworks and junk for his pawn shop
 
2013-09-01 05:44:18 PM

The_Original_Roxtar: "living paycheck to paycheck"
"buying new magazine subscriptions"

maybe if you weren't buying shiat you didn't need, you wouldn't be living paycheck to paycheck.


Right on.

I can't think of less deserving sweepstakes winners than these selfish pricks with their decadent $15 magazine subscription ...

You know they're just going to blow the money on name brand groceries, rather than the discount store brand.
 
2013-09-01 05:46:10 PM
But it's MY money and I want it NOW!

macrorecords.files.wordpress.com
 
2013-09-01 05:46:44 PM

tiiger: Jeep2011: For once I would like one of these winners to say "I will save most of it and talk to an investment counselor."

I've done the math, with a Ten Million dollar prize, I could comfortably live on the interest alone.  At a modest 3%, that's 300,000 a year.


I bonds.  Best sure investment out there.

Current rate is 1.18% + inflation. which is now a smidge over 2%.

Plus it's tax free.
 
2013-09-01 05:48:26 PM
i have been entering way longer than he has lived and never won. even buy magazines occasionally. given my anecdotal  evidence we can conclude the contest is rigged.
 
2013-09-01 05:48:38 PM
crap I'm wrong. the gov site says inflation is .59%   Which is of course BS but that's what they are paying..  ignore previous post.. like  you haven't already.
 
2013-09-01 05:49:58 PM
Those people looked very well fed for being unemployed and minimum wage earning.  Good for them though.  Hopefully it get's them a better life, not worse as happens to many who receive a windfall.
 
2013-09-01 05:50:55 PM
I have no idea how that apostrophe appeared. ?
 
2013-09-01 05:52:03 PM

Starry Heavens: Jeep2011: For once I would like one of these winners to say "I will save most of it and talk to an investment counselor."

Normally I'd agree, but since it's a steady income instead of a lump-sum, investment seems much less necessary in this case.


I understand but I have read about people who get the steady income agreements and yet still manage to live beyond their means.
 
2013-09-01 05:57:22 PM

RottNDude: But it's MY money and I want it NOW!

[macrorecords.files.wordpress.com image 300x225]


Dear god I hate those ads.
 
2013-09-01 06:00:38 PM
I think I'm related to that guy.

/didn't read TFA
 
2013-09-01 06:04:26 PM

mrlewish: tiiger: Jeep2011: For once I would like one of these winners to say "I will save most of it and talk to an investment counselor."

I've done the math, with a Ten Million dollar prize, I could comfortably live on the interest alone.  At a modest 3%, that's 300,000 a year.

I bonds.  Best sure investment out there.

Current rate is 1.18% + inflation. which is now a smidge over 2%.

Plus it's tax free.


So are municipal bonds, which pay 4-6% depending on how you roll.
 
2013-09-01 06:05:57 PM

dukeblue219: AverageAmericanGuy: Second, where are you going to get 3% interest these days? (Seriously, I'm asking. Guaranteed rates are the lowest I've seen, and they are a third of 3%)

If you have $10MM to invest you can EASILY get 3% back, even over the short term. Hell, even with a lot less money a good bond fund and some dividend-paying stocks will get you the 3% before any capital gains. It's not like you'd put the whole thing in a credit union's savings account that pays 0.75% interest, nor do you need the returns to be exactly the same every year. Even a fairly conservative allocation of high quality bonds and blue chip stocks should get you well beyond 3% average return over any 10-year period when you include dividends, interest, and draw down some of the principal in down years when you need to.


I'm too lazy for that. I'll take annuities

/I know, hire someone to manage the money
 
2013-09-01 06:07:35 PM
AverageAmericanGuy: Second, where are you going to get 3% interest these days? (Seriously, I'm asking. Guaranteed rates are the lowest I've seen, and they are a third of 3%)

I miss the days of 6% interest on CDs :(

// was floating a down payment for a house in CDs and reinvesting the interest

// still floating the down payment for a house ... can't find a decent house that's affordable in the areas I want to live in.
 
2013-09-01 06:10:20 PM

RottNDude: But it's MY money and I want it NOW!

[macrorecords.files.wordpress.com image 300x225]


Haven't they gone bankrupt once already?
 
2013-09-01 06:13:11 PM

The_Original_Roxtar: "living paycheck to paycheck"
"buying new magazine subscriptions"

maybe if you weren't buying shiat you didn't need, you wouldn't be living paycheck to paycheck.


But they're not now, eh?

Prize Of $5K A Week

...oh
 
2013-09-01 06:17:39 PM
Will this money get me thicker veins in my penis?
 
2013-09-01 06:20:19 PM

The_Original_Roxtar: "living paycheck to paycheck"
"buying new magazine subscriptions"

maybe if you weren't buying shiat you didn't need, you wouldn't be living paycheck to paycheck.


Actually, if you read slowly, and/or you're the sort of person who enjoys reading the same thing several times, a magazine subscription is cheap entertainment. ($10-$20 per year, per magazine.)
 
2013-09-01 06:21:09 PM
"Cousin! Don't you remember me? I was at the funeral last year."
 
2013-09-01 06:28:52 PM
Maybe instead of a car, he should buy a razor and shave off that neard.
 
2013-09-01 06:30:20 PM

The One True TheDavid: "Cousin! Don't you remember me? I was at the funeral last year."


I have heard similar things when I go back to where I was born. They all ways want me to buy the rounds. I am shure this happens a lot to those who come into money are make a lot by their own merit.
 
2013-09-01 06:31:51 PM

dv-ous: The_Original_Roxtar: "living paycheck to paycheck"
"buying new magazine subscriptions"

maybe if you weren't buying shiat you didn't need, you wouldn't be living paycheck to paycheck.

Actually, if you read slowly, and/or you're the sort of person who enjoys reading the same thing several times, a magazine subscription is cheap entertainment. ($10-$20 per year, per magazine.)


Something to read on the crapper besides the Lysol can.
 
2013-09-01 06:34:40 PM

Jeep2011: The One True TheDavid: "Cousin! Don't you remember me? I was at the funeral last year."

I have heard similar things when I go back to where I was born. They all ways want me to buy the rounds. I am shure this happens a lot to those who come into money are make a lot by their own merit.


This happened to me when I moved out of state. There was an assumption that I had "made it", never mind I was working overnights.

Dress like a bum and carry nothing larger than a $5.
 
2013-09-01 06:35:54 PM
I could use a bunch of money right now. I have to pay back my college, replace my 6 year old computer, and my 20 year old car. It would also be nice to move out of my crap apartment and into something decent and possibly move to a large sized city instead of the small crappy town I live in now.
 
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